Online Documents verification
-
Upload
abinash-mandilwar -
Category
Economy & Finance
-
view
39 -
download
0
Transcript of Online Documents verification
![Page 1: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/1.jpg)
ONLINE VERIFICATIONOF DOCUMENTS
Presented by, Abinash Kr. Mandilwar Chief Manager & Faculty Member BOI Staff Training College, Bhopal
![Page 2: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/2.jpg)
PAN VERIFICATION
![Page 3: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/3.jpg)
“PANCHK”
Enter “PAN No.” & Press
This Option is used to Check the Authenticity of
a “PAN No.”.This menu is Directly Linked to (“TIN”)
Tax Information NetworkF4
![Page 4: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/4.jpg)
ONLINE VERIFICATION OF PAN CARD NUMBER
SEARCH PAN CHEQUE IN GOOGLE
30/09/1967
MANDILWARKUMARABINASH
704628SUBMI
T
![Page 5: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/5.jpg)
![Page 6: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/6.jpg)
YOU MAY SEARCH NAME & OTHER DETAILS THROUGH PAN
TYPE ‘KNOW DETAILS THROUGH PAN NUMBER’HTTPS://INCOMETAXINDIAEFILING.GOV.IN/E-FILING/SERVICES/KNOWYOURJURISDICTIONLINK.HTML
AFEPT0634E
614830SUBMI
T
![Page 7: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/7.jpg)
YOU WILL GET THE DETAIL OF PAN
![Page 8: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/8.jpg)
YOU MAY VERIFY FROM OTHER SITE ALSO
http://pancardoffice.com/know-pan-card-holder-name-address-pan-number/
AFEPT0634E158634
SUBMIT
![Page 9: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/9.jpg)
YOU WILL GET THE DETAIL OF PAN
![Page 10: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/10.jpg)
ONLINE ITR VERIFICATION
![Page 11: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/11.jpg)
FOR ONLINE ITR VERICATION VISIT HTTPS://INCOMETAXINDIAEFILING.GOV.IN/E-FILING/USERLOGIN/LOGINHOME.HTML
Filled the
required field
![Page 12: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/12.jpg)
NOW YOU ARE LOG IN
USER NAME
CLICK
HERE
![Page 13: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/13.jpg)
Now click here
Now click ITR-V OR RECEIPT
![Page 14: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/14.jpg)
NOW YOU WILL GET ITR IN PDF WITH PASSWORD PROTECTED
PASSWORD PAN (IN SMALL) +DOB (DDMMYYYY)
![Page 15: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/15.jpg)
YOU CAN GET ACKNOLEDMENT RECEIPT ALSO
![Page 16: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/16.jpg)
VAHAN REGISTRATION ONLINE VERIFICATION OF VEHICLE
REGISTRATION IN INDIA
By SMS all over India on MOBILE No. 7 7 3 8 2 9 9 8 9 9
TYPE - “VAHAN MHO5BK8403” and SMS on Mobile No. 7738299899. You will
get details of vehicle and hypothecation bank name by SMS within short time.
![Page 17: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/17.jpg)
AADHAR (UIDAI) VERIFICATION
![Page 18: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/18.jpg)
FOR VERIFICATION OF AADHAR
WRITE AADHA
R NUMBE
R
297805730991
0123
VERIFY
Security code
![Page 19: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/19.jpg)
YOU WILL GET STATUS OF AADHAR
![Page 20: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/20.jpg)
ONLINE CHECKING OF LINKING STATUS OF
AADHAR CARD WITH BANKHTTPS://RESIDENT.UIDAI.NET.IN/
![Page 21: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/21.jpg)
Aadhar No.
Security code
![Page 22: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/22.jpg)
YOU WILL GET BANK LINK STATUS
![Page 23: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/23.jpg)
TINCSTSERVICE TAX No.
verification
![Page 24: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/24.jpg)
TAXPAYER IDENTIFICATION NUMBER (TIN) VERIFICATION
Search Google ‘TIN No. verification IN MP’
![Page 25: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/25.jpg)
![Page 26: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/26.jpg)
![Page 27: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/27.jpg)
SERVICE TAX ASSESSEE NUMBER VERIFICATIN
![Page 28: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/28.jpg)
![Page 29: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/29.jpg)
YOU WILL GET THE DETAIL OF ASSESSEE
![Page 30: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/30.jpg)
ONLINE VERIFICATION OF COMPANY CHARGE MCA21
![Page 31: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/31.jpg)
![Page 32: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/32.jpg)
![Page 33: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/33.jpg)
RBI DEFAULTER LIST IS AVAILABLE IN CAPSLOG IN CAPS
![Page 34: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/34.jpg)
YOU MAY SEARCH RBI DEFAULTER LIST
![Page 35: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/35.jpg)
CERSAI--IMPORTANT POINTS TO REMEMBER On line search to be taken on CERSAI
website www.cersai.org.in before processing any loan application
Copy of the search report to be kept along with security documents
In case of No Records copy of printout of screenshot duly signed by officer taking search to be kept on record
Bank’s charge with CERSAI to be registered immediately after creation of valid EQM & before disbursement of loan
(BC 107/40 Dt. 01.06.2013)
![Page 36: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/36.jpg)
IMPORTANT POINTS TO REMEMBER
Branch to make token disbursement, create EQM & then only go for disbursement
Confirmation of registration of charge with CERSAI with Asset ID No. received from CERSAI to be kept on record
CERSAI charge is a part of CPA exercise
(BC 107/98 Dt. 30.08.2013)
![Page 37: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/37.jpg)
HOW TO CHECK WHETHER CHARGE ON PROPERTY PROPOSED TO BE MORTGAGED ALREADY EXISTS OR NOT
Type www.cersai.org on address bar for login. Put USER ID and Password.If not registered member, go to Public Search column and click. Following Screen will appear:Fee for search is 50.00 (plus Service Tax) which is to be paid online. Search can be performed in the following 4 simple steps:
1. Click Pay and Search Link. 2. Fill the details of property you want to search and confirm. 3. Proceed to pay the fee. 4. Download Report.
![Page 38: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/38.jpg)
![Page 39: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/39.jpg)
Now click on Add Security Interest on the left hand side under column Data Collection and you
will get the following screen:
![Page 40: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/40.jpg)
Now click on Yes or No. Mostly it is Yes under first two columns and No under third column. Now also click on Please select and select the type of property and press enter key. Following screen will appear :
Now click on all the 4 columns and keep the information ready :
![Page 41: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/41.jpg)
Now click on FIND SIMILAR ASSETto know as to whether any charge exists on the Property proposed to be mortgaged. You will get the remark the functionality can be inquired at two times only. Click O.K. and you will get the details of property and if charge of any bank exists, it will show under Satisfaction Status as Not Satisfiedas per following screen:
![Page 42: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/42.jpg)
CIBIL Credit Information Bureau
(India) Limited
![Page 43: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/43.jpg)
WHAT IS CIBIL CIBIL is a Credit information company founded in
August 2000.
CIBIL India’s 1st credit information Bureau was established by SBI and HDFC , with 40% shareholding of each , while Dun & Bradstreet information services India Pvt Ltd and Trans Union International Inc. hold 10% each.
CIBIL is a repository of information, which contains the credit history of commercial and consumer borrowers.
![Page 44: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/44.jpg)
MEMBERS OF CIBIL Banks
Financial Institutions
Non Banking Financial Companies
Housing Financing Companies
Credit Card Companies
![Page 45: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/45.jpg)
ON WHICH SEGMENTS DOES CIBIL PROVIDE CREDIT REPORTS?
CIBIL is a composite Credit Bureau, which caters to both commercial and consumer segments.
The Consumer Credit Bureau covers credit availed by individuals while the Commercial Credit Bureau covers credit availed by non-individuals such as partnership firms, proprietary concerns, private and public limited companies, etc.
![Page 46: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/46.jpg)
CIBIL SCORE A Credit Score or the CIBIL Trans Union Score is a three-digit numeric summary of your credit history
The score is derived using the credit history found in your Credit Information Report (CIR)
![Page 47: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/47.jpg)
CIBIL scores are calculated on the basis of at least 6 months of financial data of an individual.
The CIBIL score ranges from 300 to 900.
The data indicates that loan providers prefers credit scores which are greater than 750.
CIBIL SCORE - MEANING
![Page 48: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/48.jpg)
ANALYSIS OF CIBIL SCORE
Score Analysis
-1Borrower has no history of borrowings with
any member of CIBIL
300 – 600 In general credit cards and loans are not provided to people in this slab.
601 – 750 This is intermediate range of scores and will allow to borrow from various lenders ,
however banks may refer to overall financial position.
750+ Scores above 750 considered to be good and will help getting loan or a credit card with
ease.
![Page 49: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/49.jpg)
Cheque Bounce/ dishonors
Irregular Loan Payments
Defaulting on Credit Card bills / making late payments or consistent part payments.
Defaulting as a Guarantor.
Reasons for Low Cibil score
![Page 50: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/50.jpg)
Quick processing of loan and credit card applications.
More negotiating power.
Easy availability of credit such as Loans.
Assurance of Safety.
ADVANTAGES OF HIGHER CIBIL SCORE
![Page 51: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/51.jpg)
CHECK YOUR CIBIL SCORE We advise you to check your CIBIL
score before apply for a loan as it could be one of the reasons why a bank may reject the loan application. Steps to check your CIBIL Score online:
1. Fill up an online application form on www.cibil.com (Fill all the personal details like name, address, date of birth, company information and income type.)
2. Pay Rs. 470 as charges for obtaining your CIBIL score and Customer Information Report
![Page 52: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/52.jpg)
CHECK THE CIBIL SCORE3. Authenticate yourself by answering at
least three out of the five personal questions which will be based on your credit history like loans and credit cards availed by you till date.
4. Post authentication you will be mailed your CIBIL score immediately.
5. If you are unable to authenticate yourself online, you will have to take a printout of the form, attach your identity proof (PAN Card, Passport, Voter’s ID or Driver’s License) and address proof (Bank Statement, Electricity/Telephone Bill, Passport, Credit Card Statement or Voter’s ID) and send the same to CIBIL.
![Page 53: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/53.jpg)
![Page 54: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/54.jpg)
![Page 55: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/55.jpg)
![Page 56: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/56.jpg)
![Page 57: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/57.jpg)
![Page 58: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/58.jpg)
![Page 59: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/59.jpg)
![Page 60: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/60.jpg)
![Page 61: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/61.jpg)
![Page 62: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/62.jpg)
![Page 63: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/63.jpg)
![Page 64: Online Documents verification](https://reader036.fdocuments.in/reader036/viewer/2022062820/589cd1ed1a28ab43388b5663/html5/thumbnails/64.jpg)