Possible application with SMS

Banks

• Inform the customer whether their order (stock or currencies) is successful– E.g. Buy AUS$25000 at the exchange rate:• AUS/HKG 4.85

– BUY 40,000 Share of HSBC Bank at $60• Send a second password to users’ mobile

phones when they log in the Internet Bank a/c.

• Promotions (for new products)

Banks

• Remind clients– Keep enough money in their account• for automatic payment • For buying stocks

– Maturity date of fixed deposit

• Inform client– When stock price / foreign currencies rate reach

their target

Credit card company

To identify transactions of fake Credit Cards:• Send sms to clients when there is a

transaction (if it is suspicious or the amount is large)

• Promotion (advertisement)

Schools

• Send sms to their parents if their sons/daughters are absent.

Hospital and Clinics

• Send reminder to client for their medical appointment