October 25, 2013

start something

www.bbbspg.ca250.563.7410

donate to Big Brothers Big Sisters of Prince George you start something for local kids - and it

could be the start of something big such as

A healthier community

October 2013

Creating a legacy of a caring community

People Helping PeoplePeople Helping Peoplein Prince Georgein Prince George

Working as a team –

a guide to

leaving a legacy

and estate planning

October 2013

www.pgfreepress.comPeople Helping People 2 OCTOBER 2013

Th ere are a million and one ways to spend your money and time, and with Christmas right around the corner, there will be even more ways to spend both, such as parties, presents, Boxing Day sales, and volunteer work, (and those are just some of the few that come to mind).

Th ankfully, Christmas is also a time when many people look forward to spending money and giving to others, which is why we generally don’t think twice about it, but here are a few creative tips to help you have a Rich Christmas:

Find ways to spend time together – Let’s be

honest...most of us consider our time to be one of the most valuable things we have, so what better way is there to give to others than to give of our time.

Find some creative ways to spend time with family friends this holiday season by do-ing things like planning a night out at a local restaurant, plan a family board game or video game night, arrange a weekly workout session together at a local gym, or even schedule a winter-time photo-shoot with a local photogra-pher not afraid of the snow!

Shop local – One of the easiest ways to help grow your community is to shop at the stores that are locally owned and operated, (oft en these stores will boast this, so it is generally easy to tell which ones are local). By shopping

local, you guarantee that the most amount of money will stay in Prince George, as most local business owners ALSO shop local! When local stores are supported, the community wins!

Look for businesses partnering with local charities – When you know that your pur-chase is also benefi tting a local charity, it’s like killing two birds with one stone. Many local businesses partner with great local charities like the Prince George Hospice Society or Big Brothers Big Sisters of Prince George, and will oft en guarantee that a portion of sales during a specifi c event or promotion will go to support these charities. Further, many of these charities are also locally run, so again, the money raised also stays right here in Prince George.

Be a part of something big – Many organi-

zations like the Salvation Army need people to help run their kettle campaigns or help serve Christmas dinner.

Or, perhaps you have a great voice and wouldn’t mind singing carols at a nursing home, or you know of a local fundraiser that needs help selling raffl e tickets.

Th e sense of joy that comes about by being part of something big in the community can stir the heart and provide a lasting memory, so don’t miss out!

Th ere are lots of great ways to make your Christmas even bigger and better than last year, and although these are only four simple ideas, there are many more out there, so just keep your eyes open and when you come across something that stirs your heart, jump on it.

Four ways to make a rich ChristmasMike RayA Bid for Change

We provide specialized door to door transportation,

operating as a shared taxi.

To use our service you must have a disability that

prevents you from using the city bus.

Carefree Society is your local Handy Dart and Community

Bus operator

Carefree is dedicated to

our Community, continually

fund raising for bus replacement

and extra service demands.

A Legacy gift will ensure our

ability to serve your community.

Carefree Society

2832 Queensway St.

Prince George, BC V2L 4M5Charitable Tax Number

11883-8358-RR0001

Your gift will help ensure that British Columbians with spinal cord injury (and related disabilities) & their families will continue to receive the essential support and services needed to help them adjust, adapt and thrive - whether they are dealing with a new injury or struggling with the ongoing challenges of living and aging with a physical disability.

For more information, visit www.sci-bc.ca or call 1-800-689-2477

Please note: gifts should be made to our legal name, which remains Canadian Paraplegic Association (BC)

When it comes to charitable giving, the best advice is this:

Choose the issues that have personal meaning and then look for focused, outcome-based organizations whose philosophies and position statements align with these values, who collaborate with or are supported by their peers, and whose fi nancials are generally sound. For a large gift or bequest, split it amongst several groups who use diff erent strategies to achieve similar outcomes. Th e reason is simple: no single organization working alone is as eff ective as several groups working together or in parallel to reach a desired outcome.

To determine what questions donors should ask in order to choose the most eff ective charities, there are four key areas for evaluation, known as the PREP Framework:

• Philosophy - the organization’s mission, objectives, position statements and values.

• Red Flags - operational indicators that are not the norm for the sector.

• Effi ciencies - the fi nancial and operational conduct of the organization

• People - the abilities and diversity of those who work in and support the organization

Philosophy: Donors should ensure the organiza-tion’s overall philosophy and mission aligns with their own values. Position statements should disclose what the organization supports, and what it is against. Ask the organization about their past achievements, what outcomes they hope to realize in the future, and what strategies and tactics they will use to resolve a problem.

An example of how an organization’s goals and a donor’s values can become misaligned is with wildlife protection groups. Both the charity and donor may share a goal of conserving wildlife, but if the organi-zation’s population management strategy includes

culling and hunting, and the donor is opposed to such methods, the donor’s values will be compromised.

Red Flags: Red fl ags are fi nancial or operational indicators that are unreasonable or fall outside the norm for the sector. Common red fl ags include the inability to produce fi nancial statements, salaries that are disproportionate for the size and scope of the organization and a lack of demonstrable achievements. One red fl ag that most people overlook, and is the easiest and perhaps most important to validate, is a lack of support from or collaboration with peers in their sector.

Effi ciency: Effi ciency refers to how the fi nancial conduct of an organization mea-sures up against pre-determined benchmarks, such as administrative or fundraising costs and program expenses. Review their strategic plan and see how well their objec-tives align with their budget. Confi rm that they have a diversity of funding sources and fi nances in reserve to sustain an economic downturn.

Although much importance is placed on effi ciency, it is not the best refl ection of eff ectiveness.

People: As in the corporate world, the people employed by an organization are the key to its success.

View the backgrounds of the management team, assess the turnover rate and, again, see what their peers and supporters have to say about the organization.

Th e PREP Framework is by no means a perfect tool, but donors should garner enough information to ensure they focus their charitable dollars on capable, fi scally responsible, eff ective organizations with philosophies that align with their values. An honest and eff ective charity will be willing to answer questions about what they have accomplished, where they are going, and how gift s will be used.

A little prep work can go a long wayLeanne McConnachie, M.Sc.Vancouver Human Society

www.pgfreepress.com People Helping People OCTOBER 2013 3

If you’re hoping to buy a ticket to CNC’s Global Gourmet Fundraising Gala, you may be out of luck.

Seats for the ever-popular fundraiser, where donors buy equipment for students, usually sells out weeks before the event.

“It’s a great time for donors to get together and enjoy fan-tastic cuisine from around the globe, created and showcased by our very own Professional Cook students,” said Annette Stevens, CNC’s Fundraising and Alumni co-ordinator. “It gives our donors an opportunity to meet our students, em-ployees and learn fi rst-hand about the array of programs the college has and what we off er to the community.”

Since 2009, more than $460,000 has been raised for schol-arships, bursaries and equipment purchases during four unique events.

Th at includes Global Gourmet where $246,000 has been raised in equipment purchases for a variety of programs in health sciences, trades, technologies, and university studies.

Th e equipment includes a hospital bed and blood pres-sure cuff s for nursing; a dissecting microscope for medical laboratory technology; a lead apron set for medical radiog-raphy; tricycles for the college’s daycare; a skeleton and skin calipers for kinesiology and welding helmets and tool boxes for trades.

“Donors recognize the need for state-of-the-art equip-ment required for CNC programs and are generous with their donations to ensure we get what we need to get that equipment directly into the hands of our students,” said Stevens. “When I bring up the gala with perspective donors, they can’t wait to get their invitation. Donors who can’t make it that night ask me directly what is on the equipment wish list and generously donate online.

“We try and make each and every donor feel special – no matter what the size of their donation.”

But Global Gourmet isn’t the only CNC fundraiser held throughout the year.

When former CNC student Dillon Adey died in a mo-torcycle accident on June 1, 2009, his family created the Dillon Adey Memorial Endowment Bursary and an annual bursary.

“Th at was one of the toughest things I have ever had to do, visit a family (whom I had never met before) in the midst of their grieving,” said Stevens. “My heart broke and bled for them, but we had an instant connec-tion. We have become like a family.”

Th e Adey family worked tirelessly to increase the funds for these awards and by honouring their son, they have helped many deserving students as pursue their dreams.

In June, 2010, 144 people teed off at the fi rst Dillon Adey Memorial Cup Golf Tournament that is now held every Fa-ther’s Day weekend. It’s how the majority of funds are raised for both bursaries. Th e 2013 tournament raised $17,032,

In June 2013, fi ve students received awards ranging from $500 to $1,450.

When CNC’s Medical Radiography Technology pro-gram opened its doors to 16 students in September, 2011, a prominent Prince George radiologist decided to step in and help them.

Dr. Chong Lim, the premier radiologist in northern B.C. for more than 46 years, partnered with the college to create the Dr. Chong Lim Endowment Fund. It will provide bursa-ries and scholarships for the life of the program.

“We reached our $100,000 goal by selling puzzle pieces ranging from $100 - $2,500,” explained Stevens. “Donors bought puzzle pieces and put family names, company names and logos on a giant puzzle which will be displayed outside the medical radiography lab.

“We received exceptional support from our local medical

community because they hold Dr. Lim in high regard and were very excited to be part of this legacy.”

CNC’s Dental Hygiene program celebrated its 25th an-niversary in 2012. Based on the success of the Dr. Chong Lim puzzle, the college once again sold puzzle pieces in the hopes of reaching $25,000 in honour of 25 years for dental awards.

Th is time, the dental community stepped up and raised $32,768. Th e completed puzzle will be displayed in the entrance of the college’s dental studies department.

Th e last fi ve years have been a worthwhile endeavour for Stevens.

“Th e award recipients I have spoken directly to have been extremely grateful for the money they have received,” she said. “From students celebrating academic achievement to single parents or struggling young students trying to juggle their course loads and part-time jobs, each and every one has a story and are thankful for what CNC can off er them.”

Interested in exploring opportunities for donating? Contact Annette Stevens, Communication Services at

250-562-2131, ext. 5313 or [email protected].

Many ways to give through CNC

Museum and Science Centre

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Your gift will shape the future ~ yesterday, today & tomorrow ~ making history togethergggggggogggggggggggggggggggggggggggggggggggggggggggogyrrrryyryrrrryyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyy

The Fraser-Fort George Museum Society PO Box 1779, Prince George

British Columbia V2L 4V7

Contact: Tracy Calogheros CEO [email protected]

250-981-5910

CRA Number R118930700BC Society Act # S-9084

www.theexplorationplace.com


Planforgift s.com Defi nition: Fundraising that involves estate and/or fi nancial planning to facilitate the gift .

Estate gift s form 86 per cent of planned gift s. Th e others include gift s of publicly traded securities, life insurance, trusts, an-nuities, real estate, private company shares, fl ow through shares, RRSPs and other non-cash gift s.

CAGP-ACPDP Defi nition : Gift Planning is the donor-centered process of planning charitable gift s, whether current or future gift s, that meets philanthropic goals and balances personal, family, and tax consider-ations.

Why is Gift Planning Important? Th ere are approximately 200,000 charities

and nonprofi ts in Canada . Many of them will fail to raise enough funds to support their missions and will eventually cease to exist due to underfunding. Th e reason for this is simple; these organizations focus on outdated fundraising methods and realize too low a return on their fundraising eff ort and investment to survive.

Canvassing, lotteries, events such as golf tournaments and galas, and direct mail are producing declining returns aft er cost. Chari-ties must adapt to our changing society and our uncertain economic times by seeking new and more eff ective methods of raising money.

It is estimated that Canadians donated securities worth up to $1 billion in 2006. We hold $2.36 Trillion in our homes, land, income properties and vacation properties. Because of real estate values, large charitable estate gift s are becoming commonplace. One large estate or planned gift can be transfor-mational for a smaller charitable organiza-

tion and the eff ort to acquire that gift can be minimal in comparison to traditional forms of fundraising.

Th e Most Common Types of Planned Giving Gift s and Th eir Tax Eff ect

Generally, donors can claim a tax credit as follows:

• Federal tax credit is 15 per cent of the fi rst $200 of charitable gift s

• Federal tax credit is 29 per cent of gift s in excess of $200

• Donors can claim maximum annual charitable contributions equal to 75 per cent of income

• Charitable contributions in excess of the annual limit can be carried forward fi ve years

Estates: Estate tax credits are as follows:• Federal tax credit is 17 per cent of the

fi rst $200 of charitable gift s • Federal tax credit is 29 per cent of gift s in

excess of $200 • Gift s made in the year of death and

through the estate can equal 100 per cent of income on date-of-death tax return and can be carried back one year.

Gift s through a will usually take two forms: outright gift s of a specifi ed cash amount or a portion (usually a percentage) of the residue of the estate. Th e residue of the estate is the amount left aft er the expenses, taxes and other bequests have been paid. Gift s of residue oft en prove to be the larger of the two forms of gift s. Donors can also leave charitable gift s through testamentary trusts in their wills.

Typically, a trust is established to allow the surviving spouse (or other individual) to receive income from the estate assets during their lifetime.

What is planned giving?

Charitable Registration #11883 0744 RR0001

Diabetes is a growing epidemic. With more than 20 Canadians diagnosed every hour,

chances are diabetes will affect you or someone you love. But you can make a difference…

Let a cure for diabetes be your legacy

diabetes.ca

Please join the fi ght against diabetes by leaving a gift in your Will.

For more information on legacy giving and/or other giving opportunities visit diabetes.ca, call 1-800-BANTING

(226-8464) or contact Boyanne at 250-561-9284.


CNC has been training students in health sciences, trades, anduniversity transfer education since 1969.Your investment in our students is an investment in ourcommunity’s future. Purchase state-of-the-art equipmentwhich will go directly into the hands of our students, or honouryour loved ones with a scholarship, bursary, or endowment.You will receive a tax receipt for any donation to CNC.

Contact Annette Stevens,Fundraising Coordinator at 250-562-2131 ext. 5313 or email [email protected]

College of New CaledoniaB R I T I S H C O L U M B I A • C A N A D A • W W W . C N C . B C . C A

For more information

please contact the Gift

& Estate Planning team

at 1-888-663-3033 or

[email protected].

www.bcchf.ca

You can create a lasting legacy of love for all of BC’s childrenWhen you include BC Children’s Hospital

as part of your estate plans you could

be saving the life of a child 20 or

more years from now.

Small Patients Great Needs

Every day in British Columbia, people’s lives are enriched by the work of not-for-profi t and charitable organizations in our communities. Meals for isolated seniors, equipment and services for ‘special needs children’, summer jobs for disadvan-taged high school students, funding for mental health or can-cer research or a live performance by a local arts organization are just some of the ways not-for-profi t organizations improve our lives.

Financial assistance is essential to support this work. A vast majority of British Columbia residents generously give their money and time to local not-for-profi ts. But many people are unaware that by making a gift in their Will or estate plan to the charities of their choice, they can continue to help people in need and support their favourite cause, far beyond their lifetime.

And there may be tax benefi ts from these charitable gift s either now or later to your estate or both. Th is is because there may be substantial income tax to pay on your fi nal tax return that a charitable bequest will help off set. Th e donation can be large or small depending on your means and motivation. It can be money, insurance, property, shares or other assets, but one thing is vital. It needs to be in your Will.

Variety - Th e Children’s Charity of BC is oft en the recipi-ent of a legacy from the Will of a generous benefactor. Many of these people made the decision to include Variety’s ‘special needs’ children’ in their Will years ago. And many Canadians still have not prepared a Will (approximately 60 per cent) so if this includes you, perhaps now is the time to think about it.

Whether you make a charitable gift now or you do so through your Will, you should be comfortable that your generous gift is being used wisely. Variety receives donations and legacies from people all around the province, so here are some examples of how children with special needs in BC have benefi ted through your gift s to Variety - Th e Children’s Charity.

You have seen our ‘Sunshine Coaches’ (especially equipped vans) on the road for years now, over 570 of them, helping B.C.’s kids get out and enjoy their community. Children’s

departments at hospitals around the province have received special equipment and upgrades from Variety, and we have helped build most child development centres.

Now we help individual children and their families in B.C. as you have seen by watching our Variety - Show of Hearts Telethon on Global Television each February. Th is coming year our Variety Show of Hearts telethon will be the weekend of January 25-26, 2014. Th is change in dates is necessary due

to a confl ict in airing the television coverage of the Olympics being held in Russia in mid-February.

So, please be assured that your generous donations to Variety are being wisely spent where it counts, on the children who have special needs here in B.C. And also know that when you make a charitable gift as a bequest in your Will, you are making the most generous gift that you possibly can, and it will last far beyond your lifetime. We call it the Gift of a Lifetime.

Your gift of a lifetime - leave a legacyPeter Chipman, BBA, CFREDir. of planned giving, Variety - Children’s Charity

Being a fundraiser in charities for over a decade I continue to look out onto a sea of brochures talking about donation tax benefi ts fi lled with charts of numbers. Now as a philan-thropic advisor I get asked all the time for quotes for clients as to “how much they should give” in their estate. Leaving a legacy – by the numbers?

Starting the charitable gift conversation with tax numbers is like asking for the nutritional value of a double ice cream sundae, the health benefi ts of roller coasters or the ‘return-on-investment’ of your dog or cat. Th ese are comfort things, they are why life is worth living. Many of our parents wrote cheques on the kitchen table to charitable organizations the world over because they made a human connection with other people in need.

Today, many business owners and entrepreneurs of the baby-boom generation ask the same question of charities as they ask investors – what is the impact? Is my money being used well?

Th is is your life story told through a well-planned estate – so take a stroll through your life, it won’t take long, and fi nd the points where your values and charities meet. What did my parents value? Who helped us when we had nothing? Where did I learn right and wrong? What did my alma-mat-er give me besides a degree? Why did I start my business? I love my pet, where did I get it from? Who cared for my parents in their fi nal days?

Paul NazarethScotia Private Client Group

It is has been my pleasure to walk Canadians through this conversation with charities and now as a service to private clients. When they spend a little time asking themselves the questions above the list comes out: Churches, pet shelters, community cen-tres, hospitals, hospices, libraries, Colleges and Universities, parks and trails – the fi rst reaction is “oh my! How could we forget…”. Why? Most people give, because they’re asked. Don’t let someone else hijack your legacy.

A couple I know are both hard workers but wanted to leave a legacy that truly spoke to their story. Th ey carved out a day on the weekend, told friends and family they were away and talked about who they are, how they met, what they love in life and what they want to make possible for others. On Monday they sent me their giving plan with the note “Paul, we start this week invigorated! Instead of the few charities we support now we have a list and a plan that makes us feel fantastic! You’re right, we worked a lifetime for this money and it should be a refl ection of that hard work and our values”. Now don’t get me wrong, they took that plan, gave it to their accountant and she optimized it for tax eff ectiveness. But it was the dog wagging the tail, not the other way around.

For most of us, we haven’t written huge cheques to charity in our lifetime – and yes the Canadian tax advantages in estate giv-ing are the best in the western world. But shouldn’t it feel good to help others? Start with that feeling, let your advisors crunch the numbers. Our team at Scotiatrust can help you with your legacy here in Prince George or across Canada.

Aft er all, charity starts in the heart, not the head. Paul Nazareth is part of Canada’s largest philanthropic advisory

team with Scotia Private Client Group. He teaches with the Cana-dian Association of Gift Planners and the Georgian College.

Your charitable legacy is told in your life story


950 Kerry St., Prince George, BC V2M 5A3

250-564-6408

Leave a legacy of hope for a better future

Charity Number 11910 3323 RR0001 Follow us on Facebook and Twitter

Helping people since 1957

Visit our website www.aimhi.ca

957957

Vi it b it www aimhi ca950 K St

e

Approximately 60 per cent of British Columbians die each year without a will. Th is means that for those individuals, provincial legislation, and potentially the Public Guardian and Trustee, decides who is in charge of your assets, who gets what and

who will take the responsibility of caring for your children.

Dying without a will also means that your philanthropic intentions cannot be fulfi lled.

Procrastination underlies this statistic – sometimes the decisions to be made in a

will just seem too overwhelming. So here is a practical step-to-step guide to the major decisions you need to make to begin your will planning:

1. Who’s in Charge?Someone must be appointed to look aft er

your estate and to make decisions. Th is per-son is called your Executor/Executrix. Th ey should be someone your age or younger that has either (or both) the smarts or the tech-nical skills to deal with the decisions that are required. Sometimes this is someone in your life; sometimes your estate might be too compli-cated or your family relation-ships are too complicated for a friend or family member to comfortably manage – then you should look for a trust corporation.

2. Minor Children and Guardians.

If you have children under the age of 19 then you must appoint a guardian for them in case both you and their other parent dies before they are of age.

Th is is the single most important reason to have a will.

No one can ever replace a parent, but both parents must come to a decision for the sake of your children. Too many will plans fl ounder on a disagreement between the parents over the appointment of a guardian – remember, this is very unlikely to ever occur – just choose the best possible person in your lives. Remember also that a will can always be revised as your circum-stances, and your children’s circumstances, change.

3. Don’t Worry about Your Stuff .Many individuals get bogged down think-

ing they need to provide a comprehensive list of who is to receive their personal and household articles.

You don’t! Oft en the best solution is to simply include a choosing mechanism in your will – pick an order, or have your ben-

efi ciaries cut cards to decide an order, and then let them choose. It’s fair, limits argu-ments and ensures that someone doesn’t get saddled with a piano they don’t want!

4. Who Gets What?If you’re married or common law it’s usu-

ally pretty simple – everything goes to your spouse; when you’re both gone, everything goes to your children, equally.

Th ere are tax disincentives and inheri-tance legislation disincentives that make departing from this standard form of dis-tribution complicated – if your situation is

more complicated, that is, you’re in a second mar-riage, you have an estranged child or you or your spouse is a US citizen you need legal advice.

An experienced legal advisor will easily be able to explain the best options for you.

5. Giving Back.During your life you have probably been

the recipient of many community benefi ts, public health care being a signifi cant one. Including a bequest or residue gift to a charity(ies) in your community should be part of everyone’s estate plan. Not only does it fulfi ll your philanthropic legacy but it can be a practical way to limit taxes to your estate.

So - the bottom line? Dying without a will is always more complicated and expensive. Try to use these simple tips to break the logjam and get your will done.

Remember to seek legal and/or fi nan-cial advice from a professional to avoid headaches down the road. It doesn’t have to be perfect – you can always change it in future – but it will always be better than the alternative!

To request our Guide to Giving booklet or learn more about BC Children’s Hospi-tal Foundation, please contact the Diane Haarstad of the Gift & Estate Planning team at [email protected] or 604-875-3679.

By BC Children’s Hospital Foundation

Top five things to think aboutwhen considering drafting your will

Dying without a will means your

philanthropic intentions cannot

be fulfilled


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growth - solutions tailored to enhance business value

diversification - unique solutions to expand your products or markets

trust - building trusted relationships ensures your business has a bright future

Your business success relies on timely and reliable advice.Our trusted advisor team provides a broad range

of accounting and taxation services.

DEAN MASON & COMPANY INCCHARTERED ACCOUNTANTSDMC

696 Brunswick Street

Prince George, BC V2L 2C1

Fax: 250.563.3281

Toll free: 877-278-9977

www.dmca.bc.ca

250.564.2660

Attentive | Collaborative | Community Supporters | Personable | Responsive

What is a great legacy of a life lived? Helping future generations reach their full potential.

Giving can be as simple as a bequest to UNBC in your will or trust. Consider naming UNBC as a beneficiary of a life insurance policy or investments.

Talk to us today about how you can ensure your wishes endow future generations.

Call 250-960-5750or email

Consider a legacy gift to UNBC that will touch the lives of students, the future alumni who will strengthen northern communities. Forever.

2012 Political Science Graduate Naomi Findlay of Burns Lake

[email protected]

Charitable Number 121620 7350 RR0001

Should you contact a charity to inform them of a bequest or gift by will?

Traditionally, the answer to this question has been “no”. Th e reasons are usually privacy and a desire to retain fl exibility, but it’s helpful to speak to your intended benefi ciaries and conduct due diligence.

Th e most basic level of due diligence is confi rming the charity’s registration and cor-rect legal name. Registered charities may have diff erent operating and legal names. An incor-rect name or designation could cause your gift to fail, which creates legal costs for your estate and trouble for your executor and other benefi ciaries. Canada Revenue Agency lists all registered charities online.

Getting the name right is just the start. A bequest is probably the largest gift of your life so don’t be shy about asking a few probing questions of your intended benefi ciaries. If the contemplated bequest is signifi cant in value or central to your estate plan, arrange a meeting with the charity to ask questions in person. Or you can have an advisor, such as your lawyer or trust offi cer, ask for you. Th e following due diligence checklist will help ensure your legacy gift eff ective and personally meaningful.

Charitable Bequest Checklist1) Use of bequests: What is the charity’s

policy on the use of undesignated bequests? Are they spent immediately or are they in-vested? Are they used to pay a defi cit, support fundraising, or pay for the direct programs and services of the charity?

2) Accountability: Are the charity’s annual report and audited statement available to the public? How does the charity report to donors and executors? What percentage of annual

revenue is devoted to charitable purposes? 3) Gift designation: Can your gift support a

particular area or purpose? What are the char-ity’s future priorities? If you are interested in a particular purpose, does the charity share your commitment?

4) Privacy Policy: Does the charity have a privacy policy? Can a donor remain anony-mous? If the donor is anonymous, who at the charity will know about your plans? Will a request for no solicitations or contact be respected?

5) Donor recognition: Are donors of bequests and planned gift s recognized aft er the gift s are received? Does the charity have an optional program to recognize and involve future gift donors during life?

6) Tax Considerations: Th ere are ways to enhance, supplement or even replace a gift by will. Options include donations of public secu-rities, life insurance, and RRSP/RRIFs. What experience does the charity have with these gift s and how willing are they to work with you and your advisors to implement a plan?

7) Staff Gift Planner: Does the charity have a staff gift planner or planned giving offi cer? Does he or she have any professional designa-tions? Has the planner adopted the Canadian Association of Gift Planners’ Ethical Code?

8) Personal endowment funds: Does the charity have an endowment that makes an annual payout for charitable activities? Are donors able to name endowment funds with their bequest?

If so, is there a minimum contribution level to establish the fund? Do donors/executors receive ongoing reports on the fund?

9) Charity Stability: How stable is the charity in terms of funding, staff , volunteers, gover-nance and programs?

Will the charity be in existence to receive a gift that will arrive many years in the future?

Checklist for charitable bequestsMalcolm D. BurrowsScotia Private Client Group


34000 Blackwater RdPrince George, BCV2N 6H1

Phone: 250-964-3136Fax: [email protected]

BALDY HUGHES THERAPEUTIC COMMUNITY

Addiction Recovery & Therapeutic Community

Baldy Hughes Therapeutic Community is the premier recovery

community in British Columbia catering to men suffering from

addiction. Our model is an innovative and novel approach

to treating substance abuse and is inspired by the highly

respected and world-renowned therapeutic community in

Italy. The success of our abstinence-based program can

be attributed to long-term treatment in a remote recovery

community setting.

Bequeathments & Legacy Gifts

You may include in your will a provision for the BC New Hope

Recovery Society. This could be for a specifi c sum of money,

a particular property, or a percentage of your estate. If you are

interested in making a legacy contribution of this type to Baldy

Hughes please contact us by email at [email protected].

BC NEW HOPE RECOVERY SOCIETY

Discovery needs willing partners.When you remember the BC Cancer Foundation in your will, you’ll be supporting world-renowned research in BC that is shaping the future of cancer care.

Please be sure to use the full legal name of our organization:

BC Cancer Foundation Registration Number: 11881 8434 RR0001

Your legacy: a better future for everyone touched by cancer.

Toll free 1.888.906.2873www.bccancerfoundation.com

Prince George Needs her Creativity!

Creativity is the core of her ability to come up with innovation and solutions to problems.

Your legacy is an investment in the young minds that will help the community prosper in the coming decades. Any contribution you are able to make is a generous one.

Contact: Peter Thompson, Managing DirectorTwo Rivers Gallery

725 Civic PlazaPrince George BC V2L 5T1

Tel: [email protected]

Prince George Regional Art Gallery

Association CRA# 107858763RR0001

October 25, 2013

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