Easing The Impact•Protection •Prevention •Support

Easing the impact

Founded in 1984 by world renowned spinal surgeon, the late Sir George Bedbrook, PBF provides much-needed financial support for Australians who sustain a spinal cord injury.

At PBF we want to see fewer Australians becoming permanently paralysed each year through accidents at home, work or play. For those already living with spinal cord injury, we aim to reduce the impact of the injury on all aspects of their lives.

Life can and does go on after a spinal cord injury.

What we doPBF Australia is a membership based organisation, offering crucial financial protection in the event of a permanent spinal cord injury. We also provide injury prevention programs and support for those living with spinal cord injury.

ProtectionToday PBF Australia has over 70,000 members nationwide, with offices in Perth and Brisbane. Any member who sustains a permanent spinal cord injury is eligible to claim PBF’s member benefit of $250,000. This payment provides vital financial assistance for house and car modifications, rehabilitation and other costs related to the life changes associated with spinal cord injury.

PreventionPBF Australia is committed to the prevention of spinal cord injury. We provide award winning Injury Prevention programs which emphasise safe practices and the consequences of making unsafe choices on the road, in the water and within the workplace. In 2014 our Injury Prevention programs reached 48,000 Australians.

SupportAt PBF Australia we support those who have sustained a spinal cord injury. Our peer support and gifting programs help those living with paraplegia and quadriplegia get the most out of life. We also provide employment opportunities for those with spinal cord injury through our Injury Prevention program.

PBF Australia currently employs up to 40 people with longstanding spinal cord injury.

PBF Australia is a national not-for-profit organisation dedicated to reducing the impact and incidence of spinal cord injury.

LSD ADVERTISING - PBF LOGO DESIGN FEBRUARY 2015This logo represents all the different sectors of the benefit fund

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Message from our Patron

• Financial Security • Affordable Protection • 24 Hours a day, 7 days a week

Her Excellency The Honourable Kerry Sanderson AO, Governor of Western Australia

Every day in Australia someone somewhere sustains a spinal cord injury. The consequences of this injury are life changing and impact not only those injured, but their family and friends.

Receiving emotional, practical and financial support following a spinal cord injury is pivotal to moving forward, ensuring that life can and does go on after such a devastating injury.

Having been associated with PBF Australia for many years, I have personally witnessed the difference made through peer support and the provision of employment opportunities for those living with spinal cord injury.

I have also seen PBF members who have sustained a spinal cord injury greatly benefit from the financial support provided so soon after injury, reducing financial stress at a time of great distress.

As Patron, I commend the Board, staff and volunteers of PBF in their efforts to reduce the impact and incidence of spinal cord injuries in Australia and support their endeavours in promoting safe practices on the road, in the water and the workplace.

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PBF Australia is a membership based, not for profit organisation with over 70,000 members Australia-wide. We recognise that the financial, physical and emotional costs of spinal cord injury can be devastating.

PBF membership offers low cost protection for you and your family in the event of a spinal cord injury. From as little as $4 per month* PBF members are eligible to apply for a $250,000 benefit payment if they sustain a permanent spinal cord injury.

* Based on cost of Individual membership per annum. See our Product Disclosure Statement for full terms and conditions.

No one expects a spinal cord injury. Yet every day someone, somewhere in Australia sustains this life changing injury.

Sign Up for your low cost PBF membership todayAt PBF we know that financial security is important. PBF membership offers low cost protection for you and your family in the event of a spinal cord injury. From as little as $4 per month* PBF members are eligible to apply for a $250,000 benefit payment if they sustain a permanent spinal cord injury.

In the event of a claim we aim to provide the benefit payment as quickly as possible to help cover many of the immediate costs of injury, including ongoing living, medical and rehabilitation expenses and modifications to house and car.

Our affordable memberships* are available for individuals, doubles and families at one low cost per year.

Taking out PBF membership is easy. Simply join online or contact PBF on 1800 809 780

* See our Product Disclosure Statement for full terms and conditions.

Single $48 per annum

Double** $65 per annum

Family*** $85 per annum

** Any two persons*** Includes all children under the age of 18 years

Private Membership

• Financial Security • Affordable Protection • 24 Hours a day, 7 days a week

Becoming a PBF member means you are also supporting those living with spinal cord injury.

Protection for your employees 24 hours a day, every day of the year.Corporate membership of PBF is membership with a difference.

Corporate membership benefits

• Eligibility for employees to claim $250,000 if they sustain a permanent spinal cord injury*;

• Coverage 24 hours a day, every day of the year whether employees are at work or not;

• Member benefit payment of $250,000 is paid within weeks of injury diagnosis to help with immediate costs and is independent of any insurance payment;

• One free PBF award winning safety and injury prevention presentation every 12 months, with further presentations at a discounted rate;

• PBF covers all administration, meaning no administrative burden for Corporate Members;

• Extension of benefits to direct family where an Inclusive Membership* exists;

• Promotion of a safety culture in the workplace.

Who are our members?Over 200 organisations have corporate membership of PBF, providing protection for over 45,000 employees and family members.

Our members come from all sectors and include Sandvik Mining and Construction, CBH Group, Apprenticeships Australia and Toll Energy, plus unions, industry associations, many small businesses and local governments from around Australia.

It doesn’t matter what industry sector your organisation belongs to there is a PBF corporate membership package to suit you.

Corporate Membership FeesAll our corporate clients are offered affordable and significantly discounted annual memberships.

Membership fees payable depend on the number of employees covered. Smaller organisations of less than 30 employees could pay less than $1 per week per employee while larger organisations attract significant discounts.

As a PBF corporate member you can choose between individual employee or inclusive membership.

Inclusive Membership includes coverage for the husband, wife or de facto partner of an employee, and all of their children up to the age of 25 years**, while Individual Membership provides coverage for the employee only.

We can customise a Corporate Membership package to meet your needs.

*See our Product Disclosure Statement for details **If an employee is single with no children, Inclusive Membership covers their parents up to the age of 80.

Our low cost membership provides financial protection for your employees in the event of a permanent spinal cord injury, while contributing towards PBF’s programs dedicated to improving the quality of life for those living with spinal cord injury.

We make it easy for our corporate partners by customising a membership package to fit your business.

Corporate Membership

• Financial Security • Affordable Protection • 24 Hours a day, 7 days a week

Corporate membership of PBF is membership with a difference.

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Affordable coverage, before and during an eventPBF offers low cost protection for events.* Whether it be an adventure ride, a triathlon or an ocean swim we provide protection for participants in the event of a permanent spinal cord injury

PBF Event coverage not only means that participants are covered 24 hours a day during the event, but also for the two months up to and including the event*, often the most intense training period.

Participants are eligible to claim $250,000 in the unfortunate event that they sustain a permanent spinal cord injury, providing immediate and crucial financial support to ease the impact of this devastating injury.

Event Membership FeesWe offer low cost membership rates for events, starting from as low as $6 per day, per participant – a small addition to the entrance fee given the value of the protection. Significant discounts are available for multi day and large events.

Talk to us about your Event today.

* Some conditions and exemptions apply see our Product Disclosure Statement for details

Events Membership

(Sporting/Not for Profits)

Cover your members, 24 hours a day, every day of the year.For a service or sports club it makes good sense to join PBF. Whether it be on the track or field, work or play, or providing services to the community, PBF membership provides year-long coverage for all club members*.

Membership means all club members are eligible to claim $250,000 in the event of sustaining a permanent spinal cord injury.

Over the years PBF has made payments to football club members injured both on and off the field, providing immediate and crucial financial support to ease the impact of this devastating injury.

Who are our Members?Current members include clubs from all football codes, a diverse range of sporting clubs and RSL, Rotary and Lions clubs.

Club Membership FeesWe offer low cost membership rates for clubs starting from as low as $15.00 per person – a small addition to the subscription fee given the value of the protection. Large sporting associations are eligible for further significantly discounted rates.

Talk to us about your Club’s needs today.

* Some exemptions apply see our Product Disclosure Statement for details

Community Groups

• Financial Security • Affordable Protection • 24 Hours a day, 7 days a week

RoadPBF’s Road program is an award winning injury prevention program that aims to reduce the number of road deaths and serious injuries throughout Australia.

The program targets young people in school years 10, 11 and 12 who are at pre-driver and novice driver levels and is an important component in a comprehensive approach to road safety in schools. It has been developed with reference to the latest road safety research and in close consultation with teachers and students.

The classroom program is facilitated by a person who has sustained a spinal cord injury through a road crash and has been developed to meet the following objectives:

• Demonstrating the potential consequences of unsafe road behaviour

• Increasing knowledge of the major risk factors that cause road crashes

• Communicating the impact of serious injury or death

• Encouraging positive attitudes to safe road behaviour

• Demonstrating the personal responsibility for choices and the consequences

• Encouraging young people to be assertive in communicating safe choices to peers

Workplace PBF’s Workplace program is a thought provoking and motivational program that inspires workers to participate in safe work practices.

This unique program demonstrates the potentially devastating consequences of unsafe work practices through a first-hand account of a serious work-related injury. It challenges workers to:

• Take on safety as a core life value

• Face the reality that everyone is at risk

• Realise that their actions or inactions can have serious consequences

The program is delivered in a one hour session involving a powerful and inspirational testimony from a person who sustained a spinal cord injury through a workplace incident. This is supported by a video emphasising the consequences of making unsafe choices in the workplace.

The program has been developed and trialled in close consultation with the Industrial Foundation for Accident Prevention (IFAP) who have now included it as a component in their Certificate IV Safety Practitioner Course and their Health and Safety Representatives Course.

PBF’s Workplace program is a powerful supplement to existing occupational health and safety systems.

Talk to us today about tailoring a workplace presentation to your specific needs.

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Every day someone in Australia suffers a spinal cord injury. While most Australians understand the importance of safety in the workplace, on the road and the water, very few people make it a priority in their life – until it’s too late.

PBF Australia has developed a range of inspirational Injury Prevention programs that aim to reduce the incidence of serious injury at work, and at play.

We offer four unique programs: Workplace, Road, Youth and Aqua. Each program is specifically designed for the audience, whether they are workers, school age children, teenagers or youth groups.

Putting Safety Front of Mind.

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AquaAustralians love the water, whether it’s the beach, the pool or the local river. Unfortunately over half of all sport and leisure spinal cord injuries occur in or on the water and tragically almost all result in quadriplegia.

Through our Aqua Program we seek to prevent serious injuries and drownings within the aquatic environment. The program is aimed at late primary, middle and upper school.

The program features a classroom session facilitated by a person who has sustained a spinal cord injury through an aqua-related traumatic incident. The session includes personal testimony from the presenter and scenario based activities to help students identify risk-reduction strategies.

A unique DVD resource pack “What are you diving into?” is included. The pack is designed to support primary school teachers and aquatic industry workers in raising awareness of serious injury and drowning.

All our presenters have been trained in facilitation techniques, presentation, listening and communication skills, have an understanding of youth risk-taking behaviours and aquatic safety issues.

In Western Australia the program is being offered for free to primary schools in the Fremantle Ports catchment area, proudly sponsored by Fremantle Ports.

Youth Inspiring young people to value safety, and enjoy LIFE!PBF Youth is an inspirational and motivational program that aims to promote safety and behaviours that reduce risk by helping young people value and enjoy life!

Conducted at trauma centres at schools in Perth, Brisbane and Sydney the program plays an important role in helping young people to recognise the negative consequences of alcohol use and the potential life changing impact to themselves and and their families.

Our Youth program presenters know too well the consequences that can occur after consuming alcohol and making unwise decisions. As young people they had the world at their feet and they were ready to live life to the full as able bodied independent people. It took just one alcohol affected decision and subsequent actions to change their futures.

Now as experienced and well trained presenters they share their stories so that young people can learn and in turn make wiser decisions particularly around alcohol consumption.

The presentations are 40-50 minutes in length and are available to year 11 and 12 students.

In Western Australia our Youth Program is sponsored by the McCusker Centre for Action on Alcohol and Youth.

Our speakers offer first-hand accounts of what it is like to experience and live with a spinal cord injury. They emphasise safe practices and the consequences of making unsafe choices, providing participants with the motivation to put safety front of mind.

For further information or to make a booking for your next Corporate, OH&S, School or Community event, call PBF Australia on 1800 809 780 or complete our online booking form.

Our SpeakersPBF Injury Prevention Program speakers are individuals who have sustained a permanent spinal cord injury. They share their personal stories, life before injury, how they became injured , and the impact their injury has had on their life and the lives around them. Find out more about our speakers at www.pbf.asn.au.

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Paraplegia and quadriplegia are among the most expensive chronic injuries a person can face.

Some people with spinal cord injury struggle to provide themselves with all the necessary supplies and equipment. Since 1996, PBF has gifted more than $1,000,000.

PBF’s gifting program is funded by the generous donations of our members, corporate organisations and the wider community. ALL of the money donated is used to buy supplies and equipment, which means no money is used for administration or other fees.

We also welcome donations or sponsorship to support our Peer Support and Injury Prevention programs.

If you or your company/organisation would like to make a donation to PBF please visit the donation page on our website www.pbf.asn.au.

If your organisation would like to hold a fundraising event with the proceeds going to PBF please contact us for more information.

All donations are deeply appreciated and will help PBF continue to fund our valuable programs.

As a registered charity, PBF Australia has Deductible Gift Recipient status (DGR). Tax receipts are available on request.

Donate

The weeks or months spent in hospital after an injury is a daunting experience. So too can facing life again with reduced mobility and all the other challenges that go along with paraplegia and quadriplegia.

PBF recognizes this and offers help through peer support and family support (both currently only available in WA).

PBF employs Peer Support officers who are people with longstanding spinal cord injuries who can offer support and mentorship to the newly injured as well as advice on a wide range of practical issues.

PBF Peer Support shows that life can, and does, go on with a spinal cord injury.

Spinal cord injury turns life upside down.

We return every donation dollar to the community.Our gifting program buys equipment for people with permanent spinal cord injuries to enhance their freedom and quality of life, or to help them get back to work or study.

Previous gifts have included electric beds, voice activated computer software, hoists and wheelchairs.

PBF applies stringent criteria to all gifting requests to ensure full value is received for all donated funds.

Gifting applications are available through the PBF website.

Lend a helping hand and donate to our Gifting program today.

Gifting

Jason, a quadriplegic as a result of a diving accident in 1990, dependent for life. PBF helped fund a new light weight wheelchair.

“ I am so overwhelmed and happy. From the bottom of my heart I want to thank you Tony and PBF for your wonderful help”

“ “

•Protection •Prevention •Support

WA PO Box 538, Floreat Forum, WA 6014. QLD Building 15, 2404 Logan Road, Eight Mile Plains, QLD 4113.

E info@pbf.asn.au W pbf.asn.au T Freecall 1800 809 780