Presentation OSS CARD - Retails - Merchant
Transcript of Presentation OSS CARD - Retails - Merchant
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Retail Merchant Appointment
Presentation
for
From:
OSS Payment Solution Pvt. Ltd.
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To provide a convenience payment
solution to all kind of merchants andtheir customers; using advanced secured
technology based platform.
Objective
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Net Commerce Market Size from 2007 to 2011(Figures in Crores. Percentages indicate share of the overall market size)
Year Dec 2007 Dec 2008 Dec 2009 Dec 2010+ Dec 2011+
Online TravelIndustry
6,250(77%)
10,500(75%)
14,953(76%)
25,258(80%)
37,890(81%)
Net commerce on India has evolved over the past decade in terms of magnitude.
The market size is expected to grow by 47% and
touch INR 46,520 crores by end of 2011.
+: Estimated Figures@source IAMAI , Net Commerce Report, March 2011.
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Components of Net Commerce Market-
E-Tailing
8%
Other OnlineServices
6%
Financial
Services
8%
Digital Downloads
2%
Online Travel 76%
@source IAMAI , Net Commerce Report, March 2011.
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Growth of Net Commerce over the Years (Figures in INR Crores)
@source IAMAI , Net Commerce Report, March 2011.
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The online travel market is estimated to grow by 50%to touch INR 37, 890 crores by December 2011.
@source IAMAI , Net Commerce Report, March 2011.
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At present, out of total Online Travel market,
Domestic air travel contributes, 63%
Followed by Railway tickets contributing, 28%
International air travel, 4%
Hotel bookings, 2%
Bus tickets, 2%
Tour packages & Travel insurance, 1%
Component Share of Online Travel
@source IAMAI , Net Commerce Report, March 2011.
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MODE OF PAYMENT
Online shoppers use Debit cards/Internet banking as mode of payment for shopping online.
(Base: 7.5 Mn Active Internet Users who have made online purchases)
------------------------------------------------------------------------------------------------------------------------
61%
37%
50%
35%
24%18%
10%8% 4% 1% 3% 1%
DebitCard/Internet
Banking
Credit Card Place orderonline and pay
offline later
Prepaid cash cards DemandDraft
Mobile Payment
Most Used
Ever Used
@source IAMAI , Net Commerce Report, March 2011.
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eCommerce Penetration among
Active Internet Users
@source IAMAI , Net Commerce Report, March 2011.
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PROMISING FUTURE
The online users in India have evolved and are
actively seeking to include their digital interactions
into their daily activities
making purchases and
indulging in transactions being one of them.
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OSS CARD
A prepaid Cash Card launched in 2010.
Authorized by the Reserve Bank of India (RBI)
A SemiClosed Payment Gateway.
Multi Platforms Available E-commerce (Internet), M-commerce (SMS/GPRS) IVR
In a country where less than 40% of families have bank accounts, cashcards like OSS Card are helpful for those families who are unbanked.
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Infrastructure
200+ Motivated and Professional manpower
Head Office located in Mumbai
24X7 Customer Support
80,000+ Online Distribution & Recharge Points across India andgrowing
Servers located at a world class data centre in Mumbai with UnlimitedPower and Connectivity backup
In House IT team with versatile skill sets
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System Security Features
All Transactions secured by Geo Trust are SSL secured (Geo-Trust is a
leading SSL certificate provider).
All Applications and Databases are protected by Firewalls.
All Servers are having the latest Anti Virus Software.
Intruder Detection Systems are installed on the Servers.
Pin numbers are provided to each subscriber and can be changed only by
them.
Card Number, Pin Number & Mobile Number validation done in real time.Limit on Transaction amount.
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Payment Market in India
YearUser in
2008
User in
2009
User in
2010Remark
Credit Card 35.0 mn 25.0 mn 18.0 mn Continues dip
Debit Card 145.0 mn 170.0 mn 218.0 mn Growing
Cash Payments 95% Txns 94% Txns 92% TxnsDominate the
Indian Market
Cash CardNo statics available.
As till Jun, 2010 it was not regulated.
Huge potential.Can directly compete to
Cash payments
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Payment pattern on Asia's Largest e-commerce site
www.irctc.co.in
Year 2010
Credit Card 31%
Debit Card 32%
Cash Card / Prepaid Account 37%
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Mode of Payment
Online Payments:-
By using internet
Mobile Payments:-
By using SMS
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How does it work ?
Customer
Text Msg:
Merchant IDCard No.
Amt Pass
OSS CardServer
RetailMerchant
4.Validation & Authentication
Mobile Payment Using SMS
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Remittance & Settlements
OSS Card remits the amount to Retail Merchant on mutually agreed terms.
OSS Card transfers the money thus collected on behalf of Retail Merchant in
the following ways in their Bank Account.RTGS
NEFT
Cheque
Online Transfer
OR any other method as mutually agreed
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MIS & Controls
Retail Merchant can view the last 5 Transactions reports by sending a SMS to
OSS Card system.
Retail Merchant can also view and download the transactions reports by
using OSS merchant admin panel..
All the reconciliation shall be done by OSS Finance Department and
differences, if any shall be sorted out within 72 hours.
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BenefitsNew convenient Payment Mode - Mobile
To become an Alternate Option for Swipe Card Machine .
To provide real time payment mechanism to Retail Merchants.
All customers get an access to payments through OSS card by usingMobile Phone (SMS).
Retail Merchants will get a new set of customer base through OSS Card.
Direct engagement with customers will help Retail Merchants to
increase customer delight.
Transaction Alerts through SMS & Email
Pre Defined real time Settlement Process
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Marketing
Web Space
Announcement on all OSS distribution points.
Announcement on all OSS service websites.
Direct Marketing
SMS blast to all OSS customers.
Email campaign to all OSS customers.
BTL
Handbill / paper insert campaign in catchments area of the OSS
distribution points. Poster Campaign at OSS distribution points.
ATL
Merchants Logo in our services related communication
through various media.
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How to register?
Visit to http://www.osscard.com/merchant-registration.aspx
Fill up the required details
Registered you Mobile No.
Enter the verification code received on your Mobile
Get registered as a OSS Merchant
You will received your Merchant Code through an SMS / Email
http://www.osscard.com/merchant-registration.aspxhttp://www.osscard.com/merchant-registration.aspxhttp://www.osscard.com/merchant-registration.aspxhttp://www.osscard.com/merchant-registration.aspx -
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Reach Us
Write to
mailto:[email protected]:[email protected] -
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Thank You