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Pravasi Bharatiya Bima Yojna

The Pravasi Bhartiya Bima Yojna, 2006 provides for an insurance cover of a minimumsum of Rs. 5.00 lakhs payable to the nominee/legal heir in the event of death or

permanent disability of any Indian emigrant who goes abroad for employment purposeafter obtaining emigration clearance from the concerned Protector of Emigrants (POE).

The insurance scheme began on 1st of February, 2006. This Scheme applies to all citizensof India who apply for and obtain an emigration clearance as required under the

Emigration Act, 1983 (31 of 1983). This scheme does not apply in case of war or internal

conflict in the country to which the citizens of India holding the said policy has gone for

work. The Insurance Policy shall be valid for a minimum period of two years or theactual period of contract, whichever is longer.

Kishore Vaigyanik Protsahan Yojana,KVPY: Orissa

Details of Kishore Vaigyanik Protsahan Yojana, KVPY

Particulars Description

Name of the Scheme Kishore Vaigyanik Protsahan Yojana, KVPY

Sponsored by Central Government

Funding PatternThe KVPY is funded by the Department of Science and

Technology, DST, Government of India.

Ministry/Department Science & technology

Description

The Kishore Vaigyanik Protsahan Yojana, KVPY is a programmestarted during 1999. The Kishore Vaigyanik Protsahan Yojana is a

programme initiated by the Government of India to encouragestudents of the Sciences, Engineering and Medicine to take up

careers in Research in these fields. The programme aims to

identify and select students who demonstrate talent and aptitudeand encourage and assist them in pursuing research careers in their

choosen fields. This programme hopes not only to assist the

students to realize their potential, but also to ensure that the bestScientific talent is tapped for Research and Development

establishments in the Country. A generous scholarship will be

provided up to the Pre and Phd level, to the selected students. TheDepartment of Science and Technology, the nodal agency of the

Government has entrusted the overall responsibility for organising

the scheme to the Indian Institute of Science, Bangalore and set up

a National Advisory Committee, NAC for overseeing itsimplementation. A Basic Committee and a National Scientific

Committee has been set up to monitor various aspects, both

administrative and academic, of the KVPY Programme.

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Beneficiaries other,

Other BeneficiariesThe students studying in Basic Sciences, Engineering and

Medicine.

Benefits

Benefit Type Others,

Other Benefits Providing fellowship facility to the students studying in BasicScience, Engineering and Medicine.

Eligibility criteria

The students studying in Basic Sciences, Engineering and

Medicine come under the eligibility criteria and also selection to

the programme takes into account academic excellence anddemonstrated interest in pursuing research career. The fellowships

are only for Indian Nationals studying in India.

How to AvailTo avail this scheme, one person can contact to the concernedDepartment, Directorates and Corporations.

Validity of the Scheme

Introduced On 01 / 01 / 1999

Valid Upto 20 / 12 / 2012

Rashtriya Swasthya Bima Yojana (RSBY) to grow(Budget)

While presenting the budget in Lok Sabha ( Indian Parliament ) on July 6,2009 Mr.

Pranab Mukherjee ,Finance Minister made the following statement

"Rashtriya Swasthya Bima Yojana (RSBY) was operationalised last year. The initial

response has been very good. More than 46 lakh BPL families in eighteen States and UTs

have been issued biometric smart cards. This scheme empowers poor families by givingthem freedom of choice for using health care services from an extensive list of hospitals

including private hospitals. Government proposes to bring all BPL families under this

scheme. An amount of Rs 350 crore, marking 40% increase over the previous allocation,is being provided in 2009-10 Budget Estimates."

This means during this year the number of those covered will increase to 65 lakh BPLfamilies.Taking an average of 5 family members this means number of persons covered

will be 230 lakhs(2.30 million)'

The recent study of Earnst & Young shows that Indian Health Insurance Industry will

touch the figure of Rs 30,000 crores by 2015 seems to be very realistic as RSBY in itselfis acting as advertising for health insurance in India.Every person who gets claim settled

under RSBY makes 5 other persons aware of the concept of health insurance.

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http://healthinsuranceindia.blogspot.com/2009/07/rashtriya-swasthya-bima-yojana-rsby-to.htmlhttp://healthinsuranceindia.blogspot.com/2009/07/rashtriya-swasthya-bima-yojana-rsby-to.html