Orix leasing

Thanks to our Respected Sir Hammad Ahmed

Topic:

Group Members:

Mubashar Maqbool 32

Shazma Rauf 14

Umair Aamir 36

Qadir Abbas 39

ORIX Leasing

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Table of Contents

• History of ORIX Leasing

• History of ORIX Leasing in Pakistan

• Vision & Mission

• Departments

• Products

• Multan Branch

• Offers

• SWOT Analysis

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History of ORIX Leasing

Originated in Japan 1964

working with 43 companies in 26 countries

It is listed on Tokyo and New York Stock Exchanges

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ORIX Leasing in Pakistan

• Operations in January 1987, as a joint venture between ORIX Corporation, Japan and local sponsors

• with assets in excess of US$ 50 billion • A diversified portfolio of over 3000 clients• Initiated investment 15.54 billion• Earned a pretax profit of Rs. 156 million for the year ended

June 30, 2000• Short term rating is A1+• Long term rating is AA+• OLP has played a major role in promoting the leasing industry

Pakistan

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ORIX Leasing in Pakistan

VisionMaximize shareholders' value by drawing on its extensive array of specialized

capabilities to continuously provide our customers with value added

financial solutions.

MissionDevelopment through domestic and international offering new and innovative

products that create real and lasting value for our customers.

Rating of ORIX Leasing in Pakistan

Date Your text here 9

Conditions of use8 BranchesKarachiLahoreFaisalabadSialkotIslamabadPeshawarMultanHyderabad

Head OfficeHead office is located in Karachi

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Departments in Karachi Branch Marketing Department Credit Department Rental recovery Department Administration department HRM Department Accounts Department Information Department Trusary Department

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Multan Branch of Orix Leasing

• Multan Branch established in February 2001 on LMQ Road Trust Plaza Dera Adah.

Departments Management department Credit and Marketing department Accounts department

Offers schemes Money Builder Plus Orix Floater Quick Gain

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Money Builder Plus The period of this scheme is 3 to 10 years The profit and deposited amount shell be paid on maturityIf encashed Before 3 months no profit shall be paid Before completion of 3 years @7.00%p.a After 3 year the profit will give 9.00% p.a

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Orix Floater The time period of this scheme is 1 year to 5 yearsIf encashed After 2 year 6.50% After 3 year 7.50% After 5 year 8.50%

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Quick gain The period of this scheme is 30 days to 1 yearIf encashed Before 30 days no profit Beyond 30 days 0% penalty charge Completion of 1 year 9% profit will be given

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Business man

1. Copy of National Identity Card2. Copy of Ownership Documents

or Rent agreement of the residence

3. Copy of recent Utility Bills4. Copy of Last two years Tax

Assessment Statements.5. Copy of Last Six month’s Bank

Statement6. Copy of Driving License

Salaried person

1. Copy of National Identity Card2. Copy of recent Utility Bills3. Copy of last six months Bank

Statement4. Copy of Ownership Documents 5. Original / Copy of recent Pay

slip6. A letter from employer Date of joining Designation Salary Package

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ORIX Leasing Customers Sole proprietor Partners Private limited Company

Offering Products Corporate Lease Auto Lease Commercial Vehicle Leasing Operating Lease

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Corporate Lease• Salient Features• ORIX Corporate Division offers leasing facility for plants and

machinery, vehicles and office products.• The following are the flexible leasing options tailored to suit the

lessees needs.• Fixed and variable rate (KIBOR based) leases.• Leases with grace period.• Sale and lease back.• ORIX will have the economic ownership of the asset whereas the

lessee will avail the economic usage.• Leasing leads to tax savings as lease rentals are allowed to be

charged as tax deductible expense in the profit and loss statement of the lessee.

• Leasing guards against equipment obsolescence.

Auto Lease• Salient Features • ORIX Consumer Auto Division offers both leasing and financing facilities of vehicles.• The following are the flexible product range tailored to suit the customers needs:

– Straight Leases– Cash Back Leases– Step up and Step Down Leases– Leases with Grace Period– Financing against vehicles

• An auto lease contract is a non-cancellable contract for a specific period of time, typically from three to five years.

• The lessee will receive the full benefits of all warranties, guarantees, etc., offered by the manufacturers.

• The vehicle is insured by ORIX on behalf of the lessee with Pakistan’s leading insurance companies and ORIX’s lessees will enjoy the following distinctive features: No deductible amount on the policy, coverage of terrorism, coverage of life insurance, coverage of third party limited liability insurance.

• The auto lease comes with a complementary Tracking Device option.• Leasing is acceptable within the Islamic modes of financing as fixed rental payments are made.

Commercial Vehicle Leasing

• Salient Features • The decision to lease, rather than other means of

financing or outright purchase, can be based on the following reasons:

• Leasing can provide up to 90% financing - the use of the commercial vehicle is obtained only on 10% capital outlay.

• Leasing is acceptable within the Islamic modes of financing.

• Fixed rate & term make budgeting easier.• Leasing leads to tax saving - generally all rentals are tax

deductible.• Leasing is convenient and flexible - lease rentals can be

tailored according to cash flow and income projections of the lessee.

Operating Lease

• Salient Features• ORIX provides equipment on short and long term

rentals..• Lease payments are tax deductible thus reducing the

rental cost of equipment. • ORIX has the flexibility to adapt its products

according to customer requirements by offering a tailor-made solution.

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SWOT Analysis of ORIX Leasing

Strength

Biggest leasing company of Pakistan. Good and reliable marketing network. OLP Limited provides services on door step It gives interest above kibor rate i.e. kior+2%. While the bank

gives interest below the kibor rate

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Weakness

Less number of branches in Pakistan Mark-up rate is higher than banks No media advertisement It is not proper working in Islamic financing in Pakistan

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Opportunity

Investment certificates, because they have done very less progress in this field.

New customers and untouched areas of Multan region are the good opportunities for the company.

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Threats

Banking sector is a big threat for OLP Limited 100% risk can’t be minimized so risk of default of client is

always there.

Orix leasing

Marketing

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