Presentation Aditya

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3/31/12

PROJECT ON

LIFE INSURANCECORPORATION OF INDIA



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National company founded on 1st September 1956 &Registered Office is situated in MUMBAI.

LIC had a healthy market share of 74.18 per centEstimated turnover for the financial year 2010-2011 was

71000 crore

Serves the nation with wide range of products like

Children's Policy , Endowment Policy, and many more

Introduction to LIC



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Strengths :characteristics of the

business or team thatgive it an advantage

over others – i. Brand Image

ii. GovernmentGuarantee

iii. Claims settlement

iv. Large product portfolio

Weakness : characteristics that place the firm at adisadvantage relative to others –

i. Large scale Corruption in Main Office

ii. internal problems between Top Management andlower employees

Swot analysis of LIC



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Opportunities: external chances to make greater salesor profits in the environment –

i. Pension Market

ii. Health Insurance

Threats: external elements in the environment thatcould cause trouble for the business-

i. Internal discord

ii. New players



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RATIO ANALYSIS OF LIC



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Current Ratio= CurrentAssets/Current Liabilities

CURRENT RATIOMAR’10 4947809.41/2190219.82

2.259

MAR’09 4871466.75/1959021.90 2.486

0

2

4

6

8

10

12Current Ratio

in lacs


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Debt-Equity Ratio= Debts(longterm loans)/Equity(share’s fund)

DEBT-EQUITY RATIOMAR’10 8299708.74/36587.32

226.84

MAR’09 7947711.55/33607.91 236.48

0

2

4

6

8

10

12

Debt-Equity Ratio

in lacs



Total Assets to Debt ratio=TotalAssets/Debts

DEBT-EQUITY RATIOMAR’10 8299708.74/36587.32

226.84

MAR’09 7947711.55/33607.91 236.48

0

2

4

6

8

10

12

Total Assests to Debt Ratio

in lacs



Proprietory Ratio=Shareholdersfunds/Total Assets

PROPRIETARY RATIOMAR’10 36587.32/ 8365802.97+

312298.86+4947809.41

0.0026

MAR’09 33607.91/ 63928120.7+

297980.44+ 4871466.75

0.0004

0

2

4

6

8

10

12

Proprietary Ratio

in lacs



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ROI: Profit before interest, tax anddividend / capital employed X 100

RETURN ON INVESTMENTMAR’10 106071.68 / 312298.86+ 8365802.97+ 2757589.59 X

100

0.927

MAR’09 95739.88/ 297980.44 + 63928120.7 + 2912444.85 X

100

0.07

0

2

4

6

8

10

12

ROI



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(Net profit after tax −Preference dividend) / No. of

equity shares.EARNING PER SHARE

MAR’10

106071.68-103092.27 /500

5.95

MAR’09 95734.88-92911.58/ 500 5.64

0

2

4

6

8

10

12

Earning Per Share



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Fixed Assets Turnover Ratio =Cost of Sales / Net Fixed Assets

FIXEDASSETS TURNOVER

RATIO

MAR’1020653717.42/312298.86 66.134

MAR’09 17796071.6/297980.44 59.722

0

2

4

6

8

10

12

Fixed Asset Turnover Ratio

in lacs



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Current Assets Turnover Ratio =Net Sales / Current Assets

CURRENT ASSETS TURNOVER

RATIO

MAR’1020653717.42/4947809.41 4.174

MAR’09 17796071.6/4871466.75 3.653

0

2

4

6

8

10

12

Current assets turnover ratio

in lacs



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DIFFICULTIES FACED

i. Time of training is less

i. Target given to us is very difficult to meet

i. Persuading customers difficult job to perform

RECOMMENDATIONS AND SUGGESTIONS:i. Concentrate on better investment policy

i. Customers are not fully aware

ii. Should retain profits for internal financing

EXPERIENCE ABOUT THEWORKING ENVIRONMENT



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THANK YOU

Presentation Aditya

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