New Data Collection System For AFP NATTAP Meeting May 6, 2008 Salt Lake City, Utah.

New Data Collection System For AFP

NATTAP Meeting

May 6, 2008

Salt Lake City, Utah

National Information System on Assistive Technology: May 2008

Process for Development

LeadNational Information System on Assistive

Technology (NISAT) ABLE Tech

Partners RSA RESNA Alternative Financing Technical

Assistance Project (AFTAP)


Data Work Group Comprised of programs

dual reporting requirements (AFP and Statewide AT Program)

those that solely have AFP reporting requirements

large programs and small programs (Federal Funds given through the years)

diversity with states, population, location, type of AFP offered etc.


Players

Virginia – Joey (Christy) Pennsylvania – Susan Wisconsin – Patti Kansas – Basil Wyoming - Kris

Missouri – Marty Louisiana – Kurt Maine – Kathy Illinois – Sue Michigan - Leah

Held 6 Conference Calls


Mission Data collection instrument that would

capture at a minimum the reporting requirements of Title III of the Assistive Act of 1998

(4) the amount of assistance giving to consumers through the program (who shall be classified by age, type of disability, type of AT devices or AT service financed through the program, geographic distribution, within the State, gender and whether the consumers are part of an underrepresented or rural population).


Issues

Some reporting requirements are different than those in State Financing

Convert current AFP reporting from Individual data on all applicants Annual Program data

To one aggregate data system


Currently

Federal Register released data instrument for comment February 29th

Office of Management & Budget (OMB) closed comments April 29th

OMB will review comments and release final instrument approximately 90 to 120 days

There could be changes but here is what we know now…….


AFP Optional Data Elements

Type of AFP’s offered Highest & Lowest Interest Rates Highest & Lowest Loan Amounts Highest & Lowest Repayment Terms

(days) Loan Guarantee Repayment

Requirement


Required Data Elements

One question on applicants – all other questions are based on the loan or the direct user of closed loans

Number of Applications Total

A. Approved – Loan Made 50

B. Approved – Loan Not Made 5

C. Rejected 5

D. Total 60


Definition of Type of Loan

Revolving Loans – the loan program directly provides the funds that are loanedPartnership Loans – funds are from a source other than the AFP, usually a financial entity, through an agreement

Loan GuaranteeInterest Buy-DownOther


Definitions – Type of Loans

Loan Guarantee – the loan program uses its funds to guarantee all or a portion of a loan

Interest Buy-Down – the loan program funds are used to buy down the interest rate of the loan resulting in lower interest payment charged to the consumer


Definitions – Type of Loans

Low-Interest Loan – the interest charged to the consumer is at or below prime rate. Prime rate is interest rate charged by commercial banks for large loans

Preferred Interest Loan – the interest rate that is lower than the consumer would normally pay


Type of Loan

Table 2 b. pp 15

Type of Loan No. of Loans Dollar Value

Revolving Loans 5 $6,000

Partnership Loans 45 $554,000

Other 0 0

Total 50 $560,000

Number of Loans will automatically populate from Table 2a. Dollar value must equal Dollar Value of Loans in Table 3a.


Types & Dollar Amount of ATVision 2 $10,000

Hearing 20 $100,000

Speech communication 3 $20,000

Learning, cognition, deve. 5 $18,000

Daily living 2 $2,000

Mobility, seating, pos 4 $40,000

Environmental adapt 3 $90,000

Vehicle modifications 11 $280,000

Total 50 $560,000

Table 3 a. pp 17


Number and Percentage LoansLoan Amount

1,000

Less

1,001

5,000

5,001

10,000

10,001

15,000

15,001

20,000

20,001

25,000

25,001

50,000

50,001

More

2 10 10 8 5 9 5 1

4% 20% 20% 16% 10% 18% 10% 2%

Table 3 b. pp 18


High & Low Loan Amount Enter the highest and lowest dollar amounts of

loans provided during this reporting period:

Highest $________

Lowest $ ________

Table 3 b. pp 18


Definitions - Defaults

Loan in Default – on or before, 120 days in which the borrower has not made the scheduled payment for the balance still owed to the loan program; or when the loan program paid the lending institution the remaining agreed upon balance of loan. Do not count loans that have had rescue payments.


Definitions - Defaults

Net Dollar Loss – the amount lost as a result of default during this reporting period after subtracting any funds that were recovered on a revolving or guarantee loan.

Active Loans – a borrower owes money and is still actively making payments and the loan program is responsible for all or part of the balance in case of default. Revolving Loans Guarantee Loans


Definitions - DefaultsCount: All Active Loans from when the loan

program originated, in which the loan program is responsible for all or part of the balance if the loan was to default on the last day of the reporting period.

Do Not Count: Loans in which the loan program does not

have a financial responsibility to pay the bank in case of default, such as: Interest Buy-Down Loans Low Interest or Preferred Interest Loans


Defaults

Number of Loans in Default

Number of Active Loans

Default Rate

4 90 4%

Net Dollar Loss

Total Dollar Value of

Active Loans

Net Loss

Rate

$15,000 $450,000 3%

Table 4 a. & b. pp 20


Direct User

A direct user is an individual that uses an AT device or service that provides a direct benefit or impact. Whereas, secondary user or beneficiary is a person who benefits from the user having an AT device.

There can be more than one direct user for one AT device, but do not count secondary user


Gender of Direct User(s)

Gender of Direct User(s) Number

Female 26

Male 26

Total 52

There must be the same number of direct users when reporting Gender, Age and Geographic Distribution

Table 5 a.. pp 21


AgeAge of Direct Users of AT Number 0-9 2

10-17 4

18-29 1

30-39 3

40-49 8

50-59 10

60-69 12

70-79 10

80+ 2

Total 52

Table 5 b. pp 21


Geographic Distribution

Rural Urban Continuum Code

http://rtc.ruralinstititue.umt.edu/geography/countydisability.asp

Or to download excel file go to:

http://www.ers.usda.gov/Data/RuralUrbanContinuumCodes/

Codes 1-3 are considered “metro”

Codes 4-9 are considered “non-metro”


Number of ApplicationsGeographic Distribution

Geographic Area of Residence Number of Direct Users

Geographic Area of Residence Metro RUCC 1-3 26

Geographic Area of Residence Non-Metro RUCC 4-9

26

Total 52

Table 5 c. pp 23


Type of Disability

The AT direct user’s abilities may be affected in more than one area, therefore the data reported for each user may reflect multiple areas or “Type of Abilities”

The total number of areas affected may exceed the number of loans and/or the totals reported for direct users of age, gender and geographic distribution


Type of Ability

Type of AbilitySeeing 2

Hearing 21

Talking/communicating 4

Getting around/mobility 15

Handling objects, reaching 1

Learning new information 5

Remembering 2

Interacting with others/socializing 6

Total 56

Table 5 d. pp 24


Anecdote

Provide at least one anecdote What AT device or service did the user need? How did the your AFP help? What barrier(s) did your AFP help the user

overcome? Did the AFP collaborate with another entity? How did the device improve the user’s life?


Compared to State Financing Difference

AFP has optional questions on program policy Interest Rates Loan Amounts Repayment Terms Loan Guarantee Requirement


Differences cont. Geographic distribution is only on direct

users of loans closed, not on all applicants

Type of device – “other” is clarified to use farm equipment

Type of loan – total Revolving and Partnership loans

AFP Default – assigns a different term from Default Rate to Net Loss Rate% Data elements are the same


AFP Data Not Collected

Data not collected in AFP Income information of applicant Interest Rate – range table Performance measures Customer Satisfaction


Questions? - Comments

New Data Collection System For AFP NATTAP Meeting May 6, 2008 Salt Lake City, Utah.

Documents

Transcript of New Data Collection System For AFP NATTAP Meeting May 6, 2008 Salt Lake City, Utah.