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Think Local. Buy Local. Buy Chamber.

The BOTTOMLINE

Volume 25 No. 10 November 2010

BRIGHT CHOICESBetter Benefits for Your Business

If you or your company has never explored the option of health insurance through The Chamber

— OR —If you had coverage in the past but have changed to another option,

You owe it to yourself and your employees to explore the brand new Bright Choices!

Available exclusively through select Chambers of Commerce and Associations, the Bright Choices program from Liazon increases your choices, lowers your cost and makes it easy for you and your employees to select the right benefits!

Choice Include:• Multiple New Medical insurance plans through CDPHP• Diverse Dental options• Tax advantaged Health Savings Accounts• Supplemental Health Insurance• Wellness Program• Guaranteed access to Life Insurance• Guaranteed Disability Insurance• And More!

November is open Enrollment for all Chamber Members! If you are interested in exploring the new Bright Choices options, you must act now.

Contact the Chamber’s health insurance administrator Bouchey & Clarke at 272-9866 or call The Chamber office at 371-7748.

Chamber Annual Holiday CelebrationThursday, December 9

5:30-7:30 pmHoliday Inn — Saratoga Springs

$10 for Members, $20 General Admission

Don’t miss the largest and most festive mixer of the year!Register today at www.southernsaratoga.org

2

2010

Mark your calendar nowfor these upcoming networking events.

2 0 1 0

2nd ThursdayNetworking Mixers

November 9Hampton Inn — Clifton Park

December 10Holiday Mixer

Holiday Inn—Saratoga Springs

2010 Mixer Sponsor

If your company is interested in hosting a 2011 Networking Mixer

to highlight your business, call Denise at The Chamber office

at 371-7748 for full details.

Design & Layout byVelocity Print Solutions

370-1158

UpcomingEvents

Chamber Seeks 2011Networking Mixer Locations

What a great way to gain exposure for your business!If your office/facility has the capacity to hold 75+ Chambermembers, why not consider hosting a 2nd Thursday NetworkingMixer in 2011? It’s an excellent opportunity to showcase yourbusiness and staff to fellow members.

Contact Denise Romeo at 371-7748 ordenise@southernsaratoga.org for full details

and host requirements.

Attention Members:

Date Change on November Mixer!

Tuesday, November 9th, 5:30 pmHampton Inn, Clifton Park

(Date change due to Veteran’s Day)

Register online at www.southernsaratoga.org today!

2011 Chamber SponsorshipsHigh Impact Year Long Opportunities!

• NEW Member Welcome Sponsor • Legislative Advocacy Sponsor• 2nd Thursday Networking Sponsor

Individual Event Sponsorship Opportunitiesincluding The Chamber’s premier events:

• Annual Awards Dinner - Scheduled for March 31, 2011• Chamber Classic Golf Tournament• Many more year long and Individual event sponsorships available,

let The Chamber custom-tailor a plan that’s best for your business and budget!

Many additional opportunities for great marketing exposure through your Chamber membership include a “Chamber Member of the Month” display at theChamber office during the month of your choice, advertising on the Chamber’snewly enhanced website www.southernsaratoga.org, advertising in the 2011 Chamber Directory & Buyer’s Guide and more.

Don’t miss out on being a part of these valuable business opportunities,Available ONLY to Chamber members!

Contact Loretta Rigney at loretta@southernsaratoga.org or call 371-7748 today!

Capital Communications Federal Credit Union and itscharitable foundation donated nearly $40,000 and

organized more than 470 walkers to support the fight againstbreast cancer at the Making Strides Against Breast Cancerwalk in Albany on Sunday, Oct. 17. CAP COM was again a flagship sponsor of the event, which is organized by theAmerican Cancer Society and this year drew roughly 13,000people and raised $950,000 for breast cancer research

Laura Griffin, owner of Your Spice of Life, is happy to announce that her organic spice company has been ac-

cepted into the “Pride of New York” program. This latest collaboration fits well with the Chamber’s “Think Local. BuyLocal” initiative, which is also supported by Griffin’s presenceat Artique Coop, a Clifton Park craft, food and gift store.

Chemung Financial Corporation (CHMG.OB), the holdingcompany of Chemung Canal Trust Company (CCTC),

and Fort Orange Financial Corp. (FOFC.OB), the holdingcompany of Capital Bank & Trust Company (CB&T), todayannounced they have executed a definitive merger agreement,which calls for Chemung Financial to purchase all of the outstanding shares of Fort Orange Financial Corp. in a stockand cash transaction valued at $29.3 million, based uponChemung Financial's October 14, 2010 closing stock price.For further information visit www.capitalbank.com.

AJ Management has been selected as a finalist for the 2010Empire Awards presented by PRSA of the Capital Region

in the following category(s): Public Relations Campaign –Non-Profit 1-866-Under-21 PSA and the Integrated Campaignfor 22nd Annual Freihofer’s Walk. Award Winners will be announced November 3rd.

The American Red Cross of Northeastern New York Region announced that it has received a $15,000 donation

from NBT Bank. This donation will support Red Cross programs and disaster-relief efforts throughout the region.Most of the funds will go to the Adirondack-Saratoga, NorthCountry and Northeastern New York chapters. “NBT Bank is the first in what we believe will be a long line of supporterswho recognize the benefits of choosing a regional manner ofsupport to the Red Cross,” said Gary Striar, CEO of the Amer-ican Red Cross of Northeastern New York Region. For moreinformation, please visit www.redcrossneny.org.

The Clifton Park Town Board recently voted unanimouslyto acquire the Clifton Knolls Executive Golf Course in the

Stony Creek watershed. The purchase price of $1,075,000 willbe paid for from surplus funds. “The purchase of the CliftonKnolls Golf Course permanently protects 39 acres of parklandin the heart of the Clifton Park’s oldest neighborhood,” TownSupervisor Phil Barrett said. “As we have with the Clifton ParkIce Arena, the town will leverage our resources to turn a profitat the golf course and offer added services to residents year-round.”

Alpin Haus, one of the Northeast’s largest outdoors retailers, has announced plans to expand its flagship

operation with the addition of 14,000 square feet to its RVshowroom and dealership in Amsterdam, NY. The new layout

and design will make its debut on November 10. Entering itsfourth decade of service in the Capital Region, Alpin Haus hasgrown into an outdoor recreation powerhouse with four storelocations in Amsterdam, Wilton and Clifton Park. For more information, visit their web site at www.alpinhaus.com.

Berkshire Hills Bancorp, Inc. (“Berkshire”)(NASDAQ:BHLB), and Rome Bancorp, Inc. (“Rome”)

(NASDAQ:ROME) announced today that they have signed a definitive merger agreement under which Berkshire will acquire Rome and its subsidiary, The Rome Savings Bank, in a transaction valued at approximately $74 million. An information presentation with additional information aboutthe merger will be posted promptly in the Investor Relationssection of Berkshire’s website at www.berkshirebank.com.After the merger is completed, Berkshire Bank will serve customers in Massachusetts, New York, and Vermont througha network of 46 full-service bank branches.

Asocial media campaign created by Rueckert Advertising & Public Relations Inc. on behalf of the Freihofer’s

Run for Women 5K took first place in the American Marketing Association’s 16th annual Mark of ExcellenceAwards held Oct. 6th at the Crowne Plaza Hotel in Albany.For more information, call (518) 446-1091, or visit rueckertadvertising.com.

The Ballston Spa Central School District’s various effortsto partner with local businesses, nonprofits and colleges —

financially and otherwise — is paying off. Four corporatesponsors — Gerome Technologies, Technical Building Services(TBS), Guyson Corp. of Saratoga Springs and Ballston Spa National Bank — recently donated a total of $10,500 to theschool district through its Partnership for Innovation in Education program. Superintendent Dr. Joseph Dragone saidthe district has received more than $100,000 in grants since thePartnership for Innovation in Education was initiated in 2008.For more information, go to www.bscsd.org.

Nuance, A Boutique Salon in Halfmoon, NY hosted its 3rd Blow Dry Boot Camp and raised over $800 to benefit

the Brave Will Foundation. Blow Dry Boot Camp participantsbrought along their dryers and brushes and received a personalblow dry lesson from stylists at Nuance. Nuance strives tosupport the community that supports their business. To makean appointment at the salon, call 518-383-5350 or visitwww.nuanceboutique.com for more information.

Bruce Nash, MD, MBA, chief medical officer at CDPHP,has been appointed the medical director committee chair

for the Alliance of Community Health Plans (ACHP), a na-tional leadership organization that brings together innovativehealth plans and provider groups that are among America'sbest at delivering affordable, high-quality health plans.Founded in 1984 as a physician-founded and guided healthplan, CDPHP and its affiliates currently serve members in 24counties throughout New York with a full family of products.Visit www.cdphp.com for further information.

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Baptist Health Nursing and Rehabiliation Center’s “7th Annual Community Celebration” is scheduled for

Saturday, December 11 from 11am-4pm at the center locatedat 297 North Ballston Avenue in Scotia. The event includes live entertainment, holiday bake and craft show. For more information on being a craft vendor at the event contactMichelle Stark at 518-370-4700 ext. 193.

Huntington Learning Center is scheduled to celebrate theirgrand re-opening in Clifton Park at 7 Southside Drive,

Suite 101 on Friday November 5, 2010 from 6-8 p.m. Parents,students and educators are welcome to tour the facilities as wellas meet the center director. Huntington Learning Center ofClifton Park will specialize in maximizing students’ academic potential. Parents who would like additional information, or who are concerned about a specific aspect of their child’s academic performance, are encouraged to contact Mary Catherine White at 518-280-2670, or 1-800-CAN LEARN.

More than 170 local business, nonprofit and governmentleaders joined United Way of the Greater Capital

Region on Oct. 6 for its annual meeting, volunteer awards and video premiere. The event, hosted by News Channel 13Anchor Jessica Layton, was held at Hudson Valley CommunityCollege. At the annual meeting, presided over by Board ChairRobert Doyle, vice president of distribution for the Golub Corporation/Price Chopper, several new members were addedto the local United Way board. “This year’s annual meeting encompassed virtually all aspects of what United Way does for our community,” said Katherine D. Pelham, chief executiveofficer of United Way of the Greater Capital Region.

Dr. William Anderson recently joined Schenectady County Community College

as Vice President for Administration. Dr. Anderson is a Certified Public Accountant and a Certified Management Accountant. He brings expertise in financial, human resources, auxiliary services, facilities management, capital planning, strategic planning, and information technology withinthe higher education environment.

Two bus trips are scheduled to see the Christmas Spectacularshow at Radio City in NYC on Friday, November 12th

and Friday, November 19th. Call 518 371-3737 and speakwith Manoj to make your reservation.

Since its inception in 2001, The Saratoga Gift Basket Company has prided itself in selling and promoting local

products. The products currently utilized are manufactured in Saratoga and Washington counties, some of which are recognized as “Pride of New York” products. Owner, RebeccaCronin said, “We find ourselves in a unique position in whichwe not only promote ourselves, but are also able to promoteother local companies. It’s a great position to be in”. Over thepast several months, The Saratoga Gift Basket Company hasalso taken measures to use only products made in the USA. “At this point approximately 90% of our food products aredomestically produced, and approximately 60% of our otherbasket components are made in the USA. Ideally we are striving for 100% and continue to work towards that number”, reports Cronin. For further information, visitwww.saratogagiftbasket.com.GLOBALFOUNDRIES began training its first wave of technicians at the new multi-million-dollar research and development lab that the company opened in SaratogaCounty last month. The company, which is building a $4.6 billion computer chip fabrication plant in Malta, will train technicians and engineers and test software andmanufacturing processes in the research lab located in thenearby Saratoga Technology & Energy Park. Norm Armour, Vice President and general manager of GLOBAL-FOUNDRIES, spoke at an event celebrating the opening of the research lab, said the new chip plant and lab signal a resurgence of manufacturing in upstate New York. The plant is expected to create 1,400 high-paying jobs. For more information, visit www.globalfoundries.com.

Dr. William Anderson

Think. Buy. Local Business Showcase

Thursday, November 4, 2010 • 4:00 PM to 7:00 PM3 PM Exhibitor Reception

Southern Saratoga YMCA, Clifton Park

A dynamic family friendly event featuring 60+ Chamber members showcasing their products and services, delicious food samples, cash bar, great prizes, and give aways!

Event is free and open to the public!

Sponsored by:

Log on to www.southernsaratoga.org to register online for all events or call

The Chamber office at 371-7748.

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Annual Membership MeetingOfficial Notice

The Annual Membership Meeting of the Chamberwill be held on Thursday, November 18, 2010 at5:00 P.M. at the Chamber offices, 15 Park Ave –Suite 7, Clifton Park. At this meeting, any and all official business of The Chamber will be conducted including the election of Directors.

Again this year, the Board of Directors has authorized the use of electronic balloting for theelection of directors and an email will be sent to all members providing access to this ballot. It can also be accessed via our website – www.southernsaratoga.org. If you wish to cast your vote via a paper ballot, these ballots will besent to you on request. Please call the Chamber office and one will be mailed to you. All membersare required to cast their vote and are encouraged to attend the Annual Meeting. If you plan to attend, please RSVP at 371-7748.

Chamber 101Attention new members!(and long time members too!)

Chamber 101 of is scheduledfor Monday, November 8th @

4:00pm at The Chamber office. This informative review of all the benefits and

opportunities offered by the Chamber includes health anddental insurance information, committee involvement, spon-sorship opportunities and much more!

The orientation is open to all members and is free of charge. Refreshments will be served. Please call theChamber to register at 371-7748.

Now AvailableSouthern Saratoga

County Map

The Chamber is delighted that all newSouthern SaratogaCounty Maps are now available atthe Chamber office.

Drop in anytime topick up your copy! The Chamber extendsthanks to all ourmembers who supported the map project!

Tip of the Week5 Ways to Get More Life From Your Old Computer

1) Add Memory2) Consider upgrading your graphics card3) Perform regular preventive maintenance4) Run regular spyware and virus scans5) Disable or remove memory hogging software

This week’s Chamber Tip of the Week courtesy of HITman Services

2011 M&M CardsNow Available

Chamber members only can purchase the new M & M (Mixers and Marketing) Discount Card earlyand get a full year of mixer registrations (excludes holi-day mixer) for 2011 for only $60!

As you know, marketing begins with you and what agreat opportunity to have quality networking events toattend each month at a discounted rate in 2011! Topurchase your M & M card, call the Chamber at 371-7748 or email denise@southernsaratoga.org

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The Chamber of Southern Saratoga County Presents

An Evening with AngelsCocktail Reception

Please join with us as we celebrate 21 years of providing Holiday assistance to less fortunate children

in Saratoga County

Thursday, November 18th

6 – 9 p.m.Mohawk River Country Club & Chateau, Rexford

Silent AuctionLavish hot and cold hors d’oeuvres

Complimentary BeveragesDessert Stations · Cash Bar

$45 per ticket/$80 CoupleCocktail attire

RSVP by November 12www.southernsaratoga.org or 371-7748

HALO SPONSOR:

WINGS SPONSOR:NBT Bank

SILENT AUCTION SPONSOR:Belmonte Builders

GOLD SPONSORS:John Carriero & Son’s, Inc., Curtis Lumber,

Saratoga Hospital, Seton Health/St. Mary’s Hospital,Teal, Becker & Chiramonte, P.C.

SILVER SPONSORS:Best Cleaners, Cioffi Slezak Wildgrube PC.,

Constructive Copy, DeCrescente Distributing Company, Express Auto Repair, Fogg’s Automotive,

Philips Lytle LLP, Times Union, Gilbert VanGuilder Land Surveyor

2010 Chamber Angels Honorary Committee Chairman: Wayne T. Beale

Nearly 100 professional women, many dressed inpurple, attended The Women in Business Committee’s Annual Fall luncheon held at The Vista on October 21st.

Special thanks to our Luncheon Sponsor NBT Bankand to our 2010 Women in Business Sponsor, Seton Health/St. Mary’s Hospital.

Luncheon presenters Kate Ryan, Wellness Director ofSeton Health/St, Mary’s Hospital and Melissa Grattan,Owner/Operator of Make it Fit, LLC both shared valuableinformation on the importance of making healthy eatingchoices and working exercise into the every day lives of busy working women!

Purple was the color of choice at the event to highlightthe Domestic Violence and Rape Crisis Services of Saratoga(DVRC) Domestic Violence Awareness campaign runningthroughout the month of October. The Chamber’s Women in Business committee has supported the DVRC for the past5 years with their ongoing program, Baskets of Hope.Thanks to all the women who brought donations for theprogram to the luncheon.

The final Women in Business event of 2010 is a Brown Bag Seminar scheduled for Wednesday, December 8 at 12 Noon

in the Chamber’s Executive Education Center. The event is no cost for Chamber members,

register online at www.southernsaratoga.org.

Special thanks to our 2010 Women in Business/Baskets of Hope Sponsor

Luncheon Sponsor

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**If a team of two wins, the advertising opportunity on the website will be split into 6 month runs and Member of the Month will be traded in for complimentary ChamberTip Sponsorship and newsletter insert.

Join our teams of ‘Casting Directors’ (Ambassadors & Board Members) and help us ‘cast’ new “Stars” (Members) to join our

Award winning Chamber. All members of the Chamber of Southern Saratoga County are Casting

Directors!

The Casting Director to bring in the most new “Stars” by 1/1/11 wins… A complimentary year of premiere advertising banner space on our brand

new website AND “Member of the Month” package….

Total Value = $1,800

Save the Date! Red Carpet Mixer

Join us for the Awards and watch our new “Stars” walk the Red

Carpet on

January 13th at 5:00 PM @ Vapor Night Club

Dress only in your best ‘Red Carpet’ attire

TTThhheee TTToooppp 333 CCCaaassstttiiinnnggg DDDiiirrreeeccctttooorrr CCCooonnnttteeesssttt NNNooommmiiinnneeeeeesss wwwiiillllll rrreeeccceeeiiivvveee………

IIInnnddduuussstttrrryyy AAAwwwaaarrrdddsss &&& BBBllliiinnnggg BBBaaagggsss b d d C iiVisit www.southernsaratoga.org – Members

in the News - for weekly Box Office rankings

(Casting Director Contest standings)

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The Fall 2010 StartUp Smart Class graduatedon October 28th after completing seven semi-nars on successfully starting a small business.Congratulations to the following graduates!

Scott Wolf Jeff GreenBernice St. Aimee Ives Mary WigginsKelly Chase Kimberly BrownFrank Valenza Ivan MooreChristine Harvey-Berry Vera JohnsonKate Michalski

The next StartUp Smart class will begin inApril of 2011.

Classes are expected to fill quickly! For more information and

to register please visit www.southernsaratoga.org/startupsmart.

Support the Think and Buy Local Campaign!Chamber volunteers have hit the streets of Southern Saratoga County distributing Buy Local materials to our retailand service members and we encourage all members, regardless of industry to participate in this campaign by:

• Putting a poster in your place of business window• Distributing car window stickers to your employees and customers• Applying the window decal prominently at your location• If appropriate, placing the point of sale card in very visible location or potentially place in customer bags• Providing Southern Saratoga County maps/resource guides• Posting a Think & Buy Local Fall Business Showcase flyer

To receive your Think & Buy Local materials please contact Keith@southernsaratoga.org or call the Chamber at 371-7748.

REMEMBER - A STRONG COMMUNITY SUPPORTS EVERYONE!

Make No Little Plans…(a farewell message from Peter Aust)

As you know, I’ve announced my resignation as your chiefexecutive officer effective December 3rd to accept the positionof president and CEO of the Adirondack Regional Chamber ofCommerce in Glens Falls. I have been extremely honored toserve as your leader since 2001 and leave with a great feeling ofaccomplishment at what we’ve together created. Thank you foryour trust and commitment these past 9+ years!

Some of you may remember that in the early years of mytenure I wrote a monthly article for the Bottom Line entitled“Make No Little Plans…” This was based on a mantra thatI’ve held close for most of my life which is: “Make no littleplans…for there is no magic in them to stir people’s souls.” I leave here knowing that over these many years we plannedbig and cooked up some real magic to build a Chamber ofCommerce that is recognized and respected as one of theleading business organizations in the Capital Region of New York state. Because of your commitment, the Chamberof Southern Saratoga County is on a solid foundation andpoised for continued growth in the coming decade. I sincerely hope that you’ll continue to support and embracethis enthusiasm and vision as you move forward and encourage other members and not-yet-members to join youin this exciting time. I’m confident that your professionalstaff and dedicated Board will continue to serve you well inthe years ahead and this transitional time will be seamless.

In closing, THANK YOU for the opportunity you havegiven me to lead this Chamber. I have grown both personallyand professionally in ways that have completely changed mylife, and I will forever remember fondly my time at the wonderful Chamber of Southern Saratoga County.

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Chamber Member of the Month

The Chamber loves to highlight our membersand put them “front and center”.

Take advantage of this new opportunity to market your products and services

to fellow members and the Southern Saratoga County community.

Chamber Member of the Month Standard Package includes:

• Customized display in the Chamber lobby highlighting your company’s products and services during the month of your choice (based on availability)

• PDF “insert” in the Bottom Line online newsletterand printed version during your month ($175 value-you provide PDF and insert)

• One ChamberTip email broadcast sponsorship during your month ($75 value)

• Recognition of your Member of the Month statuson the Chamber’s homepage

• Facebook Fan page, and Linkedin group includinga hyperlink to your site.

Investment: $500

Chamber Member of the Month Premier Package includes in addition to the standard package:

• Electronic Chamber membership mailing list ($250 value)

• Two complimentary tickets to the 2nd Thursdaynetworking mixer held during your month.

• Company logo on the Chamber's homepage with a hyperlink to your website.

Investment: $750

For more details or to reserve the month of your choice(based on availability) please contact Loretta @ 371-7748 or loretta@southernsartoga.org

Thanks to…October Member of the Month

2011 Membership Directory& Buyer’s Guide

EXCITING NEW ONLINE OPPORTUNITY INCLUDED ON

WWW.SOUTHERNSARATOGA.ORG WITH THE YOUR PRINT AD INVESTMENT.

The 2011 Membership Directory & Buyer’sGuide is being prepared for publication early nextyear. Don’t miss out on the once a year opportu-nity to have your business ad included in theChamber’s premier publication!

Contact Liz Roggenbuck at liz@southernsaratoga.org or

371-7748 for information and full details.

LOG ON TO

www.southernsaratoga.orgTO REGISTER ONLINE FOR ALL EVENTS

or CALL THE CHAMBER OFFICE at 371-7748

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2011 Sponsorships

What is sponsorship marketing?Sponsorship is the financial or in-kind support of an activity, used primarily to reach specified business goals.

Why sponsor? Sponsorship offers the possibility of achieving severalgoals at once including:Enhancing Image/Shaping Consumer Attitudes—often companies are looking to improve how they areperceived by their target audience. Sponsoring eventsthat appeal to the “Chamber market” such small business owners and other business professionals arelikely to shape buying attitudes and help generate a positive reaction. Driving Sales— Sponsorship that allows sponsors toshowcase their product attributes can increase sales. The Chamber’s showcases and other events are perfectfor this.Differentiating from Competitors— The mere act of sponsoring an event, especially an exclusive sponsorship, is a significant way to create competitordifferentiation. Your company name has the opportunityto stand out head and shoulders above the competition.This is particularly helpful if your company wants to combat a competitor with a larger ad budget. Sponsorship allows smaller companies to compete with their industry giants. Enhancing business, consumer and VIP relations—Sponsorships that offers hospitality opportunities suchas the Chamber’s Annual Awards Dinner, networkingevents, and Spring Classic Golf Tournament are alwaysvery attractive to companies. Opportunities to meet key customers and solidify business relationships can be crucial.

The Chamber has a wide variety of sponsorships available for 2011.

See page 2 for Premium Sponsosrship Opportunities available in 2011.

Contact Loretta at 371-7748 or loretta@southernsaratoga.org for more information.

Source: About.com: Sponsorship: A Key to Powerful Marketing by Susan Friedman

The Bottom Line

Monthly Advertising OpportunityMany of our members have taken advantage of

advertising with an insert in the Chamber’s monthly publication, The Bottomline newsletter and have got greatresults. Now that our newsletter is emailed out to over 1,700 members the first of every month, you can reach even more members!

Simply provide the Chamber with a PDF of your flyer(single or double sided, 81/2” x 11”) and it will be includedin the emailed version. If you wish to provide 275 hardcopies, your flyer will be inserted into the 275 additionalhard copies of The Bottom Line that we also mail/distributeeach month. Your flyer will also be included in the online newsletter and accessed from the homepage ofwww.southernsaratoga.org!

Cost is still only $175.00 per month. Materials must be received by the 20th of the month prior to the issue youwant to be in.

Contact Liz at liz@southernsaratoga.org or call 371-7748 to reserve your space!

Is Your Company Information

Correct in the Chamber Database?

It’s important that we have the most up-to-datecontact information about your company,

including email addresses of staff members. Please check your information by logging onto

the Members-only section of the Chamber website:www.southernsaratoga.org and review the

information that is on file for your business. If you do not yet have your username and

password, please contact the chamber office at 371-7748.

Thank you!

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15 Park Avenue, Suite 7P.O. Box 399Clifton Park, NY 12065(518) 371-7748

Local Knowledge. Global Reach. We are the right

business partner for all your real estate needs

518.452.2700

www.CBRE-AlbanyProperties.com

Log on to www.southernsaratoga.org to register for all events

(800) 468-5500(518) 458-2195

capcomfcu.org

Upcoming Events Calendar

November4 Thursday

4:00 pm—Think Local! Buy Local! Fall Showcase—Southern SaratogaCounty YMCA. Open to the Public-no cost to attend

Sponsored by: HSBC, University at Albany, Tech Valley Office Interiors

5:30 pm—Excellence in Intl. Trade Awards—Glen Sanders Mansion.$85 General Admission. Register online at www.acchamber.org

Sponsored by: Tech Valley Global Business Network8 Monday

4:00 pm—Chamber 101 (New Member Orientation)—Chamber office.Open to all members—no cost to attend.

9 Tuesday5:30 pm—Networking Mixer—Hampton Inn-Clifton Park. General Admission: $10 Chamber Members: $5

Sponsored by: Capital Bank & Times Union

18 Thursday3:45 pm—Board of Directors Meeting—Chamber office

5:00 pm—Chamber Annual Meeting. Chamber office

6:00 pm—Chamber Angel Gala-Mohawk River Chateau & CountryClub. General Admission: $45 per person, $80 couple

Sponsored by: NBT Bank, Belmonte Builders, Rusty Nail/Bentley’s Tavern/The Mill on Round Lake

25 ThursdayHappy Thanksgiving—Chamber office closed on Thanksgiving Day andFriday, 11/26.

December8 Wednesday

Noon-1:30 pm—Women in Business Brown Bag—“Munch &Jingle”—Chamber Executive Education Center—All women committee members are invited to attend. General Admission: $15,Chamber members: No charge

Sponsored by: Seton Health/St. Mary’s Hospital

9 Thursday 3:45 pm—Board of Directors Meeting—Chamber office

5:30 pm—Holiday Mixer Celebration—Hoiday Inn-Saratoga Springs.General Admission: $20, Chamber Members: $10

Sponsored by: Capital Bank, Seton Health & Times Union

15 Wednesday 7:30 am-9:30 am—TBA—General Admission $20, Chamber Mem-bers $10, includes continental breakfast

Sponsored by: Padgett Business Service

24 Friday—Chamber office closed

31 Friday—Chamber office closed

CHANGE SERVICE REQUESTED

Log on to www.southernsaratoga.org to register online for all events or call

The Chamber office at 371-7748.

New Members

MRB Group Engineering, Architecture, Surveying PC Architect Services Consulting Services Engineers/Land Surveying Ms. Diana Smith P.O. Box 2545 Malta, NY 12020 Phone: (518) 899-2180 Email: Diana.smith@mrbgroup.com Website: Www.mrbgroup.com Adirondack Oral and Maxillofacial Surgery Dentists Dr. Gurinder Wadhwa 648 Plank Road Suite 201 Clifton Park, NY 12065 Phone: (518) 348-0634 Email: info@adirondackoralsurgery.com Website: www.adirondackoralsurgery.com

Parsons Associates Consulting Services Mr. Bruce Parsons 72 Coolidge Avenue Glens Falls, NY 12801 Phone: (518) 955-7284 Email: bruce@parsonsassociates.biz Website: www.parsonsassociates.biz Redesign in Mind Interior Decorator Ms. Holly Pajak 1200 Hillside Avenue #306 Niskayuna, NY 12309 Phone: (518) 339-7361 Email: holly@redesigninmind.com Website: Www.redesigninmind.com I am I Can Non-Profit Ms. Avon Scherff P.O. Box 1602 Clifton Park, NY 12065 Phone: (518) 688-3011 Email: avon@scherffinsurance.com Website: www.iamicanachieve.org

Please Pull Out and Place in the Chamber Membership Directory and Resource Guide

CHAMBER WELCOMES NEW MEMBERS October 2010

It’s Good To Do Business With Members!

Terry’s Floors Floor Coverings Ms. Nancy Keatley 810 Saratoga Road Burnt Hills, NY 12027 Phone: (518) 399-0307 Email: info@terrysfloors.com Website: www.terrysfloors.com S & B Computer & Office Products Office & Business Services Ms. Seema Nepal One Fairchild Square Suite #3 Clifton Park, NY 12065 Phone: (518) 877-9500 Email: seema@sbcomputers-office.com Website: Www.Sbcomputers-office.com

New Members All Around My Home Solutions Home Maintenance/Improvement Ms. Lisamarie Springel 205 Burgoyne Drive Clifton Park, NY 12065 Phone: (518) 280-6040 Email: lspring@nycap.rr.com Website: www.allaroundmyhomesolutions.com True North Personal & Professional Coaching Consulting Services Ms. Barbara Norton 2319 Nelson Drive Schenectady, NY 12309 Phone: (518) 377-0205 Email: info@truenorthlifecoaches.com Website: Www.truenorthlifecoaches.com

Hummingbird Haven Herb Farm Food Products Ms. Kate Michalski 2098 East Street Galway, NY 12074 Phone: (518) 882-9751 Email: hummingbirdhaven-herbfarm@gmail.com Website: hummingbirdhaven-herbfarm@gmail.com

Please Pull Out and Place in the Chamber Membership Directory and Resource Guide

CHAMBER WELCOMES NEW MEMBERS October 2010

It’s Good To Do Business With Members!

HEALTH PLANS ARE NOT ALL “CREATED EQUAL.” HERE ARE JUST A FEW OF THE THINGS THAT MAKE CDPHP® SPECIAL:

Unlike large national insurers, CDPHP does not exist to make money for shareholders. We are focused on helping members receive the medical services they need to thrive and be healthy.

We were founded by, and continue to be directed by, local doctors. More than half of our board members are physicians who maintain active medical practices in the community.

We have strong hometown roots. When you call CDPHP, you speak with a staff member in Albany, N.Y., not someone in another part of the world.

CDPHP is a good corporate citizen, supporting dozens of local programs that benefit families and promote health, wellness, and fitness.

Our members like us. An overview of our most recent member satisfaction scores can be found at www.cdphp.com.

We treat our employees right. For two years in a row we were named one of the top 15 large companies to work for in New York by the New York State Society for Human Resource Management and Best Companies Group.

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Capital District Physicians’ Health Plan, Inc. • Capital District Physicians’ Healthcare Network, Inc. • CDPHP Universal Benefits,® Inc.10-1027 • 1010

The CDPHP®

Difference

Time for new equipment?

*Annual Percentage Rate. This is a Promotional Rate and being offered for a limited time. Promotional Rate may change without notice. $100 documentation fee is due at loanclosing. Rate and term subject to credit approval. Equipment offered as collateral is subject to bank approval. Financing available for up to 90% of purchase price excluding salestax. This Promotional Rate is available on loans of $50,000-$1,000,000 for terms up to 5 years only. Other rates and terms for loans less than $50,000 and over $1,000,000 areavailable. The Promotional Rate is for new loans only and not available for refinances or to municipalities. Pioneer Bank makes loans without regard to race, color, religion, nation-al origin, age, or any other legally protected status.

Pioneer’s Term Loan 4.99%

APR*

LOANS OF $50,000-$1,000,000 TERMS OF UP TO 5 YEARS

Albany Brunswick Clifton Park Colonie Delmar E. Greenbush Glenmont Green Island Guilderland Latham Malta Rotterdam Troy Waterford Watervliet Wynantskill

sm

Member FDIC

Our business professionals are waiting for your call.

www.pioneersb.com

Pioneer offers competitive term loans for equipment and business vehicles.Contact our business professionals at any of our 16 branch locations.

Other loans and terms are available.

Contact: Dave Farstad at 452-3148 or Eric Heathwaite at 452-3140

Our mortgages come with a price tag you can live with.

Do you want to refinance your home mortgage, but the thought of paying closing costs is holding you back? At 1st National, we’ll help you avoid those costs. n No closing costs* n 4.99% APR n 15-year term n Purchase or refinanceOur low fixed rate with a 15-year term will let you pay off your loan faster while lowering your monthly payment. And, you’ll get the quick approvals and responsive service we’ve been known for since 1923. Stop by a convenient 1st National location or visit our website for more information.

Main Office: 201 Mohawk Ave., Scotia 370-7200 Colonie 370-7250 • Schenectady 370-7265 • Glenville 370-7260Niskayuna 370-7245 • Saratoga 370-7270/587-1611 • Clifton Park/Halfmoon 370-7290 GE Global Research 370-7217 • Guilderland 370-7255 • Rotterdam 370-7285

MEMBER FDIC

* With 20% down payment. $100,000 for 15 years, fixed at 4.99% Annual Percentage Rate would be $790.27 per month and have a finance charge of $42,249. If loan is closed on any day other than the first of the month, payment of odd days interest will be required. Payment does not include amount for taxes and insurance premiums. Actual payment obligation will be greater. Only new 1st lien mortgage money eligible. In order to qualify for the 4.99% APR, you must establish a checking account with 1st National. Existing 1st National customers must set up an automatic transfer to make the loan payments, from an existing checking account. Program subject to change. Rate current as of 6-16-10.

M.JOHNSON CONTRACTING “CUSTOMER SATISFACTION IS OUR NUMBER ONE PRIORITY “

(518)378-7842

MJOHNSONCON@YAHOO.COM

IT’S THAT TIME AGAIN.......

WE OFFER SEASONAL CONTRACTS

AND AS PER NEEDED PLOWING

AVAILABLE 24/7.

SERVING THE ENTIRE CAPITAL

REGION

FULLY INSURED

SNOW PLOWING

COMMERCIAL

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SAND, SALT AND

CALCIUM

APPLICATIONS

ICE CONTROL

SNOW REMOVAL