SOLD BY PROSPECTUS ONLY. Please read the Prospectus, which contains important detailed information, before investing. A free copy is available from your Financial Advisor or the Principal Distributor, National Bank Financial Inc., a Member of the Canadian Investor Protection Fund, at info.nbfinancial.com. Commissions, trailing commissions, management fees and expenses all may be associated with Retail Venture Capital (RVC) Fund investments which may not be suitable for all investors. RVCs are not guaranteed, their values change frequently and past performance may not be repeated. Tax credits are available to eligible investors on investments up to $5,000 annually, provided that the shares are held for at least eight years from the date of purchase. Redemption restrictions may apply. The recently elected Federal Liberal Government announced its intention to reinstate the tax credit in full.

October 2015

For more information on Golden Opportunities Fund Inc., please contact your Financial Advisor.

Choose your investment...

1 See Prospectus under “Investment Objectives” for more important information.2 Fraser Institute’s 2014 Global Petroleum Survey

Payroll Investment Plan (PIP)

Add to your retirement savings.

Turn $67 per paycheque into a $5,000 annual RRSP investment

in a strong Saskatchewan!*

MatureInnovation

Portfolio

HealthcareFacilities

Oil & Gas ManagementBuyouts

• A portfolio strategically focused across four key pillars for growth, stability and value

• Innovation portfolio: all of the upside growth plus loss protection1

PROTECTING YOUR i-SHAREwith up to 80% in loss support.1

Up to 80% loss protection to a maximum of $3.3 million.

• 100% resource focused portfolio

WEALTH OF DIVERSE RESOURCESSaskatchewan ranks 1st in Canada and 3rd

in the world for petroleum exploration and development investment potential.2

AT TENTION EMPLOYEES

PROUDLY SPONSORED BY: CONSTRUCTION AND GENERAL WORKERS’ UNION, LOCAL 180.

Payroll Investment Plan (PIP)

Reply CardFor more information, or to register to have a PIP set-up, please complete this reply card and a registered Financial Advisor will be in contact with you, or contact your Financial Advisor.

Please contact me to set up an appointment to start my PIP.

Please contact me to provide more information about Golden Opportunities Fund and to answer any questions I might have.

First Name _______________________________________________________________________

Last Name _______________________________________________________________________

Phone __________________________________________________________________________

Email ** __________________________________________________________________________

Best time to reach me is: Day Evening

Home Address ____________________________________________________________________

City / Town _______________________________________ Postal Code ____________________

Employer Name __________________________________________________________________

Union Affiliation (if applicable) _______________________________________________________

How did you hear about the Fund? Referral from a coworker Investment Seminar

Email Advertisement Other ______________________________________________

Please detach the reply card and return it. Postage is paid.

For more information visit: goldenopportunities.ca* Based on a regular biweekly investment and a marginal tax rate of 35% (minimum taxable income of $44,029). The recently elected Federal Liberal Government

announced its intention to reinstate the tax credit in full. Currently, 30% in tax credits apply to your 2015 income tax filing and 25% in tax credits apply to your 2016 income tax filing.

** By providing your email address you have provided express consent to receive electronic correspondence about Golden Opportunities Fund. For more information please read the Consent to Electronic Delivery of Documents available at goldenopportunities.ca. You may unsubscribe at any time from receiving electronic correspondence. Golden Opportunities Fund is committed to complying with Canada’s Anti-Spam Legislation (CASL) and recognizes the restrictions under CASL with respect to sending electronic correspondence.

Annual Investment Biweekly Contribution Total Annual Savings*

Biweekly Net Cost (after annual savings)

$5,000 $192 $3,250* $67

$2,500 $96 $1,625 $34

$1,000 $38 $650 $13

Payroll Investment PlanInvest RegularlyIt’s easy! Your employer will remit your contribution directly to the Fund.

Lower Your TaxesReceive immediate tax savings by collecting the 30% tax credit and RRSP savings on every paycheque instead of waiting to file your annual income tax return.

* By combining the provincial and federal tax credits with the RRSP tax savings attached to the Fund, a biweekly contribution of $67 can result in a $5,000 investment every year. Based on an annual RRSP investment, 26 pay periods per year, basic personal tax exemptions and a marginal tax rate of 35% (minimum taxable income of $44,029). Amount will vary according to your tax bracket. The recently elected Federal Liberal Government announced its intention to reinstate the tax credit in full. Currently, 30% in tax credits apply to your 2015 income tax filing and 25% in tax credits apply to your 2016 income tax filing.

Contribute $5,000 annually to your RRSP for a net cost of only $67 per paycheque*

Calculate your personal net cost per pay period by visiting goldenopportunities.ca

“ Reducing the amount of income tax taken off my cheque every pay day and directing these taxes to my Golden Opportunities Fund investment just made sense. I don’t have to use my money to buy the Fund and then wait to receive a refund. Taxes are high enough and any time I can reduce the amount I’m paying and keep the dollars invested right here in Saskatchewan, it’s a good deal.” - Randy Seeman, UMWA Local 7606

Record Year of Activity

Without the Payroll Investment Plan

Redirect $125 of Income Tax to your Golden Opportunities Fund investment

Out of pocket net cost of only $67 per pay period*

Regular Pay per Period (before deductions) $2,076 $2,076

Less: CPP and EI $135 $135

Less: Income Tax* $400 $275

Your Investment into Golden Opportunities Fund

$0 $192Net Take-home Pay $1,541 $1,474

With the Payroll Investment Plan

* The recently elected Federal Liberal Government announced its intention to reinstate the tax credit in full. Currently, 30% in tax credits apply to your 2015 income tax filing and 25% in tax credits apply to your 2016 income tax filing.** Canadian Venture Capital & Private Equity Association, August 2015

100% of your money is invested in Saskatchewan

Receive tax savings*Invest up to $5,000 into Golden Opportunities Fund and receive 30% in tax credits in addition to regular RRSP benefits!

Capital RaisedSold out again last year!• 28,000 Saskatchewan shareholders are now invested.

Capital InvestedYour money working for you!• Invested approximately $325 million in 125 companies since inception!

INVEST THROUGH THE PIP TO ENSURE

YOU GET TAX CREDITS

EVEN IF THE FUND

SELLS OUT.

SOLD OUT AGAIN

LAST YEAR!

A leader in Fund Management

Managed by Saskatchewan’s largest venturecapital and private equity Fund Manager – ranked as Top 10 Most Active Private Equity Investors in Canada!**