Payment Express

PAYMENT EXPRESSLos Angeles . London . Sydney . Auckland

www.paymentexpress.com

PORTALS, CONTENT, COLLABORATION

OVERVIEW OF PAYMENT EXPRESS TECHNOLOGY PORTFOLIO

PX

SWITCH

PX HOSTED & MERCHANT

HOSTED PAYMENTS

CONVERGED SOLUTION

PAYMENT EXPRESS CONVERGED CARDHOLDER SOLUTIONS

PX

SWITCH

PX HOSTED & MERCHANT

HOSTED PAYMENTS

THE LEADER IN PAYMENTS TECHNOLOGY

WE EMPOWERPAYMENT TECHNOLOGY FOR YOUR ADVANTAGE

SOLUTIONS

Innovative full-end-to-end cloud-based payment platform

Full Web-Based Reporting

On/Off Street Parking

Vending

POS Terminals

E-Commerce

OUR SERVICESCore disciplines for your advantage

24/7 Support Service

Business Analysis

Project Management

Development

Quality Assurance

WE EXECUTETHE ATTITUDE AND KNOWHOW TO CONSTANTLY DELIVER GREAT RESULTS

Established 1997

Offices in Sydney, Auckland

Los Angeles and London

Certified in 10+ regions with

multiple banks and schemes

All IP and infrastructure

owned by Payment Express

15,000+ merchants

Direct VISA link

More than US $40b of

payments processed in 2013

Exceeds global security

standards

Largest independent IP

Payment Gateway in

Australasia

SOLUTIONS

SERVICES

AT A GLANCE CREDENTIALS

WE UNDERSTAND PAYMENTS TO THE FULL, AND WORK WITH A LEADING NETWORK OF PROVIDERS

SCHEME PARTNERS

BANKING PARTNERS

INDUSTRY PARTNERS

VISA

MasterCard

AMEX

Diners

Discover

HOW WE

CONVERT OUR

TECHNOLOGY

FOR YOUR

ADVANTAGE

Interwoven team

skills striving to

provide the best

solutions

Product innovation.

Excellence in

deployment and

support

Openness, enthusiasm,

and a passion for customer

satisfaction

Leaders in

payment development

OUR

PEOPLE

CULTURAL

FIT

EXECUTION

OUR

VISION

PAYMENT EXPRESS GLOBAL ACQUIRER NETWORK

OUR

ESSENCEOUR

ESSENCE

Australia Canada USA Asia

American Express

ANZ Bank

Bank of Queensland (BOQ)

Bank of South Australia

Bendigo

BWA Merchant Services

Citibank

Commonwealth Bank

Diners

National Australia Bank

St George

Westpac

Elavon

Chase Paymentech

Interac (in progress)

American Express

Bank of the West

Bank of America Merchant Services

Chase Paymentech

Citibank

Deutsche

Diners

Elavon

First Data

First Horizon National

Key

PNC

Regents

Regions Bank

Suntrust

TSYS (in progress)

UMB Bank

Union Bank of California

U.S. Bank

Wells Fargo

Whitney Bank

First Data Merchant Solutions

Macau

Singapore

Brunei

Malaysia

Hong Kong

Pacific Islands New Zealand South Africa UK

American Express

Diners

Westpac Fiji

Westpac Cook Islands

Westpac Tonga

Westpac Samoa

Westpac Papua New Guinea

Westpac Niue

Westpac Vanuatu

Westpac Solomon Islands

Payment Express

American Express

ASB Bank

ANZ

Bank of New Zealand

Diners

Kiwibank

Westpac

American Express

ABSA

BOE

Diners

FNB

Nedbank

American Express

Barclaycard (incl. Ireland)

Diners

Elavon Europe

First Data

Global Payments (formerly

HSBC Merchant Services)

Lloyds TSB

Worldpay (Streamline)


USA

CANADA

http://staging.paymentexpress.com/DPS/media/images/USA/union_bank.png

http://staging.paymentexpress.com/DPS/media/images/USA/union_bank.png


NEW ZEALAND


AUSTRALIA


UK


UK

SOUTH AFRICA

PACIFIC ISLANDS

ASIA

IMPLEMENTATION

DELIVERING SUCCESSFUL PROJECTS TO OUR CLIENTS

OUR

ESSENCEOUR

ESSENCE

(BAU)

DEDICATED SUPPORT

COMPREHENSIVE MERCHANT SUPPORT

► Our support starts from and includes:

ENQUIRY APPLICATION DEVELOPMENT DEPLOYMENT POST SALES

► Dedicated and technically competent support team

► Full system monitoring, providing proactive support

► Email response turnaround <4 hours (sales and general technical support)

► 24* 7*365 support

► Removes the risk involved with the merchant storing credit card data

► Payment Express hosts and manages the payment page in its PCI

compliant data centre, which is secured by its own SSL certificate,

ensuring end to end accountability

► Supports all transaction types and processes payments in real-time

► Customisable payment page (with custom CSS)

► Suited to all sizes of merchants

► Highly cost effective and operates on an extremely robust infrastructure

► 3D Secure and CVV2 verification

► Supports multi currency transactions

► Token creation and re-billing

► Comes with Payment Manager - Payline®, to process manual payments,

refunds and generate reports

ECOMMERCE PRODUCT OVERVIEW

PXPAY 2.0 HOSTED PAYMENT PAGE


► Safe and secure way to pay for goods and services online

► Create a one –off payment utilising the online banking system

► All the bank security features are implemented

► A great alternative to credit card payments

► Payment page look and feel is customisable via online wizard

► All customer input is securely handled and passed to the bank

► Real time notification

► Two ways to integrate: A2A Standalone and A2A via PxPay 2.0

ACCOUNT2ACCOUNT


► Wide range of integration components that will allow you to accept payments from your own secure

server which include:

PX Post - XML posts directly from client application to Payment Express

PX Webservice - Simple SOAP connection

PX Fusion - Combination of PX Webservice and a form of POST directly to Payment Express

DPSAuthSSL - COM object solution

► Designed with security in mind so you never have to come in contact with sensitive credit card information

► Seamless Integration

► Token Billing Capable

► Merchants need to have their own SSL certificate with merchant hosted payment pages

► Payment page is managed and customised by the merchant

► Comes with Payment Manager - Payline®, to process manual payments, refunds and generate reports

MERCHANT HOSTED PAYMENT PAGES

E-COMMERCE OVERVIEW

E-COMMERCE SECURITY

► Our systems are managed by a world-class IT team that ensure all PCI

requirements are met

► Use of enterprise grade firewalls with IPS (Intrusion Prevention System)

► Constant, detailed monitoring of systems and network

► Testing and development completed to meet OWASP standards

► Mandatory HTTPS (SSL/TLS) on all APIs and payment pages

► Separate channels for handling standard and secure data

► Advanced products designed ground up to meet security standards

(PxPay2.0 andPxFusion)

► 3D Secure integration (Verified by Visa, SecureCode, and SafeKey)

► Mandatory CVC2 checking

► Dedicated encryption hardware for secure tokenisation

► Advanced risk management for card fraud detection

► Phishing prevention mechanisms

► Detailed payment session information tracking

http://www.paymentexpress.com.au/Products/Ecommerce/DPS_Hosted

http://www.paymentexpress.com.au/Products/Ecommerce/Merchant_Hosted

http://www.paymentexpress.com.au/Knowledge_Base/Merchant_Info/3D_Secure

FEATURES AND BENEFITS

UNATTENDED PRODUCT OVERVIEW

Payment Express is the global leader in card acceptance systems for unattended

cashless devices with over 30,000 machines connected to its network.

Payment Express owns the hardware design, intellectual property and processor

platform, ensuring end to end accountability from card swipe to bankcard provider

► Compliant with the latest global security standards:

EMV Level 1 & 2

PCI PTS 3.x

PCI RED (Secure Reading and Exchange of Data)

PA DSS v2.0

PCI PED

► End to end message encryption

► Contactless Capable

► Comes with Payment Manager - comprehensive fleet and transaction

management tools, available in real time over the internet

► Modular design to cater for all requirements

UNATTENDED PAYMENT TERMINALS



► Compliant with the latest global security standards :

EMV L1 and L2 certified

PCI SRED (Secure Reading and Exchange of Data)

PA DSS v2.0

PCI PTS 3.x

► Highly integrated secure processor

► Hardware accelerated encryption (Triple DES, RSA and AES)

► DUKPT key management

► End-to-end encryption of all data

► Secure FIPS140 rated micro with active tamper

► Contactless Capable with BRF210

► Employs 3DES encryption with tamper detection

► Real time monitoring and proactive alerting systems

► 24*7*365 support

► Certified with leading parking manufacturers

SCR200 & MODULAR SYSTEM


SCR200 SECURE CARD READER

► Combined magnetic stripe card and ICC (chip card), reader

► End-end encryption of all data

► Robust anti-tamper zinc design

► Employs industry leading 3DES encryption with tamper detection

► Designed to combat skimming attacks

► Rapid transaction processing time - sub 3 second online authorisation

► 32-bit ARM7 crypto-processor

► 2 SAM interfaces

► 4 RS232 serial ports

► Size - 100.2mm (w) x 71.2mm (h) x 140.2mm (l)

► Real time monitoring and proactive alerting systems

► Certifications: EMV Level 1 & 2

PCI PTS 3.x

PCI SRED (Secure Reading and Exchange of Data)

PA DSS v2.0


SKP200 KEY PAD

► Certified with leading parking manufacturers

► 32-bit ARM7 crypto-processor

► RS232 serial port

► Robust zinc design

► Backlit plastic keys

► 2.6” monochrome LCD display, 128 x 64 pixel

► Rear mount metal bezel

► Size - 92mm (w) x 139mm (h) x 31.7mm (d)

► Accepts PIN transactions

► Contactless Antenna (optional) with BRF210

► PCI PTS 3.x certified


BRF210 CONTACTLESS ANTENNA

► Supports contactless payments with visa PayWave,

MasterCard Pay Pass, American Express and Discover

► Contactless card interfaces - ISO14443A/B

► Supports closed loop proprietary payment cards (e.g

MiFare)(with firmare update)

► FeliCa (with firmare update)

► SAMs card interfaced - optional (external)

► 2 RS232 serial ports

► 4 display LEDs - vertical or horizontal orientation

► DC Input 5Vdc to 40Vdc

► 3W max power consumption

► Size - 95mm (w) x 85mm (h) x 22mm (d)

► Certifications: EMV Contactless L1 & L2

PayPass 2.1/ 3.x

PayWave 2.1

INTEGRATED EFTPOS OVERVIEW

UNATTENDED TERMINAL SECURITY AND ENCRYPTION

► Superior software and key loading procedures helps mitigate risk

► Confidential data is only handled by volatile memory

► Advanced cryptography is used to encrypt card data at the point of

swipe

► Every card is encrypted using a unique dynamically generated key

► The POS software receives and transfers the encrypted data via a

secure channel to the Payment Express server

► The terminal features a compact, robust design with tamper

detection

► If tamper is detected, all encryption keys are erased from the

terminal

► PCI 3.1 SRED (Secure Reading and Exchange of Data)

► EMV L1 and L2 certified

► PA DSS v2.0 certified



► Leading broadband EFTPOS solution

► Fully integrated system – EFTPOS works in harmony with your POS

► USB Plug and Play – easy to install

► Contactless

► Significant cost savings and value adding features

► Exceeds all global security standards and future proofs against new mandates

► 24*7*365 standard support

► Create detailed reports of all EFTPOS transactions in real time with our feature

rich web based reporting tools

BROADBAND EFTPOS

iWL250

iPP350


INGENICO IWL250 WIRELESS TERMINALFEATURES AND BENEFITS

► Mobile handset with full set of payment capabilities, including

contactless enabled

► Meets EMV and PCI security standards

► Outstanding battery life

► Fast, fully integrated printer

► TFT colour display

► Integrated with all leading POS systems

► Reduce reconciliation time with Payment Express’ feature rich

web based reporting tools

► Supports both GPRS and Bluetooth

► Lightest and smallest wireless terminal on the market


INGENICO IPP350 PINPAD

► Lightweight, stylish and compact

► TFT colour display

► Plug and Play Contactless payment module

► USB Plug and Play or RS232 powered

► Kensington security slot anti-theft system

► Paymark certified and fully EMV compliant

► PCI PTS V3 certified

► ARM7 crypto processor dedicated to handle all security-based

functionality

► Reduce reconciliation time with Payment Express’ feature rich web

based reporting tools

► Integrated with all leading POS systems

► Tailored design for the retail market


RECURRING BILLING

► Automate recurring transactions quickly, simply and securely using a number of

PCI DSS compliant options:

API Integration

Batch Processor

Payment Express Tokenised Payments

Payline

► Eliminates the need to store sensitive credit card data

► Supports tokenised payments

► PCI DSS compliant options


► Two options for batch processing:

CSV Spreadsheet Batch Upload via Payline

Payment Manager Batch Processor

► Capable of processing thousands of transactions in one batch job

► PCI DSS compliant

► Supports all transaction types eg purchase and refunds

► Supports tokenised payments for PCI compliance

► Easy to reconcile transactions using Payment Express’ feature rich web

based reporting tools

BATCH PROCESSING


IVR - TELEPAY

FEATURES AND BENEFITS► Easy to use, dial a single phone number to

process your payment

► Fully PCI-DSS compliant

► Customise your own voice prompts to fit with your

organisation

► Real-time notification response of each and every

transaction

► Alert notification via email/text for any downtime

► Available to customers 24*7*365


PAYMENT MANAGER - PAYLINE®

CLOUD REPORTING PORTAL

► Recurring Billing

► Set and forget payments

► Ability to view and report on all transactions in real time

► Comes with reporting functionality that allows quick and easy

reconciliation

► Billing Vault – Secure Storage of credit cards

► Process mail order / telephone orders

► Scalable – perfect for call centres

► Multiple logins with difference privileges

► Each individual Payline user can be configured with privileges to meet

their required needs

► Manage transactions and devices in real time

CONTACT DETAILS

OUR

ESSENCEOUR

ESSENCE

TECHNICAL SUPPORT

► Global Email: [email protected]

► NZ Phone: 0800 729 6368 or +64 9 309 4693

► AU Phone: 1800 006 254 or +61 2 8268 7700

► US Phone: 1 877 434 0003 or +1 310 670 7299

► UK Phone: 0800 088 6040 or +44 20 3176 5551

STRATEGIC PARTNER RELATIONSHIP MANAGER

► Darren Ede

► Email: [email protected]

► AU Direct Dial: +61 2 8268 7710

mailto:[email protected]

mailto:[email protected]

Payment Express

Business

Transcript of Payment Express