#NHFWelfare The cumulative impact of welfare reform
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Transcript of #NHFWelfare The cumulative impact of welfare reform
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Policy in PracticeDeven Ghelani The cumulative impact
of welfare reform
#NHFwelfarereformJanuary 2017
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We make the welfare system simple to understand, so that people can make the decisions that are right for them
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The impact of welfare reform policies
Governments may know how one policy affects many people. We can show how all policies combined affect one person.
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Our approach:• We looked at
187,475 real families across 17 local authorities
• We modelled the impact of all welfare reforms shown on the previous slide
The impact on low-income families
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The real impact of welfare reform
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A summary of the impacts• Low income households are £41.45 worse off by 2020• In-work households are hit harder still - £48.90• The loss from welfare reforms is £381m, while support
through DHPs is £11m for these authorities• By tenure, PRS is hardest hit:• £49.40 / week• £31.98 / week
• 3% report income to be less than their housing costs!• One in ten are in TA - shifting £3,510 in cost to the local
authority
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Newcastle City Council and YHN• Comprehensive report on the impact
of welfare reform• Detailed household level dataset• Target the right support, to the right
households before they are impacted
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Understand who is affected
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“Mrs Jones near Spring Lane is £5,009 in arrears with a shortfall of £371 per month, and will be £54.38 per month worse off as a result of the benefit cap and has high barriers to work.”
Your data can tell you that …
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What would you do with that level of detail?
Get involved
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Using housing data to assess risk• Partnering with HACT and OCSI• Project to understand which neighbourhoods will be most impacted
by welfare reform• Currently recruiting HAs to help:
• agree key indicators of risk of welfare reform, • outline what LA, HA or open data can feed into these indicators • assess the benefit of that data at a neighbourhood level
• You can also partner with neighbouring Local Authorities• Visit Stand 1 to find out more and sign up
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• Support your advisors :• To show residents
the benefits of work.
• explain a changing welfare system.
• Budget better under Universal Credit
• Three new features• Hovers show
exactly how a calculation was reached
• Cash flow impact of weekly earnings
• Slide hours / earnings for flexible jobs
The frontline adviser
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Visit Leo on stand 1:
HACT / OCSI projecthousehold level datasetsBenefit Calculator 3.0