Swift Money

Here at Swift Money we provide a convenient way for you to apply for the money you need from

the comfort of your own home. The amount of growth that we have experienced over the past

four years, we largely owe to our transparent and efficient service. There are no secrets, no

hidden fees and no stress.

Our main objective is to save as much hassle as possible that is involved with searching and

applying for a short term loan with multiple payday lenders. Just one application with Swift

Money along with an online decision can be completed within a matter of minutes.

Throughout the current financially challenging climate, we have been able to provide payday

loans to thousands of customers throughout the UK. We also process each application with a

strict sense of urgency.

Swift Money have access to a large network of payday lenders, making for very high success

rates whilst removing the inconvenience of searching and applying with multiple payday lenders

until you find a match. Allow Swift Money to help you get through a difficult financial time by

applying for a short term loan today.

Repayment & Collections

Collections Process: If at any point during the term of your loan you feel that you will have

difficulty in repaying what you owe, you must contact the lender immediately. You will be able to

discuss repayment options and avoid missing your repayment date completely.

If you fail to notify the lender of your difficulties and miss your repayment date, your details

could be forwarded onto debt recovery agencies to recover the debt. This action is not taken

lightly and is always a last resort.

Implications of Non Payment: Again, if you are struggling, or feel that you may struggle to

meet your repayment date, you need to contact the lender immediately. If you do not do this and

you fail to meet the agreed repayment date, this could adversely affect your credit score and will

harm your chances of obtaining credit in the future.

If you do miss your repayment date interest and charges may also be applied. In this instance

lenders will always try to contact you via telephone or letter in order to recover the funds or to

arrange an alternative repayment solution.

Late Payment: Where you feel that you may have any difficulty in repaying your loan on the

pre-arranged date, you will need to contact your lender immediately. You will be able to

rearrange your repayment date to a more suitable time (this may result in a small charge being

added on to the total amount due). The late payment fee could vary from £1 to £15, completely

dependent upon the delay and the lender.