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MAGAZINE AUG - NOV 2017 // TWR.ORG BUT NOT abandoned persecuted T N ne T N T N te T N T N nd se ab pe 2017 ANNUAL MINISTRY PROGRESS REPORT

Transcript of persecuted abandoned BUT NOT - TWR · persecuted Christians in the ... TWR is a member of Missio...

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M A G A Z I N EAUG - NOV 2017 // TWR .ORG

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2017 ANNUAL MINISTRY PROGRESS REPORT

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Celebrate and dedicate: Those will be the watchwords as ministry friends and family of TWR gather Jan. 30, 2018, on Bonaire to mark the culmination of the Power Up campaign.

Prayer, strenuous labor, technical know-how and generous giving are combining to complete the three-year, $3.8 million project, which will make it possible for millions more in Latin America and the Caribbean to hear the gospel every day.

“The transmitter has been ordered, the antenna array will be tuned in early July and, Lord willing, the sign-on will occur near the end of January,” TWR CEO Lauren Libby said in June as he announced that the campaign had surpassed its goal.

Gifts in excess of the original Power Up goal will help cover the added first-year costs of beaming Bible-based programming over the new 450,000-watt transmitter.

Project powers past goal

2017 ANNUAL MINISTRY PROGRESS REPORT

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President’s column

TWR transmitters, partners, languages

Persecutor blessed by victim

A challenging faith walk in PANI

Bearing suffering through hope

Turning Middle East's ashes to beauty Sending North Koreans power for living About TWR

Audience engagement Financial report

T he facts are shocking. According to the Open Doors organization,

every month 322 Christians are killed and 214 churches or other Christian properties are destroyed around the world. As many as 600 million Christians are reportedly prevented from practicing their faith. With messages of discipleship, worship, compassion and encouragement, TWR serves persecuted Christians in the most hostile regions on earth. Read about a few of these areas in this issue and annual report of TWR Magazine.

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president’s columnby Lauren Libby, President/CEO

www. twr.o rg • 3

President/CEO Lauren LibbyMinistry VP for North America Tim KlingbeilDirector of Marketing & Communications David McCrearyEditor Jon HillDesigner Nicole HughesCover illustration by Dragan Milosavljevic

TWR is a member of Missio Nexus, National Religious Broadcasters, Evangelical Council for Financial Accountability, and Association of Evangelical Relief and Development Organizations.

TWR magazine (ISSN 1093-0124) is published triannually by TWR, P.O. Box 8700, Cary, NC, 27512.

Postage: Periodicals postage paid at Cary, NC, and additional mailing of� ces.

Subscription: This publication is sent without chargeand is sustained by contributions from those who havechosen voluntarily to support this worldwide ministry.Names on TWR’s mailing list are used exclusively by TWR and are not sold to or rented by any other organization.

Canadian address: Send Canadian address changes to TWR Canada, P.O. Box 25324, London, Ontario N6C 6B1

Postmaster: Send U.S. address changes to TWR, P.O. Box 8700, Cary, NC 27512 • 919.460.3700

twr.org/social

Published July 2017 • Vol. 38, No. 2 • ©2017 Trans World Radio • Printed in the USA • PR31300313

CONNECT WITH TWR

et’s face it, the world is an extremely dangerous place these days!

High tensions on the Korean Peninsula, frequent attacks in Europe, wars in the Middle East, confl icts in West and East Africa, Russia moving into Ukraine, threats of other incursions into former Soviet satellite countries, and Christians being murdered in various nations illustrate this danger.

Couple these events with persecution reaching a modern-day high, and one wonders where it is all going to end.

In Verses 9 and 19 of Mark 13, Jesus spoke of times like these: “But take heed to yourselves; for they will deliver you up to councils; and you will be beaten in synagogues; and you will stand before governors and kings for my sake. … For in those days there will be such tribulation as has not been from the beginning of the creation which God created until now.”

But Jesus also gave another perspective on the end times in Verse 10. “And the gospel must fi rst be preached to all nations.”

Persecution is a defi nite part of the times before Jesus returns to planet Earth. In the midst of that persecution, the good news of Jesus needs to reach every man, woman and child. I am part of a group of leaders who meet several times a year to examine people groups that have no known witness. The number of these groups is shrinking and may number only about 1,500, with less than70 of these representing major populations.

TWR’s calling is this: “to reach the world for Christ by mass media so that lasting fruit is produced.” God has enabled TWR to double its broadcast reach in the last eight years and to develop digital means that make biblical content available to everyone on Earth who has access to the internet through cellphones and computers. With new, TWR-developed digital technology, we are on the verge of having the technical capacity to put a computer-based radio platform in every village on the planet.

Last winter, during a live broadcast from TWR Bonaire, 50 percent of callers from Cuba, Venezuela and other countries in northern South America expressed that they had responded to Jesus as a result of broadcasts from that high-powered Bonaire station. Because of your partnership, stories like these occur globally every day.

The world is a dangerous, persecuted place. But we believe that God is using TWR and our supporters together as a big voice for Jesus in more than 190 countries and230 languages.

L “We are hard pressed on every side, but not crushed; perplexed, but not in despair; persecuted, but not abandoned; struck down, but not destroyed. We always carry around in our body the death of Jesus, so that the life of Jesus may also be revealed in our body.”

- 2 Corinthians 4:8-10

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Moldova (AM)

Bonaire

Estonia

Monte Carlo

Uruguay

AM shortwaveRadio transmissionfrequency types

EUROPE CAMENALATIN AMERICA& CARIBBEAN

SOUTHASIA

SOUTHERN & EAST AFRICA

NORTHEASTASIA

WEST & CENTRAL AFRICA

NORTHAMERICA

SOUTHEASTASIA

Sri Lanka

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around the worldINTERNATIONAL

TRANSMITTING SITES

Guam

Middle East Central Asia E

PANI

Russia

• Broadcasts in 230+ languages on 2,000+ local AM, FM and other outlets worldwide.

• Has partners, offi ces or working representatives in 80 countriesand regions.

• Distributes programs by satellite in Africa and Europe.

• Provides online audio, video and text in 50+ languages via TWR360; receives 750,000+ site visits monthly from 190+ countries and territories.

* All transmitting locations and coverage areas are approximate

Highlighted areas represent shortwavecoverage and AM (MW) coverage worldwide

Swaziland

West Africa

Central Asia W

Moldova

11 33

35

19

66

46

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LANGUAGES BY REGION

DID YOU KNOW THIS ABOUT TWR?

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AlbaniaAngolaArgentinaAustriaBelarusBelizeBeninBoliviaBonaire, Caribbean NetherlandsBrazilBulgariaBurundiCambodiaCameroonCary, N.C.

ChileColombiaCôte d’IvoireCroatiaCubaCzech RepublicDenmarkDominican RepublicEcuadorEritreaEthiopiaFinlandFranceGermanyGhanaGreece

GuamGuatemalaHaitiHondurasHong KongHungaryIndiaIndonesiaItalyJapanKenyaLithuaniaMadagascarMalawiMaliMexicoMiddle East

MozambiqueMyanmarNepalNetherlandsNigeriaNorwayParaguayPeruPhilippinesPolandPortugalRomaniaRussiaSerbiaSingaporeSlovakiaSouth Korea

SpainSri LankaSwazilandSwedenSwitzerlandTaiwanTanzaniaThailandTurkeyUkraineUnited KingdomUruguayVenezuelaVietnamZimbabwe

EUROPE

CAMENA

WEST & CENTRAL AFRICA

EAST & SOUTHERN

AFRICA

NORTH AMERICA

NORTHEAST ASIA

SOUTHEAST ASIA

SOUTH ASIA

LATIN AMERICA & CARIBBEAN

PARTNERS + OFFICES

REGIONS

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s

Samir’s story is one of dozens told in Power in Persecution, a radio program produced through the extensive contacts of TWR in collaboration with national partners ERF Medien of Germany and TWR Czech. The primary purposes of the 15-minute episodes, the producers said, are to enable persecuted believers to share their testimonies as encouragement for others in similar circumstances, to make nonpersecuted believers aware of the trials faced by their brothers and sisters, and to promote concern and prayer for each other.

Featured are the stories of people like Samir; like Alberto, a seminary student who was sent to a labor camp after the Cuban revolution and today serves as TWR’s representative there; and like Vladimir Lavrinenko, who was told that Christians behind the Iron Curtain should be imprisoned separately because they tend to lead fellow inmates to Christ. But there are also specialists like Nik and Ruth Ripken, Thomas Schirrmacher, and Rupert Shortt who analyze the big picture of persecution in the world today.

Power in Persecution has been broadcast in Arabic and today is being aired on AM in a local language of Central Asia, where Christians are few and face widespread hostility.

Also interviewed for the program was Brother Andrew van der Bijl, well-known as “God’s smuggler,” and he emphasized a sobering but heartening lesson.

“With persecution, there comes great blessing and growth of the church in ways that would be totally impossible without it,” Brother Andrew said.

6 • tw r MAGAZINE

Samir hated the Christian student, Zachariah, who sat next to him so much that he led his friends to ambush the boy and beat him nearly to death.

Zachariah never came back to that school in Sudan, but Samir eventually met other believers, accepted Christ and became a pastor. As a result, his family declared him dead and he was arrested multiple times.

Years later, though, he attended a conference where he told another pastor about the persecution he had infl icted as a youth. The pastor began to cry. It was Zachariah, and he had been praying for Samir for 25 years!

“I was able to understand why I became a Christian,” Samir said. “Not because I was smart and not because there was anything special in me, but because of this guy. I persecuted him. He was praying for me.”

blessed persecutorblessed blessed blessed blessed blessed blessed blessed persecutorblessed persecutorblessed persecutorblessed blessed blessed persecutorblessed by victim

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www. twr.o rg • 7

TWR’s PANI ministry broadcasts Bible-based programming in the major heart languages of Pakistan, Afghanistan and North India. It is stony ground for the gospel, and ministry counselors field phone calls from secret believers or listeners who genuinely want to know more about Christ. But others have malevolent intentions.

“In the case of Afghanistan, nearly 85 percent of phone calls are from hostile people who verbally abuse, threaten and emotionally tear apart our counselors to such an extent that some of them have adverse medical conditions,” said Thomas Prasad, TWR’s international director for South Asia. “Since the counselors themselves have gone through extreme persecution in their lives when they came to Christ, they see this as part of their faith walk that strengthens them in the Lord.”

Believers in these countries face various kinds of oppression, Prasad said. Governments often boost their own agendas by singling out minority faiths to appease the majority religion. Anti-conversion laws, anti-blasphemy laws and discrimination in employment target Christians. Sometimes governments send spies to help trap and arrest missionaries and new believers. Pastors have been beaten or killed, Prasad added.

“For many of us, the verse in which Jesus says to deny yourself and take up the cross and follow me would be a metaphor, but for people in the PANI region, it can mean literal death,” he said.

When the calls to PANI counselors from Afghanistan declined for nearly a year, it was learned that religious extremists there had announced over mosque loudspeakers that anyone listening to TWR broadcasts would face dire consequences. The calls began to climb again in February 2017.

The testimony of a soldier in Pakistan shows how the broadcasts not only introduce Jesus Christ to listeners but also provide encouragement to stand strong. He said he had many questions about both his family’s religion and about Christianity while growing up, but they were never answered satisfactorily.

When he joined the civil armed forces, he had a Christian roommate, who listened to TWR programs and discussed his faith. As the young soldier listened to Thru the Bible, he came to know the truth.

“I decided that whether I live or die or my family disowns me, I shall accept … the truth that Jesus is my Savior and came to earth in human form just to save my life,” the soldier wrote.

faith walk in

PANI

Achallenging

In the PANI region, notorious for its hostility to Christianity, even counselors trying to help persecuted believers can become targets of abuse.

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That’s the view of Asali Kali Kimbo, an Eritrean native who is host of the TWR radio program Youth Bible Study. In an environment where human rights in general are violated regularly, Kimbo said, informants monitor religious gatherings and many Christian leaders have disappeared or been imprisoned.

Hundreds of thousands of refugees have fled poverty, authoritarian rule and military conscription. Many of those have joined the wave of refugees making the frequently deadly crossing of the Mediterranean to Europe.

Kimbo (not his real name) was an investigative journalist who fled Eritrea to avoid the fate of another man from his community who was kidnapped and mysteriously killed. When Kimbo’s wife and three children tried to follow him, they all died in a boat accident. Even in the most difficult times, he said, God took care of him and eventually led him to TWR Africa and Youth Bible Study.

The program allows him to encourage listeners living among the persecution back home.

“It reminds them about the sufferings of the early Christians and how they survived and resisted the Christian persecution,” Kimbo said. “It gives them hope to continue to bear their

sufferings with strong conviction … to build their faith by placing their sufferings under the feet of Jesus Christ, our Lord. Christian broadcasting is a powerful weapon that helps Christians to live in tolerance and endure the existing challenges they are facing.”

Along with Youth Bible Study in the Kunama and Tigre languages, TWR broadcasts programs such as Thru the Bible and Megazine Melekete Selam (Message of Peace) in Eritrea’s main language of Tigrinya from its shortwave transmitter in Swaziland. TWR Africa is eager to expand its ministry to Eritrea with a Tigrinya version of The Way of Righteousness, which has been very effective at explaining the Bible to Muslims.

“It is my deepest conviction that prayers and fasting by Christians in countries where there is little or no persecution would definitely make an impact for the people of Eritrea,” Kimbo said. “In addition, Christians should unite and lift their voices to the international community about how the Eritrean Christians are suffering.”

8 • tw r MAGAZINE

The oppression of Christians in Eritrea isn’t widely recognized, but that’s probably because independent and international media are largely absent from this northeast African country.

Programs like The Way of Righteousness are factors in a strategy responding to rising radicalism in Africa. To help, learn more at twr.org/africa-ministry.

BEARING SUFFERING THROUGH

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www. twr.o rg • 9

ost of us take radio for granted, listening casually. But for Christians in many

parts of the world, radio is a vital though dangerous source of ultimate truth, friendly encouragement and welcome advice.

That’s the case for Mahdi, who receives the gospel broadcasts of TWR in Yemen, ranked on the Open Doors World Watch List has having extreme persecution of Christians.

“Your program helps me like a baby starting to walk,” Mahdi wrote to TWR’s Arabic Ministries. “… You were the reason I am now saved! Pray for Yemen, please, and for the bad times we are going through. Pray for my faith and for my safety because if anyone knows about [my faith] I could be killed.”

Mahdi was responding to Power in Persecution (see the related article in this issue), one of several TWR programs broadcast to the troubled Middle East that have sought to support believers facing hostility for their faith.

“The programs give them the will to continue and tell them their lives are not falling apart but falling into place, with the Lord working in their hearts and minds for his glory!" said TWR’s Arabic Ministries

leader, whose name is withheld for security reasons. “We believe the Lord will turn ashes to beauty.”

Another of these programs is Hope for Syria, honored with the National Religious Broadcasters’ International Strategic Partnership Award for 2017. Khalid in Syria wrote that he had accepted Jesus while listening to the program and that his three children were being evacuated to Lebanon.

“Pray for my kids,” he wrote. “I really would like them to encounter Jesus like I did. I’ve tried telling them about our Lord, but it’s so dangerous if they tell anyone anything about my new faith. So please join me in praying they would fi nd someone in Lebanon to follow up on them spiritually.”

The special concerns faced by women in this region – especially the ones who are also Christian – are often addressed on Women of Hope, which is broadcast here in Arabic and in Iran’s Farsi language.

“I cannot believe that anyone would give me any rights or see any worth in me,” Shereen wrote from the Palestinian territories. “I’m no one, and I am nothing. Men have all the rights, and I have none. But will you please share with me more about God loving me, ‘the inferior woman’?”

TURNING MIDDLE EAST'S

M

ashes TURNING MIDDLE EAST'S

ashes TURNING MIDDLE EAST'S

TO beautyTURNING MIDDLE EAST'S

beautyTURNING MIDDLE EAST'S

TO beautyTO

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sending north koreanspower for living

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North Korean authorities document these distinct characteristics of Christians:

• They are joyful.• They always say “Thank you.”• They unconsciously say “I love you.”

“With these characteristics, they try to catch Christians,” said Lee,* a member of the TWR Korea team.

North Korea is the most oppressive place in the world to be a Christian, according to the 2017 World Watch List, an annual report by Open Doors on persecution of believers around the world.

“In this totalitarian communist state, Christians are forced to hide their faith completely from government authorities, neighbors and often even their spouses and children,” according to the report.

Despite this harsh reality, the country’s constitution allows for religious freedom, said Boaz, the single name used publiclyby the director of TWR Korea.

“Offi cially, because of relationships with other countries and because they are a member of the U.N. [United Nations], they must say they have freedom of religion,” he said. 

The country, led by Kim Jong Un, lives by an ideology of Juche, or “self-reliance.” Critics say it’s a mandate for North Koreans to worship the ruling Kim family. If they don’t comply, they will be arrested, imprisoned, tortured or killed.

“If anyone is found to have met Christian people, owned a Bible, even one page, or prayed to God – any activities related to Christ – then the persecution will start,” Boaz said.

This includes being found with radios tuned to biblical programs. The Christians in North Korea bury their radios to hide them when they’re not listening to them. 

Sentenced to labor campsWhen caught, Christians have an opportunity to denounce their faith. This results in a less severe sentence and being sent to the Kyowahso prison camp for “re-education.”

By Rachel Mehlhaff | TWR Asia

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www. twr.o rg • 11

Guards watch the people, and food, though limited, is provided, Boaz said.

Christians who don’t denounce their faith receive harsher sentences. They are sent to Kwanliso prison camps for political prisoners, which is how Christians are classified.

It is the more extreme of the two types. They’re in isolated locations, where it’s hard to escape. There are no guards and no food.

In this type of camp, “nothing is provided for those imprisoned,” Boaz said. “They must provide by themselves.”

Under such conditions, many die after a year or two in the camp. 

There are 12 prison camps in North Korea – four Kwanliso and eight Kyowahso, according to the World Watch List.

The number of Christians in the country is unknown, but Operation World estimates that hundreds of thousands have died of persecution and up to 100,000 are in work camps.

Shortwave broadcasts carry hope

Daily, TWR broadcasts hope to North Korea from a shortwave transmitting site on Guam. The strategy of the programs is to nurture and train the underground church.

The Korea team prays God will use the programs to give “them power for daily life,” Boaz said. “The environment and circumstances are difficult to survive.”

The programs are also designed to help them grow in their walk with God by teaching them the Bible – something they may not otherwise have access to. And the programs encourage believers to share the gospel, though doing so is extremely dangerous. 

More than 10 programs are broadcast into North Korea, including:

• Bible School Basics, a 30-minute program airing two times a week. The goal is to give basic understanding of the New Testament over two years.

• Truth in a Test Tube, which presents evidence for intelligent design in creation and claims that holding an atheistic worldview requires as much faith as belief in God.

• Let’s Talk About Something, a program using a variety of topics to share the gospel with those who have yet to hear.

Facing the risks

One of the biggest challenges for Lee, the TWR Korea team member, is not knowing the size of the audience listening to TWR broadcasts. Another concern is for the workers his ministry quietly partners with to provide radios to TWR listeners inside North Korea. He prays that the workers will get the radios to the right people and not to government informants.

Conducting ministry is getting more difficult because of increased control on the China side of the China-North Korea border, he said. There are more security checks, and foreigners are prevented from visiting the border between the two countries.

Many days, Lee doesn’t want to continue his ministry to North Koreans because of the risk. But each time he has a desire to quit, he remembers the face of his friend – the first North Korean he met. 

The two lived together for eight months. Then one day they were caught by Chinese authorities. His friend was sent back, and Lee was allowed to remain. 

His friend let the North Korean police take him back. He didn’t rebel, Lee said. He still remembers the man’s face. 

It’s Lee’s reminder to continue.   

*Name changed for security reasons

The Korea team prays God will use the programs to give "them power for daily life."

Where are North Korean Christians hiding their radios? Find out on Andy Napier’s Footsteps. http://twr360.org/nkradios

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about TWR

Lauren LibbyPresident/CEO

Branko BjelajacInternational Ministry VPfor Africa

Simon BurdettInternational Director, Africa Regional Support Services

Steve HippeChief Financial Offi cer

Beate KiebelInternational Director,Europe-CAMENA Regional Support Services

Tim KlingbeilInternational Ministry VPfor North America

Utomo SantosaRegional Ministry ID for SE Asia

Dirk MuellerRegional Ministry ID for Europe

Nathan AndersonRegional Ministry IDfor CAMENA

Daryl RenshawInternational Ministry VPfor Europe & Asia

Abdoulaye SanghoRegional Ministry ID forWest & Central Africa

Steve ShantzInternational Ministry VP for Latin America/Caribbean

Thomas PrasadRegional Ministry ID for S. Asia

Aaron TanInternational Director, Asia Regional Support Services

Samuel TanRegional Ministry ID for NE Asia

Rick WestonChief Personnel Offi cer

Joe BarkerChief Technical Offi cer

Cassius SmithDeputy to the President

InternationalBoard Offi cers

Dr. Thomas J. LowellChairman

Jeffrey JonesVice Chairman

Daniel BlakelySecretary

Bert Stokes Treasurer

InternationalBoard Members Ross CampbellValentine GitohoLauren LibbySona MinzKlaus RempelSal SbernaWillie YangBarry Yen

VP = Vice President ID = International Director

To reach the world for Christ by mass media so that lasting fruit is produced.

To assist the Church to fulfi ll the commands of Jesus Christ to make disciples of all peoples by using and making available mass media to:

• Proclaim the gospel of salvation to as many people as possible,

• Instruct believers in biblical doctrine and daily Christlike living,

• Model our message through our corporate and cooperative relationships.

OUR CALLING

OUR MISSION

LEADERSHIP

Global Leader Team

12 • tw r MAGAZINE

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1,340 891 435 8,976 10 38,210

208,040

28,219

 Every year TWR’s global broadcast network brings gospel programs within reach of about 4 billion people. Listenership surveys aren’t available for

such a huge footprint; besides, we want to know about audience engagement – i.e., the impact our broadcasts have rather than a precise count of how many tune in at any given moment. The numbers below offer impressionistic snapshots of how TWR’s broadcast and digital ministries, along with our national partners, interacted with their audiences in 2016.

ENGAGEMENT

A SAMPLING OF OTHER

2016 DATA:18,657,491TOTAL INTERACTIONS

PERSONAL VISITS

CORRESPONDENCE + ONLINE COURSES

www. twr.o rg • 13

Includes phone calls, letters, emails, web sessions & many moreIncludes phone calls, letters, emails, web sessions & many more

793,547

679,060

DEVOTIONALS DISTRIBUTED

SOCIAL MEDIAINTERACTIONS

TWR by the numbers

1,043,383LETTERS, CALLS,

EMAILS, TEXTS

10,527,230WEB SESSIONS

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1 Donations include gifts received in the current year for use in subsequent years due to temporary restrictions imposed by the donors.

2 Other income includes investment income and loss; change in value of split interest agreements such as trusts and gift annuities; gains and losses on the sale of assets; and other items.

INCOME

As a nonprofi t ministry organization, TWR depends on God and the voluntary contributions of individuals and churches.

To help assure TWR's good stewardship of the funds entrusted to the ministry, TWR belongs to the Evangelical Council for Financial Accountability (ECFA) and adheres to its fi nancial standards. An independent certifi ed public accounting fi rm audits TWR's annual fi nancial statements. Complete audited fi nancial statements are available on TWR's website at twr.org/of� cial-documents.

Income typeDonations1 $18,577,304 $18,724,860

Media services revenue $17,601,722 $17,706,605

Other2 $1,993,091 $308,024

TOTAL INCOME $38,172,117 $36,739,489

2016 2015

2016INCOMETYPES

5%OTHERINCOME2

46%

MEDIASERVICESREVENUE

16%

MISSIONARY SUPPORT

DONATIONS

33%OTHER

DONATIONS

TWR’s global income includes donations and media services revenue received from around the world. In 2016, over 75 percent of the income was received in the U.S. and the remainder from other parts of the world.

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TWR � nancial report

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38,321,120140,072 815 87,542

OPERATING EXPENSES

BOTTOM LINE

TOTAL INCOME $38,172,117 $36,739,489

TOTAL EXPENSES $36,382,612 $37,482,114

Currency translation adjustment* ($114,885) ($701,442)

NET SURPLUS $1,674,620 ($1,444,067)

2016 2015

*Refl ects the impact of fl uctuating foreign-exchange rates on our international operations.

Expense typeMinistry $31,397,169 $32,540,295

Management & general $2,081,293 $2,194,227

Fundraising $2,904,150 $2,747,592

TOTAL EXPENSES $36,382,612 $37,482,114

2016 2015

6%MANAGEMENT AND GENERAL

86%MINISTRY8%

FUNDRAISING

DOWNLOAD A PDF OF TWR'S FULL AUDITED FINANCIAL STATEMENT AT TWR.ORG/OFFICIAL-DOCUMENTS.

www. twr.o rg • 15

2016EXPENSE

TYPES

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ion

• A

leg

acy

gif

t to

TW

R, t

akin

g t

he

go

spel

to

mill

ion

s d

ay a

fter

day

To ta

lk w

ith a

trai

ned

TWR

adv

iser

and

rec

eive

a fr

ee

prop

osal

, con

tact

Tim

Klin

gbei

l at 8

00-4

56-7

897

or

emai

l pla

nned

.giv

ing@

twr.o

rg.

If y

ou

or

som

eone

yo

u kn

ow

is 5

5 o

r o

lder

, let

us

intr

od

uce

you

to t

he

TW

R G

ift A

nnui

ty. I

t p

rovi

des

an

exci

ting

op

po

rtun

ity

to g

row

yo

ur

reti

rem

ent

inco

me

whi

le c

reat

ing

a le

gac

y th

at a

dva

nces

the

kin

gd

om

.

And

don

’t fe

el le

ft o

ut if

you

are

50-

55, b

ecau

se a

Def

erre

d G

ift A

nnui

ty c

an

help

enh

ance

pro

ject

ed r

etire

men

t in

com

e. E

ven

bet

ter,

a TW

R G

ift A

nnui

ty

will

gen

eral

ly lo

wer

tax

es o

n yo

ur in

com

e.

Und

erpe

rform

ing

asse

ts (t

hink

of t

oday

’s C

Ds!

) or h

ighl

y ap

prec

iate

d as

sets

suc

h as

sec

uriti

es c

an b

e us

ed to

fund

a T

WR

Gift

Ann

uity

. As

the

annu

itant

, you

will

re

ceiv

e � x

ed in

com

e fo

r life

and

hav

e an

ong

oing

impa

ct th

roug

h TW

R’s

Gre

at

Com

mis

sion

min

istr

y. R

ates

are

bas

ed o

n yo

ur a

ge, a

nd ra

nge

from

4%

to 9

%.

MA

KE

YO

UR

NE

ST E

GG

CO

UN

T