Planet of the API's - Opinion of 83 experts on Open banking and APIs
Transcript of Planet of the API's - Opinion of 83 experts on Open banking and APIs
![Page 1: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/1.jpg)
Tomorrow’s transactionstoday
PlanetoftheAPIs
Money2020EuropeCopenhagen
AndréBajorat,Alex Mifsud,ChristopheChazot,SimonRedfern,Shamir Sharkal,ShikkoNijland(moderator)
![Page 2: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/2.jpg)
2 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
PlanetoftheAPIspanelmembers
![Page 3: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/3.jpg)
3 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
PlanetoftheAPIspanelmembers
AndréBajoratCEOfigo GmbH
ChristopheChazotGroupHeadofInnovationHSBC
ShamirKarkalHeadofOpenPlatformBBVA
AlexMifsudCEO&Co-founderIxaris Systems
SimonRedfernCEO&FounderOpenBankProject
Shikko NijlandManagingPartnerInnopay
![Page 4: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/4.jpg)
4 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
InnopaysetoutashortsurveyonOpenAPIamongstEuropeanexperts
![Page 5: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/5.jpg)
5 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
Fivestatementshavebeenselectedbytheexpertsforthepaneldiscussion
![Page 6: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/6.jpg)
6 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
1.OpenBankingwillbethenewnormalforcustomersin2020
Europeanexperts
André
Christophe
Shamir
Simon
AlexCD
Panel
C
DD
Source:InnopayOpenAPIsurvey2016(n=78)
![Page 7: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/7.jpg)
7 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
2.Winnerwillbetheonewhoownsthecustomerdataandthereforecancontroltheopenbusinessmodel
Europeanexperts
André
Christophe
Shamir
Simon
Alex
DDDD
D
Panel
D
Source:InnopayOpenAPIsurvey2016(n=78)
![Page 8: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/8.jpg)
8 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
3.BankswillbecomethenewBigtech
Europeanexperts
André
Christophe
Shamir
Simon
Alex
Panel
CDD
DD
Source:InnopayOpenAPIsurvey2016(n=78)
![Page 9: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/9.jpg)
9 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
4.OpenAPIsonlyhaverealaddedvalueforcustomerswhentheycancontroltheirowndataandwhentheycontrolwhogetsaccesstoit
Europeanexperts
André
Christophe
Shamir
Simon
Alex
Panel
C DC
CD
Source:InnopayOpenAPIsurvey2016(n=78)
![Page 10: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/10.jpg)
10 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
5.PaymentInitiation&AccountInformationServices(PSD2)arejustthestart;GeneralDataProtectionRegulationwillreallyopenupdatainsidebanks
CAndré
Christophe
Shamir
Simon
Alex
Europeanexperts Panel
CC
DD
Source:InnopayOpenAPIsurvey2016(n=78)
![Page 11: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/11.jpg)
11 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
6.Banksshouldsticktotheircorecompetencies(trustandreach)andbuy/acquiretheinnovationtheyneed
Europeanexperts
André
Christophe
Shamir
Simon
Alex
CCD
Panel
DD
Source:InnopayOpenAPIsurvey2016(n=78)
![Page 12: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/12.jpg)
12 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
Toreceivetheresultsofthesurveyandconclusionsofthissession,subscribetoInnsider newsletter
ManythankstoourAPIpanel SubscribetoInnopayInnsider
Orsubscribevia:innopay.com/innsider
![Page 13: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/13.jpg)
Tomorrow’s transactionstoday
Shortintroduction ofInnopay
![Page 14: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/14.jpg)
14 Innopay– Innovationexperts inPayments,DigitalIdentityandE-Business.November2015©InnopayBV.Allrightsreserved.
InnovationexpertsinPayments,DigitalIdentityandE-Business
• Founded in2002
• Partners:ShikkoNijland&Douwe Lycklama
• OfficesinAmsterdam(HQ)andFrankfurt
• 30consultantsplusInternationalnetworkofassociatedexperts
• Threecorepractices:Payments,DigitalIdentityandE-Business
• Strategy,co-creationandtransformation
• Geographical focusonEU
• Memberofa.o. EBA,ECPandEPCA(seepictureleft)
• Founding memberofHollandFintech
Moscow
Warsaw
Budapest
Milan
Rome
Malta
Frankfurt
Amsterdam
Paris
London
Copenhagen
Source:EPCA(2015)
Zurich
Riga
![Page 15: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/15.jpg)
15 Money2020PlanetoftheAPIs- April 2016.©InnopayBV.Allrightsreserved.
Ourserviceportfolioensuresclientscancountonusthroughoutthewholedigitaljourney
InnovationServices
Corepractices
Strategy
Co-creation
Transformation
Payments DigitalIdentity
E-Business Sampleclients
• Marketandproductassessment• Multi-sidedplatformdesign• Vendorandsolutionselection
• Co-creationofproductsandservices• Developingplatformsforco-creation• Buildingco-creationcapabilities
• Content-basedprojectmanagementsupport• Opportunitybasedoperatingmodelimprovement• Digital changeandmigrationmanagement
![Page 16: Planet of the API's - Opinion of 83 experts on Open banking and APIs](https://reader035.fdocuments.in/reader035/viewer/2022062523/5872774e1a28abc7068b47ed/html5/thumbnails/16.jpg)
Tomorrow’s transactionstoday
Looking forwardto hear from you!Shikko Nijland
+31653741465