Please review the presentation which includes Policies, … · 2020-05-11 · information about...

New Hire Orientation 1

Please review the presentation which includes information about Berkeley County School District’s

Policies, Retirement, Safety and Insurance & Benefits.

Upon completion, you will be required to complete necessary paperwork with proper documentation and meet with a Human Resources (HR) representative.

Thank you and welcome to our family!

WELCOME TO NEW HIRE ORIENTATION


Job ExperienceFor Classified Employees Only:

Berkeley County School District pays on a salary scale that increases yearly with year’s experience. If you are hired with no previous job experience, you will start out with 0 years. Berkeley County School District will accept up to 5 years of “Out of District” job experience. Job experience must follow the guidelines below: MUST be on Company letterhead.

MUST state job title and description of duties related to the field you are applying.

MUST contain beginning and ending dates for the experience.

MOST IMPORTANTLY…MUST be submitted PRIOR to hire date (if applicable).


SC Licensure Information

• Certified Teachers will be paid according to your valid South Carolina Teaching Certificate - to include degree level & years of experience.

• If you DO NOT hold a valid certificate you will be paid on your established degree level and 0 years of experience until your SC Certificate is issued.

• Please note that all experience must be verified and submitted to the South Carolina Department of Education for verification.

• It is the Educator's responsibility to obtain a valid South Carolina Teaching Certificate for certified pay within the district as soon as possible once employed.

• The district's teacher salary schedule is posted at www.bcsdschools.net. All certified employees will be paid according to the board approved salary schedule.

Contact Information – South Carolina Licensure Educator Licensure8301 Parklane RoadColumbia, SC 29223Tel: 803-896-0325Fax: 803-896-0368

Email: [email protected]: https://ed.sc.gov/educators/certification/


Payroll InformationPayroll is semi-monthly where employees are paid two times a month on the 15th and the 30th for a total of 24 checks per year. However, if an employee begins employment after the start of the contracted year, the total number of checks for that school year may vary. If the 15th or the 30th falls on a Saturday or a Sunday, then employees are paid the Friday before.

For 9 month employees (180, 181, 183, 185, 190, 195, 200 day contracted employees ), the last paycheck for the school year will be 08-15. For 10 & 11 month employees (205, 210, 215, 225 day contracted employees), the last check for the school year will be issued on 07-30. For 12 month employees (245 day contracted employees), the last check of the school year will be issued 06-30. With the exception of 245 day employees, other employees are paid throughout the year / summer past the last day of the contract.

Employees will receive their direct deposit notification by e-mail on the actual payday. Funds will be in your account on the scheduled payday.


• W – 4 Form– Required tax form– The number in Box 5 indicates

the number of exemptions to take from check

– SINGLE / ZERO – most deductions

– Higher the number, the less money is taken for taxes and vice versa

– Non-permanent• Can change deductions at

any time during the year

Human Resources Paperwork


• Direct Deposit Form– Mandatory – May deposit money into a max

of 3 banks per form– First 9 digits on check are

routing / transit number– Account number follows– Please do not include check

number– Staple check to form– Deposit slips are not accepted

Human Resources Paperwork


Employee Information

Your employee ID number will be located on your check to the right of your name.


BCSD:Policy Overview

www.bcsdschools.net• Staff Conduct• Employee Sexual Discrimination / Harassment Policy• Tobacco & Drug Free Workplace Policy• Staff Leaves and Absences

– Sick Leave– FMLA / Long Term Leave

• Vacation Information (if applicable) • Technology Acceptable Use Guidelines


Staff Conduct• One of the best methods of instruction is that of setting a

good example and the BCSD School Board expects the staff of the district to contribute to an appropriate school atmosphere

• Professional relationship with students – including text and instant messaging as well as any social networking device

• Personal life will be concern of board if it affects the employee’s ability to effectively perform his / her job duties or if it violates local, state, federal law or contractual agreements.

• An employee must notify his / her supervisor immediately if he / she is arrested

• Violations of policy will be grounds for placing an employee on administrative leave, without pay, pending investigation


Sexual Discrimination / Harassment Policy

• Not always physical– Can be visual and verbal

• Creates an intimidating, hostile, or offensive working environment

– Unwelcome advances– Requests for sexual favors

• For condition of employment– Offensive poster / comic

• All claims filed to immediate supervisor or principal and HR Director

• Covers all employees of BCSD


Tobacco & Drug Free Workplace Policy

100% Tobacco Free Schools

• No drugs in the workplace– School/District building– School/District premises– School/District owned vehicle– School/District approved vehicle– Off-school property during any school/district

sponsored or approved activity, event, or function


KennedyCenter

EAPEmployee Assistance Program


EAPEmployee Assistance Program

Free & Completely Confidential Services

• Stress• Family Problems• Marriage Difficulties• Financial Trouble• Depression•Addiction Related Issues

•All services are available for employees and eligible dependents of employees


Staff Leaves & Absences

• Employees earn 1.25 sick days per month worked– 9 month employees earn 12 sick days per year– 10 month employees earn 13 sick days per year– 11 month employees earn 14 sick days per year– 12 month employees earn 15 sick days per year

• Sick leave days may be used for special circumstances(5 days of total sick days earned)

• Sick leave rolls over year after year• Maximum number of days allowed to accrue: 190• Employees transferring from other South Carolina state agencies can

have their sick leave transferred to BCSD– Please contact previous HR / Personnel department on how to have those days sent

to BCSD

Sick Leave Policy



• Leave is UNPAID– Sick leave / vacation will be used concurrently with leave

• Once sick leave / vacation leave is exhausted, pay will be docked

• If employee goes into unpaid status (long term), the insurance department will bill the employee for any unpaid insurance premiums



• Provides employee with up to 60 days of JOB PROTECTED leave for a serious medical health condition

• Can be used for a sick spouse, dependent, parent, or if you have legal guardianship duties

• Must have been with BCSD for 1 year and have worked 1250 hours for BCSD within that year

• 3 days or more• Surgeries, illnesses, pregnancy, adoption, etc.

• Leave may be taken intermittently• Physician’s certification must accompany application

Family Medical Leave Act (FMLA)


Emergency /Catastrophic Leave Program

• Participation is voluntary • Form can be found on the intranet under HR Forms• May enroll within 30 days of hire date or open enrollment**Employee’s responsibility to sign up within 30 days. **• Open enrollment every September

– Enroll– Discontinue membership

• To participate, one sick leave day is donated – If no sick leave is available, pay will be docked 1 day

• Emergency Leave for those conditions which might keep the employee out for up to 30 days, Catastrophic leave given for an illness or condition which extends more than 30 consecutive days for a long – term health related condition of an employee, employee’s spouse, child or parent

• Doctor certification is required• Board reviews application• Leave not guaranteed, must apply• Provides up to 90 days of sick leave if approved

– Approved in 30 day increments


Vacation Leave

• Only 225 and 245 employees are eligible for vacation

• Pro-rated first year• 245 day employees (12 month employees)

– Two weeks (10 days) of vacation after 1 year of employment

– Three weeks (15 days) of vacation after 10 years of employment

• 225 day employees (11 month employees)– One week (5 days) of vacation after 1 year of

employment• Maximum of accrued days 45• Vacation days are not transferable from state

agency to state agency


Office of Technology


Security• All district employees are issued a network user

account, Outlook email account, as well as a Google account to access Google Drive and Google Docs.

• Your network account provides access to most district resources.

• Remember to keep your username and password secure and not share with anyone.


The district portal provides access to valuable employee resources. To access the district portal, click the district portal link on the home page of our district website (www.bcsdschools.net) and enter your network username and password.

Some resources available include:• OSHA training• Technology assessment• Help Desk• Evaluation Information• Universal Name/Address change form for changes with your name or Address• W4 for a change in tax status• Direct deposit form for any changes in banks, bank account information, or distribution

information• Leave forms• Resignation forms• SC Teacher Certification Change Forms

District Portal(Intranet)

http://www.bcsdschools.net


Guidelines for Computer Usage

Technology is a vita bl part of education and the curriculum of the school district. In an effort to promote learning and expand education resources for students, the district has made arrangements to provide networks, internet, and email access to students and staff.

Please review the district’s technology acceptable use policies for more information on the appropriate use of technology within BCSD.

Acceptable Use for Network, Internet, and Email Services(IFBGA, IFBGA-AR, IFBGA-E2)

http://go.boarddocs.com/sc/berkeley/Board.nsf/goto?open&id=BAPVMY80F43D


Guidelines for Cellular Phones & Personal Devices


WebMail

• When you are away from your desk and would like to access your email remotely, you can log into WebMail to access your BCSD e-mail account from anywhere internet access is available.

• Use your full district email address([email protected]) & password to login to WebMail (http://webmail.bcsdschools.net)

• A link for webmail can also be found on BCSD homepage.

http://webmail.bcsdschools.net


Retirement

• Select Your Retirement Guide

– Used as a guide to provide information regarding retirement and retirement selections


Retirement Overview

• Mandatory Enrollment– Bus Drivers and Bus Assistants are exempt from

enrolling• Two systems to choose from

– South Carolina Retirement Systems (SCRS)– State Optional Retirement Program (State ORP)

• 4 vendors


Retirement:SCRS – Class 3 Members

(anyone brand new to the SCRS after 7/1/2012)

• Defined benefit plan– Guaranteed pension when retire– Employee contributes 9.0%– Employer contributes 21.81%– Retirement not based on amount in account

• Based on years of service, average final compensation (20 highest quarters – usually last 5 years of employment)

– Geared toward employee who will retire from South Carolina, not necessarily from BCSD– Cannot receive rollover money from another retirement plan

• Full retirement (whichever comes first)– Age 65 with at least 8 years of earned service– Must meet the Rule of 90

• Age and years of service must add up to 90

• Early retirement– 60 years of age with 8 years of service

• 25% max reduced pension


• 8 years fully vested– Eligible to apply for disability retirement– Eligible to retire as early as age 60

• Leave employment– Only receive employee contributions regardless of time with state agency – Will not receive employer contributions

• Can not switch to State ORP during employment– Can switch if separation of employment

• State agency transfers

Retirement:SCRS – Class 3 Members

(anyone brand new to the SCRS after 7/1/2012)


Retirement:State Optional Retirement Plan

• Defined contribution plan– Contribution amount definite– Employee contributes 9.0%– Employer contributes 5%– Geared towards 2 types of employees

• Who does not anticipate staying with a covered South Carolina employer for many years– Receive both employee and employer contributions

• Employee wants investment control of account– Can receive rollover money from other retirement plan– Do not have to make investment choices alone– 3 of 4 vendors have local representatives

• 4 vendors– VALIC– METLIFE– THE HARTFORD/MASSMUTUAL– TIAA-CREF

• Drawbacks– Retirement based on amount in account– Must have enough money to support lifestyle after retirement until death– Can lose money– Not eligible for retirement disability


Retirement:State Optional Retirement Plan

• Full retirement – 59 ½ years of age– No minimum years of service

• Vested– Fully vested upon enrollment

• Leave employment– Can roll over entire account

• Can switch to SCRS – Must be within 5 years of enrollment– Can not directly rollover money from ORP account– Years do not automatically rollover– Must purchase years of service


Retirement:Group Life Insurance

•Employees enrolled in the SCRS or State ORP program have a group life insurance policy of 1 x annual salary at NO cost to the employee

•BCSD pays premium


RetirementYou will receive an email from the South Carolina Public Employee Benefits Authority

(PEBA) in regards to enrolling in a retirement plan. This email will appear in your

inbox as “[email protected].” If you do not receive this email, please be sure to

check your spam and/or junk email folder.

Please follow the instructions in the email and make your retirement selection

prior to your benefits enrollment meeting. Please keep in mind that if you choose

South Carolina State Optional Retirement Program (ORP), you must also select an

investment provider and complete an enrollment form selecting your investments.

The four providers are:

MetLife

Valic

MassMutual

TIAA-CREF

mailto:[email protected]


Retirement• RETUND will show on check until

retirement system decision is made• Retirement enrollment will

default to SCRS after 30 days of hire date

• All funds will then be sent to appropriate system / vendor


Supplemental Annuity Overview

• The Tax-Sheltered Annuity Program is a supplemental retirement savings program authorized by section 403(b), 401(k), and 457 of the Internal Revenue Code.

• Money is set aside on a pre or post tax basis through a salary reduction agreement with BCSD for supplemental retirement purposes. By using the vendors offered by the BCSD, the money grows until you withdraw it at retirement.

• All BCSD are eligible to participate. Eligible employees can enroll at any time.

• Your pension plan (SCRS or State ORP) does not provide an amount equal to your salary. An additional annuity can provide a healthy supplement to your pension.

Safety Orientation

AgendaSafety Rules

On-the-Job Injury or Illness Reporting

Personal Protective Equipment

Bloodborne Pathogens

Hazard Communications Program

Slips, Trips & Falls

Lifting Procedures

Safety Rules

We will follow:

Principals/ Supervisors have a personal responsibility to promote, educate, and enforce safe working procedures and conditions with their associates.

All employees are responsible to follow all safety rules and be involved in the overall process.

Comply with the Occupational Safety and Health Act (OSHA) as well as all State and Local laws pertaining to safety and health regulations.

Conduct ongoing safety-training programs with appropriate documentation as evidence of our interest in our employees safety and our desire to control unnecessary losses.

1. Report all injuries or illnesses to your Principal/ Supervisor and OSHA Safety Manager immediately.

2. Report all unsafe conditions and defective equipment immediately to your Principal/ Supervisor and OSHA Safety Manager.

3. Use the proper size ladder or step stool for climbing. Do not use a chair or table!

4. Clean up spills immediately and use Caution signs when cleaning floors.5. Pick up objects from the floor that could be a slip/trip/fall hazard.6. Follow correct lifting procedures. Bend with your knees, lift with your

legs and not your back.7. Do not block exits, exit signs, fire extinguishers, fire hoses, fire alarm

boxes or electrical panels with cluttered items or equipment.8. Use the protective equipment that is provided for your job.

Safety Rules

On-the-Job Injury or Illness

When an injury or illness occurs while an employee is at work, it must be reported to your Principal/Supervisor/ Bookkeeper-Head Secretary (School Designee) and the OSHA Safety Manager immediately regardless of the nature or severity. Failure to report any injury will result in corrective action.

Report small cuts and scratches to your nurse so he or she can enter in the First Aid log. If the cut or scratch gets infected we have documentation and we can get you medical attention.

If necessary, your Bookkeeper-Head Secretary will arrange medical treatment by a District’s approved physician. If the physician sends you home, you will be paid for the rest of your workday, provided the injury was reported immediately.

Personal Protection Equipment

(PPE)All employees will be provided with personal protective equipment if it is a requirement for a particular job.

PPE will be assigned to employees as required for their job. The employee is responsible for maintaining the PPE and any negligence or abuse could result in corrective action.

Replacement will be provided if the equipment is known to be defective.

Bloodborne Pathogens What is a blood borne pathogen?

● Bloodborne pathogens are microorganisms present in human blood or other potentially infectious materials (OPIM) that can cause disease in individuals who are exposed to the blood containing the pathogen. Others are common, such as the hepatitis virus and the human immunodeficiency virus (HIV).

● In addition to blood, potentially infectious materials include any fluid that might be infected, such as: saliva, tears, amniotic (uterine) fluid, synovial (joint) fluid, cerebrospinal fluid, pleural (lung) fluid, peritoneal fluid (abdominal cavity fluid).

● Two bloodborne pathogens are specifically addressed by OSHA standards; hepatitis B (HBV) and human immunodeficiency virus (HIV).

● Hepatitis means inflammation of the liver. Several strains of the hepatitis virus have been identified; hepatitis B, and hepatitis C are the most common. (Hepatitis B and C are bloodborne.)

● Hepatitis B (HBV) is an infection of the liver caused by the hepatitis B virus. Symptoms are “flu-like” and may not occur for some time after exposure, up to 9 months. Hepatitis B can survive in dried blood for up to 7 days.

● HIV (Human Immunodeficiency Virus) is a virus that affects the body’s natural immune defenses.


Anytime there is blood-to-blood contact with infected blood or body fluids, there is a slight potential for transmission. Unbroken skin forms an impervious barrier against bloodborne pathogens, however, infected blood can enter your system through: ● Open sores● Cuts● Abrasions● Acne● Sunburn and blisters● Eyes● Nose● Mouth

WHO?

Send a child to the nurse for a Band-Aid and medical attention when needed!

Contact your custodian so they can properly clean up blood, vomit or other bodily fluids with disinfectants.

Always wear your PPE! Never treat with out your

protection!!

Transmission of Bloodborne Pathogens


Exposure PreventionExposure prevention means following UNIVERSAL PRECAUTIONS: Treat all body fluids as if they are contaminated!

PPEWearing the proper PPE (personal protective equipment), gloves, gowns, mask, and eye

protection, can significantly reduce health risks for employees exposed to blood or other

potentially infectious materials.

Exposure IncidentIf you experience exposed to or other body fluids of another employee or child during the course

of your work, immediately follow these steps:

Wash the affected area with soap and water.

Flush splashes to the nose, mouth, or skin with water. (15 minutes)

Report the incident to your Principal/ Supervisor – including how, when, where, and who –

and describing events in as much detail as possible.

Hazard Communication Program


Safety Data Sheets (SDS) describe chemicals currently used in the building.

Previously known as Material Safety Data Sheets or MSDS, The Globally Harmonized System of Classification and Labeling of Chemicals or GHS:

Creates an internationally recognizable systemEstablishes a standard format for hazard communicationSupports the trade of chemicals for international exchange

The Global Harmonized System - GHS: Classifying chemical hazardsCreates symbols (pictograms) for hazardsNew labeling requirementsEstablishes a universal SDS format.

The SDS books are located in the following areas: School’s Office or in special workshop

Responsibilities:Review chemical inventory (update inventory)Inform and train employees Encourage employees to become familiar SDS and secondary labeling requirements


GHS new Labels

WHITE BACKGROUND

RED BORDER

BLACK SYMBOL

Pictogram

TOXIC OR FATAL


GHS Container Label Provisions

Product identification

Supplier identification

Symbols (hazard pictograms)

Signal words

Hazard statements

Precautionary information

GHS LABELS SIGNAL WORDS

DANGER

WARNING


Old Label New GHS Label

GHS Labels

Training and ComplianceTip:

If it is on the label, It will be the law

Safety Data Sheets (SDS)

SDS IS THE NEW MSDS

Material Safety Data Sheets will now be referred to as Safety Data Sheets.

16-section format will now be standard.

16-Section Format 1. Identification2. Hazard(s) identification3. Composition/ information on

ingredients4. First-aid measures5. Fire-fighting measures6. Accidental release measures7. Handling and storage8. Exposure control/ personal

protection9. Physical and chemical

properties10. Stability and reactivity11. Toxicological information12. Ecological information13. Disposal considerations14. Transport information15. Regulatory information16. Other information

Slip, Trip, and Fall Hazards

•Clutter•Open drawers•Flooring•Wet or slippery surfaces•Ladders•Shoes

Did you know that Slips, Trips, and Falls are Preventable!

Eliminate Trip and Fall Hazards

•DON’T!● Leave materials on

floor● Block walkways● Place anything on

stairs● Leave drawers open

54

Ask your school’s custodian for a step stool or ladder that is the appropriate size for your task.

Climbing/ Descending LaddersWhat should you do when climbing up or down a ladder?

1. Face the stepladder.2. Keep your body centered between side

rails.3. Maintain three-point contact by keeping

two hands and one foot, or two feet and one hand on a ladder always.

4. Keep a firm grip.5. Make sure that footwear is in good

condition.

Lifting Properly Bend with your knees, lift with your legs and not your back. Hold the item close to center of your body and walk while holding the item in the same direction you are walking.


Stop The Bleed Training

Stop the Bleed training is mandatory for all BCSD employees and should be completed within 6 months to first year of employment.

You will need to contact your supervisor or school nurse for the details.


Insurance Benefits• Medical plans

– State Health Plan• Standard• Savings

• Dental Plan– State Dental Plan– Dental Plus

• Vision– EyeMed– Discount Program

• Life Insurance– Basic– Optional– Spouse– Dependent

• Long Term Disability– Basic– Supplemental

• Money Plu$– Pre-tax– Medical Spending Account– Dependent Care Account– Health Savings Account


Insurance Information

• Insurance Benefits Guide– Has detailed information regarding all

insurance benefits / premiums– Premiums divided over checks to cover

months of coverage– First check may have a deduction before

coverage even starts



• Who can you insure?– Spouses, dependents

• Must provide specific documentation for coverage– List is found in your take-home packet or online at

www.peba.sc.gov

• Please bring required documentation to your insurance enrollment meeting.

Your insurance paperwork will not be processed without it!



▪ If you are currently covered by your spouse’s insurance under the State of South Carolina, you MUST obtain your own coverage through Berkeley County School District

The state prevents one state employee from covering another.


Benefits Overview

Insurance coverage starts first of the month following date of hire


Medical Insurance

• PPO– Freedom of providers– Out - of - Network benefits

available– State Health Plan PPO

» Standard» Savings


State Health Plan:Savings

• Deductible– Must meet deductible before

coverage from plan• $3600 per member• $7200 per family

• Coinsurance (after deductible has been met)

– In – network:• Plan pays 80% • Employee pays 20%

– Out-of- network:• Plan pays 60% • Employee pays 40%

•Coinsurance Maximum

–In – network:

•$2400 per member

•$4800 per family

–Out-of- network:

•$4800 per member

•$9600 per family

•Prescription Drug Plan:

–Must meet deductible before coverage from plan

•Plan pays 80%

•Employee pays 20%


State Health Plan:Standard

• Deductible• Must meet deductible

before coverage from plan

– $445 per member– $890 per family

• Coinsurance (after deductible has been met)

• In – network:– Plan pays 80%– Employee pays 20%

• Out-of- network:– Plan pays 60%– Employee pays 40%

• Co-insurance Maximum– In – network

$2540 per member$5080 per family

– Out-of-network$5080 per member$10160 per family


State Health Plan

List of network providers (doctors, labs, hospitals)

located on the web at:

www.peba.sc.gov


• Copays for 31 day supply– $9 for generic prescriptions– $38 for preferred brand prescriptions– $63 for non - preferred brand prescriptions

• Mail order copays for 90 day supply– $22 for generic prescriptions– $95 for preferred brand prescriptions– $158 for non - preferred brand prescriptions

SHP Standard:Prescription Drug Plan


State Dental PlanClass Services Covered Plan Yearly Deductible Percent Covered Maximum Benefit

IDiagnostic & Preventative

Diagnostic & preventative procedures

Cleaning & scaling of teethFluoride Treatment

Space Maintainers (child)Emergency Pain Relief

X-rays

State Dental Plan None 100% allowed Amount$1000 per person each

benefit year combined for Classes I, II, & III

Dental Plus None 100% of allowed amount or actual charge

$2000 per person each benefit year combined for

Classes I, II, & III

IIBasic Benefits

FillingsSimple Extractions

Oral SurgerySurgical Extractions

Preparation of mouth for dentures

State Dental Plan

$25 per person. If you have services in Classes II & III, you pay

only one deductible. Limited to three per family per year

80% of allowed amount$1000 per person each


Dental Plus No Annual Deductible80% of allowed amount

after State Dental Plan is met



IIIProsthodontics

OnlaysCrownsBridges

DenturesRepair of Prosthodontic

appliances

State Dental Plan

$25 per person. If you have services in Classes II & III, you pay

only one deductible. Limited to three per family per year

50% of allowed amount$1000 per person each


Dental PlusNo Annual Deductible 50% of allowed amount

after State Dental Plan deductible is met



IVOrthodontics

Limited to covered children under age 19

State Dental Plan None 50% of allowed amount $1000 lifetime benefit for each covered child

Dental Plus Dental Plus does not cover orthodontic services

Dental Plus does not cover orthodontic services

Dental Plus does not cover orthodontic services


Vision PlanEyeMed at a Glance

Please refer to your Insurance Benefits Guide for information

regarding our State Vision Plan.


Discount Vision Plan

• Offers discounted vision care services to all employees• Must be in network of participating providers

– www.peba.sc.gov• Choose your category• Active Subscribers, Retirees, etc• Online Directories• Vision Care

– May search by county / state


Basic Life Insurance

• Basic life insurance with selection of Health Insurance

• $3000• NO cost to employee

Please bring the social security number and date of birth of your beneficiary to your enrollment meeting.


Life Insurance

• 1 x annual Salary for Retirement• Basic life insurance of $3000

• Both are free


Optional Life Insurance

• Self - cost is age rated on employee’s age– Can elect maximum of 3x’s annual salary– Available in increments of $10,000– Very inexpensive

• Spouse - cost is age rated on employee’s age– Initial enrollment coverage is $20,000 max– Coverage in increments of $10,000 for up to 50% of employee’s

Optional Life coverage of $100,000, whichever is less

• Children - cost is $1.26/month for ALL children– $15,000 coverage per child


Evidence of Insurability

• Medical evidence of good health if . . . – Employee is electing over 3 x’s annual salary– Spouse coverage greater than 50% of employee’s

coverage– Effective first of the month following approval


Disability

• Basic Long - Term Disability (LTD)- Provided at no cost to employee if you enroll in

health insurance- Benefit

- Eligible for benefits following 90 days of Disability- 62.5% up to $800 / month

• Partial Disability Benefit


Disability

• Supplemental Long - Term Disability (SLTD)– Provided to employees at an inexpensive cost– Benefit

• Eligible for benefits following 90 days or 180 days of Disability• 65% up to $8000 / month

• Partial Disability Benefit• Guaranteed issue for new employees.• Will need medical evidence of good health for late enrollees


Money Plu$

• Administered by ASIFlex • Pre-Tax Savings

– Dependent Care Accounts– Medical Spending Accounts– Health Savings Accounts


Pre-Tax Deductions

• Tax SavingsWithout Money Plu$ With Money Plu$

Gross Monthly Pay $2500 $2500

State Retirement $150 $150

Pretax Payroll Deduction $0 $613

Administrative Fee $0 $5.12

Taxable Gross Income $2350 $1731.88

Payroll Taxes $696.78 $513.50

After-tax Expenses $613.00 $0

Spendable Income $1040.22 $1218.38

Total Savings:$178.16


Dependent Care Account• Daycare savings• Reimburses with pre - tax

dollars• Maximum contributions

change yearly• Use it or lose it policy!• Must re-enroll EVERY year


Medical Spending Account

• Tax Savings• Reimburses for out - of - pocket expenses

(medical, dental)• Use it or lose it policy!• Must re-enroll EVERY year


Health Savings Account• Tax Savings• Can be used only if enrolled in the State

Health Plan – Savings Plan• Used to pay for out of pocket medical

expenses• Money does not have to be spent by the

end of the calendar year– Continuous participation, will not have to

re-enroll every year• Portable, plan goes with employee after

separation of employment


Health Savings Account

• Can use debit card to access money in account

• Account set up through Central Bank

• Funds deposited into an interest-bearing checking account


Additional Benefits Information

• Benefits start first of the month following date of hire• You must re-enroll each year in the medical spending account• Open Enrollment

– Every year• Add / Drop Health Insurance, Vision, Optional Life Insurance (for self, spouse, &

dependents), Supplemental Long Term Disability• Add / Drop dependents• Could increase optional life insurance for self & spouse

– Every ODD Numbered Year (2019, 2021)• Add / Drop Dental/Dental Plus


Additional Benefits Information

• Special Eligibility Situations have 30 days from event to Add, Change, or Drop

– Marriage– Birth– Adoption– Divorce– Death– Gaining Other Coverage– Losing Other Coverage

• Full Time Students (dependent life insurance only)– Dependents ages 19 – 24

• Must be enrolled in and attending an accredited high school, vocational / trade school, or college / university full – time, as defined by the institution they attend

• Must have a note from registrar stating dependent is full - time


Voluntary Benefits**All policies are voluntary**

*Critical Illness *Legal Shield*Short – term Disability *iLock 360*Cancer *Legal/iLock Combo*Accident *Pet Insurance*Life Insurance

– Can be used in addition with life insurance policies offered through the state

All policies through First Financial Group America

Please bring the following required documents to your scheduled in-person session:

TB Test ResultsDirect Deposit Form (attach voided check)

Completed I-9 Form(original documents required - NO COPIES, Driver’s License/SS Card, etc.)

W-4 FormsHepatitis B Consent Form

*all hiring documents mandatory to attend session*New Hire Orientation 86

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Select the link below and register for New Hire Orientation.

https://bcsdextranet.bcsdschools.net/usercodes/registrationform.asp

https://bcsdextranet.bcsdschools.net/usercodes/registrationform.asp

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