Polish Leasing Association

Warsaw, January 2007

Leasing Market in Poland2006

2

Data collected from the following 36 companies:

• Bankowy Fundusz Leasingowy• BISE Atechnet Leasing• BNP Paribas Lease Group• BPH Leasing (HVB Group)• BRE Leasing (Commerzbank Group)• BZ WBK Leasing (AIB Group)• Caterpillar Financial Services Poland• DaimlerChrysler Services Leasing• De Lage Landen Polska• Deutsche Leasing Polska• Europejski Fundusz Leasingowy

(Credit Agricole Group)• Fortis Lease Polska• GETIN Leasing• Grenkeleasing• Handlowy Leasing• IKB Leasing Polska• Immoconsult• ING Lease (Polska) (ING Group)

• Kredyt Lease• LHI Leasing Polska• Masterlease Polska• Millennium Leasing (Banco Commercial

Portugues)• NL Leasing Polska• NOMA 2 • Nordea Finance Polska• ORIX Polska• PEKAO Leasing• Raiffeisen Leasing Polska • Renault Credit Polska• Scania Finance Polska• SG Equipment Leasing Polska• SGB-Trans-Leasing PTL• Siemens Finance• VFS Usługi Finasowe Polska• VB Leasing Polska (Volksbank Group)• Volkswagen Leasing Polska

3

Analysis by type of asset – 2006

61,9%

32,5%

3,0%

1,9%

0,7%

Road transport vehiclesMachinery and industrial equipmentComputers and business machinesShips, Rail, AircraftsOther

4

Analysis by type of asset - in years 1999-2006

1. Road transport vehicles

2. Machinery and industrial equipment

3. Computers and business machines

4. Ships, Rail, Aircrafts

5. Other0

10

20

30

40

50

60

70

80

1 2 3 4 5

19992000200120022003200420052006

5

Share of leasing market (equipment) in 2006 (estimated total net value – PLN 19,5 mld PLN)

BZ WBK6,1%

Millennium Leasing

6,2%

BRE Leasing9,8%

Raiffeisen Leasing10,6%

EFL13,4%

Inne30,9%

Pekao Leasing3,5%

Bankowy Fundusz

Leasingowy3,8%

SG Equipment Leasing

5,2%

VB Leasing5,5%

BPH Leasing5,0%

6

Estimated total net value of equipment leased in years 1997-2006(in million PLN)

8000 78006300

12280

19520

13820

750060004000

10500

0

5000

10000

15000

20000

25000

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006

7

Share of road transport vehicles leasing market in 2006 (estimated total net value – 12,1 mld PLN)

Bankowy Fundusz

Leasingowy3,7%

VB Leasing5,9%

BPH Leasing4,9%

BZ WBK5,9%

Pekao Leasing3,5%

Volkswagen Leasing

3,4%

Millennium Leasing

6,2%

BRE Leasing9,1%

Raiffeisen Leasing11,9%Inne

29,6%

EFL15,8%

8

Estimated total net value of road transport vehicles leased in years 1997 - 2006 (in million PLN)

12090

8850

350032002000

4500 4300 5100

7600

8800

0

2000

4000

6000

8000

10000

12000

14000

9

Share of passenger cars leasing market in 2006 (estimated total net value – 4,35 mld PLN)

EFL17%

Inne26% Raiffeisen

Leasing12%

BRE Leasing9%

Volkswagen Leasing

7%BZ WBK6%

Masterlease Polska

6%

Millennium Leasing

3%

Daimler-Chrysler Leasing

4%

VB Leasing5%

BPH Leasing5%

10

Estimated total net value of passanger cars leased in years1997 - 2006 (in million PLN)

600

1450

4350

2800

25

700

403517530

0500

100015002000250030003500400045005000

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006

11

Share of machinery and industrial equipment leasing market in2006

(estimated total net value 6,3 mld PLN)

Inne31,3%

EFL10,0%

SG Equipment Leasing10,2%

Caterpillar Financial Services

4,2%

BPH Leasing4,8% BRE Leasing

6,4%

BZ WBK7,3%

Raiffeisen Leasing9,3%

Deutsche Leasing Polska

4,9%

VB Leasing5,2%

Millennium Leasing

6,4%

12

Estimated total net value of machinery and industrial equipment leased in years 1997 – 2006 (in million PLN)

1900 2100 22001900

24502850

6340

4260

2000

1200

-500

500

1500

2500

3500

4500

5500

6500

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006

13

Share of computers and business machines leasing marketin 2006

(estimated total net value - 370 mln PLN)

SG Equipment Leasing15,9% EFL

14,5%

BPH Leasing10,4%

Raiffeisen Leasing

9,3%Fortis Lease8,1%

Grenkeleasing6,5%

Inne21,9%BZ WBK

3,0%

Bankowy Fundusz

Leasingowy3,6%

Millennium Leasing

3,3%

BRE Leasing3,6%

14

Estimated total net value of computers and business machines leasedin years 1997 – 2006 (in million PLN)

330300

325

370

310

340

245

370 380340

0

50

100

150

200

250

300

350

400

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006

15

Analysis by type of asset in real estate - 2006

16

Share of reale estate leasing market in 2006(estimated total net value– 2 mld PLN)

Inne1%

Bankowy Fundusz Leasingowy

1%

BPH Leasing3%

Pekao Leasing1,9%

Millennium Leasing4%

Fortis Lease9%

BRE Leasing10%

LHI Leasing25%

ING Lease34%

Raiffeisen Leasing8%

Immoconsult3%

17

Estimated total net value of real estate leased in years 1997 – 2006 (in million PLN)

625

2460

20311930

1200

1700

40

1000830

1350

0

500

1000

1500

2000

2500

3000

1997 1998 1999 2000 2001 2002 2003 2004 2005 2006

18

Polish Leasing Association

• Rejtana Str.17, Warsaw

• Phone: (+48 22) 542 41 36

• Fax: (+48 22) 542 41 37

• E-mail: zpl@leasing.org.pl

• www.leasing.org.pl