PB LA Everyday English WB.… · 2019-10-10 · Welcome! This Power Basics® Everyday English...

Everyday English

WALCH PUBLISHING

Workbook

Table of Contents

AAccttiivviittyy 11Listening Closely . . . . . . . . . . . . . . . . . . . . . . . . . . 1

AAccttiivviittyy 22Idioms Charades . . . . . . . . . . . . . . . . . . . . . . . . . . 2

AAccttiivviittyy 33Helpful Headings . . . . . . . . . . . . . . . . . . . . . . . . . . 3

AAccttiivviittyy 44How to Make a Snowperson . . . . . . . . . . . . . . . . 4

AAccttiivviittyy 55Brainstorming . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

AAccttiivviittyy 66Writing a Thank-You Note . . . . . . . . . . . . . . . . . . 6

AAccttiivviittyy 77What Does It Stand For? . . . . . . . . . . . . . . . . . . . 7

AAccttiivviittyy 88What’s in a Word? . . . . . . . . . . . . . . . . . . . . . . . . . 8

AAccttiivviittyy 99A Library Search . . . . . . . . . . . . . . . . . . . . . . . . . . 9

AAccttiivviittyy 1100A Library Floor Plan . . . . . . . . . . . . . . . . . . . . . . 10

AAccttiivviittyy 1111Choosing and Using Reference Books . . . . . . . . 11

AAccttiivviittyy 1122Using a Thesaurus . . . . . . . . . . . . . . . . . . . . . . . . 12

AAccttiivviittyy 1133Using the Yellow Pages . . . . . . . . . . . . . . . . . . . . 13

AAccttiivviittyy 1144Creating a Table of Contents . . . . . . . . . . . . . . . 14

AAccttiivviittyy 1155Using an Index . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

AAccttiivviittyy 1166Magazines That Match Your Interests . . . . . . . 16

AAccttiivviittyy 1177Reading a Newspaper . . . . . . . . . . . . . . . . . . . . . 17

AAccttiivviittyy 1188Student Activities . . . . . . . . . . . . . . . . . . . . . . . . 18

AAccttiivviittyy 1199Internet Search . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

AAccttiivviittyy 2200Your Internet Web Site . . . . . . . . . . . . . . . . . . . . 20

AAccttiivviittyy 2211Your Apartment Likes and Dislikes . . . . . . . . . 21

AAccttiivviittyy 2222Finding Classified Apartment Ads . . . . . . . . . 22

AAccttiivviittyy 2233Reading Classified Apartment Ads . . . . . . . . . . 23

AAccttiivviittyy 2244Asking for More Information . . . . . . . . . . . . . . 24

AAccttiivviittyy 2255An Apartment Application, Part 1 . . . . . . . . . . 25

AAccttiivviittyy 2266An Apartment Application, Part 2 . . . . . . . . . . 26

AAccttiivviittyy 2277Do You Agree? Renting an Apartment . . . . . . . 27

AAccttiivviittyy 2288Consumer Choices . . . . . . . . . . . . . . . . . . . . . . . . 28

AAccttiivviittyy 2299Buy This Product! . . . . . . . . . . . . . . . . . . . . . . . . 29

AAccttiivviittyy 3300A World of Advertising . . . . . . . . . . . . . . . . . . . . 30

AAccttiivviittyy 3311Oil Change Coupon . . . . . . . . . . . . . . . . . . . . . . . 31

AAccttiivviittyy 3322Guarantees and Warranties . . . . . . . . . . . . . . . . 32

AAccttiivviittyy 3333Can You Return This Product? . . . . . . . . . . . . . 33

AAccttiivviittyy 3344Finding What You Want in a Cookbook . . . . . 34

AAccttiivviittyy 3355All Kinds of Cookbooks . . . . . . . . . . . . . . . . . . . 35

AAccttiivviittyy 3366What Does It Mean? . . . . . . . . . . . . . . . . . . . . . . 36

UUnniitt 22:: EEnngglliisshh aatt HHoommee

UUnniitt 11:: EEnngglliisshh iinn EEvveerryyddaayy LLiiffee

© 2007 Walch Publishing Everyday English Workbook

iii

Everyday English Workbook © 2007 Walch Publishing

iv

Table of Contents, continuedAAccttiivviittyy 3377

A Mixed-Up Recipe . . . . . . . . . . . . . . . . . . . . . . . 37

AAccttiivviittyy 3388Recipe Ingredients . . . . . . . . . . . . . . . . . . . . . . . . 38

AAccttiivviittyy 3399Reading Food Labels . . . . . . . . . . . . . . . . . . . . . . 39

AAccttiivviittyy 4400Eating Right with Nutrition Facts . . . . . . . . . . . 40

AAccttiivviittyy 4411Create a Nutrition Label . . . . . . . . . . . . . . . . . . . 41

AAccttiivviittyy 4422Fast Food Nation . . . . . . . . . . . . . . . . . . . . . . . . . 42

AAccttiivviittyy 4433Food Groupings . . . . . . . . . . . . . . . . . . . . . . . . . . 43

AAccttiivviittyy 4444Your Day’s Menu, Part 1 . . . . . . . . . . . . . . . . . . . 44

AAccttiivviittyy 4455Your Day’s Menu, Part 2 . . . . . . . . . . . . . . . . . . . 45

AAccttiivviittyy 4466Paycheck Vocabulary . . . . . . . . . . . . . . . . . . . . . . 46

AAccttiivviittyy 4477Pay Stub . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47

AAccttiivviittyy 4488Pros and Cons of Bank Accounts . . . . . . . . . . . 48

AAccttiivviittyy 4499Choosing Your Bank Account . . . . . . . . . . . . . . 49

AAccttiivviittyy 5500Writing Checks . . . . . . . . . . . . . . . . . . . . . . . . . . 50

AAccttiivviittyy 5511Your Checking Account . . . . . . . . . . . . . . . . . . . 51

AAccttiivviittyy 5522An ATM Map . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52

AAccttiivviittyy 5533Understanding Your Credit Card . . . . . . . . . . . 53

AAccttiivviittyy 5544Managing Your Credit Card . . . . . . . . . . . . . . . . 54

AAccttiivviittyy 5555Paying Bills Correctly . . . . . . . . . . . . . . . . . . . . . 55

AAccttiivviittyy 5566Subway Map, Part 1 . . . . . . . . . . . . . . . . . . . . . . 56

AAccttiivviittyy 5577Subway Map, Part 2 . . . . . . . . . . . . . . . . . . . . . . 57

AAccttiivviittyy 5588Reading Road Signs . . . . . . . . . . . . . . . . . . . . . . . 58

AAccttiivviittyy 5599Road Sign Colors . . . . . . . . . . . . . . . . . . . . . . . . . 59

AAccttiivviittyy 6600Sample Driver’s License Test . . . . . . . . . . . . . . . 60

AAccttiivviittyy 6611Acquiring a Driver’s License in Your State . . . . 61

AAccttiivviittyy 6622Car-Buying Terms . . . . . . . . . . . . . . . . . . . . . . . . 62

AAccttiivviittyy 6633Car-Buying Pros and Cons . . . . . . . . . . . . . . . . . 63

AAccttiivviittyy 6644What Do You Want in a Vehicle? Part 1 . . . . . . 64

AAccttiivviittyy 6655What Do You Want in a Vehicle? Part 2 . . . . . . 65

AAccttiivviittyy 6666Reading Classified Vehicle Ads . . . . . . . . . . . . . 66

AAccttiivviittyy 6677Your Classified Ad . . . . . . . . . . . . . . . . . . . . . . . . 67

AAccttiivviittyy 6688Accidents and Car Insurance . . . . . . . . . . . . . . . 68

AAccttiivviittyy 6699Thinking About Car Insurance . . . . . . . . . . . . . 69

AAccttiivviittyy 7700Insurance Costs . . . . . . . . . . . . . . . . . . . . . . . . . . 70

AAccttiivviittyy 7711Registering Your Car . . . . . . . . . . . . . . . . . . . . . . 71

AAccttiivviittyy 7722Car Maintenance, Part 1 . . . . . . . . . . . . . . . . . . . 72

AAccttiivviittyy 7733Car Maintenance, Part 2 . . . . . . . . . . . . . . . . . . . 73

UUnniitt 33:: EEnngglliisshh OOuuttssiiddee tthhee HHoommee

Table of Contents, continued

AAccttiivviittyy 7744All About Voting . . . . . . . . . . . . . . . . . . . . . . . . . 74

AAccttiivviittyy 7755Your Voting Procedures . . . . . . . . . . . . . . . . . . . 75

AAccttiivviittyy 7766Learning About a Candidate . . . . . . . . . . . . . . . 76

AAccttiivviittyy 7777Your Campaign Advertisement . . . . . . . . . . . . . 77

AAccttiivviittyy 7788Being an Informed Voter . . . . . . . . . . . . . . . . . . 78

AAccttiivviittyy 7799Tax Form Information, Part 1 . . . . . . . . . . . . . . 79

AAccttiivviittyy 8800Tax Form Information, Part 2 . . . . . . . . . . . . . . 80

AAccttiivviittyy 8811Paying Taxes: True or False? . . . . . . . . . . . . . . . . 81

AAccttiivviittyy 8822Filling Out a Form 1040EZ, Part 1 . . . . . . . . . . 82

AAccttiivviittyy 8822Filling Out a Form 1040EZ, Part 2 . . . . . . . . . . 83

AAccttiivviittyy 8833Figuring Out Taxes Owed . . . . . . . . . . . . . . . . . . 84

AAccttiivviittyy 8844Tax Help . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85

AAccttiivviittyy 8855Many Tax Forms . . . . . . . . . . . . . . . . . . . . . . . . . 86

AAccttiivviittyy 8866Health Insurance Terms . . . . . . . . . . . . . . . . . . . 87

AAccttiivviittyy 8877Your Health Insurance . . . . . . . . . . . . . . . . . . . . 88

AAccttiivviittyy 8888Medical Providers . . . . . . . . . . . . . . . . . . . . . . . . 89

AAccttiivviittyy 8899Doctors, Doctors, Doctors . . . . . . . . . . . . . . . . . 90

AAccttiivviittyy 9900Medical Terms . . . . . . . . . . . . . . . . . . . . . . . . . . . 91

AAccttiivviittyy 9911Over-the-Counter Medicine Labels . . . . . . . . . . 92

AAccttiivviittyy 9922Using Medicines . . . . . . . . . . . . . . . . . . . . . . . . . 93

AAccttiivviittyy 9933Your Emergency List and Plan . . . . . . . . . . . . . . 94

AAccttiivviittyy 9944Getting Emergency Help . . . . . . . . . . . . . . . . . . 95

AAccttiivviittyy 9955Recognizing Warnings . . . . . . . . . . . . . . . . . . . . 96

AAccttiivviittyy 9966Hazards in Your Home . . . . . . . . . . . . . . . . . . . . 97

AAccttiivviittyy 9977A Warning Label . . . . . . . . . . . . . . . . . . . . . . . . . 98

AAccttiivviittyy 9988Hazard Warnings . . . . . . . . . . . . . . . . . . . . . . . . . 99

AAccttiivviittyy 9999Emergency Room Form . . . . . . . . . . . . . . . . . . 100

UUnniitt 55:: EEnngglliisshh ffoorr HHeeaalltthh aanndd SSaaffeettyyUUnniitt 44:: EEnngglliisshh iinn tthhee CCoommmmuunniittyy


v


vii

To the StudentWelcome! This Power Basics® Everyday English Workbook is designed to be used with your PowerBasics® Everyday English student text. Each activity will help reinforce, extend, or enrich the materialin your textbook.

Reinforcement activities provide practice in what you have learned in the student text. These activities may be very similar to those in the student text, or they may take a differentapproach to the content.

Extension activities include a number of different approaches to the material and may“extend” the information a bit further. They may include critical-thinking questions, researchquestions, or real-life applications. In some cases, information that is covered briefly in thetext is developed further in the extension activities.

Since everyone learns in a different way, activities that invite the multiple intelligences are also included in this workbook. These activities help you connect to the material through approaches such as physical movement, partner and group dialogue, and visualrepresentations.

Power Basics® is designed to give you the foundation you need to do well in school and beyond. Thisworkbook builds on the material you have learned in the student text and gives you a solid skills baseto help you meet your career goals.

Unit 3: English Outside the Home • Everyday English Workbook © 2007 Walch Publishing

46

Complete each sentence with the correct word from the box.

11.. The _______________________ is the part of your check that explains why you are gettingthe amount of money in your check.

22.. Your _______________________ are the amount of money you earned for working duringthe pay period.

33.. Usually, you will be paid your hourly rate plus one half for _______________________work.

44.. The _______________________ is the time frame for which you are being paid.

55.. _______________________ is the total amount you have earned for the pay period.

66.. You do not pay tax on deductions that are paid _______________________.

77.. The tax that pays for programs that help people who no longer work is called_______________________.

88.. The amount of your earned pay less the amount of your deductions is your_______________________.

99.. _______________________ are amounts that are subtracted from your gross pay.

UNIT 3 • ACTIVITY 46PPaayycchheecckk VVooccaabbuullaarryy

NAME:

deductions

earnings

FICA

gross pay

net pay

overtime

pay period

pay stub

pretax

© 2007 Walch Publishing Unit 3: English Outside the Home • Everyday English Workbook

47

Tyrell works as assistant manager at an appliance store. Use the following information about his mostrecent work week to fill out Tyrell’s pay stub below. Write a figure on each line provided. Be sure tocalculate and fill in the figures for gross pay and net pay.

Tyrell is being paid for the week of October 16 through October 22. He was paid forhis regular work week of 40 hours at $12.00 per hour. He was also paid for 5 hours ofovertime at $18.00 per hour. He did not take any sick time or vacation this period.Tyrell paid $30.00 for his health insurance this period. He pays $52.30 for federalincome tax and $5.70 for state income tax. He also pays $42.15 for FICA and makes acontribution of $9.00 to his 401K.

UNIT 3 • ACTIVITY 47PPaayy SSttuubb

NAME:

Pay Period: ___________________________

Amount

Earnings Rate Hours This Period

Regular ______ ______ __________

Overtime ______ ______ __________

Sick ______ ______ __________

Vacation ______ ______ __________

Gross Pay: __________

Deductions

Federal Income Tax __________

FICA __________

State Income Tax __________

Health Insurance __________

401K __________

Net Pay: __________


48

Answer the following questions in complete sentences. Write your answers on the lines provided.

11.. What are some pros of having your money in a savings account?

________________________________________________________________

________________________________________________________________

22.. What are some cons of having your money in a savings account?

________________________________________________________________

________________________________________________________________

33.. What are some pros of having your money in a checking account?

________________________________________________________________

________________________________________________________________

44.. What are some cons of having your money in a checking account?

________________________________________________________________

________________________________________________________________

55.. What are some costs you might have to pay for having a bank account?

________________________________________________________________

________________________________________________________________

66.. Which type of bank account or accounts do you think are best for you? checking? savings?both? Explain.

________________________________________________________________

________________________________________________________________

________________________________________________________________

UNIT 3 • ACTIVITY 48PPrrooss aanndd CCoonnss ooff BBaannkk AAccccoouunnttss

NAME:


49

Form a team with some classmates. Each team member gets a brochure from a local bank that givesinformation about that bank’s different types of checking and savings accounts. As a group, fill ininformation on copies of the chart below about at least four different accounts. Add to or changeparts of the chart as needed to fit the information that you find. You can make a master chart bytaping the charts together, top to bottom. Discuss the pros and cons of each account’s features. Thenask yourselves: Which account would each team member choose for herself or himself ?

BBaannkk:: _________________________________

BBaannkk:: _________________________________

UNIT 3 • ACTIVITY 49CChhoooossiinngg YYoouurr BBaannkk AAccccoouunntt

NAME:

Type of Account

(Svgs/Chkg)

Minimum to Open Minimum Balance Fee If BelowMinimum Balance

Monthly ServiceFee

Number of BankLocations

Transaction Fees Transaction Limits Interest Paid (%) Charge for Checks

Type of Account

(Svgs/Chkg)

Minimum to Open Minimum Balance Fee If BelowMinimum Balance

Monthly ServiceFee

Number of BankLocations

Transaction Fees Transaction Limits Interest Paid (%) Charge for Checks


50

Read each situation. Fill out the personal check. Remember that the line that says “FOR” can be filledout or left blank.

11.. Kristy Healy went to Do-It-Yourself Home Store on May 11, 2007, and paid $89.95 for a circularsaw. She wrote a check for the entire amount.

22.. Frank Washington paid his teenage neighbor Jim Garneau $25.00 for mowing his lawn onAugust 3, 2007. Frank paid Jim with a check.

UNIT 3 • ACTIVITY 50WWrriittiinngg CChheecckkss

NAME:

181Kristy Healy33 Dogwood Ln.Lowell, IN 46356

PAY TO THEORDER OF

BANKCENTRALMuncie, IN

$DOLLARS

FOR

22-222560

�056001079� 820199915� 0181

Date

509Frank Washington303 Broad St.Portland, OR 97207

PAY TO THEORDER OF

FIRST BANKPortland, OR

$DOLLARS

FOR

22-222560

�056001079� 820199915� 0509

Date


51

Write true next to each statement about checking accounts that is correct. Write false next to eachstatement about checking accounts that is not correct. Explain each answer.

11.. The bank sends you a register each month that shows all the activity in your checking accountfor that month. ______________

______________________________________________________________________

22.. You need to write down every transaction that you make in your checking account.______________

______________________________________________________________________

33.. Withdrawals from and deposits into your checking account are called transactions.______________

______________________________________________________________________

44.. When you make a withdrawal from a checking account, you add the withdrawn amount to thecheckbook balance. ______________

______________________________________________________________________

55.. You should make sure that your checkbook register matches your monthly bank statement.______________

______________________________________________________________________

66.. The balance in your checkbook register shows you how much money you have added to youraccount. ______________

______________________________________________________________________

77.. A deposit causes a checking account balance to decrease. ______________

______________________________________________________________________

88.. An entry in your checkbook register shows an amount of money your have added to or takenout of your checking account. ______________

______________________________________________________________________

UNIT 3 • ACTIVITY 51YYoouurr CChheecckkiinngg AAccccoouunntt

NAME:


52

Choose a bank in your area where you might like to open an account. One important factor toconsider is how many ATM locations this bank has in the area where you live. If you can’t use thisbank’s ATMs, you will almost certainly have to pay a fee for each ATM transaction. Sometimes youmight have to pay two fees—one to the bank whose ATM you are using, and another one to your ownbank.

Record below the locations of your chosen bank’s ATMs in places around where you live and work.Then, mark those locations on a map of your local area. (You can find a map like this at your locallibrary or on the Internet.) Attach your completed map to the lower part of this activity sheet.

AATTMM LLooccaattiioonnss ______________________________________________________________

__________________________________________________________________________

__________________________________________________________________________

Now look carefully at your ATM map. Is this bank a good choice for your account? Why or why not?

UNIT 3 • ACTIVITY 52AAnn AATTMM MMaapp

NAME:


53

Fill in the information below about your credit card(s) or the credit card(s) of a family member.

11.. Company that issues this card: _______________________________________________

22.. Type of card (VISA, MasterCard, etc.): _________________________________________

33.. Interest rate you pay on the balance owed: _________

44.. Annual fee: ______________

55.. Credit limit: ______________

66.. What happens if you go over the credit limit: _____________________________________

______________________________________________________________________

77.. Approximate number of days you have to pay from the date you receive the monthly statement: ________________

88.. Approximate due date each month: _____________

99.. Minimum payment due each month: _____________

1100.. Late-payment fee: _____________

1111.. How to contact the card-issuing company in case of mistakes or questions: _______________

______________________________________________________________________

Bonus: Label the different parts of the credit card below. Look at a credit card to help you.

UNIT 3 • ACTIVITY 53UUnnddeerrssttaannddiinngg YYoouurr CCrreeddiitt CCaarrdd

NAME:

aa.. _______________

ee.. _______________ ff.. _____

cc.. ____________________

bb.. ______________________________________________

dd.. ______________________________________________


54

Write your answers to the questions below in complete sentences on the lines provided.

11.. What are the advantages of having a credit card? ______________________________

__________________________________________________________________

__________________________________________________________________

22.. Why might you choose a credit card that charges an annual fee? ___________________

__________________________________________________________________

__________________________________________________________________

33.. Why is it a good idea to pay the full balance that is due on a credit card each month?

__________________________________________________________________

__________________________________________________________________

44.. Why do you want to keep track of your credit limit on a credit card statement?

__________________________________________________________________

__________________________________________________________________

55.. Why do you want to pay close attention to the payment due date on a credit card statement?

__________________________________________________________________

__________________________________________________________________

66.. Why is it a good idea to save all your credit card receipts? ________________________

__________________________________________________________________

__________________________________________________________________

77.. What should you do if you find a mistake on your credit card statement?

__________________________________________________________________

__________________________________________________________________

88.. Why do you have to pay interest on the unpaid balance of a credit card account?

__________________________________________________________________

__________________________________________________________________

__________________________________________________________________

UNIT 3 • ACTIVITY 54MMaannaaggiinngg YYoouurr CCrreeddiitt CCaarrdd

NAME:

PB LA Everyday English WB.… · 2019-10-10 · Welcome! This Power Basics® Everyday English...

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Transcript of PB LA Everyday English WB.… · 2019-10-10 · Welcome! This Power Basics® Everyday English...