PRESENTED BY (PRESENTADO POR) Bright Prospect

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PRESENTED BY PRESENTED BY (PRESENTADO POR) (PRESENTADO POR) Bright Prospect Bright Prospect Demystifying the Costs of Demystifying the Costs of College College

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Demystifying the Costs of College. PRESENTED BY (PRESENTADO POR) Bright Prospect. HOW AM I GOING TO PAY FOR COLLEGE? ¿CÓMO VAMOS A PAGAR LA UNIVERSIDAD?. When you have the right information, the college process is MUCH EASIER! - PowerPoint PPT Presentation

Transcript of PRESENTED BY (PRESENTADO POR) Bright Prospect

Page 1: PRESENTED BY (PRESENTADO POR)  Bright Prospect

PRESENTED BYPRESENTED BY(PRESENTADO POR) (PRESENTADO POR)

Bright ProspectBright Prospect

Demystifying the Costs of Demystifying the Costs of CollegeCollege

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HOW AM I GOING TO PAY FOR COLLEGE? HOW AM I GOING TO PAY FOR COLLEGE? ¿CÓMO VAMOS A PAGAR LA UNIVERSIDAD?¿CÓMO VAMOS A PAGAR LA UNIVERSIDAD?

When you have the right information, the college process is MUCH EASIER!

¡Los estudios universitarios son ALCANZABLES si tiene la información necesaria!

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2 KEY FACTORS THAT DETERMINE A FINANCIAL AID AWARD

2 COMPONENTES CLAVES QUE DETERMINAN LA AYUDA FINANCIERA OFRECIDA

FAMILY FAMILY INCOME/INCOME/INGRESOSINGRESOS

GRADES/GRADES/CALIFICACIONESCALIFICACIONES

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SCHOLARSHIPS (BECAS)

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SCHOLARSHIP WEBSITES(SITIOS WEB DE BECAS)

• www.scholarships.com• Studentaid.ed.gov/scholars

hip•  

• www.fastweb.com• www.hsf.net

•  

• www.maldef.org• www.finaid.org

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Will my son/daughter be eligible for student loans? ¿Podrá mi hijo/a calificar para obtener préstamos estudiantiles?

If he/she is eligible, will I have to take out student loans to pay for college? ¿Si califica, tendrá que sacar préstamos estudiantiles?

When do I repay the loan? ¿Cuándo se tienen que pagar los préstamos?

Will the payment be high? ¿De cuánto será el pago?

Who is responsible for the loans, the student or the parents? ¿Quién es responsable por pagar los préstamos, el estudiante o sus padres?

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RETAIL VALUE RETAIL VALUE (VALOR DE (VALOR DE

VENTA)VENTA) $50,000$50,000

STUDENT LOAN TERMS STUDENT LOAN TERMS VS.VS. CAR LOAN TERMS CAR LOAN TERMS CONDICIONES DE LOS PRESTAMOS ESTUDIANTILES VS. LOS PRESTAMOS DE AUTOMÓVILCONDICIONES DE LOS PRESTAMOS ESTUDIANTILES VS. LOS PRESTAMOS DE AUTOMÓVIL

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CALIFORNIA STATE UNIVERSITY CALIFORNIA STATE UNIVERSITY (CSU)(CSU)

NORTHERNNORTHERN

HUMBOLDT HUMBOLDT CHICOCHICO

SACRAMENTOSACRAMENTO SONOMASONOMA

MARITIMEMARITIME SAN SAN FRANCISCOFRANCISCO

EAST BAYEAST BAYSTANISLAUSSTANISLAUS

SAN JOSESAN JOSE

CENTRALCENTRAL

MONTEREY BAYMONTEREY BAY FRESNOFRESNO

BAKERSFIELDBAKERSFIELD SAN LUIS SAN LUIS OBISPOOBISPO

SOUTHERNSOUTHERN

CHANNEL ISLANDSCHANNEL ISLANDSNORTHRIDGENORTHRIDGE

LOS ANGELESLOS ANGELES DOMINGUEZ DOMINGUEZ HILLSHILLS

LONG BEACHLONG BEACH FULLERTONFULLERTON

POMONA POMONA SAN SAN BERNARDINOBERNARDINO

SAN MARCOSSAN MARCOS SAN DIEGOSAN DIEGO

2323

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PROFILEPROFILE

JANETHJANETH

GAREY HIGH SCHOOLGAREY HIGH SCHOOL

G.P.A. 3.4G.P.A. 3.4

Family IncomeFamily Income$23,000$23,000

College College CAL POLY POMONACAL POLY POMONA

COST OF ATTENDANCE COST OF ATTENDANCE (-)(-)

Tuition & Fees/Tuition & Fees/ Matricula:Matricula:$7,850$7,850

Room & Board/ Room & Board/ Hospedaje:Hospedaje:$0$0

Books/Books/Libros:Libros: $1,000$1,000

Total (A): Total (A): $8,850$8,850

FINANCIAL AID AWARD (+)FINANCIAL AID AWARD (+)

Grants & Scholarships/Grants & Scholarships/ Becas:Becas: $12,015$12,015Outside Scholarships/Outside Scholarships/Becas PrivadasBecas Privadas $ 1,100$ 1,100

Work Study/Work Study/Trabajo y Estudio:Trabajo y Estudio: $0$0

Loans/Loans/Prestamos: Prestamos: $5500 $5500

Total (B):Total (B): $$18,61518,615 PARENT CONTRIBUTION/PARENT CONTRIBUTION/CONTRIBUCION DE CONTRIBUCION DE

LOS PADRES LOS PADRES : : $$00

STUDENT CONTRIBUTION/STUDENT CONTRIBUTION/CONTRIBUCION DEL CONTRIBUCION DEL ESTUDIANTE: ESTUDIANTE:

$$5500 x 4 years= 22,0005500 x 4 years= 22,000

COST OF ATTENDANCE COST OF ATTENDANCE — — FINANCIALFINANCIAL AID AID

AWARDAWARD==$9765$9765

 

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UNIVERSITY OF CALIFORNIA UNIVERSITY OF CALIFORNIA (UC)(UC)

NORTHERN NORTHERN

DAVISDAVIS

BERKELEYBERKELEY

SAN FRANCISCOSAN FRANCISCO

CENTRALCENTRAL

SANTA CRUZSANTA CRUZ

MERCEDMERCED

SOUTHERNSOUTHERN

SANTA BARBARASANTA BARBARA

LOS ANGELESLOS ANGELES

IRVINEIRVINE

RIVERSIDERIVERSIDE

SAN DIEGOSAN DIEGO

1010

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PROFILEPROFILE

KASSANDRAKASSANDRA

GAREY HIGH SCHOOLGAREY HIGH SCHOOL

G.P.A. 4.3G.P.A. 4.3

Family IncomeFamily Income$105,000$105,000

College College UCLAUCLA

COST OF ATTENDANCE COST OF ATTENDANCE (-)(-)

Tuition & Fees/Tuition & Fees/ Matricula:Matricula:$15,315$15,315

Room & Board/ Room & Board/ Hospedaje:Hospedaje:$14,454$14,454

Books/Books/Libros:Libros: $1,000$1,000

Total (A): Total (A): $30,769$30,769

FINANCIAL AID AWARD (+)FINANCIAL AID AWARD (+)

Grants & Scholarships/Grants & Scholarships/ Becas:Becas: $13,989$13,989Outside Scholarships/Outside Scholarships/Becas Privadas : Becas Privadas : $752 $752

Work Study/Work Study/Trabajo y Estudio:Trabajo y Estudio: $1,500$1,500

Loans/Loans/Prestamos: Prestamos: $7,300 $7,300

Total (B):Total (B): $$23,54123,541 PARENT CONTRIBUTION/PARENT CONTRIBUTION/CONTRIBUCION DE CONTRIBUCION DE

LOS PADRES LOS PADRES : : $$9,7679,767

STUDENT CONTRIBUTION/STUDENT CONTRIBUTION/CONTRIBUCION DEL CONTRIBUCION DEL ESTUDIANTE: ESTUDIANTE:

$$7300 x 4 years=29,2007300 x 4 years=29,200

COST OF ATTENDANCE COST OF ATTENDANCE — — FINANCIALFINANCIAL AID AID

AWARDAWARD==--$7,228$7,228

 

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US NEWS & WORLD REPORT US NEWS & WORLD REPORT COLLEGE RANKINGSCOLLEGE RANKINGS(CLASIFICACIÓN DE LAS UNIVERSIDADES PRIVADAS)(CLASIFICACIÓN DE LAS UNIVERSIDADES PRIVADAS)

NATIONAL NATIONAL UNIVERSITIES/ENDOWMENTSUNIVERSITIES/ENDOWMENTS

1.1.Harvard Harvard $27.5 billion$27.5 billion2.2.PrincetonPrinceton3.3.YaleYale4.4.ColumbiaColumbia5.5.StanfordStanford $13.8$13.85.5.PennPenn7.7.Cal TechCal Tech8.8.MITMIT9.9.DartmouthDartmouth9.9.DukeDuke11.11.ChicagoChicago $5.6 $5.6 12.12.NorthwesternNorthwestern13.13.Johns HopkinsJohns Hopkins14.14.Wash U. in St. LouisWash U. in St. Louis15.15.BrownBrown $2.15$2.1516.16.CornellCornell17.17.RiceRice18.18.VanderbiltVanderbilt19.19.Notre DameNotre Dame20.20.Emory Emory $4.16$4.1621.21.GeorgetownGeorgetown22.22.UC BerkeleyUC Berkeley

NATIONAL LIBERAL ARTS NATIONAL LIBERAL ARTS COLLEGES/ENDOWMENTSCOLLEGES/ENDOWMENTS

1.1.Williams Williams $1.5 billion$1.5 billion2.2.AmherstAmherst3.3.SwarthmoreSwarthmore4.4.MiddleburyMiddlebury4.4.WellesleyWellesley6.6.PomonaPomona $1.4$1.47.7.BowdoinBowdoin8.8.CarletonCarleton9.9.DavidsonDavidson10.10.HaverfordHaverford11.11.Claremont McKennaClaremont McKenna12.12.VassarVassar13.13.Wesleyan Wesleyan 14.14.Smith Smith $1.2$1.215.15.Washington & LeeWashington & Lee16.16.West PointWest Point17.17.Naval AcademyNaval Academy18.18.GrinnellGrinnell $1.2$1.219.19.Hamilton Hamilton 20.20.Harvey Mudd Harvey Mudd 21.21.BatesBates22.22.ColgateColgate

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PROFILEPROFILE

SERGIOSERGIO

GANESHA HIGH SCHOOLGANESHA HIGH SCHOOL

G.P.A. 4.2G.P.A. 4.2

Family IncomeFamily Income$24,000$24,000

College College HaverfordHaverford

COST OF ATTENDANCE COST OF ATTENDANCE (-)(-)

Tuition & Fees/Tuition & Fees/ Matricula:Matricula:$49,916$49,916

Room & Board/ Room & Board/ Hospedaje:Hospedaje:$13,810$13,810

Books/Books/Libros:Libros: $1,000$1,000

Total (A): Total (A): $64,726$64,726

FINANCIAL AID AWARD (+)FINANCIAL AID AWARD (+)

Grants & Scholarships/Grants & Scholarships/ Becas:Becas: $58,658$58,658Summer Earnings/Summer Earnings/Ahorros De Verano Ahorros De Verano $2, 000 Work Study/Work Study/Trabajo y Estudio:Trabajo y Estudio: $2,200$2,200

Loans/Loans/Prestamos: Prestamos: $0 $0

Total (B):Total (B): $$62,85862,858 PARENT CONTRIBUTION/PARENT CONTRIBUTION/CONTRIBUCION DE CONTRIBUCION DE

LOS PADRES LOS PADRES : : $$00

STUDENT CONTRIBUTION/STUDENT CONTRIBUTION/CONTRIBUCION DEL CONTRIBUCION DEL ESTUDIANTE: ESTUDIANTE:

$$0 x 4 years= 00 x 4 years= 0

COST OF ATTENDANCE COST OF ATTENDANCE — — FINANCIALFINANCIAL AID AID

AWARDAWARD==--$1868$1868

 

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PROFILEPROFILE

GILBERTGILBERT

MONTCLAIR HIGH MONTCLAIR HIGH SCHOOLSCHOOL

G.P.A. 4.6G.P.A. 4.6

Family IncomeFamily Income$65,000$65,000

College College HaverfordHaverford

COST OF ATTENDANCE COST OF ATTENDANCE (-)(-)

Tuition & Fees/Tuition & Fees/ Matricula:Matricula:$49,916$49,916

Room & Board/ Room & Board/ Hospedaje:Hospedaje:$13,810$13,810

Books/Books/Libros:Libros: $1,000$1,000

Total (A): Total (A): $64,726$64,726

FINANCIAL AID AWARD (+)FINANCIAL AID AWARD (+)

Grants & Scholarships/Grants & Scholarships/ Becas:Becas: $53,639$53,639Outside Scholarship/Becas Privadas $1, 300 Work Study/Work Study/

Trabajo y Estudio:Trabajo y Estudio: $2,200 $2,200

Loans/Loans/Prestamos: Prestamos: $0 $0

Total (B):Total (B): $$57,13957,139 PARENT CONTRIBUTION/PARENT CONTRIBUTION/CONTRIBUCION DE CONTRIBUCION DE

LOS PADRES LOS PADRES : : $$47684768

STUDENT CONTRIBUTION/STUDENT CONTRIBUTION/CONTRIBUCION DEL CONTRIBUCION DEL ESTUDIANTE: ESTUDIANTE:

$$0 x 4 years= 00 x 4 years= 0

COST OF ATTENDANCE COST OF ATTENDANCE — — FINANCIALFINANCIAL AID AID

AWARDAWARD==--$7,587$7,587

 

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HOW DO I APPLY FOR FINANCIAL AID?¿Cómo se aplica para la ayuda

financiera?

FAFSA (FREE APPLICATION FOR FEDERAL STUDENT AID)

DEADLINE: JANUARY/FEBRUARYFECHA FINAL: ENERO/FEBRERO

CSS PROFILE

(COLLEGE SCHOLARSHIP SERVICE)DEADLINE: JANUARY/FEBRUARYFECHA FINAL: ENERO/FEBRERO

WHEN DO STUDENTS APPLY FOR FINANCIAL AID?

¿CUÁNDO SE APLICA PARA LA AYUDA FINANCIERA?

SENIOR YEAR OF HIGH SCHOOL

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THANK YOU!THANK YOU!¡GRACIAS!¡GRACIAS!