No Annual Fee Credit CardsSTART NOW

No Annual Fee Credit CardsThe main points you should know about no annual fee credit cards.

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Key Points

• What are No Annual Fee Credit Cards?

Have a brief knowledge about no annual fee credit cards.

• Which is the Best No Annual Fee Credit Card?

Learn which is the best no annual fee among the different credit cards.

• How Do No Annual Fee Credit Cards Work?

A summary on the process of no annual fee cards and how it works.

• How to Use a No Annual Fee Credit Card?

Find the list of right ways on how to use no annual fee credit cards.

What are No Annual Fee Credit Cards?

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• A no annual fee credit card is exactly as it suggests: whereas most credit cards charge an

annual account maintenance fee, the no annual fee credit card waives this charge.

• No annual fee credit cards are best-suited to those people who reserve the use of their

credit card for emergencies, or who make regular purchases on them but always

completely clear their balance each month.

Introduction about no annual fee credit cards.

Which is the Best No Annual Fee Credit Card?Confused? Then learn from this comparison guide so you can choose for yourself.

1. The annual fee

2. The interest rate

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Check whether the annual fee is an ongoing deal or applies just for the first year.

Look for the lower rate to guard the possibility that you will one day be unable to clear your debt in full at month-end.

Which is the Best No Annual Fee Credit Card?Confused? Then learn from this comparison guide so you can choose for yourself.

3. Interest-free days

4. Balance transfer offers

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Most credit cards allow up to 55 days interest-free credit on purchases, although some give 44 days.

If you do have a debt on another credit card and you can find a new provider offering a zero fee and a great balance transfer rate, you should grab it while you can

Continued…

How Do No Annual Fee Credit Card Works?

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• The no annual fee credit card seeks to reward those customers by allowing for completely free use of their plastic.

• There are also no annual fee credit cards that exist amongst the platinum range of credit cards

• If your income makes you eligible for such a platinum no fee card, it is worth checking out, because these usually still include the regular platinum perks such as free insurances and purchase protection.

Types of No Annual Fee Credit Cards

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1. No Annual Fee for LifeYou are not charged an annual fee for as long as your credit card account remainsactive.

2. No Annual Fee for the First Yearit is a good idea to take into account the level of the annual fee that will come intoforce in the second year, and make sure it is not much higher than other similar cards that charge for the first year.

3. No Annual Fee Special Discountyour fee may be waived or reduced in the first year only, or it may be an ongoingdeal, compared to those customers who only take the credit card and are subject to the standard annual fee from year one.

How to Use No Annual Fee Credit Cards?Right ways on how to use no annual fee credit cards.

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You should always keep in mind the reason why you chose to avoid an annual fee in the first place; namely, because you wanted to avoid all costs associated with your credit card.

You can use No Annual Fee Credit Card for the following purposes:

1. Emergencies only

2. You clear your balance every month

3. Short term financing of a purchase

4. You are debt-averse

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