PF and ESI

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    ` Statutory compliance of any employer employing morethan 20 employees.

    ` 12% of the salary will be deducted fromthe employees.

    `

    The same % will be contributed by the employer also. And administrative charges of 1.61% also is to be paidby the employer

    ` Employees contribution and 1/3 of employerscontribution will be deposited into EPF account

    ` 2/3 of the employers contribution will be deposited tothe EPS (Employee pension scheme) account.

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    ` PF account of an employee can be transferred tothe new employer when a job switch happens.This allows the employee to continue with the PF

    without any breaks and thus can have the entirebenefits offered under EPF scheme.` For this form 13 R is to be submitted along with

    break certificate from the previous employer

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    ` A saving for the future of the employee after his/her retirement or for his dependents in case of his/her early death.

    ` PF Loans. After 5 years of remitting contribution 36 times thesalary or amount in the account whichever is less.

    ` Employee Pension Scheme.

    After 10 years of remitting contribution one becomeseligible for pension

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    ` Form 9 Register book allotted for the employer `

    ` Form 13(Revised ) for transfer of PF from one employer to another `

    ` Form 2 Form for registering an employee for EPF`

    ` Form 12 A for giving monthly details of contribution by the` Employer and employee.`

    ` Form 5 for giving details of newly registering employment`

    ` Form 10 for cancellation of PF account`

    ` Form 6A Annual Statement of all the remittances`

    `

    Form 3A Annual Individual Statement for employees`

    ` Form 19 for refund of EPF`

    ` Form 10c for refund of pension

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    Employees share 1.75% of salary

    Employers share 4.75% of salary

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    ` Employee should remit at least nine monthscontribution to get the full benefits of ESI scheme.

    ` Benefits include Treatment benefit, Sickness

    Benefit, Maternity benefit, Disabilitybenefit,Dependantsbenefit.

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    ` O ut Patient treatment` House visit` Specialist consultation, diagnostic facilities` In patient treatment` Medicines and dressings-free of cost` X-ray and lab facilities` Vaccinations` Ambulance facilities, traveling expenses` Free food during hospitalization` Artificial limbs, equipments for physical rehabilitation` Family welfare programmes,other national health mission services.` Medical certification` Special facilities including super specialty facilities.

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    Sickness benefit.Maternity benefit.Disability Benefit.

    Temporary disability, Permanent disabilityDependants' benefit.O ther benefits.

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    ` It is the payment given to an insured employee for a certified illnessafter the completion of nine months in his/her job.

    ` For getting this benefit employee should have remitted at least 78days share in the respective contribution period.

    `

    Maximum of 91 days benefit can be received.` Payment amount can vary from Rs. 14 to Rs. 145.` Just above the daily wages of the employee.

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    ` This is the payment given to an insured woman onpregnancy,abortion,pregnancy related illnesses, immature deliveryetc.

    ` A medical officer or mid wife should certify this in order to get thebenefit.

    ` The insured woman should have two contribution periods before her pregnancy and at least 70 days share should have remitted duringtheses periods.

    ` The amount given is almost equal to the daily wages.` 12 weeks payment is given normally for pregnancy.

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    ` It is the payment given to the employee who is unable to work because of any temporary disability happened during his/her work.

    ` The amount will be not less than 70% of daily wages.` This benefit cannot be given if the disability is for less than three days

    excluding the day on which accident occurred.

    2 Permanent disability benefitThis is a life long periodic payment given to the insured employees whogets permanently disabled because of any accident occurred at the worksite.

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    ` Funeral benefitsa maximum of Rs.2500/-

    ` Rehabilitation allowance.

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    ` Form 1 employee declaration form for getting registered under ESI` Form 1 - Employers registration form` Form 3 Return of declaration form`

    Form 11 Accident book` Form 5 - Return of contributions

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