Norwood February 2011

Vol. 1 No. 8 Free to Every Home and Business Every Month February 1, 2011

pages 22-23

Service Directorypage 21

page 7

Nature Calls

page 19

Athlete Of The MonthChristina Frasca

BY DAWN C. FITZGERALD

Sixty four years ago, when Joeand Lorice Berry married andvowed to “love, honor and cherishfor the rest of their lives,” they re-ally meant it. Three grown chil-dren and three grandchildren later,the two are obviously still smittenwith one another.

She was from Boston’s SouthEnd- a hard working girl thatwould leave one job in hopes of abetter paying position. He origi-nated from Hudson, Mass. andupon completing high school, de-cided to become a sailor. Heheaded to Boston with a group ofhis buddies and joined the Navy.At the time there was a war goingon and Joe decided he should dohis part and sign up.

Lorice got a job at the NavyYard’s optical shop. The same oneJoe began working at - fixing tele-scopes and binoculars. The twodidn’t instantaneously fall in love,but there must’ve been a spark.

According to Lorice, “It wasNew Year’s Eve, and I had nodate.” She went out with Joe “be-cause she wanted to go out.”Nothing more.

They went to a restaurant and had

NorwoodCoupleCelebratesSixty-FourYears andCounting

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SIXTY-FOUR YEARScontinued on page 3

BY CAITLIN FROST

Celebrate Valentine’s Day thisyear not by giving or receivingchocolates, but by making themyourself! Morrill Memorial Li-brary will be hosting Maria Bran-driff who will give a lecture onthe making (and eating) of truf-fles. Brandriff, a native of Ham-den, Connecticut, has spent mostof her life baking desserts rightout of her own kitchen.

“My interest in desserts startedin childhood. My family isUkrainian, and my mother al-ways made tortes and cakes. Iloved tasting them. When Istarted baking I wanted to learn,”Brandriff said. “I’ve always lovedchocolate, and that’s what makesme different from my family.Ukrainians don’t usually dochocolate. It’s made me inde-pendent in how I approachdessert making.”

The Assistant Director at theCheshire Library in Connecticut,Brandriff is in charge of settingup lectures and programs, whichinspired her to begin giving les-sons herself to people who wantto learn more about makingchocolate.

“Truffles, to me, are the best ofthe best. If you want somethingdecadent, go with a truffle.

They’re really great,” Brandriffsaid.

She received a Certificate ofGastronomy at the University ofNew Haven and in 2004, Bran-

driff went to France and studiedwith professional chocolatiers,learning their techniques, makingher exploration into chocolatemore than just a passion.

Brandriff plans on teachingthose interested how to makechocolate truffles, as well as giv-ing a talk on the different types ofchocolates: what to look for, thevarious intensities of dark choco-late, and books she recommendsto learn more about the dessert.She will also explain how tomake a ganache and how to rolland flavor it. At the end of theprogram, there will be a tasting.

“I love the fact that everyonesmiles and are happy. People thatcome to the lecture want to bethere, not because they have tobe, but because they love choco-late,” Brandriff said.

Of course, Valentine’s Day isnot complete without flowers.An arrangement of decadent truf-fles goes great with a bouquet offlowers. And those roses that youmight pick up? Be forewarned;roses aren’t always met with grat-itude.

“A lot of guys assume that girlswant roses. But this is not alwaysthe case,” said Barbara Welch, aflorist at Silver and Sage.

The most popular flower forValentine’s Day has always beenred roses; the color red symbol-

Sweet Ways to Celebrate the Valentine Spirit

Chocolatier Maria Brandriff is a self-taught chef inspired by Julia Child.

page 7

100 Year Old BoyScoutTroop

page 9

Out & About

VALENTINE SPIRITcontinued on page 4

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dinner. Neither one drank so “Weboth had milk,” remembers Joe.Another thing the two had in com-mon- neither had a car, so theywalked around Boston, enjoyingeach other’s company.

Was there a goodnight kiss? Thetwo paused- neither one was sure,“I would’ve remembered,” statedJoe, suddenly positive in how thedate ended.

The two dated, and then Joe wassent overseas. “I hated to see himleave,” said Lorice. Momentarily,she seems to go relive that period,and a brief solemn look crosses herface before continuing. “It wastough.”

They were engaged before heleft, but without any fanfare. Ac-cording to Lorice, “He never pro-posed, never got down on his knee,or any of that kind of stuff. Weboth just knew. We had been goingtogether. We loved each other.”

“She chased me for years,” a

jovial Joe teased his wife.

It was during World War II whenJoe was shipped out- sent toBrooklyn onto California andeventually Japan. And how did thetwo communicate without Skype,texting or cell phones? We “wroteletters,” the two stated. “We werein love,” declares Lorice. Imaginewaiting almost a week to hearwhether or not your loved one wassafe.

Joe returned to Boston and wasdischarged in 1947. The two weremarried February 16, 1947. “It wasa beautiful day," the two say al-most simultaneously. “The sunwas out…it was so warm,” remi-nisces Joe. The wedding wassmall. "My Dad said just havefamily, no friends,” says Lorice.There were approximately onehundred people that watched thehappy couple tie the knot on thatunusually warm February day.

They began married life inBoston’s South End, living withLorice’s parents. At the time, Joehad no job having just been dis-

charged from the service. Eventu-ally, he began working with darkroom based photography.

In 1955, the two moved to Nor-wood. “We heard about the townfrom my brother,” says Lorice.

Joe worked as a photographer forone company for over thirty years.During a severe snowstorm, he in-formed his boss that he wouldn’tmake it into work. In turn, Joe was

told, “not to come in” and lost hisjob. The couple hit a rough patch.Their canned goods stockpilebegan depleting. But Joe andLorice didn’t despair. At 55, a nowgray-haired Joe interviewed atGTE. They were hesitant on hiringthe aging gentleman, but eventu-ally relented “Because of what hehad to say,” says a proud Lorice.“He worked hard.”

Ten years later, Joe retired. In the

years since, they have traveled andenjoyed each other’s company.The two can now be found dailyvisiting Norwood’s Senior Center,where Lorice has learned to play amean game of pool.

What’s the happily married cou-ple’s recipe for success? “Youhave to overlook a lot of things,”says Lorice. “If there’s somethingyou don’t like, forget aboutit…over look it.” And Joe agrees.

February 1, 2011 Local Town Pages www.norwoodtownnews.com

SIXTY-FOUR YEARScontinued from page 1

Then and Now: The wedding day of Joe and Lorice Berry February 16, 1947.Almost 64 years later, the happy couple shown at Norwood’s Senior Center, January 19, 2011

Emergency NotificationSystem in UseThe Town of Norwood has en-gaged the services ofSWIFT911™ to provide emer-gency telephone notifications toresidents and businesses within theTown of Norwood. The Emer-gency Notification System (ENS)will only be used for public safetyemergencies. It will not be used forpublic service announcements. If

you would like to add your un-listed telephone numbers, cellphone numbers and/or your emailaddress, please enter the informa-tion below and click on the submitbutton. If you have any questions,please contact the Norwood PoliceDepartment, Officer Paul Bishopor Mary Jones at (781) 440-5151.

Come to the Morrill Memorial Li-brary on Monday, February 7 at 7p.m. to watch The Great Debatersin celebration of Black HistoryMonth. Starring Oprah Winfreyand two-time Academy Awardwinner Denzel Washington, who isalso the director, The Great De-

baters is based on a true story abouta professor at a small African-American college in Texas who in-spires his students to form theschool’s first debate team that goeson to challenge Harvard in the na-tional championship.

Sign up for this free film at the li-brary Information desk or call(781) 769-0200, x222. Our Mon-day Night at the Movies series ismade possible through the gen-erosity of the Friends of the Li-brary. The library is accessible topeople with disabilities.

The Great Debaters to be Featured atLibrary’s Monday Night at the Movies

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Correction to January Firefighter StoryLast month’s subheading for a Norwood News article

about Firefighter Dennis Mawn incorrectly stated that he was a Bronze Star recipient. In fact, it was Firefighter

Jerry Mahoney who received the bronze star for saving the life of an Iraqi soldier during his deployment.

We apologize for any confusion this may have caused.

The February 8 Tuesday meetingof the NRMC will be a LuncheonDance for all the significant othersto attend. The tickets are $25 aperson. The time is noon and theplace is the Norwood Elks. John

Rampino will be playing for yourlistening and dancing pleasure.

For tickets call George Wallace(781) 326-9273 or Joe Cattafe(781) 769-4995.

Norwood RetiredMen's Club to HoldLuncheon February 8th

izes love. But there are other flow-ers that also speak romance. Ac-cording to florist and Silver andSage owner Ron Wight, pink flow-ers say, “I like you a lot,” and yel-low flowers symbolize friendship.

If you’re tired of giving the samedozen roses every year, go forsomething different, something alittle more luxurious, like orientallilies or orchids.

“An orchid is amazing, and itlasts forever. You pay moremoney, but you’re paying for thelongevity,” Wight said.

And if you really want to im-press, let the florist design anarrangement for you. Usually it’ssomething a little more exotic andis sure to be something moreunique than what you could’vethought out yourself.

Add some homemade truffles,and you’ve got yourself a memo-rable way to express your love.

For more information on MariaBrandriff’s talk on chocolates, signup at the library information desk,or call (781) 769-0200 x222. Theprogram is free, but space is lim-ited.

VALENTINE SPIRITcontinued from page 1


Published MonthlyMailed FREE to every home

in Norwood Circulation: 15,000 households

PUBLISHERChuck Tashjian

SERVICEADVERTISING SALESLori KollerEDITOR

Judy O’Gara

PRODUCTION& LAYOUTDawna Shackley & Jess Clifford

ADVERTISING DEPARTMENT781-762-NEWS (6397)Ad Deadline is the 15th of each month.

Localtownpages assumesno financial liability for errors

or omissions in printed advertising and reserves the right to reject advertising or

editorial submissions.

© Copyright 2010 LocalTownPages

A Fresh Run at Blue HillsIf you have not been to the BlueHills Ski Resort lately, you can nolonger say you have experiencedBlue Hills. Three years ago, SkiBlue Hills Management, LLCtook over the local ski area andhave since made many significantupdates to virtually every aspect ofthe resort. Since 2008, they haveimproved the lifts and snowmak-ing abilities, updated the kitchenand menu selections and appliedmany overall physical facelifts tothe lodge.

Word of these improvements hasspread among outdoor athletes andtheir response has proved positiveto those improvements. Accordingto General Manager Kristin Oro-zovich, attendance has risensteadily since their purchase.

"Since the company has takenover, we have seen significant in-creases each year," Orozovichsaid.

In addition to its recent beneficialfacelift and upgrades, the BlueHills Ski area also provides a con-venient, local alternative to manyNew England destination resorts.They can accommodate beginnerto advanced athletes over 12 trails,with its highest peak at 310 verticalfeet. They offer skiing, snow-boarding and terrain parks thatmay contain features such asjumps, ramps, banks, fun boxes,jibs and rails.

Orozovich stated that Massachu-setts weather conditions this yearhave maintained competitive withnorthern ski slopes with healthysnow falls and cooperative winterweather. Before the January bliz-zard, the base on their hill was al-ready between 29 and 36 inchesand is groomed daily. In terms ofcost, Blue Hills not only saves on

travel expenses, their pricing iscomparable, if not lower, thanother Massachusetts ski resortsand has basically remained consis-tent with their 2009/2010 winterrates.

"We like to give a good productfor what we offer here," Orozovichsaid. "Except for the season pass,our prices are the same as lastyear."

What is probably most enticingabout Blue Hills is their customerservice. Employee turnover is ex-tremely low and the staff remainsloyal to the resort, their clients andtheir love of the sport. Even someof the night and weekend ski pa-trols are staffed on a volunteerbasis.

"We have such a family-friendlystaff," Orozovich said. "Everyoneworks together to help the cus-tomer. People who have workedhere have worked here for almosttheir whole lives and keep comingback."

Blue Hills Ski Area offers manyamenities and themed events at itslocation, including ski and snow-board rentals, lessons, snowboarddemos, specialty entry rate days, awinter carnival, festivals, compet-itive races and birthday parties.

Whether you are a beginner orexperienced skier or snowboarder,young or old, Blue Hills Ski Area,at 4001 Washington Street in Can-ton, can provide a fun and chal-lenging outdoor experience. Theyare open Monday throughWednesday, 2 p.m. to 9 p.m.,Thursday through Saturday, 9 a.m.to 9 p.m. and Sunday, 9 a.m. to 5p.m. For more information, visittheir website at www.ski-blue-hills.com or call (781) 828-5070.

Ask Ron Wight, the owner of Silver and Sage florists, to create a uniqueand romantic bouquet for your significant other this Valentine's Day.

716 Washington St. (Downtown Norwood)781-762-8927 • Open 6am - 2pm

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We publish the 1st of every month.

Advertisement and editorial

deadline is the 15th of each month.

BY CAITLIN FROST

Heart disease is the leading causeof death for both men and womenin the US, and in honor of NationalHeart Month, Norwood’s HealthDepartment stresses the impor-tance for every individual to takeresponsibility for reducing theirpersonal risk factors for heart dis-ease.

Risk factors for heart disease in-clude, but are not limited to, highcholesterol, smoking, diabetes,obesity, and physical inactivity,with high blood pressure being thesingle most significant risk factor.

According to the American HeartAssociation (AHA), adults shouldhave their blood pressure checkedon a regular basis.

A health assessment survey, con-ducted by the Norwood HealthDepartment, concluded that 28%of town residents had been diag-nosed with high blood pressure.

Norwood Health Departmentcurrently runs seven clinics eachmonth in Norwood, and in an ef-fort to monitor those who are try-ing to reduce their condition, theHealth Department offers freeblood pressure screening clinics.

Town members have the oppor-tunity to come, have their bloodpressure checked, are able to speakwith a nurse and become educatedto know how to stay healthy.

Public Health Nurse KarenRegan has served Norwood forover three years, cultivating rela-tionships with the patients she seesand looking out for their well-being.

“It’s a one-on-one touch with thecommunity, which is alreadyclosely knit. We not only takeblood pressure, we help patientsfollow up with their doctors andlisten to their [personal] scenarios.We’ve gotten to know a lot of pa-tients,” said Director of PublicHealth Sigalle Reiss.

“Our clinics are underutilized,”

Reiss said. “The first Monday ofevery month we stay open late,from 6-7:30 p.m., in order to servethose who work late.”

High blood pressure can be eas-ily treated by making simplelifestyle changes, and the HealthDepartment does what it can to ed-ucate the residents about heart dis-ease, and information can be found

in pamphlets and on the bulletinboards outside the Health Depart-ment’s office, which is located onthe ground floor of the town hall inroom five. Additional informationcan be found on the town website,www.norwoodma.gov.

Clinics are held on the first Mon-day of each month from 6:00 pmto 7:30 pm and the first Wednes-

day of each month from 1-3 p.m.Additional clinics are heldmonthly at each senior housingcomplex and at the Italian SocialClub. A complete list of times andlocations can be found at theirwebsite.

A complete list of clinic timesand locations is available at theNorwood Health Department andon the town website (www.nor-woodma.gov).

Feel free to contact the HealthDepartment at (781) 762-1240 ifyou should have any further ques-tions.


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Norwood residents do not needto board a plane or travel abroad toexperience a little slice of Euro-pean cuisine. For the past year, TheButter Cafe and Bakery in Walpolehas been dishing up customers aneclectic flair of European andAmerican fare and continues toevolve its menu with delectabletreats and hearty meals.

Chef and proprietor Steve Buttersand his wife and chef RebeccaNewell Butters have combinedtheir extensive culinary back-grounds and training to create acafe that stands out not only for itsdiverse comfort American and in-ternational choices, but with aquality that is rarely seen in today'sconvenient world of fast food.Everything, yes everything, in theirstore is prepared on the premisesfrom original ingredients. That in-cludes the bread and rolls served intheir sandwiches, pastries, cookies,lunches and their take-and-bakemeals. Even the soups are createdfrom original ingredients withbones brought in daily to createtheir stocks.

"Our quality is all from scratch,not prefabricated ingredients,"Butters said. "Everything is madefrom base level. We don't cut anycorners here."

Butters, a Norwood native,serves an extensive resume for hiscustomers, including an educationat the Cambridge School of Culi-nary Arts and numerous chef posi-tions in well-known Bostonrestaurants, such as MetropolisCafe, Aquitaine and the Union Barand Grille. Newell-Butters is anexecutive chef at the Bee Hive

Restaurant in Boston and is a reg-ular guest on TV Diner with BillyCosta. She was also awarded tophonors for her creative culinarycreations on the Food Networkshow "CHOPPED."

In addition to Butters' experthand in the kitchen, he also em-ploys a broad and experiencedkitchen staff to assist with hismulti-cultural cuisine. Their headbaker is from Denmark and createsauthentic Danish pastries andcookies and his culinary graduatesprepare unique American cuisineto expand their varied menu andnicely blend both their cultural in-fluences.

"When those two come together,

we have some really great prod-ucts, such as American stylechocolate, chocolate brownies andfine European pastries," Butterssaid.

This charming local shop is anideal location to enjoy a cup of cof-fee over the morning paper or as awork retreat while utilizing thecomplimentary WIFI. Of course, itis hard to resist the tempting dis-play of assorted sweets, Danishcookies and pastries, decadentcupcakes, such as red velvet,Boston crème pie and lemon andcoconut, delicious cookies, and afan favorite, their signature red vel-vet whoopee pies. For a heartiermeal, breakfast is served all dayand the luncheon menu offerspressed sandwiches, traditionalsandwiches, such as tuna, chickenand roast beef and specialtylunches like the homemade hum-mus wrap, the shrimp po' boy andthe Nicoise on baguette. There isalso a grilled menu with hamburg-ers and steamed hotdogs, soupsand salads and specialty dishessuch as Sicilian style pizza, steaktips and quiche du jour.

No time to cook? No problem!Butter Cafe and Bakery also pro-vides an array of homemadefrozen soups, freshly baked breadand a rotating selection of pre-made family meals, such as soups,chicken pot pie, lasagna and gour-met pasta salads.

In addition to the bakery, ButterCafe and Bakery also operates afull-service catering business, withor without a wait staff, servingitems from their regular menu, orworking with customers to cus-tomize their selections. They haveexperience catering white gloveevents and weddings and can alsoaccommodate themed parties suchas clambakes and pig roasts.

Many of the Butter Cafe andBakery goods can also be pur-chased at many New England lo-cations, including, PembertonFarms, Polumbos Market, HighStreet Market, many Roche Bros.stores and farm stands around thegreater Boston area.

Butters Cafe and Bakery is lo-cated at 935 East St. (corner ofRtes. 1A and 27), Walpole Center,and is open Monday through Fri-day, 7 a.m. to 6 p.m., Saturday, 8a.m. to 4 p.m. and Sunday, 8 a.m.to 2 p.m. Their menus and full de-scriptions of their cuisine can befound on their website atwww.buttercafeandbakery.com.

Butter Cafe and Bakery Dishes up International Delight

Above: Butter Cafe and Bakery displays their large variety of tasty pastries and breads.Below: Norwood native, Chef Steve Butters stands in front of his Butter Cafe and Bakery located in Walpole.

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Troop 42 is the 8th oldest BoyScout troop in the country. With28 boy scouts and 25 leaders, thetroop celebrated its 100th anniver-sary in December of last year.Sponsored by the First Congrega-tional Church, the troop runs yearlong, from September to August,and is full of ski trips, canoeing ex-peditions, and camping excur-sions. The church provides thescouts a place to meet, helps themorganizationally and financially.

But the boy scouts don’t justspend their time going on trips.The boys, ages 11 to 18, completeseveral community service actsthroughout the year. They help outAbundant Table, the weekly mealsgiven by the CongregationalChurch, and each scout must com-plete a service project in order tobecome an Eagle Scout.

“What people don’t know is that[the Boy Scouts] are entirely trooprun. Adults give guidance andmake sure the rules are followed,but the boys plan their own things.They plan the trips they want to

take and the badges they want toearn,” said Scoutmaster David Ha-jjar.

In 2010, scouts throughout thedistrict earned over 5,000 meritbadges, collected over 60,000pounds of food for the hungry andperformed over 35,000 hours ofservice for 41 communities in 180towns. Parents and volunteers help

scouts by teaching Merit Badges.

The scouts held their Court ofHonor on January 16, at whichthey were recognized for earningmerit badges and advancing inrank. Four scouts advanced to LifeScouts, which took almost twoyears to complete. This rank im-mediately precedes Eagle Scout.Badges earned included, but were

not limited to, carpentry, tracking,camping, communications, firesafety, and Indian lore. AdamSicklick was one scout who re-cently completed his communityservice project on his way to be-come an Eagle Scout.

“The boys showed a lot of hardwork. Today is one of those dayswhere we need to honor theirachievements,” Hajjar said, at theopening of the Court of Honor.

February will be a big month forthe troop. In addition to a wintertrip which will include skiing,snowboarding, and snow tubing,the troop will help out the Abun-dant Table. February 6th is official

Scout Sunday, and the troop willbe celebrating the day by attend-ing service at their sponsoringchurch, and the youth and adultswill be recognized for their partic-ipation in scouting. They will alsohost signups for Boy and GirlScouts.

“[For me] as an adult, it’s aboutwatching the boys grow and ma-ture by doing and learning thingsin Boy Scouts. When they’reyounger, they like looking up tothe older boys. When they’reolder, they teach the younger onesas they were taught. Done cor-rectly, it’s a good program,” Hajjarsaid.

100-Year-Old Boy Scout TroopGears Up for Scout Sunday

Troop 42 just celebrated their 100th anniversary in the Boy Scoutsof America.

McLintock: District Finance Coordinator Tom Mclintock shows the progression of scouting ranks.

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Hearing Care Center, located inCobb’s Corner in Sharon, is join-ing the Better Hearing Instituteand the American Heart Associa-tion in promoting American HeartMonth in February and NationalWear Red Day® on February 4,2011. Hearing Care Center wantsto raise awareness of the threat thatheart disease poses and of the con-nection between cardiovascularhealth and hearing health.

As part of its outreach efforts,Hearing Care Center is urgingpeople with heart disease to gettheir hearing checked. Their li-censed and certified audiologistsare available by appointment to docomprehensive hearing evalua-tions.

“Heart disease is the No. 1 killerin the United States,” says Dr. PaulMilner, the owner of Hearing Care

Center. “At Hearing Care Center,we want to help raise awareness ofthe serious threat it poses to eachof us personally and to informpeople of the connection betweenheart health and hearing health.We urge women and men alike toknow their risks and to take actiontoday to protect their heart—andhearing—health.”

The inner ear is extremely sensi-tive to blood flow. Studies haveshown that a healthy cardiovascu-lar system—a person’s heart, ar-teries, and veins—has a positiveeffect on hearing. Conversely, in-adequate blood flow and trauma tothe blood vessels of the inner earcan contribute to hearing loss.

On National Wear Red Day®,the first Friday of each February,Americans nationwide wear red toshow their support for women'sheart disease awareness. “Our par-ticipation in American HeartMonth and National Wear RedDay® enables the hearing healthcommunity to make an importantcontribution to saving millions oflives,” says Dr. Sergei Kochkin,Executive Director of the BetterHearing Institute. “This is an op-portunity to highlight the connec-tion that heart health has onhearing health and to empowerpeople with that knowledge. Peo-ple with heart disease should nothave to contend with the additional

toll that unaddressed hearing losstakes on their quality of life.”

Hearing Care Center opened in1989 with the goal of providingstate-of-the-art comprehensivehearing health care services topeople of all ages.

In addition to conducting audio-logical evaluations in the soundproof booth, the audiologists spe-cialize in working with the latesttechnology from the world’s lead-ing hearing instrument manufac-turers.

Hearing Care Center is located at450 North Main Street at Cobb’sCorner in Sharon, MA


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FebruaryFondnessI am not the warm and fuzzytype. Never have been, never willbe. My husband is the same way.We are not the picturesque coupleholding hands, skipping throughmeadows. We don’t write eachother sonnets proclaiming ourlove- actually I’d bet that hubbywouldn’t know what a sonnet was,let alone how to write one- and I’mokay with that.

We both come from IrishCatholic families where a lightpunch in the shoulder followed bythe utterance of “you’re a greatkid” was enough proclamation oflove to last a few weeks.

I remember my grandmotherand mother had what we called the“Flynn Flinch”. You’d go in for thekiss on the cheek and due to “theFlinch” ultimately planted onecloser to the ear. It wasn’t that theyweren’t receptive, it was just theway they were. And years later, thememory of my mother’s facetwitching right before the bigsmooch was planted is one of mykids’ favorite tales.

The “Flynn Flinch” has skippedmy generation. And my husbandand kids are grateful for that.

When I was a kid, on Valentine’sDay, my father would present mymother with the biggest card hecould find, containing all the

mushy, gushy, lovey, dovey word’she could say aloud. I swear everyyear the card got bigger and big-ger. My mother and I would al-ways joke about the yearlybehemoth card she received andwonder- would this be the year thatits mere heft would somehowcrush the television set it residedupon.

In addition to the billboard sizedcard my mom received. My dadwould present, “his girls” with ear-rings. Always symbolizing whatwas not often said. One year therewere gold Claddaghs which forIrish folk symbolize love, friend-ship, and loyalty- qualities “hisgirl’s had”. Another year, heartshaped earrings- saying what healways thought and we alwaysknew. I still have those earringstucked away. I wear them everyyear on Valentine’s Day- missinghim while secretly showing every-one how he “hearted” me.

On the very rare occasion thatmy husband and I display a tinyamount of P.D.A. (public displayof affection) it s to the “eews” and“ughs” of my three kids. God for-bid we actually kissed in public;my kids would probably be trau-matized for life.

Because hubby and I are notsquishy, romantic, P.D.A. people,Valentine’s Day can present quitethe conundrum. The cards line theshelves dripping with sentimentabout “lovers for life” and “for-ever, always and true” which for a

gal like me, sends my gag reflexinto overdrive.

Usually I’ll get the hubby twocards, one with a bit of squishysentiment, the other funny. He’llalso get something with Reese’sbecause that’s what he loves.

Don’t get me wrong cards gush-ing with sappy sentiment are greatfor some. But for this gal, it’s notjust the words on the paper but theday to day actions that speak evenlouder.

The warning to drive safely onthe snow covered road. The run tothe store for ginger ale and popsi-cles in the middle of the night be-cause after a nasty flu bug that waswhat I could hold down. Offeringto let my sick mother move in withher smelly dog in an already verycramped chaotic house. To me-

this is what love is all about. And itcan’t be summed up in a squishycard.

The year I was pregnant with ourfirst child-hubby and I were work-ing full time jobs while decoratingthe baby’s room and runningaround picking out furniture. I re-member Tommy kept the baby’sroom door closed declaring “hedidn’t want the paint fumes affect-ing me”.

On Valentine’s Day, he openedthe door to present me with a beau-tiful rocker. One he had lovinglychosen, sanded and finished him-self. The thought that he pickedthis out for our baby, had workedso hard on it -secretly in our base-ment. Well, between the raginghormones and the sentiment Ithink I cried for a week. Note, inaddition to not being warm and

fuzzy, I’m not normally a crier ei-ther.

That rocker now sits in my hall-way, covered in clothes. Dust bun-nies surround its legs, cobwebsentwined within its spindles. Al-ways a reminder of what love is tome.

Every year my husband gives meflowers for Valentine’s Day. Andthere is always a card, not bill-board sized, but just right. It isn’tnormally something filled withtons of squishy sentiment. AndI’m okay with that as long as I seethe “Love Tommy” signature.And that proclamation will keepme for a long while.

Dawn C. Fitzgerald is a free-lance writer and columnist. She’dlove to hear your comments [email protected]

Out and About By Dawn C. FitzgeralD

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The Sunshine Book Club maysound like the name of a literarygroup of Florida Snowbirds, butthe average age of participants inthis book club is much youngerthan one would initially imagine.

This admirable literary group iscomprised of ten-year old Nor-wood residents. And if fifthgraders sharing their love of booksand reading is not impressiveenough, the real surprise is to learnthat they started their club at theripe young age of six.

This ambitious and curiousgroup of Cleveland School stu-dents meet once a month at theMorrill Memorial Library. Theirformat is very similar to an adultbook group, choosing varying

genres of books, discussing char-acters, scrutinizing plots and relat-ing experiences. In earlier years,the book choices and initial dialogwas facilitated by parent coordin-ator Diane Pagliuca, but today,these young girls introduce theirown selections and just about runtheir own program.

“Some books have discussionquestions, but sometimes they[girls] just run with it,” Pagliucasaid. “They discuss connectionswith their lives and how they relateto the book.”

“We write down things in ournotebooks and my mom some-times prints out a sheet and Isometimes look online for ques-tions, ten-year old club member

Meg Pagliuca said.

Recently, they expanded their lit-erary knowledge with a guestspeaker. Weston resident PennyNoyce, author of Lost in Lexicon,spent an afternoon with the club todiscuss her book and field and an-swer questions from this inquisi-tive set of readers.

“The girls loved it,” Pagliucasaid. “They asked questions like,how she named characters andwhat is it like to be an author?”

Surprisingly enough, it wasn'tPagliuca's initial idea to launch theclub. Her daughter Meg observedher older brother enjoying the Nor-wood Young Readers Associationand showed interest in participat-ing in a book club format.

“I read all the time, I love read-ing,” Meg Pagliuca said. “I likemystery books and adventurebooks.”

With no options to share her fa-vored pastime with her peers, Megrequested her mother organizetheir own book club. That chal-lenge developed into the SunshineBook Club, a name the girls cameup with at the first meeting.

“It was not hard to find girls tojoin," Pagliuca said. "We startedwith seven and have had as manyas 12 at one time.”

According to Meg, the book clubwill maintain their monthly sched-ule at least through middle school.Their love of reading and enthusi-asm of books will continue to bean ideal blend for their friendshipand common interest, with maybeone modification.

“My friends seem to have funand I like discussing books after Iread them,” Meg said. “We maydo it until 8th grade, but I might doit longer. We would probably do itourselves at one of our houses.”


February 1Board of Selectmen Meeting,7-9 p.m., Town Hall of Nor-wood, 566 Washington Street.

February 7Film: The Great Debaters incelebration of Black HistoryMonth, part of Monday Night atthe Movies series sponsored byFriends of the Library. 7 p.m. atthe Morrill Memorial Library.Sign up for this free film at thelibrary information desk or bycalling (781) 769-0200, x222.

February 8norwood retired Men’s

Club luncheon Dance, Nor-wood Elks Lodge, 12 Noon.Significant others welcome.Music by John Rampino. $25pp. Contact George Wallace(781) 326-9273 or Joe Cattafe(781) 769-4995 for tickets.

Board of Selectmen Meeting,7-9 p.m., Town Hall, 566 Wash-ington Street.

February 9Chocolate@your library!,Morrill Memorial Library, 7p.m., Chocolatier Maria PoirierBrandiff will demonstrate thebasics of truffle-making and talkabout the varieties of chocolate.Samples available! Class sizelimited to 50; registration re-quired. Sign up at the informa-tion desk or call (781) 769-0200,x222.

February 11-13national Pet adoption

weekend. Meet some kitties

from the Bay State Animal Cooperative, PetsMart, Brock-ton, 10 a.m. - 4 p.m., visitwww.baystateanimals.org.

February 12Father Daughter Valentine

Dance, Norwood Civic Center,6-8 p.m., dance for all Dads, uncles, Grandpas and more.$10/ couple, $5 each additionalperson. Tickets available at Nor-wood Recreation Dept, 165 Na-hatan St. Call (781) 762-0466.

February 13“Pops in love” 3 p.m. - PopsConcert, Foxboro High School,Foxboro

February 15Board of Selectmen Meeting,7-9 p.m., Town Hall, 566 Wash-ington Street.

February 18Deadline for norwood youth

Soccer intramural registra-

tion. Season starts April 9. Reg-ister online athttp://www.norwoodsoccer.comCost: $60-$65.

February 22Board of Selectmen Meeting,7-9 p.m., Town Hall of Nor-wood, 566 Washington Street.

February 25nashoba Valley tubing

Through the Norwood CivicCenter, Grades 6-10, 12-4 p.m.,$40, Departs from the CivicCenter, Contact NorwoodRecreation Department, (781)762-0466.

Calendar of Events

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Pictured left to right: Delia Bartucca, Mia Phillips, Alyssa Naumann, Christina MacKenzie, Pendred Noyce(author), Olivia Haglund, Meghan Quinn, Meghan Pagliuca, Laura McAuliffe, Aislinn Keady, Diane Pagliuca (missing: Jessica Krall and Francesca Devingo)


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It's SnowFun inWinter!BY CAITLIN FROST

Toddlers, teenagers, couples, andwhole families are sure to be seenat the Norfolk County Golf Clubin Westwood taking advantage ofthe rolling hills of snow by sled-ding, snow tubing, even skiing andskateboarding—yes, skateboard-ing—down the small slopes.

Looking for a way to expendsome energy? Grab a coat, somegloves, and a flat surface and headover to the golf course, and you’resure to come away huffing andpuffing with a wide smile plas-tered on your face.

The Norwood Recreation Centeris also offering programs for win-ter vacation weeks in February.Sports Day, Toe Jam Puppet Band,and the Father/Daughter ValentineDance are just some of the excit-ing ways your child can spendtheir days off of school.

For more information, pleasecontact Linda Berger, RecreationProgram Director, (781) 762-0466or email [email protected].

Celebrate Valentine's Daywith Your Special GirlFather Daughter Valentine DanceDance the night away at theCivic center. Calling all dad, un-cles, grandpas and more... bringyour special one for a magicalevening.

This semi formal event will be agreat time for all to enjoy. Ticketsavailable today at the NorwoodRecreation Department.

Saturday, Feb 12 6-8 p.m.$10/couple $5 each additional person

For information about these orany other programs, please contactNorwood Recreation Department,165 Nahatan Street or call (781)762-0466.

Recreation DepartmentOffers Kids Party OptionLooking for a great place to booka birthday party for your 3-12year-old? Look no further than theNorwood Recreation Department.Celebrate your child’s birthday intheir favorite program, designedjust for their special day.

Choose from different options tomake our child’s party unique. Art,Yoga and Sports parties providegreat options for your child’s spe-cial day. Great staff lead each party

to make it a day your child willnever forget. Party packages rangefrom $160 for up to 10 children to$180 for up to 15 children. Partiesinclude the party room, tables andchairs, all equipment, a party hostto assist, and one hour for the partythen followed by one hour in theparty room.

For more information, contactLinda Berger, Recreation ProgramDirector, at (781) 762-0466.

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BlUe Valentine (r) -Starring Ryan Gosling, MichelleWilliams, John Doman, MikeVogel, and Maryann Plunkett.Gosling and Williams play a toxicmarried couple. Williams has longsince fallen out of love with herhusband, whom she views as aslacker unwilling to meet his fullpotential. Exasperation hangs overtheir every conversation, the cou-ple barely trying to mask the frus-tration and anger that has seepedinto the cracks of their maritalshell. Soon after we meet them,Gosling and Williams can be seenburying the family dog, who -- in ametaphor for their deceased rela-tionship -- has been struck dead bya vehicle and left to rot on the sideof a country road. Distraught overthe loss of the family pet, and per-haps sensing that he has one lastshot to win his wife's affections,Gosling suggests a romanticevening in an out-of-town motel.But while en route to the tackylove nest - and all during the cou-ple's painfully unpleasant stay - welearn greater details about the jeal-ousy, distrust, disappointments,and fears that have come to sur-round the couple and realize theirpersonal issues no longer can befixed. The film truly captures thelast gasps of a broken marriagethat has been running on fumes for

too long. Gosling and Williamsportray a couple who took an un-conventional path to romance andnow tolerate the grind of day-to-day life because they've commit-ted to raising their young daughter.Gosling and Williams have unde-niable chemistry giving fearless,unglamorous and viciously honestperformances. You feel their loveand pain in every frame. They'revery deserving of all the awardnominations they've recently re-ceived. RATING: B+

COUntry StrOng (Pg-13) - Starring Gwyneth Paltrow,Tim McGraw, Garrett Hedlund,Leighton Meester and MarshallChapman. The storyline centers onup-and-coming country singerBeau Hutton (Hedlund), who hasbecome the lover of six-timeGrammy superstar Kelly Canter(Paltrow) during her stay in rehab.Beau is not desirous of fame orfortune; he's content writing hissongs in obscurity and singingthem in bars. Big stages and bigcrowds are not his dream. Thesame cannot be said of Chiles

Stanton (Meester), a former beautypageant queen with a big voice butan unfortunate tendency to freezeunder pressure or when faced witha room full of people. She andBeau are reluctantly teamed byJames Canter (McGraw), Kelly'sdomineering husband/manager,who is looking for an opening actfor his wife's comeback tour. Heassigns Beau to be Kelly's"keeper" while deciding to takeChiles under his wing and groomher ascent to stardom. Complica-tions arise when Beau falls forChiles and Kelly proves too unsta-ble to keep it together for a fullshow - something that leads to herinevitable return to the bottle. Pal-trow is a good singer and a per-former, but there needs to be morecharacter development. McGraw'saloof character is even less devel-oped. Consequently, it's tough tofeel much for either of them. It'sHedlund who makes the strongestimpression. He's got a laid-back,whiskery charm, convincing as asinger with integrity and heart.Meester also shows she hassinging chops and can do morethan play one of Gossip Girl's priv-ileged Manhattan socialites. RAT-ING: B

tHe King'S SPeeCH (r) -Starring Colin Firth, GeoffreyRush, Helena Bonham Carter,Guy Pearce, Timothy Spall,Michael Gambon, and Sir DerekJacobi. The film opens in 1925.The man who will become KingGeorge VI (Firth) is now merelyPrince Albert. His official title is

the Duke of York and, because he'sthe second son of King George V(Gambon), he is not expected toascend to the throne because thatrole will fall to his older brother,Prince Edward (Pearce). A lifeaway from the relentless attentionof Buckingham Palace is suitablefor Albert and his wife, Elizabeth(Carter), who do not desire to beking and queen. And there's an-other issue: royalty in the age ofradio presents a unique challengefor Albert, who is afflicted with astammer that hampers his ability tospeak publicly (and, at times, pri-vately). In an attempt to be free ofthis impediment, he visits LionelLogue (Rush), a speech therapistknown for unorthodox methods.Logue's importance in Albert's lifeescalates when circumstances con-spire to make him the king of Eng-land at a time when the stormclouds of World War II are gather-ing on the horizon. Although thefilm is primarily a drama and canbe seen as a buddy movie and aninstance of the underdog tri-umphant, there are plenty of hu-morous moments. Firth gives aflawless performance and will re-ceive an OSCAR nomination andhopefully a win! Rush is also bril-liant. Firth and Rush share strongchemistry, which is critical in anybuddy film. There's also no short-age of chemistry between Firthand Carter, whose Elizabeth is adelight. She's sharp-witted andwhip-smart but capable of greatcaring and humanity. The finalscene represents not only the cli-

max of the story but the momentin which all the elements come to-gether. It's just simply brilliant inthe direction, the acting, the set de-sign, and the musical score. Itshould be in the running for BestPicture come OSCAR time. I did-n't want it to end. RATING: A-

trUe grit (Pg-13) - Star-ring Jeff Bridges, Matt Damon,Josh Brolin, Bruce Green, Roy L.Jones, Elizabeth Marvel, BarryPepper, Hailee Steinfeld, andNicholas Sadler. Directed by Joeland Ethan Coen. The Coens' filmis based more on the Charles Por-tis novel than on the 1969 screenadaptation of True Grit, whichwon John Wayne the AcademyAward for Best Actor. The storyfollows Mattie Ross (newcomerSteinfeld), a fourteen-year-old girlout to avenge her father's murderby tracking down his killer, cow-ardly outlaw Tom Chaney(Brolin). Chaney has fled into theIndian Territory, a lawless regionwhere desperadoes believe theycan hide from the law. Shrewdlyregaining money owed to her fa-ther, Mattie quickly establishesherself as a force to be reckonedwith despite her youth. She hires ahard-drinking mankiller of a U.S.Marshal named Reuben "Rooster"Cogburn (Bridges), to help herhunt down Chaney. But anotherman is also after Chaney, a proudTexas Ranger with a penchant forbragging named LaBoeuf(Damon). Rooster and LaBoeufjoin forces to find and captureChaney, with Mattie proving herown true grit by going along withthem on their dangerous journey.Just when you thought the Coenshad made their career best with theneo-Western No Country for OldMen they make this film. Beauti-fully directed by the Coens thefilm boasts a fantastic script (alsoby the Coens) isn't afraid to haveits characters speak in languagethat is both familiarly twangy tofans of the genre and almostShakespearean in its formality andstrangeness to the modern ear. Andno cast member is saddled withmore of that challenging dialoguethan Hailee Steinfeld. Steinfeld is arevelation here. Steinfeld simplyowns the screen from her very firstscene, fast establishing herself as acommanding presence to both theother characters and the viewer.She is smart, tough, vulnerable,funny and has range. It will be veryintriguing to see where Steinfeldgoes from here professionally asshe'll most likely earn an OSCARnomination for her performance.Bridges is equally riveting as Cog-burn and will most likely be in therunning for an OSCAR also. RAT-ING: B


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On Friday, January 7, 2011the students at Norwood AdultEnglish for Speakers of OtherLanguages Program(NAESOL) participated in theCoats for Kids donation for thethird consecutive year. Begin-ning in October 2010, studentsbrought gently used coats to theschool for the Anton’s Clean-ers-sponsored charity, whichprovides warm coats for chil-dren and adults in the commu-nity.Students at NAESOL repre-sent over 23 countries fromAsia, Africa, Europe, SouthAmerica and the Middle East.The school, located at 190 Van-derbilt Avenue in Norwood,provides free English and com-

puter lessons to local immi-grants. As part of their educa-tional goals, students are askedto volunteer with a charity or-ganization at least twice year.Past activities include raisingover $350 for the Haiti Earth-quake Relief Fund through theAmerican Red Cross and mak-ing food donations to the Nor-wood Food Pantry. Not only dothe students learn English, butthey also learn the Americanway of giving back.

Hoda EtAlma, Ning Dinsmore,Noureh Abdou were among theESOL students who participatedin the Coats for Kids drive, whichran through January 7.

ESOL Students Give Back to the Community with Coat Drive

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I was hoping by the time the NewYear rolled around I’d comeacross a cute, fuzzy little deer towrite about – but a cross-eyedcannibal will have to be thismonth’s featured ‘guest.’ We’llcall this small hawk Edward scis-sor-toes. Edward decided to ven-ture into my yard and onto mydeck recently. He chose the now-vacant flower box outside mykitchen window to perch on andstalk an innocent, unknowingbird. I didn’t realize he was hunt-ing at the time; I just assumed hewas resting or deep in thought(hmmm, I wonder what I’ll bekilling for lunch today). Before Iget into his cold and calculated‘hit,’ the true identity of Ed is abit of a gray area. Judging by hissize (14-20”), chances are he is aCooper’s hawk. He could also bea Sharp-shinned Hawk, which issmaller (10-14”) but I didn’t get agood look at the tail. Sharp-shinned hawks have a squared-off tail, which makes identifyingone from the other relativelyeasy. I have also seen anotherCooper’s hawk in the area overthe years, so it may also be thathe is the offspring. At any rate, hewas well aware of me and coop-erated quite nicely for the cam-

era. He offered a couple of pro-file shots, then a few tilts of thehead, and closed the session witha wink of the eye. However, hewas far more interested in whatlurked in snow pile below – a

cute little junco. Eastern juncosare slate colored on top, andwhite below and unfortunatelydo a lot of their feeding on theground. After just a couple min-utes Ed made an odd maneuverdown onto the floor of the deckand slipped through the narrowspaces of the railing. Once his bigfreak toes made it to the junco,Ed basically gave him thesqueeze. And that was the end ofthe junco. Ed flew off with his

post-Christmas feast into anearby tree to eat alone. I alwaysfind it odd that some hawks pre-fer birds, while others choose ro-dents. I suppose it really comesdown to availability and despera-tion. I do try to avoid throwingany seed on the ground and thusringing the dinner bell for Ed, butseed from the feeder finds its waythere anyway. Feeder or not, itseems that smaller hawks like Edfair far better than other largerpredatory birds when it comes tocapturing food. They seem to beable to blend in among songbirds without being noticed.Whereas, the neighborhood Red-tailed Hawk (18-25”) cruisesthrough and every single birdfrom here to Norwood centerputs on the alarm and giveschase. Whatever the case may be,hawks are lurking about lookingto capture and kill their next meal– be it a bird, rat, bunny or othersmall mammal. Best bet is tokeep your small pets close by. I,for one, will be keeping a keeneye on my pet lovebird – espe-cially with Edward scissor-toesaround.

Amy Beaumont is a portrait pho-tographer and freelance writer.She can be reached at [email protected].

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These pets currently reside at ouradoption center at PetsMart inBrockton, 607 Belmont St.

These kitties are 4-5 months old.They were both rescued from ajunkyard and are looking for a for-ever home. They are very sweetand get along well with other cats.

SassyThis female "torte"is a cat's cat.Sassy would like to live with othercats as this gives her comfort. Sheis very shy and skittish to humansand as a result was not adopted inher kitten months. She is just overa year old. Because she was re-moved from the wild at a youngage, she had already developed aslight wariness for humans. Shehas since trusted her caretakersand will learn to trust and love hernew forever home if given that op-portunity. We would seriouslyconsider a long-term foster careoption for this precious cat as shedeserves to get into a home envi-ronment as soon as possible.

MalloryMallory is your typical "all aboutme" calico but has adjusted to liv-ing with other cats and has learnedto share. She will make a greatfamily pet. She had 3 kittens of herown in the summer of 2010, eachof whom has found their foreverhomes. She would prefer matureadults, since very young childrenseem to make her a bit uneasy. Sheappears to be very young herself.

EmilyThis 1-year-old white and blackfemale is super friendly with peo-

ple and loves to be held. She cantolerate other cats but needs to begiven time to accept others. Sheloves to be brushed.

CuriousGeorgeand ShyGuyC u r i o u sGeorge andShy Guy are

almost indistinguishable from oneanother. They are both 8-month-old black short-haired male cats.Curious George is curious, veryfriendly and loves to play. His fa-vorite toy is a tennis ball like hisbrother Shy Guy. He will want tosleep on the bed with you at night.Shy Guy is really not that shy, justless outgoing than his brother Cu-rious George. He is a sweet, gen-tle, playful boy. Both CuriousGeorge and Shy Guy will give youEskimo kisses. He and his brotherShy Guy have been raised in awonderful foster home.

Chester Slick

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THE PE T PAGEBAY STATE ANIMALS Petsof theMonth

NEW Pet section startingnext month: “Ask the Shel-ter.” Send in your questionsvia email to [email protected] check the Pet Pages forour response. The goal ofthis section is to help petowners or those consideringadoption get helpful an-swers to their questions.Check in monthly.

BE THEIR VALEN-TINE!!!! Open your heart tothese special creatures andconsider adoption now.

Join Shelters around thecountry as we celebrate Na-tional Pet Adoption Week-end- February 11th-13th

The kitten season has come to aclose, and we are aggressivelyseeking adoptive parents for ourteenage, adult and special needscats. Consider any one or moreof these cats to join your family.Friday, February 11 throughSunday, February 13th we willbe presenting many of these catsat our adoption center at the Pets-Mart Store in Brockton, daily be-tween 10 a.m.-4 p.m. Visit us atwww.baystateanimals.org, andcomplete an application and letthe browsing begin! All catsavailable for adoption NOW. Incelebration of this NationalAdoption Weekend, we will

have drawings and chocolateroses available when you make adonation to our cause.

An Extra Special ValentineSeeking Immediate/EmergentFoster Care or Forever Home

Cassie is an older, short haired,feline leukemia (Felv) positivegirl looking for a home withoutcats or with other feline leukemiacats. Her coat is a beautiful solidgray charcoal color. She is cur-

rently residing in a crateawaiting her real home op-portunity. Though she getsbasic care and love daily,she wants and deservesmore. Cassie was rescuedfrom a driveway this winterand appeared to be suffer-ing from dehydration andan upper respiratory infec-tion. After seeking veteri-nary care and beingdiagnosed with Felv, themission to find her a per-manent place to reside hasbecome emergent and diffi-cult to say the least. Cassiehas a microchip, but since itwas never registered, theowners have been unreach-able. Consider Cassie for

yourself or for an elderly relativewho can give her companionshipfor the remainder of her felinelife. To learn more about Cassie,contact us at our email address.

To adopt a cat through BayState Animal Cooperative, Inc.visit us at www.baystateani-mals.org and download an appli-cation. Email additional inquiriesand questions to [email protected]. Vol-unteers, donations alwayswelcome. Donations can bemailed to; BSAC, Inc., 47 Wind-sor Rd., Norwood, Ma. 02062,this is not a shelter or rescue fa-cility, corporate address only.

Pets for Adoption

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Cassie & Company: Cassie has amicrochip, but her owners neverregistered her. Felv positive, thisold girl needs a forever homesoon.


President William Kemeza ispleased to announce that BostonCollege High School will celebrateits 150th anniversary as The Jesuitschool of Boston. “We will host aSesquicentennial Celebration fromJuly of 2012 through September of2014,” said Kemeza, “we want tocelebrate our extraordinary trans-formation from a small school forthe sons of Irish immigrants in1863 to one of New England’soutstanding high schools.”

To oversee the effort, Kemezahas appointed Robert F. Walsh ’59and Gregory E. Bulger ’68 as theSesquicentennial Anniversary Co-Chairs. These men have assembleda Planning Committee consistingof members of the Board ofTrustees, staff, faculty and alumni.

The committee has begun shap-ing the Anniversary plans, keepingin mind, said Walsh, “that we wantto celebrate the first 150 years ofour history while laying the

groundwork for the next 150years; we want to remember thatBC High was founded as a schoolfor immigrants; we want to recog-nize the contributions of BC Highgraduates to the City of Boston;and that we are The Jesuit schoolof Boston.”

Plans are still in the works formajor events proposed for theSesquicentennial Celebration but afew highlights of the schedule willbe the International Jesuit High

School Colloquium in July of2012; a joint outdoor Mass withBoston College at Fenway Park;and a convocation in September2014.

"Our goal is to plan a compre-hensive sesquicentennial celebra-tion,” said Bulger, “that is inclusiveof students, faculty, staff, parentsand alumni, as well as friends ofBoston College High School. Wewelcome input as we continue tooutline plans for this special cele-bration."

President Kemeza said he lookedforward to the 150th anniversaryand to the opportunity it affordsBoston College High to celebrate

its history and its service to Bostonand the wider community." Ourcelebration will give us the oppor-tunity to reflect on how we haveevolved over the decades, to givethanks for God’s blessings, andrededicate ourselves to the educa-tional and religious vision that hasanimated BC High since its found-ing in 1863," said Kemeza.

Boston College High School is aJesuit, Catholic, college-prepara-tory school for young menfounded in 1863. The school en-rolls approximately 1500 studentsfrom more than 100 communitiesin eastern Massachusetts. For morehttp://www.bchigh.edu

Boston College High School Announces 150th Anniversary Plans

Romantic getaways have longbeen a part of Valentine's Day.Couples often use the holiday as atime to escape the hustle and bus-tle of the daily grind and travel tomore romantic locales.

For cost-conscious couples, ro-mantic getaways to Paris orPrague might not fit this year'sbudget. But couples looking for amore affordable weekend getawaycan still get enough romance with-out breaking the bank.

Ski ResortA skiing trip for two can often behad for a very affordable price.Two days on a snowy mountainand two nights in front of a warmfire can be just the romantic respitecouples need, and there's likely anearby ski resort that offers af-fordable rates and possibly evensome Valentine's Day deals.

VineyardWhile February might not be theideal time for those in colder cli-mates to tour wine country, cou-ples who live in regions wherewinter isn't so bad might enjoy aweekend getaway to a local vine-yard. Vineyard towns are oftenhome to cozy bed and breakfasts,which make an ideal place forcouples to enjoy a romantic get-away.

BeachFebruary is an ideal time to es-cape harsh winter weather andenjoy some fun in the sun at anearby beach resort. Couples whoplan in advance can often securecheap flights and might even getan affordable travel package thatincludes airfare and hotel. Andwhile the beach might not be as ro-

mantic as Paris, it's certainlywarmer and might be just the get-away couples need to recharge andenjoy some time together.

Take To The AirFor couples who don't have thetime to travel, plan a day that in-cludes traveling without leavingtown. Couples who live in or neara major metropolis can book a hel-icopter tour of the city, whichshould end with the helicoptertouching down in the city, wherecouples can then go enjoy a ro-mantic meal for two.

CruiseWhen couples think of cruises,chances are they think of 10-daytrips through the Mediterranean.However, cruise lines commonlyoffer two day cruises that are muchmore affordable and often makefor a great getaway for couples toobusy to commit to a longer trip ortoo cost-conscious to commit to alonger, more expensive cruise.

Couples looking for a romanticgetaway this Valentine's Day canstill enjoy such a trip withoutbreaking the bank.

Valentine's Day Travel Ideas

Couples looking for an affordable Valentine's Day getaway might find anearby vineyard is just what they had in mind.

New England’s small-towncharm is due, thanks in great part,to iconic white churches and nu-merous historic homes. Accord-ing to public record Franklin hasover 475 single family homes builtbefore 1900. The town has 42homes built before 1800.

If you own one of those historichomes, have you thought about itshistorical significance, its previousowners, its construction date, itsarchitectural period?

Getting StartedOne of the best ways to exploreyour home’s history is to look forpreviously completed research.The Franklin Historical commis-sion has inventory forms on filefor historical homes and othertypes of structures in their re-spective towns. Prepared for theMassachusetts State HistoricalCommission as part of their in-ventory of historic homes in theBay State, the forms are oftenused as part of an application for aNational Register designation.

Each survey form contains aphoto of the historic home (at thetime the survey was completed),as well as information on the ap-proximate date built, a list of ar-chitectural details, and adescription of its historical signif-icance. Recently completed formscontain more detailed informationand are often the work of profes-sional consultants. Less detailedearlier forms were frequently doneby local volunteers. Also, not allhistoric homes have been sur-veyed.

Has My House Been Surveyed?It takes just two minutes to de-termine that answer. The Massa-

chusetts Historical Commissionmaintains an online databasecalled the Massachusetts CulturalResource Information System(MACRIS). By searching thisdatabase you can determine ifyour house has already been sur-veyed. Go to http://www.sec.state.ma.us/mhc/ and choose thelink "Search MACRIS database."Enter your town name and streetname where appropriate. Next, se-lect “Building” under “ResourceTypes.” Press “Next” one finaltime and you will be given a list ofsurveyed historical homes on yourstreet.

Finding the Inventory FormCurrently MACRIS is just anindex and does not yet contain theactual inventory forms. MHC iscurrently engaged in a multi-yearproject to scan and put online allinventory forms and NationalRegister nominations.

Photos and inventory formsshould start to appear in the re-designed MACRIS database in thenext several months. In the mean-time, however, if you have identi-fied that an inventory form foryour house exists, you will likelyfind a copy of the actual form inyour local library or town hall.

If for some reason you can’t findit in either location, you can con-tact your local historical commis-sion. The Massachusetts His-torical Commission can also becontacted for copies by calling(617) 727-8470 or email [email protected].

Marian Pierre-Louis is the NewEngland House Historian. Followon her blog http://NEHouseHistorian.blogspot.com

Old House Secrets –Inventory Forms

BY CAITLIN FROST

This is the first year Walpole hashosted a Winter Farmer’s Market,and so far they’ve received an ap-preciative response.

“It grows each week; there’s asteady flow of people. People re-ally enjoy it. They love to buylocal, direct from the farm, andthere is something for everyone.I’ve never seen anyone leave with-out something,” said co-marketmanager Stephanie Mercandetti.

The winter market is very muchlike the summer farmer’s marketthat Walpole, and Norwood, hosteach year.

“There was so much momentumfrom the summer that sponsorsand patrons wanted to extend itthrough the winter months,” saidMercandetti.

Located in the VFW in Walpole,the market consists of primarily lo-cally-grown and locally-madeproducts. Most vendors are fromMassachusetts, though there are afew from bordering states, such asRhode Island and Vermont.

Auntie B’s Farm from Cumber-land, Rhode Island, harvests honeyand produces all-natural honey andhoney-related products such assoap, candy, honey straws, andmore. The Big Sky Bakery, fromNewton Center, Mass., bakes amultitude of pastries and cakes andcarries two lines of breads and awide variety of baked goods. FiorD’Italia Pasta and Cheese Com-pany, from Manchester Center,Vermont, also shows up and pro-vides handmade fresh pastas andsauces, something you’re sure towant to stock up on during the coldwinter months.

Each week you can find any-where from 10 to 15 vendors thatsell baked goods, vegetables, andother produce. However, becauseof the cold, produce can be scarce,so Walpole supplements its wintermarket with crafts. In addition topurchasing homemade pastas andsauces, cheeses and vegetables,you can also find candles, soap,jewelry, scarves, handmade dollclothes, and tote bags made fromnatural, sustainable materials.

Walpole’s Farmer’s Markethopes to educate the public aboutthe nutritional and economic ben-efits of buying locally grown fooddirectly from the farmers and for

them to support the local agricul-tural communities in the area.

This is the first year for the win-ter market in Walpole, as it was thefirst year for the summer market.Mercandetti expresses her wishesthat the market will continue togrow and expand.

“I think really the benefit is forthe folks to buy local and directfrom the farm,” she said.

The market will continuemonthly, on Sundays from 10 a.m.to2 p.m. The upcoming dates areFebruary 13, March 13, and April17. For more information, visittheir website at walpolemafarm-ersmarket.com. And be sure toshow up at the VFW for thoselocal products you’re sure not findanywhere else in the winter.


Winter Farmers Market BringsLocally Grown to Nearby Walpole

Plenty of locally grown produce can be found at the Winter Market.

Don’t shop for just food; a number of crafts can also be found, such assoaps and candles.

Purchase tote bags made of naturally sustainable materials to carry allthat produce home.

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An Unforgettable Night

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presented byThe Pat Whitley Restaurant Show

Date: Sunday, February, 13, 2011

Time: 4:30pm - 7:30pm

Place: Christina’s, 2 Washington St., Foxboro

Price: $49.95 per guest (includes 3-course dinner)

Tickets: Call The Pat Whitley Restaurant Showgo online at: www.joeyvoice.com

Order your Tickets TODAY! Great for groups!

For Reservations, please contact our Sales Team at 508-668-7200

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Place TimeTuesdayTuesday Home 6:45PM

FridayFriday Home 6:45PM

Tuesday 02/08/11 *Dedham High School Away 6:45PM


TuesdayTuesday Home 6:45PM

Thursday 02/17/11 Walpole High School Away 6:45PM

Friday 02/18/11 Bishop Feehan High School Away 7:00PM

Sunday 02/20/11 Westwood Tourney Away 6:00PM

Monday 02/21/11 Westwood Tourney Away TBA



Tuesday 02/08/11 Dedham High School Away 5:15PM



ThursdayThursday Home 3:45PM

Friday 02/18/11 Bishop Feehan High School Away 5:00PM



Tuesday 02/08/11 Dedham High School Away 3:45PM




Place TimeTuesday 02/01/11 Framingham High School Away 6:45PM

Friday 02/04/11 *Needham High School Away 6:45PM


Friday 02/11/11 Wellesley High School Away 6:45PM

Tuesday 02/15/11 Natick High School Away 6:45PM


Tuesday 02/22/11 Westwood Tourney Away 6:00PM

Wednesday 02/23/11 Westwood Tourney Away TBA


Mr. James Hayden Mr. George Usevich Mr. Sean Kane Brian McDonough

01/20/2011 *=League Event Schedule Star 800-822-9433 Page 1Place Time












Place TimeWednesdayWednesday Home 6:30PM

Saturday 02/05/11 Dedham High School Away 7:30PM

WednesdayWednesday Home 6:30PM

SaturdaySaturday Home 6:00PM

Wednesday 02/16/11 Walpole High School Away 7:00PM


Monday 02/07/11 Dedham High School Away 6:00PM


Friday 02/11/11 Dedham High School Away 8:30PM

Place TimeWednesday 02/02/11 *Needham High School Away 6:00PM


Wednesday 02/09/11 Wellesley High School Away 6:00PM

Saturday 02/12/11 Natick High School Away 6:10PM

WednesdayWednesday Home 4:30PM

Sunday 02/20/11 Austin Preparatory School Away 6:00PM

Monday 02/21/11 Dover-Sherborn Reg High School Away 2:30PM

Place TimeSunday 02/06/11 Bishop Fenwick HS Away 3:20PM

Mr. James Hayden Mr. George Usevich Mr. Sean Kane Brian McDonough01/20/2011 *=League Event Schedule Star 800-822-9433 Page 2

Place TimeFridayFriday Home 5:00PM

Place TimeWednesday 02/02/11 Dedham High School Away 7:00PM

Place TimeWednesday 02/02/11 Inter League Meet Away 4:30PM

Wednesday 02/09/11 BSC Meet Away 4:30PM

Place TimeWednesday 02/02/11 Inter League Meet Away 4:30PM

Wednesday 02/09/11 BSC Meet Away 4:30PM


Mr. James Hayden Mr. George Usevich Mr. Sean Kane Brian McDonough

01/20/2011 *=League Event Schedule Star 800-822-9433 Page 3

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Chamberto HostNetwork-ing EventThe Neponset Valley Chamber

of Commerce (NVCC) will holdits monthly Noon Networkingprogram on Tuesday, February8th from 12:00 -1:30 PM at Bucadi Beppo Restaurant, 233 ElmStreet, Dedham, MA.

The Networking Series is spon-sored by The Cooperative Bank.

Cost to attend is $25.00 formembers and $50.00 for non-members and includes lunch.Reservations are required and canbe made by visiting www.nvcc.com or calling 781-769-1126. There is a $5 walk-in fee.

Established in 1894, the Nepon-set Valley Chamber of Commerceserves the needs of businesses in atwelve- town region stretchingfrom Route 128 to Route 495southwest of Boston. The NVCCsupports the business communityand economic development ef-forts by providing leadership, ad-vocacy and opportunities forexpanded and enhanced relation-ships among business, govern-ment and the community. Forinformation on membership ordoing business in the region,please contact the Chamber at781-769-1126, www.nvcc.comor [email protected]

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Norwood Sports

Sixteen year oldsophomore ChristinaFrasca of NorwoodHigh School is Feb-ruary's "Athlete ofthe Month". Her allaround athletic abil-ity has lead her andthe Norwood VarsityGirl's Ice Hockeyteam to an outstand-ing 8-0 record thisseason. As a goalie,Christina has provento be an exceptionalleader. Head CoachBill O'Donnell saysof Christina "she isthe backbone of thisteam, and has beenone of the most con-sistent players".

Christina is a threesport athlete ex-celling in hockey,field hockey, andlacrosse, all at thevarsity level. She is awell rounded honors studentwho is a member of a variety ofclubs including the NationalHonors Society and SADD.

Christina is the daughter of

Cheryl and Michael Frasca,both of whom attended Nor-wood High School. She has onebrother Mike, who was also amultisport athlete at NorwoodHigh.

Athletic Republic would liketo congratulate Christina on hersuccess this season and hope tosee more from her in her athlet-ics career.

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Norwood Youth Soccer wouldlike to announce the intramuralregistration deadline is February18, 2011. Late fees of $10 andplacement on a wait list occursafter that date. NYS reserves theright to close any age group at anytime due to roster restrictions.

Boys and girls youth high schoolage soccer sign-ups are now openand placed on a wait list until ateam is formed. Travel sign-ups arenow wait-listed. Everyone’s sea-son starts April 9, 2011.

Register online at www.nor-woodsoccer.com.

Norwood Youth Soccer Deadline February 18th

BYALI MALOOF

Co-Captain NHS Class of 2011

The Norwood High SchoolGirls’ Hockey team is off to a fan-tastic start to the season. After los-ing in the first round of thetournament last year to Winches-ter, we’ve bounced back stronglyand are currently undefeated at 8-0. For the first time in severalyears we defeated our biggest rival,Walpole High, by a score of 3-1.

The three senior captains - LisaCoskren, Taylor Donners, and AliMaloof – have had first place ontheir minds since the season beganand we have a strong group ofplayers focused on getting there.We are much improved from lastyear, with help from several fresh-men, including center Emily Kellyand defenseman Colleen Glaser.Sophomore goalie ChristinaFrasca has been a stone wall in thenet. Come support us as we makeour journey through the season!

Norwood High Girls’Hockey Team Off to a Great Start

NHS Jazz Classic, February 17at the Coakley Middle School,3:00-10:00pm. Up to ten local jazzbands will perform for adjudica-

tion and ratings by area jazz edu-cators. Open to the public, Ticketsare $8.00 general admission, $5.00students and seniors.

Norwood High SchoolMusic Events

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Carr, Robert, John, Jr. ofNorwood, suddenly Jan. 1, 2011.Devoted son of Anne M. (O'-Toole) Carr of Norwood and thelate Robert John Carr Sr. Lovingfather of Neil L. Carr. Belovedbrother Michael Carr and his wifeAmy of Norwood, Patty Wolfeand her husband Jeff ofStoughton. Cherished uncle ofDeirdre Wolfe, Dylan Wolfe,Michael and Daniel Carr. Alsosurvived by many loving aunts,uncles, cousins and friends. Massof Christian Burial was at St,Catherine of Siena Church, Nor-wood. Relatives and friendskindly invited. Interment High-land Cemetery, Norwood.

In lieu of flowers, donations inmemory of Robert may be madeto the Neil Liam Carr Fund, Nor-wood Bank, C/O Michael Carr,114 Casey St., Norwood, MA02062.

Born and raised in Norwood,Robert was a member of Nor-wood High School, Class of1978. He recently retired from the DedhamPublic Schools after twenty years of service. Late employee RedRooster Pub, Wrentham.

CrOwley, Irene F. (San-born), of Walpole, former Nor-

wood resident for 54 years, diedJanuary 7, 2011.

Mrs. Crowley was born in Deer-field, NH, and was raised in Con-necticut. Later she enlisted in theWomen’s Army Corps (WAC)where she met her husbandFrank, whom she wed in 1946.They lived in Newton and latermoved to Norwood and were ac-tive with the Curtain Timers the-atre group for many years. Irenewas involved with the NorwoodLeague of Women Voters whereshe served as president twice. In1978, she became one of thefounding members of the Nor-wood Art Association, serving aspresident twice. In recent years,Irene enjoyed traveling and paint-ing.

She was the daughter of the lateVan Buren and Elisabeth(Switser) Sanborn and wife of thelate Francis “Frank” BrendanCrowley, who passed away in2006. Survived by her fourdaughters, Christine Crowley ofSan Antonio, TX, Lynne Crowleyand her husband Michael Beharof Larchmont, NY, Lisa Ballardof Charleston, SC, and Jill Crow-ley and her husband Bryan Sny-der of Concord, MA; her twograndsons, Austin Ballard ofCharleston, SC, and Andrew

Behar of Larchmont, NY; her sis-ter, Frances Sanborn of CT. Inaddition to her parents and hus-band, she was predeceased by herson-in-law, Geoffrey Ballard, andher siblings, Gerald Sanborn,Linn Sanborn, Wayne Sanborn,Carlena Houston, Pearl Spauld-ing, and June Lewis.

Funeral services were providedby the United Church in Walpoleand the Gillooly Funeral Home.Interment followed at HighlandCemetery, Norwood.

Memorial contributions may bemade in memory of Mrs. Irene F.Crowley to the Norwood Art As-sociation, PO Box 865, Norwood,MA 02062 or to the AmericanCancer Society, 30 Speen Street,Framingham, MA 01701.

Hall, Norman J. of NorwoodDec. 30, 2010 at the age of 78 atNorwood Hospital. Norman wasborn on February 23, 1932 toWilliam and Albertine (Lizotte)Hall in Norwood, Massachusetts.On November 15, 1952 he wasunited in marriage with MaryRose Fitzpatrick. During the Ko-rean War, he proudly served hiscountry in the Navy, assigned toair ship duty. Norman attendedNortheastern and earned a BS inEngineering and MBA fromBoston College. They lived in

Norwood for many years beforemoving to Indiana, California,North Conway, NH and ulti-mately back to his hometown in2006. Norman loved to travel andenjoyed trips with family. His lifewas rich with family, nine chil-dren and 14 grandchildren and 5great-grandchildren. He was agreat guy and loved his BC andNotre Dame affiliations. He wasa member of the Knights ofColumbus, Fourth DegreeKnight, American Legion Post 70and Veterans of Foreign Wars.Norman and Mary were blessedwith nine children: Joe (Jennifer),Richard, Tom (Terri), Nancy(Mike) Caldwell, Patty (Rob)Hewett, Kathleen (Roman), Car-olyn (Bill) Johnson, Timothy(Diane), and Christine (Chuck)Richter; siblings, Bob (Betty), Al(Fran), Ray (Pat), and Bill(Renee); and many grandchil-dren, nieces, nephews, other rela-tives and friends. Norman ispreceded in death by his infantson Richard, son Timothy, andbrothers Al and Bob. Funeral wasat the Gillooly Funeral Home,followed by a Mass of Christian.

MCDOnOUgH, Mary A.(Connolly), of Norwood, died athome on January 6, 2011. Shewas 84. Mrs. McDonough wasborn in County Galway, Ireland.

Beloved wife of the late Christo-pher McDonough; Lovingmother of Christopher McDo-nough and his wife Peggy ofPlainville, Bridget McGuire ofFoxboro, John McDonough andhis wife Suzanne of Wrentham,and Kevin McDonough of Nor-wood; Cherished grandmother ofChristopher McDonough, PatrickMcGuire, Michael McDonough,Melissa McDonough, MikealaMcDonough, and Cloe Akesson;proud great-grandmother ofWyatt McNair; Sister of the lateMartin Connolly (her twinbrother), and Patrick, Roddy, andDelia Connolly. She was also sur-vived by many nieces andnephews.

Funeral services were held on atthe Gillooly Funeral Home, 126Walpole Street, Norwood, then inSt. Catherine of Siena Church,Norwood, where a Mass ofChristian Burial will be cele-brated.

Mrs. McDonough was a mem-ber of the Norwood Irish Club,and enjoyed playing Bingo.

ranKin Madelyn J. of Nor-wood, January 7, 2011. Devoteddaughter of the late Thomas J.and Helen (Larsen) Rankin. Lov-ing mother of James G. Rankin,of California. Beloved sister ofThomas J. Rankin of Quincy.Cherished aunt of Erika and Dar-ren. Also survived by manybeloved friends. Funeral Serviceat the Gillooly Funeral Home,126 Walpole Street (Rt. 1A), Nor-wood. Relatives and friendskindly invited. Interment Knoll-wood Memorial Park, Canton.Late Title Examiner, Rackemann,Sawyer and Brewster.

tHOrntOn, Thomas A.,lifelong resident of Norwood,died January 7, 2011. He was 96.

He was the beloved husband ofthe late Anna G. (Morrison)Thornton, with whom he shared60 years of marriage. Loving fa-ther of Elizabeth A. Segerstromand her husband John of Wash-ington, Valerie E. Ryan and herhusband Stephen of Washington,Anne Marie Haley and her hus-band of Norwood, and ThomasM. Thornton and his wife Ann-marie of Foxboro; cherishedgrandfather of Brenda Croft, EricSegerstrom, David Segerstrom,Sean Ryan, Suzanne Snell, BrianHaley, Lisa Balzarini, AndrewThornton, and Rosemary Thorn-ton; proud great-grandfather ofGrace and Rachel Croft,Francesca and Julia Segerstrom,Hanna, Aiden and Brianne Ryan,Mackenzie, Stephen and MicahSnell, Keira and Cooper Haley,and Haley and Teagan Balzarini;devoted brother of the lateMichael E. Thornton.

Funeral services were held at theGillooly Funeral Home, 126 Wal-pole Street, Norwood, then in St.Catherine of Siena Church, Nor-wood, where a Mass of ChristianBurial was celebrated. Visitinghours were held on Monday, Jan-uary 10 in the funeral home.

Late Veteran of World War II,serving in the U.S. Army MilitaryPolice. Retired supervisor withNorfolk Correctional Institution.

Obituaries


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BYMICHAEL CARROLL, DEAN BANK

With mortgage rates remaining atnear-historic lows, many homeown-ers are considering if now may be theright time to refinance before ratesstart to climb.

Obtaining a mortgage that fits yourbudget is just one goal a mortgageshould meet and “shopping” for theright mortgage can seem a compli-cated task. These simple steps mayhelp.

1. Identify the Goal. Is the mortgage for the purchase ofa first home or a new home? Is alower monthly payment the reason?Looking to cut years off of the lengthof the mortgage? Have interest ratesfallen? Does the borrower need topay off other debts? Are home im-provements the reason? These arejust a few reasons why a homeownermay need a mortgage.

Lenders offer a wide selection ofmortgage programs to fit the specificneeds of borrowers. Understandingwhat the mortgage is for will helpboth the borrower and the lender findthe right program to fit the bor-rower’s needs.

2. Learn the Basics.Mortgages come in all “shapes andsizes”…learning how a mortgage isdesigned will help as the borrowerchooses a lender that offers the prod-uct they need and applies for a mort-gage the borrower can comfortablyafford once identified.

Some of the important componentsof a mortgage include the interestrate, the term or length in years, if ithas a fixed interest rate over the lifeof the mortgage or if it adjusts peri-odically and if the rate includespoints, or other fees.

The payment is determined after allof the components are selected andis a direct reflection of those choices.For example, a borrower wouldmake larger monthly payments on a15-year mortgage than on a 30-yearmortgage.

A fixed rate mortgage offers a prin-cipal and interest payment that does-n’t change over the life of the loan,whereas the payment on a 1-year ad-justable mortgage may change afterevery 12th payment.

3. Assess your Qualifying Factors.

Income, current debts and credithistory all factor into the mortgageapproval process. Lending guide-

lines are determined independentlyby each mortgage lender and mayvary widely. It’s important that aborrower is realistic and conservativewhen determining how large a mort-gage is affordable, what their othercurrent debts are and what theircredit history reflects. Assessingthese factors prior to making an ap-plication will save time and aggrava-tion. As a general rule of thumb, amortgage payment should never ex-ceed 40% of the gross (pre-tax)monthly income of the borrower(s).Making a list of other currentmonthly debts provides insight as tohow more or less conservative theborrower should be. Finally, deter-mining what, if any, negative factorsa potential lender may find on acredit report may give the borroweran opportunity to dispute or clear upcharge-offs or other credit problemsprior to making application, thus im-proving the score that most lendersuse as their primary decision aide. InMassachusetts, consumers can ob-tain their credit report once a year atno cost from a variety of consumerresources such as www.annualcred-itreport. com.

4. Do the Research.Media reports of the economy;what it’s doing and where it’s going,are everywhere. Interest rates reactto those economic conditions; risingand falling over time. Financial in-stitutions and other mortgage lendersrespond to the economic signals sentout from a variety of sources and settheir mortgage rates accordingly.Not all lenders, however, offer theidentical interest rate for a particularmortgage product. Competition isstill the driving force. Before deter-mining who has the best overallmortgage program, do some prelim-inary research.

Here’s an example of a basic re-search form. Across the top, select afew mortgage programs; for exam-ple 30-year fixed, 15-year fixed, 1-year adjustable, etc. Then, make alist of Community banks, mortgagebrokers or other lenders currently of-fering mortgages down the left-handcolumn. An internet search oflenders in our area is a good resourceto use in compiling this list. Recordthe rates currently offered, either byvisiting web sites or by calling.Make sure to use the APR or AnnualPercentage Rate, not the interest rate;as the APR factors in certain costs as-sociated with the mortgage, makingfor an equal comparison.

5. Get the Facts.Trends should develop which willoffer insight into what type of lenderoffers lower or higher rates for cer-tain mortgage products. A mortgagelender specializing in programs forborrowers with impaired credit mayoffer rates that are higher than thoseoffered elsewhere. Some lendersmay have an attractive interest rate,but an APR that is significantlyhigher. This indicates a mortgagethat may have fees built into it. Mostfinancial institutions offer competi-tive rates, a variety of terms and re-duced fees, however, may utilizemore conservative guidelines. Whenthe research is complete, a clear pic-ture of lenders that offer products thatmeet borrowers’ needs will develop.

6. Be Realistic.Applying for a mortgage is aprocess that will require time, effortand, in all likelihood, some out-of-pocket expenses. An appraisal is re-quired, a rate lock-in fee may becharged, closing costs are involved,etc. Being granted a mortgage ap-proval should be the prime directiveat this point and choosing a lenderthat offers mortgage programs thataccurately reflect the borrower’s pro-file is important. Speak to a few ofthe mortgage lenders whose pro-grams and rates best match the needand be realistic when answering thequalifying questions they ask. Re-member, the process is confidentialand the questions only serve to betterqualify potential borrowers. Askquestions as the process continuesand determine if it appears that thelender is working towards somethingthat is going to be mutually benefi-cial. Keep in mind, a borrower maywithdraw an application at any timeprior to closing.

7. Make Service Matter.A mortgage should be consideredas much a service as it is a product.What can determine a borrower’s ul-timate satisfaction beyond simplyrate and payment; is the profession-alism, honesty, patience and courtesydisplayed throughout the process.Choose a mortgage lender that hasdemonstrated a commitment to serv-ice over a long period of time. Morethan a few lenders that were makingloans recently are no longer in busi-ness; victims of the economy and ofquestionable loan decisions. Alender that has strong roots in thecommunity provides stability; a veryimportant quality when future bor-rowing needs arise. Borrowers that

have demonstrated reliable repay-ment are more likely to be approvedfor future mortgage loans. Borrow-ers should consider this when mak-ing their choice in a mortgage lender.

8. Review the Documents.

Finally, loan documents can seemconfusing and complex, but under-standing them is extremely benefi-cial. Be watchful for hidden fees bycarefully going over the documentsthe lender provides prior to the clos-ing or document signing for the loan.Community banks will produce doc-umentation demonstrating that themortgage’s rate and terms are in theBorrower’s Best Interest, adding tothe comfort level. A borrower hasthe right to question any part of theclosing process and if the mortgageinvolves refinancing, a borrower has

three business days after a mortgageclosing to question or even back outof a closing. This is called the rescis-sion period. The mortgage proces-sor assigned to the mortgageapplication is trained to answer ques-tions and is always willing to assist.After all, they want the mortgage forthe institution as much as the bor-rower wants it for themselves.

9. Stay Aware.Mortgage rates change regularlyand staying in touch with the mort-gage lender may make a future refi-nance opportunity possible, shouldrates go down. Needs change overtime as well…home improvementsbecome necessary, children get mar-ried, families outgrow their currenthome, etc. Maintaining contact witha lending professional can make get-ting that next mortgage less difficult.


How to Shop for the Right Mortgage


Some potential homebuyersare sitting on the sidelines wait-ing for housing prices to hit bot-tom. It makes sense to buy ahouse at the lowest price possi-ble but there are other criticalconsiderations to keep in mind.

Trying to time the bottom ofany market is always difficult.Also, interest rates are at historiclows, and many homebuyers failto consider the savings thatcome with low interest rates,particularly over the life of theloan, or even the partial life ofthe loan.

Mortgage rates are low be-cause of the recession and fore-closures. In addition, the FederalReserve has moved aggressivelyto push down mortgage rates bybuying as much as $1.75 trillionof housing debt and Treasuriesthis year. This policy has beensuccessful. Rates on 15-year and30-year fixed-rate mortgages arehovering at historic lows.

What does this mean for you?On a 30-year fixed-rate loanamount of $200,000 at 5%, theinterest paid over the life of theloan is $186,512. That brings thetotal loan payments to $386,512.At 6%, the amount of interestpaid rises to $231,676, a 24%increase. At 7%, it’s $279,018, a49% increase. The lesson here:Keep in mind, what might begained from a further drop in

housing prices could easily belost by a rise in interest rates.

With regards to the market,let’s review some recent indica-tors. Pending home sales, a for-ward-looking indicator based onsigned contracts, rose 6.7% inApril, the biggest monthly jumpsince October 2001.

Existing home sales rose 2.4%in May with some homes, onceagain, receiving multiple offers.And the most recent Standard &Poor’s/Case-Shiller 20-cityhousing price index shows themonth-to-month decline inhousing prices has stalled from2.8% in January to February,2.2% in February to March and0.6% in March to April. This hasled many industry experts to an-ticipate that soon the decline inhousing prices will bottom out.

If you have a house in mindand the savings for a down pay-ment, this might be a great op-portunity to purchase a home.

If you would like any furtherinformation about purchasing ahome now, give me a call today.We can also get you preap-proved, which will provide youan advantageous bargaining po-sition.

For more information or tocontact Eric Douglas directly,call (617) 785.3727 or [email protected].

The Impact of Interest Rates


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Buyer Representation is rapidlychanging the face of real estate.Propelled by knowledgeable homepurchasers, legislative action, andconsumer watch dog groups,

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(781)762-3300customartframing.com

All in one place

45 Central Street

customartframing.com(781)762-330000(781)762-3300

customartframing.com(781)

All in one place

band-gig.comAnd it

45 Central Street .

Norwood Center Norwood CenterIndependently Owned & Operated

(781) 201-9800band-gig.com

s local.!And it

Norwood Centerned & Operated

Norwood Center

Art R O C K S

Independently Ow

R O C K SIndependently Ow

Art ned & Operated

ned & Operated

Art R O C K S Art

Art

http://www.customartframing.com

http://www.ski-bluehills.com

Norwood February 2011

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