7/29/2019 Netherlands Interchange fees

1/1

NetherlandsVisa Consumer cards

Interchange Fees Transitional IncentiveFee (TIF) 2EMV Chip

10 0.15% + 0.015 -0.05% 0.55%

Electronic Authorised (EA) 0.17% + 0.015 -0.05% 0.65%

Electronic Data Capture (EDC) 0.19% + 0.015 -0.05% 0.75%

Secure Electronic Commerce 0.15% + 0.015 -0.05% 0.65%

Card Not Present - CVV2 0.16% + 0.015 -0.05% 0.75%

Recurring Transaction 0.15% + 0.015 -0.05% 0.75%

Card Not Present (CNP) 0.19% + 0.015 -0.05% 0.85%

Standard / Non-Electronic 0.19% + 0.015 -0.05% 0.95%Airline

4 n/a n/a 0.95%

V PAY cards5

Interchange Fees Transitional IncentiveFee (TIF) 2V PAY - Contactless Low Value Payment

6 0.15% + 0.025 -0.05%

V PAY - EMV 0.15% + 0.0157 -0.05%

V PAY - Electronic Commerce 0.15% + 0.0157 -0.05%

V PAY - Non Qualified 0.40% + 0.0407 -0.05%

Visa Commercial cards

INTERCHANGE FEE CATEGORY IMMEDIATE DEBIT CREDIT & DEFERREDDEBIT 8Business - EMV Chip

10 0.60 1.30%

Business - Electronic Authorised (EA) 0.60 1.40%

Business - Standard 0.60 1.45%

Corporate / Purchasing - EMV Chip10 n/a 1.35%

Corporate / Purchasing - Electronic Authorised (EA) n/a 1.45%

Corporate / Purchasing - Standard n/a 1.50%

INTERCHANGE FEE CATEGORYV PAY 1,9

* Consumer Immediate Debit comprises of Consumer Visa Debit,Visa Electron (Debit) and Prepaid.1

The above rates are set to achieve an average of 20basis points. Visa Europe monitors these rates and adjusts, as appropriate, to ensure that this average is maintained.2

TIF is a discount on interchange fees, payable by issuer to acquirer on Consumer Immediate Debit and V PAY card transactions.3

No Visa Immediate Debit cards in issue domestically. These rates apply only to Visa Prepaid card transactions which are subject to an additional 0.01.4

Consumer Airline transactions are eligible for all other Consumer incentive fees if they meet the qualification criteria.5

Visa Europe understands that the majority of Netherlands domestic V PAY transactions are subject to agreements between individual banks. In the absence of a bilateral

agreement the above fees apply.6

Transaction value below or equal to 25.00.7

Prepaid transactions will be subject to an additional 0.01.8

Transactions submitted with specific additional data are eligible to an incentive of 0.50, payable by issuer to acquirer

on sales transactions.9

Any V PAY transactions incorrectly submitted for the fees listed above will qualify for the equivalent Visa consumer immediate debit rate listed above.10

EMV Incentive fees also apply to sector specific transactions for Parking (transaction value up to 50.00 or local equivalent) and Vending

(transaction value up to 20.00 or local equivalent).

Domestic Interchange Reimbursement Fees

INTERCHANGE FEE CATEGORYIMMEDIATE DEBIT*,1 , 3

CREDIT & DEFERREDDEBIT

July 2013