Placementnotice Attachments HFFC-JD
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Transcript of Placementnotice Attachments HFFC-JD
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This is the storyof a 3 year old companythats everything you think a3 year old should be
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Young. Imaginative. Friendly.
Turbo charged. Inquisitive. Hungry.Never satisfied.Finding new ways every day.And, above all, fun!
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Meet 3 year old HFFC.
Home First Finance Company India Pvt. Ltd.is a dedicated Housing Finance Company,established in 2010.
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Jaithirth (Jerry) Rao P. S. Jayakumar
! Alumnus of IIM-Ahmedabad and University of ! Chartered Accountant and alumnus of XLRI,Chicago Jamshedpur
! Founded MphasiS, an IT Services and BPO ! Started his career withCitibank in 1986Company
! Winner of the Economic Times Entrepreneur of! Twice winner of Ernst & Young Entrepreneur of the Year Award
the Year Award
! Country Head for Consumer Business in India! Winner of the Economic Times Entrepreneur of and Asia Pacific
the Year Award! Head for Consumer Lending Business in Asia
! Was Chairman of NASSCOM Pacific
! At present, Chairman of NASSCOMFoundation
Founders
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Mission
! HFFC aims to serve the housing loan needs of low and middle income customers,who are unable to avail loans from Banks and HFCs due to various factors
! HFFC is focused on providing housing loans to buyers of affordable housingpriced between`5 lakhs and 30 lakhs`
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Target Segment
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Factory Worker Factory Worker
Junior ExecutiveJunior Executive
Our Customers
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Small Business Small Business
Service ProviderService Provider
Our Customers
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Our Customers
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Young: More than 60% are less than 40 years old
Have moderate income of about `30,000 p.m
Are typically educated up to high school or graduation. They have job skills thatare in demand and are easily employable
Progressive: Want to provide better living conditions for their family
Work in industrial units or small private companies or have small businesses
HFFC customers are:
They are credit worthy customers who are excluded from the financial
system due to various reasons.
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Increase your loan amountwhen you need it
Save 63 EMIs
Customer Friendly Products & Process
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Progress Report
Loan Book:
Tie ups with:
Loan Sanctions:
Branch Offices:
NPA:
Presence at:
`
100+ Cr
100+ Projects
` 200+ Cr
6
Nil
12 cities
Delhi-NCR! Mumbai! Bangalore! Ahmedabad! Pune! Thane
!
Branches
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Our Branches
Bangalore
Ahmedabad
Gurgaon
Pune
Thane
Mumbai
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Role of a Management Associate (Relationship Manager)
A. Business Development
a) Prospecting and identifying affordable housing projectsb) Joint sales promotions to originate loans
B. Credit Evaluationa) Evaluate credit worthiness of loan applicantsb) Recommend for approval
C. Portfolio Managementa) Customer serviceb) Collectionsc) X-Selld) Monitor progress of projecte) Manage profitability
Field based role that requires extensive travelling
CKPCKE
R
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Role of a Management Associate (RM)
Prospecting and identifying affordable housing projects
Joint sales promotions to originate loans
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Role of a Management Associate (RM)
Joint sales promotion activities with
builders to originate loans
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Role of a Management Associate (RM)
Celebrating success with builders
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Role of a Management Associate (RM)
Credit evaluation
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What are we looking for?
Good at written and oral communication in English
Fluent at speaking Hindi and/or local language
Flair for mathematics
Ability to work in an unstructured environment
Ability to network and build relationships
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Compensation
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Customer Service
Face to face loan counseling for customersLeading the customer service function of the branch and resolving customerqueries
Follow up on approved loans for completion of documentation
Portfolio Management
Loan disbursal
Promote X-Sell of insurance products
Collections
Branch Compliances
Role of a Management Associate (Customer Service Officer)
Office based role with occasional travelling
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Leading the customer service function at the branch:
Face to face loan counseling for customers
Role of a Management Associate (CSO)
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Occasional travel for interaction with customers and
resolving their queries at builder events
Role of a Management Associate (CSO)
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Organizing customer education events
Role of a Management Associate (CSO)
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Custodian of all the branch processes
Role of a Management Associate (CSO)
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What are we looking for?
Good writtenand oral communication in English and the local language
is a MUST
Flair for numbers and managing worksheets (excel)
Aptitude for face to face and telephonic interaction with customers
Experience of 0-3 years
Location:Pan India
Compensation:` 4.5 lakhs
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Compensation
Particulars (p.a.) Amount (Rs.)
Basic Salary 97,500
Allowances 2,27,500
Total Salary 3,25,000
Company contribution to PF 11,700Gross Salary 3,36,700
+ Mobile + Internet Allowance 25,200
+ Performance Linked Incentive 84,175
+ Health Insurance Cover of Rs. 2 Lakh p.a.
+ Accidental Insurance cover for Rs. 13 Lakh
Cost to Company (CTC) 4,54,075
8,000
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Life at HFFC
We let our hair downwhatever is left of it!
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Life at HFFC
We believe we are rock stars
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Life at HFFC
We have a lot of reasons to smile
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Life at HFFC
We have funWe work as a team
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NOR
EDTAPE
EQU
ALRESPECT
EXCITEMENTFLEXIBILITY
ENCOURAGEMENT
STARTUPCULTURE
NOPOLITICS
JOB
SATISFACTION
FREEDOM TOEXPRESS
OPENNESS
FRIENDLY
PEERS
What our employees think of us
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Wow!