Pre-Paid Legal Services, Inc.Pre-Paid Legal Services, Inc.Proudly PresentsProudly Presents

LARRY SMITHLARRY SMITHCorporate TrainerCorporate Trainer

Millionaire Club MemberMillionaire Club Member$250,000 Ring Earner$250,000 Ring Earner

Platinum III Executive DirectorPlatinum III Executive Director

Welcome Guests! Welcome Guests!

COREY ENSEYCOREY ENSEYCorporate TrainerCorporate Trainer

$100,000 Ring Earner$100,000 Ring EarnerExecutive DirectorExecutive Director

Golden App Award WinnerGolden App Award Winner

OverviewOverview• The CompanyThe Company

• The Business OpportunityThe Business Opportunity

Documentation, Credibility, The Facts!Documentation, Credibility, The Facts!

• The ServicesThe Services

What are the services? Is there a demand for them?What are the services? Is there a demand for them?

Can you build your own business, have time freedom, Can you build your own business, have time freedom,

and create financial independence?and create financial independence?

Is there a market? Is the market ready?Is there a market? Is the market ready?

• Is Pre-Paid Legal Right for You?Is Pre-Paid Legal Right for You?

The Documentation!The Documentation!

Now in Now in SUCCESS from HOMESUCCESS from HOME Magazine! Magazine!

Documentation Beats Conversation!Documentation Beats Conversation!

“ The management of Pre-Paid Legal, Harland Stonecipher and his team are doing all the right things to grow this company.”

William JohnstonWilliam JohnstonFormer PresidentFormer President

NYSENYSE

CREDIBILITYCREDIBILITY

The 15 Senior Management Team The 15 Senior Management Team Members of PPL Have Over 250 Years of Members of PPL Have Over 250 Years of

Combined Experience Combined Experience WITH THIS COMPANY!WITH THIS COMPANY!

• His Tragedy Became His Destiny-Mission Driven!

• 2002 Voted Master Regional Entrepreneur of the Year by Ernst and Young!

• 2003 Elected to the Board of Directors of the United States Chamber of Commerce and re-elected in 2005!

• Has Been a Guest Speaker in the White House and Sat in the VIP Section at President Bush’s State of the Union Address!

• Recently Voted As One of the US 100 Most Powerful Insurance Executives!

THE FOUNDERTHE FOUNDER

Harland C. StonecipherFounder, Chairman,

and CEO

THE COMPANYTHE COMPANY

• 34 Years34 Years In Business/NYSE Company (PPD)

• $60 Million$60 Million In Cash/Unpledged Investments to Fund the Growth

• Purchased Over $222 Million-9.4 Million Shares$222 Million-9.4 Million Shares Of Our Own Stock Since April 1999

• 12 Years Ago…..75 Employees

• Today….Over 700 Employees700 Employees in Ada, OK

• New $32 Million 177,000 Sq Ft$32 Million 177,000 Sq Ft Corporate Office March 2, 2004

There’s Not Enough There’s Not Enough Room On This Chart!Room On This Chart!

$350

$300

$250

$200

$150

1997$100

1998$150

1999$200

2000$246

2001$303

2002$350

2003$361

2004$385

$1 Billion!$1 Billion!Projected InProjected InA Few YearsA Few Years

2005 Recorded Our 132005 Recorded Our 13thth Consecutive YearConsecutive Year

Of Record Revenue Of Record Revenue Growth! Growth!

$100

Actual Growth & Actual Growth & The FutureThe Future

$400

$450

$500

2005$420

Federal Trade Commission Identity Theft Claims

27.3 Million Victims/5 Yrs9.9 Million/Last Year

(over 27,000 PER DAY!)(over 27,000 PER DAY!)Costing Financial

Institutions Almost $48 BILLION!$48 BILLION!

FBI Says, “Fastest Growing “Fastest Growing Crime In America!Crime In America!

The Facts! The Facts!

“More Than HalfMore Than Half Of All Households Have A Legal

Situation Right Now.”-American Bar Association

“Even Law Abiding Americans Will Encounter A Potential

Legal Situation An Average Of Four To Six Times Per Year!”Four To Six Times Per Year!”-National Resource Center

for Consumers of Legal Services

Solutions to Problems…Solutions to Problems…Create Business Opportunities!Create Business Opportunities!

Lack Of Access To The Legal System

PERSONAL SECURITYPERSONAL SECURITYIdentity Theft Identity Theft

ShieldShield$12.95/MO For Member and Spouse $12.95/MO For Member and Spouse

Or $9.95 With A Legal PlanOr $9.95 With A Legal Plan

Credit Report Through Experian Credit Report Through Experian Verify Your Credit Report Is Accurate!Credit ScoreCredit Score Know How Lending Institutions View You!

Continuous Credit Monitoring Through ExperianContinuous Credit Monitoring Through Experian Notification By Email Of Suspicious Activity On Your Report!

Identity RestorationIdentity Restoration Get The Help You Need When You Need It From A Licensed Investigator From The Leading Risk Licensed Investigator From The Leading Risk Consulting Consulting CompanyCompany IN THE WORLDIN THE WORLD!

Federal Trade Commission statesFederal Trade Commission states::600 Hours600 Hours of your personal time for restoration of your personal time for restoration$1,500$1,500 out of your pocket in costs-per person out of your pocket in costs-per person OROR

THE PRODUCTTHE PRODUCT

•Telephone Consultations For An UnlimitedUnlimited Number of Personal or Business Matters

•A LetterLetter Written or Phone CallPhone Call Made On An UnlimitedUnlimited Number of Personal Issues For You and Your Family

• Will PreparationWill Preparation And Annual UpdatesAnnual Updates Included For the Member

$26 Per Month Covers You, Your Spouse, Never Married $26 Per Month Covers You, Your Spouse, Never Married Children Under 21, Full Time Never Married College Children Under 21, Full Time Never Married College

Students Under 23, any Physically or Mentally Challenged Students Under 23, any Physically or Mentally Challenged Children Living With You Regardless of Their AgeChildren Living With You Regardless of Their Age

• Contracts and Documents Reviewed Up To 10 Pages Contracts and Documents Reviewed Up To 10 Pages Each On An Each On An UnlimitedUnlimited Number Of Them Number Of Them

Preventive Legal Services

Effective 15 Days After Enrollment

• Representation for an UnlimitedUnlimited Number of Moving Traffic Violations, including Teenage Drivers!

• Representation For Certain Motor Vehicle Related Criminal ChargesCriminal Charges

• Up To 2.5 Hours For Help With:– Suspended License– Personal Injury / Property Damage

Collection Assistance Of $2,000 Or Less

THE PRODUCTTHE PRODUCT

Motor Vehicle Legal Services

Your Provider Attorney Will Assist InThe Defense Of Civil Suits And CoveredJob-Related Criminal Charges. Up To7575 Hours Of Assistance The First Year,Including 17 ½17 ½ Hours Of Pre-Trial.

Benefits Increase Each Year To A Maximum Of:• 2nd Year-2nd Year-140140 Total Hours- Total Hours-2323 Hours PT Hours PT• 3rd Year-3rd Year-205205 Total Hours- Total Hours-28 ½28 ½ Hours PT Hours PT• 4th Year-4th Year- 270270 Total Hours- Total Hours-3434 Hours PT Hours PT• 5th Year-5th Year- 335335 Total Hours- Total Hours-3939 ½½ Hours PT Hours PT

THE PRODUCTTHE PRODUCTTrial Defense

Scheduled Benefit, Up To 50 Hours50 Hours Of Professional Services

From Your Provider Attorney,Including 3.5 Hours Of

Pre-Trial Time.

Coverage Includes The Tax Return Due OnCoverage Includes The Tax Return Due OnApril 15th Of Your Membership YearApril 15th Of Your Membership Year

THE PRODUCTTHE PRODUCT

IRS Audit Legal Services

THE PRODUCTTHE PRODUCT

Legal ShieldLegal Shield

Emergency Protection:Emergency Protection:

24 Hours Per Day, 7 Days Per Week24 Hours Per Day, 7 Days Per Week

If You Are Being Questioned, Detained If You Are Being Questioned, Detained or Arrested, Not Including Alcohol or or Arrested, Not Including Alcohol or

Drug Related Matters Drug Related Matters

THE PRODUCTTHE PRODUCT

Would You Rather Hire A Law Firm On Your OwnWould You Rather Hire A Law Firm On Your OwnIn A Serious Situation and Pay Full Price, Or Take In A Serious Situation and Pay Full Price, Or Take

Advantage Of Our Preferred Member Discount With Advantage Of Our Preferred Member Discount With A 34 Year Old NYSE Company?A 34 Year Old NYSE Company?

Sometimes Bad Things Happen to Good People!

Divorce, Bankruptcy, DUI, Child Custody Issues, etc.Divorce, Bankruptcy, DUI, Child Custody Issues, etc.

Preferred Member Discount- Discount- 25%25%

Pre-Paid Legal Services, Inc Will Offer Our MembersAT LEASTAT LEAST A 25% DiscountA 25% Discount

On Serious Matters Like These.

COMPENSATIONCOMPENSATION

MORE FINANCIAL EXECUTIVE DIRECTOR BONUSES FOR VOLUMEMORE FINANCIAL EXECUTIVE DIRECTOR BONUSES FOR VOLUME

Director-3 Manager Teams

Manager-3 Teams With A Sr. Assoc In Each TeamSenior Associate-After Senior Associate-After

First 5 MembersFirst 5 Members

Associate 69.14

138.27

172.84

207.41

AdvancedAdvancedCommissionCommission

Team OverrideTeam Override AdvanceAdvance

34.57

34.57

34.57

Residual IncomeResidual Income Allows You to Get Paid Month After Month, Year After Year, Allows You to Get Paid Month After Month, Year After Year, For The Life Of The Membership! For The Life Of The Membership! TIME FREEDOM!

You Collect $26.00 + $9.95=$35.95 + $10.00 Enrollment=$45.95

In 2004 Paid $119 MILLION In Commissions!In 2004 Paid $119 MILLION In Commissions!

In 2005 Paid $140 MILLION In Commissions!In 2005 Paid $140 MILLION In Commissions!

Special Promotion PriceSpecial Promotion PriceOf $49-$149!Of $49-$149!

Plus Up To 82% Plus Up To 82% More Money More Money

ThroughThroughCFTCFT

Training Training Bonuses!Bonuses!

The CASH FLOW Is INCREDIBLE Because

WE GET PAID…

EVERY DAY!!!!!EVERY DAY!!!!!TuesdayTuesdayWednesdayWednesdayThursdayThursdayFridayFridaySaturdaySaturday

Pre-Paid Legal Services, Inc. 120589321 East Main St.Ada, Oklahoma 74821Pre-Paid Legal Services, Inc. 120589

321 East Main St.Ada, Oklahoma 74821Pre-Paid Legal Services, Inc. 120589

321 East Main St.Ada, Oklahoma 74821Pre-Paid Legal Services, Inc. 120589

321 East Main St.Ada, Oklahoma 74821

$100,000.00

Pre-Paid Legal Services, Inc. 120589321 East Main St.Ada, Oklahoma 74821

Pay to the order of YOUR NAME

ONE HUNDRED THOUSAND Dollars

1 1 1 0 0 0 1 5 6 0 3 1 2 5 0 8 0 1 2 5 1

COMPENSATIONCOMPENSATION

0102030405060708090

100

LIFE CAR/HOME HEALTH LEGAL

100’s of Billions of Dollars

Where Where Many MoreMany More Millionaire Millionaire

Club Club Members Members Will Be Will Be

Created!Created!

63 Millionaire 63 Millionaire Club Members!Club Members!

The Past and The Future!The Past and The Future!

1.7%

• You Can’t Deny The Facts You Can’t Deny The Facts BECAUSE THEY BECAUSE THEY ARE THE FACTS!ARE THE FACTS! How Many Companies How Many Companies Have You Seen That Have This Much 3Have You Seen That Have This Much 3rdrd Party Documentation? Party Documentation?

THE OPPORTUNITY

• This Trend and This Company Will This Trend and This Company Will Continue To Grow With Us or Without Us!Continue To Grow With Us or Without Us!

• At a Cost of At a Cost of $49-$149$49-$149, Less Than 2 , Less Than 2 Membership Commissions, Can You Membership Commissions, Can You

Afford Afford NOTNOT To Find Out? To Find Out?

Protecting Families like Yours and Creating Real Opportunities!