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Transcript of Oracle Banking Solution
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7/22/2019 Oracle Banking Solution
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Banking Solutions
Presenters Name:
Presenters Title:
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
The following is intended to outline our general
product direction. It is intended for information
purposes only, and may not be incorporated into
any contract. It is not a commitment to deliver any
material, code, or functionality, and should not be
relied upon in making purchasing decision. The
development, release, and timing of any features
or functionality described for Oracles products
remains at the sole discretion of Oracle.
Safe Harbor Statement
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Agenda
Leadership in Banking
Innovation in Industry Solutions
Results Achieved by Oracle Customers
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23 of the top 25 North American banks
use Oracle Applications to run their business
15 of the top 20 global banks use Oracle Apps
to measure and manage their performance
10 of the top 10 global banks use Oracle Apps
to run their business
Oracle in BankingDid You Know?
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Grow Business and Cross-Sell to Customers:How can I streamline my business processes to grow wallet shareand shorten time to market for new products and services?
The average cost to acquire a new customer is $3,500 in the US.American Bankers Association
!
Compliance & Regulatory Pressures:How can my organization meet the increasing regulatorycompliance demands?
IT spend on compliance will grow annually at 14.1% and reach $3.0 billion by 2006.The Info Shop
!
Scale Costs to Match Market Opportunity:How can I improve cost efficiency ratios while providing greatervalue to our customers?
In the near to intermediate term, the industry is expected to continue to experience pressures onits net interest margin. AM Best
!
The Challenges Were Hearing
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Industry Quotes
Oracle has been kicking its game into high gear. With 22acquisitions in 24 months, the longtime database kingpin and
middleware applications player has gorged on new products andcapabilities The buying binge also have served to reinforce thecompany's commitment to amassing deep expertise in financialservices-something not lost on clients in that industry.
Oracles Siebel purchase should drive more value for customersthrough integrated business management applications, anddeliver existing Oracle customers wi th more sophisticated CRMfunctionality.
In acquiring a majority stake in i-flex solutions, Oracle announcedits arrival on the world stage of vertical banking technology.
Oracles acquisitions of PeopleSoft and Siebel give it a more
signi ficant footprint in business intelligence (BI), analyticapplications, and performance management.
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Agenda
Leadership in Banking
Innovation in Industry Solutions
Results Achieved by Oracle Customers
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Oracle Banking SolutionsNext Generation Software That Helps Banks Effectively Grow Their
Business and Optimize Performance From the Front to the Back-Office
Evolve a Business Process DrivenEnterprise Archi tecture
Enable Flexibility to be Responsiveto Market Needs
Embed an Intelligent Compliance &
Risk Mgmt Framework and PerformanceMeasurement within the Business
Innovate for Operational Effectiveness
Develop Customer-Centric Processes
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Requirement Oracle Capability The Oracle Difference
Deliver multi-channelcampaign and offer mgmt
Closed-LoopMarketing for Banking
Only complete offer andcampaign mgmt solution withbuil t in analytics to measureand refine marketing programs
Only end-to-endperformance & profitabilityanalytics in context of
customer interactions
Drive intelligentcustomer interactions
Pre-Built CustomerAnalyt ics for Banking
Show a complete view ofcustomer to customer agent
360 Degree CustomerView throughIntegrated BankingSales and Service
Only multi-channel sales,service, mktg & transactionsolution pre-integrated withcore-banking
Provide a single source oftruth for customer data
Universal CustomerMaster for Banking
Only complete repository fordata across the enterpriseaccessible by a hub andspoke model
Create a Customer-Centric Enterprise
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
ServiceServiceManagementManagement
Real-time balances
Account details &transaction history
Contact andopportunity mgmt
Interaction history
Opening /Opening /FulfillmentFulfillment
GuidedGuidedSellingSelling
Single ViewSingle Viewof Customerof Customer
Cross-sell / up-sell
Sales offers Needs analysis
Product catalog
Product features /benefits
Multi-product
application processes Data capture
Document fulfillment
Account funding
Financial transaction
support Common service
issue management
Web ServicesAgent Desktop Core Systems
Example: 360 Degree Customer View throughIntegrated Banking Sales and ServiceShow a Complete View of Customer to Customer Agent
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
SOLUTIONS Standardize front office application cockpit Set up and implement new business processes Provide continuity, stability, simplicity and cohesion
CHALLENGES / OPPORTUNITIES
Improve multi-channel customer service Link the call center, the internet & local branches Reduce time to market for new products Increase focus on individual customer
CUSTOMER PERSPECTIVE
The single, complete view of the
customer and prospects means we arenow able to track and trace leadmanagement from start to end.
Tonnie van der HorstProgram Manager
RESULTS
Sales / banker / day increased 45%
Cross-selling up 1% a month
All 300 community banks use one frontoffice system
Rolled out to all users in 18 months
Client data, client contact information,lead and sales information isconsistent across the bank
Lead-management process andmanagement control successful
Can now measure results andreward performance
COMPANY OVERVIEW
Largest and most dense network in theNetherlands consisting of 2,942 contact points
7 MM customers 1200 branches Full range of banking services
Rabobank
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Oracle Banking SolutionsNext Generation Software That Helps Banks Effectively Grow Their
Business and Optimize Performance From the Front to the Back-Office
Evolve a Business Process DrivenEnterprise Archi tecture
Enable Flexibility to be Responsiveto Market Needs
Embed an Intelligent Compliance &
Risk Mgmt Framework and PerformanceMeasurement within the Business
Innovate for Operational Effectiveness
Develop Customer-Centric Processes
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Requirement Oracle Capability The Oracle Difference
Support stand alonelending & leasing solutions Daybreak andOracle Lease Mgmt
Only integrated front-to-back
solutions for consumerfinance & commercial leasing
Largest repository of
extensible and executablebanking processes providingincreased flexibil ity
Provide processdriven solutions
i-flex Process
Framework forBanking
Transforming core-bankingprocesses
Only open standards corebanking solution enabling
new products, relationshippricing & consolidation ofexisting systems
FLEXCUBE for
Retail & CorporateBanking
Enable Flexibility to be Responsive to Market Needs
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Example: FLEXCUBE for Retail & Corporate BankingTransform Core-Banking
WealthWealthManagementManagement
All consumerbanking products
Quick productdefinition
Single view ofcustomer
CommercialCommercialLendingLendingRetailRetail
BankingBanking
Consumer lending
Corporate lending
Origination tocollection
Trade finance
Payments
Cash management
Treasury
Departmental orbank-in-a-box solution
Mutual funds
Asset managers
Transfer agencies
Online brokerage
Retail
Lending
Commercial
Wealth Management
UNIVERSAL BANKING
SOLUTION
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
SOLUTIONS
i-flexs FLEXCUBE Oracles Siebel CRM & Teller Oracle ERP for Procurement and HR Oracle BI for Sales & Campaign Analytics
CHALLENGES / OPPORTUNITIES
Consistently manage client relationshipsacross channels
Transform entire bank processes Deliver lower operating costs, improved customerservice and new up sell & cross-sell opportunities
CUSTOMER PERSPECTIVE
Oracle is a strategic partner enabling thetransformation at Banco de Chile. The bankis better able to meet its customersdemands by deploying new products to
market faster.Ruben FariasVice President of Development
RESULTS
Improved sales (23% YOY growth) Improved sales quality and efficiency
Volume increase (1.3mm customers)
Automation of sales & credit processes
Responding quicker to customer care claims
Control over finance & accounting processes
Automation of and control over managementand HR processes
COMPANY OVERVIEW
Largest Chilean owned bank Merger of Banco Chile and Banco Edwards 9,500+ employees, 1,300+ ATM, 260+ branches $18 billion assets, 660K credit cards,
400K checking accounts
Banco de Chile Improves Sales
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Oracle Banking SolutionsNext Generation Software That Helps Banks Effectively Grow Their
Business and Optimize Performance From the Front to the Back-Office
Evolve a Business Process DrivenEnterprise Archi tecture
Enable Flexibility to be Responsiveto Market Needs
Embed an Intelligent Compliance &
Risk Mgmt Framework and PerformanceMeasurement within the Business
Innovate for Operational Effectiveness
Develop Customer-Centric Processes
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Requirement Oracle Capability The Oracle Difference
Provide a foundation forregulatory compliance
EnterpriseCompliance Appsfor Financial Services
Only functionally completecompliance mgmt solutionavailable on an enterprisecompliance infrastructure
Only ful ly scalable solution tocompute individual customerprofi tability deliverable to thefront-office
Deliver actionablecustomer & productprofitability insight
Customer & ProductProfi tability Engine(EPM, OFSA)
Manage credit , marketand operations risk
Most complete end-to-endrisk management solutionextending into businessoperations and AML
Enterprise RiskMgmt Platform(Reveleus, Mantas)for Banking
Embed an Intell igent Compliance andRisk Management Framework
and Performance Measurement within the Business
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Example: Enterprise Compliance Application forFinancial Services
Manage Credit, Market, and Operations Risk
Analyt icsServer
BIDashboards
Analyt icEngines
Databases
Data Warehouse
VisionaryVisionary
Basel II compliance
Reporting platform Consolidated data
repository
Embedded internalcontrols
FinancialFinancialTransformationTransformation
ProfitabilityProfitabilityManagementManagement
Risk &Risk &ComplianceCompliance
Complete profitabilitysuite
Integrated with riskand finance solutions
Multi-dimensionalprofitability
Next generationaccounting rulesengine
Fully integrated withOracle GL
RAPM enabled suite
Foundation ofEnterprise RiskManagement suite
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SOLUTIONS
Reveleus Basel II PeopleSoft Enterprise Financial Mgmt PeopleSoft Enterprise Performance Management
CHALLENGES / OPPORTUNITIES
Needed a mature solution which would allow thebank to comply with Basel II Accord, whilesupplementing its economic capital mgmt process
Wanted not only a Basel II solution but also acredit analytics toolAllow for iterative capital compliance analysis
with production-ready solution
CUSTOMER PERSPECTIVE
The abili ty to execute is a critical successfactor in any systems implementation, buteven more so given the timeline for
implementation of Basel II. The partnershipbetween i-flex and Oracle was important tous. Weve had a long relationship withOracle, and we knew that Oracle wouldstand behind Reveleus.
Nick Deshpande
Head of Corporate Project Office
RESULTS
Credit analytic capabilities will be available
in the spring of 2007 Full production of Basel II in January 2008
COMPANY OVERVIEW
Headquartered in San Francisco, California Sixth largest bank holding company in the US Employees: 153,500
Assets worth $482 billion
Wells Fargo Achieves Basel II Compliance
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Oracle Banking SolutionsNext Generation Software That Helps Banks Effectively Grow Their
Business and Optimize Performance From the Front to the Back-Office
Evolve a Business Process DrivenEnterprise Archi tecture
Enable Flexibility to be Responsiveto Market Needs
Embed an Intelligent Compliance &
Risk Mgmt Framework and PerformanceMeasurement within the Business
Innovate for Operational Effectiveness
Develop Customer-Centric Processes
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Requirement Oracle Capability The Oracle Difference
Manage projects moreefficiently & effectively
Robust Enterprise ProjectPortfolio Management
Most fully integrated projects,procurement and financialssuites designed for FSI
Only applications designedfor FSI based on the worldsleading HCM and talent
management solut ion
Fully utilize employeesas key company assets
ComprehensiveRecruitment to RetirementProcess Designed for FSI
Reduce operational riskwith comprehensivefinancial mgmt solutions
Worlds leading financialssolution for FSI withmulti-GAAP, IFRS &multi-book code processing
End-to-End Financial Mgmtand Consolidations SuiteDesigned for FSI
Transform corporateprocurement function
Complete IntegratedProcurement Solutions forGoods & Services wi thStrategic Sourcing Capabilities
Most comprehensive spendmanagement applicationsdeployed on-site or hosted
Innovate for Operational Effectiveness
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Example: End-To-End Financial Management andConsolidations Suite Designed for FSI
Reduce Operational Risk with Comprehensive Financial Mgmt Solutions
AssetAssetManagementManagement
Automate financial
processingAccount for multiple,
heterogeneoussources
Enhance internalcontrols & auditability
Procure to PayProcure to PayAnalyt icsAnalyt icsFinancialFinancialControlControl
& Reporting& Report ing
Align operations with
corporate strategy Manage risk
proactively
Collaborate acrossthe enterprise
Reduce spend on
goods and services Streamline
procurement
Enforce policycompliance
Improve asset
visibility, tracking,and control
Optimize assetportfolio mgmt
SubledgerAccounting
SubledgerAccounting
r r
GeneralLedger ReceivablesReceivables PayablesPayables
ManualEntry
OpenInterfaces
/ API
Excel(Web ADI)
SubledgerInvoices &
Documents
OnlineReconciliation
Reporting
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
SOLUTIONS
Oracle systems enabled Westpac to have aconsolidated view of the business
Enabled substantial efficiencies in work practices
CHALLENGES / OPPORTUNITIES
Adopt International Accounting Standards (IAS) by2005 & Australian government plans to strengthenthe financial reporting framework
Deliver productivity and operational efficiency viamore integrated systems and processes
Operating 13 different general ledgers, with monthend book closure at 15 days
CUSTOMER PERSPECTIVE Oracle's approach to business systems,involving consolidation of data andshared service centers assists us inmeeting our corporate governance goals.
Phil ChronicanChief Financial Officer
RESULTS
376% ROI achieved through costreductions & productivity improvements
Batch processing speed improved by 40%
Month-end c losure time reduced byover 50%
13 charts of accounts consolidated intoa single view of the company
Millions of t ransactions summarizeddown to about one million journal entriesand posted to the ledger daily
COMPANY OVERVIEWAustralias first bank Founded in Sydney, Australia in 1817 as Bank of
New South Wales; renamed Westpac in 1982
Leading provider of banking & financial services inAustralia, New Zealand, and 8 Pacific island nations
Employees: 26,131 Net profit after tax AU$2,818 million
Westpac Achieves 376% ROI
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Oracle Banking SolutionsNext Generation Software That Helps Banks Effectively Grow their
Business and Optimize Performance From the Front to the Back-Office
Evolve a Business Process DrivenEnterprise Archi tecture
Enable Flexibility to be Responsiveto Market Needs
Embed an Intelligent Compliance &
Risk Mgmt Framework and PerformanceMeasurement within the Business
Innovate for Operational Effectiveness
Develop Customer-Centric Processes
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Requirement Oracle Capability The Oracle Difference
Secure client data againstfraud, insider access,phishing & identity theft
Enterprise Securityand Identity Mgmt
Only integrated data & identitysolution for operational riskmanagement andregulatory reporting
Only service-orientedarchitecture with abanking-specific data
model and process library
Deliver new bankingservices quickly to existing
and acquired customers
Service EnabledProcess Framework
for Banking
Make real-time decisionswith know-your-customerdata across all channels
Onlyfrom data held in existinglegacy
BI for Retail,Institutional andPrivate Banking
integrated KPIs & KRIs
banking systems
Selectively consolidatelegacy systems onto openstandards platform
Grid Computing andEnterprise ContentManagement
Worlds largest and mostreliable database and low-costgrid computing platform
Evolve a Business Process Driven EnterpriseArchitecture
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EmployeesIT StaffCompliance
ApplicationsPartners
External
PartnerApps
Customers
Internal
Workflow and OrchestrationWorkflow and Orchestration
Audit ing andAudi ting andReportingReporting
Monitoring andMonitoring and ManagementManagement
Access and Ident ity ManagementAccess and Ident ity Management
BPO /Help Desk
Database andDatabase andAudi t VaultAudi t Vault
Advanced Networks & Data EncryptionAdvanced Networks & Data Encryption
RecordRecordManagementManagement
NOS/DirectoriesOS (Unix)
Systems and Repositories
MainframeECM
Corporate Applications
ERPMulti-Channel Loans HR
Virtual Private DatabaseVirtual Private Database
Activity MonitoringActivity MonitoringBusiness IntelligenceBusiness Intelligence
Provision andmanage access
IntegrateIntelligence
and businessworkflowacross solutions
ContentContentDBDB
Secure dataand functions
across networks
Move from detectionto preventionand integrate
non-structured data
UniversalCustomer &
Product Masters
Service Enabled Process Framework for BankingDeliver New Banking Services Quickly to Existing and Acquired Customers
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Banking Reference ArchitectureAgile, Secure and Modern Platform
Banking Applications Corporate Applications
RetailRetail PrivatePrivate
CommercialCommercial InvestmentInvestment
FinanceFinance HRHR
RiskRisk OperationsOperations
Enterprise Services and External Interfaces (SOA)Enterprise Services and External Interfaces (SOA)
Enterprise Identity and Directory ServicesEnterprise Identity and Directory Services
Identity and Access
ProvisionProvision AuthentAuthent AuthorzAuthorz
Info Sec and Compliance
DirectoryDirectory EncryptionEncryption
Product Systems and TransactionsProduct Systems and Transactions
Master Data
CustomerCustomer PaymentsPayments
Org EntitiesOrg Entities InstrumentInstrument
Infrastructure
Data ServicesData Services SLA MgmtSLA Mgmt
Grid/DB MgmtGrid/DB Mgmt MainframeMainframe
Customer Experience Business Insight
MultiMulti--Channel Networks and Presentation ServicesChannel Networks and Presentation Services
Customer InsightCustomer Insight
Performance and RiskPerformance and Risk
Operations MgmtOperations Mgmt
Online / Web 2.0Online / Web 2.0
Kiosk, ATM, Teller, etcKiosk, ATM, Teller, etc
Partner InterfacesPartner Interfaces
Secure data andprocesses to detect and
prevent attacks
Identity & Access Mgmt
LDAP / Virtual Directory
Virtual DB / Label Secur
Database & Audit Vault
Manage all information,including structured and
unstructured content
TimesTen In-Memory DB
Enterprise Content Mgr
Oracle Database Grid
Enterprise Manager
Create multi-clientpresentation servicesand real-time analytics
Business Intelligence
Bus. Activity Monitor
WebCenter Framework
Portals, Dashboards
Integrate workflowsacross business andfunctional solutions
Bus. Process Modeler
BPEL Process Manager
Web Services Manager
J2EE, Bus. Rules & ESB
Access Process
DataSecurity
S
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Pending customer approval Internal Use Only
SOLUTIONS
Oracles BPEL Process Manager
CHALLENGES / OPPORTUNITIES
Growing pains as it sought to acquire other regionalbanks and to increase its range of services
Wanted to bring products to market faster, using a
rich web interface for its high net worth and internetsavvy clients, allowing them to have real-timeaccess to new offerings
Required secure system with easy integration withbrokerage partners such as E*Trade
Acquisitions and existing IT investments required
a solution that fit in with their heterogeneousback-office systems
CUSTOMER PERSPECTIVE
Rapid deployment of new solutions toANZs high net worth clients at a lowercost
RESULTS
Wealth Management applicationdelivered in record t ime
Faster speed-to-market for add-oncustomer services
Preserved investment in existingWeb Sphere middleware
Smooth integration with E*Trade foronline brokerage services
Hot-pluggable architecture for newstandard interfaces
COMPANY OVERVIEW
Top 50 bank in the world, with operations andcustomers in Asia, Europe and North America
Retail, institutional, private bank; leading provider ofwealth mgmt services and online banking and trading
Employees: 30,000+, Assets: AUD$ 293 billion
ANZ Delivers New Wealth Mgmt Servicesin Record Time to Private Clients
O l B ki S l ti S
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Stay Compliant With Continuously Changing Regulations Understand and Manage Enterprise Risk
Deliver Actionable Customer & Product Profitability Insight
Risk, PerformanceRisk, Performance
& Compliance& Compliance
Reduce Time-To-Market for New Products and Services
Support Regulatory Needs More Quickly Integrate Acquired Assets
Core BankingCore BankingTransformationTransformation
Deliver Consistent Multi-Channel Customer Experience Increase Share of Customers Wallet Streamline Front-to-Back Office Processes Provide Integrated Sales and Service
Customer Centr icCustomer Centr ic
Provide Seamless Integration of Systems Optimize Workforce Management Connect Financials to Better Measure and Monitor Results
ManageManageCorporate AssetsCorporate Assets
Accelerate Development of New Services with a OpenStandards Based Banking Platform
Improve Agility With Capability to Create FlexibleComposite Applications
Agile, IntelligentAgile, Intelligent& Secure& Secure
Oracle Banking Solutions Summary
Oracle i-FlexOracle i-Flex
O l B ki F t i t
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Corporate AdministrationCorporate Admin istration
CustomerAnalytics
ChannelAnalytics
MarketingAnalytics
Exec Analytics
Funds TransferPricing
Portal &Dashboards
BusinessActivityMonitoring
BusinessProcessAnalytics
Op Intelligence
HR Analytics
CustomerInsightCustomerInsight
PerformanceManagementPerformanceManagement
OperationalExcellenceOperationalExcellence
Analyti csPlatform
AnalyticsPlatform
Consolidation Budgeting
Procurement
Profitability Mgmt
Fixed Assets
Incentive Comp
Product Hub Org Hierarchy Hub Accounting Hub Payments Hub
Master Data ManagementMaster Data Management
Customer Data Hub
Rich Client F/W
AJAX, Web 2.0
Systems Mgmt Web Services MgmtDirectory Services
Enterprise Content
Mgmt
Database (Grid,
Memory, Embed)
Web Services
Orchestration (BPEL)
Identity Mgmt
J2EE Services, ESB
and Rules Engine
Access Mgmt
Enterprise TechnologyEnterprise Technology
ProfitabilityAnalytics/RAPM
ACH
CreditRating
POS
SWIFT
Fed Wire
OFAC
MarketFeeds
CheckOrder
OtherSystems
RetailRetail
Platform Teller CallCenter
InternetBanking Kiosk EBPP
Private Wealth MgmtPrivate Wealth MgmtCommercialCommercial
TeamSelling
OrderMgmt
InternetBanking
SecurityTrading
ClientServicing
DerivativePricing
CRM &Marketing
LeadMgmt
FinancialPlanning
Order EntryPlatform
OnDemand
Customer ExperienceCustomer Experience
CallCenter
Deposits
Loans
Payments
Cards
(Credit / Debit)
Investments
Core BankingLedgerLeasing
Payments
Deposits
TreasuryTradeFinance
AssetMgmt
SyndicatedLoans
StructuredDerivatives
Lock BoxNostroReconInvestorServices
Leasing Custody
Mortgages
Customer &Business
Insight
Customer &Business
Insight
Lifecycle ManagementLifecycle Management
SellingMarketing ServicingOriginating
ExternalInterfacesExternalInterfaces
Projects
Risk BasedPricing
EconomicCapital/RAPM
OperationalRisk
Market Risk
Credit Risk
ALM
SOX
RegulatoryReporting
Risk BasedDecisioningRisk BasedDecisioning
RiskManagementRiskManagement
Governance,Risk &
Compliance
Governance,Risk &
Compliance
ComplianceCompliance
BASEL II& 1A
AML
Human Capital Mgmt
Enterprise GL
Product and Transaction ProcessorsProduct and Transaction Processors
CashMgmt
Real Estate
Savings Loans
Core BankingLedger
Reconcil-iation
Compliance
& Limits
IntegrationMkt Data
PortfolioMgmt
TradeProcessing
Performance Mgmt
Balance & Positions
Fees & Commissions
Compensation
Clearing &Settlement
Third Party
CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Oracles Banking Footprint
Th O l C l t B ki S l ti
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PartnersPartners PeoplePeoplePeople
PlatformPlatform
ProcessProcess
ResultsResults
Oracle Uniquely Delivers a Competitive Advantage byLeveraging People, Partners, Process, and Platform
The Only Complete Banking Solution
People: Oracles Ecosystem Creates Advantage
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People: Oracles Ecosystem Creates Advantage
950 customersparticipating inCustomer AdvisoryBoards
500 Industry & Productstrategy council members
35 Fusion strategycouncil members
1,300 participantsin early customeradoption programs
425 user groups
30,000 applicationscustomers
220,000 databasecustomers
5,000 middleware ISVs
1,700 application ISVs
9,000 database ISVs
30,000 middlewarecustomers
29,000 developers,support engineers
and consultants275,000275,000
CustomersCustomersBenefitingBenefiting
from Sharedfrom SharedInnovationInnovation
Process: Top to Bottom Support for Banking
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#1 Enterprise Software Vendor ERP, CRM, SCM and more Most scalable, reliable, secure infrastructure Most complete range of on-demand and on-premise
deployment options
Built-In Banking Capabilit ies
Core banking processes incl. deposit and credit / loanmgmt, consumer & commercial leasing, and integratedaccount statements
Governance, risk, and compliance coverage includingrisk-based pricing, operational risk assessment, andregulatory reporting
Performance mgmt incl. profitability analysis and RAPM
Largest Software Support Team
21,000+ development and support engineers 145+ countries
DatabaseDatabase
MiddlewareMiddleware
ApplicationsApplications
ConsultingConsulting
TrainingTraining
SupportSupport
Process: Top to Bottom Support for Banking
Platform: Oracle Fusion Middleware Leads the Market
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Platform: Oracle Fusion Middleware Leads the Market
BestBest--SellingSelling
32,000+ Customers Deployed 70% of Worlds 50 Largest Firms $1B+ Business
Oracle55%
Oracle55%
Others45%
Others45%
Source: Gartners Market Share Application Integration & Architecture
Source: Gartners Market Share Application Integration & Architecture
40%
30%
20%
10%
0%
39.6%
6.7% 7.1%
Oracle IBM Total Mkt
Growth Rates
#1 Middleware By Share
Fastest Growing Middleware
Highest RatedHighest Rated
Only Vendor in Gartner andForrester Leader Quadrants forAl l Middleware Components
Source: Forrester Research Ranking of Application Platform Servers
Oracle
IBM
SAP
Microsoft
0% 5% 10% 15% 20% 25% 30%
SOA Vendor of Choice
Oracle Leads the Pack
IBMSAP
SUN Microsystems
Microsoft
Novell
LeadersStrongPerformersContenders
Strong
StrongWeak
Weak
Strategy
Market Presence
CurrentOffering
Oracle
Most ComprehensiveMost Comprehensive
Industry's Most ComprehensivePlatform for Developing, Deploying
& Integrating Enterprise Apps
Rich Functionality
ORCLORCL IBMIBM SAPSAP
J2EE Server &Dev Tools
EnterpriseService Bus
Portal, Collab,Content Mgmt
BPEL ProcessManagement
ActivityMonitoring
Business RulesEngine
SOA
Management
BusinessIntelligence
IntegrityManagement
Agenda
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
Agenda
Leadership in Banking
Innovation in Industry Solutions
Results Achieved by Oracle Customers
What Customers are Achieving
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
What Customers are Achieving
Oracles acquisi tions of PeopleSoft and Siebel give it a more significantfootprint in business intelligence (BI), analytic applications, andperformance management.
Oracle Financials lets us automate our planning process and dataconsolidation. Our financial planning and analysis staff can fully performtheir roles as analysts and work closer with their operational managers --with greater speed and f lexibility.
Our Mult i-channel Program delivered by PeopleSoft Enterprise CRM,enables every ABN AMRO Bank client to choose how and when they wishto communicate with us. This allows us to be trendsetters in our industry.
As a global financial services company which is using technology toimprove productivity and lower operating costs, the use of FLEXCUBE will
allow us to gain efficiencies by standardizing our operating environment.
Performance Management is something that has to constantly evolve asyour business evolves. Oracles platform allows us to quickly modify rulesand add f ields to tables so that we can be very responsive to change.
The Oracle Difference
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CONFIDENTIAL: All capabilities and dates are for planning purposes only and may not be used in any contract
The Oracle Difference
Only multi-channel sales, service, marketing and transaction solutionpre-integrated with core-banking
Only open standards core-banking solution enabling new products,relationship pricing and consolidation of existing systems
Most complete end-to-end risk management solution extending intobusiness operations and AML
Worlds leading financials solution for FSI with multi-GAAP, IFRS,and multi-book code processing
Only service-oriented architecture with a banking-specific data modeland process library
Only Oracle
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