Sheet10.1410.0%011213100260600020400004364800050%000.055.0%00Inflation7.0%Pension corpus -Regular (emp)0.000.00%00Equity Return15.0%135840.000Debt Return10.0%NPS Return10.0%Pension Corpus through Contr32894409.9588114Annual Growth in Salary5.0%Pension Corpus through LumpSUm (emp)0.00Rate of Annuity0.0%Total Corpus (Pension)32,894,409.96Actual Rate of return0.0%Current Monthly Expenses0Age (Life Expectancy)80Current Age0Retirement Age60Current Salary (Basic)-Monthly0.00Dearness Allowance (DA)-Monthly0.00Monthly NPS Contribution (Employer)- 10% of (Basic + DA)0.00Annual NPS Contribution (Employer)0.00Annual NPS Contribution (Employee)Additional Lumpsum Investment (Employee)- One Time0.00Additional Regular Investment (Employee)- Annual basis0.00Retirement Corpus through NPSRetirement Corpus through NPS (in Rs. Crores)0.00Retirement Corpus Required (in Rs. Crores)0.00Projected Yearly/Annual Retirement Pension (through NPS)- Rs. LakhsPension Fund drawn as LumpSum (at Retirement)- in Rs. Lakhs0.000.00No.SalaryDANPS annualNPS TotalEmpl. ContrNPS (as per emp. Contr.)Total Ret. Funds100000002000000030000000400000005000000060000000700000008000000090000000100000000110000000120000000130000000140000000150000000160000000170000000180000000190000000200000000210000000220000000230000000240000000250000000260000000270000000280000000290000000300000000310000000320000000330000000340000000350000000360000000370000000380000000390000000400000000410000000420000000430000000440000000450000000460000000470000000480000000490000000500000000510000000520000000530000000540000000550000000560000000570000000580000000590000000600000000610000000620000000630000000640000000650000000660000000670000000

Click here for Projected Annual PensionClick for Retirement CorpusGenerate ReportYesNo

Sheet2Current Age of employee0Years to Retirement60Current Monthly Expenses0Projected Monthly Expenses at the time of ret. With inflation0No. of years after Ret.20Inflation Adjusted Return(Annual)3.00%Inflation Adjusted Return(Monthly)0.25%Ret. Corpus req.0Accumulated Ret Corpus0Ret. Corpus to be accumulated0Ret. Corpus required (in Rs. Crores)0.00Corpus differential in Rs.0.00Corpus differential in Rs. (same as above but for calculation only repeated)0.00NPS Return10.0%Nper60Add.Inv Required (PMT)0.00Individual Corpus Calculation (Lumpsum)Ind. Contr. (PV)0.00NPS Return10.0%Nper60Pension Corpus at Retirement(Lumpsum-emp)0.00Individual Corpus Calculation (Regular)Ind Contr. (PMT)0.00NPS Return10.00%Nper60Pension Corpus at Retirement (Regular-emp)0.00

Sheet3Ret. Corpus for a tension free life (in Rs. Crores)4.764.76Ret.corpus0.00%age lumpsum to be withdrawn at Retirement0.00%Drawn as Lumpsum0in Rs. Lakhs (Drawn amount)0.00Gratuity etc. (Lumpsum)0Gratuity/lumpsum declared in Rs. Lakhs3Gratuity/lumpsum declared in Rs.300000Gratuity etc. (Annuity)0Duration20Retirement Corpus0.00Rate of Annuity0%Payment (Pmt)031.02Payment (pmt) in Rs. Lakhs0.00Monthly Pension (in Rs. Lakhs)2.59Retirement Corpus through Retirement in Rs. Crores0.00Recommended percentage as lumpsum0.00%0.00%0.00%0%

Sheet4NameAnonymousAddressContact numberEmail IDEstimated Details (Retirement Planning)Annual Pension projected (in Rs. Lakhs)Rs. 31.02 Lakhs.Monthly Pension projected (in Rs. Lakhs)Rs. 2.59 Lakhs.Total Retirement Corpus accumulated (in Rs. Crores)Rs. 3.29 Crores.%age of Pension Corpus to be withdrawn at Retirement0.00%Total Corpus available as Lumpsum at RetirementRs. 0.00 Lakhs.Total Corpus Required for Comfortable Retirement LifeRs. 4.76 Crores.Additional Lumpsum Investment Required to reach the Required Retirement Corpus (Annually)NILDISCLAIMERS & RISKFACTORS:This excel application is only for information purpose and the output is only indicative. The output shown by the calculator is dependent on the correctness of information provided by the user individual and on certain assumptions detailed/indicated/input by user as required for calculations. IDBI Bank is not (and must not be held) responsible if the actual calculation/result/output of the investments as indicated in the software does not match the calculator output.Neither IDBI Bank Ltd, nor any person connected with it, accepts any liability arising from the use of this information. Recipient of this material should understand that statements made herein regarding future prospects may not be realized. They should also understand that any reference to the securities, instruments, sectors in this document is only for illustration purpose. The distribution of this document in certain jurisdictions may be restricted or totally prohibited and accordingly, persons who come into possession of this document are required to inform themselves about, and to observe, any such restrictions.

Sheet5PLEASE ENABLE MACROS. THE CALCULATOR DOES NOT FUNCTION WITHOUT MACROS.To use this calculator please enable Macros.Excel 2007-Click the Microsoft Office Button , and then click Excel Options.Click Trust Center, click Trust Center Settings, and then click Macro Settings.Click the options:Enable all macros Click this option to allow all macros to run.Trust access to the VBA project object model(tick the check box)Excel 97-2003-Go to Tools- Macro- SecuritySecurity Level- click on "Low"Under Trusted Publishers click on check box "Trust access to Visual Basic Projects".