Online Term Insurance Beginners Guide….

What is Term Insurance ??

• Term Insurance is one of the best and oldest forms of life insurance.

• Online Term insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified "term" of years.

• If the insured dies during the time period specified in the policy and the policy is active - or in force - then a death benefit will be paid.

• The premium costs under a term plan are usually constant for the entire period.

• The simplest form of term life insurance is for a term of one year.

Who should apply for Term Insurance

• Online Term Insurance plans are appropriate for recruited individuals who have dependents (Children, adults), those who are looking for life protection against unexpected crisis of life (death) at fairly modest costs.

• Term Insurance plans are designed to purvey to the basic requirements and financial security for both applicant and his/her family.

Why should you buy Term Insurance

Online ??

• It’s the safest and cheapest way to buy.

• You can buy easily in just few simple steps.

• You can calculate your premium rates very easily.

• All you got do is just fill basic Personal details, like name, age, gender, policy period that you wish to cover and few more.

• Term Insurance Premiums will not increase over the term, the longer the term the more money you save.

• Timing is not known and premature death poses risk.

Term Insurance

• Characteristics

• Temporary

• Renewable

• Convertible

• Pure Insurance protection only

How much to pay ?

• You can decide the amount you want to invest every year

• You can also choose the number of years, you want to invest, based on your income and age.

• You have he flexibility to pay your premium half yearly, annually, or lum sum as a single pay for whole plan period.

Thank You