NEW YEAR, NEW FINANCIAL YOU...Polar Bear Plunge on Feb. 2nd to bene˜t the Special Olympics of...
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WINTER 2020 A QUARTERLY PUBLICATION FOR MEMBERS OF DELAWARE STATE POLICE FEDERAL CREDIT UNION SERVING THOSE WHO SERVE AND PROTECT SINCE 1960 YOUR MORTGAGE PARTNER, FROM START TO FINISH SAVE WITH TURBOTAX Very few of us are tax experts, which is why TurboTax was invented. This year, try TurboTax and enjoy an up to $15 DSPFCU member discount and plenty of other perks, including: • Maximum refund guaranteed • 100% accurate calculations guaranteed • Audit support guaranteed • Automatic deposit to your DSPFCU account We’re here to help you save money, protect your family, and finance the things that matter to you. That includes your first or next home with expert, local advice every step of the way. Bringing it Home to Help You Buy a Home For a short while, we did outsource our mortgage loans. But we’ve brought it back into DSPFCU. That means our home loan professionals are here, ready to help you find and finance your dream home. From the application to the closing, we’ll be with you every step of the way, including KILOD Protects Your Family When You Cannot Our home loans now come standard with Killed in the Line of Duty (KILOD) debt protection. If a law enforcement member is killed in the line of duty, their complete debt obligation (minimum of $10,000 up to $850,000), is wiped away and forgiven, and not passed onto their families. The best part is that this protection is paid for by us and not you. Start your homeowner journey at dspfcu.com. While you’re there, check out today’s rates and online calculators to estimate your monthly mortgage payments. • Answers and advice to help you save time and money • Easy online application- done in 20 minutes or less • Instant pre-qualification letter so you can start shopping Request a consultation at dspfcu.com or call 800-288-1080 Equal housing lender. See terms, rates, and restrictions at dspfcu.com. GETTING A REFUND? Choose direct deposit to your DSPFCU account and get quick access to your money. See TurboTax product guarantees: https://turbotax.intuit.com/microsite/home.htm © 2014-2017 Intuit Inc. All rights reserved. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners. The DSPFCU ALL Loan is designed to help you finance ALL of your needs. This loan allows you to borrow up to $17,500 for up to 7 years, or $20,000 with an 8 year term. Your payments will remain constant with a fixed rate for the first three years, and then a competitive variable rate (based on the prime rate) for the remainder of the term. NEW YEAR, NEW FINANCIAL YOU Let us help with an ALL Loan Start your application at dspfcu.com or call us at 800-288-1080. Prime + 2.50% for the $17,500/7 year loan & Prime + 3.00% for the $20,000/8 year loan. These are new money loans. For qualifying members with approved credit.
Transcript of NEW YEAR, NEW FINANCIAL YOU...Polar Bear Plunge on Feb. 2nd to bene˜t the Special Olympics of...
WINTER 2020
A QUARTERLY PUBLICATION FOR MEMBERS OF DELAWARE STATE POLICE FEDERAL CREDIT UNION
SERVING THOSE WHO SERVE AND PROTECT SINCE 1960
YOUR MORTGAGE PARTNER, FROM START TO FINISH
SAVE WITH TURBOTAXVery few of us are tax experts, which is why TurboTax was invented.
This year, try TurboTax and enjoy an up to $15 DSPFCU member discount and plenty of other perks, including:
• Maximum refund guaranteed• 100% accurate calculations guaranteed• Audit support guaranteed• Automatic deposit to your DSPFCU account
We’re here to help you save money, protect your family, and �nance the things that matter to you. That includes your �rst or next home with expert, local advice every step of the way.
Bringing it Home to Help You Buy a Home For a short while, we did outsource our mortgage loans. But we’ve brought it back into DSPFCU. That means our home loan professionals are here, ready to help you �nd and �nance your dream home. From the application to the closing, we’ll be with you every step of the way, including
KILOD Protects Your Family When You CannotOur home loans now come standard with Killed in the Line of Duty (KILOD) debt protection. If a law enforcement member is killed in the line of duty, their complete debt obligation (minimum of $10,000 up to $850,000), is wiped away and forgiven, and not passed onto their families. The best part is that this protection is paid for by us and not you.
Start your homeowner journey at dspfcu.com. While you’re there, check out today’s rates and online calculators to estimate your monthly mortgage payments.
• Answers and advice to help you save time and money • Easy online application- done in 20 minutes or less• Instant pre-quali�cation letter so you can start
shopping
Request a consultation at dspfcu.com or call 800-288-1080
Equal housing lender. See terms, rates, and restrictions at dspfcu.com.
GETTING A REFUND? Choose direct deposit to your DSPFCU account and get quick access to your money.
See TurboTax product guarantees: https://turbotax.intuit.com/microsite/home.htm © 2014-2017 Intuit Inc. All rights reserved. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners.
The DSPFCU ALL Loan is designed to help you �nance ALL of your needs. This loan allows you to borrow up to $17,500 for up to 7 years, or $20,000 with an 8 year term. Your payments will remain constant with a �xed rate for the �rst three years, and then a competitive variable rate (based on the prime rate) for the remainder of the term.
NEW YEAR, NEW FINANCIAL YOU Let us help with an ALL Loan
Start your application at dspfcu.com or call us at 800-288-1080.
Prime + 2.50% for the $17,500/7 year loan & Prime + 3.00% for the $20,000/8 year loan. These are new money loans. For qualifying members with approved credit.
DSPFCU tees off to raise money for the DSTA Benevolent Fund, supporting families of troopers killed or seriously injured.
Golfing for a good cause. As
title sponsor DSPFCU donated
$20,000 to Camp Barnes.
MARK YOUR CALENDAR
STAY CONNECTED WITH YOUR FINANCIAL HQHEADQUARTERS700 N Bedford StreetGeorgetown, DE 19947
MAILING ADDRESSP.O. Box 717Georgetown, DE 19947
CALL CENTER1-800-288-1080
BRANCHESCheswold6349 N DuPont HwyCheswold, DE 19936
New Castle235 Christiana RoadNew Castle, DE 19720
WEBSITE: WWW.DSPFCU.COME-MAIL: [email protected] | PHONE: 800-288-1080HOURS: MONDAY - FRIDAY: 9 A.M. - 4 P.M.
This credit union is federally insured by the National Credit Union Administration.
LEWES POLAR BEAR PLUNGE
OUT & ABOUT WITH THOSE WHO SERVE AND PROTECT OUR COMMUNITIES
Like those who serve and protect the community, we uphold a strict set of conduct. That’s why we continually strive to sponsor and support events and causes that are important to you. Here are a few of those events as well as some upcoming opportunities.
DSPFCU is proud to support the annual Lewes Polar Bear Plunge on Feb. 2nd to bene�t the Special Olympics of Delaware.
HOLIDAY CLOSINGSBirthday of Martin Luther King, Jr.:
Monday, January 20
Washington’s Birthday: Monday, February 17
Memorial Day: Monday, May 25
The annual Dash for a Draft 5K Run and Walk will take place on March 28th with all the proceeds going to bene�t the Delaware State Police Mounted Patrol Unit.
DASH FOR A DRAFT 5K RUN & WALK
BLESSINGS FOR BADGESWe were happy to once again support the annual Blessings for Badges event and help provide meals to �rst responders who worked on Thanksgiving Day!
CAMP BARNES OPEN GOLF TOURNAMENT BROUGHT TO YOU BY DSPFCUOn October 4th, DSPFCU was honored to be the title sponsor of the Camp Barnes Open Golf Tournament brought to you by DSPFCU and donate $20,000 to help further Camp Barnes’ e�orts to give kids the opportunity to experience life at a summer youth camp.
3RD ANNUAL DSTA GOLF TOURNAMENTDSPFCU participated in and sponsored the 3rd Annual DSTA Golf Tournament on Oct. 10th, which was held in honor of Master Corporal William F. Matt.
DSP TRUNK OR TREATHalloween got o� to an early start on October 29th as DSPFCU helped pass out treats during the Delaware State Police's 5th Annual Trunk or Treat.
FOLLOW US ONLINE For more information on events we sponsor and how we partner with those who serve and protect our communities visit dspfcu.com or follow us on social media.
Team DSPFCU lent a hand at Blessings for Badges, writing thank you notes and preparing hot Thanksgiving meals.
JOIN US FOR THE DSPFCUANNUAL MEETING
FEB 2 MAR 28
Team DSPFCU ready to
serve at Trunk or Treat.
DSPFCU CEO Ina Fitch hands out treats at Trunk or Treat.
FUNDS AVAILABILITY REMINDER:
Our general policy is to allow you to withdraw funds deposited in your account on the �rst business day after the day we receive your deposit. Funds from electronic direct deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the �rst business day to the second business day after the day of the deposit.
The DSPFCU Annual Meeting is scheduled for March 25, 2020 at the Delaware State Trooper Association Building in Cheswold, DE. It all starts at 4:30 PM.
Mark your calendar and plan to attend! In addition to the Annual Meeting, the nomination committee of DSPFCU has approved the following candidates for nomination to the Board of Directors:
• Mark W. Rainford• Ronnie L. W. Gaines• Antonio Williams Sr.
There are three nominations for three expiring terms. Deadline for nominations by petition is February 14, 2020. Nomination by petition requires signatures of 1% of the membership.
