PN/A.H. FOO

HEALTH

aia.com.my

A-Plus MedBooster

Extend YourMedical Safety NetFor a ComprehensiveMedical Protection,Today and Tomorrow

PT0

8103

19/0

615

Available for both

A-Plus Med and

A-Life Med Regular

HEALTH A-Plus MedBooster

When it comes to medical protection, you should always thinkabout the future. Medical treatment costs are increasing yearafter year, hence you need the assurance that you’ll have the right coverage for years to come.

Introducing A-Plus MedBooster, the plan that extends yourmedical safety net.

A-Plus MedBooster complements your A-Plus Med or A-Life Med Regular coverage by boosting your Annual Limit coverage up to RM1.5 million with no Lifetime Limit1, helping you cope with rising medical costs.

You will have access to a wider option of medical treatments in Singapore2 and cover for Out-patient Dengue Fever Treatment. Enjoy high Lifetime Limit for Out-patient Cancer and Kidney Dialysis treatments, as well as Room and Board Booster benefits.

Once in a while, life throws a curve ball when we least expect it. For a comprehensive medical protection you need today and tomorrow, choose A-Plus MedBooster with A-Plus Med or A-Life Med Regular.

Here is what A-Plus MedBooster can give you

High Annual Limit of up to RM1.5 million with no Lifetime Limit1

• YourAnnualLimitofA-Plus MedBooster is 10 times of the initial Annual Limit of A-Plus Med or A-Life Med Regular, up to RM1.5 million.

• ForPlan250andonwards,yourAnnualLimitisuptoRM1.5million.• ThereisnoLifetimeLimit1.

Hospital Room and Board Booster

• YourHospitalRoomandBoardBenefitshallincreaseby20%oftheinitialRoomandBoard limit upon completion of every 2 policy years, for a period of 10 policy years.

• TheincreaseinRoomandBoardBenefitisavailableprovidednoclaimhasbeenmadeunder A-Plus MedBooster and / or the plan that it is attached to for the immediate preceding 2 policy years.

Out-patient Kidney Dialysis and Out-patient Cancer Treatment

• HighLifetimeLimitforOut-patientKidneyDialysisandOut-patientCancerTreatment,which is 2 times of the similar benefit offered by A-Plus Med or A-Life Med Regular.

•Withsuchadditionalcoverage,youandyourfamily’slongtermtreatmentmedicalneedsshall be taken care of.

Overseas Hospitalisation Treatment in Singapore2

• IfyouarehospitalisedorhadobtainedmedicaltreatmentinSingapore,A-Plus MedBooster shall pay you the actual eligible expenses, after converting to Ringgit Malaysia in accordance to the exchange rate on the day of discharge. • This benefit is payable provided the previous accumulated claims payable under A-Plus Med have exceeded the annual Deductible Amount.• ThisbenefitisonlyapplicabletoPlan500.

Out-patient Dengue Fever Treatment2

• If you are diagnosed with Dengue Fever and had received out-patient treatment, A-Plus MedBooster shall pay you the Out-patient Dengue Fever Treatment expenses.

1 For item 1 to 19 in the Schedule of Benefit (page 3). A-Plus MedBooster must be purchased together with A-Plus Med or A-Life Med Regular.

2 Please refer to the Schedule of Benefit in page 3 for details.21

43

The Schedule of Benefits for A-Plus MedBooster is as follows:

There are 3 different Plan types with Room and Board benefit ranging from RM150 to RM250 to be attached to A-Life Med Regular; whereas 6 different Plan types with Room and Board benefit ranging from RM150 to RM500 to be attached to A-Plus Med. The Plan type of A-Plus MedBooster shall be the same as the Plan type of A-Plus Med or A-Life Med Regular.

No.

11

12

13

14

15

16

17

18

19

Plan150

(RM)

4,000

3,000

100

90

N/A

1.0 mil

N/A

Plan200

(RM)

6,000

4,000

100

110

N/A

1.25 mil

N/A

Plan250

(RM)

8,000

5,000

100

130

N/A

1.5 mil

N/A

Plan300

(RM)

10,000

6,000

200

160

N/A

1.5 mil

N/A

Plan400

(RM)

12,000

8,000

200

220

N/A

1.5 mil

N/A

Plan500

(RM)

14,000

10,000

200

280

500,000

1.5 mil

N/A

Benefit Limits

Post-HospitalisationTreatment(within 120 days after hospitalisation)- Out-patient Diagnostic X-ray and Lab Tests- Medical Expenses and Consultation Day Procedure

Out-patient Physiotherapy and Acupuncture4 (per policy year and within 60 days after hospitalisation)

HomeNursingCare4

(per confinement)(180 days lifetime limit)

Organ/Bone Marrow Transplant

Daily Cash Allowance at Government Hospitalperday4

(120 days maximum per policy year)

Daily Guardian Benefit per day4

(120 days maximum per policy year)

Malaysian Government Service Tax

Overseas HospitalisationTreatment in Singapore6

(per policy year)

As charged, subject to Reasonable and Customary Charges (RCC) up to Overall Annual Limit

As charged, subject to Reasonable and Customary Charges(RCC) up to Overall Annual Limit

Ascharged,subjecttoHospitalRoomandBoardentitlement

Overall Annual Limit (Item 1 to 19) Per Insured

Overall Lifetime Limit (Item 1 to 19) Per Insured

No.

1

3

4

5

6

7

8

9

10

2

Plan150

(RM)

Plan200

(RM)

Plan250

(RM)

plus Increasing Annual Limit of A-Plus Med (if any)

HospitalRoomandBoardBenefitincreasesby20%oftheinitialRoomand Board Benefit limit upon completion of every 2 policy years for a period of 10 policy years, provided no claim has been made under A-Plus MedBooster and / or the plan that it is attached to for the

immediate preceding 2 policy years

As charged, subject to Reasonable and Customary Charges (RCC) up to Overall Annual Limit

Plan300

(RM)

Plan400

(RM)

Plan500

(RM)Benefit Limits

DeductibleAmount3

(per policy year)

HospitalRoomandBoard4 (120 days maximum per policy year)

AdditionalHospitalRoom and Board Whilst Overseas4

(120 days maximum per policy year5)

Intensive Care Unit4 (120 days maximum per policy year)

HospitalSuppliesandServices

Surgical Fees

Operating Theatre Fees

Anaesthetist’s Fees

In-HospitalPhysician’sVisit4

(240 visits maximum per policy year)

Pre-Hospitalisation(within 60 days prior to hospitalisation)- Diagnostic Tests - Specialist Consultation - Medication and Treatment

HospitalRoomandBoard Booster

150

150

100,000 125,000 150,000 180,000 220,000 260,000

200

200

250

250

300

300

400

400

500

500

65

No.

20

21

22

23

Plan150

(RM)

1,500

2,000

3,000

500,000

Plan200

(RM)

2,000

2,500

4,000

625,000

Plan250

(RM)

2,500

3,000

5,000

750,000

Plan300

(RM)

3,000

3,500

6,000

900,000

Plan400

(RM)

4,000

4,500

8,000

1.1 mil

Plan500

(RM)

5,000

5,000

10,000

1.3 mil

Benefit Limits

Out-patient Dengue Fever Treatment(per event)

Emergency Accidental Out-patient Treatment and 30 days Follow-up TreatmentatHospitaland Clinic (per accident)

Emergency Accident Out-patient Dental Treatment (per accident)

Out-patient Kidney Dialysis Treatment and Out-patient Cancer Treatment (per lifetime)

Item 20 to 23 below are not subject to the Deductible Amount and the benefit payableare on top of the Annual Limit

Please refer to the policy contract for full details of the benefit coverage.

Note:

3 The Deductible Amount is equivalent to the total of initial Annual Limit and increasing Annual Limit (if any) of A-Plus Med or A-Life Med Regular. Any eligible claim amount in excess of the Deductible Amount shall be payable under A-Plus MedBooster. The Deductible Amount shall only be applicable to items 1 and 3 to 19 as stated in the Schedule of Benefit.

4 The benefit limits and number of days (if any) for the selected items above are shared between A-Plus MedBooster and the plan that it is attached to.

5 The aggregate benefit payable under item 1 and 3 shall not exceed 120 days per policy year.

6 AIA Bhd. shall reimburse the subsequent actual eligible expenses (after converting to Ringgit Malaysia in accordance to the exchange rate on the day of discharge) incurred in a policy year under item 1 to 18 (except for item 16) in the Schedule of Benefit above subject to the limit of this benefit, provided the accumulated eligible expenses payable under A-Plus Med in the same policy year exceeded the applicable Deductible Amount.

A-Plus MedBooster is an optional unit deducting rider attachable to A-Plus Med; and also an optional premium paying rider attachable to A-Life Med Regular. The Plan type of A-Plus MedBooster shall be the same as Plan type chosen for A-Plus Med or A-Life Med Regular.

A-Plus Med or A-Life Med Regular is a primary medical plan which covers you from the first Ringgit of claims while A-Plus MedBooster serves as an additional medical coverage that boost the benefits of A-Plus Med or A-Life Med Regular.

By packaging A-Plus Med or A-Life Med Regular with A-Plus MedBooster together, it forms a comprehensive medical coverage to safeguard your medical need.

How A-Plus MedBooster works

87

Example of the Schedule of Benefits by packaging the A-Plus Med with A-Plus MedBooster of Plan 200 as below:

No.

1

2

3

4

5

6

7

8

9

12

10

11

Benefit Limits

HospitalRoomandBoard(120 days maximum per policy year) 200

200

HospitalRoomandBoardBenefitincreasesby20%oftheinitialRoomandBoardBenefitlimit upon completion of every 2 policy years

for a period of 10 policy years, provided no claim has been made under A-Plus MedBooster and / or the plan that it is

attached to for the immediate preceding 2 policy years

As charged, subject to Reasonable and Customary Charges (RCC) up to

Overall Annual Limit

HospitalRoomandBoardBooster

AdditionalHospitalRoomandBoardWhilstOverseas (120 days maximum per policy year5)

Intensive Care Unit (120 days maximum per policy year)

HospitalSuppliesandServices

Surgical Fees

Operating Theatre Fees

Anaesthetist’s Fees

Day Procedure

In-HospitalPhysician’sVisit(240 visits maximum per policy year)

Pre-Hospitalisation(within60dayspriortoHospitalisation)- Diagnostic Tests- Specialist Consultation- Medication and Treatment (RM300 maximum per disability under A-Plus Med)

Post-HospitalisationTreatment(within 120 days after hospitalisation)- Out-patient Diagnostic X-ray and Lab Test- Medical Expenses and Consultation

A-Plus Med with A-Plus MedBooster(Plan 200)

RM

No.

13

14

15

16

17

18

19

20

21

Benefit Limits

Out-patient Physiotherapy and Acupuncture (per policy year and within 60 days after hospitalisation)

HomeNursingCare(per confinement) (180 days lifetime limit)

Organ/Bone Marrow Transplant

Daily Cash Allowance at Government Hospitalperday(120 days maximum per policy year)

Daily Guardian Benefit per day (120 days maximum per policy year)

Malaysian Government Service Tax

OverseasHospitalisationTreatmentinSingapore6 (per policy year)

Out-patient Dengue Fever Treatment(per event)

Emergency Accidental Out-patient Treatment and30daysFollow-upTreatmentatHospitaland Clinic(per accident)


RM

6,000

4,000

As charged, subject to Reasonable and Customary Charges (RCC) up to Overall

Annual Limit

100

110

Ascharged,subjecttoHospitalRoomandBoard entitlement

N/A

1,375,000(Annual Limit of RM125,000 from A-Plus Med plus RM1,250,000 from A-Plus MedBooster)

N/A

Annual Limit of A-Plus Med shall increase by5%oftheinitialAnnualLimitupon

completion of every 2 policy years for 20 policy years, provided the total claims amount

under A-Plus Med is less than RM5,000 during the immediate preceding 2 policy

years

2,000

5,000(Benefit Limit of RM2,500 from A-Plus Med

plus RM2,500 from A-Plus MedBooster)

Overall Annual Limit (Item 1 to 19) Per Insured

Overall Lifetime Limit (Item 1 to 19) Per Insured

Increasing Annual Limit(applicable for A-Plus Med only)

109

No.

22

23

Benefit Limits

Emergency Accident Out-patient Dental Treatment(per accident)

Out-patient Kidney Dialysis Treatment and Out-patient Cancer Treatment (per lifetime)


RM

8,000(Benefit Limit of RM4,000 from A-Plus Med

plus RM4,000 from A-Plus MedBooster)

937,500(Lifetime Limit of RM312,500 from A-Plus Med plus RM625,000 from

A-Plus MedBooster)

Things you should know

Q: What is A-Plus MedBooster? A-Plus MedBooster is an optional unit deducting rider attachable to A-Plus Med; and also an optional premium paying rider attachable to A-Life Med Regular with coverage on hospitalisation and surgical expenses up to age 100. It serves as an additional layer of medical coverage for A-Plus Med or A-Life Med Regular.

For A-Life Med Regular, there are 3 different Plan types with Room and Board benefit ranging from RM150 to RM250 to be attached; for A-Plus Med, there are 6 different Plan types with Room and Board benefit ranging from RM150 to RM500 to be attached. The Plan type of A-Plus MedBooster shall be the same as the Plan type of A-Plus Med or A-Life Med Regular.

A-Plus MedBooster comes with Deductible Amount that differs by Plan type. On top of this, A-Plus MedBooster boosts the benefits of A-Plus Med or A-Life Med Regular by offering high Annual Limit, high Lifetime Limit for Out-patient Kidney Dialysis Treatment and Out-patient CancerTreatmentBenefitandadditionalbenefitssuchasHospitalRoomandBoardBooster,Out-patientDengueFeverTreatmentandOverseasHospitalisationTreatmentinSingapore(applicable to Plan 500 only).

Q: Who is eligible to buy A-Plus MedBooster? This rider is available to individuals aged between 14 days and 70 years old. It is only attachable to A-Plus Med or A-Life Med Regular of the same Plan type.

Q: What will happen to A-Plus MedBooster if I downgrade or upgrade A-Plus Med or A-Life Med Regular ? Your A-Plus MedBooster shall be downgraded or upgraded accordingly based on the Plan type chosen for A-Plus Med or A-Life Med Regular, subject to underwriting.

Q: Will the “Just Swipe” Hospital Admissions facility with medical card under A-Plus Med or A-Life Med Regular be made available to A-Plus MedBooster?Yes, A-Plus MedBooster shall enjoy the same hassle-free admission with the medical card under A-Plus Med or A-Life Med Regular.

Q: Will the optional protection for the family offered under A-Plus Med or A-Life Med Regular be made available to A-Plus MedBooster?Yes, the same family members covered under A-Plus Med or A-Life Med Regular shall be covered for A-Plus MedBooster, subject to underwriting.

Q: Where am I covered? You are covered worldwide but subject to a maximum of 90 days protection if you are travelling outside Malaysia, Singapore and Brunei. If you are a foreigner, your coverage is confined to hospitalisation within Malaysia and hospitalisation due to medical emergency only whilst overseas.

Q: Will my Cost of Insurance / premium increase as my age increases?For A-Plus MedBooster, the Cost of Insurance deducted / premium payable depends on your attained age and it will increase as your age increases.

Q: Are the Cost of Insurance / premiums for A-Plus MedBooster guaranteed?The Cost of Insurance / premiums for this rider are not guaranteed and the Company reserves the right to revise the Cost of Insurance / premiums by giving the policyholders 3 months written notice prior to the next policy anniversary.

Q: What are the fees and charges that I have to pay?There are no fees and charges other than the Cost of Insurance deducted / premium payable.

Q: Are the premiums paid for A-Plus MedBooster eligible for income tax?Yes, the premiums paid for this rider may qualify you for a personal tax relief of up to RM3,000 for medical and education insurance, subject to the final decision of the Inland Revenue Board of Malaysia.

Q: What are the major exclusions for A-Plus MedBooster? This rider shall not cover:• Pre-existingillness;or• TreatmentorsurgeryforSpecifiedIllnessesforaperiodof120daysimmediatelypreceding for such treatment and surgery; or• Any medical or physical conditions arising within 30 days from the Issue Date or Commencement Date of this rider, whichever is later except for covered injury; or• Out-patientKidneyDialysisTreatmentwherethesymptomsfirstoccurredpriortoorwithin 30 days from the Issue Date or Commencement Date of this rider, whichever is later; or • Out-patient Cancer Treatment Benefit where the symptoms first occurred prior to or within 60 days from the Issue Date or Commencement Date of this rider, whichever is later; or• Anymedicalorphysicalabnormalitiesexistingatthetimeofbirth,aswellasneo-natal physical abnormalities developing within 6 months from the time of birth or any congenital or hereditary conditions which has manifested or was diagnosed before the insured attains 17 years of age; or•Any disability caused by self-destruction, intentional self-inflicted injuries, willful exposure to danger or any attempt of self-destruction while sane or insane; or•War,declaredorundeclared,strikes,riots,civilwar,revolutionoranywarlikeoperations; or• Serviceinthearmedforcesintimeofdeclaredorundeclaredwarorwhileunderorders for warlike operations or restoration of public order; or• Anyviolationorattemptedviolationofthelaworresistancetoarrest;or• Pregnancy,miscarriageorchildbirth;or•Mental or nervous disorders, treatment of alcoholism, or drug abuse or any other complications arising therefrom or any drug accident not prescribed by a treating doctor; or• Plastic / cosmetic surgery, circumcision, all corrective glasses, contact lenses and intraocular lens except monofocal intraocular lenses in cataract surgery; or• Dentaltreatmentunlessnecessitatedbyaccidentalinjury;or• Hospitalisationprimarilyforinvestigatorypurposes,diagnosis,X-rayexamination,general physical or medical examinations, not incidental to treatment or diagnosis of a covered disability or any treatment which is not medically necessary and any preventive treatments, preventive medicines or examinations carried out by a physician, vitamins / food supplements and treatments specifically for weight reduction or gain; or• Any treatment or investigation which is not medically necessary, or convalescence, custodial or rest care; or

1211

•Ionizingradiationorcontaminationbyradioactivityfromanynuclearfuelornuclearwaste from process of nuclear fission or from any nuclear weapon material; or• Overseas treatment if insured person resides or travel outside Malaysia (excluding Singapore and Brunei) for more than 90 consecutive days.

Note: This list is not exhaustive. Please refer to the policy contract for the full list of exclusions.

For your attention:

General Disclosures1. You should satisfy yourself that this plan will best serve your needs and that the premium payable under this policy is an amount you can afford.2. If the basic policy of the Investment-Linked Insurance to which this rider is attached, is cancelled within the 15-day free look period, the unallocated premiums of the basic policy, value of units (if any), any insurance charges and Monthly Service Charge that have been deducted less medical expenses (if any) will be refunded.3. If the basic policy of the Traditional Life Insurance to which this rider is attached, is cancelled

within the 15-day free look period, the full premium less medical expenses (if any) will be refunded.

4. You are advised to refer to the sales illustration for further information.5. You should ensure that important information regarding this plan is disclosed to you and you

understand the information disclosed. If there is ambiguity, you should seek clarification from the Company.

6. Should you require additional information about medical and health insurance, you may alsorefertotheinsuranceinfobookleton‘MedicalandHealthInsurance’availableatallourbranches or you can obtain a copy from your AIA Life Planner or visitwww.insuranceinfo.com.my.

7. It may not be advantageous to switch from one health plan to another, as you may be subject to new underwriting requirements, full waiting period and any applicable period for the exclusion of specific illnesses / pre-existing conditions of the new plan.

Goods and Services Tax (GST)1. Please note that with effect from 1 April 2015, a Goods and Services Tax (GST) will be

chargeable at the prevailing rate on the Cost of Insurance / premium payable for the taxable riders of your policy, if attached to your policy.

This brochure contains only a brief description of the product and is not exhaustive. It is recommended that you request for a copy of the AIA Sales Illustration to know more about this product. For a detailed explanation of its benefits, exclusions, terms and conditions, please refer to the policy contract.


1413

Mengenai perlindungan perubatan, anda haruslah sentiasa berfikir tentang masa depan. Kos perubatan sedang meningkatdari tahun ke tahun, oleh itu anda memerlukan jaminan bahawaanda mempunyai perlindungan yang mencukupi untuk tahun-tahun akan datang.

Memperkenalkan A-Plus MedBooster, pelan yang memperluaskanjaringan keselamatan perubatan anda.

A-Plus MedBooster melengkapi A-Plus Med atau A-Life Med Regular andadenganmeningkatkanHadTahunanandasehinggaRM1.5jutatanpaHadSeumurHidup1, membantu anda menghadapi kos perubatan yang semakin meningkat. Anda mempunyai pilihan rawatan yang lebih luas dengan akses ke Singapura2 dan perlindungan untuk Rawatan Demam Denggi Pesakit Luar. Nikmati had yang lebih tinggi untuk manfaat-manfaat Rawatan Kanser Pesakit Luar dan Rawatan Dialisis Buah Pinggang Pesakit Luar, serta manfaat Pendorong Bilik dan PenginapanHospital.

Sekali-sekala, sesuatu yang tidak diduga mungkin berlaku.Untuk perlindungan perubatan komprehensif yang anda perlukansekarang dan masa depan, pilihlah A-Plus MedBooster dengan A-Plus Med atau A-Life Med Regular.

A-Plus MedBooster boleh memberikan anda

Had Tahunan yang Tinggi sehingga RM1.5 juta tanpa Had Seumur Hidup1

• HadTahunanA-Plus MedBoosterialah10kaligandaHadTahunanasalA-Plus Med atau A-Life Med Regular, sehingga RM1.5 juta. • UntukPelan250dankeatas,HadTahunanandaadalahsehinggaRM1.5juta.• TiadaHadSeumurHidup1.

Pendorong Bilik dan Penginapan Hospital

•ManfaatBilikdanPenginapanHospitalandaakanmeningkatsebanyak20%daripada hadBilikdanPenginapanHospitalasal,setelahtamatsetiap2tahunpolisi,selama10 tahun polisi. •ManfaatBilikdanPenginapanHospitalhanyaakanditingkatkanjikatiadatuntutan daripada A-Plus MedBooster dan / atau pelan yang dilampirkan bersamanya untuk 2 tahun polisi terdekat sebelumnya.

Rawatan Dialisis Buah Pinggang Pesakit Luar dan Rawatan Kanser Pesakit Luar

• HadSeumurHidupyangtinggiuntukRawatanDialisisBuahPinggangPesakitLuardan Rawatan Kanser Pesakit Luar, iaitu 2 kali ganda manfaat serupa yang ditawarkan oleh A-Plus Med atau A-Life Med Regular.• Dengan perlindungan tambahan ini, rawatan jangka panjang anda dan keluarga anda akan dijaga dengan baik.

Rawatan Kemasukan Hospital Luar Negara di Singapura2

• Jika anda dimasukkan ke hospital atau telah menerima rawatan di Singapura, A-Plus MedBooster akan membayar anda kos rawatan sebenar setelah ditukarkan ke Ringgit Malaysia, berdasarkan kadar pada hari pelepasan.•Manfaat ini hanya akan dibayar dengan syarat tuntutan terkumpul sebelumnya yang dibayar di bawah A-Plus Med telah melebihi Amaun Deduktibel tahunan.•ManfaatinihanyauntukPelan500.

Rawatan Demam Denggi Pesakit Luar2

• SekiranyaandadidiagnosisdenganDemamDenggidantelahmenerimarawatanpesakit luar, A-Plus MedBooster akan membayar anda kos Rawatan Demam Denggi Pesakit Luar.

1 UntukNo.1sehingga19dalamJadualManfaat(halaman15).A-Plus Med mestilah dibeli bersama dengan A-Plus Med atau A-Life Med Regular.2 SilarujukkepadaJadualManfaatpadahalaman15untukmaklumatselanjutnya.

1615

Jadual Manfaat A-Plus MedBooster adalah seperti berikut:

No.

1

2

3

4

5

6

7

8

9

Pelan150

(RM)

100,000

150

150

Pelan200

(RM)

125,000

200

200

Pelan250

(RM)

150,000

250

250

tambahPeningkatanHadTahunanA-Plus Med (jika ada)

Seperti caj yang dikenakan, tertakluk kepada Caj MunasabahdanBiasaDiamalkansehinggaHadTahunan

Pelan300

(RM)

180,000

300

300

Pelan400

(RM)

220,000

400

400

Pelan500

(RM)

260,000

500

500

Had Manfaat

AmaunDeduktibel3

(setiap tahun polisi)

Bilik dan Penginapan Hospital4

(maksimum 120 hari setiap tahun polisi)

Pendorong Bilik dan PenginapanHospital

Bilik dan Penginapan HospitalTambahanSemasa Di Luar Negara4

(maksimum 120 hari setiap tahun polisi5)

Unit Rawatan Rapi4 (maksimum 120 hari setiap tahun polisi)

Bekalan dan PerkhidmatanHospital

Yuran Pembedahan

Yuran Bilik Pembedahan

Yuran Pakar Bius Lawatan Pakar Perubatan Dalam Hospital4


Terdapat 3 jenis Pelan yang berbeza dengan manfaat Bilik dan Penginapan Hospitaldi antara RM150 hingga RM250 yang dilampir dengan A-Life Med Regular; manakala 6 jenis Pelan yang berbeza dengan manfaat Bilik dan Penginapan Hospital diantara RM150 hingga RM500 yang dilampir dengan A-Plus Med. Jenis Pelan A-Plus MedBooster mestilah sama dengan jenis Pelan A-Plus Med atau A-Life Med Regular.

No.

10

11

12

13

14

15

16

Pelan150

(RM)

4,000

3,000

100

Pelan200

(RM)

6,000

4,000

100

Pelan250

(RM)

8,000

5,000

100

Pelan300

(RM)

10,000

6,000

200

Pelan400

(RM)

12,000

8,000

200

Pelan500

(RM)

14,000

10,000

200

Had Manfaat

Sebelum Penghospitalan (dalam tempoh 60 hari sebelum penghospitalan)- Ujian Diagnostik- Rundingan Doktor Pakar- Perubatan dan Rawatan

Rawatan Selepas Penghospitalan (dalam tempoh 120 hari selepas penghospitalan)- X-ray Diagnostik dan Ujian Makmal Pesakit Luar- Perbelanjaan Perubatan dan Rundingan ProsedurHarian

Rawatan Pesakit Luar Fisioterapi dan Akupunktur4

(setiap tahun polisi dan dalam tempoh 60 hari selepas penghospitalan)

Penjagaan Kejururawatan Di Rumah4

(setiap kemasukan hospital) (had seumur hidup 180 hari)

Pemindahan Organ/Sumsum Tulang

Elaun tunai harian di HospitalKerajaan4


Seperti caj yang dikenakan, tertakluk kepada Caj MunasabahdanBiasaDiamalkansehinggaHadTahunan

Seperti caj yang dikenakan, tertakluk kepada Caj Munasabah danBiasaDiamalkansehinggaHadTahunan

ManfaatBilikdanPenginapanHospitalakanmeningkatsebanyak20%daripadaHadBilikdanPenginapanHospitalasal

setelah tamat setiap 2 tahun polisi untuk tempoh 10 tahun polisi, dengan syarat tiada tuntutan telah dibuat di bawah A-Plus

MedBooster dan / atau pelan yang dilampirkan bersamanya untuk 2 tahun polisi terdekat sebelumnya

1817

Sila rujuk kepada kontrak polisi untuk maklumat lengkap berkenaan dengan manfaat perlindungan.

No.

17

18

19

20

21

22

23

Pelan150

(RM)

90

T/B

1.0 juta

T/B

1,500

2,000

3,000

500,000

Pelan200

(RM)

110

T/B

1.25 juta

T/B

2,000

2,500

4,000

625,000

Pelan250

(RM)

130

T/B

1.5 juta

T/B

2,500

3,000

5,000

750,000

Pelan300

(RM)

160

T/B

1.5 juta

T/B

3,000

3,500

6,000

900,000

Pelan400

(RM)

220

T/B

1.5 juta

T/B

4,000

4,500

8,000

1.1 juta

Pelan500

(RM)

280

500,000

1.5 juta

T/B

5,000

5,000

10,000

1.3 juta

Had Manfaat

PenjagaHarian4


Cukai Perkhidmatan Kerajaan Malaysia

Rawatan Kemasukan HospitalLuarNegaradi Singapura6


Rawatan Demam Denggi Pesakit Luar(setiap kejadian)

Rawatan Kecemasan Pesakit Luar Akibat Kemalangan dan Rawatan Susulan 30 haridiHospitaldanKlinik(setiap kemalangan)

Rawatan Pergigian Kecemasan Pesakit Luar Akibat Kemalangan(setiap kemalangan)

Rawatan Dialisis Buah Pinggang Pesakit Luar dan Rawatan Kanser Pesakit Luar(HadSeumurHidup)

Seperti caj yang dikenakan, tertakluk kepada kelayakan Bilik dan PenginapanHospital

HadTahunansetiapOrangDiinsuranskan(no. 1 sehingga 19)

HadSeumurHidupKeseluruhan setiap Orang Diinsuranskan(no. 1 sehingga 19)

No. 20 sehingga 23 di bawah tidak tertakluk kepada Amaun Deduktibel dan manfaatakan dibayar di atas Had Tahunan

Nota:

3 AmaunDeduktibeladalahbersamaandenganjumlahHadTahunanasalA-Plus Med atau A-Life Med Regular danpeningkatanHadTahunan(jikaada)A-Plus Med atau A-Life Med Regular. Sebarang perbelanjaan layak yang melebihi Amaun Deduktibel akan dibayar di bawah A-Plus MedBooster. Amaun Deduktibel hanya dikenakankeatasno.1dan3sehingga19sepertiyangdinyatakandalamJadualManfaat.

4 HadManfaatdanjumlahhari(jikaada)untukmanfaat-manfaatterpilihdiatasadalahperkongsianantara A-Plus MedBooster dan pelan yang dilampirkan bersamanya. 5 Manfaat agregat yang dibayar di bawah no. 1 dan 3 tidak boleh melebihi 120 hari setiap tahun polisi.

6 AIA Bhd. akan membayar ganti perbelanjaan layak sebenar (setelah ditukarkan ke Ringgit Malaysia berdasarkan kadar pertukaran pada hari pelepasan) yang ditanggung dalam satu tahun polisi di bawah no. 1 sehingga18(kecualino.16)dalamJadualManfaatdiatas,tertaklukkepadaHadManfaatini,sekiranyajumlah bayaran terkumpul di bawah A-Plus Med melebihi Amaun Deduktibel dalam tahun polisi yang sama.

2019

Bagaimana A-Plus MedBooster berfungsi

A-Plus MedBooster adalah rider potongan unit yang boleh dilampirkan pada A-Plus Med; dan juga pilihan rider jenis pembayaran premium yang boleh dilampirkan pada A-Life Med Regular.JenisPelanA-Plus MedBooster mestilah sama dengan jenis Pelan A-Plus Med atau A-Life Med Regular. A-Plus Med atau A-Life Med Regular adalah pelan perubatan utama yang melindungi anda daripada tuntutan Ringgit pertama manakala A-Plus MedBooster berfungsi sebagai perlindungan perubatan tambahan yang meningkatkan manfaat-manfaat A-Plus Med atau A-Life Med Regular.

Dengan menggabungkan A-Plus Med atau A-Life Med Regular dengan A-Plus MedBooster, ia membentuk satu pelan perlindungan perubatan yang komprehensif untuk menjaga keperluan perubatan anda.

Bagaimana A-Plus MedBooster berfungsi ContohJadualManfaatyangmenggabungkanPelan200 A-Plus Med dengan A-Plus MedBooster adalah seperti di bawah:

No.

1

2

3

4

5

6

7

8

9

10

Had Manfaat

BilikdanPenginapanHospital(maksimum 120 hari setiap tahun polisi)

PendorongBilikdanPenginapanHospital

BilikdanPenginapanHospitalTambahanSemasa Di Luar Negara(maksimum 120 hari setiap tahun polisi5)

Unit Rawatan Rapi (maksimum 120 hari setiap tahun polisi)

BekalandanPerkhidmatanHospital

Yuran Pembedahan

Yuran Bilik Pembedahan

Yuran Pakar Bius

LawatanPakarPerubatanDalamHospital(maksimum 240 hari setiap tahun polisi)

Pra-Hospitalisasi(dalam tempoh 60 hari sebelum penghospitalan)- Ujian Diagnostik- Rundingan Doktor Pakar- Perubatan dan Rawatan (RM300 maksimum untuk setiap kemalangan di bawah A-Plus Med)

A-Plus Med dengan A-Plus MedBooster(Pelan 200)

RM

200

Manfaat Bilik danPenginapanHospital akanmeningkatsebanyak20%daripadaHadBilikdan PenginapanHospital asal setelah tamatsetiap 2 tahun polisi untuk tempoh 10 tahun polisi, dengan syarat tiada tuntutan telah dibuat di bawah A-Plus MedBooster dan / atau pelan yang dilampirkan bersamanya untuk 2 tahun polisi terdekat sebelumnya

200

Seperti caj yang dikenakan, tertakluk kepada Caj Munasabah dan Biasa Diamalkan

sehinggaHadTahunan

2221

No.

11

12

13

14

15

16

17

18

19

Had Manfaat

RawatanSelepasHospitalisasi(dalam tempoh 120 hari selepas penghospitalan)- Diagnostik X-ray dan Ujian Makmal Pesakit Luar- Perbelanjaan Perubatan dan Rundingan

ProsedurHarian

Rawatan Pesakit Luar Fisioterapi dan Akupunktur(setiap tahun polisi dan dalam tempoh 60 hari selepas penghospitalan)

Penjagaan Kejururawatan Di Rumah (setiap kemasukan hospital) (had seumur hidup 180 hari)

Pemindahan Organ/Sumsum Tulang

ElauntunaihariandiHospitalKerajaan(maksimum 120 hari setiap tahun polisi)

PenjagaHarian(maksimum 120 hari setiap tahun polisi)

Cukai Perkhidmatan Kerajaan Malaysia

RawatanKemasukanHospitalLuarNegaradiSingapura6



RM


sehinggaHadTahunan

6,000

4,000


sehinggaHadTahunan

100

110

Seperti caj yang dikenakan, tertakluk kepada kelayakanBilikdanPenginapanHospital

T/B

1,375,000(HadTahunanRM125,000daripada

A-Plus Med dan RM1,250,000 daripada A-Plus MedBooster)

T/B

HadTahunanA-Plus Med akan meningkatsebanyak5%daripadaHadTahunanasal

setelah tamat setiap 2 tahun polisi selama 20 tahun polisi, sekiranya jumlah tuntutan telah dibuat di bawah A-Plus Med tidak melebihi RM5,000 untuk 2 tahun polisi sebelumnya

HadTahunansetiapOrangDiinsuranskan(no. 1 hingga 19)

HadSeumurHidupKeseluruhansetiapOrangDiinsuranskan (no. 1 hingga 19)

PeningkatanHadTahunan(hanya untuk A-Plus Med)

No.

20

21

22

23

Had Manfaat

Rawatan Demam Denggi Pesakit Luar(setiap kejadian)

Rawatan Kecemasan Pesakit Luar Akibat Kemalangan dan Rawatan Susulan 30 hari di HospitaldanKlinik(setiap kemalangan)

Rawatan Pergigian Kecemasan Pesakit Luar Akibat Kemalangan(setiap kemalangan)

Rawatan Dialisis Buah Pinggang Pesakit Luar dan Rawatan Kanser Pesakit Luar(HadSeumurHidup)


RM

2,000

5,000(HadManfaatRM2,500daripadaA-Plus Med dan RM2,500 daripada A-Plus MedBooster)

8,000(HadManfaatRM4,000daripadaA-Plus Med dan RM4,000 daripada A-Plus MedBooster)

937,500(HadSeumurHidupRM312,500daripada

A-Plus Med dan RM625,000 daripadaA-Plus MedBooster)

2423

Perkara-perkara yang anda perlu tahu

Q: Apakah itu A-Plus MedBooster? A-Plus MedBooster merupakan rider potongan unit yang boleh dilampirkan pada A-Plus Med; dan juga pilihan rider jenis pembayaran premium yang boleh dilampirkan pada A-Life Med Regular. A-Plus MedBooster melindungi kemasukan ke hospital dan perbelanjaan pembedahan sehingga umur 100. A-Plus MedBooster berfungsi sebagai lapisan perlindungan tambahan untuk A-Plus Med atau A-Life Med Regular.

Untuk A-Life Med Regular,terdapat3jenisPelanyangberbezadenganmanfaatBilikdanPenginapanHospital di antaraRM150 hinggaRM250 yang boleh dilampirkan;manakalauntuk A-Plus Med,terdapat6jenisPelanyangberbezauntukmanfaatBilikdanPenginapanHospitalbermuladaripadaRM150sehinggaRM500 yangbolehdilampirkan. JenisPelanA-Plus MedBooster mestilah sama dengan jenis A-Plus Med atau A-Life Med Regular.

A-Plus MedBoosterdilengkapidenganAmaunDeduktibelyangberbezadenganjenisPelan.Selain daripada ini, A-Plus MedBooster meningkatkan manfaat-manfaat A-Plus Med atau A-Life Med Regular dengan menawarkan Had Tahunan yang tinggi, Had Seumur HidupRawatan Dialisis Buah Pinggang Pesakit Luar dan Rawatan Kanser Pesakit Luar yang tinggi, danmanfaat-manfaattambahansepertiPendorongBilikdanPenginapanHospital,RawatanDemamDenggiPesakitLuardanRawatanKemasukanHospitalLuarNegaradiSingapura(hanya untuk Pelan 500).

Q: Siapakah yang layak membeli A-Plus MedBooster? Rider ini boleh disertai oleh individu yang berumur di antara 14 hari dan 70 tahun. Rider ini hanya boleh dilampirkan pada A-Plus Med atau A-Life Med Regular sekiranya jenis pelannya sama.

Q: Apakah yang akan terjadi kepada A-Plus MedBooster sekiranya saya menurunkan atau meningkatkan pelan A-Plus Med atau A-Life Med Regular?

Pelan A-Plus MedBooster anda akan diturunkan atau ditingkatkan berdasarkan pelan yang dipilih untuk A-Plus Med atau A-Life Med Regular, tertakluk kepada penajajaminan.

Q: Adakah kemudahan kad perubatan “Just Swipe” di bawah A-Plus Med atau A-Life Med Regular boleh didapati bawah A-Plus MedBooster?

Ya, A-Plus MedBooster akan menikmati kemudahan kemasukan ke hospital tanpa gangguan dengan kad perubatan yang sama seperti A-Plus Med atau A-Life Med Regular.

Q: Adakah perlindungan pilihan untuk keluarga saya yang ditawarkan oleh A-Plus Med atau A-Life Med Regular juga boleh didapati bawah A-Plus MedBooster?

Ya, ahli keluarga anda yang sama yang dilindungi di bawah A-Plus Med atau A-Life Med Regular juga akan dilindungi di bawah A-Plus MedBooster, tertakluk kepada penajajaminan.

Q: Di manakah saya dilindungi? Anda dilindungi di seluruh dunia tetapi tertakluk kepada perlindungan maksimum 90 hari jikaandamengembarake luarMalaysia,SingapuradanBrunei. Jikaandaadalahwarganegara asing, perlindungan anda terhad kepada penghospitalan di dalam Malaysia dan penghospitalan akibat kecemasan perubatan di luar Malaysia sahaja.

Q: Adakah Kos Insurans / premium saya akan meningkat apabila umur saya meningkat? Untuk A-Plus MedBooster, Kos Insurans yang ditolak / premium yang dibayar akan bergantung kepada umur yang anda capai dan akan meningkat dengan peningkatan umur anda.

Q: Adakah Kos Insurans / premium untuk A-Plus MedBooster terjamin? Kos Insurans / premium untuk rider ini adalah tidak terjamin dan Syarikat berhak untuk mengubah Kos Insurans dengan memberi notis bertulis 3 bulan terdahulu kepada pemegang polisi sebelum ulang tahun polisi berikutnya.

Q: Apakah yuran-yuran dan caj-caj yang perlu saya bayar?Tiada yuran-yuran dan caj-caj yang lain selain daripada Kos Insurans yang ditolak / premium yang dibayar.

Q: Adakah premium-premium yang dibayar untuk A-Plus MedBooster layak mendapat pelepasan cukai?

Ya, premium-premium yang dibayar untuk rider ini melayakkan anda mendapat pelepasan cukai sehingga RM3,000 untuk insurans perubatan dan pendidikan, tertakluk kepada keputusanmuktamadLembagaHasilDalamNegeriMalaysia.

Q: Apakah pengecualian-pengecualian utama untuk A-Plus MedBooster? Rider ini tidak melindungi:• PenyakitSediaAda;atau• Rawatan atau pembedahan bagi Penyakit Tertentu untuk tempoh 120 hari sebelum rawatan dan pembedahan tersebut; atau•Mana-manakeadaanperubatanataufizikalyangtimbuldalamtempoh30haripertama dari Tarikh Penyertaan atau Tarikh Mula rider, yang mana kemudian kecuali kecederaan yang disebabkan oleh kemalangan; atau• RawatanDialisisBuahPinggangPesakitLuaryangmanatanda-tandaataugejala-gejala, yang pertama kali berlaku dalam tempoh 30 hari selepas Tarikh Penyertaan atau Tarikh Mula rider, yang mana kemudian; atau •ManfaatRawatanKanserPesakitLuaryangmanatanda-tandaataugejala-gejala,yang pertama kali berlaku dalam tempoh 60 hari selepas Tarikh Penyertaan atau Tarikh Mula rider, yang mana kemudian; atau• Sebarangkeabnormalanperubatanataufizikalyangwujudpadamasakelahiran,serta keabnormalan fizikalneonatal yangwujuddalam tempoh6bulandarimasakelahiran atau sebarang keadaan kongenital yang ditunjukkan dengan jelas atau didagnosis sebelum orang diinsuranskan mencapai umur 17 tahun; atau• Sebarang hilang upaya yang diakibatkan oleh pemusnahan diri, kecederaan diri yang disengajakan, pendedahan kepada bahaya secara sengaja atau sebarang cubaan pemusnahan diri dalam keadaan siuman atau tidak siuman; atau• Peperangan, sama ada diisytiharkan ataupun tidak, mogok, rusuhan, perang saudara atau sebarang operasi sedia berperang; atau• Berkhidmatdalamangkatanbersenjatasemasapeperanganyangdiisytiharkanataupun tidak diisytiharkan atau semasa di bawah perintah untuk operasi sedia berperang atau memulihkan ketenteraman awam; atau• Sebarangpelanggaranataucubaanuntukmelanggarundang-undangataumenentang daripada ditahan; atau • Kehamilan,keguguranataumelahirkananak;atau

2625

• Penyakitmentalataupenyakitsaraf,rawatanketagihanarak,ataupenyalahgunaandadah atau sebarang komplikasi lain yang timbul daripadanya atau sebarang dadah yang tidak dipreskripsikan oleh doktor yang merawat; atau• Pembedahan plastik / kosmetik, khatan, cerminmata untuk pembetulan penglihatan, kanta sentuh, kanta intraocular kecuali kanta intraocular monofocal dalam pembedahan katarak; atau• Rawatanpergigianmelainkanperludilakukanakibatkecederaan;atau• Penghospitalanterutamanyauntuktujuanpenyiasatan,diagnosis,pemeriksaansinar-x, pemeriksaanfizikalatauperubatanam,tidakberkaitandenganrawatanataudiagnosis hilang upaya yang dilindungi yang tidak perlu dari segi perubatan dan apa-apa rawatan pencegahan, ubat atau pemeriksaan pencegahan yang dijalankan oleh pakar perubatan, vitamin / makanan tambahan dan rawatan khusus untuk mengurangkan atau menaikkan berat badan; atau• Sebarangrawatanatausiasatanyangtidakperludarisegiperubatan,ataupenyembuhan, penjagaan atau rehat pulih; atau• Pengionan radiasi atau jangkitan melalui radioaktif daripada mana-mana bahan api nuklear atau sisa nuklear daripada proses pembelahan nuklear atau daripada apa-apa bahan senjata nuklear; atau• Rawatan di luar negara jika orang diinsuranskan tinggal atau mengembara di luar Malaysia (kecuali Singapura dan Brunei) selama lebih daripada 90 hari berturut-turut.

Nota: Senarai ini adalah tidak menyeluruh. Sila rujuk kepada kontrak polisi untuk senarai pengecualian yang sepenuhnya.

Untuk perhatian anda: Pendedahan Am

1. Anda harus memastikan rider ini memenuhi keperluan anda dan anda mampu membayar amaun premium yang perlu dibayar di bawah polisi ini.2. Jika polisi asas Insurans Berkaitan Pelaburan di mana rider ini dilampirkan kepada, dibatalkan dalam tempoh percubaan 15 hari, premium polisi asas yang tidak diperuntukkan, nilai unit (jika ada), sebarang caj insurans dan Caj Perkhidmatan Bulanan yang telah ditolak dikurangkan perbelanjaan perubatan (jika ada) akan dipulangkan sepenuhnya. 3. JikapolisiasasHayatTradisionaldimanariderinidilampirkankepada,dibatalkandalam tempoh percubaan 15 hari, premium yang telah dibayar tolak perbelanjaan perubatan (jika ada) akan dipulangkan sepenuhnya.4. Anda dinasihatkan supaya merujuk ilustrasi jualan untuk maklumat lanjut.5. Anda hendaklah memastikan bahawa maklumat penting mengenai rider ini dinyatakan kepada anda dan anda memahami maklumat yang dinyatakan itu. Jika terdapat ketidakpastian, anda hendaklah mendapatkan penjelasan daripada Syarikat. 6. Sekiranya anda memerlukan maklumat tambahan mengenai insurans perubatan dan kesihatan, anda juga boleh merujuk buku kecil info insurans mengenai ‘Insurans Perubatan Dan Kesihatan’ yang boleh didapati di semua cawangan kami atau anda boleh mendapatkansatunaskahdaripadaPerancangHayatAIAataukunjungi www.insuranceinfo.com.my.7. Adalah tidak menguntungkan untuk bertukar daripada satu pelan kesihatan kepada pelan kesihatan yang lain kerana anda mungkin tertakluk kepada keperluan penajajaminan yang baru, tempoh tangguh penuh dan sebarang tempoh yang dikenakan bagi pengecualian penyakit-penyakit tertentu / keadaan sedia ada dalam pelan baru itu.

Cukai Barangan dan Perkhidmatan (GST) 1. Sila maklum bahawa bermula 1 April 2015, Cukai Barangan dan Perkhidmatan (GST) akan dikenakan ke atas Kos Insurans / premium yang perlu dibayar pada kadar semasa untuk rider-rider bercukai polisi anda, jika dilampirkan bersama polisi anda.

Risalah ini hanya mengandungi keterangan ringkas mengenai produk ini dan tidak menyeluruh. Anda digalakkan untuk mendapat satu salinan Ilustrasi Jualan AIA untuk mengetahui dengan lebih lanjut mengenai produk ini. Untuk penjelasan terperinci berkenaan manfaat, pengecualian, terma dan syaratnya, sila rujuk kepada kontrak polisi.


当谈到医药保障，您需要时常考虑到未来。医药治疗费用逐年增涨，因此，您需要确保在未来几年拥有足够的保障。

为您介绍 A-Plus MedBooster，扩大您医疗安全网的一项计划。

A-Plus MedBooster 扩大您的 A-Plus Med 或 A-Life Med Regular 保障，通过高达150万令吉的年度限额，以及无终生限额1，协助您应付不断增涨的医药费用。您将获得更广泛的医疗选择 - 在新加坡2接受医药治疗，以及门诊骨痛热症治疗。您将享有更高终生限额的门诊癌症治疗及门诊洗肾治疗，以及住院与膳食辅助利益。

生命中偶尔会发生不如意的事件，这是我们意想不到的。为您今天和明天所需要的全面医药保障，选择 A-Plus MedBooster 与 A-Plus Med 或 A-Life Med Regular。

以下是 A-Plus MedBooster 可以给予的

高达RM150万的年度限额以及无终生限额1

•您的 A-Plus MedBooster 年度限额是 A-Plus Med 或 A-Life Med Regular 的初期年度限额之十倍，高达RM150万。

•在计划250及以上，年度限额将高达RM150万。•无终身限额1。

住院与膳食辅助

•您的住院与膳食利益将在每满两个保单年增长初期住院与膳食限额之20%，为期10个保单年。 •住院与膳食的增长利益将获给予，若在之前的两个保单年内不曾在A-Plus MedBooster 以

及／或它所附加于的计划里作出任何索赔。

门诊洗肾治疗以及门诊癌症治疗

•高终生限额的门诊洗肾治疗以及门诊癌症治疗，即 A-Plus Med 或 A-Life Med Regular 所提供的相同利益之两倍。

•有了此额外保障，您与您家人的长期治疗将获保障。

新加坡的海外住院治疗2

•若您在新加坡住院或接受治疗，A-Plus MedBooster 将支付在根据出院当天的汇兑率，兑换成马币的实际符合资格的费用。 •此利益将获支付，若之前所支付于 A-Plus Med 的累积索赔已超过每年的扣除额。•此利益仅适用于计划500。

门诊骨痛热症治疗2

•若您被诊断患上骨痛热症，以及已接受门诊治疗，A-Plus MedBooster 将支付您的门诊骨痛热症治疗费用。

1 请参阅利益表里的项目1至19（第29页）。A-Plus MedBooster 必须与 A-Plus Med 或 A-Life Med Regular 一起购买。

2 请参阅第29页的利益表以获取详细的利益保障。

2827

3029

A-Plus MedBooster 的利益表如下：

此计划提供3种不同的住院与膳食利益，从RM150至RM250，若附加于 A-Life Med Regular ; 而提供6种不同的住院与膳食利益，从RM150至RM500，若附加于 A-Plus Med。A-Plus MedBooster 的计划必须与 A-Plus Med 或 A-Life Med Regular 的计划相同。

项目

13

14

15

16

17

18

19

20

21

22

23

计划150

(RM)

4,000

3,000

100

90

无

100万

无

1,500

2,000

3,000

500,000

计划200

(RM)

6,000

4,000

100

110

无

125万

无

2,000

2,500

4,000

625,000

计划250

(RM)

8,000

5,000

100

130

无

150万

无

2,500

3,000

5,000

750,000

计划300

(RM)

10,000

6,000

200

160

无

150万

无

3,000

3,500

6,000

900,000

计划400

(RM)

12,000

8,000

200

220

无

150万

无

4,000

4,500

8,000

110万

计划500

(RM)

14,000

10,000

200

280

500,000

150万

无

5,000

5,000

10,000

130万

利益限额

门诊物理治疗及针灸4

（每个保单年以及出院后60天内）

住家看护4

（每宗）（终生限额为180天）

器官／骨髓之移植

入住政府医院的每日津贴4 （每个保单年最高120天）

监护人每日利益4

（每个保单年最高120天）

马来西亚政府服务税


（每个保单年）

门诊骨痛热症治疗（每宗）

紧急意外门诊治疗以及30天在医院和诊所的后续治疗（每宗意外）

紧急意外门诊牙齿治疗（每宗意外）

门诊洗肾治疗以及门诊癌症治疗（终生限额)

照单赔偿，受限于一般合理收费，高达年度限额

照单赔偿，受限于住院与膳食的数额

以下项目 20至23是不受限于扣除额以及其利益的支付是在年度限额之上

每投保人的年度限额（项目1至19）

每投保人的终生限额（项目1至19）

请参阅保单契约以获取详细的利益保障。

项目

1

3

4

5

6

7

8

12

9

10

11

2

计划150

(RM)

计划200

(RM)

计划250

(RM)

加上 A-Plus Med 的增长年度限额（若有）

住院与膳食将在每满两个保单年增长为初期住院与膳食限额之20%，为期10个保单年，若在之前的两个保单年内不曾在

A-Plus MedBooster 以及／或它所附加于的计划里作出任何索赔


计划300

(RM)

计划400

(RM)

计划500

(RM)利益限额

扣除额3


住院与膳食4


在海外住院的额外住院与膳食4

（每个保单年最高120天5）

深切治疗部4


医院供应及服务

手术费

手术室费用

麻醉剂费用

日间程序

住院期间的医生诊查费4

（每个保单年最高240次）

住院前（住院前60天内）- 诊断检查- 专科咨询- 医药及治疗

住院后治疗（住院后120天内）- 门诊X-光诊断及化验费- 医药开销及诊查费


150

150

100,000 125,000 150,000 180,000 220,000 260,000

200

200

250

250

300

300

400

400

500

500

3231

备注: 3 扣除额相等于 A-Plus Med 或 A-Life Med Regular 的初期年度限额以及增长的年度限额（若有）之总数。超过扣除额的任何符合资格的索赔数额将支付于 A-Plus MedBooster。扣除额仅适用于利益表里的项目1及项目3至19。

4 以上所选的项目里的利益限额以及日数（若有）将是 A-Plus MedBooster 以及它所附加于的计划之间共享。

5 在项目1及项目3里的每个保单年之总支付利益将不超过120天。

6 友邦保险将支付在同一个保单年内，在利益表里的项目1至18（项目16除外）的随后实际符合资格的费用（根据出院当天的汇兑率兑换成马币），受限于此利益限额，若在同一个保单年内，所支付于 A-Plus Med 的累积合格费用已超过每年的扣除额。

A-Plus MedBooster 是一项选择性的单位扣除附条并附加于 A-Plus Med，也是一项选择性保费缴付附条并附加于A-Life Med Regular。A-Plus MedBooster 的计划必须和 A-Plus Med 或 A-Life Med Regular 所选择的计划相同。 A-Plus Med 或 A-Life Med Regular 是主要的医药计划，提供您从第一令吉的保障，而 A-Plus MedBooster 则充当一个额外的医药保障，以增强 A-Plus Med 或 A-Life Med Regular 的利益。

通过 A-Plus Med 或 A-Life Med Regular 与 A-Plus MedBooster 一同配搭，它将形成一个全面的医药保障，以保障您的医药需求。

A-Plus MedBooster是如何运作

3433

以下例子是由 A-Plus Med （计划200）与 A-Plus MedBooster（计划 200）一同配搭的利益表:

项目

15

16

17

18

19

20

21

22

23

利益限额

器官／骨髓之移植

入住政府医院的每日津贴（每个保单年最高120天）

监护人每日利益（每个保单年最高120天）

马来西亚政府服务税



门诊骨痛热症治疗（每宗）

紧急意外门诊治疗以及30天在医院和诊所的后续治疗（每宗意外）

紧急意外门诊牙齿治疗（每宗意外）

门诊洗肾治疗以及门诊癌症治疗（终生限额)

A-Plus Med 与 A-Plus MedBooster(计划 200)

RM


100

110

照单赔偿，受限于住院与膳食的数额

无

1,375,000（A-Plus Med 的年度限额之RM125,000加上

A-Plus MedBooster 的RM1,250,000）

无

A-Plus Med 的年度限额将在每满两个保单年，增长为初期年度限额之5%，为期20个

保单年，若在之前的两个保单年内在 A-Plus Med 作出的索赔总额不超过RM5,000

2,000

5,000（A-Plus Med 的利益限额之RM2,500加上

A-Plus MedBooster 的RM2,500）

8,000（A-Plus Med 的利益限额之RM4,000加上


937,500（A-Plus Med 的终生限额之RM312,500加上


每投保人的年度限额（项目1至19）

每投保人的终生限额（项目1至19）

增长的年度限额(仅适用于A-Plus Med)

项目

1

2

3

4

5

6

7

8

9

13

14

10

11

12

利益限额

住院与膳食（每个保单年最高120天）

200

200

6,000

4,000

住院与膳食将在每满两个保单年增长为初期住院与膳食限额之20%，为期10个保单年，

若在之前的两个保单年内不曾在 A-Plus MedBooster 以及／或它所附加于的计划里作

出任何索赔



在海外住院的额外住院与膳食（每个保单年最高120天5）

深切治疗部（每个保单年最高120天）

医院供应及服务

手术费

手术室费用

麻醉剂费用

门诊物理治疗及针灸（每个保单年以及出院后60天内）

住家看护（每宗）（终生限额为180天）

住院期间的医生诊查费（每个保单年最高240次）

住院前（住院前60天内）- 诊断检查- 专科咨询- 医药及治疗（A-Plus Med 的每宗残疾最高RM300）

住院后治疗（住院后120天内）- 门诊X-光诊断及化验费- 医药开销及诊查费

日间程序

A-Plus Med 与 A-Plus MedBooster(计划 200)

RM

3635

您应该知道的事件

问: 什么是 A-Plus MedBooster?A-Plus MedBooster 是一项选择性单位扣除附条并附加于 A-Plus Med，也是一项选择性保费缴付附条并附加于 A-Life Med Regular。A-Plus MedBooster 提供您直至100岁的住院手术费用保障。它将充当 A-Plus Med 或 A-Life Med Regular 的额外医药保障。此计划提供3种不同的住院与膳食利益，从RM150至RM250，若附加于 A-Life Med Regular; 而提供6种不同的住院与膳食利益，从RM150至RM500，若附加于A-Plus Med。A-Plus MedBooster 的计划必须与 A-Plus Med 或 A-Life Med Regular 的计划相同。

A-Plus MedBooster 附带扣除额，其数额将根据不同的计划而定。除此之外，A-Plus MedBooster 也增强了 A-Plus Med 或 A-Life Med Regular 的利益，既通过高年度限额，高终生限额的门诊洗肾治疗以及门诊癌症治疗，以及额外利益如住院与膳食辅助，门诊骨痛热症治疗以及新加坡的海外住院治疗（仅适用于计划 500）。

问: 谁符合资格购买 A-Plus MedBooster? 此附条提供给年龄介于14天至70岁的人士。它仅可附加于 A-Plus Med 或 A-Life Med Regular 的相

同计划。

问: A-Plus MedBooster 将会怎样若我降低或提升A-Plus Med 或 A-Life Med Regular 的计划？

您的 A-Plus MedBooster 计划将会根据您所选的 A-Plus Med 或 A-Life Med Regular 计划降低或提升，惟需经过核保程序。

问: A-Plus Med 或 A-Life Med Regular 的‘即刷’入院手续设施是否提供给 A-Plus MedBooster？

是的，A-Plus MedBooster 也享有与 A-Plus Med 或 A-Life Med Regular医药卡相同的无烦恼入院手续。

问: A-Plus Med 或 A-Life Med Regular 所提供给家人的选择性保障是否提供给 A-Plus MedBooster？

是的，获得 A-Plus Med 或 A-Life Med Regular 保障的家庭成员也将享有 A-Plus MedBooster 的保障, 惟需经过核保程序。

问: 我在哪里获得保障? 您在全球都获得保障。但若您到国外旅游，新加坡与汶莱除外，将受限于90天的保障。若您是外国人，您的保障将受限于在马来西亚内住院，以及在国外因紧急治疗而住院而已。

问: 保险费用 / 保费是否会随着我的年龄增长而增加? A-Plus MedBooster 的保险费用扣除/ 保费支付将根据您届时的年龄以及其保险费用/ 保费将随着

您年龄的增长而增加。

问: A-Plus MedBooster 的保险费用/ 保费是否获得保证?此附条的保险费用/ 保费是不受保证的。公司有权修改其保险费用/ 保费，并在下一个保单周年的3个月之前，以书面通知保单持有人。

问: 我该支付的费用以及收费是多少? 除了保险费用/ 保费，您无需缴付其他的费用及收费。

问: A-Plus MedBooster 之保费是否享有税务减免? 是的，此附条的保费可让您在医疗及教育保险组别里享有高达RM3,000的个人税务减免，惟需经

过马来西亚内陆税收局的最终决定。

问: A-Plus MedBooster 有哪些不受保情形？此附条不会支付:• 已存有的疾病; 或• 特定疾病的治疗或手术，发生在其治疗或手术前的120天内；或• 任何医药或身体状况（受伤除外）发生在附条发出日期或生效日期后的首30天内，视何者为后；或• 门诊洗肾治疗的症状，发生在附条发出日期或生效日期后的首30天内，视何者为后；或• 门诊癌症治疗的症状，发生在附条发出日期或生效日期后的首60天内，视何者为后；或• 在出生时的任何医药或身理异常，以及婴儿在出生后的6个月内的身理异常，或因先天性或遗传性疾病，并在投保人未满17岁即获证实或被诊断出来；或• 神智清醒或不清醒的情况下自残，企图自残或有意造成的伤害；或• 任何已宣布或未宣布的战争，罢工，暴乱，内战，或革命或任何军事行动；或• 在已宣布或未宣布的战争，或任何军事行动命令下，或恢复公共秩序时服务；或• 任何违反或企图违反法律或拒捕；或• 怀孕，流产或分娩；或• 精神或神经失调，酗酒治疗，滥用药物，任何其他并发症或服用任何未经治疗医生的处方药物；或• 整型／整容手术，包皮环切，所有的修正眼镜，隐形眼镜和人工晶状体（白内障手术的单焦点人工晶状体除外）；或• 牙齿治疗，因受伤而必须进行的牙齿治疗除外；或• 以检验调查为主的住院，诊断，光检验，普通身体或医药检验，或非医学上必要的治疗，或医师执行的预防性治疗及药物，或为减重和增重的维他命／食物补充及治疗；或• 任何治疗或调查，并无需医疗的，或疗养，监护或休养护理；或• 任何核子分裂或武装所释放的核子燃料及废物所造成的离子放射或放射性污染；或• 国外的医药治疗，若投保人连续居住或到国外旅游（新加坡与汶莱除外）超过90天。

备注：此不受保情形并不详尽。请参阅保单契约以获取详细的不受保情形。

敬请留意：

一般的资讯1. 您应确保此附条最能迎合您的需求以及您有能力负担在此保单所须缴付之保费。2. 如果此附条附加于的投资联结保险计划在15天的免费阅览期内撤消，其基本保单所未分配的保费，单位价值（若有），保险费用以及每月服务费，减去医药开销（若有），将全数退还。3. 如果此附条附加于的传统人寿保单在15天的免费阅览期内撤消，您已缴付之保险数额，减去医药

开销（若有），将全数退还。4. 请您参考销售说明书以获取进一步的详情。5. 您应确保关于此附条的重要资料都已向您透露，而您也了解这些资料。若您有所疑惑，应向保险公司寻求更清楚的解说。6. 欲知有关医疗和健康保险，您可在我们分行获取“医疗与健康保险”小册子，或向您的AIA寿险

策划师索取或到www.insuranceinfo.com.my查阅。7. 从一种健康保单转换至另一种也许对您没有好处，因为您必须遵守新保险的条件、等待期及适用于免除特定疾病／原己存在状况的任何期限。

消费税（GST）1. 请注意从2015年4月1日起，您保单所应纳税的附条（若有附加在您的保单）的保险费用/ 保费将

按现行税率征收消费税（GST）。

此小册子仅包含了产品的概要简述，并不详尽。因此建议您参考AIA销售说明书以更了解此产品。欲获取详细的保单利益，不受保情形，规则与条款，请参阅您的保单契约。

Appendix / Apendiks / 附录

A-Plus MedBooster (attachable to A-Plus Med) Cost of Insurance (inclusive of GST) / Kos Insurans (termasuk GST) / 保险费用（包括GST）For Occupational Classes 1 and 2 / Untuk Kelas Pekerjaan 1 dan 2 / 职业等级1及2

3837

Plan 150

184.97177.55170.13162.71155.29148.40127.20127.20127.20127.20127.20160.06160.06160.06160.06160.06197.16197.16197.16197.16197.16216.24216.24216.24216.24216.24222.07222.07222.07222.07222.07227.37227.37227.37227.37227.37238.50238.50238.50238.50238.50275.60275.60275.60275.60275.60365.70365.70365.70365.70365.70

Attained Age / Umur

Dicapai / 届时年龄

0123456789

1011121314151617181920212223242526272829303132333435363738394041424344454647484950

Plan 200

196.63188.68180.73172.78164.83155.82145.22145.22145.22145.22145.22203.52203.52203.52203.52203.52217.30217.30217.30217.30217.30234.26234.26234.26234.26234.26243.80243.80243.80243.80243.80256.52256.52256.52256.52256.52259.70259.70259.70259.70259.70296.80296.80296.80296.80296.80392.20392.20392.20392.20392.20

Plan 250

206.17198.75191.33183.91176.49168.54157.94157.94157.94157.94157.94223.66223.66223.66223.66223.66248.04248.04248.04248.04248.04263.41263.41263.41263.41263.41268.18268.18268.18268.18268.18320.65320.65320.65320.65320.65322.24322.24322.24322.24322.24380.54380.54380.54380.54380.54496.08496.08496.08496.08496.08

Male Insured / Orang Diinsuranskan Lelaki /男性投保人

Plan 300

211.47205.11198.75192.39186.03180.20170.66170.66170.66170.66170.66232.67232.67232.67232.67232.67253.34253.34253.34253.34253.34285.14285.14285.14285.14285.14295.21295.21295.21295.21295.21353.51353.51353.51353.51353.51357.22357.22357.22357.22357.22471.70471.70471.70471.70471.70627.52627.52627.52627.52627.52

Plan 400

220.48212.53204.58196.63188.68181.26177.02177.02177.02177.02177.02241.68241.68241.68241.68241.68264.47264.47264.47264.47264.47306.34306.34306.34306.34306.34328.07328.07328.07328.07328.07395.38395.38395.38395.38395.38413.40413.40413.40413.40413.40521.52521.52521.52521.52521.52692.18692.18692.18692.18692.18

Plan 500

375.24361.46347.15333.37319.06305.28279.84279.84279.84279.84279.84394.32394.32394.32394.32394.32445.20445.20445.20445.20445.20483.36483.36483.36483.36483.36534.24534.24534.24534.24534.24585.12585.12585.12585.12585.12674.16674.16674.16674.16674.16712.32712.32712.32712.32712.32

1,335.601,335.601,335.601,335.601,335.60

Plan 150

466.40466.40466.40466.40466.40651.90651.90651.90651.90651.90

1,007.001,007.001,007.001,007.001,007.001,325.001,325.001,325.001,325.001,351.501,416.161,481.351,546.011,611.201,725.151,813.131,901.111,989.092,077.072,166.112,495.242,618.202,741.692,864.653,117.463,212.333,307.203,402.073,496.943,590.753,700.463,809.643,918.824,028.534,139.304,264.384,389.464,515.074,640.15

Attained Age / Umur


5152535455565758596061626364656667686970

71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

Plan 200

519.40519.40519.40519.40519.40689.00689.00689.00689.00689.00

1,085.441,085.441,085.441,085.441,085.441,414.041,414.041,414.041,414.041,442.131,517.391,592.651,667.911,742.641,870.901,972.132,073.362,174.592,276.352,378.642,747.522,890.093,032.663,175.763,460.903,570.613,679.793,789.503,898.684,007.864,134.534,261.204,387.874,514.544,641.744,785.904,930.065,074.755,218.91

Plan 250

660.38660.38660.38660.38660.38864.96864.96864.96864.96864.96

1,261.401,261.401,261.401,261.401,261.401,614.381,614.381,614.381,614.381,646.711,719.321,791.401,864.011,936.622,069.122,167.702,266.282,364.332,462.912,562.022,944.153,081.423,219.223,357.023,647.993,753.463,859.463,964.934,070.404,177.464,299.894,422.854,545.284,668.244,791.734,932.185,072.635,213.085,352.47


Plan 300

819.38819.38819.38819.38819.38

1,078.021,078.021,078.021,078.021,078.021,453.261,453.261,453.261,453.261,453.261,839.101,839.101,839.101,839.101,875.671,954.642,033.612,112.582,191.552,337.302,444.892,551.952,659.542,767.132,873.663,297.663,447.123,597.113,747.104,067.754,182.764,298.304,413.314,528.324,643.864,777.424,910.985,044.545,178.105,311.665,464.305,616.945,769.585,922.22

Plan 400

932.80932.80932.80932.80932.80

1,235.961,235.961,235.961,235.961,235.961,611.201,611.201,611.201,611.201,611.202,080.782,080.782,080.782,080.782,122.652,213.282,303.912,395.072,485.702,653.182,777.732,901.753,025.773,149.793,273.283,758.233,931.544,104.324,277.634,645.454,779.014,912.575,046.135,179.695,311.665,466.425,621.185,775.415,930.176,083.876,260.366,436.326,612.286,788.77

Plan 500

1,844.401,844.401,844.401,844.401,844.401,885.211,885.211,885.211,885.211,946.163,052.803,052.803,052.803,052.803,052.803,337.943,337.943,337.943,337.943,408.963,555.773,702.583,850.453,997.264,144.074,339.644,534.684,730.784,925.825,120.865,369.965,618.535,867.636,116.206,365.306,548.686,732.596,917.037,100.947,284.857,497.387,710.447,922.448,135.508,348.038,591.308,834.049,076.789,320.05

Appendix / Apendiks / 附录 (continued)

A-Plus MedBooster’s 1st and 2ndpolicyyearCostofInsuranceshallbediscountedby20%and10%respectivelybasedon theabove table.TheCostof Insurance indicated includesGoodsandServicesTax (GST)of6%. /KosInsurans A-Plus MedBooster bagi tahun polisi pertama dan kedua akan didiskaunkan sebanyak 20% dan 10%masing-masing berdasarkan jadual di atas. Kos Insurans yang ditunjukkan termasuk Cukai Barangan dan Perkhidmatan(GST)sebanyak6%./A-Plus MedBooster 的保险费用将在第一个及第二个保单年，根据以上图表分别折扣20%及10%。所显示的保险费用包括6%的消费税（GST）。

* For renewals only / Untuk pembaharuan sahaja / 更新保单而已


4039


Plan 150

153.17150.52147.87145.22142.57139.92118.19118.19118.19118.19118.19149.99149.99149.99149.99149.99193.45193.45193.45193.45193.45208.82208.82208.82208.82208.82218.36218.36218.36218.36218.36226.31226.31226.31226.31226.31231.08231.08231.08231.08231.08273.48273.48273.48273.48273.48350.86350.86350.86350.86350.86

Attained Age / Umur


0123456789

1011121314151617181920212223242526272829303132333435363738394041424344454647484950

Plan 200

156.88155.82154.76153.70152.64151.58136.21136.21136.21136.21136.21179.14179.14179.14179.14179.14215.18215.18215.18215.18215.18231.61231.61231.61231.61231.61241.15241.15241.15241.15241.15250.69250.69250.69250.69250.69256.52256.52256.52256.52256.52292.56292.56292.56292.56292.56391.14391.14391.14391.14391.14

Plan 250

164.30164.30164.30164.30164.30164.30148.93148.93148.93148.93148.93208.82208.82208.82208.82208.82244.33244.33244.33244.33244.33277.19277.19277.19277.19277.19284.08284.08284.08284.08284.08312.70312.70312.70312.70312.70320.12320.12320.12320.12320.12369.94369.94369.94369.94369.94473.82473.82473.82473.82473.82

Female Insured / Orang Diinsuranskan Perempuan /女性投保人

Plan 300

171.72171.72171.72171.72171.72171.72161.65161.65161.65161.65161.65222.60222.60222.60222.60222.60286.20286.20286.20286.20286.20324.36324.36324.36324.36324.36332.84332.84332.84332.84332.84348.74348.74348.74348.74348.74355.10355.10355.10355.10355.10455.80455.80455.80455.80455.80583.00583.00583.00583.00583.00

Plan 400

194.51190.27186.03181.79177.55172.78168.01168.01168.01168.01168.01235.32235.32235.32235.32235.32298.92298.92298.92298.92298.92349.80349.80349.80349.80349.80356.16356.16356.16356.16356.16385.84385.84385.84385.84385.84407.04407.04407.04407.04407.04521.52521.52521.52521.52521.52656.14656.14656.14656.14656.14

Plan 500

337.08328.07319.06310.58301.57292.56254.40254.40254.40254.40254.40330.72330.72330.72330.72330.72394.32394.32394.32394.32394.32432.48432.48432.48432.48432.48508.80508.80508.80508.80508.80572.40572.40572.40572.40572.40661.44661.44661.44661.44661.44775.92775.92775.92775.92775.92

1,195.681,195.681,195.681,195.681,195.68

Plan 150

421.88421.88421.88421.88421.88575.58575.58575.58575.58575.58843.76843.76843.76843.76843.76

1,153.281,153.281,153.281,153.281,176.601,232.781,288.961,345.141,401.321,501.491,578.341,655.191,732.041,808.891,884.152,170.882,278.472,385.532,493.122,713.072,795.222,877.372,959.523,041.143,123.823,219.223,314.623,410.023,505.423,602.413,711.593,821.303,930.484,039.66

Attained Age / Umur


5152535455565758596061626364656667686970

71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

Plan 200

500.32500.32500.32500.32500.32675.22675.22675.22675.22675.22

1,044.101,044.101,044.101,044.101,044.101,215.821,215.821,215.821,215.821,240.201,304.331,368.991,433.121,497.251,608.551,696.001,783.981,871.961,959.942,046.862,364.862,487.822,611.312,734.272,980.193,074.533,168.343,262.683,357.023,449.773,558.953,668.663,777.843,887.023,995.144,120.224,244.774,369.324,492.81

Plan 250

625.40625.40625.40625.40625.40842.70842.70842.70842.70842.70

1,202.041,202.041,202.041,202.041,202.041,474.461,474.461,474.461,474.461,504.141,570.921,638.231,705.011,772.321,892.101,982.732,073.362,163.992,255.152,345.252,695.052,822.252,948.923,075.593,341.653,438.643,536.163,633.683,730.673,828.723,941.084,053.974,166.334,279.224,392.114,459.424,527.264,594.574,661.88


Plan 300

791.82791.82791.82791.82791.82

1,040.921,040.921,040.921,040.921,040.921,338.781,338.781,338.781,338.781,338.781,747.941,747.941,747.941,747.941,782.921,857.651,931.852,006.582,081.312,220.702,322.462,424.222,525.982,627.742,730.033,132.303,274.343,416.383,558.423,861.583,971.294,080.474,190.184,299.364,408.544,535.214,661.884,788.554,915.225,042.425,116.625,190.825,265.555,339.75

Plan 400

919.02919.02919.02919.02919.02

1,200.981,200.981,200.981,200.981,200.981,596.361,596.361,596.361,596.361,596.362,121.062,121.062,121.062,121.062,163.462,256.212,349.492,442.242,535.522,706.712,833.912,960.583,087.253,214.453,341.123,836.674,014.224,191.774,368.794,743.504,879.185,015.395,151.605,287.815,422.435,580.905,739.375,897.846,055.786,213.726,220.616,227.506,234.926,241.81

Plan 500

1,857.121,857.121,857.121,857.121,857.121,877.261,877.261,877.261,877.261,908.002,989.202,989.202,989.202,989.202,989.203,396.243,396.243,396.243,396.243,498.003,650.113,802.223,953.274,105.384,257.494,458.364,659.234,860.105,061.505,262.375,519.425,775.416,032.466,288.986,545.506,734.716,923.397,113.137,301.817,491.027,710.977,930.928,150.878,370.828,591.308,841.469,091.629,342.319,591.94




4241


Plan 150

616.92616.92616.92616.92616.92636.00636.00636.00636.00636.00642.36642.36642.36642.36642.36647.13647.13647.13647.13647.13658.26658.26658.26658.26658.26696.42696.42696.42696.42696.42785.46785.46785.46785.46785.46887.22887.22887.22887.22887.22

1,071.661,071.661,071.661,071.661,071.66

Attained Age / Umur


161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960

Plan 200

689.00689.00689.00689.00689.00705.96705.96705.96705.96705.96716.56716.56716.56716.56716.56729.28729.28729.28729.28729.28731.40731.40731.40731.40731.40769.56769.56769.56769.56769.56864.96864.96864.96864.96864.96992.16992.16992.16992.16992.16

1,161.761,161.761,161.761,161.761,161.76

Plan 250

765.85765.85765.85765.85765.85779.10779.10779.10779.10779.10784.40784.40784.40784.40784.40837.40837.40837.40837.40837.40840.05840.05840.05840.05840.05898.35898.35898.35898.35898.35

1,012.301,012.301,012.301,012.301,012.301,176.601,176.601,176.601,176.601,176.601,380.651,380.651,380.651,380.651,380.65

Male Insured and Children / Orang Diinsuranskan Perempuan dan Anak /男性投保人与孩子

Plan 300

801.36801.36801.36801.36801.36833.16833.16833.16833.16833.16842.70842.70842.70842.70842.70903.12903.12903.12903.12903.12906.30906.30906.30906.30906.30

1,020.781,020.781,020.781,020.781,020.781,176.601,176.601,176.601,176.601,176.601,367.401,367.401,367.401,367.401,367.401,628.161,628.161,628.161,628.161,628.16

Plan 400

839.52839.52839.52839.52839.52881.92881.92881.92881.92881.92903.12903.12903.12903.12903.12970.96970.96970.96970.96970.96987.92987.92987.92987.92987.92

1,093.921,093.921,093.921,093.921,093.921,267.761,267.761,267.761,267.761,267.761,505.201,505.201,505.201,505.201,505.201,810.481,810.481,810.481,810.481,810.48

Plan 500

1,362.101,362.101,362.101,362.101,362.101,399.201,399.201,399.201,399.201,399.201,446.901,446.901,446.901,446.901,446.901,499.901,499.901,499.901,499.901,499.901,590.001,590.001,590.001,590.001,590.001,627.101,627.101,627.101,627.101,627.102,252.502,252.502,252.502,252.502,252.502,761.302,761.302,761.302,761.302,761.302,798.402,798.402,798.402,798.402,862.00

Plan 150

1,427.821,427.821,427.821,427.821,427.821,745.821,745.821,745.821,745.821,771.261,836.451,901.641,966.832,032.022,144.912,233.952,321.402,408.852,497.892,586.932,916.063,038.493,162.513,284.943,537.753,633.153,726.963,822.363,917.764,011.574,121.284,229.404,339.114,448.824,560.124,684.144,809.754,935.365,060.97

Attained Age / Umur


61626364656667686970

71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

Plan 200

1,558.201,558.201,558.201,558.201,558.201,886.801,886.801,886.801,886.801,914.361,990.682,064.882,141.202,215.402,342.602,444.362,546.122,647.882,749.642,851.403,220.283,362.323,504.363,648.523,932.604,042.844,153.084,261.204,371.444,479.564,606.764,733.964,861.164,986.245,113.445,257.605,401.765,548.045,692.20

Plan 250

1,778.151,778.151,778.151,778.151,778.152,130.602,130.602,130.602,130.602,162.402,236.602,308.152,379.702,453.902,586.402,684.452,782.502,880.552,978.603,079.303,460.903,598.703,736.503,874.304,165.804,269.154,375.154,481.154,587.154,693.154,817.704,939.605,061.505,186.055,307.955,448.405,588.855,729.305,869.75

Male Insured and Children / Orang Diinsuranskan Perempuan dan Anak /男性投保人与孩子

Plan 300

2,003.402,003.402,003.402,003.402,003.402,388.182,388.182,388.182,388.182,423.162,502.662,582.162,661.662,741.162,887.442,992.383,100.503,208.623,316.743,421.683,847.803,997.264,146.724,296.184,617.364,731.844,846.324,960.805,078.465,192.945,326.505,460.065,593.625,727.185,860.746,013.386,166.026,318.666,471.30

Plan 400

2,183.602,183.602,183.602,183.602,183.602,654.242,654.242,654.242,654.242,696.642,785.682,878.962,968.003,061.283,226.643,349.603,476.803,599.763,722.723,845.684,333.284,507.124,676.724,850.565,219.445,350.885,486.565,618.005,753.685,885.126,042.006,194.646,347.286,504.166,656.806,834.887,008.727,186.807,360.64

Plan 500

3,969.703,969.703,969.703,969.703,969.704,250.604,250.604,250.604,250.604,324.804,467.904,616.304,764.704,913.105,056.205,252.305,448.405,644.505,840.606,036.706,285.806,534.906,784.007,033.107,282.207,462.407,647.907,833.408,013.608,199.108,411.108,623.108,835.109,052.409,264.409,508.209,746.709,990.50

10,234.30




4443


Plan 150

613.74613.74613.74613.74613.74629.64629.64629.64629.64629.64639.18639.18639.18639.18639.18647.13647.13647.13647.13647.13651.90651.90651.90651.90651.90693.24693.24693.24693.24693.24771.15771.15771.15771.15771.15842.70842.70842.70842.70842.70995.34995.34995.34995.34995.34

Attained Age / Umur


161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960

Plan 200

686.88686.88686.88686.88686.88703.84703.84703.84703.84703.84714.44714.44714.44714.44714.44722.92722.92722.92722.92722.92729.28729.28729.28729.28729.28765.32765.32765.32765.32765.32862.84862.84862.84862.84862.84973.08973.08973.08973.08973.08

1,146.921,146.921,146.921,146.921,146.92

Plan 250

760.55760.55760.55760.55760.55795.00795.00795.00795.00795.00800.30800.30800.30800.30800.30829.45829.45829.45829.45829.45837.40837.40837.40837.40837.40887.75887.75887.75887.75887.75991.10991.10991.10991.10991.10

1,142.151,142.151,142.151,142.151,142.151,359.451,359.451,359.451,359.451,359.45

Female Insured and Children / Orang Diinsuranskan Perempuan dan Anak /女性投保人与孩子

Plan 300

836.34836.34836.34836.34836.34874.50874.50874.50874.50874.50880.86880.86880.86880.86880.86896.76896.76896.76896.76896.76903.12903.12903.12903.12903.12

1,004.881,004.881,004.881,004.881,004.881,132.081,132.081,132.081,132.081,132.081,341.961,341.961,341.961,341.961,341.961,590.001,590.001,590.001,590.001,590.00

Plan 400

873.44873.44873.44873.44873.44924.32924.32924.32924.32924.32928.56928.56928.56928.56928.56958.24958.24958.24958.24958.24979.44979.44979.44979.44979.44

1,093.921,093.921,093.921,093.921,093.921,229.601,229.601,229.601,229.601,229.601,492.481,492.481,492.481,492.481,492.481,776.561,776.561,776.561,776.561,776.56

Plan 500

1,309.101,309.101,309.101,309.101,309.101,346.201,346.201,346.201,346.201,346.201,425.701,425.701,425.701,425.701,425.701,489.301,489.301,489.301,489.301,489.301,574.101,574.101,574.101,574.101,574.101,690.701,690.701,690.701,690.701,690.702,109.402,109.402,109.402,109.402,109.402,771.902,771.902,771.902,771.902,771.902,793.102,793.102,793.102,793.102,824.90

Plan 150

1,264.051,264.051,264.051,264.051,264.051,574.101,574.101,574.101,574.101,596.361,653.601,709.251,764.901,822.141,922.311,998.632,074.952,152.862,229.182,303.912,591.702,698.232,806.352,912.883,133.893,214.983,297.663,380.343,461.433,544.113,639.513,734.913,830.313,925.714,022.704,132.414,242.124,350.244,459.95

Attained Age / Umur


61626364656667686970

71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

Plan 200

1,515.801,515.801,515.801,515.801,515.801,687.521,687.521,687.521,687.521,712.961,776.561,842.281,905.881,969.482,081.842,168.762,255.682,344.722,431.642,518.562,836.562,959.523,084.603,207.563,453.483,546.763,640.043,735.443,828.723,922.004,032.244,140.364,250.604,358.724,466.844,591.924,717.004,842.084,965.04

Plan 250

1,719.851,719.851,719.851,719.851,719.851,990.151,990.151,990.151,990.152,021.952,088.202,154.452,220.702,289.602,408.852,498.952,589.052,681.802,771.902,862.003,211.803,339.003,466.203,593.403,858.403,956.454,051.854,149.904,247.954,346.004,457.304,571.254,682.554,796.504,907.804,976.705,042.955,111.855,178.10

Female Insured and Children / Orang Diinsuranskan Perempuan dan Anak /女性投保人与孩子

Plan 300

1,888.921,888.921,888.921,888.921,888.922,295.962,295.962,295.962,295.962,330.942,407.262,480.402,556.722,629.862,769.782,871.542,973.303,075.063,176.823,278.583,682.443,822.363,965.464,108.564,410.664,518.784,630.084,738.204,849.504,957.625,084.825,212.025,336.045,463.245,590.445,666.765,739.905,813.045,889.36

Plan 400

2,170.882,170.882,170.882,170.882,170.882,696.642,696.642,696.642,696.642,739.042,828.082,921.363,014.643,107.923,281.763,408.963,536.163,659.123,786.323,913.524,409.604,587.684,765.764,943.845,316.965,452.645,588.325,724.005,859.685,995.366,156.486,313.366,470.246,631.366,788.246,792.486,800.966,809.446,813.68

Plan 500

3,906.103,906.103,906.103,906.103,906.104,308.904,308.904,308.904,308.904,414.904,563.304,717.004,865.405,019.105,172.805,374.205,575.605,777.005,978.406,174.506,434.206,688.606,948.307,202.707,462.407,647.907,838.708,029.508,215.008,405.808,623.108,845.709,063.009,285.609,508.209,757.30

10,006.4010,255.5010,504.60



4645

Appendix / Apendiks / 附录 (continued)Appendix / Apendiks / 附录 (continued)

Plan 150

391.14391.14391.14391.14391.14424.53424.53424.53424.53424.53440.43440.43440.43440.43440.43453.15453.15453.15453.15453.15469.05469.05469.05469.05469.05548.55548.55548.55548.55548.55717.09717.09717.09717.09717.09888.81888.81888.81888.81888.81

1,227.481,227.481,227.481,227.481,227.48

Attained Age / Umur


161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960

Plan 200

432.48432.48432.48432.48432.48466.40466.40466.40466.40466.40485.48485.48485.48485.48485.48506.68506.68506.68506.68506.68517.28517.28517.28517.28517.28589.36589.36589.36589.36589.36784.40784.40784.40784.40784.40

1,019.721,019.721,019.721,019.721,019.721,365.281,365.281,365.281,365.281,365.28

Plan 250

492.90492.90492.90492.90492.90540.60540.60540.60540.60540.60551.20551.20551.20551.20551.20633.35633.35633.35633.35633.35641.30641.30641.30641.30641.30749.95749.95749.95749.95749.95969.90969.90969.90969.90969.90

1,285.251,285.251,285.251,285.251,285.251,706.601,706.601,706.601,706.601,706.60

Insured and Spouse / Orang Diinsuranskan dan Pasangan /投保人与配偶

Plan 300

540.60540.60540.60540.60540.60610.56610.56610.56610.56610.56629.64629.64629.64629.64629.64702.78702.78702.78702.78702.78712.32712.32712.32712.32712.32928.56928.56928.56928.56928.56

1,211.581,211.581,211.581,211.581,211.581,612.261,612.261,612.261,612.261,612.262,117.882,117.882,117.882,117.882,117.88

Plan 400

563.92563.92563.92563.92563.92657.20657.20657.20657.20657.20682.64682.64682.64682.64682.64780.16780.16780.16780.16780.16822.56822.56822.56822.56822.56

1,043.041,043.041,043.041,043.041,043.041,348.321,348.321,348.321,348.321,348.321,852.881,852.881,852.881,852.881,852.882,438.002,438.002,438.002,438.002,438.00

Plan 500

837.40837.40837.40837.40837.40916.90916.90916.90916.90916.90

1,044.101,044.101,044.101,044.101,044.101,155.401,155.401,155.401,155.401,155.401,335.601,335.601,335.601,335.601,335.601,489.301,489.301,489.301,489.301,489.302,533.402,533.402,533.402,533.402,533.403,699.403,699.403,699.403,699.403,699.403,763.003,763.003,763.003,763.003,853.10

Plan 150

1,850.761,850.761,850.761,850.761,850.762,478.812,478.812,478.812,478.812,528.102,648.942,769.782,890.623,013.053,226.113,391.473,556.833,720.603,885.964,049.734,666.654,897.205,127.755,358.305,830.536,007.026,185.106,361.596,538.086,714.576,919.687,124.797,328.317,533.427,741.717,975.448,210.768,446.088,679.81

Attained Age / Umur


61626364656667686970

71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

Plan 200

2,130.602,130.602,130.602,130.602,130.602,630.922,630.922,630.922,630.922,681.802,821.722,961.643,101.563,239.363,478.923,667.603,858.404,047.084,235.764,426.565,113.445,378.445,643.445,910.566,440.566,646.206,847.607,053.247,256.767,458.167,693.487,930.928,166.248,401.568,636.888,906.129,175.369,444.609,711.72

Plan 250

2,464.502,464.502,464.502,464.502,464.503,089.903,089.903,089.903,089.903,150.853,291.303,429.103,569.553,710.003,961.754,149.904,340.704,528.854,717.004,907.805,639.205,904.206,169.206,431.556,990.707,192.107,396.157,597.557,801.608,005.658,241.508,477.358,710.558,946.409,184.909,391.609,600.959,807.65

10,014.35

Insured and Spouse / Orang Diinsuranskan dan Pasangan /投保人与配偶

Plan 300

2,792.042,792.042,792.042,792.042,792.043,587.043,587.043,587.043,587.043,660.183,812.823,965.464,118.104,273.924,556.944,766.824,976.705,186.585,396.465,603.166,429.966,722.527,015.087,304.467,930.928,153.528,379.308,605.088,827.689,053.469,314.229,571.809,832.56

10,093.3210,354.0810,579.8610,808.8211,034.6011,263.56

Plan 400

3,209.683,209.683,209.683,209.683,209.684,201.844,201.844,201.844,201.844,286.644,468.964,655.524,837.845,020.165,359.365,613.765,863.926,114.086,364.246,614.407,593.847,945.768,297.688,645.369,387.369,658.729,930.08

10,197.2010,468.5610,735.6811,049.4411,358.9611,672.7211,986.4812,296.0012,482.5612,664.8812,847.2013,029.52

Plan 500

6,042.006,042.006,042.006,042.006,042.006,736.306,736.306,736.306,736.306,905.907,208.007,504.807,801.608,103.708,400.508,798.009,195.509,593.009,985.20

10,382.7010,891.5011,395.0011,898.5012,407.3012,910.8013,281.8013,658.1014,029.1014,405.4014,776.4015,211.0015,640.3016,074.9016,504.2016,938.8017,431.7017,924.6018,417.5018,910.40



4847

Appendix / Apendiks / 附录 (continued) Appendix / Apendiks / 附录 (continued)

Plan 150

810.90810.90810.90810.90810.90844.29844.29844.29844.29844.29860.19860.19860.19860.19860.19872.91872.91872.91872.91872.91888.81888.81888.81888.81888.81968.31968.31968.31968.31968.31

1,136.851,136.851,136.851,136.851,136.851,308.571,308.571,308.571,308.571,308.571,647.241,647.241,647.241,647.241,647.24

Attained Age / Umur


161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960

Plan 200

905.24905.24905.24905.24905.24939.16939.16939.16939.16939.16958.24958.24958.24958.24958.24979.44979.44979.44979.44979.44990.04990.04990.04990.04990.04

1,062.121,062.121,062.121,062.121,062.121,257.161,257.161,257.161,257.161,257.161,492.481,492.481,492.481,492.481,492.481,838.041,838.041,838.041,838.041,838.04

Plan 250

1,009.651,009.651,009.651,009.651,009.651,057.351,057.351,057.351,057.351,057.351,067.951,067.951,067.951,067.951,067.951,150.101,150.101,150.101,150.101,150.101,158.051,158.051,158.051,158.051,158.051,266.701,266.701,266.701,266.701,266.701,486.651,486.651,486.651,486.651,486.651,802.001,802.001,802.001,802.001,802.002,223.352,223.352,223.352,223.352,223.35

Insured and Family / Orang Diinsuranskan dan Keluarga /投保人与家庭

Plan 300

1,090.741,090.741,090.741,090.741,090.741,160.701,160.701,160.701,160.701,160.701,179.781,179.781,179.781,179.781,179.781,252.921,252.921,252.921,252.921,252.921,262.461,262.461,262.461,262.461,262.461,478.701,478.701,478.701,478.701,478.701,761.721,761.721,761.721,761.721,761.722,162.402,162.402,162.402,162.402,162.402,668.022,668.022,668.022,668.022,668.02

Plan 400

1,136.321,136.321,136.321,136.321,136.321,229.601,229.601,229.601,229.601,229.601,255.041,255.041,255.041,255.041,255.041,352.561,352.561,352.561,352.561,352.561,394.961,394.961,394.961,394.961,394.961,615.441,615.441,615.441,615.441,615.441,920.721,920.721,920.721,920.721,920.722,425.282,425.282,425.282,425.282,425.283,010.403,010.403,010.403,010.403,010.40

Plan 500

1,754.301,754.301,754.301,754.301,754.301,833.801,833.801,833.801,833.801,833.801,961.001,961.001,961.001,961.001,961.002,072.302,072.302,072.302,072.302,072.302,252.502,252.502,252.502,252.502,252.502,406.202,406.202,406.202,406.202,406.203,450.303,450.303,450.303,450.303,450.304,616.304,616.304,616.304,616.304,616.304,679.904,679.904,679.904,679.904,770.00

Plan 150

2,270.522,270.522,270.522,270.522,270.522,898.572,898.572,898.572,898.572,947.863,068.703,189.543,310.383,432.813,645.873,811.233,976.594,140.364,305.724,469.495,086.415,316.965,547.515,778.066,250.296,426.786,604.866,781.356,957.847,134.337,339.447,544.557,748.077,953.188,161.478,395.208,630.528,865.849,099.57

Attained Age / Umur


61626364656667686970

71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

Plan 200

2,603.362,603.362,603.362,603.362,603.363,103.683,103.683,103.683,103.683,154.563,294.483,434.403,574.323,712.123,951.684,140.364,331.164,519.844,708.524,899.325,586.205,851.206,116.206,383.326,913.327,118.967,320.367,526.007,729.527,930.928,166.248,403.688,639.008,874.329,109.649,378.889,648.129,917.36

10,184.48

Plan 250

2,981.252,981.252,981.252,981.252,981.253,606.653,606.653,606.653,606.653,667.603,808.053,945.854,086.304,226.754,478.504,666.654,857.455,045.605,233.755,424.556,155.956,420.956,685.956,948.307,507.457,708.857,912.908,114.308,318.358,522.408,758.258,994.109,227.309,463.159,701.659,908.35

10,117.7010,324.4010,531.10

Insured and Family / Orang Diinsuranskan dan Keluarga /投保人与家庭

Plan 300

3,342.183,342.183,342.183,342.183,342.184,137.184,137.184,137.184,137.184,210.324,362.964,515.604,668.244,824.065,107.085,316.965,526.845,736.725,946.606,153.306,980.107,272.667,565.227,854.608,481.068,703.668,929.449,155.229,377.829,603.609,864.36

10,121.9410,382.7010,643.4610,904.2211,130.0011,358.9611,584.7411,813.70

Plan 400

3,782.083,782.083,782.083,782.083,782.084,774.244,774.244,774.244,774.244,859.045,041.365,227.925,410.245,592.565,931.766,186.166,436.326,686.486,936.647,186.808,166.248,518.168,870.089,217.769,959.76

10,231.1210,502.4810,769.6011,040.9611,308.0811,621.8411,931.3612,245.1212,558.8812,868.4013,054.9613,237.2813,419.6013,601.92

Plan 500

6,958.906,958.906,958.906,958.906,958.907,653.207,653.207,653.207,653.207,822.808,124.908,421.708,718.509,020.609,317.409,714.90

10,112.4010,509.9010,902.1011,299.6011,808.4012,311.9012,815.4013,324.2013,827.7014,198.7014,575.0014,946.0015,322.3015,693.3016,127.9016,557.2016,991.8017,421.1017,855.7018,348.6018,841.5019,334.4019,827.30



5049



ThepremiumindicatedincludesGoodsandServicesTax(GST)of6%./PremiumyangditunjukkantermasukCukaiBarangandanPerkhidmatan(GST)sebanyak6%./所显示的保费包括6%的消费税（GST）。

Appendix / Apendiks / 附录

A-Plus MedBooster (attachable to A-Life Med Regular) Annual Premium Rates (inclusive of GST) / Kadar Premium Tahunan (termasuk GST) / 保费 (包括GST)For Occupational Classes 1 and 2 / Untuk Kelas Pekerjaan 1 dan 2 / 职业等级1及2

Plan 150

265.53265.53265.53260.76248.57197.69169.60169.60169.60169.60169.60213.59213.59213.59213.59213.59262.88262.88262.88262.88262.88295.74295.74295.74295.74295.74295.74295.74295.74295.74303.16303.16303.16303.16303.16303.16318.00318.00318.00318.00339.20367.29367.29367.29367.29367.29487.60487.60487.60487.60487.60

Attained Age / Umur


0123456789

1011121314151617181920212223242526272829303132333435363738394041424344454647484950

Plan 200

268.18268.18268.18261.82252.28207.76193.45193.45193.45193.45193.45271.36271.36271.36271.36271.36312.17312.17312.17312.17312.17312.17327.01327.01327.01327.01327.01327.01327.01327.01346.09346.09346.09346.09346.09346.09346.09346.09346.09346.09395.91395.91395.91395.91395.91395.91523.11523.11523.11523.11612.68

Plan 250

274.54274.54274.54265.00259.70224.72210.41210.41210.41210.41210.41298.39298.39298.39298.39298.39351.39351.39351.39351.39351.39351.39389.55389.55389.55389.55389.55389.55389.55389.55427.71427.71427.71427.71427.71427.71427.71427.71427.71427.71507.21507.21507.21507.21507.21507.21661.44661.44661.44661.44880.33


Plan 150

204.58204.58204.58193.98193.98186.56157.41157.41157.41157.41157.41199.81199.81199.81199.81199.81258.11258.11258.11258.11258.11290.97290.97290.97290.97290.97290.97290.97290.97290.97295.74301.57301.57301.57301.57301.57307.93307.93307.93307.93333.90364.64364.64364.64364.64364.64467.99467.99467.99467.99467.99

Plan 200

208.82208.82208.82208.82208.82208.82181.79181.79181.79181.79181.79239.03239.03239.03239.03239.03308.46308.46308.46308.46308.46308.46321.18321.18321.18321.18321.18321.18321.18321.18334.43334.43334.43334.43334.43334.43341.85341.85341.85341.85360.40390.08390.08390.08390.08390.08521.52521.52521.52521.52593.60

Plan 250

218.89218.89218.89218.89218.89218.89198.75198.75198.75198.75198.75278.25278.25278.25278.25278.25368.88368.88368.88368.88368.88368.88393.26393.26393.26393.26393.26393.26393.26393.26417.11417.11417.11417.11417.11417.11426.65426.65426.65426.65453.68493.43493.43493.43493.43493.43631.76631.76631.76631.76731.40


Female Insured / Orang Diinsuranskan Perempuan /女女女女女

Plan 150

621.69621.69621.69621.69747.30869.20869.20869.20869.20869.20

1,342.491,342.491,342.491,342.491,342.491,765.961,774.971,783.981,792.991,802.001,901.642,001.282,100.922,200.562,300.202,417.862,535.522,653.182,770.842,887.973,326.813,491.113,744.983,998.854,156.794,282.934,409.074,535.214,661.354,787.494,933.775,080.055,226.335,372.615,518.895,685.845,852.796,019.746,186.69

Attained Age / Umur


515253545556575859606162636465666768697071*72*73*74*75*76*77*78*79*80*81*82*83*84*85*86*87*88*89*90*91*92*93*94*95*96*97*98*99*

Plan 200

692.71692.71692.71692.71810.90918.49918.49918.49918.49

1,182.961,447.431,447.431,447.431,447.431,447.431,884.681,894.221,903.761,913.301,922.842,037.322,151.802,266.282,380.762,494.712,629.862,765.012,900.163,035.313,171.523,663.363,853.634,142.484,431.334,614.714,760.464,906.215,051.965,197.715,343.995,513.065,682.135,851.206,020.276,188.816,381.206,573.596,765.986,958.37

Plan 250

880.33880.33880.33880.33

1,153.281,153.281,153.281,153.281,153.281,425.701,681.691,681.691,681.691,681.691,681.692,152.332,163.462,174.592,185.722,195.792,308.152,420.512,532.872,645.232,758.652,890.093,021.533,152.973,284.413,415.853,925.714,108.564,397.944,687.324,863.815,004.795,145.775,286.755,427.735,569.775,733.545,897.316,061.086,224.856,389.156,576.246,763.336,950.427,136.45


Plan 150

562.33562.33562.33562.33673.10767.44767.44767.44767.44767.44

1,125.191,125.191,125.191,125.191,125.191,537.531,545.481,553.431,561.381,568.801,655.191,741.581,827.971,914.362,001.812,104.102,206.392,308.682,410.972,512.202,894.333,037.963,258.973,479.983,617.253,726.963,836.673,946.384,056.094,165.274,293.004,420.734,548.464,676.194,803.394,949.145,094.895,240.645,386.39

Plan 200

667.27667.27667.27667.27789.70900.47900.47900.47900.47900.47

1,392.311,392.311,392.311,392.311,392.311,620.741,629.221,637.701,646.181,653.601,751.651,849.701,947.752,045.802,144.912,261.512,378.112,494.712,611.312,728.973,152.973,317.273,566.373,815.473,973.414,098.494,223.574,348.654,473.734,599.874,745.094,890.315,035.535,180.755,327.035,492.925,658.815,824.705,990.59

Plan 250

833.69833.69833.69833.69985.80

1,123.601,123.601,123.601,123.601,367.401,602.721,602.721,602.721,602.721,602.721,966.301,976.371,986.441,996.512,005.522,108.872,212.222,315.572,418.922,522.802,643.642,764.482,885.323,006.163,127.003,593.403,763.004,028.534,294.064,455.714,585.564,715.414,845.264,975.115,104.965,254.955,404.945,554.935,704.925,855.975,946.076,036.176,126.276,215.84


5251


Plan 150

Attained Age / Umur


61626364656667686970

71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

1,919.131,919.131,919.131,919.131,919.132,343.662,351.612,361.152,370.692,378.642,478.812,578.982,677.562,777.732,877.902,995.563,113.223,230.883,348.543,464.613,903.454,068.814,321.624,576.024,733.434,860.634,986.245,111.855,239.055,364.665,510.945,657.225,803.505,949.786,096.066,263.016,429.966,596.916,763.86

2,094.562,094.562,094.562,094.562,094.562,531.282,539.762,550.362,558.842,569.442,683.922,798.402,912.883,027.363,141.843,275.403,411.083,546.763,682.443,818.124,309.964,500.764,789.085,077.405,261.845,406.005,552.285,698.565,844.845,991.126,158.606,328.206,497.806,667.406,834.887,027.807,220.727,411.527,604.44

2,385.002,385.002,385.002,385.002,385.002,854.052,864.652,877.902,888.502,899.103,010.403,121.703,235.653,346.953,460.903,593.403,723.253,855.753,985.604,118.104,626.904,809.755,101.255,390.105,565.005,708.105,848.555,989.006,129.456,272.556,436.856,598.506,762.806,927.107,091.407,279.557,465.057,653.207,838.70

1,702.891,702.891,702.891,702.891,702.892,114.702,122.652,130.602,138.552,146.502,232.362,318.222,405.672,491.532,578.982,680.742,784.092,885.852,987.613,089.373,470.973,615.663,836.674,057.684,194.424,304.134,413.844,523.554,633.264,742.974,870.174,997.375,126.165,253.365,380.565,526.845,671.535,817.815,964.09

2,039.442,039.442,039.442,039.442,039.442,266.282,274.762,283.242,291.722,300.202,397.722,495.242,594.882,692.402,792.042,908.643,025.243,141.843,258.443,375.043,799.043,964.404,212.444,462.604,619.484,744.564,869.644,994.725,119.805,247.005,391.165,537.445,681.605,827.885,974.166,139.526,304.886,470.246,637.72

2,305.502,305.502,305.502,305.502,305.502,668.552,679.152,689.752,697.702,708.302,811.652,915.003,018.353,121.703,225.053,346.953,466.203,588.103,707.353,829.254,295.654,465.254,730.254,995.255,156.905,286.755,416.605,546.455,676.305,806.155,957.206,108.256,256.656,407.706,558.756,648.856,738.956,829.056,919.15

Plan 200 Plan 250 Plan 150 Plan 200 Plan 250



Plan 150

Attained Age / Umur


161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960

839.52839.52839.52839.52839.52872.91872.91872.91872.91872.91872.91872.91872.91872.91880.86880.86880.86880.86880.86880.86895.17895.17895.17895.17915.84944.46944.46944.46944.46944.46

1,065.301,065.301,065.301,065.301,065.301,198.861,198.861,198.861,198.861,324.471,446.901,446.901,446.901,446.901,446.90

958.24958.24958.24958.24958.24958.24973.08973.08973.08973.08973.08973.08973.08973.08992.16992.16992.16992.16992.16992.16992.16992.16992.16992.16

1,043.041,043.041,043.041,043.041,043.041,043.041,170.241,170.241,170.241,170.241,259.281,339.841,339.841,339.841,339.841,456.441,564.561,564.561,564.561,564.561,829.56

1,054.701,054.701,054.701,054.701,054.701,054.701,091.801,091.801,091.801,091.801,091.801,091.801,091.801,091.801,128.901,128.901,128.901,128.901,128.901,128.901,128.901,128.901,128.901,128.901,208.401,208.401,208.401,208.401,208.401,208.401,364.751,364.751,364.751,364.751,582.051,582.051,582.051,582.051,582.051,855.001,855.001,855.001,855.001,855.002,127.95

834.75834.75834.75834.75834.75868.14868.14868.14868.14868.14868.14868.14868.14868.14872.91879.27879.27879.27879.27879.27885.63885.63885.63885.63911.07941.28941.28941.28941.28941.28

1,044.631,044.631,044.631,044.631,044.631,140.031,140.031,140.031,140.031,249.741,345.141,345.141,345.141,345.141,345.14

954.00954.00954.00954.00954.00954.00966.72966.72966.72966.72966.72966.72966.72966.72981.56981.56981.56981.56981.56981.56987.92987.92987.92987.92

1,007.001,036.681,036.681,036.681,036.681,036.681,168.121,168.121,168.121,168.121,240.201,314.401,314.401,314.401,314.401,435.241,547.601,547.601,547.601,547.601,547.60

1,070.601,070.601,070.601,070.601,070.601,070.601,094.451,094.451,094.451,094.451,094.451,094.451,094.451,094.451,118.301,118.301,118.301,118.301,118.301,118.301,128.901,128.901,128.901,128.901,155.401,195.151,195.151,195.151,195.151,195.151,332.951,332.951,332.951,332.951,433.651,537.001,537.001,537.001,537.001,688.051,825.851,825.851,825.851,825.852,069.65

Plan 200 Plan 250

Male Insured and Children / Orang Diinsuranskan Lelaki dan Anak /

男性投保人与孩子

Plan 150 Plan 200

Female Insured and Children/ Orang Diinsuranskan Perempuan

dan Anak / 女性投保人与孩子

Male Insured and Children / Orang Diinsuranskan Lelaki dan Anak /

男性投保人与孩子

Female Insured and Children/ Orang Diinsuranskan Perempuan

dan Anak / 女性投保人与孩子

Plan 250

5453


Plan 150

Attained Age / Umur


61626364656667686970

71* 72* 73* 74* 75* 76* 77* 78* 79* 80* 81* 82* 83* 84* 85* 86* 87* 88* 89* 90* 91* 92* 93* 94* 95* 96* 97* 98* 99*

2,467.682,467.682,467.682,467.682,467.683,304.023,319.923,337.413,354.903,370.803,556.833,742.863,928.894,114.924,302.544,521.964,741.384,962.395,181.815,399.646,221.676,528.547,003.957,479.367,773.518,010.428,245.748,481.068,717.978,953.299,226.779,500.259,775.32

10,048.8010,322.2810,635.5110,947.1511,260.3811,573.61

2,840.802,840.802,840.802,840.802,840.803,506.483,523.443,542.523,559.483,576.443,788.444,002.564,214.564,426.564,640.684,890.845,143.125,395.405,647.685,899.966,815.807,171.967,708.328,246.808,588.128,859.489,130.849,400.089,671.449,944.92

10,258.6810,572.4410,886.2011,202.0811,515.8411,874.1212,232.4012,590.6812,948.96

3,283.353,283.353,283.353,283.353,283.354,118.104,139.304,160.504,181.704,200.254,417.554,632.204,849.505,064.155,281.455,533.205,784.956,039.356,291.106,542.857,518.057,870.508,427.008,980.859,320.059,590.359,860.65

10,130.9510,403.9010,674.2010,989.5511,302.2511,614.9511,930.3012,245.6512,521.2512,799.5013,077.7513,353.35

3,044.853,044.853,044.853,044.853,044.853,881.193,897.093,914.583,932.073,947.974,134.004,320.034,506.064,692.094,879.715,099.135,318.555,539.565,758.985,976.816,798.847,105.717,581.128,056.538,350.688,587.598,822.919,058.239,295.149,530.469,803.94

10,077.4210,352.4910,625.9710,899.4511,212.6811,524.3211,837.5512,150.78

3,487.403,487.403,487.403,487.403,487.404,153.084,170.044,189.124,206.084,223.044,435.044,649.164,861.165,073.165,287.285,537.445,789.726,042.006,294.286,546.567,462.407,818.568,354.928,893.409,234.729,506.089,777.44

10,046.6810,318.0410,591.5210,905.2811,219.0411,532.8011,848.6812,162.4412,520.7212,879.0013,237.2813,595.56

3,985.603,985.603,985.603,985.603,985.604,820.354,841.554,862.754,883.954,902.505,119.805,334.455,551.755,766.405,983.706,235.456,487.206,741.606,993.357,245.108,220.308,572.759,129.259,683.10

10,022.3010,292.6010,562.9010,833.2011,106.1511,376.4511,691.8012,004.5012,317.2012,632.5512,947.9013,223.5013,501.7513,780.0014,055.60

Plan 200 Plan 250 Plan 150 Plan 200 Plan 250



Plan 150

Attained Age / Umur


161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960

521.52521.52521.52521.52521.52586.71586.71586.71586.71586.71586.71586.71586.71586.71599.43604.20604.20604.20604.20604.20626.46626.46626.46626.46672.57731.40731.40731.40731.40731.40955.59955.59955.59955.59955.59

1,184.551,184.551,184.551,184.551,419.871,636.111,636.111,636.111,636.111,636.11

621.16621.16621.16621.16621.16621.16648.72648.72648.72648.72648.72648.72648.72648.72680.52680.52680.52680.52680.52680.52689.00689.00689.00689.00756.84786.52786.52786.52786.52786.52

1,045.161,045.161,045.161,045.161,206.281,361.041,361.041,361.041,361.041,600.601,818.961,818.961,818.961,818.962,083.96

720.80720.80720.80720.80720.80720.80781.75781.75781.75781.75781.75781.75781.75781.75845.35845.35845.35845.35845.35845.35853.30853.30853.30853.30961.95

1,001.701,001.701,001.701,001.701,001.701,293.201,293.201,293.201,293.201,611.201,714.551,714.551,714.551,714.552,138.552,276.352,276.352,276.352,276.352,793.10

1,098.691,098.691,098.691,098.691,098.691,163.881,163.881,163.881,163.881,163.881,163.881,163.881,163.881,163.881,176.601,181.371,181.371,181.371,181.371,181.371,203.631,203.631,203.631,203.631,249.741,308.571,308.571,308.571,308.571,308.571,532.761,532.761,532.761,532.761,532.761,761.721,761.721,761.721,761.721,997.042,213.282,213.282,213.282,213.282,213.28

1,267.761,267.761,267.761,267.761,267.761,267.761,295.321,295.321,295.321,295.321,295.321,295.321,295.321,295.321,327.121,327.121,327.121,327.121,327.121,327.121,335.601,335.601,335.601,335.601,403.441,433.121,433.121,433.121,433.121,433.121,691.761,691.761,691.761,691.761,852.882,007.642,007.642,007.642,007.642,247.202,465.562,465.562,465.562,465.562,730.56

1,423.051,423.051,423.051,423.051,423.051,423.051,484.001,484.001,484.001,484.001,484.001,484.001,484.001,484.001,547.601,547.601,547.601,547.601,547.601,547.601,555.551,555.551,555.551,555.551,664.201,703.951,703.951,703.951,703.951,703.951,995.451,995.451,995.451,995.452,313.452,416.802,416.802,416.802,416.802,840.802,978.602,978.602,978.602,978.603,495.35

Plan 200 Plan 250

Insured and Spouse / Orang Diinsuranskan dan Pasangan /

投保人与配偶

Plan 150 Plan 200 Plan 250

Insured and Family / Orang Diinsuranskan dan Keluarga /

投保人与家庭

Insured and Spouse / Orang Diinsuranskan dan Pasangan /

投保人与配偶

Insured and Family / Orang Diinsuranskan dan Keluarga /

投保人与家庭

About AIA Bhd.

AIA Bhd. is a leading insurer in Malaysia, where we have been privileged to do business since 1948. We offerasuiteofhigh-qualityproductsincludingProtection,Health,PersonalAccident,GeneralInsurance,Employee Benefits, Retirement and Family Takaful solutions to meet our customers’ protection and financial security needs at every life stage. Through our wide and diverse distribution footprint which comprises a 16,000-strong Life Planner force, our exclusive bank partner’s branches nationwide as well as corporate sales teams and brokers, we give our customers the choice of deciding how, when and where they connect with us.

Part of the AIA Group, the largest independent publicly listed pan-Asian life insurance group, AIA Bhd. has the financial strength, experience, service centre network and a well-trained team of more than 2,000 staff to serve our 3 million customers nationwide. As at end 2014, AIA Bhd.’s total asset worth was RM46 billion, with a paid-up capital of RM767 million.

Mengenai AIA Bhd.

AIA Bhd., adalah peneraju utama syarikat insurans di Malaysia, di mana kami mendapat penghormatan menjalankan perniagaan sejak 1948. Kami menawarkan rangkaian produk berkualiti tinggi termasuk solusi Perlindungan, Kesihatan, Kemalangan Peribadi, Insurans Am, Faedah Pekerja, Persaraan dan Takaful Keluarga untuk memenuhi keperluan dan jaminan kewangan pelanggan kami pada setiap peringkat kehidupan mereka. Melalui rangkaian pengedaran kami yang pelbagai dan luas yang mempunyai kekuatan pasukanagensidenganhampir16,000PerancangHayat,cawanganrakankongsibankkamiyangeksklusifdi seluruh negara serta pasukan jualan korporat dan broker, kami memberi pelanggan kami pilihan dalam menentukan bagaimana, bila dan di mana mereka menghubungi kami.

Sebahagian daripada Kumpulan AIA, kumpulan insurans nyawa pan-Asia tersenarai awam terbesar dan bebas, AIA Bhd. mempunyai kekuatan kewangan, pengalaman, rangkaian pusat perkhidmatan serta satu pasukan cukup terlatih terdiri daripada lebih 2,000 kakitangan yang memberi perkhidmatan kepada 3 juta pelanggan di seluruh negara. Sehingga akhir 2014, jumlah aset AIA Bhd. bernilai RM46 bilion, dengan modal berbayar sebanyak RM767 juta.

大马友邦保险简介

大马友邦保险有限公司 (AIA Bhd.)，领先于马来西亚保险业市场，并于1948年在马来西亚开始运作。我们提供一系列高品质的产品，包括保障、健康、个人意外、普通保险、雇员福利保险、退休计划及回教保险以迎合客户们在生命中每一个阶段的健康与财务保障需求。透过广泛及多元的经销管道，包括近一万六千名的强大寿险策划师团队，首选银行合作伙伴于全国的分行以及企业行销团队和中介员，让客户可以选择他们喜欢的方式、时间和地点与我们联系。

大马友邦保险是友邦保险集团，最大的泛亚地区独立上市人寿保险集团，属下的成员公司。大马友邦保险拥有雄厚的财力、丰富的经验、广泛的服务中心网络及受过良好训练的逾两千名员工为全国各地300万名客户提供服务。截至2014年，大马友邦保险的总资产为460亿令吉，而缴足资本为7.67亿令吉。

55

Ifyouhaveanyfurtherqueries,kindlycontactyourAIALifePlanner/AIAauthorizedrepresentativeat:Sekiranyaandamempunyaipertanyaanlanjut,silahubungiPerancangHayatAIA/wakilAIAyangdisahkan:若您有任何疑问，请联系您的AIA寿险策划师 / 授权代理员：

Underwritten by:

AIA Bhd. (790895-D)

MenaraAIA,99JalanAmpang,50450 Kuala Lumpur.Care Line: 1300 88 1899Tel: 03-2056 1111Fax: 03-2056 3891

AIA.COM.MY

AIA Bhd. is licensed under the Financial Services Act 2013 and regulated by the Central Bank of Malaysia(Bank Negara Malaysia).AIA Bhd. adalah dilesenkan di bawah Akta Perkhidmatan Kewangan 2013 dan dikawal selia oleh Bank Negara Malaysia.

Contact Us & Find Out MoreHubungi kami untuk maklumat lanjut联络我们以了解更多

PN/A.H. FOO

Documents

Transcript of PN/A.H. FOO