Northern Kentucky Builder - July 2014

July 2014

The Official Publication of the Home Builders Association of Northern Kentucky

NORTHERN KENTUCKY

www.HomeBuildersNKY.com www.facebook.com/HBANKY

N O R T H E R N K E N T U C K YMEMBER

MEMBERS, ARE YOUREADY FOR HOMEFEST 2014?

HOMEFEST 2014 Preview Party, August 8thHOMEFEST August 9th–24th presented by Adam Miller Homes

These are scenes from previous HOMEFESTS, wait until you see what is in store for 2014. Look for more in the August Builder.

An unreliable supplier is like swinging a glass hammer.

If your confidence has been shattered by a supplier who doesn’t know the meaning of dependability, talk to Sims-Lohman. As a single-source supplier of cabinets and granite tops, we can help stabilize your flow of product, to create a manageable, depend-able delivery program. And

because we’re a granite fabricator, with state-of-the art slab show-rooms and fabrication facilities, we install tops in five working days or less. To learn more about our on-time delivery, quality products and unmatched service, or if you’re interested in becoming a member

of our team, visit Sims-Lohman.com and contact us. We’ll be the most reliable tool in your box.

At Sims-Lohman accurate, on-time delivery of cabinets and granite tops is a tool you can trust.

Cincinnati | Cleveland | Columbus | Dayton | Indianapolis | Lafayette | Lexington | Louisville | Pittsburgh | sims-lohman.com

Building on Trust. Delivering on Promises.

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Sims_8.5x11.13_3-ads_.pdf 2 12/12/13 12:28 PM

INSIDE THIS EDITION...4 ....... Letter from Brian Miller, Exec. Vice President

5 ...........................................Membership Update

7 ................................... RJ Insulation Recognized

9 ...................................... Florence Freedom Night

12 .................................... Millennium Club Update

16 ............................. 51st Annual HBA Golf Outing

18 ..........................BBQ Throwdown and Hoedown

18 ...........................Light-Duty Work and Disability

23 ........ Keller Williams Host Summer Mix & Mingle

23 ............................. In Memoriam Linda Stickley

23 .................................................. Codes Corner

24 ........................................... Emotional Altitude

26 ................... Northern Kentucky Building Permits

27 ........................................... Calendar of Events

Annual Elk Creek Sporting Clay

Shoot & BBQThur s day, S ep tem b er 1 1 @ 1 1 : 3 0 a . m .

$100 per person or $400 per foursomeIncludes 50 clays, cart, ammunition, lunch, dinner and wine tasting.

Don’t shoot? Join us for a lovely lunch, dinner and wine tasting in the beautiful rolling hills of Owen County for only $40.

Come join in all the fun to raise money for the Dewey Newport Scholarship Fun! This fund provides scholarships to the

Enzweiler Apprenticeship Training Program.

SAVE THE DATE

Watch for more details by e-mail

and in the August Builder.

July 2014

The Home Builders Association of Northern Kentucky is open to the world, visit our web site for up-to-date information on HBA services and programs, including extensive public referral directory to Registered Builders, Registered Remodelers and Associate Members.

www.HomeBuildersNKY.com

The mission of the Home Builders Association of Northern Kentucky is to promote and enhance the integrity and visibility of the construction industry and the members of the organization through advocacy, communication, education and political action.

The Northern Kentucky Home Product and Service Buyers’ Guide is a special edition of the Northern KY Builder. Northern Kentucky Builder™ is an official publication of the Home Builders Association of Northern Kentucky, 2751 Circleport Drive, Erlanger, Kentucky 41018. It is published in the interest of the Northern Kentucky building industry and read by home builders, remodelers, general contractors, developers, engineers, bankers, Realtors,® architects, material dealers, subcontractors and manufacturers. All rights reserved. Copying or reproduction without the expressed permission of the Home Builders Association of Northern Kentucky is strictly prohibited.

phone 859.331.9500 or fax 859.578.3393email [email protected]

2014 Board of DirectorsJames Kegley, PresidentAdam Chaney, Immediate Past PresidentJason Yeager, Vice PresidentTom Spille, Secretary/TeasurerWalt Dunlevy, Associate PresidentArt Fischesser, Associate Vice PresidentPaul Metzger, Land Development Council PresidentJennifer Hennessey, Sales & Marketing Council PresidentPhil Drees, Builder DirectorBill Cullen, Builder DirectorSteve Brunson, Associate DirectorBeth Aderholt-Grindley, Associate DirectorBrian C. Jones, Associate DirectorPatrick Townsend, Associate Director

HBA StaffBrian A. Miller, Executive Vice PresidentJanis Beard, Membership DirectorMelanie Meyer, Director of Shows & Events, Sales & MarketingThomas Napier, Director of Professional DevelopmentDan Smith, Director of Finance Holly Woodring, Administrative Coordinator


3 07/2014 Northern Kentucky BUILDER

We can all agree that growth is good; that new jobs and a vibrant economy are important for our community and future generations. There are 2,700 approved home sites in the Hebron area north of I-275 that will not be built

unless SD1 funds the needs for growth. If it took ten years to build these homes it would support 2,900 jobs. 2,000 of those jobs would be there forever at the end of ten years as new neighborhoods would support such jobs. Perhaps one of these jobs would be there for your son, daughter or grandchild. It would mean $135 million in people’s personal income. $91 million in personal income would be available annually for these ongoing jobs. Maybe these wages would be earned by your family to live in Northern Kentucky and send your grandchild to little league. $3.1 million in taxes and fees paid for by construction jobs would be available to Boone County government every year for those ten years. An additional $16.2 million in taxes would be generated after these homes were built and lived in every year; paying for roads, schools, libraries, fire and police services, water and SD1. Perhaps your family would attend these schools, visit the library, and enjoy healthy drinking water and safe sanitation services.

The best economic years in our history have taken place during years of growth. Without growth what would Northern Kentucky look like? The same fate awaits Kenton County between the Richwood Road exit spanning to Independence and in Campbell County around Route 27 and the AA Highway unless SD1 funds growth. In total, SD1 is standing in the way of 33,000 jobs, not in construction, but as a result of new homeowners and companies moving into Northern Kentucky. That annually represents $141 million in unrealized taxes that could be used to improve current infrastructure including the sanitary sewer system. Without growth, the economy has no resources to pay for repair and replacement. New buildings and new jobs create the mechanism to pay for ailing infrastructure for 50 years. After 50 years that infrastructure needs repairs and replacement and the only way to pay for it is by growth. These are economic truths that cannot be disputed. Don’t let anyone tell you different. If they do it’s a numbers game or they are quoting a short sighted study focusing only on real estate taxes.

If SD1 is to get out of the way of growth they need to dedicate $50 million over the next ten years. To do this they need only to do a few things. First, they should renegotiate the EPA Consent Decree; substantially extending the deadline. Second, they should dedicate a portion of fees paid by developers to a restricted account to fund growth. Third,

they should cut expenses wherever possible. A few changes to their budget without any layoffs can achieve SD1’s needs for growth. Fourth, they should avoid rate shock caused by continually requesting huge rate increases. After they don’t get their huge increases they shut down growth and harming our economy; causing pain on Northern Kentuckians. Five, they should approach the problems in their system and in the older cities in a balanced approach by focusing on growth as the solution to fix ailing systems. In order to do this they should use a portion of their expense cuts to accelerate payment of their debt service to get them out of the hole they have created for themselves sooner and help older and ailing systems long term. It is irresponsible to only focus on existing systems and short sighted. As explained earlier it takes growth to pay for repairs and replacement. Without growth it is not going to happen.

Every other utility in Northern Kentucky is clamoring for growth so they can add ratepayers to the system to pay for upgrades, repairs and replacement; not SD1. The Hebron Area Sewer Study Committee delivered a clear message to SD1. We need a balanced plan delivered by those tasked with providing sanitary sewer service to Northern Kentucky. That means the management of SD1. Perhaps if the management is unable to deliver a solution we need to look to other means in order to keep Northern Kentucky growing. Perhaps SD1 should answer not to an appointed board but to another entity. Perhaps it would be better run by a private company.

If we don’t change the path SD1 is on now we will look back years from now and wonder why our children don’t live in Northern Kentucky, why we can only see our grandchildren during the holidays and how the economy of Northern Kentucky came grinding to a halt. I shudder to think our best days are behind us. It is our responsibility as Northern Kentuckians to demand a bright future and a healthy economy by growing and benefitting from growth to make all of Northern Kentucky a place in which to call home and for our future neighbors and companies to do the same. Without growth… perhaps not.

Sincerely,

Brian A. Miller, Executive Vice PresidentHome Builders Association of Northern Kentucky

GROWTH IS GOOD… SO FUND IT SD1!The following is a opinion editorial that was sent to The Enquirer regarding the growth situation in Northern Kentucky

4 Northern Kentucky BUILDER 07/2014

Your Peace of Mind Deserves a Professional

For more info on why you should only use a member of the Home Builders Association of Northern Kentucky

when it is time for a decision about your home call 859.331.9500 or visit www.homebuildersnky.com.

NORTHERN KENTUCKYMEMBER

Your Peace of Mind Deserves a Professional

For more info on why you should only use a member of the Home Builders Association of Northern Kentucky

when it is time for a decision about your home call 859.331.9500 or visit www.homebuildersnky.com.

NORTHERN KENTUCKYMEMBER

MISSING IN ACTION

WELCOME BACK

NEW MEMBER ORIENTATION

NEW ITEM! AVOID THE AFFORDABLE CARE ACT AND SAVE THOUSANDS!

NEW MEMBERS

If you do business with any of the missing members, please encourage them to get back in the action at the HBA!

We are truly happy to have your support and membership! The following companies are once again members of HBANKY.

New Member Orientation is not only for the new members who are recruited throughout the year, but also for members who have never attended a New Member Orientation. If you have a new representative, encourage them to attend one of these orientations. They will be amazed at the benefits and services the Home Builders Association provide for their members. The next New Member Orientation will be at the Home Builders Association office, on September 23rd at 3:30 pm.

The Home Builders Association of Kentucky’s (HBAK) Anthem Association Health Plan will offer significant savings for a majority of qualified HBANKY members with small group health plans. Qualified members include those who are actively involved in on-site construction and those who the majority of. The Health Care Reform Law requires small businesses, with 50 or fewer total employees, to be “community rated” based only on age, location and tobacco-use. However, “bona fide” association health plans, such as the HBAK plan, will be treated as a large group and will continue to be “risk rated” on multiple factors, including gender and health status. Call Scott Church; Office: 859-525-7020 Cell: 502-905-1557 or [email protected].

31-W Insulation Company, Inc.Jerry Kelley4287 Salzman RoadMiddletown, Ohio 45044513-539-4449Business: Insulation, GuttersSponsor: Joe Halpin

Advanced Glazing Contractors, Inc.Rob Hedrick200 S. Wright StreetBlanchester, Ohio 45107513-617-3174Business: Glass & Glazing

Andersen WindowsBob Lysack245 Quail Run DriveGeorgetown, KY 40324859-621-1382Business: Windows & DoorsSponsor: Adam Chaney/Bob Halderman

Citizens Deposit BankJohn Pielsticker3425 Valley Plaza ParkwayFt. Wright, KY 41017513-259-5735Business: Community BankSponsor: Mike J. Kegley

Elite Building GroupKriston Evans4371 Beaver RoadUnion, Kentucky 41091859-806-4747Business: Framing ContractorSponsor: James Kegley

Hummel Warsaw Insurance, Inc.Jennifer Leibel505 E. Main StreetWarsaw, KY 41095859-567-4141Business: Insurance

Kevin Murray ContractingKevin Murray2750 K.D.K. LaneUnion, Kentucky 41091859-354-1278Business: Concrete FlatworkSponsor: James Kegley

Realty ExecutivesCindy Cahill5512 Taylor Mill RoadTaylor Mill, KY 41015859-331-7400Business: Real EstateSponsor: Doug DeLay

Regions MortgageChris Johnstone7310 Turfway Road, Suite 550Florence, KY 41042513-702-1338Business: Mortgage Lending

SS Studer Construction Service, LLCScott Studer2912 Knoxville Gardnersville RoadDeMossville, KY 41033859-824-0702Business: CarpentrySponsor: Doug DeLay

Tim Sawyers Ceramic TileTim Sawyers11207 Flora RoadHarrison, Ohio 45030513-367-5243Business: Ceramic TileSponsor: Doug DeLay

T & R ContractingRyan Larcade6047 Caroline Williams WayBurlington, Kentucky 41005859-991-0488Business: Siding ContractorSponsor: James Kegley

Arrasmith ConstructionBluegrass Lawn and LandscapingClear Door and Window SolutionsLittle House Properties, LLCMurphy-Catton, Inc.Royal Construction

All About GlassBuilding Systems ErectorsFour Seasons Tent RentalGeers ConstructionH & B ConstructionJTCB Painting & Wall CoveringKing & SonsG.M. Mettens

N O R T H E R N K E N T U C K Y N O R T H E R N K E N T U C K Y N O R T H E R N K E N T U C K Y MEMBERSHIP UPDATES


TUFF-N-DRI® Basement Waterproofing System, builders’ #1 Brand since 1997

Watchdog Waterproofing®, one of the top brands of foundation waterproofing for new construction

Enviro-Dri™ Weather-Resistant Barrier System, a more effective alternative to housewraps

All products are installed by Tremco Barrier Solutions Contracting Services, experts in the field of exterior moisture management systems.

Protecting Your Home with Barrier ScienceSM

Protect the exterior of your home, from footer to eave line

Contact me today for a no-obligation quotation

Todd [email protected]

c. 859.640.7964o. 513.825.8700

www.tremcobarriersolutions.com

Tremco Barrier Solutions products and systems protect your home from • Damaging moisture leaks • Energy-draining air leaks through exterior walls • Costly thermal loss

Fully-Adhered Weather-Resistant Barrier Stops Moisture, Seals Sheathing Systems

Foundation Waterproofing to Promote Dryer, More Comfortable Basements

TBS-AD-0003

As a trained specialist in home energy efficiency performance, local business RJ Insulation earned the elite distinction of being named “Owens Corning Top Quality Producer 2013”

demonstrating superior quality installation and service excellence at the inaugural Owens Corning™ Certified Energy Expert® National Meeting in Fort Lauderdale, Florida.

Now in its third year, the elite Owens Corning™ Certified Energy Expert® (CEE) program has set the industry standard for training and certification and has earned a reputation for identifying and attracting the nation’s top insulation professionals.

This exclusive recognition underscores RJ Insulation’s exceptional industry leadership and expertise in bringing building-science solutions to builders and homeowners that improve the home’s energy efficiency performance for year-round savings and comfort.

RJ Insulation remains at the forefront of the latest building science solutions in insulation, air sealing and moisture management. Backed by the Owens Corning™ Certified Energy Expert® (CEE) program, RJ Insulation provides builders and homeowners with the advantage of knowing precisely what it takes to deliver a high-quality installation on time, every time.

Owens Corning™ Certified Energy Expert® Professionals Certified Energy Expert® professionals distinguish themselves from the competition by the following:

• Stringent building science training and certification: To achieve certification in this program, insulation contractors and their employees are required to undergo rigorous training in a variety of areas – including building science, thermal performance, moisture prevention, air infiltration, ventilation and auditing for maximum energy efficiency. Training courses developed by Owens Corning building science experts focus on installation techniques for maximizing energy efficiency and acoustics using along with air sealing, air barrier and commercial applications. CEEs are also trained in advanced building science, building codes and standards, quality assurance and Energy Star®/DOE programs.

• Reliable and Trustworthy: Beyond the training requirements, contractors also must meet other criteria to qualify for CEE certification. From maintaining a clean Better Business Bureau record to providing both professional and customer references, CEEs must illustrate reliable and trustworthy business practices. Additionally, all CEEs must undergo annual third-party audits of their office operations and field workmanship to ensure the highest levels of internal and jobsite quality.

• Exclusive 10-year limited warranty: Owens Corning stands behind Certified Energy Expert® professionals by offering homeowners an exclusive 10-year limited warranty** covering installation in addition to the standard product warranty. This warranty speaks volumes about the confidence Owens Corning™ Certified Energy Expert ® professionals have not just in the work they perform, but in the Owens Corning™ insulation products they use.

• Fewer callbacks: Certified Energy Expert® professionals have the sophisticated industry knowledge and skills to do the job right the first time, every time to give peace of mind to builders and homeowners.

About RJ InsulationRJ Insulation is a three-generation family-owned business proudly serving Northern Kentucky / Greater Cincinnati area for 56 years. Jack Jansen founded the company in 1958 and his son Boone took over the operation in1973. As a young man, Boone’s son Ryan worked side-by-side with his father and learned first-hand that job quality set his family’s company apart from its competitors. Ryan Jansen continues the tradition of “quality first” and taking the time to do the job right the first time as he manages the company today. With more than 1,000 jobs completed annually in the local area, RJ Insulation brings expertise and experience to help homeowners save money, reduce energy costs and improve the overall comfort and performance of the home.

About Owens CorningOwens Corning (NYSE: OC) is a leading global producer of residential and commercial building materials, glass-fiber reinforcements and engineered materials for composite systems. A Fortune 500® Company for 59 consecutive years, Owens Corning is committed to driving sustainability by delivering solutions, transforming markets and enhancing lives. Celebrating its 75th anniversary in 2013, Owens Corning is a market-leading innovator of glass-fiber technology with sales of $5.2 billion in 2012 and approximately 15,000 employees in 27 countries on five continents. Additional information is available at www.owenscorning.com.

* Savings vary. Find out why in the Seller’s fact sheet on R-values. High R-values mean greater insulating power. ** See actual 10-Year Limited Warranty for details. 10-year limited warranty coverage applies to the following Owens Corning products: PINK® FIBERGLAS™ Insulation in Batts and Rolls, PROPINK® Loose Fill Insulation, PINK® FIBERGLAS™ Loose Fill Insulation and EnergyComplete™ Air Infiltration Barrier

MEMBER ACCOLADES

RJ Insulation Recognized As Quality Producer Among Owens Corning™ Certified Energy Expert® ProfessionalsFrom Energy Efficiency to Job Site Efficiency, RJ Insulation Brings a Competitive Advantage to Builders and Homeowners


www.wyler.com

BoB wheeler, commercial SaleS [email protected]. 859-525-8001 / c. 513-728-91741154 Burlington pike, florence, ky 41042

www.jeffwylerflorenceBuickgmc.com

for your commercial needS call uS firSt

ALL-RITE READY MIX

“Where Quality and Service Save You Time and Money”

Florence, Kentucky139 Aristocrat Dr.

(859) 371-3314

Aurora, Indiana10513 Morgans Branch Rd.

(812) 926-0920

Wilder, Kentucky108 Williams Way

(859) 572-9951

Harrison, Ohio7466 New Haven Rd.

(513) 738-1933

Port Union, Ohio5259 Rialto Road

(513) 860-5111



HBA/NKAR florence

freedom nightFlorence Freedom vs. Gateway Grizzlies

Thursday, July 31st at 6:35 p.m.

At Champion Window Field in Florence Admission is $10.00 and includes $5 in Freedom

Bucks to spend at the park!

Come, relax, mingle with your fellow HBA members, REALTORS®, family and friends.

94.9 Thirsty Thursday! $1 beer, soda and ice cream sandwiches presented by Patrick’s Custom Hardwood

RESERVATIONS ARE A MUST!Make your reservations by Friday, July 25.

Call 859-331-9500 or e-mail [email protected]

SPONSORSHIPS STILL AVAILABLE!GAME SPONSORS $100

GAME SPONSORS NEEDED - SIGN UP TODAY!(Included in sponsorship are (2) complimentary tickets plus Freedom Bucks,

company name on tickets, announced over the intercom and listed on sponsor sign. Sponsorships must be received no later than Friday, July 11th.

Please call or email Melanie to sign up! [email protected] 859-331-9500


5/5Introducing the

Mortgage• Up to 100% Financing• No Closing Costs• No PMI• Rate locked for the first 5 years• Competitive Rates

Give us a call for details or visit us online to start your application today!

502.368.5858 • 800.292.2905 • www.LNFCU.com

L&NFEDERAL CREDIT UNION

* The 5/5 adjustable rate mortgage is also available with normal closing costs and a lower interest rate. Ask for details. Approval based on credit qualifications. Terms of the program are subject to change.

Your savings federally insured to at least $250,000and backed by the full faith and credit of the United States Government

National Credit Union Administration, a U.S. Government Agency

NCUA

Erlanger Office: 822 Donaldson Hwy. • Erlanger, KY 41018Ft. Wright Office: 3450 Valley Plaza Pkwy • Ft. Wright, KY 41017

55Mortgage-NKY-8.5wx11h.indd 1 5/13/14 2:25 PM

WE FOCUS ON THE INSURANCE AND FINANCIAL NEEDS OF YOUR

BUILDING INDUSTRYLLH has been providing insurance and financial services to Kentucky’s building industry for over 50 years. Today, with all the challenges your business faces, it’s a good time to talk with us to create a plan that will put your company’s insurance, benefits and

wealth management programs in order.

www.LLHins.com

toll free (888) 499-6880 find us on

Endorsed By

TAKE A DIP IN OUR LABOR POOLWe are preparing the workforce of tomorrow, today!

As your business starts to pick up and you find yourselves looking for employees CALL US FIRST. We are training the future builders, remodelers, electricians, carpenters and HVAC technicians of tomorrow

so take advantage of our services. We have students ready to help serve your needs. We can help custom fit your needs as well; from experienced well seasoned personnel to the novice helpers.

Call Thomas Napier, PhD, Director of Professional Development at the HBA (859) 331-9500 N O R T H E R N K E N T U C K Y

MEMBER


Reis Concrete Products, Inc.Ready Mix • Concrete Septic Tanks

9522 Alexandria PikeAlexandria, KY859-635-4157

Email: [email protected] • Fax: 859-635-REIS

Rt. 2 269 AA US 27Falmouth, KY859-654-6400


All-Rite Ready MixArlinghaus Builders, LLC

Ash Insurance, C.K.Barnes, Dennig & Co. Ltd

Bray Trucking, Inc.Cutter Construction, Inc.

Drees CompanyDudley Construction Co. Inc.

Ernst ConcreteFischer Homes

Florence Nursery & LandscapingFlorida Tile, Inc.

Grant Co. /Gallatin Co. ConcreteKelly Bros. Lumber

Kentucky Federal Savings & LoanKentucky FluidAir, Inc.

L & N Federal Credit UnionLogan Lavelle Hunt Insurance Agency

M & W Excavation Co., Inc.Steve Powell, Realty Executive Select.

Sims-Lohman Fine Kitchens & GraniteThelen Associates, Inc.

Tri-City Insurance Service, Inc.VonLehman & Company, Inc.

Wiseway Supply

The Millennium Club is an elite group of companies whose contributions pay for the refreshments and entertainment at

events like the Annual Golf Outing, Tabletop Night, Elk Creek Outing and the Holiday Party.

2014 MILLENNIUM

CLUB

THE FUTURE IN BUILDING

Build Your Savings Potential with NPP Receive discount pricing from the following well-known brands:

Here’s how to join:

Go to www.mynpp.com

Click “Join now” from the navigation bar.

Select “Construction”, “Residential” and “HBA-Participating

Chapters” from the appropriate dropdown menus.

Complete the registration form.

* Eligibility requirements apply. Qualifying companies must derive

substantial revenue from construction labor.


Since 1946, VonLehman has been a forward-thinking CPA and advisory firm – grounded in reality but focused on thefuture. True to our long-standing commitment to building a stronger region, we have unrivaled expertise in constructionand real estate development. VonLehman builds partnerships with its clients within the construction sector. We understandthe ups and downs of the industry, and assist our clients in building a healthy bottom-line in every scenario, every economy.VonLehman, moving forward with you.

VonLehman & Company Inc. vlcpa.com Cincinnati, OH 513.891.5911 Northern Kentucky 859.331.3300

Forward Thinking

www.kellybros.com

BLENDING FUNCTION AND STYLE

Covington 3502 Latonia Avenue (at 35th Street) 859.581.0400 | Dry Ridge 85 South Main Street 859.824.3371 | Owenton 3885 Highway 127 North 502.484.0242

Family owned and operated for more than 65 years. Our knowledgeable staff has superior industry knowledge and design skills combined with top product offerings like – Andersen, Schrock, Dynasty Omega, Therma Tru Doors, Timbertech. Visit one of our three locations today and experience the difference.


The Annual HBA Golf Outing proved to be a memorable event! The weather was great until about 3:00 pm when Mother Nature

made herself known by sending a thunderstorm complete with heavy thunder, lighting, rain and hail. Everyone scrambled to take cover. All were safe, a little wet, but continued playing after the storm.

Our theme was Caddyshack which the Golf Outing Committee had a lot of fun with. Some were dressed in appropriate attire and thanks to Ginger Morris, Nielson & Sherry, PSC we even had Carl’s bombs (to take care of the gophers) in the shapes of mice, rabbits and other animals.

Thank you to our 2014 Golf Outing Committee who worked diligently to make this year’s golf outing a fun event. Special Thanks to our Title Sponsor, L & N Federal Credit Union and our Hole-in-One Sponsor, Jeff Wyler Florence Buick GMC! Our sponsors are very special. Without them, we could not offer this fabulous event for our members.

CHAMPION CUP WINNER (1ST PLACE TEAM) (-14)Thelen Associates/Bluegrass Commercial Group Team, Jay Thelen, Matt Steigman, Ralph Dusing and Mike Quinn with Patrick Townsend, 2014 Golf Outing Chair.

2ND PLACE TEAM (-12)Citizens Bank of NKY TeamSteve Brunson, Greg Fangman, Brian Breitenstein, Chris Pieper

LONGEST DRIVE WINNER MENMatt Steigman, Citizens Bank of NKY Team

LONGEST DRIVE WINNER WOMENAmy Gardner, W. Stephens Cabinetry

LONGEST PUTT WINNER WOMENDarlene Bossert, Sims-Lohman

SMC GAME WINNERJeff Sherry, Nielson & Sherry, PSC with Jennifer Hennessey, Northwest Title, 2014 SMC President.

REDS BASKET WINNERMelissa Brooks, Sims-Lohman with Patrick Townsend, Patrick’s Custom Hardwood Flooring and Diana DeVore, Guardian Savings Bank.

51st Annual HBA Golf Outing1St Place Team

...and they’re off!

2nd Place Team

Longest Drive Winner Women

SMC Game Winner Reds Basket Winner

Longest Putt Winner Women

Longest Drive Winner Men


Big “Thank You” to Our Title Sponsor2013 TEE & GREEN SPONSORSABC SupplyArronco Comfort AirAsh Insurance, C.K.Ashley Construction Boral Building ProductsByrant Heating & CoolingCardinal EngineeringCru Cutters LawncareCustom Home ElevatorDBL LawDrees HomesEaton AsphaltHamilton Parker CompanyHeritage BankKBR – Kitchens by RutenshroerKeidel SupplyKelly Bros.KY FluidAir/Cincinnati Hose & FittingsLogan Lavelle HuntM.C. Steel & CranePPG Porter PaintsPatrick’s Custom Hardwood FlooringRegions MortgageSMC – Sales & Marketing CouncilSims-Lohman Fine Kitchens & GraniteTri-City InsuranceWatson Gravel

RED’S TICKETS SPONSORSBarnes Dennig & Company, LtdGuardian Savings Bank

MISCELLANEOUS DOOR PRIZE SPONSORSDrees HomesFox 19 NewsGuardian Savings BankKBR – Kitchens by RutenschroerPatrick’s Custom Hardwood FlooringJeff Wyler Florence Buick GMCWarm 98

A BIG THANKS TO OUR CORPORATE SPONSORS

Title SponsorL & N Federal Credit Union

Breakfast SponsorBudget Blinds

Lunch SponsorReading Rock Fireside

Beverage SponsorWiseway Supply

Hole-in One SponsorJeff Wyler Florence Buick GMC

Tee Box Gift SponsorTailored Living – Budget Blinds

Champion Club Award Pella Windows & Doors

Longest Putt SponsorHamilton Parker Company

Registration Table SponsorTriple Crown Developers

THANK YOU TO OUR DOOR PRIZE SPONSORS!

MASTERS SPONSORS ($200 VALUE)Bluegrass Commercial GroupEGCKentucky FluidAir, Inc.

GOLD SPONSORS – ($100 VALUE)America’s Floor SourceT.P. Construction

BIRDIE SPONSORS ($50 VALUE)ESSROC Cement CorporationStar Building MaterialsTurner Brick

PAR SPONSORS ($25 VALUE)T & J Trim CompanyT & R Siding, Inc.Vector SecurityWalters Construction

Drees Homes

Hole-in-One sponsor


How does an employer keep a good worker

engaged and productive, even after a work injury? The answer has often been to offer the employee a

temporary light-duty job. That remains a good option, but a recent court decision raises a caution flag for employers.

The Kentucky Court of Appeals has ruled that an employer cannot offset the wages it paid for light-duty work against temporary total disability benefits. In other words, the court ruled that the injured worker, who accepted the light-duty job and was paid wages for it, also could collect workers’ comp income benefits. The result is that the employee was allowed, effectively, to double-dip and actually rake in more money than his average weekly wage.

The case is Quad/Graphics, Inc. v. Holguin, 2013-CA-002063-WC (June 6, 2014). Holguin’s fingertip was severed by a machine at work. He underwent surgery to reattach it. The next day, Quad/Graphics gave him light-duty work checking books, painting, and performing odd jobs. His

average weekly wage as a machine operator was $725.75. During the light-duty period he averaged $532.87 a week. A workers’ comp administrative law judge awarded him TTD benefits of $483.83 a week -- and also ruled that the light-duty wages could not offset the TTD.

The result was that Holguin earned about $275 more per week while injured than he did performing his regular job.

The Court of Appeals ruled that this double-dipping was legal because Kentucky statutes provide for only two offsets against temporary total disability payments. One permissible offset is for unemployment benefits, and the second is for payments under disability plans that are wholly-funded by the employer.

Thus, if employers and their worker’s comp carriers want to guard against double-dipping, they must coordinate work hours and TTD payments. First, they should calculate the employee’s weekly TTD comp benefit. Next, they should place a cap on the light-duty hours to ensure that the employee earns no more than the difference between his TTD benefits and his average weekly wage.

It may come as a surprise that a worker can be awarded TTD benefits while doing light-duty

work. However, the rule of thumb in Kentucky is that a worker is entitled to such benefits if he/she cannot perform the essential day-to-day tasks of his usual job, because of an injury. Thus, TTD benefits must be paid even during a stretch of light-duty work, due to the inability to perform the regular job tasks.

In Ohio, the law is quite different. Ohio law mandates payment of TTD until employment is made available that is within the worker’s physical restrictions, which often is lighter-duty work. If the employee earns less than the TTD rate on light-duty, he/she is allowed to file for wage-loss benefits to make up the difference.

Of course, there is no legal penalty for any employer that allows such double-dipping. In fact, some employers may allow it simply to keep good workers productive, even if it means a few more dollars off the bottom line. However, the Holguin case should serve as a warning that employers cannot shirk their legal TTD responsibilities merely by offering light-duty work – and that injured workers can obtain a windfall.

R. Stephen Burke is a litigation partner at Dressman Benzinger & LaVelle, PSC, whose fields of practice includes workers’ compensation, injuries to people and property, Social Security disability, probate, wills and powers of attorney.

Light-Duty Work and Disability – A Double-Dip Dilemma for Worker’s Comp Written by R. Stephen Burke, Esq.

LEGAL

Thursday, July 17th

Featuring 9 teams in competition to see who makes the best tasting barbeque ribs,

chicken and pulled pork. You don’t want to miss the good food or the fun!

5:00 PM at the HBAGreat price... Only $15 per person

BLUEGRASS MUSIC BY THE KY BLUEBELLES , CORN HOLE, COLD BEER, WINE AND ALL THE FIXINS’


Reservations required by Tuesday, July 15th. Call 859-331-9500 or e-mail [email protected]

“Big Green Egg” raffle sponsored by Reading Rock Fireside


Put your membershipto work now.Money-saving discounts that benefit yourbusiness, your employees, and your family

www.nahb.org/MA

National Association of Home Builders

4.25X5.5_MA_QuarterPg:4.25x5.5_MA_QuarterPage 1/9/14 11:20 AM Page 1


It’s a Great Time to Purchase a Home!The Federal Reserve has indicated that the economy is still soft and will follow its current policy of keeping

the Fed Fund Rate low. This pays great “dividends” to people looking to borrow for a home. Historically

speaking, mortgage rates are at some of the lowest ever. Rates were at their lowest mainly throughout

2012, however, there are many mortgage products available today that are extremely attractive.

When shopping for a mortgage plan, many people immediately look for a fixed rate. Fixed rate products

do have many positive features, but adjustable rate mortgages (ARM) do as well. Add in one’s personal

situation and an ARM can be the perfect solution. One product, being offered by L&N Federal Credit

Union, mixes a number of items together that makes it a definite consideration. The product is called the

5/5 Mortgage Plan. The L&N 5/5 Mortgage Plan is an adjustable rate mortgage that only re-prices once,

every five years. So, in a ten year period, that’s only one adjustment! The rates on the 5/5 are very low,

which is usual for an ARM, but L&N has added in some goodies: The L&N 5/5 offers an option for No

Closing Costs, No PMI and Up to 100% Financing! When you add these features to the fact this ARM

only adjusts once every five years, this is a plan that everyone should take a look it!

For more information about the L&N 5/5 Mortgage Plan, call 800.292.2905!


www.LNFCU.com

(502) 368-5858(800) 292-2905

Make a DepositAnytime, Anywhere with L&N’s New Mobile Deposit!

It’s a Great Time to Purchase a Home!The Federal Reserve has indicated that the economy is still soft and will follow its current policy of keeping

the Fed Fund Rate low. This pays great “dividends” to people looking to borrow for a home. Historically

speaking, mortgage rates are at some of the lowest ever. Rates were at their lowest mainly throughout

2012, however, there are many mortgage products available today that are extremely attractive.

When shopping for a mortgage plan, many people immediately look for a fixed rate. Fixed rate products

do have many positive features, but adjustable rate mortgages (ARM) do as well. Add in one’s personal

situation and an ARM can be the perfect solution. One product, being offered by L&N Federal Credit

Union, mixes a number of items together that makes it a definite consideration. The product is called the

5/5 Mortgage Plan. The L&N 5/5 Mortgage Plan is an adjustable rate mortgage that only re-prices once,

every five years. So, in a ten year period, that’s only one adjustment! The rates on the 5/5 are very low,

which is usual for an ARM, but L&N has added in some goodies: The L&N 5/5 offers an option for No

Closing Costs, No PMI and Up to 100% Financing! When you add these features to the fact this ARM

only adjusts once every five years, this is a plan that everyone should take a look it!

For more information about the L&N 5/5 Mortgage Plan, call 800.292.2905!


www.LNFCU.com

(502) 368-5858(800) 292-2905

Make a DepositAnytime, Anywhere with L&N’s New Mobile Deposit!


3168 CRESCENT AVENUE, ERLANGER, KY 41018 • www.RJINSULATIoN.Com

COMMUNITY

Keller Williams Host Summer Mix & Mingle

In Memoriam Linda Stickley (1951 - 2014) Codes Corner

Keller Williams Realty Services was the sight for the SMC Summer Member Mix & Mingle. Attendees were treated

to great food, beverages and a wonderful place to network with one another. Thank you to Keller Williams for opening their offices to us. Our Fall Member Mix & Mingle will be held at Arcadia, a Fischer Homes Community in Campbell County.

The Home Builders Association of Northern Kentucky has lost a true believer and avid cheerleader for the Building Industry. She thrived on her involvement with the HBANKY as she performed many roles and served on numerous committees over the past couple of decades.

Her proudest moment was serving as President of the HBANKY Women’s Council in 1997. She loved inspiring other women to get involved and believed you should support the industry that “put bread on the table”. That leadership role was a jewel in her crown.

Since she loved being around people, her work in the Title Industry was a perfect match for her personality – vivacious is a mild description of how she could work a room. We all loved and admired her for that. She could put a smile on the grumpiest face. She was a natural for encouraging others while mentoring and befriending those who needed a little boost.

Her involvement with other associations, organizations and charities is mind boggling. She could always bring people together for good causes. Those who worked with her, served committee time with her or were just her friend can testify to how much she will be missed. Rest in peace dear friend.

Memorial contributions can be made to the Home Builders Association C.A.R.E. Assistance Fund, 2751 Circleport Drive, Erlanger, KY 41018 or “I Have Wings Cancer Foundation , P.O. Box 18502, Erlanger, KY 41018.

Recently the Board of Housing, Buildings and Construction published an advisory letter and code amendment dealing with a section of the Energy portion of the Residential Code.

Instead of having to insulate basement walls to the foundation it allows contractors to only insulate to the frost line. This was initially left out of the code amendments when they were promulgated, and although the process has begun to correct this it will be until October until the regulation is approved.

This omission in the code has caused much confusion with the builders and inspectors so this letter is meant to alleviate that confusion. To access the advisory letter please visit http://www.hbanky.com/membership/downloadable-documents.html or scan the QR code below to access it on your mobile device.

Written by Jean Miller


Emotional Altitude-3 Keys to Accelerating the Sales Cycle was an entertaining and educational presentation by Ryan Taft,

Shore Group. During the hour- long event Ryan interacted with his audience and kept the crowd engaged with his infectious enthusiasm.

Communication equals wealth. By incorporating the following 3 “keys” into your sales cycle you will help your buyers reach their emotional altitude and you will sell more. Key #1: Ask questions that lead to an emotional response. A high level of dissatisfaction is going to equal a quicker change. Key #2: Stop trying to get the gold star. Be “insanely curious,” be connected to your buyer, and be bold and ask thought provoking questions. Key #3: Include emotional factors in all communication. Focus on asking WHY questions. Have quick and personal follow up with your customers.

THANK YOU TO OUR SPONSORS!

Title Sponsor

Media Sponsor

Keynote Sponsor

Emotional Altitude – Three Keys to Accelerating the Sales Cycle Written by Kellie Bailey, Fischer Homes

SEMINARS

Silver SponsorsConcrete Surface and Design • Decks by Design • Forest Park Roofing • Signarama


“Your supermarket for concrete

accessories and masonry equipment”™

Thank you contractors, building owners and greater community for the opportunity to serve you.

Service, service and more service. That is the Janell mantra.

Cincinnati6130 Cornell Rd.Cincinnati, OH 45242P: (513) 489-9111

Dayton800 East 1st St.Dayton, OH 45402P: (937) 866-9111

Erlanger2930 Crescent Springs Rd.Erlanger, KY 41018P: (859) 341-9111

Cincinnati4686 Paddock Rd.Cincinnati, OH 45229P: (513) 651-9111

Columbus831 Harmon Ave.Columbus, OH 43223P: (614) 224-9111

Lexington970 New Circle Rd.Lexington, KY 40511P: (859) 254-9111

www.janell.com

Buy The Best

“ConcretelyYours™”

Concrete formsConcrete chutesSilt fencingMortar MixersConcrete BuggiesFormwork drafting services

Cures & SealersChemicalsGroutsHand ToolsPower ToolsPourform plywood

PolyfilmConcrete blanketsStakesWall tiesSafety gearExpansion joint

CaulksDecorative Concrete SuppliesDecorative Concrete StampsMasonry Supplies

APRIL ‘14 SINGLE FAMILY # MODULAR

HOMES # MULTI FAMILY # CONDOS # COMMERCIAL # COMMERCIAL

REMODELING # RESIDENTIAL REMODELING

BOONE 34 $4,768,223.0 2 $28,721 2 $1,000,000 29 $6,300,708 61 $1,024,081

CAMPBELL 5 $638,392.0

KENTON 33 $6,410,685.0 4 $1,300,000 6 $6,361,450 24 $1,409,913 26 $573,556

GRANT

CARROLLTON

GALLATIN

MASON

OWEN

TOTAL 56 $9,231,228 0 $0 4 $43,305 3 $497,640 1 $2,736,100 43 $27,836,768 65 $3,803,440




BOONE 36 $6,005,661.0 7 $367,500 1 $500,000 4 $2,910,000 15 $6,836,377 63 $931,735

CAMPBELL 9 $1,627,224.0 1 $12,000,000 11 $3,205,050 10 $168,559

KENTON 18 $2,817,862.0 1 $42,000 1 $1,200,000 21 $17,896,587 22 $426,695

GRANT 1 $175,000.0 6 $87,300

CARROLLTON

GALLATIN

MASON

OWEN

TOTAL 64 $10,625,747 1 $42,000 7 $367,500 1 $500,000 6 $16,110,000 47 $27,938,014 101 $1,614,289

JAN-APR '14 219 $35,202,795 0 $0 26 $4,904,614 8 $1,615,521 14 $31,942,241 170 $60,137,201 279 $7,122,507

JAN-APR '13 222 $37,064,416 2 $132,000 72 $20,630,744 11 $3,199,999 16 $21,896,288 228 $54,814,934 304 $5,685,373

NORTHERN KENTUCKY BUILDING PERMITS

(859) 371-7006 • www.tciky.com





BOONE 34 $4,768,223.0 2 $28,721 2 $1,000,000 29 $6,300,708 61 $1,024,081

CAMPBELL 5 $638,392.0

KENTON 33 $6,410,685.0 4 $1,300,000 6 $6,361,450 24 $1,409,913 26 $573,556

GRANT

CARROLLTON

GALLATIN

MASON

OWEN

TOTAL 56 $9,231,228 0 $0 4 $43,305 3 $497,640 1 $2,736,100 43 $27,836,768 65 $3,803,440




BOONE 36 $6,005,661.0 7 $367,500 1 $500,000 4 $2,910,000 15 $6,836,377 63 $931,735

CAMPBELL 9 $1,627,224.0 1 $12,000,000 11 $3,205,050 10 $168,559

KENTON 18 $2,817,862.0 1 $42,000 1 $1,200,000 21 $17,896,587 22 $426,695

GRANT 1 $175,000.0 6 $87,300

CARROLLTON

GALLATIN

MASON

OWEN

TOTAL 64 $10,625,747 1 $42,000 7 $367,500 1 $500,000 6 $16,110,000 47 $27,938,014 101 $1,614,289

JAN-APR '14 219 $35,202,795 0 $0 26 $4,904,614 8 $1,615,521 14 $31,942,241 170 $60,137,201 279 $7,122,507

JAN-APR '13 222 $37,064,416 2 $132,000 72 $20,630,744 11 $3,199,999 16 $21,896,288 228 $54,814,934 304 $5,685,373

BUSINESS MEETINGS AT A GLANCE / CALL 331-9500 FOR RESERVATIONS OR TO CONFIRM DATES

sunday monday tuesday wednesday thursday friday saturday

augustjuly

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Executive Committee Meeting 1:30 - 3:30 pm, HBA

Enzweiler Apprentice Train-ing Program Orientation,

6 - 8 pm, HBA

Executive Committee Meeting 1:30 - 3:30 pm, HBA

Board of Directors Meeting,3:30 - 5 pm, HBA

Florence Freedom Game,6:35 PM, Champion Window

Field in Florence

Tour of Remodeled Homes Committee Meeting,

11 am, HBA

Remodelers Issues,12 pm, Forge Lumber

Tour of Remodeled Homes Committee Meeting,

11 am, HBA

Remodelers Issues,12 pm, HBA

HomeFest 2014 Preview Party, 5-9 pm, Triple Crown

HBA Board Planning Session,9 am -3 pm, HBA

Office ClosedIndependence Day

SMC Board of Governors, noon, HBA

2014 HomeFest - Realtors Day!

SMC Board of Governors, noon, HBA

Office ClosedLabor Day

State and Local Government Committee, noon, HBA

State and Local Government Committee, noon, HBA

Ambassador Club, Noon, HBA

HomeFest 2014 Wrap Up Meeting, 10 am, HBA

Ambassador Club, Noon, HBA

Finance Committee Meeting, 9-10 am, HBA

LDC Board of Governors, 11 am, HBA

LDC - Infrastructure Partners Roundtable,

12 - 1:30 pm, HBA

LDC Board of Governors, 11 am, HBA

Associates BBQ Throwdown & Hoedown, 5 pm, HBA

Membership/Retention Meeting, 11:30 am, HBA

Membership/Retention Meeting, 11:30 am, HBA

HomeFest Committee Meeting, 10 am, HBA

HOMEFEST AUGUST 9th–24th in Winner’s Circle Park at Triple Crown Country Club presented by Adam Miller Homes

HOMEFEST AUGUST 9th–24th in Winner’s Circle Park at Triple Crown Country Club presented by Adam Miller Homes

HOMEFEST

TRIPLE CROWN

2013

HOMEFEST

TRIPLE CROWN

2013


ADDRESS SERVICE REQUESTED2751 Circleport Drive

Erlanger, Kentucky 41018

PRSRT STD US POSTAGE

PAIDCINCINANTI OH PERMIT 5400

MINGLEFor sixty years, Florida Tile has been a benchmark in the industry. As an innovator, we have marked many accomplishments, from building the first floor tile plant in the USA to introducing the first digitally printed products with our HDP – High Definition Porcelain lines. Throughout our history Florida Tile has been a pioneer, but equally as important, we have been a benchmark for style. We recognize and celebrate that commitment by making a great product & creating what our customers continue to want and our competitors try to copy.

1325 Donaldson Road Suite 2B Erlanger, Kentucky 41018 (859) 282 • 5400

www.floridatile.com

Updating Your Sense of Tile

Erlanger Feb 2014.indd 1 1/23/14 11:37 AM


Northern Kentucky Builder - July 2014

Documents

Transcript of Northern Kentucky Builder - July 2014