OUR SAVIOR’S & MELO LUTHERAN CHURCHESfiles.constantcontact.com/52db67db001/4c38f7b0-2...astor:...

10
At The Crossroads ~ Community Worship Series for Lent – 2017 Many of those involved in the story of the Passion of Christ came to a crossroads and had to decide which way to go. Some chose well, some did not. The stories of these experiences at various crossroads help us to know what to do when we en- counter similar situations in our own lives. We hear how Christ and his cross lead us to follow the path of God’s will. * All services will be held at 7 pm * March 1 Our Savior’s Lutheran Church Pr. Janet Warnes Ash Wednesday March 8 Grace United Methodist Pr. Dann Pageler Betrayal 6 pm Soup Supper at Grace UMC, sponsored by ‘Women of Grace’ March 15 Our Savior’s Lutheran Church Fr. Emmanuel Sylvester Judgment 6 pm Soup Supper at OSL, sponsored by 7 th & 8 th Grade Confirmation Classes March 22 St. Peter & Paul Catholic Church Pr. Brian Schanil Compassion March 29 First Lutheran Church Pr. Janet Warnes Declaration April 5 Warren Assembly of God Pr. Ron Warnes Obedience April 9 Warren Covenant Church Community Cantata March 2017 OUR SAVIOR’S & MELO LUTHERAN CHURCHES Would you like to share an Easter Lily in honor or memory of a friend or loved one? Lilies are needed to decorate the sanctuary at OSL on Easter Sunday. Check the bulletin in the next few weeks for an order form and more details. Easter lilies Pastor: Rev. Janet Warnes [email protected] Office: 745-4478 Cell: 507-458-1960 Visitation & Adult Ed Rev. Ron Warnes Cell: 507-459-0943 Part-Time Youth Director: Heather Goroski [email protected] Cell: 201-0019 Secretary: Wanda Gubrud Hours: M,Tu, Th, F 8:30-2:30 [email protected] Office: 745-4478 OSL Custodian: Mike & Leanne Novacek Mike: 201-1065 Leanne: 201-1064 Sunday Worship Times: Melo Worship 9:00 am OSL Sunday School and Adult Bible Study 9:30 am Melo Sunday School and Coffee Fellowship 10:00 am OSL Coffee Fellowship 10:15 am OSL Worship 10:45 am A video of OSL Sunday wor- ship can be seen Mondays at 3:30 pm on cable channel 13 & on YouTube. The worship service is streamed live also. A link can be found on the church website and archived services can be viewed as well: www.oursaviors-melo.org March 23rd 2 a.m. Sunday, March 12th LENTEN SERVICE SOUP SUPPERS On March 8 at 6 pm, there will be a Soup Supper at Grace Methodist. On March 15 at 6 pm at OSL, the 7th & 8th grade Confirmation youth will host a Soup & Sandwich supper. * Free will donation for both events * Volume 57, Issue 3 MELO BAKED POTATO DINNER Sunday, March 26 ~ 10:30 am to 1:00 pm Menu: Baked potatoes & toppings, Salad, Beverage & Bars. Free-will Donation ~ All are welcome!

Transcript of OUR SAVIOR’S & MELO LUTHERAN CHURCHESfiles.constantcontact.com/52db67db001/4c38f7b0-2...astor:...

  • At The Crossroads ~ Community Worship Series for Lent – 2017 Many of those involved in the story of the Passion of Christ came to a crossroads and had to decide which way to go. Some chose well, some did not. The stories of these experiences at various crossroads help us to know what to do when we en-counter similar situations in our own lives. We hear how Christ and his cross lead us to follow the path of God’s will.

    * All services will be held at 7 pm *

    March 1 Our Savior’s Lutheran Church Pr. Janet Warnes Ash Wednesday March 8 Grace United Methodist Pr. Dann Pageler Betrayal

    6 pm Soup Supper at Grace UMC, sponsored by ‘Women of Grace’ March 15 Our Savior’s Lutheran Church Fr. Emmanuel Sylvester Judgment

    6 pm Soup Supper at OSL, sponsored by 7th & 8th Grade Confirmation Classes March 22 St. Peter & Paul Catholic Church Pr. Brian Schanil Compassion March 29 First Lutheran Church Pr. Janet Warnes Declaration April 5 Warren Assembly of God Pr. Ron Warnes Obedience April 9 Warren Covenant Church Community Cantata

    March 2017

    OUR SAVIOR’S & MELO LUTHERAN CHURCHES

    Would you like to share

    an Easter Lily in honor or

    memory of a friend or

    loved one? Lilies are

    needed to decorate the

    sanctuary at OSL on

    Easter Sunday. Check

    the bulletin in the next

    few weeks for an order

    form and more details.

    Easter l i l i e s

    Pastor:

    Rev. Janet Warnes

    [email protected]

    Office: 745-4478

    Cell: 507-458-1960

    Visitation & Adult Ed

    Rev. Ron Warnes

    Cell: 507-459-0943

    Part-Time Youth Director:

    Heather Goroski

    [email protected]

    Cell: 201-0019

    Secretary:

    Wanda Gubrud

    Hours: M,Tu, Th, F 8:30-2:30

    [email protected]

    Office: 745-4478

    OSL Custodian:

    Mike & Leanne Novacek

    Mike: 201-1065

    Leanne: 201-1064

    Sunday Worship Times:

    Melo Worship 9:00 am

    OSL Sunday School and

    Adult Bible Study 9:30 am

    Melo Sunday School and Coffee Fellowship 10:00 am

    OSL Coffee Fellowship 10:15 am

    OSL Worship 10:45 am

    A video of OSL Sunday wor-ship can be seen Mondays at 3:30 pm on cable channel 13 &

    on YouTube. The worship service is streamed live also.

    A link can be found on the church website and archived

    services can be viewed as well:

    www.oursaviors-melo.org March 23rd 2 a.m. Sunday, March 12th

    LENTEN SERVICE SOUP SUPPERS

    On March 8 at 6 pm, there will be a

    Soup Supper at Grace Methodist.

    On March 15 at 6 pm at OSL, the

    7th & 8th grade Confirmation youth

    will host a Soup & Sandwich supper.

    * Free will donation for both events *

    Volume 57, Issue 3

    MELO BAKED POTATO DINNER

    Sunday, March 26 ~ 10:30 am to 1:00 pm

    Menu: Baked potatoes & toppings, Salad, Beverage & Bars.

    Free-will Donation ~ All are welcome!

  • During the month of March, we enter the Lenten Season. We begin the 40-day journey to the cross. Lent finds its end in Holy Week.

    This year we are participating in area-wide services considering the Crossroads. Join us for a special series. Each Wednesday service in the series reveals in some way how Christ and his cross leads us to decide the path of God’s will for our many crossroads in life.

    Lent begins with a service on March 1 which is Ash Wednesday. In this service David reaches a crossroads of confession and confesses his sins to the Lord. We will also have the Imposition of Ashes.

    The complete Wednesday Lenten Schedule is included in the newsletter on page 1. It promises to be a rewarding and renewing time of worship.

    On Sunday mornings we focus on the last days in the life and ministry of Jesus. Children will have a special series and bulletin included in the service.

    As Spring begins, renew your faith.

    See you in worship!

    Your friend and pastor, Pastor Janet Warnes

    YOUTH ALERT:

    9th grade Confirmation meets on Sunday, March 12

    at 11:45 am at OSL to continue on our Faith Journey.

    Youth Board met on Feb 27 to plan youth events for

    March, April and May. See page 4 for details.

    YOUTH MISSION TRIP INFO - June 17 to June 23,

    Washington D.C. Ministry Group - Youth Works, mis-

    sion trip leaders for Youth for decades. 5-star rating.

    Ministries: 6 am to 6 pm - Construction, painting &

    clean-up; Homeless shelter & Retirement home minis-

    try; Inner-city Shelter/Children’s Ministry/Inner-city

    Community Picnic planning; Morning & Evening de-

    votions/Worship and more.

    Accomodations: Sleep on church floor and shower at

    YMCA. Evening Events: Tour National Monuments

    (free of charge). Cost: $800-$1000 per person.

    SPRING IS JUST AROUND THE CORNER

    In the church we celebrate The Blessing of the Seed

    on Sunday, April 2. It is important that we recognize

    the role we play in caring for creation. As we care

    for our environment we ultimately care for people.

    Our natural resources, given by God, will provide

    clean air, clean water and tillable land.

    Ways to care for our environment:

    (1) Recycle paper and plastic

    (2) Recycle aluminum

    (3) Arrange for an energy audit

    (4) Turn off lights when not in use

    (5) Update to natural cleaning supplies

    (6) When renovating, consider using recycled building materials

    SPIRITUAL GIFTS: What are yours? Please go online and take the in-

    ventory at: http://elca.org/dem/evangelism/leaders/

    assess4int_spiritgifts.html and see where you come

    out. Then come visit the Pastor about the results.

    OUTREACH:

    If you would like to join one of the churches or know

    of someone who would, please let the Pastor know.

    PASTORAL ACTS:

    Baptism: Feb 5, 2017 - Lola Gene

    Vongroven, daughter of Matt & Ashley

    Vongroven (OSL)

    Funeral: Feb 7, 2017 - Jim Nicholls

    (OSL)

    Committal: Feb 17, 2017 - Teresa

    Morkassel - Greenwood Cemetery

    (Pr. Ron)

    AFTERTHOUGHTS:

    **The 2017 OSL Yellow Pages are available for pick-

    up in the file folders in the Narthex. If you have any

    changes or corrections to be made please notify the

    church office. The servant group lists can also be

    found on the church website and will be updated

    soon to reflect recent changes and additions.

    P A G E 2 O S L / M E L O F A I T H C O N N E C T I O N FROM THE PASTOR:

  • er the robes for the seniors will be in by then. The

    committee will meet again in March.

    Property and Management: Matt Vongroven com-

    pleted the sheetrock repair in the Sanctuary and

    women’s bathroom in the basement.

    Kaitlin made a motion to approve the committee

    reports, Tony seconded, motion carried.

    Old Business: The purchasing of a sign for Melo’s

    Anniversary was discussed.

    New Business: Ballot of Election of Officers:

    President: Sharon Nelson Vice President: Tony Johnson Secretary: Katie Benson Treasurer: Amanda Liebersbach Mike made a motion to cast the ballot for the elec-tion of officers as listed above, Kaitlin seconded, mo-tion carried. Kaitlin made a motion to hire Dewey Swanson to

    paint the women’s bathroom and the northwest

    entryway, Tony seconded, motion carried.

    The council will be installed on March 26th

    .

    The council discussed a weather cancellation policy.

    The congregation currently has a policy to cancel

    services if there is a blizzard warning. The council

    decided not to add a temperature cancellation poli-

    cy. The council encourages the congregational

    members to use their own discretion as to whether

    they attend services when it is cold. Tony will look

    into a free texting service so one way of communi-

    cation of cancelled services could be via text.

    Committee Elections:

    Stewardship: Sharon Nelson Property & Management: Tony Johnson, Mike Miller Worship & Evangelism: Kaitlin Barbosa Education: Travis Hanel Communion Servers: March 5: Mike, Katie, Sharon

    March 19: Tony, Travis, Kaitlin

    The next council meeting will be held on March 14,

    2017 at 7:00 pm. Mike made a motion to adjourn

    the meeting, Tony seconded, motion carried. Meet-

    ing was adjourned at 8:25 pm after a prayer led by

    Pastor Janet.

    Respectfully submitted, Katie Benson.

    Our Savior’s Lutheran Church

    Council Meeting Minutes (unapproved) The February 14, 2017 OSL meeting was called to

    order at 7:15 pm by President Council Chair, Sharon

    Nelson. Pastor opened with a devotion and prayer.

    Attending: Pastor Janet, Kaitlin Barbosa, Mike Miller,

    Katie Benson, Sharon Nelson, Tony Johnson.

    Absent: Travis Hanel, Amanda Liebersbach.

    This month’s agenda and last month’s meeting

    minutes: Tony made a motion and Mike seconded,

    to approve this month’s agenda and last month’s

    meeting minutes, motion carried.

    Treasurer’s Report: Katie made a motion to approve

    the treasurer’s report, Tony seconded, motion car-

    ried.

    Pastors’ Reports: Pastor Janet made 6 nursing home,

    7 hospital visits, 3 homebound visits, and there are 3

    prospective members. There was one baptism and

    one funeral. The youth have a planning meeting on

    February 22nd

    . The Lenten services have been

    planned. New Member Sunday will be on March 5th

    .

    Youth Leadership Sunday will be on March 12th

    . The

    fifth graders will have 1st Communion classes on

    March 19th

    and March 26th

    .

    Pastor Ron and Pastor Janet have completed all

    homebound visits for January. There are 46 on the

    homebound list now. There are nine on the prayer

    list. Pastor Ron has led the Men’s Bible Study with

    Pastor Janet and participated in a number of congre-

    gational events including Nursing Home Services,

    Nursing Home ER calls, Warren Ministerial and the

    onfirmation Field Trip.

    Pastor Janet has requested vacation on Thursday,

    February 16th

    for her daughter’s birthday.

    Mike made a motion to approve the Pastor’s reports,

    Tony seconded, motion carried.

    Committee Reports:

    Stewardship: The committee will be meeting soon.

    Worship and Evangelism: The committee met on Jan-

    uary 13, 2017. Services and hymns have been

    planned. Altar Guild has been planned as well.

    Education & Youth: The committee met in February

    and discussed VBS and the upcoming Sunday School

    Easter Program which will be on Palm Sunday, April

    9th. Senior Recognition Sunday has been moved to

    May 7th

    and so the committee is looking into wheth-

    P A G E 3 V O L U M E 5 7 , I S S U E 3

  • March Youth Newsletter Acolytes

    Mar. 1—(Ash Wednesday) Zoe Berndt

    Mar. 5—Brooklyn Porter & Spencer Wittman

    Mar. 12—Hunter Kasprowicz

    Mar. 15—(Lenten Service) Kyle Kleinvachter

    Mar. 19—Lindsey Bring & Sydney Bring

    Mar. 26— Sophia Maruska

    *Please remember that if you are unable to acolyte on your sched-

    uled Sunday, it is your responsibility to find a replacement or trade.

    Try calling the person before or after you to trade. Thank you.

    Confirmation

    Mar. 12– 11:45 am 9th

    grade Note: Confirmation students, please attend Lenten services.

    YOUTH LEADERSHIP PRACTICE

    On scheduled Wednesdays at 5:50 pm, the 6 - 12th grade Youth are invited to meet at OSL to help plan & practice for our Youth Leadership Sundays. We meet and you get to choose the music, who is go-ing to read, usher, do special music, etc. The Youth will lead the worship service on March 12, April 16

    (Easter Sunrise Service) and May 7. Come join us!

    SOUP AND SANDWICH SUPPER The 7th & 8th grade youth will be serving soup and

    sandwiches at 6 pm, (prior to the Lenten service) on

    March 15th at OSL. Students should be at the church

    at 5:30 pm. Please remember the bars or sandwich

    filling you were asked to bring! The church will

    provide the soups, buns, beverage and paper goods.

    Contact Pastor Janet with any questions.

    9x13 pan of bars Sandwich filling for 24

    Lindsey B, Hunter K, Zoe B, Kirby K, Kyle K,

    Patrick M, Spencer W, Sophia M, Brooklyn P

    Jakob W

    P A G E 4

    SCOUTING FOR FOOD on MARCH 25

    Youth will meet at OSL on Saturday, March 25th

    for the annual food drive with the Scouts.

    JR. HIGH YOUTH GATHERING The Middle School (6

    th – 8

    th) Youth Gathering will be

    held Friday, April 28th

    – Sunday April 30th

    at Young

    Life’s Castaway Club on Pelican Lake, near Detroit

    Lakes MN. Cost: Early bird is $95 by 5 pm April 3rd

    ;

    registration Apr 4 to 21 is $125. There will be awe-

    some presenters, music, dance, food, fellowship, a t-

    shirt and much more! Please let Heather or Pr. Janet

    know if you are interested in attending. More info

    will follow once you are registered.

    YOUTH LOCK – IN

    On Friday, March 31st at 10:00 pm until Saturday,

    April 1st at 8:00 am there will be a Lock-In at OSL for

    Youth grades 6 to 12. Watch for details!

    LOOKING AHEAD

    Looking ahead to May, there will be a Campfire at

    the Parsonage for Youth on May 31st from 9-11 pm.

    Look for these web sites to stay informed…

    pathwaysbiblecamp.com

    parkriverbiblecamp.org

    Part-Time Youth Director— Heather Goroski

    Cell: 201-0019 Email: [email protected]

    Like us on FaceBook and check out the Youth Info on the church website:

    www.oursaviors-melo.org

    O S L / M E L O F A I T H C O N N E C T I O N

  • P A G E 5

    16 Olivia Strickler

    17 Stacy Laudal

    Jesse Pineda

    19 Malley Maurstad

    20 Sophia Hanel

    David Peyton

    21 Kaitlyn Anderson

    IreLynn Pollestad

    A– Russell & Clarice Demeyere

    22 Ben Gubrud

    Matthew Hanel

    23 Joel Flaten

    24 Dayle Anderson-Scherber

    Alex Hebert

    25 Austin Owens

    26 Mylo Carlson

    Maggie Melgard

    28 Kelsey Carriere

    Chuck Greentree

    Nancy Mattson

    Wyatt Myrfield

    29 Zoey Boman

    HollyAnn Carlson

    Pete Hanson

    30 Mara Hanel

    31 Brenna Benson

    Dustin Marquis

    Mike Slusar

    1 Tim Strickler

    2 Erich Rittmann

    3 Shawn Miller

    4 Dakota Miller

    5 Jean Leverington

    Bernie Pollestad

    6 Savannah Bishop

    8 Brody Andrzejewski

    Grace Loeslie

    9 Rhett Reinier

    10 Ivory King

    Aubrie Roley

    11 Ethan Zutz

    12 Ernie Slusar

    13 Brittney Palm

    Zach Riopelle

    Sandra Solvik

    14 Bethany Oberg

    15 Kelly Myrfield

    A– Jim & Diane Johnson

    V O L U M E 5 7 , I S S U E 3

    March birthdays & anniversaries

    If your birthday or anniversary is missing or incorrect, please notify the church office.

    Parents, please note: First Communion Classes: Fed and Forgiven

    Classes for the 5th

    grade will be offered April 23 & April 30 at 11:45 am at

    OSL for those desiring to have their First Communion. First Communion

    Sunday is May 7, 2017.

    7TH & 8TH GRADE CONFIRMATION students & parents:

    Confirmation classes attend Lenten services. Wednesday, March 15, the

    7th & 8th grade serve the Soup Supper at OSL. Be at the church at 5:30 pm.

    The students should bring the item assigned to them. Thank You!!

    9TH GRADE CONFIRMATION students:

    9th grade Confirmation class meets on Sunday, March 12 at 11:45 am to continue our Faith Journey.

    SENIORS:

    Please watch the mail for scholarship letters & application; they will be sent out soon and due April 1st.

    FIRST COMMUNION CLASSES: APRIL 23 AND 30 AT 11:45 AM.

  • February is a short month to begin with so I don’t know why it had to just fly by. We are missing three of the ladies as they are in their winter havens. But the work goes on...

    We completed our Thrivent grants. We called our project “Quilting, to wrap those in need in Love”. We called the Northland Mission and asked for their most urgent needs: warm stocking caps, gloves, men’s socks, and personal care items. Ilayne Po-tucek, along with chauffeur Jack and yours truly went shopping. Two women with a $250 debit card from Thrivent— oh, we had fun! We spent it all, pur-chasing 18 stocking caps, 24 pairs gloves, 54 pairs of men’s socks, men’s handkerchiefs, deodorant, tooth-paste, and many other personal care items. We also had some donations of mittens and scarves. Thank You! We also sent 8 quilts. Gladwin Lynne delivered

    P A G E 6

    it all and we have received a thank-you card from the Mission.

    Our second project was for the St Gianna’s Maternity Home. Our driver was Marilyn Chruzsch and we deliv-ered to Grand Forks, where a house mother met us in the Walmart parking lot. We gave them 8 baby blan-kets, 280 disposable diapers, 15 receiving blankets, 10 pairs socks, 8 onesies, 8 cloth diapers, 1 sweater and 2 outfits. We have also received a thank-you card from St. Gianna’s. Both they and the Mission are so appre-ciative of our gifts to them.

    Yes, we have been busy! Now it’s time to make the Lutheran World Relief quilts. The first Saturday in May is the delivery date for them. Did I say we are busy?! Please come join us on Tuesdays from 1-4 pm at OSL.

    Mission Action

    Lector: Coffee Hosts/Flowers: Nursery:

    Mar. 1—Karen Poverud Mar. 1—Linda C, Heather G, Deb S, Shawn S Mar. 5 & 26—Julie Rittmann

    Mar. 5— Karen Poverud Mar. 5—Deb Schmidt, Deb Zutz Mar. 12 —Attend your own children

    Mar. 12—Youth Mar. 12—Linda C, Janice Grochow, Ilayne Potucek Mar. 19—Samantha Conely

    Mar. 15—Holden Evening Prayer Mar. 15—Linda C, Samantha C, Heather G, Janice G Communion Servers:

    Mar. 19—Janice Grochow Mar. 19—Linda Conely, Samantha Conely Mar. 5—Katie B, Mike Miller, Sharon N

    Mar. 26—Keith Poverud Mar. 26—Heather Goroski, Shawn Spidahl Mar. 19—Kaitlin B, Travis H, Tony J

    Song Leader: Ushers: Communion Bread:

    Mar. 1—Travis Hanel Mar. 1—Mike Goroski, Keith Poverud, Loren Zutz Mar. 19—Karen Poverud

    Mar. 5—Katie Benson Mar. 5—Curt Anderson, Janice & Willis Grochow, Keith Poverud Melo Custodian:

    Mar. 12—Betty DuBore Mar. 12—Curt Anderson, Youth Mar. 5—Pete Solvik

    Mar. 15—Travis Hanel Mar. 15—(Lenten Service) Casey Conely, Tim Conely, Mike Goroski Mar. 12-19—Cole Wittman

    & Wayne Torgerson Mar. 19—Curt Anderson, Casey Conely, Tim Conely, Willis Grochow Mar. 26—Mylo Carlson

    Mar. 19—Bobbi Mischel Mar. 26—Curt Anderson, Mike Goroski, Keith Poverud, Erich Rittmann,

    Mar. 26—Julie Rittmann Wayne Spidahl

    Rides to Church: Open

    O S L / M E L O F A I T H C O N N E C T I O N

    MARCH SERVANTS

    Miss ion action

    Friends gather together to cut, sew, iron, and tie.

    Quilting until the afternoon goes by.

    Lots of stories and laughter keep us amused. Always a dish to share

    from rhubarb recipes well-used.

    We’re not a bunch of Legos, a group with interchangeable parts.

    We’re women; friends with quilter’s hearts.

    Here we treasure the gifts in each other we discover, For we know everyone has value,

    offerings to finish the cover.

    We gather scraps, no longer serving usefully.

    With vision deep, we see the possibility.

    This one with that one and ooh, ahh, oh, the resulting beauty.

    Whether it is by vision, planning, or trial and error,

    Each quilt is finished and sent with a prayer. This is how quilters give hugs near or far.

    Simply quite amazing,

    their hugs may even reach from heaven above, If only you’ll wrap yourself

    in a quilt handmade with love.

    A Tribute to the Quilters

  • P A G E 7 V O L U M E 5 7 , I S S U E 3

    Receipts

    General Offering $11,510.71

    Melo Pastor Exp/Pension $ 540.41

    Melo Parish Expense $ 4,497.01

    Project 2000/Bldg Fund $ 390.00

    Mission Fund $ 20.00

    Endowment Fund $ 40.00

    Sunday School $ 25.00

    Youth Group $ 100.00

    Living Lutheran $ 21.00

    Total Income $ 17,144.13

    Expenditures

    Pastor Exp/Pension $3,669.95

    Salaries $8,893.45

    Buildings $1,320.64

    Church Repair/Maint $ 16.98

    Education $ 502.42

    Worship & Music $ 164.02

    Office Supp/Postage $ 167.40

    Office Repair/Maint $ 142.37

    Custodial Supplies $ 110.74

    Bank Service Charges $ 7.50

    Total Expenditures $ 14,995.47

    Net Income $ 2,148.66

    Other OSL Accounts

    General Fund $ 25,255.52

    Mission Fund $ 7,747.32

    Proj 2000/Bldg Fund $ 13,254.14

    Money Market Fund $ 57,937.22

    Memorial Fund $ 8,680.71

    Servant Group $ 6,132.03

    OSL Bell Ringers $ 688.23

    Financial products for the ages ~ Choosing the right product for your life stage No matter where you are in your life, you have a lot of decisions to make. When to buy your first house. What school to attend. Is it the right time for a job change? As things change in life, those changes influence your financial decisions, too. Below is an overview of the financial information you should be aware of and consider during the various stages in your life. This is intended to be informative only, and everyone’s needs will vary based on their situation. You should always seek advice from a licensed professional when considering the purchase of financial products. 20s In your 20s, you’re usually just starting off in your first job and struggling to make ends meet; beginning to build a financial portfolio is probably not at the top of your to-do list. However, this can be a critical time as it can set your financial foundation for the rest of your life. A top priority should be building an emergency savings account to help you get through an unexpected loss of a job or a large and unexpected financial obligation. This should be separate from your normal savings and should only be drawn from under extraordinary circumstances. Also consider looking into disability income insurance to make sure your income and savings are both protected if you were unable to work due to a long-term illness or injury. Also, this can be a time to start an investment portfolio, if you have the means, as the longer you’re invested the greater potential for long-term growth. Work with a financial professional to ensure your investments align with your appropriate level of risk for your situation. 30s Your 30s are the prime time to continue building a solid financial future. Hopefully you’re comfortable in your career, perhaps have gotten mar-ried and may even have begun building a family. This is when your financial options start to open up and you may want to think about life insur-ance to offer protection for your family’s future against an unexpected death and loss of income. Term insurance for yourself and coverage for your children are usually affordable, easy to get and can offer additional financial protection for you and your family. This is also when you should be serious about your savings plans. Retirement savings should be at the top of your mind as you’ve started to make more money in your 30s and are becoming more comfortable navigating your bills and expenses. IRAs, 401(k)s, annuities and other retirement savings tools are im-portant for you since the earlier you start saving, the more you accumulate. And it’s never too early to think about college savings for children. 40s In your 40s, many people have teenage children, tackle new challenges and opportunities in their professional lives and have established a level of income they can rely on comfortably. You can work with your child to investigate the various options (savings, aid, loans, grants, etc.) to help pay for post-secondary education. This might be a time to consider additional life insurance, as your assets and need for protection have grown. Since you’re probably about halfway through your career, you should also keep an eye on retirement and your overall retirement strategy. 50s Your 50s are an exciting time in your financial life. Your children have probably left the nest and retirement is just around the corner. You should think about establishing a floor of guaranteed income, possibly by purchasing an annuity or insurance product, to meet your essential expenses that will continue into your retirement. This is the time to consider how you want to live in retirement and beyond. What level of income would you like after you retire and how will you maintain your standard of living? Are you protecting your savings from the high costs of extended care? This is also a time when you should discuss your extended care plans with loved ones, and how that might affect everyone involved. 60s In your 60s, your retirement has probably arrived or is right around the corner. This is where managing assets, investments and financial strate-gies are critical. Meeting regularly with your financial representative at this life stage will help you stay on track with your financial goals. This is also a time to consider leaving a legacy through a life insurance policy that designates your children or a favorite charity as a beneficiary. Anoth-er option for securing your future is Medicare supplement insurance, which will help with medical bills not covered by Medicare. This protection can help safeguard your retirement assets from additional costly medical bills. With a solid financial program in place and the support of a financial professional, you can be prepared for a lifetime of wise financial choices.

    This article was prepared by Thrivent Financial for use by East Grand Forks representative Chad M Erickson at 1618 Central Ave NE .

    OUR SAVIOR’S LUTHERAN CHURCH Treasurer’s Report—January 2017

    Direct Choice Dollars® We pause to reflect on all that we have to be thankful for. Family, friends, faith … If you’re a Thrivent member who has Choice Dollars, take this opportunity to recommend where Thrivent distributes some of its charitable outreach funds by directing them to their favorite charitable Organization. Grant funding from Thrivent Financial through its Thrivent Choice

    ® program can help support organizations you care about.

    Don’t let Choice Dollars expire. Eligible Thrivent members have until March 31st to direct Choice Dollars from 2016. They expire after March 31, 2017. If you need assistance in directing your Thrivent Choice Dollars or have ques-tions, Cynthia Barrett (from Chad Erickson’s office in EGF) would be happy to help! You may call her 218-773-1181 or stop in the office at 1618 Central Ave NE in East Grand Forks, or send an email at: [email protected].

  • March 5 - First Sunday in Lent

    Holy Communion

    New Member Sunday

    9:00 am - Worship at Melo

    10:00 am - Melo Sunday School &

    Coffee Fellowship

    9:30 am - OSL Sunday School &

    Adult Bible Study

    10:15 am - OSL Coffee Fellowship

    10:45 am Worship at Our Savior’s

    March 12 - Second Sunday in Lent

    Daylight Savings Time Begins

    Youth Leadership Sunday

    9:00 am - Worship at Melo-SS Sings

    10:00 am - Melo Sunday School &

    Coffee Fellowship

    9:30 am - OSL Sunday School &

    Adult Bible Study

    10:15 am - OSL Coffee Fellowship

    10:45 am Worship at Our Savior’s

    11:45 am 9th Gr. Confirmation

    2:00 pm Nursing Home Service

    March 19- Third Sunday in Lent

    Holy Communion

    8:00 am Melo 125th Anniv Cmte

    9:00 am - Worship at Melo

    10:00 am - Sunday School & Coffee

    Fellowship at Melo

    Thursday, April 13,

    7:00 pm at Our SaviOr’S

    Good Friday: drama -

    dialog with mary, the

    mother of Jesus

    April 14, 7:00 pm at OsL

    Easter sunday:

    Sunday, April 16

    7:00 AM - sunrise service

    at osl with Easter

    breakfast following

    9:00 am - melo worship

    with holy communion

    9:30 am - osl bible study

    10:00 am - melo coffee

    fellowship

    10:15 am - OSL coffee

    fellowship

    10:45 am - OSL worship

    with holy communion

    P A G E 8

    9:30 am - OSL Sunday School &

    Adult Bible Study

    10:15 am - OSL Coffee Fellowship

    10:45 am - Worship at OSL-SS Sings

    March 26 - Fourth Sunday in Lent

    Council Installation

    9:00 am - Worship at Melo/Gideons

    10:00 am - Melo Sunday School &

    Coffee Fellowship

    9:30 am - OSL Sunday School &

    Adult Bible Study

    10:15 am - OSL Coffee Fellowship

    10:45 am Worship at Our Savior’s /

    Gideons

    10:30 am-1 pm Potato Bake at Melo

    Looking ahead to Holy

    Week:

    Palm Sunday, April 9:

    Sunday School programs

    During worship and Easter

    Cantata at Covenant

    Church At 7 PM.

    Maundy Thursday: Holy

    communion / Foot wash-

    ing and stripping of altar

    Wednesday, April 12,

    7:00 pm at Melo

    O S L / M E L O F A I T H C O N N E C T I O N

    Sundays in March You Won’t Want to Miss

    January 2017 Offering Simply Giving 1/1/2017 1/8/2017 1/15/2017 1/22/2017 January Total 1/29/2017

    General $ 1,660.00 $ 855.00 $ 3,780.48 $ 1,171.00 $ 1,993.00 $10,920.48 $ 1,461.00

    Utilities $ 250.00 $250.00

    2016 Carryover $ 400.00 $400.00

    Postage $ 360.00 $360.00

    Youth Group $ 50.00 $ 50.00 $100.00

    Sunday School $ 25.00 $25.00

    Proj. 2000/Bldg Fund $ 40.00 $ 50.00 $ 150.00 $ 50.00 $390.00 $ 100.00

    Endowment $ 40.00 $40.00

    Mission $ 20.00 $20.00

    Lutheran Magazine $ 21.00 $21.00

    Clavinova $ 2,625.00 $2,625.00

    Total $ 1,760.00 $ 1,915.00 $ 6,626.48 $ 1,196.00 $2,093.00 $15,151.48 $ 1,561.00

    Total to General Fund $11,530.48

  • P A G E 9 MARCH 2017 V O L U M E 5 7 , I S S U E 3

    Sunday Monday Tuesday Wednesday Thursday Friday Saturday

    1

    6:00 PM Choir

    6:00 PM Soup

    Supper at GMC

    7:00 PM Ash

    Wednesday

    Service at OSL

    2

    10:00 AM

    Men's

    Bible Study

    6:30 PM

    Youth

    Mission

    Meeting

    3

    4

    5 Holy Communion

    New Member Sunday

    9:00 AM Melo Worship

    9:30 AM OSL Sunday School & Adult Bible Study

    10:00 AM Melo Sunday School & Coffee Fellowship

    10:15 AM OSL Coffee Fellowship

    10:45 AM OSL Worship

    6

    1:00 PM

    Staff

    Meeting

    5:30 PM

    Education

    Committee

    Meeting

    7

    9:00 AM ODC

    Bible Study

    1:00 PM Quilting

    8

    5:50 PM Youth

    Leadership

    6:00 PM Choir

    6:00 PM WELCA

    Exec Board

    Meeting

    7:00 PM Lenten

    Service - Pr.

    Dann Pageler at

    Grace Methodist

    9

    10:00 AM

    Men's

    Bible Study

    5:00 PM

    Endow-

    ment

    Committee

    Meeting

    10

    2:00 PM

    Lydia/

    Phoebe

    Circle

    11

    Daylight

    Savings

    Time

    Begins

    Turn clocks ahead

    12 Youth Leadership Sunday

    9:00 AM Melo Worship - SS Sings

    9:30 AM Adult Bible Study & OSL Sunday School

    10:00 AM Melo Coffee Fellowship and Sunday School

    10:15 AM OSL Coffee Fellowship

    10:45 AM OSL Worship

    11:45 AM 9th Grade Confirmation

    13

    14

    9:00 AM ODC

    Bible Study

    11:30 AM

    Warren

    Ministerial Assn

    1:00 PM Quilting

    6:00 PM Worship

    & Evangelism

    Cmte Meeting

    7:00 PM OSL

    Council Mtg

    15

    5:50 PM Youth

    Leadership

    6:00 PM Choir

    6:00 PM Soup

    Supper at OSL

    7:00 PM Lenten

    Service - Fr. Em-

    manuel Sylvester

    at OSL

    16

    10:00 AM

    Men's

    Bible Study

    17

    18

    10:00 AM

    - 1:00 PM

    Youth

    Mission

    Trip

    Fundraiser

    19 Holy Communion

    8:00 AM Melo 125th Anniv Cmte

    9:00 AM Melo Worship

    9:30 AM OSL SS & Adult Bible Study

    10:00 AM Melo Coffee Fellowship and Sunday School

    10:15 AM OSL Coffee Fellowship

    10:45 AM OSL Worship - SS Sings

    20

    21

    9:00 AM ODC

    Bible Study

    1:00 PM Quilting

    1:00 PM Staff

    Meeting

    22

    5:50 PM Youth

    Leadership

    6:00 PM Choir

    7:00 PM Lenten

    Service - Pr.

    Brian Schanil at

    St. Peter & Paul

    23

    10:00 AM

    Men's

    Bible Study

    24 25

    Meet at

    OSL -

    Youth

    Scouting

    for Food

    26 Council Installation

    9:00 AM Melo Worship

    9:30 AM OSL SS & Adult Bible Study

    10:00 AM Melo Coffee Fellowship

    and Sunday School

    10:15 AM OSL Coffee Fellowship

    10:45 AM OSL Worship

    10:30 AM -1:00 PM Melo Potato

    Bake

    27

    1:00 PM

    Staff

    Meeting

    5:30 PM

    Youth

    Board

    28

    9:00 AM ODC

    Bible Study

    1:00 PM Quilting

    29

    5:50 PM Youth

    Leadership

    6:00 PM Choir

    7:00 PM Lenten

    Service - Pr.

    Janet Warnes at

    First Lutheran

    30

    10:00 AM

    Men’s

    Bible Study

    31

    10 PM -

    8 AM

    (April 1)

    Youth

    Lock-In

    at OSL

  • 220 W Johnson Ave Warren MN 56762

    March 19

    Exodus 17:1-7

    Psalm 95

    Romans 5:1-11

    John 4:5-42

    March 26

    1 Samuel 16:1-13

    Psalm 23

    Ephesians 5:8-14

    John 9:1-41

    March 5

    Genesis 2:15-17; 3:1-7

    Psalm 32

    Romans 5:12-19

    Matthew 4:1-11

    March 12

    Genesis 12:1-4a

    Psalm 121

    Romans 4:1-5;13-17

    John 3:1-17

    Lessons for

    march

    OUR SAVIOR’S AND MELO LUTHERAN CHURCHES

    www.oursaviors-

    melo.org