Cyber Liability Insurance

NetGuard® Farm

Whether you insure large commercial farms, rural ranches, or anything in-between, NAS NetGuard®

Farm provides state-of-the-art cyber liability solutions for farms. We recognize that farm risks can

have both commercial and personal exposures. And when it comes to emerging risks like the

cybersecurity vulnerabilities of farms and agribusiness, you need a flexible partner that can build a

customized solution.

NAS now offers NetGuard® Farm

cyber liability – modern cyber

insurance that can be

custom-tailored for your farm

portfolio.

Farm operations increasingly rely

on internet-connectivity and

digital control systems to operate

machinery, irrigation systems and

office infrastructure, often from

smartphones or computers.

NetGuard® Farm Cyber Protection from NAS Insurance

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COMMERCIAL CYBER COVERAGES:

Multimedia Liability

Security & Privacy Liability

Privacy Regulatory Defense & Penalties

PCI DSS Liability

Breach Event Costs

BrandGuard®

Network Asset Protection

Cyber Extortion

PERSONAL CYBER COVERAGES:

Identity Theft Cyber BullyingCredit Card Fraud, Forgery, Cyber Crime

Additionally, websites, payment-processing systems, or even email accounts can be vulnerable to

cyber security breaches that could cause business interruption losses. This greater dependence on

automated technology makes farms more susceptible to cyber-attacks.

NetGuard® Farm cyber liability insurance can be tailored to provide a broad combination of

commercial and personal coverages for farms, including:

NetGuard® Farm

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A farm manager downloaded an e-mail attachment that appeared to be from his bookkeeper.

The attachment contained a ‘CryptoLocker’ virus which, when downloaded, immediately

encrypted files on the manager’s computer, including accounting, payroll, sales, and crop

records. When the manager tried to access a file, a message appeared on the computer

screen demanding a ransom payment in bitcoin to receive a decryption key.

With the help of an IT expert and legal counsel, the threat was determined to be credible, the

ransom was paid, and the files were decrypted. The ransom payment, IT fees, and legal

expenses, totaling $10,000, were covered under the farm’s Cyber Extortion insurance.

NAS NetGuard® Farm – More Than Great Cyber Insurance

NAS Insurance is a leader in custom cyber solutions,

providing essential services and expertise in product

development, underwriting, claims handling, marketing

and much more to help you implement a unique and

customized product for your policyholders. With NAS’

reinsurance solution you can provide your policyholders

with bolt-on, leading edge cyber liability coverage, while

avoiding R&D costs, overhead and the assumption of risk.

For more information on

NetGuard® Farm, contact:

Product Development

Underwriting

Risk Management

Compliance

Claims

Marketing & Training

In addition, NetGuard® Farm cyber liability insurance offers robust risk management services to

educate farm owners about cyber risks and help mitigate future cyber attacks. Insureds will have

access to:

Cyber security experts

Online tutorials and cyber safety guides

Risk assessments and security fitness checklists

Information on how to build an incident response plan

Desiree KhouryVice President, Specialty Reinsurance 818.808.4465 dkhoury@nasinsurance.com

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CLAIM SCENARIO: RANSOMWARE/CYBER EXTORTION

NetGuard® Farm

Cyber Liability Insurance

NetGuard® Farm