OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2...

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Ot"INqZ IN THE SUPREME COURT OF OHIO SAINT TORRANCE 3182 WERK RD #2 CINCINNATI, OHIO 45202 DEBTOR-RELATOR CASE NO. MUNICIPAL COURT NO. 08CV35640 FEDERAL DISTRICT NO. 1:09-CV-008 HONORABLE JUDGE ETHNA M. COOPER HAMILTON COUNTY COURTHOUSE COMMON PLEAS COURT ROOM #540 CINCINNATI, OHIO 45202 AND ALLSTATE INSURANCE COMPANY C\O ALLSTATE NORTHBROOK INDEMNITY COMPANY AUTO INS 2755 SANDERS ROAD NORTHBROOK, IL 60062 J. PATRICK SCHOMAKER, ESQ AND SMITH, ROLFES, SKAVDAHL 600 VINE STREET, SUITE 2600 CINCINNATI, OHIO 45202 CHARLIE BROXTERMAN AND CAROL J. SCHROER 8131 COLERAIN AVE CINCINNATI, OHIO 45202 AND PHIL COOK PENN MABIN SPARKLE MCGEE CLAIM ADJUSTER CENTRAL OHIO MCO 6500 EMERALD PARKWAY SUITE 300 DUBLIN, OHIO 43016

Transcript of OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2...

Page 1: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

Ot"INqZ

IN THE SUPREME COURT OF OHIO

SAINT TORRANCE3182 WERK RD #2CINCINNATI, OHIO 45202

DEBTOR-RELATOR

CASE NO.

MUNICIPAL COURT NO. 08CV35640FEDERAL DISTRICT NO. 1:09-CV-008

HONORABLEJUDGE ETHNA M. COOPERHAMILTON COUNTY COURTHOUSECOMMON PLEAS COURT ROOM #540CINCINNATI, OHIO 45202

AND

ALLSTATE INSURANCE COMPANYC\O ALLSTATE NORTHBROOKINDEMNITY COMPANY AUTO INS2755 SANDERS ROADNORTHBROOK, IL 60062

J. PATRICK SCHOMAKER, ESQANDSMITH, ROLFES, SKAVDAHL600 VINE STREET, SUITE 2600CINCINNATI, OHIO 45202

CHARLIE BROXTERMANANDCAROL J. SCHROER8131 COLERAIN AVECINCINNATI, OHIO 45202

AND

PHIL COOKPENN MABINSPARKLE MCGEECLAIM ADJUSTERCENTRAL OHIO MCO6500 EMERALD PARKWAY SUITE 300DUBLIN, OHIO 43016

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RESPONDENTS.

MANDATORY JUDICIAL NOTICES AND AUTHORI'TIES:

NOTICE OF ALL WRITS THAT APPLIES MANDAMUS. PROHIBITION,PEREMPTORY, QUO WARRANTO, PROCEDENDO

&NOTICE OF EMERGENCY EXPEDITED ELECTION, RELATOR IS A (PCWC) &

(PSLWCWC)&

NOTICE OF VACATE VOID JUDGMENT & SUBJECT-MATTER JURISDICTION&

NOTICE OF A CHALLENGE TO THE COURTS OF A CLASS ACTIONCERTIFICATION & DECLARATORY INJUNCTIVE RELIEF AND JUDGMENT

OF A PROTECTED CLASS WITH CONDITIONS & PRO SE LITGIANT (CITZXEN)WI'TH CONDITIONS (PSLCWC)

&NOTICE OF TRIAL COURT AND DEFENSE ATTORNEYS

FIGHT A (PCWC) & (PSLCWC) ARE US & OHIO CONSTITUTIONALVIOLATIONS AS DOUBLE DUAL AGENT IN LAW

&NOTICE OF COMPENSATORY & PUNITIVE DAMAGES WITHOUT FURTHER

COURT FILINGS & PROCEEDING IN ANY INFERIOR COURTSFOR CONSTITUTIONAL MISCONDUCT, TREAPASSING, TREASON, AND

MALFEASANCE IN OFFICE, UNDER OATH, SWORN IN,HAMILTON COUNTY

Insured-Relator, Saint Torrance comes before this trial (Supreme Court of Ohio)

court, pursuant to Mandatory Judicial Notices and Authorities: Emergency Expedited

Election, Vacate Void Judgment, Subject-Matter Jurisdiction, `Class Action"

"Certification", Declaratory Injunctive Relief and Judgment of a (PCWC), & (PSLCWC).

FACTS

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1. On May 4, 2009, Insured-Relator filed a claim with Insurer-Respondent, Allstate

Northbrook Indemnity Company, the Insured-Relator, had called & given the Cincinnati

Police Department a license plate number and after the investigation came out with a

swimming pool company.

2. The Insured-Relator claim was place under the collision part, of the auto policy by the

Insurer-Respondent and explained it was standard procedures, which requires a

deductible from a (PCWC) &(PSi,C(PSLCWC), and the un insured motorist policy is more

sufficient for a ("hit & run") accident explained by the Insured-Relator, and the Insurer-

Respondent, claim adjuster Mr. Phil Cook, explained they have to place it under the

collision part first and have 60 days to make a decision to go with the Collision policy or

the uninsured motorist policy, Insured-Relator remind you that the Insurer-Respondent

policy comes with this underinsured policy and under insured policy when Insured-

Relator, obtain a policy from Allstate, before the under insured motorist policy (See

Exhibit) #1), the Insured-Relator, explained to them it was a "hit & run case, which

automatic falls under the under insured motorist auto policy limits 50,000\100,000 (See

Exhibit #2).

3. The Insurer-Respondent had some hidden illegal business insurance agenda tactics for

the Insured-Relator a (PCWC) & (PSLCWC), because when I applied for coverage for

three vehicles because of the years and make and models, it showed me a double standard

but real with a protected class it rcally showed the insured-relator, that made me fell like

a("third class citizen), blow a regular citizen, and that made me sick, vengeful, miss

treated, like a form of slavery if I ask for something they are trained to say no, but to a

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(PCWC) & (PSLCWC) gave me my strength, courage, back bone, a goal to not be denied

no more, which this denial is a form of illegal business insurance practice tactics to delay

payment, fight a customer, but in my situation a (PCWC & (PSLCWC) is

unconstitutional, tormenting, torturing, aggravation of ones condition, and the challenge

is doe Congress and Senate had protected the special class of disabled, handicap, retarded

people sufficiently, if no law then there is a breach of duty own emergency &

Immediately, or you will have a destruction on your legal system like a virus taking a

stroll through your system of computers that will take over eventually, because of abuse

of greed, authority, worldly degrees vs. faithful degrees.

4. The Insured-Relator, was told by the Penny Mabin, that my case was transferred to the

main office in Indianapolis, Indiana to a claim adjuster Phil Cook and I asked Penn

Mabin why and she told insured-relator that she could not answer that question so I called

Phil Cook and that when he explained this sixty (60) days policy before going into this

underinsured motorist policy, I explained what was up with my vehicle being fixed in this

process of delay, and he explaincd to me that he will scnd a check.

5. Insured-Relator, felt something was wrong with this process of car damages delay,

policy related to collision & underinsured motorist policy so I explained to them that I am

a"Protected Class with conditions" and that did not make them move or nothing so I

know something was wrong with this law ofjudicial system, on that point, no fear, from

the insurer-respondent, Phil Cook, Allstate Insurance world. The other point is that

insured-relator, had filed this Complaint on 6-23-2009, which should have not delay

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payment to correct car damages and underinsured motorist policy, this is a illegal

business insurance tactics against blacks, Caucasian, and the "third class citizen" the

disabled, handicap, retarded people. Fed Question: does racism still exist in American

and the terrorist act is visible, but no used is neglect of duties who to suppose in force it,

it also showed insured-relator that who is geared to money and not the one that made the

money, my fathers, Oh!, Well here come, his grandson, son.

6. On 7-31-2009 Insured-Relator, place a Mandatory Judicial Notice, discovery to be had

after case conference management and the Insured-Plaintiff-Relator, Opposition for

Deposition to a (PCWC) & force to become a (PSLCWC).

7. On 8-18-2009, during this excellent O.R.C.P, Case Conference Management, which I

was stressed from and by from many Justices & Judges, during my encounter with civil

procedures, even attorneys, the ones I can count on my hand, in many courthouses, was

the only thing I experience first had who was following the O.R.C.P. demonstrated a self-

evident of corruption in a form of a world degree of license that was a great educator but

the actual person made these institution become victim, subject to non-believe in the

educational systems for blacks and Caucasians in America and any other color.

8. On 8-18-2009 Insured-Plaintiff-Relator, had challenged the trial (Judge Entha M.

Cooper) court, with a Mandatory Judicial Notice new added Classification Notice for

Class Action Status, and or Declaratory Injunctive Relief and Judgment of a (PCWC) &

(PSLCWC), this like a guest what choose, if chosen wrong there are constitutional

violations if chosen either way, this one is called ("Stale Mate"). I given the trial

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(Supreme Court of Ohio) the test with a (Hint) (Federal Question: Which One pays the

most, and places, a twenty (20) years of tormenting, torture, aggravation of ones

conditions of (PCWC) & (PSLCWC), up to par and equal, and not one Judicial Officer of

any Justice, Judge, Magistrate, Attorneys, Law Clerks, Clerk of Courts, did the duties

they sworn in, under oatb, in office under the US & Ohio Constitutions, which one would

place a (PCWC) & (PSLCWC) up to par and equal or better the "Class Action" or a

"Declaratory Relief and Judgment?).

9. On 8-20-2009 Plaintiff-Insured-Relator filed a Plaintiff Judicial Notice to Vacate Void

Order or Entry & Subject-Matter Jurisdiction pertaining to trial (Judge Entha M. Cooper)

court had caused a mass confusion to the parties to this Complaint, the Insurer-

Respondent attorney J. Patrick Schomaker and other future Respondents, of no escaping a

(PCWC) & (PSLCWC).

10. Trail (Judge Ethna M. Cooper) court, had made another date on 10-15-2009 for Oral

Argument/Pending Motion, but if looking at the record (Docket, Exhibit #3) Plaintiff-

Insured-Relator, placed a Mandatory Judicial Notice and disrespected in a form of

evading fronl a Judicial Officer (trial Judge Ethna M. Cooper) court, is ground for a All

Writs of Mandamus, Prohibition, Peremptory, Alternative and Continuing, and the trial

(Judge Ethna M. Cooper) court, trespassing, treason, upon the US & Ohio Constitutional

violations which is sworn in, under oath, in office is criminal act of Malfeasance,

terrorist act.

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11. Defendant-Insurer-Respondent had done a "illegal Business Insurance Practice Act

tactics to a (PCWC & (PSLCWC) of denying Plaintiff-Insured-Relator, a no umbrella

policy to a fixed income (PCWC) & (PSLCWC), Defendant-Insured-Respondent

explained that I had a wreck less operation, ticketed, that I could not receive this umbrella

policy coverage and to think about would not want a wreck less operation person full

insured to protect other Ohioians from a wreck less operation person, where the Plaintiff-

Insured-Relator demonstrated more care for his actions and became concerned to protect

the other Ohioians, Defendant-Insurer-Respondents just contradicted there own intent and

policy holders of Ohioians to make a Plaintiff-Insured-Relator a liability to the Ohioians,

companies, and government being already the property of Ohio. This denial is a form of

bias, prejudice, intentional infliction of emotion distress, tormenting, torturing,

aggravation of one condition, to the Plaintiff-Insured-Relator and the citizen of Ohio

being Ohioians, and the Plaitniff-Insured-Relator, is still being treated as a ("Third Class,

with conditions (Citizens).

PALINTIFF-PLAINTIFF-RELATORNOTICE OF DEIyIAND

12. Plaintiff-Insured-Relator, Emergency Declaratory Injunctive relief from Allstate

uninsured policy of my limits 100,000.00 and any further delays to a (PCWC) &

(PSLCWC), with a Mandatory Judicial Notices and Authorities entitles the Plaintiff-

Insured-Relator his policy, the fraud that has occurred entitles the Complaint to punitive

damages of $300,000 and with Plaintiff-Insured-Relator,

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13. Plaintiff-Insured-Relator demands a, "Indefinite Protective Order" for Saint

Torrance, Saint Torrance thee (PCWC) and Saint Torrance thee (PSLCWC). Plaintiff-

Insured-Relator demands All Writs and any other deem Writs of believe of these situation

warrants with a (PCWC) & (PSLCWC), also demands compensatory, and punitive

damages from trial (Judge Ethna M. Cooper) court and Attorney J. Patrick Schomaker

and company or L.L.C. (Smith, Rolfes, Skavdahl) a trial of my peers to decide there faith

or be force to settled as to what Plaintiff-Insured-Relator request for failed US & Ohio

Constitution due process of delay & equal protection clause in the 14`s amendment called

a DOUBLE DUAL AGENT, a spy with in a spy, that works for money not the people

14a' amendments violators double standard for all especially a (PCWC) & (PSLCWC).

14. The claim Adjusters, Allstate be fired by jeopardizing my life on the road, and other

Ohioans, which the only vehicle up and running is my SUV Mits, truck and that is not

safe to drive but I still have to drive which I had explained to the Claim Adjusters and

Allstate about this situation, I am a (PCWC) & (PSLCWC), I try to learn what right but I

been lied to so much I do not believe or trust any one no more I am sorry the system of

greed, not following the law caused Plaintiff-Insured-Relator in the Defense mode and

scared to come out because of being treated as a "Third Class Citizen with conditions

(TCCWC).

Res ectfully submitted,

int Torrance

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3182 Werk Rd #2Cincinnati, Ohio 45211(513) 541-8522(513) 290-5445Phattoe4na,yahoo.com

AFFIDAVIT OF SAINT TORRANCE

STATE OF OHIO }} SS:

COUNTY OF HAMILTON }

I Saint Torrance, comes now being duly affirmed under oath to these "All Writs, with

Expedited Elections, US Constitutional Violations, and all the others Complaint charges

and Compensatory and Punitive Damages and a reserved the rights that a trial by jury of

my peers meaning the disabled, handicap, retarded and the babies, and elders against this

person Honorable Judge Ralph E. Winkler and Honorable Judge Ethna M. Cooper,

Allstates, J. Patrick Schomaker, Charlie Broxterman, Carol J. Schrorer, Phil Cook, Penn

Mabin, Sparkle Mcgeeand All other Respondents on this Complaint, any other "Judicial

Officer" of all and any courts, corporation and persons attempt any retaliation acts will

also be dealt with severely as these two in this Complaint for ignorance and crossing the

law with any illegal business, law tactics done in the Complaint and filed to the Supreme

Court of Ohio against Duke Energy Ohio, Ine, Fifth Third Bank and HSBC Auto

Finance, Inc still pending a oase number, for Relator whom is a (PCWC) and don't fully

understand the Complaint procedures but found to many unconstitutional violations for

equal protection & due process of the US constitutional based on Affidavits, Certificate

of Service should not hold up a (PCWC) for a simple case number, first, and then the

Clerk of Courts, can issue a simple number, and wait to send the Complaint, out when the

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Relator a (PCWC) can understand without no help but should have been helped, in the

Rules of Practice and Civil Procedures and books for the (PCWC) too read and

understand is unconstitutional to force a group of sound minds on a unsound minds way,

these Affidavits, requirements, comes now, Relator, is the property of, and a Ohioian, of

the State of Ohio. This personal knowledge, facts, and evidence attached to this

Complaint is sufficient and the Relator, is Affiant to stand competent being a (PCWC) to

testify to all matters and reserved the rights if failed to miss some other law that also seen

sufficient for the Relator, to not know, but the Mandatory Judicial & Administrative

Notice and Authorities will be very efficient to do equal protection & due process rights

under the US Constitutional rights given too all and for a (PCWC) too.

PRAY FOR RELIEF

Relator request all rights and request for All Writs to apply, Expedited Elections, US

Constitutional Violations of the 14s' amendment and al amendments that applies, a

Continuing Mandamus for the twenty (20) years of failed services in Hamilton County

Courthouses delaying a (PCWC), Compensatory and Punitive Damages for this case and

reserve the law with case laws of Saint Torrance vs. whom else in Hamilton county

Courthouses, and in the Supreme Court of Ohio and the Supreme Court of The United

States too. Relator, reserves his rights to a jury trial of my peers consisting of the

disabled, Handicap, Retarded, babies, elders that did not have there US Constitutional

rights on the jury stand as a equal citizen which was always a 3rd class citizen. In this

situation of settlement efforts the amount for the procedural delay and issues

Compensatory in the amount of 700,000.00 and all US Constitutional violations in the

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punitive damages in the amount of 12,000,000.00 and if not settled for this amount

reserved the right for jury of my peers and what every given from the jury without

tampering with from and helper, guardian, representative agendas will be necessary for a

amount requested from Relator, or better given from the jury of my peers.

SUBSCRIBED AND SWRON TO BEFORE ME ON THIS SEPTEMBER 22, 2009

My conunission Expires:,5( /)^- ! u 1 `-

ABIGAIL NICODEMUSNotary Public, State of OYiio

My Commission Expires8eptember'16; 2010

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Print Key Output Page 15722SS1 V5R4MO 060210 A4000035 05/18/09 08:21:21

Display Device . . . . . : QPADEV00K1User . . . . . . . . . . : S307123

Insured: SAINT TORRANCE Pol. NQ,,,; 980248025 11/04Home: ( 00 ) 290 - 5445 ** CHANGE OF COVERAGES ** e- k

AA Bodily Injury2002 MONTER50/100

1990 ACCORD50/100

1991 LEGEND50/100

BB Property Damage 100 100 100SS UM/UIM Bodily Injur 50/100 50/100 50/100SS UM/Property Damage

UM/Pro p Dmg (Ded)CC Medical Payments 2060 2000 2000DD Collision (Ded) 250 .. 250 250HH Comprehensive (Ded) 250 250 250JJ Towing, Labor (0cc)UU Rental Reimb. (Day)ZA Sound System (0cc)

Make All Physical Damage Limits Consistent: N(ENTER) CONTINUE (F1) HELP (F3) QUIT(F6) PEND

Add Other Misc. Coverages: N

Es

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Case Numbar. A 0906129 Case HistoryCase Schedules

Cese Caption: SAINT TORRANCE vs. ALLSTATE INSURANCE COMPANYCase Documents

Judge: ETHNA M COOPER PartylAttorney Information

Filed Date: 6123/2009 Certified Mail ServiceNew Case SearchCase Type: H742 - BREACH OF CONTRACT- OC- TAXED IN COSTSNew Name Search

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Case Schedules

Status Date Time Location 7udge Action

Actlve 10/15/2009 02:00 PM H.C. COURT HOUSE ROOM 540 ETHNA M COOPER ORAL ARGUMENT/PENDING MOTIONS

A¢Jyg 8/1812009 01:30 PM H.C. COURT HOUSE ROOM 540 ETHNA M COOPER CMC INITIAL CASE MANAGEMENT

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incinnati, OH 452021000 Main Street

Case Summary

Case Number. A 0906129

Cme Captlon: SAINT TORRANCE vs. ALLSTATE INSURANCE COMPANY

Judge: ETHNA M COOPER

Filed Date: 6/23/2009

Case Type: H742 - BREACH OF CONTRACT- OC- TAXED IN COSTS

Total Deposits: $ 270.00 Credit

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Total Costs: $ 282.00 Add Case to My Portfolio

Case History Printer Friendly Version

Doc Image# Date Description Amount

8120/2009 PLAINTIFF MANDATORY JUDICIAL NOTICE T VACATE VOID ORDER OR

m /18/2009

ENTRY & SUBJECT-MATTER JURISDICTION FOR DEFENDANT ALLSTATE

PLAINTIFF'S MANDATORY JUDICIAL NOTICE NEW ORADDECLASSIFICATION NOTICE FOR CLASS ACTION STATUS AND OR

t l31/2009

DECLARATORY INUNCTIVE RELIEF AND JUDGMENT OF A PROTECTEDCLASS WITH CONDITIONS AND PRO SE LITIGANT WITH CONDITIONS

PLAINTIFF MANDATORY JUDICIAL NOTICE FOR ANY DISCOVERY TO BEHAD AFTER CASE CONFERENCE MANAGEMENT AND PLAINTIFF

m /28/2009

OPPOSITION FOR DEPOSITION TO A PROTECTED CLASS WITHCONDITIONS

AMENDED NOTICE OF DEPOSITION OF PLAINTIFF SAINT TORRENCE,

7/20/2009

DUCES TECUM

JURY DEMAND DEPOSIT BY SMITH ROLFES & SKAVDAHL CO LPA 270.00-

7120/2009 NOTICE OF DEPOSITION OF PLAINTIFF SAINT TORRENCE. DUCES

7/20I2009

TECUM

NOTIFICATION FORM FILED.

712012009 ANSWER OF DEFENDANT, NORTHBROOK INDEMNITY COMPANY WITH

8/24/200g

JURY DEMAND

JUDGE ASSIGNED CASE ROLLED TO COOPER/ETHNAIM PRIMARY

It 6/24/2009 SUMMONS ISSUED BY CERTIFIED MAIL WITH WAIVER TO ALLSTATEINSURANCE COMPANY

^^^9 CERTIFIED MAIL SERVICE ISSUED TO ALLSTATE INSURANCE COMPANY[CERTIFIED MAIL NBR.: 7194 5168 6310 0455 38621

Ab 6/23/2009 PLAINTIFFS MOTION FOR FORMA PAUPERIS

it 6/23f2009 COMPLAINT FILED

6/23/2009 TAXED IN COSTS - FILING SAINT TORRANCE 0.00

drS 6M23/2009 CLASSIFICATION FORM FILED.

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Page 16: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

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Page 17: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

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Page 18: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

05/08/2009 at 11:38 AM Job Number:4390

JOHNNY V'S CUSTOM PAINT & COLLISIONFederal ID #:204172496

3420 Port unionSuite D

Hamilton, OH 45011(513)939-1085 Fax: (513)939-0959

PRELIMINARY ESTIMATE

Written By: Danielle VogtAdjuster:

Insured: Saint Torrance Claim #Owner: Saint Torrance Policy #

Address: 3183 Werk Road APT 2 Deductible:Cincinnati, OH 45211 Date of Loss:

Day: (513)290-9445 Type of Loss:Point of Impact:

InspectLocation:

Insurance

Company: Days to Repair

2002 MITS MONTERO 4X4 LIMITED 6-3.5L-FI 4D UTV Int:VIN: JA4MW51R82J069844 Lic: Prod Date: Odometer:Air Conditioning Rear Defogger Tilt WheelCruise Control Intermittent Wipers Keyless EntryTheft Deterrent/Alarm Rear Window Wiper Dual MirrorsPrivacy Glass Console/Storage Wood Interior TrimLuggage/Roof Rack Electric Glass Sunroof Fog LampsClear Coat Paint Power Steering Power BrakesPower Windows Power Locks Power Driver SeatPower Antenna Power Mirrors Heated MirrorsAM Radio FM Radio StereoSearch/Seek CD Player Premium RadioAnti-Lock Brakes (4) Driver Air Bag Passenger Air BagFront Side Impact Air Bag 4 Wheel Disc Brakes PositractionLeather Seats Bucket Seats Heated SeatsAutomatic Transmission 4 Wheel Drive OverdriveAluminum/A11oy Wheels

-------------------------------------------------------------------------------NO. OP. DESCRIPTION QTY EXT. PRICE LABOR PAINT

1 FRONT BUMPER2 Repl LT Extension 1 184.70 0.3 0.63 Add for Clear Coat 0.14 Repl LT Stay bracket 1 17.585 FENDER6* Rpr LT Fender 3.0 2.47 Overlap Minor Panel -0.28 Add for Clear Coat 0.9

1

Page 19: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

05/08/2009 at 11:38 AM Job Number:4390

PRELIMINARY ESTIMATE

2002 MITS MONTERO 4X4 LIMITED 6-3.5L-FI 4D UTV Int:

NO. OP. DESCRIPTION QTY EXT. PRICE LABOR PAINT

9 Repi LT Mud guard 1 263.77 0.3 0.810 Add for Clear Coat 0.211 Rep1 LT Namepiate "LIMITED" silver 1 12.18 0.212 FRONT DOOR13 Repl LT Mirror assy LIMITED//20th 1 427.63 0.3 0.8

anniv to 02/03 black14 Add for Clear Coat 0.215 QUARTER PANEL16* Rpr LT Quarter panel 1.0 2.717 Overlap Major Non-Adj. Panel -0.218 Add for Clear Coat 0.519 REAR BUMPER20 R&I LT Corner cover all 0.721* Rpr LT Corner cover all 1.0 1.422 Add for Clear Coat 0.623 Repl LT Reinf bracket 1 28.2720 Repl Car Cover 1 5.00 T 0.325# Repl Hazardous Waste Disposal 1 3.00 T26# Repl Aftermarket stripe 1 25.00 T 1.0

Subtotals ==> 967.13 8.1 10.8

Parts 934.13Body Labor 8.1 hrs @ $ 44.00/hr 356.40Paint Labor 10.8 hrs @ $ 44.00/hr 475.20Paint Supplies 10.8 hrs @ $ 26.00/hr 280.80Body Supplies 7.4 hrs @ $ 2.00/hr 14.80Sublet/Misc. 33.00

SUBTOTAL $ 2094.33Sales Tax $ 2094.33 @ 6.2500% 130.90

GRAND TOTAL $ 2225.23

ADJUSTMENTS:Deductible 0.00

----------------------------------------------------CUSTOMER PAY $ 0.00INSURANCE PAY $ 2225.23

Any person who, with intent to defraud or knowing that he is facilitating afraud against an insurer, submits an application or files a claim containing afalse or deceptive statement is guilty of insurance fraud.

2

Page 20: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

ALLSTATE INSURANCE COMPANYCENTRAL OHIO MCO

6500 EMERALD PARKWAY, SUITE 300DUBLIN, OHIO 43016

FOR BODY SHOPS ONLY - SUPPLEMENT HOTLINE IS: (888) 656-8005 EXT. 5010

""" PRELIMINARY ESTIMATE'^'

Owner

Owner: SAINTTORRANCEAddress: 3182 WERK RD APT 2

CityState Zip: CINCINNATI, OH 45211Email: [email protected]

Control Information

Claim # : 000137674164D01 Insured Policy # : 000980248025Loss Date/Time: 05/04/2009 Loss Type: Collision

Deductible: $250.00

Insured: SAINT TORRANCEAddress: 3182 WERK RD APT 2 Work/Day: (513)290-5445

City State Zip: CINCINNATI, OH 45211 FAX:Email: [email protected]

Claim Rep: PENNY MABINAddress: 800-877-4514 EXT 7110 Work/Day:

rlnspection

Inspection Date: 05/08/2009 01:22 PM Inspection Type: Drive In

Assigned Date/Time: Received Daterfime: 05/08/2009 12:38 PM

Appraiser Name: Felicia Davis Appraiser License #:Address: 6500 Emerald Parkway Work/Day: (800)837-8304x7468

Suite 300 Work/Day: (513)519-0938City State Zip: Dublin, OH43016 FAX: (513)661-5841

RepairerRepairer: UNDECIDED

Remarks

THIS ESTIMATE IS BASED ON VISIBLE DAMAGES, ANY ADDITIONAL DAMAGES OR PARTS NOTFOUND ON THIS ESTIMATE MUST BE CALLED INTO THE ALLSTATE SUPPLEMENT HOTLINE FORCONSIDERATION. >1-888-656-8005 EXT 5010< NO SUPPLEMENTS WILL BE PAID UNLESSAPPROVED OR REINSPECTED BY ALLSTATE PRIOR TO PERFORMING ADDITIONAL REPAIRS.'"' ESTIMATE GIVEN TO CUSTOMER AND EXPLAINEDLFT FENDER GUARD IS DAMAGED ON THE LOWER INSIDE...DENIED ANY DAMAGEAS PART OF THIS LOSS..-CUSTOMER HAD REMOVED GUARD AND BUMPER EXTENSIONFROM VEHICLE...RT EXTENSION IS ALSO OFF OF THE VEHICLE

Vehicle

2002 Mitsubishi Montero Limited 4 DR Wagon6cyl Gasoline 3.55 Speed Automatic

Lic.Plate: LST SANTLic Expire:Prod Date:Vehlnsp#:

06108/2008 01:45 PM

Lic State: OHVIN: JA4MW51R82J069844

Mileage: 113,531Mileage Type: Actual

Work/Day: (513)290-5445FAX:

Contact:

O5108/2009 12:43 PM

7

I

1

::1

I

Page 1 af 4

z6x-5

Page 21: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

2002 Milsubishi Manlero Limiled 4 DR Wagon- Cleim#: 000137674164001

Condition: Code: G7523DExt. Color: BLACK Int. Color:

Ext. Refinish: Two-Stage Int. Refinish:

Options

AM/FM CD Player Air Conditioning Alarm SystemAluminum/Alloy Wheels Anti-lock Brakes Auto Locking Hubs (4WD)Center Console Cruise Control Dual AirbagsFender Flares Fog Lights Heated Front SeatsHeated Power Mirrors Infinity Sound System Intemtittent WipersKeyless Entry System Leather Seats Leather Steering WheelLighted Entry System Limited Slp Differential Power AntennaPower Brakes Power Door Locks Power Drivers SeatPower Moonroof Power Steering Power WindowsPrivacy Glass Rear Spare Tire Carder Rear Window DefrosterRear Window Wiper/Washer Roof/Luggage Rack Side AirbagsSkid Plates Split Folding Rear Seat TachometerThird Seat (Imcks) Tilt Steering Wheel Tinted GlassTrip Computer Tutone Paint Wood Intedor Trim

05/06/2009 1243 PM

Damages

Line Op Guide MC Description MFR.Part No. Price ADJ % B% Hours R

1 I 1629 Extn,Front Bumper Otr LT Repair 0.5' SM

2 L>> SLIGHT SCRAPES ON COVER

1629 Extn,Front Bumper Otr LT Refinish 0.4 RF

3 RI 74 Reflector,Front Side LT

0.3 Surface0.1 Two-stage

R & I Assembly 0.1 SM4 I 57 Flare,Wheel Opening LT Repair 0.5* SM

5 L>> SCRAPE

57 13 Flare,Wheel Opening LT Refinish 1.8 RF1.0 Surface0 6 Two-sta e setu

6 RI 133 Flare,Wheel Opening LT

. g p0.2 Two-stage

R & I Assembly 0.3 SM7 I 229 Mirror,Outer R!C LT Repair 0.5" SM

8 L>> SCUFF ON OUTER EDGE

229 Mirror,Outer R/C LT Refinish 0.6 RF

9 RI 229 Mirror,Outer R/C LT

0.5 Surface0.1 Two-stage

R & I Assembly 0.3 SM10 RI 492 Glass,Mirror Outer R/C LT R & I Assembly 0.2 SM

11 1

>> REATTACH ... NO BRACKETS DAMAGED...CHECKWIRING

410 Flare,Wheel Opening LT Repair 0.5* SM12 L 410 Flare,Wheel Opening LT Refinish 1.0 RF

13 RI 410 Flare,Wheel Opening LT

0.8 Surface0.2 Two-stage

R & I Assembly 0.3 SM14 EC LFT REAR RIM COMPETITIVE PART $298.00* SM*

15 SB

>> HUBCAP TIRE & WHEEL 800-232-0734 22X10CHROME LIMITED 900LFT REAR RIM Sublet Repair $75.00' SM'>> SHIPPING FEE FOR RIM

15 Items

MC

13

Estimate Total & Entries

Other PartsPaint MaterialsParts & Material TotalTax on Parts & Material

05/0812009 01:45 PM

Message

INCLUDES 0.6 HOURS FIRST PANEL TWO-STAGE ALLOWANCE

@ 6.500%

$298.00$83.60

$381.60$24.80

Pego 2 of 4

Page 22: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

2002 MitsublehlMontero Limited 4 OR WagonClaim p: 000137674164001 051001200912:43 PM

Labor Rate Replace Hrs Repair Hrs Total Hrs

Sheet Metal (SM) $40.00 1.2 2.0 3.2 $128.00MechlElec (ME) $55.00Frame (FR) $42.00Refinish (RF) $40.00 3.8 3.8 $152.00Paint Materials $22.00

Labor Total 7.0 Hours $280.00Tax on Labor @ 6.500% $18.20Sublet Repairs $75.00Tax on Sublet @ 6.500% $4.88Gross Total $784.48

Less: Deductible $250.00-Net Total $534.48Customer Owes $250.00

Alternate Parts Y/00/00100/00/00 CUM 00/00/00/00/00 Zip Code: 43016 CR COLUM/CINN 1ST 1109

Audatex Estimating 5.0.421 ES 05108/2009 01:45 PM REL 5.0.421 DT 04/01/2009Copyright (C) 2008 Audatex North America, Inc.

1.2 HRS WERE ADDED TO THIS ESTIMATE BASED ON AUDATEX'S TWO-STAGE REFINISH FORMULA.

IMPORTANT INFORMATION ABOUT ALLSTATE'S CHOICE OF PARTS POLICY

THIS ESTIMATE MAY LIST PARTS FOR USE IN THE REPAIR OF YOUR VEHICLE THAT ARE

MANUFACTURED BY A COMPANY OTHER THAN THE ORIGINAL MANUFACTURER OF YOUR

VEHICLE. THESE PARTS ARE COMMONLY REFERRED TO AS AFTERMARKET PARTS OR

COMPETITIVE PARTS, AND MAY INCLUDE COSMETIC OUTER BODY CRASH PARTS SUCH AS

HOODS, FENDERS, BUMPER COVERS, ETC. ALLSTATE GUARANTEES THE FIT AND CORROSION

RESISTANCE OF ANY AFTERMARKET/COMPETITIVE OUTER BODY CRASH PARTS THAT ARE

LISTED ON THIS ESTIMATE AND ACTUALLY USED IN THE REPAIR OF YOUR VEHICLE FOR AS

LONG AS YOU OWN IT. IF A PROBLEM DEVELOPS WITH THE FIT OR CORROSION RESISTANCE

OF THESE PARTS, THEY WILL BE REPAIRED OR REPLACED AT ALLSTATE'S EXPENSE. THIS

GUARANTEE IS LIMITED TO THE REPAIR OR REPLACEMENT OF THE PART.

HOWEVER, IF YOU CHOOSE NOT TO USE ONE OR MORE OF THE AFTERMARKET/COMPETITIVE

OUTER BODY CRASH PARTS THAT MAY BE LISTED ON THIS ESTIMATE IN THE REPAIR OF

YOUR VEHICLE, ALLSTATE WILL SPECIFY THE USE OF ORIGINAL EQUIPMENT MANUFACTURER

PARTS, EITHER NEW OR RECYCLED AT ALLSTATE'S OPTION, AT NO ADDITIONAL COST TO

COU. ALLSTATE DOES NOT SEPARATELY GUARANTEE THE PERFORMANCE OF ORIGINAL

EQUIPMENT MANUFACTURER PARTS, AND MAKES NO REPRESENTATION ABOUT THE

AVAILABILITY OF ANY MANUFACTURER'S GUARANTEE.

TO ALL REPAIR FACILITIES: BEFORE USING AN AFTERMARKET SHEETMETAL PART,

BE SURE TO LOOK FOR THE CAPA SEAL. THIS IS NOT AN AUTHORIZATION FOR REPAIR.

SUPPLEMENTS MUST BE APPROVED PRIOR TO REPAIR. IF YOUR CAR IS OF UNITIZED

CONSTRUCTION, IN SOME CASES THE REPAIR SHOP MAY NEED SPECIAL EQUIPMENT TO

PROPERLY REPAIR THE CAR. YOU SHOULD DETERMINE IF THE SHOP YOU SELECT TO

COMPLETE THE REPAIRS IS PROPERLY EQUIPPED.

OS/06/2009 01:45 PM Page 3 of 4

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2002 Mitsubishi Montero Limited 4 DR Wagon. Claimp:0001376141E4D01 05100/20091243PM

SUPPLEMENTS MUST BE INSPECTED PRIOR TO REPAIRS.

CALL 888-656-8005, EXTENSION 5010.

ANY PERSON WHO, WITH INTENT TO DEFRAUD OR KNOWING THAT HE IS FACILITATING A

FRAUD AGAINST AN INSURER, SUBMITS AN APPLICATION OR FILES A CLAIM CONTAINING

A FALSE OR DECEPTIVE STATEMENT IS GUILTY OF INSURANCE FRAUD.

THIS ESTIMATE HAS BEEN PREPARED BASED UPON THE USE OF ONE OR MORE AFTERMARKET

CRASH PARTS SUPPLIED BY A SOURCE OTHER THAN THE MANUFACTURER OF YOUR MOTOR

VEHICLE. WARRANTIES APPLICABLE TO THESE AFTERMARKET CRASH PARTS ARE PROVIDED

BY THE PARTS MANUFACTURER OR DISTRIBUTOR RATHER THAN BY YOUR OWN MOTOR VEHICLE

MANUFACTURER. SIGNATURE ....................................... DATE ............

Op Codes

" = User-Entered ValueEC = COMPETITIVE PARTET = Partial Replace LaborTE = Partial Replace PriceL = RefinishTT = Two-ToneBR = Blend RefinishCG= ChipguardAA = Appearance Allowance

E = Replace OEMOE = Replace PXN OE SrplsEP = COMPETITIVE PARTPM= Replace PXN Reman/RebltPC = Replace PXN ReconditionedSB = Sublet RepairI = RepairRI = R & I AssemblyRP = Related Prior Damage

NG = Replace NAGSUE = Replace OE SurplusEU = RECYCLED PARTUM= Replace Reman/RebuiltUC = Replace ReconditionedN = Additional LaborIT = Partial RepairP = Check

Audatex..Sete/at^P+p#nV _

This report contains proprietary information of Audatex and may not be disclosed to any third party (other thanthe insured, claimant and others on a need to know basis in order to effectuate the claims process) withoutAudatex's prior wdtten consent.

Copyright (C) 2008 Audatex North America, Inc.Audatex Estimating is a trademark of Audatex North America, Inc.

05/09/200901:45 PM Page 4 or 4

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Page 25: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

THE DESK OF SAINT TORRANCE3182 WERK RD #2

CINCINNATI, OHIO 45211(513) 541-8522(5 13) 290-5445

[email protected]

MAY 11, 2009

ALLSTATE INSURANCE COMPANYCENTRAL OHIO MCO6500 EMERALD PARKWAY, SUITE 300DUBLIN, OlIIO 43016

Policy No: 000980248025Claim No: 000137674164D01

Saint Torrance 2002 Mits Montero Limited

Ms. Penny Mabin,

I writing you letter, referencing this claim in question related to this accidentwhere it was a hit and run incident on 5-4-2009. 1 reported this accident to the policedepartment and I do not know if they followed up or not to finding this vehicle andperson related to hit and run accident. I will also be perusing this situation withCincinnati District #3 police department.

I had made appointment with Allstate Insurance to give Allstate their chance tocome out with their estimate with your claim adjuster and I came out with mine damageswith mine. Your claim adjuster Felicia Davis came out with an estimate of only $784.48and my estimate is a total of about $2,223.80 difference. The estimate for damages wasestimated at $3008.28. I ask that Allstate please send this amount of $3,008.28 to myperson in the name of Saint Torrance 3182 Werk Rd #2 Cincinnati, Ohio 45211.

Please will Allstate pursue this person and if so please do keep me infonn of thisd run incident that happen on 5-4-2009 with this person. I

tK7

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St. Torrance Claim No. 0137674164 File Claim under Uninsured Motorist policyTuesday, May 19, 2009 7:31 PM

From: "Torrance Smith" <[email protected]>

To: 'PENNY MABIN' <[email protected]>

Ms. Mabin,

I looked at my policy and I have uninsured motorist insurance for Bodily Injury and Property damage too. Iunderstand that if the other party doesn not have insurance and his reason that he ran is that in was notinsured so instead of going through my own policy place this claim through my uninsured motorist policyinstead through this other claim. I do not remember Allstate suggesting this other coverage I have or evenoffered to go through when I made my statement on tape with you, but it very simple to place this claim throughmy unisured motorist becasue the other party was without insurance at the time of this accident and my policyis (SS) and its limits are 50,000/100,000 for bodily injury and property damage limits is 50,000/100/000, I amvery reasoanble but if Allstate was not in my favor and not help me accordingly and fair in these dealing, youwill have another situation arise from how you treated me.

P.S. I call you Ms. Mabin and Ms.Mcgkee and i hav not received a return call just delay.

Sain`I'forrance

http://us.mc 1114.mail.yahoo.com/mc/showMessage?pSize=25&sMid=O&fid=Sent&sort--d... 5/19/2009

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St. Torrance Claim No. 0137674164From: "Torrance Smith" <[email protected]>

To: "PENNY MABIN" <[email protected]>

Thursday, May 21, 2009 8:53 PM

Ms. Mabin

I given you the estimate of car damage $2,369.28 and wheel of $639.00 totaling out to $3,008.28 minus mydeductiable $250.00 equal a check made out in my name only of $2,758.28. Please make check out to SaintTorrance, 3182 Werk Rd #2, Cincinnati, Ohio 45211. Thank You for your time.

Saint Torrance

http://us.mcl I 14.mail.yahoo.com/mc/showMessage?sMid=33&fid=Sent&filtsrBy=&midl... 6/22/2009

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Car damagesFrom: "Torrance Smith" <[email protected]>

To: "PENNY MABIN" <[email protected]>

Wednesday, June 3, 2009 9:24 AM

Ms. Mabin,

I am with a protected class with conditions I do everything myself as of today I have only received $534.48and my estimate was 2,369.28 and my wheel $639.00 a total of $3,008.28 minus my deductible of $250.00leaving a total of 2,758.28 and minus the check you have already sent to me of $534.48, leaving an amountof $2,223.80, so please do send the amount request so i can start on my vehicle. Please make out thisdifference check to saint Torrance and Mid-City Collision again so I can start on my vehicle. At this time workwill not start until the rest of the money is received, I will not let no one touch my vehicle without alreadyreceiving my policy being honored by Allstate and that include my medical payments, please do forwards acopy of this letter to Sparkle Mcgkee for medical payments being sent too, her numer is 866-575-4363 ext.5189.

P.S. no reponse in three days i will take this matter where you want me to take it and it the court system.Please do send the difference of $2223.80 and make sure diminished value is with this check of $20,000.

Saint Torrance

http://us.mcl 114.maii.yahoo.com/mc/showMessage?sMid=O&fid=Sent&filterBy=&midlnd... 6/3/2009

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Fw: Car damages claim no. 0137674164

From: "Torrance Smith" <[email protected]>

To: [email protected]

--- On Wed, 6/3109, Torrance Smith <[email protected]> wrote:

From: Torrance Smith <[email protected]>Subject: Car damagesTo: "PENNY MABIN" <CDS7H a(4LLSTATE.COM>Date: Wednesday, June 3, 2009, 9:24 AM

Ms. Mabin,

Friday, June 5, 2009 7:25 AM

I am with a protected class with conditions I do everything myself as of today I have only received$534.48 and my estimate was 2,369.28 and my wheel $639.00 a total of $3,008.28 minus mydeductible of $250.00 leaving a total of 2,758.28 and minus the check you have already sent to me of$534.48, leaving an amount of $2,223.80, so please do send the amount request so i can start on myvehicle. Please make out this difference check to saint Torrance and Mid-City Collision again so I canstart on my vehicle. At this time work will not start until the rest of the money is received, I will not letno one touch my vehicle without already receiving my policy being honored by Allstate and thatinclude my medical payments, please do forwards a copy of this letter to Sparkle Mcgkee for medicalpayments being sent too, her numer is 866-575-4363 ext. 5189.

P.S. no reponse in three days i will take this matter where you want me to take it and it the courtsystem. Please do send the difference of $2223.80 and make sure diminished value is with this checkof $20,000.

Saint Torrance

http://us.mel 114.mail.yahoo.com/mc/showMessage?sMid=20&fid=Sent&filterBy=&midl... 6/22/2009

Page 30: OtINqZ - Supreme Court of Ohio ot"inqz in the supreme court of ohio saint torrance 3182 werk rd #2 cincinnati, ohio 45202 debtor-relator case no. municipal court no. 08cv35640 federal

SMITH, ROLFES& SKAVDAHL

COMPANY LPAJ. Patrick Schomaker, Esq.

6oo Vine Street, Suite 26ooCincinnati, Ohio 45202

[email protected]

June 5, 2009

CE'RT'<FIED, WUL - RETUR: V RECEIP7' RE^.)L'ESTEDTracking No. 7008 0500 0000 7904 3188

Mr. Saint Torrence3182 Werk Road, Apt #2Cincinnati, Ohio 45211

Re: Saint Torrence IJM ClaimClaim No.: 0137674164Policy No.: 980248025Insured: Saint TorrenceDatelLoss: May 4, 2009Our File No.: 09-11029

Dear Mr. Torrence:

Please be advised this law firm has been retained by Allstate Insurance Company to serve ascounsel on its behalf in reference to the claim you have submitted for uninsured motorists and/ormedical payments coverage following a motor vehicle accident occurring on or about May 4, 2009.

Pursuant to your policy of insurance, this letter is to notify you we have been requested totake your examination under oath regarding this rriotor vehicle accident an3 the claim you havesubmitted to Allstate Insurance Company. I anticipate your examination under oath to take at leasttwo hours to complete. You have the right to be represented by legal counsel, at your expense, at theexamination under oath should you desire. Under the policy of insurance you are obligated to submitto the examination under oath and to thereafter review and sign the transcript of the examinationunder oath.

Pursuant to your policy of insurance you do have a duty to cooperate with your insurancecarrier in the investigation of the claim you have submitted. This cooperation includes producingrelevant information and documentation to support your claim. Additionally, the examination underoath process is your opportunity to explain to your insurance carrier all aspects of your claim, and

CINCINNATI COLUMBUS DETROIT600 Vine Street • Suite 2600 65 E State Street • Suite 2000 39555 Orchard Hill Place • Suite 600

Cinclnnati, Ohio 45202 Columbus, Ohio 43215 Novi, Michigan 48375(513) 579-0080 (614) 469-7130 (248) 374-5020

Fair (513) 579-0222 Fax: (614) 469-7146 _ Pox: (248) 348-5760 Fs 9www.smithrolfes.com

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Mr. Saint TorrenceJune 5, 2009Page 2

provide them with information and documentation for a thorough and complete investigation tooccur. For these reasons, please make certain to bring the following information and documentationwith you to your examination under oath:

1. Coinplete copies of any and all records for any injury of medical treatment you areclaiming as the result of the May 4, 2009 accident.

2. Complete copies of all medical bills for any injury or treatment you claim as a resultof this accident.

3. A complete listing identifying claim number, insurance company and adjuster of anyinsurance claims (exclusive of health insurance) which you have submitted within thepast five (5) years prior to the occurrence of this loss.

4. All documents to support any claim for vehicle damage you are making to yourinsurance carrier.

5. Any documents or information you have to offer your insurance company regardingthe other vehicle which you claim was involved in the accident of May 4, 2009.

6. Any additional records or documents of any type or nature which you believe yourinsurance company should consider prior to making the final decision relative to yourclaim.

Immediately upon your receipt of this letter, please contact me so we may schedule aconvenient date, time and location for taking of your examination under oath. Please understand nofurther consideration can be given to your claim until you comply with this requirement under thepolicy.

Please also understand, nothing contained in this letter, or request for your examination underoath, waives any prior reservation of rights issued to you by your insurance carrier and your insurercontinues to reserve all rights relative to any issues concerning this claim.

I look forward to hearing from you.

Sincerely yours,

J. Patrick Schomaker, Esq.

JPS:khcc: Mr. Philip Cook (via electronic mail)