Name of the Insurer: MetLife India Insurance Company ......Registration No. and Date of Registration...

FORM L-1-A-RA

Name of the Insurer: MetLife India Insurance Company Limited

Registration No. and Date of Registration with the IRDA:117, August 6, 2001

REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 2010

Policyholders’ Account (Technical Account)

FOR THE

QUARTER ENDED

JUNE 2010

UP TO THE

QUARTER ENDED

JUNE 2010

FOR THE

QUARTER ENDED

JUNE 2009

UP TO THE

QUARTER ENDED

JUNE 2009

(Rs.’000) (Rs.’000). (Rs.’000) (Rs.’000).

Premiums earned – net

(a) Premium 4,765,144 4,765,144 4,257,581 4,257,581

(b) Reinsurance ceded (69,215) (69,215) (74,619) (74,619)

(c) Reinsurance accepted- - - - -

Income from Investments

(a) Interest, Dividends & Rent – Gross 525,665 525,665 239,336 239,336

(b) Profit on sale/redemption of investments 407,888 407,888 425,466 425,466

(c) (Loss on sale/ redemption of investments) - - -

(d) Transfer/Gain on revaluation/change in fair value - - - -

(e) Unrealised gains/(losses) (4,392) (4,392) 5,748,081 5,748,081

Transferred from Shareholders' Fund - - - -

Other Income 74,613 74,613 (39,248) (39,248)

TOTAL (A) 5,699,703 5,699,703 10,556,597 10,556,597

Commission L-5 298,411 298,411 451,198 451,198

Operating Expenses related to Insurance Business L-6 1,658,079 1,658,079 1,516,991 1,516,991

Provision for doubtful debts - - - -

Bad debts written off - - - -

Provision for Tax - - - -

Provision for Fringe Benefits Tax - - 5,037 5,037

Provisions (other than taxation)

(a) For diminution in the value of investments (Net) - - - -

(b) Others (to be specified) - - - -

TOTAL (B) 1,956,490 1,956,490 1,973,226 1,973,226

Benefits Paid (Net) L-7 780,051 780,051 154,510 154,510

Interim Bonuses Paid 112 112 98 98

Change in valuation of liability in respect of life policies - -

(a) Gross

Linked Liability 2,725,777 2,725,777 8,892,370 8,892,370

Non Linked Liability 529,658 529,658 382,414 382,414

(b) Amount ceded in Reinsurance (46,310) (46,310) (37,705) (37,705)

(c) Amount accepted in Reinsurance - - - -

TOTAL (C) 3,989,289 3,989,289 9,391,687 9,391,687

SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C) (246,076) (246,076) (808,316) (808,316)

APPROPRIATIONS

Balance at the beginning of year (16,638,262) (16,638,262) (13,639,429) (13,639,429)

Transfer to Shareholders’ Account - - - -

Transfer to Other Reserves (to be specified) - - - -

Balance being Funds for Future Appropriations - - (21,488) (21,488)

TOTAL (D) (16,884,338) (16,884,338) (14,469,232) (14,469,232)

Details of Total Surplus

(a) Interim bonuses paid 112 112 98 98

(b) Allocation of bonus to policyholders' - - - -

(c) Surplus shown in the Revenue Account (246,076) (246,076) (808,316) (808,316)

Total Surplus (245,964) (245,964) (808,218) (808,218)

Particulars Schedule

L-4

FORM L-2-A-PL



PROFIT & LOSS ACCOUNT FOR THE QUARTER ENDED JUNE 2010

Shareholders’ Account (Non-technical Account)

Particulars Schedule FOR THE

QUARTER ENDED

JUNE 2010

UP TO THE

QUARTER ENDED

JUNE 2010

FOR THE

QUARTER ENDED

JUNE 2009

UP TO THE

QUARTER ENDED

JUNE 2009

(Rs.’000). (Rs.’000). (Rs.’000). (Rs.’000).

Amounts transferred from/to the Policyholders Account (Technical Account) - - - -

Income From Investments

(a) Interest, Dividends & Rent – Gross 53,496 53,496 44,492 44,492

(b) Profit on sale/redemption of investments 4,021 4,021 34,153 34,153

(c) (Loss on sale/ redemption of investments) - - - -

Other Income (To be specified) -

TOTAL (A) 57,518 57,518 78,645 78,645

Expense other than those directly related to the insurance business

Bad debts written off - - - -

Transfer to Policyholders' fund - - - -

Provisions (Other than taxation)

(a) For diminution in the value of investments (Net) - - - -

(b) Provision for doubtful debts - - - -

(c) Others (to be specified) - - - -

TOTAL (B) - - - -

Profit/ (Loss) before tax 57,518 57,518 78,645 78,645

Provision for Taxation - - - -

Profit / (Loss) after tax 57,518 57,518 78,645 78,645

APPROPRIATIONS

(a) Balance at the beginning of the year. (1,046,198) (1,046,198) (1,296,794) (1,296,794)

(b) Interim dividends paid during the year - - - -

(c) Proposed final dividend - - - -

(d) Dividend distribution on tax - - - -

(e) Transfer to reserves/ other accounts (to be specified) - - - -

Profit carried to the Balance Sheet (988,680) (988,680) (1,218,149) (1,218,149)

FORM L-3-A-BS



BALANCE SHEET AS AT JUNE 30, 2010

Schedule June 2010 June 2009

(Rs.’000). (Rs.’000).

SOURCES OF FUNDS

SHAREHOLDERS’ FUNDS:

SHARE CAPITAL L-8,L-9 17,747,854 15,800,000

Subscription received against rights issue (pending allotment) 2,182,970 1,731,151

RESERVES AND SURPLUS L-10 - -

CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT 88 58

Sub-Total 19,930,912 17,531,209

BORROWINGS L-11 278,344 382,705

POLICYHOLDERS’ FUNDS:

CREDIT/[DEBIT] FAIR VALUE CHANGE ACCOUNT 89 -

POLICY LIABILITIES 8,060,849 5,794,322

INSURANCE RESERVES - -

PROVISION FOR LINKED LIABILITIES-NON UNIT 128,325 167,806

PROVISION FOR LINKED LIABILITIES-UNIT 50,741,582 29,583,391

Sub-Total 58,930,846 35,545,519

FUNDS FOR FUTURE APPROPRIATIONS

Linked Business 453,966 318,668

Others 353,407 80,102

TOTAL 79,947,476 53,858,204

APPLICATION OF FUNDS

INVESTMENTS

Shareholders’ L-12 2,353,787 2,077,823

Policyholders’ L-13 8,692,481 5,937,122

ASSETS HELD TO COVER LINKED LIABILITIES L-14 51,195,548 29,902,058

LOANS L-15 104,278 81,111

FIXED ASSETS L-16 992,356 1,071,810

CURRENT ASSETS

Cash and Bank Balances L-17 1,017,644 588,785

Advances and Other Assets L-18 1,536,941 1,618,762

Sub-Total (A) 2,554,586 2,207,547

CURRENT LIABILITIES L-19 3,591,536 2,901,221

PROVISIONS L-20 227,043 205,425

Sub-Total (B) 3,818,579 3,106,647

NET CURRENT ASSETS (C) = (A – B) (1,263,993) (899,100)

MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted) L-21 - -

DEBIT BALANCE IN PROFIT & LOSS ACCOUNT (Shareholders’ Account) 988,680 1,218,149

Debit Balance of Revenue Account 16,884,338 14,469,232

TOTAL 79,947,476 53,858,204

CONTINGENT LIABILITIES

Particulars June 2010 June 2009

(Rs.’000) (Rs.’000)

Partly paid-up investments - -

Claims, other than against policies, not acknowledged as debts by the company 10,835 2,145

Underwriting commitments outstanding (in respect of shares and securities) - -

Guarantees given by or on behalf of the Company - -

Statutory demands/ liabilities in dispute, not provided for - -

Reinsurance obligations to the extent not provided for in accounts - -

Claims under policies not acknowledged as debts 47,846 15,232

TOTAL 58,681 17,377

SCHEDULES FORMING PART OF FINANCIAL STATEMENTS

FORM L-4-PREMIUM SCHEDULE

PREMIUM

Particulars FOR THE

QUARTER ENDED

JUNE 2010

UP TO THE

QUARTER ENDED

JUNE 2010

FOR THE

QUARTER ENDED

JUNE 2009

UP TO THE

QUARTER ENDED

JUNE 2009

(Rs.’000). (Rs.’000). (Rs.’000). (Rs.’000).

First year premiums 1,095,092 1,095,092 1,438,375 1,438,375

Renewal Premiums 3,563,068 3,563,068 2,741,895 2,741,895

Single Premiums 106,985 106,985 77,311 77,311

TOTAL PREMIUM 4,765,144 4,765,144 4,257,581 4,257,581

Premium Income from business written:

In India 4,765,144 4,765,144 4,257,581 4,257,581

Outside India - - -

TOTAL PREMIUM 4,765,144 4,765,144 4,257,581 4,257,581

FORM L-5 - COMMISSION SCHEDULE

COMMISSION EXPENSES

Particulars FOR THE

QUARTER ENDED

JUNE 2010

UP TO THE

QUARTER ENDED

JUNE 2010

FOR THE

QUARTER ENDED

JUNE 2009

UP TO THE

QUARTER ENDED

JUNE 2009

(Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000)

Commission paid

Direct – First year premiums 200,847 200,847 380,734 380,734

- Renewal premiums 89,561 89,561 68,918 68,918

- Single premiums 8,003 8,003 1,546 1,546

Add: Commission on Re-insurance Accepted - - - -

Less: Commission on Re-insurance Ceded - - - -

Net Commission 298,411 298,411 451,198 451,198

Break-up of the expenses (Gross) incurred to procure business to be furnished as per

details indicated below:

Agents 179,791 179,791 183,805 183,805

Brokers 14,609 14,609 5,815 5,815

Corporate Agency 85,196 85,196 59,899 59,899

Referral 18,815 18,815 201,679 201,679

Others (pl. specify) - - - -

TOTAL (B) 298,411 298,411 451,198 451,198

FORM L-6-OPERATING EXPENSES SCHEDULE

OPERATING EXPENSES RELATED TO INSURANCE BUSINESS

Particulars FOR THE

QUARTER ENDED

JUNE 2010

UP TO THE

QUARTER ENDED

JUNE 2010

FOR THE

QUARTER ENDED

JUNE 2009

UP TO THE

QUARTER ENDED

JUNE 2009

(Rs.’000). (Rs.’000). (Rs.’000). (Rs.’000).

Employees’ remuneration & welfare benefits 918,927 918,927 896,633 896,633

Travel, conveyance and vehicle running expenses 18,130 18,130 12,186 12,186

Training expenses 24,210 24,210 14,888 14,888

Rents, rates & taxes 124,578 124,578 143,372 143,372

Repairs 9,995 9,995 12,657 12,657

Printing & stationery 27,046 27,046 32,753 32,753

Communication expenses 48,515 48,515 49,268 49,268

Legal & professional charges 73,870 73,870 104,836 104,836

Medical fees 14,892 14,892 6,841 6,841

Auditors' fees, expenses etc

a) as auditor - - - -

b) as adviser or in any other capacity, in respect of

(i) Taxation matters - - - -

(ii) Insurance matters - - - -

(iii) Management services; and - - - -

(iv) Expenses 3 3 - -

c) in any other capacity - - - -

Advertisement and publicity 152,145 152,145 48,376 48,376

Interest & Bank Charges 8,095 8,095 7,853 7,853

Service tax/Cess on premium 202 202 12,144 12,144

Recruitment expenses 4,164 4,164 2,900 2,900

Information technology expenses 29,198 29,198 21,747 21,747

Facilities expenses 21,597 21,597 24,781 24,781

Power and water 23,816 23,816 20,218 20,218

Others 39,474 39,474 7,560 7,560

Depreciation 119,221 119,221 97,979 97,979

TOTAL 1,658,079 1,658,079 1,516,991 1,516,991

FORM L-7-BENEFITS PAID SCHEDULE

BENEFITS PAID [NET]

Particulars FOR THE

QUARTER ENDED

JUNE 2010

UP TO THE

QUARTER ENDED

JUNE 2010

FOR THE

QUARTER ENDED

JUNE 2009

UP TO THE

QUARTER ENDED

JUNE 2009

(Rs.’000). (Rs.’000). (Rs.’000). (Rs.’000).

1. Insurance Claims

(a) Claims by Death, 96,475 96,475 190,741 190,741

(b) Claims by Maturity, 27,817 27,817 10,876 10,876

(c) Annuities/Pension payment, 13,688 13,688 13,425 13,425

(d) Periodical Benefit - - -

(e) Health - - - -

(f) any other (Surenders) 661,344 661,344 76,639 76,639

2. (Amount ceded in reinsurance):

(a) Claims by Death, (19,273) (19,273) (137,171) (137,171)

(b) Claims by Maturity, - - - -

(c) Annuities/Pension payment, - - - -

(d) Periodical Benefit - - - -

(e) Health - - - -

(f) any other (please specify) - - - -

3. Amount accepted in reinsurance:

(a) Claims by Death, - - - -

(b) Claims by Maturity, - - - -

(c) Annuities/Pension payment, - - - -

(d) Periodical Benefit - - - -

(e) Health - - - -

(f) any other (please specify) - - - -

TOTAL 780,051 780,051 154,510 154,510

FORM L-8-SHARE CAPITAL SCHEDULE

SHARE CAPITAL


(Rs.’000). (Rs.’000).

Authorised Capital 24,000,000 24,000,000

2,400,000,000 (Previous year - 2,400,000,000) equity shares of Rs 10/- each

Issued Capital 20,600,000 20,600,000

2,060,000,000 (Previous year -2,060,000,000) equity shares of Rs 10/- each

Subscribed and Paid up Capital 17,747,854 15,800,000

1,774,785,439 (Previous year - 1,580,000,000) equity shares of Rs 10/- each fully paid

up

Called-up Capital - -

Equity Shares of Rs. .....each

Less : Calls unpaid - -

Add : Shares forfeited (Amount originally paid up) - -

Less : Par value of Equity Shares bought back - -

Less : Preliminary Expenses - -

Expenses including commission or brokerage on

Underwriting or subscription of shares

TOTAL 17,747,854 15,800,000

Notes: No part of the capital is held by a holding company.

FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

PATTERN OF SHAREHOLDING

[As certified by the Management]

Shareholder

Number of Shares % of Holding Number of Shares % of Holding

Promoters

Indian 1,313,341,225 74% 1,169,200,000 74%

Foreign 461,444,214 26% 410,800,000 26%

Others

TOTAL 1,774,785,439 100% 1,580,000,000 100%

FORM L-10-RESERVES AND SURPLUS SCHEDULE

RESERVES AND SURPLUS


(Rs.’000) (Rs.’000)

Capital Reserve - -

Capital Redemption Reserve - -

Share Premium - -

Revaluation Reserve - -

General Reserves - -

Less: Debit balance in Profit and Loss Account, if any - -

Less: Amount utilized for Buy-back - -

Catastrophe Reserve - -

Other Reserves (to be specified) - -

Balance of profit in Profit and Loss Account - -

TOTAL - -

June 2010 June 2009

FORM L-11-BORROWINGS SCHEDULE

BORROWINGS


(Rs.’000). (Rs.’000).

Debentures/ Bonds - -

Banks - -

Financial Institutions - -

Others (to be specified)

- Information technology equipment/Computer Software on lease [secured against the

information technology equipment and Computer software , net book value -- Rs

309,026] (Previous year Rs 275,278)

265,167 360,279

- Vehicle lease [secured against the vehicles, net book value -- Rs 9,393] (Previous year

-- Rs 18,647)

13,176 22,426

TOTAL 278,344 382,705

Notes:

Amount due within 12 months from balance sheet date is Rs 159,468 (Previous year Rs 167,951)

FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

INVESTMENTS-SHAREHOLDERS


(Rs.’000) (Rs.’000)

LONG TERM INVESTMENTS

Government securities and Government guaranteed bonds including Treasury Bills 778,876 537,324

Other Approved Securities 409,777 345,864

Other Investments

(a)Shares

(aa) Equity - -

(bb) Preference - -

(b) Mutual Funds - -

© Derivative Instruments - -

(d) Debentures/ Bonds 307,884 353,872

(e) Other Securities (to be specified) - -

(f) Subsidiaries - -

Investment Properties-Real Estate - -

Investments in Infrastructure and Social Sector 592,295 370,415

Other than Approved Investments - 5,500

SHORT TERM INVESTMENTS


Other Approved Securities - -

Other Investments

(a)Shares

(aa) Equity - -

(bb) Preference - -

(b) Mutual Funds 209,053 53,058

© Derivative Instruments - -

(d) Debentures/ Bonds - -



(g) Fixed Deposits with Banks - 209,564

(h) Commercial Papers - -

Investment Properties-Real Estate - -


Other than Approved Investments

- Debentures/ Bonds - 957

- Mutual funds - -

- Other securities - Inter corporate deposit - -

- Other securities - Asset securitisation - Pass through certificates - -

TOTAL 2,353,787 2,077,823

FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

INVESTMENTS-POLICYHOLDERS


(Rs.’000) (Rs.’000)


Government securities and Government guaranteed bonds including Treasury Bills 3,735,631 2,594,242

Other Approved Securities 840,687 1,020,812

Other Investments

(a) Shares

(aa) Equity - -

(bb)Preference - -


(c)Derivative Instruments - -




(g) Investment Properties-Real Estate - -

Investments in Infrastructure and Social Sector 3,004,716 1,959,618

Other than Approved Investments - -




(a) Shares

(aa) Equity - -

(bb) Preference - -

(b) Mutual Funds 152,339 -

(c)Derivative Instruments - -

(d) Debentures/ Bonds - -





Other than Approved Investments - 5,164

TOTAL 8,692,481 5,937,122

FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

ASSETS HELD TO COVER LINKED LIABILITIES


(Rs.’000) (Rs.’000)


Government securities and Government guaranteed bonds including Treasury Bills 2,440,738 951,432

Other Approved Securities 58,704 110,586

(a) Shares

(aa) Equity 38,886,346 19,574,054

(bb) Preference - -


(c) Derivative Instruments - -

(d) Debentures/ Bonds 2,071,423 783,033

(e) Other Securities-Bank Deposits - 40,000



Investments in Infrastructure and Social Sector 1,243,820 949,663


(a) Equity 3,170,963 4,530,122

(b) Preference -

(c) Bonds/Debentures - 148,606


Government securities and Government guaranteed bonds including Treasury Bills 29,204 -


(a) Shares

(aa) Equity - -

(bb) Preference - -

(b) Mutual Funds 1,089,882 880,923

(c ) Derivative Instruments - -




(g) Fixed deposits 247,000 371,220

(h) Commercial papers 49,349 147,894

(I) Investment Properties-Real Estate - -



Mutual Funds 1,359,534 549,723

Debentures/ Bonds - 124,788

Other net current assets 395,184 475,258

TOTAL 51,195,548 29,902,058

FORM L-15-LOANS SCHEDULE

LOANS


(Rs.’000). (Rs.’000).

SECURITY-WISE CLASSIFICATION

Secured

(a) On mortgage of property

(aa) In India - -

(bb) Outside India - -

(b) On Shares, Bonds, Govt. Securities, etc. - -

( c) Loans against policies 104,278 81,111

(d) Others (to be specified) - -

Unsecured - -

TOTAL 104,278 81,111

BORROWER-WISE CLASSIFICATION

(a) Central and State Governments - -

(b) Banks and Financial Institutions - -

(c) Subsidiaries - -

(d) Companies - -

(e) Loans against policies 104,278 81,111

(f) Others (to be specified) - -

TOTAL 104,278 81,111

PERFORMANCE-WISE CLASSIFICATION

(a) Loans classified as standard

(aa) In India 104,278 81,111


(b) Non-standard loans less provisions

(aa) In India - -


TOTAL 104,278 81,111

MATURITY-WISE CLASSIFICATION

(a) Short Term - -

(b) Long Term 104,278 81,111

TOTAL 104,278 81,111

FORM 16-FXED ASSETS SCHEDULE

FIXED ASSETS

(Rs.’000)

Particulars

Opening Additions Deductions Closing Up to Last Year For The Period On Sales/

Adjustment

To Date As at June 2010 As at June 2009

Goodwill - - - - - - - - - -

Intangibles (specify)

Computer Software - Owned 286,228 7,282 - 293,510 137,481 21,192 - 158,673 134,837 138,150

Computer Software - Leased 114,106 - - 114,106 30,201 9,446 - 39,647 74,459 41,259

Land-Freehold - - - - - - - - - -

Leasehold Property 733,040 19,812 - 752,852 303,395 33,397 - 336,792 416,061 441,394

Buildings - - - - - - - - - -

Furniture & Fittings 68,540 666 - 69,206 54,677 1,255 - 55,932 13,274 10,428

Information technology equipment - Owned 182,832 14,446 - 197,278 173,440 10,548 - 183,988 13,290 103,232

Information technology equipment - Leased 550,613 - - 550,613 283,645 32,401 - 316,046 234,567 234,019

Vehicles - Owned 867 - - 867 867 - - 867 - -

Vehicles -Leased 31,294 - - 31,294 20,335 1,566 - 21,901 9,393 18,647

Office Equipment 196,251 8,559 - 204,810 112,168 9,416 - 121,584 83,225 84,680

Others (Specify nature) - - - - - - - - - -

TOTAL 2,163,771 50,766 - 2,214,537 1,116,209 119,221 - 1,235,430 979,107 1,071,810

Work in progress 16,966 - 3,716 13,250 - - - - 13,250 -

Grand Total 2,180,737 50,766 3,716 2,227,786 1,116,209 119,221 - 1,235,430 992,356 1,071,810

PREVIOUS YEAR 1,793,307 96,793 - 1,890,100 720,311 97,979 - 818,290 1,071,810 -

Net BlockCost/ Gross Block Depreciation

FORM L-17-CASH AND BANK BALANCE SCHEDULE

CASH AND BANK BALANCES


(Rs.’000). (Rs.’000).

Cash (including cheques, drafts and stamps) 5,929 2,031

Bank Balances

(a) Deposit Accounts

(aa) Short-term (due within 12 months of the date of Balance Sheet) - -

(bb) Others - -

(b) Current Accounts (*) 1,011,716 586,753

(c ) Others (to be specified) - -

Money at Call and Short Notice

(a) With Banks - -

(b) With other Institutions

Others (to be specified) - -

TOTAL 1,017,644 588,785

Balances with non-scheduled banks included above

CASH & BANK BALANCES

In India 1,017,644 588,785

Outside India - -

TOTAL 1,017,644 588,785

(*) Include remittances in transit of Rs 28,250 (Previous year Rs 37,952)

FORM L-18-ADVANCE AND OTHER ASSETS SCHEDULE

ADVANCES AND OTHER ASSETS


(Rs.’000) (Rs.’000)

ADVANCES

Reserve deposits with ceding companies - -

Application money for investments - -

Prepayments 76,322 65,431

Advances to Directors/Officers - -

Advances to Employees 702 9,678

Advance tax paid and taxes deducted at source (Net of provision for taxation) 6,000 306

Other Advances 565,599 392,820

TOTAL (A) 648,622 468,235

OTHER ASSETS

Income accrued on investments 310,105 213,403

Outstanding Premiums 60,359 58,525

Agents’ Balances 28,011 13,058

Foreign Agencies Balances - -

Due from other entities carrying on insurance business (including reinsurers) 58,653 145,846

Due from subsidiaries/ holding company - -

Deposit with Reserve Bank of India [Pursuant to section 7 of Insurance Act, 1938] - -

Service tax/Cess unutilized credit 190,996 465,853

Deposits 240,196 253,843


TOTAL (B) 888,319 1,150,528

TOTAL (A+B) 1,536,941 1,618,762

FORM L-19-CURRENT LIABILITIES SCHEDULE

CURRENT LIABILITIES


(Rs.’000). (Rs.’000).

Agents’ Balances 650,156 301,256

Balances due to other insurance companies 256,878 118,218

Deposits held on re-insurance ceded - -

Premiums received in advance - -

Unallocated premium - -

Sundry creditors 1,914,352 1,600,554

Due to subsidiaries/ holding company - -

Claims Outstanding 248,678 305,151

Annuities Due - -

Due to Officers/ Directors - -

Premium deposits 484,128 517,845

Taxes deducted at source payable 37,344 58,199


TOTAL 3,591,536 2,901,221

FORM L-20-PROVISIONS SCHEDULE

PROVISIONS


(Rs.’000). (Rs.’000).

For taxation (less payments and taxes deducted at source) - -

For Fringe Benefits Tax - -

For proposed dividends - -

For dividend distribution tax - -

For gratuity 97,025 71,902

For leave encashment 130,018 133,523


TOTAL 227,043 205,425

FORM L-21-MISC EXPENDITURE SCHEDULE

MISCELLANEOUS EXPENDITURE

(To the extent not written off or adjusted)


(Rs.’000). (Rs.’000).

Discount Allowed in issue of shares/ debentures - -


TOTAL - -

Notes:

FORM L-22 Analytical Ratios*

Insurer: MetLife India Insurance Company Limited Date: 30/06/10

Analytical

Ratios for

Sl.No. Particular

FOR THE

QUARTER ENDED

JUNE 2010

UP TO THE

QUARTER ENDED

JUNE 2010

FOR THE

QUARTER ENDED

JUNE 2009

UP TO THE

QUARTER ENDED

JUNE 2009

1 New business premium income growth rate - segment wise

- Participating policies 130.66% 130.66% 17.20% 17.20%

- Non-participating policies 0.43% 0.43% 102.02% 102.02%

- Pension -42.94% -42.94% -86.33% -86.33%

- Health -54.10% -54.10% N.A. N.A.

- Group - linked -80.78% -80.78% 384.25% 384.25%

- Individual Life - Linked -19.59% -19.59% -43.36% -43.36%

- Pension - linked -76.15% -76.15% 947.01% 947.01%

2 Net Retention Ratio 98.55% 98.55% 98.25% 98.25%

3 Expense of Management to Gross Direct Premium Ratio 41.06% 41.06% 46.35% 46.35%

4 Commission Ratio (Gross commission paid to Gross Premium) 6.26% 6.26% 10.60% 10.60%

5 Ratio of policy holder's liabilities to shareholder's funds 315.37% 315.37% 220.34% 220.34%

6 Growth rate of shareholders' fund 16.12% 16.12% 42.33% 42.33%

7 Ratio of surplus/(deficit) to policyholders' liability -0.57% -0.57% -3.76% -3.76%

8 Change in net worth 2,629,172 2,629,172 4,851,667 4,851,667

9 Profit after tax/Total Income 1.00% 1.00% 0.74% 0.74%

10 (Total real estate + loans)/(Cash & invested assets) 0.16% 0.16% 0.21% 0.21%

11 Total investments/(Capital + Surplus) 350.70% 350.70% 239.98% 239.98%

12 Total affiliated investments/(Capital+ Surplus) 0.00% 0.00% 0.00% 0.00%

13 Investment Yield (Gross and Net)

- Non linked Par (Gross) 2.64% 2.64% -0.40% -0.40%

- Non linked Par (Net) 2.59% 2.59% -1.16% -1.16%

- Non linked Non Par (Gross) 2.50% 2.50% 0.55% 0.55%

- Non linked Non Par (Net) 2.04% 2.04% 0.73% 0.73%

14 Conservation Ratio

-Linked 84.17% 84.17% 84.16% 84.16%

-Non Linked 100.49% 100.49% 78.57% 78.57%

-Pension (both Linked and Non Linked) 67.95% 67.95% 81.23% 81.23%

-Health 92.45% 92.45% - -

15 Persistency Ratio

For 13th month 66.09% 66.09% 70.21% 70.21%

For 25th month 58.60% 58.60% 61.72% 61.72%

For 37th month 55.06% 55.06% 55.91% 55.91%

For 49th Month 52.08% 52.08% 52.36% 52.36%

for 61st month 49.28% 49.28% 48.67% 48.67%

16 NPA Ratio

Gross NPA Ratio - - - -

Net NPA Ratio - - - -

1 (a) No. of shares 1,774,785,439 1,774,785,439 1,580,000,000 1,580,000,000

2 (b) Percentage of shareholding (Indian / Foreign) 74% : 26% 74% : 26% 74% : 26% 74% : 26%

3 ( c) %of Government holding (in case of public sector insurance companies) - -

4(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the

period (not to be annualized)

Basic - Rs.0.03

Diluted - Rs.0.03

Basic - Rs.0.03

Diluted - Rs.0.03

Basic - Rs.0.05

Diluted - Rs.0.05

Basic - Rs.0.05

Diluted - Rs.0.05

5(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the

period (not to be annualized)

Basic - Rs.0.03

Diluted - Rs.0.03

Basic - Rs.0.03

Diluted - Rs.0.03

Basic - Rs.0.05

Diluted - Rs.0.05

Basic - Rs.0.05

Diluted - Rs.0.05

6 (iv) Book value per share (Rs) 1.16 1.16 1.17 1.17

Notes: Ratios are based on Public Disclosure guidelines issued by IRDA dated January 28, 2010

PERIODIC DISCLOSURES

Equity Holding Pattern for Life Insurers

L-24-Liab IRDA Periodic Disclosures

FORM L-24 Valuation of net liabiltiies

Insurer:

Date: 30/06/10

(Rs in Lakhs)

Sl.No. Particular As at June 2010 As at June 2009

1 Linked

a Life 481,050 286,397

b General Annuity - -

c Pension 30,905 12,623

d Health - -

2 Non-Linked

a Life 84,528 59,810

b General Annuity - -

c Pension 714 555

d Health 184 57

Valuation of net liabiltiies


MetLife India Insurance Company Limited

of 44

L-25-(i)-Geog Dist-Individuals IRDA Periodic Disclosures

FORM L-25- (i) : Geographical Distribution Channel - Individuals


(Rs in Lakhs)

No. of Policies No. of Lives Premium (Rs in

lakhs)

Sum Assured

(Rs in lakhs)


lakhs)

Sum Assured

(Rs in lakhs)


lakhs)

Sum Assured

(Rs in lakhs)

1 Andhra Pradesh 389 389 50 1,734 1,918 1,918 584 12,262 2,307 2,307 634 13,997

2 Arunachal Pradesh - - - - - - - - - - - -

3 Assam 236 236 33 473 538 538 146 1,956 774 774 179 2,429

4 Bihar 325 325 21 240 189 189 (7) 642 514 514 14 882

5 Chattisgarh 48 48 8 196 223 223 51 647 271 271 58 843

6 Goa 3 3 1 41 75 75 22 320 78 78 24 361

7 Gujarat 216 216 20 1,836 1,521 1,521 323 6,141 1,737 1,737 343 7,977

8 Haryana 110 110 20 305 671 671 114 2,540 781 781 134 2,845

9 Himachal Pradesh 1 1 0 1 3 3 1 7 4 4 1 8

10 Jammu & Kashmir 1,389 1,389 355 2,725 4,632 4,632 1,088 9,804 6,021 6,021 1,444 12,530

11 Jharkhand 156 156 13 208 375 375 63 1,111 531 531 76 1,318

12 Karnataka 559 559 66 1,008 2,710 2,710 2,580 19,263 3,269 3,269 2,646 20,271

13 Kerala 1,134 1,134 272 2,695 2,249 2,249 899 8,718 3,383 3,383 1,171 11,412

14 Madhya Pradesh 33 33 5 118 223 223 50 1,024 256 256 54 1,141

15 Maharashtra 110 110 23 400 2,910 2,910 1,022 20,144 3,020 3,020 1,045 20,543

16 Manipur - - - - - - - - - - - -

17 Meghalaya - - - - - - - - - - - -

18 Mirzoram - - - - - - - - - - - -

19 Nagaland - - - - - - - - - - - -

20 Orissa 85 85 12 146 820 820 125 1,905 905 905 137 2,052

21 Punjab 730 730 95 1,758 1,055 1,055 374 5,725 1,785 1,785 469 7,483

22 Rajasthan 517 517 14 292 917 917 148 3,082 1,434 1,434 162 3,374

23 Sikkim - - - - - - - - - - - -

24 Tamil Nadu 121 121 23 411 1,336 1,336 341 7,247 1,457 1,457 364 7,658

25 Tripura 20 20 2 62 48 48 9 73 68 68 11 135

26 Uttar Pradesh 1,324 1,324 66 1,241 1,476 1,476 398 6,190 2,800 2,800 464 7,430

27 UttraKhand 37 37 8 209 183 183 90 976 220 220 98 1,185

28 West Bengal 863 863 111 1,412 2,534 2,534 527 8,785 3,397 3,397 638 10,197

29 Andaman & Nicobar Islands - - - - - - - - - - - -

30 Chandigarh - - - - - - - - - - - -

31 Dadra & Nagrahaveli - - - - - - - - - - - -

32 Daman & Diu - - - - - - - - - - - -

33 Delhi 70 70 10 381 1,177 1,177 475 8,047 1,247 1,247 485 8,427

34 Lakshadweep - - - - - - - - - - - -

35 Puducherry 4 4 1 9 25 25 4 62 29 29 5 70

Company Total 8,480 8,480 1,228 17,900 27,808 27,808 9,427 126,669 36,288 36,288 10,656 144,569


Geographical Distribution of Total Business

State / Union TerritorySl.No.

Rural Urban Total Business

of 44

FORM L-25- (ii) : Geographical Distribution Channel - GROUP


(Rs in Lakhs)


lakhs)

Sum Assured

(Rs in lakhs)


lakhs)

Sum Assured

(Rs in lakhs)


lakhs)

Sum Assured

(Rs in lakhs)

1 Andhra Pradesh - - - - 38 372,900 240 155,626 38 372,900 240 155,626

2 Arunachal Pradesh - - - - - - - - - - -

3 Assam - - - - 2 15,242 190 56,811 2 15,242 190 56,811

4 Bihar - - - - - 16 8 269 - 16 8 269

5 Chattisgarh - - - - - 3 1 28 - 3 1 28

6 Goa - - - - - 1 0 4 - 1 0 4

7 Gujarat - - - - 4 5,154 68 4,122 4 5,154 68 4,122

8 Haryana - - - - 7 8,811 151 170,849 7 8,811 151 170,849

9 Himachal Pradesh - - - - 1 12,495 4 1,279 1 12,495 4 1,279

10 Jammu & Kashmir - - - - - 1,654 71 3,591 - 1,654 71 3,591

11 Jharkhand - - - - - 7 3 101 - 7 3 101

12 Karnataka - - - - 7 22,324 122 210,688 7 22,324 122 210,688

13 Kerala - - - - - 195 1 1,077 - 195 1 1,077

14 Madhya Pradesh - - - - - 17 6 161 - 17 6 161

15 Maharashtra - - - - 24 61,991 184 142,462 24 61,991 184 142,462

16 Manipur - - - - - - - - - - -

17 Meghalaya - - - - - - - - - - -

18 Mirzoram - - - - - - - - - - -

19 Nagaland - - - - - - - - - - -

20 Orissa - - - - - - - - - - -

21 Punjab - - - - - 9 3 151 - 9 3 151

22 Rajasthan - - - - - 5,127 11 860 - 5,127 11 860

23 Sikkim - - - - - - - - - - -

24 Tamil Nadu - - - - 6 5,170 74 11,536 6 5,170 74 11,536

25 Tripura - - - - - - - - - - -

26 Uttar Pradesh - - - - 1 3,699 55 14,121 1 3,699 55 14,121

27 UttraKhand - - - - - 10 1 64 - 10 1 64

28 West Bengal - - - - - 27 13 407 - 27 13 407

29 Andaman & Nicobar Islands - - - - - - - - - - -

30 Chandigarh - - - - - - - - - - -

31 Dadra & Nagrahaveli - - - - - - - - - - -

32 Daman & Diu - - - - - 61 - 40 - 61 - 40

33 Delhi - - - - 2 6,829 160 72,117 2 6,829 160 72,117

34 Lakshadweep - - - - - - - - - - -

35 Puducherry - - - - - 1 0 11 - 1 0 11

Company Total - - - - 92 521,743 1,365 846,376 92 521,743 1,365 846,376


Geographical Distribution of Total Business- GROUP

Sl.No. State / Union Territory

Rural Urban Total Business

FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A

COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) PART - A

Statement As on : 30th June 2010

Statement of Investment Assets

(Business within India) (Rs. In Lakhs)

Periodicity of Submission : Quarterly

Total application as per balance sheet (A) - As on 30th June 2010 799475 Reconciliation of Investment Assets

Add (B) Total Investment Assets (As per the balance sheet) 622,418

Provisions Sch 14 2,270

Current Liabilities Sch 13 35,915 Balance sheet value as of 30th June 2010 :

38186

A.Life Fund 102,925 102,925

Less (C )

Debit balance in P & L A/c 178,730 B.Pension , General Annuity Fund 7,538 7,538

Loans Sch 9 1,043

Advances & other Assets Sch 12 15,369 C. Groups, Excl. Group Pension / Annuity

Cash & bank balance Sch 11 10,176

Fixed Assets Sch 10 9,924 C. Unit Linked Funds 511,955 511,955

Misc Exp. Not written off Sch 15 -

Fund available for Investments as on 30th June 2010 622,418 622,418

Diff -

NON - LINKED BUSINESS

Balance FRSM *

UL-Non Unit

Reserve PAR NON PAR

(a) (b) (c ) (d) (e)

F*

(b+c+d+e)

1 Not Less

than 25% -

8,297.55 - 17,068.23 18,228.24 43,594.03 42.36 - 43,594.03 42,669.47

2 Not Less

than 50% - 12,395.32 - 21,378.04 21,823.09 55,596.45 54.02 - 55,596.45 54,950.86

3

a. Housing & InfrastructureNot Less

than 15% -

5,973.18 - 22,509.49 6,406.73 34,889.39 33.90 - 34,889.39 35,391.28

b. (i) Approved Investments - 5,168.49

- 5,815.28 1,453.34 12,437.11 12.08 1.70 12,438.81 12,658.24

(ii)"Other Investments not exceed 15%" * - - - - - - 0.00 - -

100% 0 23,536.99 0 49,702.80 29,683 102,922.95 100.00 1.70 102,924.66 103,000.37

Book Value Actual % FVC

AmountTotal Fund Market Value

PAR NON PAR

1 398.72 4,947.24 5,345.96 70.92% - 5,345.96 5,274.05

2 539.32 5,308.85 5,848.17 77.58% - 5,848.17 5,791.12

3 167.24 1,522.56 1,689.79 22.42% 0.06 1,689.85 1,753.21

707 6,831 7,537.96 100.00% 0.06 7,538.02 7,544.33

Book Value Actual % FVC

AmountTotal Fund Market Value

PAR NON PAR

1 - - - - - - -

2 - - -----------------N. A.------------------- - - - -

3 - - - - - - -

- - - 0.00% - - -

LINKED BUSINESS

Total Fund Actual %

PAR NON PAR

(i) - 466,650.51 466,650.51 91.15%

(ii) - 45,304.97 45,304.97 8.85%

- 511,955.48 511,955.48 100.00%

Approved Investment Not Less than 75%

Other Investment Not exceeding 25%

TOTAL LINKED INSURANCE FUND 100%

PH

TOTAL GROUP FUND 100%

C. LINKED FUNDS % as per RegPH

Balance In Approved Investment Not exceeding 60%

C. Group Scheme Excluding Group Pension / Annuity % as per Reg

G. Sec Not Less than 20%

G. Sec or Other Approved Securities (incl (i) above) Not Less than 40%

TOTAL PENSION,GENERAL ANNUITY & GROUP

FUND

100%

G. Sec Not Less than 20%

G. Sec or Other Approved Securities (incl (i) above) Not Less than 40%

Balance In Approved Investment Not exceeding 60%

Market Value

G. Sec

G. Sec or Other Approved Securities (incl (i) above)

Investment subject to Exposure Norms

A. LIFE fund% as per

RegTotal Fund

TOTAL LIFE FUND

SH PHBook Value (SH +

PH)

PH

FVC

Amount

Not

exceeding

35%

Actual %

B.Pension , General Annuity & Group Fund % as per Reg

of 44


Unit Linked Insurance Business PART - B

COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117)

Periodicity of Submission: Quarterly

Statement As on : 30th June 2010 Link to Item 'C' of FORM 3A (Part A) Par / Non-Par

(Rs. In Lakhs)

Opening Balance (Market value)

Add: Inflows during the Quarter

Increase / (Decrease) Value of Inv (Net)

Less : Outflow during the Quarter

TOTAL INVESTIBLE FUNDS (MKT VALUE)

Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual

666 28% 3,573 27% 2,713 30% 213 59% 7,039 86% 124 75% 670 25% 9,393 17% 13 0%

831 35% 3,320 25% 2,942 33% 0% 0% 0% 577 21% 10,512 19% 3,427 8%

563 24% 1,847 14% 1,992 22% 43 12% 0% 0% 564 21% 4,465 8% 2,738 6%

0% 3,402 26% 0% 0% 0% 0% 448 16% 22,689 42% 30,092 71%

0% 0% 38 0% 10 3% 99 1% 5 3% 39 1% 95 0% 0%

112 5% 30 0% 448 5% 17 5% 330 4% 8 5% 114 4% 2,331 4% 1,572 4%

0% 397 3% 177 2% 44 12% 84 1% 11 6% 67 2% 93 0% 0%

Sub Total (A) 2,173 92% 12,569 96% 8,309 93% 327 90% 7,552 92% 147 90% 2479 91% 49578 91% 37842 89%

67 3% 370 3% 327 4% 7 2% 155 2% 3 2% 77 3% 791 1% 229 1%

0 0% 13 0% - 0% 0 0% - 0% 0 0% 2 0% 84 0% 103 0%

1 0% 1 0% 1 0% 1 0% 1 0% 2 1% 1.0 0% 1 0% 1 0%

0 0% 0 0% - 0% 0 0% - 0% 0 0% 0 0% - 0% - 0%

0% 0% 0% 4 1% 21 0% 1 0% 2 0% 34 0% 0%

0 0% 0 0% 0 0% 0 0% - 0% 0 0% - 0% 0 0% 0 0%

0 0% -1.7 0% -2.3 0% 0 0% -2.0 0% 0 0% -0.8 0% -16 0% -15 0%

0 0% -5 0% -409 -5% 0% 0% 0% 0% 0% -4 0%

Sub Total (B) 67.16 3% 377 3% -83 -1% 12 3% 175.43 2% 5.27 3% 81.05 3% 894 2% 314 1%

Other Investments (<=25%)

- 0% - 0% 0% 0% - 0% 0% - 0% 0% 0%

- 0% - 0% - 0% 0% - 0% 0% - 0% - 0% - 0%

- 0% 162 1% 0% 0% - 0% 0% 40.3 1% 1,851 3% 2,840.2 7%

- 0% 0% 0% 0% - 0% 0% 0% 0% 0%

113 5% 0% 676 8% 25 7% 466 6% 12 7% 114.08 4% 2,337 4% 1,544 4%

Sub Total (C) 113 5% 162 1% 676 8% 25 7% 466 6% 12 7% 154 6% 4187 8% 4384 10%

Total (A+B+C) 2,353 100% 13,108 100% 8,903 100% 363 100% 8,193 100% 164 100% 2714 100% 54659 100% 42539 100%

Fund carried forward (as per LB2) 2,353 13,108 8,903 363 8,193 164 2714 54659 42539

Less : Current Liablities

Accured Interest

Dividend Receivables

Bank Balance

Receivable for sale of Investments

Other Current Assets (For Investments)

Money Market

Mutual Funds

Mutual Funds & Venture Fund

Fund management charges payable

Other Current Liabilities (For Investments)

Corporate Bonds

Infrastructure Bonds

Payable for Investments

Equity

Money Market

Deposit with Banks

Current Assets:

Approved Investments (>=75%)

INVESTMENT OF UNIT FUNDGRATUITY DEBT FUND

Govt Bonds

Corporate Bonds


Equity

GRATUITY BALANCED

FUND PROTECTOR FUND PRESERVER II FUNDPROTECTOR II FUND PRESERVER FUND ACCELERATOR FUND

42,5392,353 13,108 8,903 363 8,193 164 2,714

BALANCER FUNDMODERATOR FUND

2463,206 284 3,287 21 1,662 31 46 713

389

54,659

696

558

100 248 164 4.08 88 1.92 54

128 3,520 4,054 108 2,346 65.34 160 3,283

5,331 9,625 7,972 272 7,422 128 41,8382,546 51,393

BALANCER FUND ACCELERATOR FUNDPRESERVER II FUND MODERATOR FUNDPARTICULARS GRATUITY DEBT FUND

GRATUITY BALANCED

FUND PROTECTOR FUND PROTECTOR II FUND PRESERVER FUND

of 44


Unit Linked Insurance Business




Opening Balance (Market value)

Add: Inflows during the Quarter

Increase / (Decrease) Value of Inv (Net)

Less : Outflow during the Quarter

TOTAL INVESTIBLE FUNDS (MKT VALUE)

Sub Total (A)

Sub Total (B)

Other Investments (<=25%)

Sub Total (C)

Total (A+B+C)

Fund carried forward (as per LB2)

Less : Current Liablities

Accured Interest

Dividend Receivables

Bank Balance

Receivable for sale of Investments

Other Current Assets (For Investments)

Money Market

Mutual Funds

Mutual Funds & Venture Fund

Fund management charges payable

Other Current Liabilities (For Investments)

Corporate Bonds


Payable for Investments

Equity

Money Market

Deposit with Banks

Current Assets:

Approved Investments (>=75%)

INVESTMENT OF UNIT FUND

Govt Bonds

Corporate Bonds


Equity

PARTICULARS


Unit Linked Insurance Business PART - B



Statement As on : 30th June 2010 Link to Item 'C' of FORM 3A (Part A) Par / Non-Par

(Rs. In Lakhs)

Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual Actual Inv. % Actual

0% 0% 0% 729 28% 0% 0% 49 23% 105 21% 25286 5%

0% 0% 0% 297 11% 0% 0% 48 22% 92 18% 22046 4%

0% 0% 0% 103 4% 0% 0% 95 44% 230 45% 12640 2%

299,174 89% 20,098 83% 377 81% 1,045 40% 10,024 85% 1,483 89% 13 6% 19 4% 388863 76%

145 0% 0% 0% 62 2% 0% 0% 0% 0% 493 0%

4,788 1% 535 2% 21 5% 112 4% 431 4% 32 2% 0% 18 4% 10898.82 2%

1,485 0% 0% 0% 32 1% 81 1% 0% 0% 0% 2470 0%

305592 91% 20634 86% 398 86% 2380 91% 10537 89% 1515 91% 205 96% 464 92% 462699 90%

92 0% 0 0% 0 0% 28 1% 3 0% - 0% 9 4% 22 4% 2180 0%

1029 0% 19 0% 0 0% 4 0% 32 0% 5 0% 0 0% 0 0% 1290 0%

2 0% 1 0% 1 0% 1 0% 2 0% 1 0% 0.2 0% 1 0% 21 0%

- 0% - 0% 0 0% - 0% - 0% - 0% - 0% - 0% 0 0%

699 0% 25 0% 3 1% 29 1% 228 2% 2 0% 0% 0% 1046 0%

- 0% - 0% 0 0% 0 0% 0 0% 0 0% - 0% - 0% 0 0%

-117 0% -8 0% -0.1 0% -0.5 0% -3 0% -0.4 0% 0.0 0% -0.11 0% -168 0%

- 0% 0% 0% 0% 0% 0% -0.1 0% (1) 0% -418 0%

1704 1% 37 0% 5 1% 61 2% 262 2% 8 0% 9 4% 23 4% 3952 1%

- 0% - 0% 0 0% - 0% - 0.0% - 0.0% - 0.0% 0% 0 0%

- 0% - 0% 0 0% - 0% - 0.0% - 0.0% - 0.0% 0% 0 0%

23,635 7% 2,517.8 10% 42 9% 55 2% 497 4.2% 69 4.2% 0 0.1% 1 0% 31710 6%

0% 0% 0 0% 0% 0.0% 0.0% 0.0% 0% 0 0%

6,636 2% 940 4% 20 4% 115 4% 514 4.4% 66 4.0% 0.0% 18 4% 13595 3%

30271 9% 3457 14% 61 13% 170 7% 1011 9% 135 8% 0 0% 19 4% 45305 9%

337568 100% 24128 100% 464 100% 2611 100% 11810 100% 1658 100% 214 100% 505 100% 511955 100%

337568 24128 464 2611 11810 1658 214 505 511,955.48

Total of All Funds

214

FLEXI CAP FUND

24,128 464 2,611

BALANCER II FUND

511,955

RETURN GUARANTEE II

FUND

505

MULTIPLIER II FUNDMULTIPLIER FUND VIRTUE II FUNDVIRTUE FUND

337,568 1,658

RETURN GUARANTEE FUND

11,741 8 22 159

5,114

13 11,53450.5 43

11.67

11,810

105 18 6

36.870

-6.2 273,184 23

3,086 184

470 485,242

33,134102 39014,028 1,086

23,027 390 2,243 8,777

RETURN GUARANTEE FUND

RETURN GUARANTEE II

FUND

322,098

Total of All Funds

MULTIPLIER FUND VIRTUE FUND

1,500 210

VIRTUE II FUND BALANCER II FUND MULTIPLIER II FUND FLEXI CAP FUND

FORM L-28-ULIP-NAV-3A

COMPANY NAME & CODE: Metlife India Insurance Company Limited (Regd No - 117) (Part C)


Periodicity Of Submission: Quarterly (Rs. In Lakhs)

Link to FORM 3A PART B

Assets held NAV as NAV as per Previous 2nd Previous 3rd Previous Annualised 3rd Year

No Name of the Scheme on the above date on the above date LB 2 Qtr NAV Qtr NAV Qtr NAV Return/Yield Rolling CAGR

1 ACCELERATOR FUND 42,539.38 22.89 22.89 22.69 22.48 21.58 23.90 8.01

2 BALANCER FUND 54,658.56 19.30 19.30 19.06 18.85 18.30 17.24 9.19

3 MODERATOR FUND 2,714.08 16.29 16.29 15.96 15.75 15.36 11.66 9.40

4 MULTIPLIER FUND 337,567.73 23.95 23.95 23.74 23.56 22.52 25.86 6.75

5 PRESERVER FUND 8,193.47 13.66 13.66 13.50 13.33 13.18 6.78 7.10

6 PROTECTOR FUND 8,902.76 14.35 14.35 14.08 13.85 13.57 8.04 9.48

7 FLEXI CAP FUND 1,658.30 10.22 10.22 10.13 10.00 - 4.35 -

8 GRATUITY BALANCED FUND

a GBA 110 33.80 10.54 10.54 10.36 10.19 - 7.34 -

b GBA 130 8.43 10.52 10.52 10.35 10.19 - 7.11 -

c EGF 262.20 11.09 11.09 10.90 10.72 10.48 4.04 -

d HND 536.42 10.96 10.96 10.77 10.59 10.36 3.68 -

e HTW 183.19 11.00 11.00 10.81 10.64 10.42 3.67 -

f SVF 1,474.75 11.13 11.13 10.93 10.75 10.51 4.37 -

g SXF 10,609.59 11.10 11.10 10.90 10.71 10.47 11.24 0.93

9 GRATUITY DEBT FUND

a EGF 99.49 12.70 12.70 12.45 12.24 11.92 12.00 -

b HND 572.43 12.74 12.74 12.51 12.30 11.99 11.05 -

c HTW 152.32 12.60 12.60 12.38 12.18 11.88 11.30 -

d SVF 1,529.02 12.92 12.92 12.68 12.45 12.13 16.40 -

13.75

10 BALANCER II FUND 2,610.50 10.21 10.21 10.11 10.00 - 3.94 -

11 MULTIPLIER II FUND 11,810.23 10.10 10.10 10.07 10.00 - 1.83 -

12 PRESERVER II FUND 164.37 10.25 10.25 10.11 - - 5.34 -

13 PROTECTOR II FUND 363.15 10.26 10.26 10.11 - - 5.53 -

14 RETURN GUARANTEE II FUND 505.35 10.26 10.26 10.02 - - 7.62 -

15 VIRTUE FUND 24,127.94 10.59 10.59 10.59 10.65 10.14 2.42 -

16 VIRTUE II FUND 463.53 10.11 10.11 10.30 - - 2.29 -

17 RETURN GUARANTEE FUND 214.47 10.38 10.38 10.11 10.00 - 7.42 -

Total 511,955.48

FORM L-29 Detail regarding debt securities - Non Linked Fund

Insurer: METLIFE INDIA INSURANCE COMPANY LIMITED Date: 30/06/10

(Rs in Lakhs)

As at 30th June

2010

as % of total

for this class

As at 25th

June 2009

as % of

total for

this class

As at 30th

June 2010

as % of

total

for this

class

As at 25th

June 2009

as % of total

for this class

Break down by credit rating

AAA rated 42,422 40% 29,949 37% 41,643 39% 28,731 37%

AA or better 3,767 4% 739 1% 3,761 4% 769 1%

Rated below AA but above A - 0% 56 0% - 0% 55 0%

Rated below A but above B - - 0% - - 0%

Any other - Soverign 60,742 57% 49,714 61% 61,445 58% 47,967 61%

P1+ - 0% 496 1% - 0% 496 1%

BREAKDOWN BY

RESIDUALMATURITY

Up to 1 year 4,027 4% 3,644 5% 4,020 4% 3,642 5%

more than 1 year and upto

3years5,480 5% 1,993 2% 5,362 5% 1,901 2%

More than 3 years and up to

7years7,521 7% 3,270 4% 7,328 7% 3,150 4%


10 years14,665 14% 22,097 27% 14,320 13% 21,207 27%


15 years25,964 24% 10,143 13% 25,640 24% 9,685 12%


20 years12,591 12% 11,491 14% 12,569 12% 10,640 14%

Above 20 years 36,682 34% 28,315 35% 37,610 35% 27,793 36%

Breakdown by type of the

issurer

a. Central Government 60,742 57% 49,714 61% 61,445 58% 47,967 61%

b. State Government - 0% - 0% - 0% - 0%

c.Corporate Securities 46,189 43% 31,240 39% 45,404 42% 30,051 39%


Detail Regarding debt securitiesMARKET VALUE Book Value

L-29-Debt LinkedSec IRDA Periodic Disclosures

FORM L-29 Detail regarding debt securities - Linked Fund

Insurer: METLIFE INDIA INSURANCE COMPANY LIMITED Date: 30/06/10

(Rs in Lakhs)

As at 30th June

2010

as % of total

for this class

As at 25th

June 2009

as % of

total for

this class

As at 30th

June 2010

as % of

total

for this

class

As at 25th

June 2009

as % of total

for this class

Break down by credit rating

AAA rated 30,640 51% 18,547 49% 29,913 50% 17,699 48%

AA or better 4,046 7% 3,708 10% 3,972 7% 3,685 10%

Rated below AA but above A - 0% 453 1% - 0% 446 1%

Rated below A but above B - - 0% - - 0%

Any other

- Soverign 25,286 42% 10,620 28% 25,443 43% 10,581 29%

- P1 493 1% 4,387 12% 493 1% 4,387 12%

BREAKDOWN BY

RESIDUALMATURITY

Up to 1 year 2,320 4% 8,283 22% 2,313 4% 8,237 22%

more than 1 year and upto

3years19,658 33% 7,179 19% 19,285 32% 6,952 19%


7years23,520 39% 11,299 30% 23,224 39% 10,994 30%


10 years8,605 14% 8,524 23% 8,544 14% 8,196 22%


15 years1,338 2% 2,305 6% 1,365 2% 2,297 6%


20 years3,927 6% 25 0% 3,977 7% 23 0%

Above 20 years 1,099 2% 101 0% 1,113 2% 99 0%

Breakdown by type of the

issurer

a. Central Government 21,838 36% 8277 22% 21,985 37% 8234 22%

b. State Government 3,448 6% 2343 6% 3,458 6% 2347 6%

c.Corporate Securities 35,180 58% 27096 72% 34,378 57% 26217 71%


Detail Regarding debt securitiesMARKET VALUE Book Value

of 44

L-30-Rel Par IRDA Periodic Disclosures

FORM L-30 : Related Party Transactions


(Rs in Lakhs)

FOR THE

QUARTER ENDED

JUNE 2010

UP TO THE

QUARTER ENDED

JUNE 2010

FOR THE

QUARTER ENDED

JUNE 2009

UP TO THE

QUARTER ENDED

JUNE 2009

1Metropolitian Life Insurance Co./MetLife International Holding Inc./MetLife

Group

ShareholderAmounts payable/paid

a) Peanut License fee 4 4 5 5

b) Information technology expenses - - 51 51

Amounts receivable/received

a) Travel, Staff benefits and others 70 70 23 23

2 M. Pallonji & Company Private Limited Shareholder Proceeds against issue of /Subscription received against rights issue 3,343 3,343 - -

3 Rajesh Relan Managing Director Managerial Remunaration 25 25 25 25


Consideration paid / received

Sl.No. Name of the Related PartyNature of Relationship

with the CompanyDescription of Transactions / Categories

Related Party Transactions

of 44

L-31-BOD IRDA Periodic Disclosures

FORM L-31


Sl. No. Name of person Role/designationDetails of change in the

period

1 Pheroze K Mistry Director

2 Mehli K Mistry Director

3 S K Bhat Director

4 A K Mehta Director

5 James Hom Director

6 Shailendra Ghorpade Director - Chairman

7 V K Chopra Director

8 Dr Ashok Kumar Mittal Director

9 Surbhit Dabriwala Director

10 Rajesh Relan Chief Executive (MD)

11 Nicholas Hayter Alternate Director

12 Balachander Sekhar Head of Marketing from 17.05.2010

13 Phanesh M S V S Appointed Actuary

14 Sanjay Kumar Head of Investment

15 Biswajit Choudhury Head of Internal Audit

16 Joydeep Mukherji Chief Financial Officer

PERIODIC DISCLOSURESLNL - 6 : Board of Directors & Key Person

BOD and Key Person information

of 44

FORM L-32-SOLVENCY MARGIN - KT 3

Insurance Regulatory and Development Authority (Actuarial Report and Abstract) Regulations, 2000.

AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO.

30TH JUNE 2010

Form Code:

Name of Insurer: MetLife India Insurance Co. Ltd. Registration Number:117 Classification Code:

Classification:

(1)

01 Available Assets in Policyholders' Fund:

Deduct:

02 Mathematical Reserves

03 Other Liabilities

04 Excess in Policyholders' funds

05 Available Assets in Shareholders Fund:

Deduct:

06 Other Liabilities of shareholders’ fund

07 Excess in Shareholders' funds

08 Total ASM (04)+(07)

09 Total RSM

10 Solvency Ratio (ASM/RSM)

Certification:

I, ,the Appointed Actuary, certify that the above statements have been prepared in

accordance with the section 64VA of the Insurance Act, 1938, and the amounts mentioned therein are true and fair

to the best of my knowledge.

Place: BANGALORE Name and Signature of Appointed Actuary

Date: 30/06/10

Notes

1. Item No. 01 shall be the amount of the Adjusted Value of Assets as mentioned in Form IRDA-Assets- AA as

specified under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and

Solvency Margin of Insurers) Regulations, 2000;

2. Item No. 02 shall be the amount of Mathematical Reserves as mentioned in Form H;

3. Item Nos. 03 and 06 shall be the amount of other liabilities as mentioned in the Balance Sheet;

4. Items No. 05 shall be the amount of the Total Assets as mentioned in Form IRDA-Assets- AA as specified

under Schedule I of Insurance Regulatory and Development Authority (Assets, Liabilities, and Solvency

Margin of Insurers) Regulations, 2000.

(See Regulation 4)

Adjusted Value

[Amount (in

rupees lakhs)]

(4)

Item Description

589,308

40,969

23,537

(2)

635,260

4,983

1.69

23,537

Phanesh M S V S

28,520

16,921

FORM L-33-NPAs-7A



Details of Investment Portfolio NAME OF THE FUND: LIFE FUND


CAT

Code Company Code

Instrument

Type

Total O/S

(Book Value)

Defaulty

Principal (Book

Value)

Defaulty Interest

(Book Value)

Principal

Due

From

Interest

Due from

Deferred

Principal

Deferred

Interest

Rolled

over Classification Provision(%) Provision(Rs)

%

Has there been

revision ? Amount

Board Approval

Ref

----------------------------N. A.---------------------------------

Interest Rate

Has there been any Principal

Waiver ?

FORM L-33-NPAs-7A



Details of Investment Portfolio NAME OF THE FUND:


CAT

Code Company Code

Instrument

Type

Total O/S

(Book Value)

Defaulty

Principal (Book

Value)

Defaulty Interest

(Book Value)

Principal

Due

From

Interest

Due from

Deferred

Principal

Deferred

Interest

Rolled


%

Has there been

revision ? Amount

Board Approval

Ref

----------------------------N. A.---------------------------------

PENSION, GENERAL ANNUITY & GROUP FUND

Interest Rate

Has there been any Principal

Waiver ?

FORM L-33-NPAs-7A



Details of Investment Portfolio NAME OF THE FUND:


CAT

Code Company Code

Instrument

Type

Total O/S

(Book Value)

Defaulty

Principal (Book

Value)

Defaulty Interest

(Book Value)

Principal

Due

From

Interest

Due from

Deferred

Principal

Deferred

Interest

Rolled


%

Has there been

revision ? Amount

Board Approval

Ref

----------------------------N. A.---------------------------------

LINKED FUND

Interest Rate

Has there been any Principal Waiver

?

FORM L-34-YIELD ON INVESTMENTS-1 - Life



STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT NAME OF THE FUND: LIFE FUND

PERIODICITY OF SUBMISISSION : QUARTERELY (Rs. In Lakhs)

NO. CATEGORY OF INVESTMENT

Category

Code

INVESTMENT

(Rs.)*

INCOME ON

INVESTMENT(Rs.)**

GROSS

YIELD(%)***

NET

YIELD(%)

****

INVESTMENT

(Rs.)*

INCOME ON

INVESTMENT(Rs.)**

GROSS

YIELD(%)

***

NET

YIELD(%)*

*** INVESTMENT (Rs.)*

INCOME ON

INVESTMENT(

Rs.)**

GROSS

YIELD(%)*

**

NET

YIELD(%)*

***

Central Government Securities

Central Government Bonds CGSB 43748 882.01 2.02% 2.02% 43,748 882 2.02% 2.02% 33,825 3,223 9.53% 9.53%

Deposit Under Section 7 of Insurance

Act 1938 CDSS 999 20.28 2.03% 2.03% 999 20 2.03% 2.03% 790 79 10.00% 10.00%

Treasury Bills CTRB 1509 15.12 1.00% 1.00% 1,509 15 1.00% 1.00% 2,017 77 3.83% 3.83%State Governmnet /Other Approved

Securities Securities/Other

Guaranteed Securities SGOA 11999 257.30 2.14% 2.14% 11,999 257 2.14% 2.14% 12,776 1,456 11.40% 11.40%

INVESTMENTS SUBJECT TO EXPOSURE

NORMS

(a) Housing & Loans to State Govt for Housing / FEE

(b) Infrastructure Investments

Infrastructure - Other Corporate

Securities Debentures / Bonds ICTD 10923 331.85 3.04% 3.04% 10,923 332 3.04% 3.04% 10,793 1,353 12.54% 12.54%

Infrastructure - PSU - Debentures /

Bonds IPTD 22313 589.47 2.64% 2.64% 22,313 589 2.64% 2.64% 15,767 1,529 9.70% 9.70%

('c) Approved Investments

Corporate Securities - Equity Shares

(Ordinary) - Quoted EACE 75 8 10.17% 10.17%

PSU - Equity Shares - Quoted EAEQ 46 12 25.25% 25.25%

Commercial Papers ECCP 333 3 0.92% 0.92%

Deposits - Deposit with Scheduled

Banks, FI's(incl. Bank Balance awaiting

Investment) , CCIL RBI ECDB 1,463 67 4.60% 4.60%

Corporate Securities - Debentures ECOS 10085 247.69 2.46% 2.46% 10,085 248 2.46% 2.46% 7,029 740 10.52% 10.52%

Deposits - CDs with Scheduled Banks EDCD 332.48 5.09 1.53% 1.53% 332 5 1.53% 1.53% 392 23 5.84% 5.84%Mutual Funds - Gilt / G Sec / Liquid

Schemes EGMF 2586 40.35 1.56% 1.56% 2,586 40 1.56% 1.56% 1,456 69 4.77% 4.77%

(d) Other Investments

Equity Shares (incl Co-op Societies ) OESH 8 0 0.00% 0.00%

Equity Shares (PSUs & Unlisted) OEPU 116 3 2.31% 2.31%

Debentures OLDB 106 15 14.46% 14.46%

Mutual Funds - Debt / Income / Serial

Plans / Liquid Secemes OMGS 277 4.84 1.74% 1.74% 277 5 1.74% 1.74% 1,170 75 6.43% 6.43%

TOTAL 104,773 2,394.01 104,773 2,394.01 88,162 8,732

Current Quarter Year to Date Previous Year

FORM L-34-YIELD ON INVESTMENTS-1 - Pension & Group



STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT NAME OF THE FUND:



Category

Code

INVESTMENT

(Rs.)*

INCOME ON

INVESTMENT(Rs.)**

GROSS

YIELD(%)***

NET

YIELD(%)

****

INVESTMENT

(Rs.)*

INCOME ON

INVESTMENT(Rs.)**

GROSS

YIELD(%)

***

NET

YIELD(%)*

***

INVESTMENT

(Rs.)*

INCOME ON

INVESTMENT(

Rs.)**

GROSS

YIELD(%)

***

NET

YIELD(%)*

***


Central Government Bonds CGSB 2059 41.11 2.00% 2.00% 2,059 41 2.00% 2.00% 1,372 118 8.60% 8.60%

Treasury Bills CTRB 2540 25.43 1.00% 1.00% 2,540 25 1.00% 1.00% 1,673 71 4.23% 4.23%

State Governmnet /Other Approved


Guaranteed Securities SGOA 502 10.93 2.18% 2.18% 502 11 2.18% 2.18% 399 40 10.12% 10.12%


NORMS

(a) Housing & Loans to State Govt for Housing / FEE



Securities Debentures / Bonds ICTD 515 12.45 2.42% 2.42% 515 12 2.42% 2.42% 406 63 15.56% 15.56%


Bonds IPTD 815 14.74 1.81% 1.81% 815 15 1.81% 1.81% 315 35 11.22% 11.22%


Corporate Securities - Debentures ECOS 303 7.06 2.33% 2.33% 303 7 2.33% 2.33% 202 24 12.07% 12.07%

Mutual Funds - Gilt / G Sec / Liquid

Schemes EGMF 150 2.12 1.41% 1.41% 150 2 1.41% 1.41% 135 2 1.38% 1.38%


TOTAL 6,883 113.83 6,883 113.83 4,502 354

PENSION, GENERAL ANNUITY & GROUP FUND


FORM L-34-YIELD ON INVESTMENTS-1 - Linked Linked



STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT Name of the Fund : Linked Fund



Category

Code

INVESTMENT

(Rs.)*

INCOME ON

INVESTMENT(Rs.)**

GROSS

YIELD(%)***

NET

YIELD(%)

****

INVESTMENT

(Rs.)*

INCOME ON

INVESTMENT(Rs.)**

GROSS

YIELD(%)

***

NET

YIELD(%)*

***

INVESTMENT

(Rs.)*

INCOME ON

INVESTMENT(

Rs.)**

GROSS

YIELD(%)**

*

NET

YIELD(%)*

***


Central Government Bonds CGSB 19194 266.49 1.39% 1.39% 19,194 266.49 1.39% 1.39% 8,703 400.82 4.61% 4.61%

Treasury Bills CTRB 14.15 0.07 0.51% 0.51% 14 0.07 0.51% 0.51% 508 23.55 4.64% 4.64%

State Governmnet /Other Approved


Guaranteed Securities

State Government Guaranteed Loans SGGL 3450 63.96 1.85% 1.85% 3,450 63.96 1.85% 1.85% 2,577 171.67 6.66% 6.66%

Other Approved Securities (excluding

Infrastructure / Social Sector

Investments) SGOA 587 11.46 1.95% 1.95% 587 11.46 1.95% 1.95% 880 91.13 10.35% 10.35%


NORMS

(a) Housing & Loans to State Govt for

Housing / FEE



Securities Debentures / Bonds ICTD 5845 181.29 3.10% 3.10% 5,845 181.29 3.10% 3.10% 5,880 592.24 10.07% 10.07%


Bonds IPTD 6807 166.78 2.45% 2.45% 6,807 166.78 2.45% 2.45% 6,518 591.42 9.07% 9.07%


Corporate Securities - Equity Shares

(Ordinary) - Quoted EACE 300147 2,163.38 0.72% 0.72% 300,147 2,163.38 0.72% 0.72% 195,647 87,386.13 44.67% 44.67%

PSU - Equity Shares - Quoted EAEQ 67527 6,208.36 9.19% 9.19% 67,527 6,208.36 9.19% 9.19% 57,970 25,517.17 44.02% 44.02%

Commercial Papers ECCP 489 15.55 3.18% 3.18% 489 15.55 3.18% 3.18% 892 76.39 8.57% 8.57%

Deposits - Deposit with Scheduled

Banks, FI's(incl. Bank Balance awaiting

Investment) , CCIL RBI ECDB 2470 45.23 1.83% 1.83% 2,470 45.23 1.83% 1.83% 2,338 177.74 7.60% 7.60%

Corporate Securities - Debentures ECOS 20053 602.02 3.00% 3.00% 20,053 602.02 3.00% 3.00% 11,002 1,379.06 12.53% 12.53%

Deposits - CDs with Scheduled Banks EDCD 2993 40.19 1.34% 1.34% 2,993 40.19 1.34% 1.34% 2,709 173.49 6.41% 6.41%

Corporate Securities - Preference Shares EPNQ 0.00% 81 130.67 162.17% 162.17%Mutual Funds - Gilt / G Sec / Liquid

Schemes EGMF 12597 160.37 1.27% 1.27% 12,597 160.37 1.27% 1.27% 6,747 337.62 5.00% 5.00%


Equity Shares (PSUs & Unlisted) OEPU 6901 -1,418.73 -20.56% -20.56% 6,901 -1,418.73 -20.56% -20.56% 6,359 3,548.75 55.81% 55.81%

Equity Shares (incl Co-op Societies ) OESH 25657 -1,326.47 -5.17% -5.17% 25,657 -1,326.47 -5.17% -5.17% 33,693 8,006.17 23.76% 23.76%

Debentures OLDB 2,234 171.65 7.68% 7.68%

Mutual Funds - Debt / Income / Serial

Plans / Liquid Secemes OMGS 15290 171.13 1.12% 1.12% 15,290 171.13 1.12% 1.12% 8,524 362.41 4.25% 4.25%

TOTAL 490,021.31 7,351.09 490,021 7,351.09 353,262 129,138


FORM L-35-DOWNGRADING OF INVESTMENTS - 2



STATEMENT OF DOWN GRADED INVESTMENTS NAME OF THE FUND: LIFE FUND

PERIODICITY OF SUBMISSION : QUARTERLY Rs. Lakhs

S. No. Particulars of Investment COI Category Code As Per Category Of

Investments

Amount Date of

Purchase

Rating Agency Original

Grade

Current

Grade

Date of

Downgrade

Remarks

A. During The Quarter

-----------------N. A.-------------------

B. As On Date

1 Reliance Energy 5.60% 2013 ICTD


Securities Debentures / Bonds 261.87 21-Jul-05 CRISIL AAA AA+ 07-May-09



Securities Debentures / Bonds 455.36 27-Nov-03 CRISIL AAA AA+ 07-May-09




STATEMENT OF DOWN GRADED INVESTMENTSNAME OF THE FUND:


S. No. Particulars of Investment COI Category Code As Per Category Of

Investments

Amount Date of

Purchase

Rating Agency Original

Grade

Current

Grade

Date of

Downgrade

Remarks


-----------------N. A.-------------------

B. As On Date

-----------------N. A.-------------------

PENSION, GENERAL ANNUITY &

GROUP FUND




STATEMENT OF DOWN GRADED INVESTMENTSNAME OF THE FUND:


S. No. Particulars of Investment COI Category Code As Per Category

Of Investments

Amount Date of Purchase Rating Agency Original

Grade

Current

Grade

Date of

Downgrade

Remarks


-----------------N. A.-------------------

B. As On Date

AAA AA+ 24-Dec-08

LAA+ LAA 13-Mar-09



Securities Debentures / Bonds 452.23 07-May-09 CRISIL AAA AA+ 07-May-09

LINKED FUND

1

10% Citi Financial Consumer Finance (India)

Ltd (MD 27/09/2010) ECOS Corporate Securities - Debentures 503.40 24/09/2007 and

31/10/2007 CRISIL/ICRA

Downgraded

twice in the

Year 2008-09

FORM L-36 :Premium and number of lives covered by policy type


(Rs in Lakhs)

Premium No. of Policies No. of Lives

Sum

Insured,

Wherever

applicable Premium

No. of

Policies No. of Lives

Sum

Insured,

Wherever

applicable Premium

No. of


Sum

Insured,

Wherever

applicable Premium

No. of


Sum

Insured,

Wherever

applicable

1 First year Premum

i Individual Single Premium- (ISP)

From 0-10000 265 708 708 280 58 167 167 363 265 708 708 280 58 167 167 363

From 10,000-25,000 44 20 20 77 19 4 4 11 44 20 20 77 19 4 4 11

From 25001-50,000 91 23 23 142 19 11 11 43 91 23 23 142 19 11 11 43

From 50,001- 75,000 16 2 2 75 2 4 4 8 16 2 2 75 2 4 4 8

From 75,000-100,000 4 - - - 2 5 5 13 4 - - - 2 5 5 13

From 1,00,001 -1,25,000 1 - - - 2 - - - 1 - - - 2 - - -

Above Rs. 1,25,000 (45) (1) (1) (50) 1 - - 0 (45) (1) (1) (50) 1 - - 0

ii Individual Single Premium (ISPA)- Annuity

From 0-50000 61 40 40 - 49 16 16 - 61 40 40 - 49 16 16 -

From 50,001-100,000 18 2 2 - 0 7 7 - 18 2 2 - 0 7 7 -

From 1,00,001-150,000 - - - - 13 5 5 - - - - - 13 5 5 -

From 150,001- 2,00,000 19 1 1 - 4 2 2 - 19 1 1 - 4 2 2 -

From 2,00,,001-250,000 - - - - - 1 1 - - - - - - 1 1 -

From 2,50,001 -3,00,000 3 - - - - 2 2 - 3 - - - - 2 2 -

Above Rs. 3,00,000 50 1 1 - - 1 1 - 50 1 1 - - 1 1 -

iii Group Single Premium (GSP)

From 0-10000 - - - -

From 10,000-25,000 - - - -

From 25001-50,000 - - - -

From 50,001- 75,000 - - - -

From 75,000-100,000 - - - -

From 1,00,001 -1,25,000 - - - -

Above Rs. 1,25,000 - - - -

iv Group Single Premium- Annuity- GSPA

From 0-50000 - - - -

From 50,001-100,000 - - - -

From 1,00,001-150,000 - - - -

From 150,001- 2,00,000 - - - -

From 2,00,,001-250,000 - - - -

From 2,50,001 -3,00,000 - - - -

Above Rs. 3,00,000 - - - -

v Individual non Single Premium- INSP

From 0-10000 472 12,722 12,722 28,423 (287) 9,095 9,095 9,653 472 12,722 12,722 28,423 (287) 9,095 9,095 9,653

From 10,000-25,000 2,538 13,939 13,939 37,308 4,512 23,621 23,621 44,614 2,538 13,939 13,939 37,308 4,512 23,621 23,621 44,614

From 25001-50,000 2,012 4,723 4,723 33,161 2,601 6,018 6,018 26,990 2,012 4,723 4,723 33,161 2,601 6,018 6,018 26,990

From 50,001- 75,000 1,001 1,470 1,470 9,331 555 796 796 5,890 1,001 1,470 1,470 9,331 555 796 796 5,890

From 75,000-100,000 1,308 1,119 1,119 12,393 1,639 1,488 1,488 15,048 1,308 1,119 1,119 12,393 1,639 1,488 1,488 15,048

From 1,00,001 -1,25,000 159 105 105 2,002 133 106 106 1,887 159 105 105 2,002 133 106 106 1,887

Above Rs. 1,25,000 2,139 606 606 21,408 1,593 475 475 20,588 2,139 606 606 21,408 1,593 475 475 20,588

vi Individual non Single Premium- Annuity- INSPA

From 0-50000 227 649 649 18 1,002 5,029 5,029 8 227 649 649 18 1,002 5,029 5,029 8

From 50,001-100,000 110 121 121 - 615 647 647 - 110 121 121 - 615 647 647 -

From 1,00,001-150,000 7 5 5 - 96 65 65 - 7 5 5 - 96 65 65 -

From 150,001- 2,00,000 19 8 8 - 230 115 115 - 19 8 8 - 230 115 115 -

From 2,00,,001-250,000 24 7 7 - 55 22 22 - 24 7 7 - 55 22 22 -

From 2,50,001 -3,00,000 8 1 1 - 107 35 35 - 8 1 1 - 107 35 35 -

Above Rs. 3,00,000 106 17 17 - 563 66 66 - 106 17 17 - 563 66 66 -


Sl. No Particulars

For the quarter ended June, 2010 For the quarter ended June, 2009 Upto the quarter ended June, 2010 Upto the quarter ended June, 2009

FORM L-36 :Premium and number of lives covered by policy type


(Rs in Lakhs)

Premium No. of Policies No. of Lives

Sum

Insured,

Wherever

applicable Premium

No. of


Sum

Insured,

Wherever

applicable Premium

No. of


Sum

Insured,

Wherever

applicable Premium

No. of


Sum

Insured,

Wherever

applicable


Sl. No Particulars

For the quarter ended June, 2010 For the quarter ended June, 2009 Upto the quarter ended June, 2010 Upto the quarter ended June, 2009

vii Group Non Single Premium (GNSP)

From 0-10000 - - - -

From 10,000-25,000 - - - -

From 25001-50,000 - - - -

From 50,001- 75,000 - - - -

From 75,000-100,000 - - - -

From 1,00,001 -1,25,000 - - - -

Above Rs. 1,25,000 - - - -

viii Group Non Single Premium- Annuity- GNSPA

From 0-10000 - - - -

From 10,000-25,000 - - - -

From 25001-50,000 - - - -

From 50,001- 75,000 - - - -

From 75,000-100,000 - - - -

From 1,00,001 -1,25,000 - - - -

Above Rs. 1,25,000 - - - -

2 Renewal Premium

i Individual

From 0-10000 974 81,530 81,530 538,475 697 68,450 68,450 475,799 974 81,530 81,530 538,475 697 68,450 68,450 475,799

From 10,000-25,000 9,369 55,084 55,084 250,359 7,073 35,751 35,751 196,596 9,369 55,084 55,084 250,359 7,073 35,751 35,751 196,596

From 25001-50,000 8,065 19,400 19,400 161,322 6,840 14,860 14,860 133,660 8,065 19,400 19,400 161,322 6,840 14,860 14,860 133,660

From 50,001- 75,000 1,617 2,484 2,484 32,146 1,233 2,945 2,945 26,182 1,617 2,484 2,484 32,146 1,233 2,945 2,945 26,182

From 75,000-100,000 4,778 4,731 4,731 76,915 4,082 4,589 4,589 70,117 4,778 4,731 4,731 76,915 4,082 4,589 4,589 70,117

From 1,00,001 -1,25,000 377 476 476 14,239 350 342 342 10,485 377 476 476 14,239 350 342 342 10,485

Above Rs. 1,25,000 6,129 1,803 1,803 110,793 5,234 1,882 1,882 91,054 6,129 1,803 1,803 110,793 5,234 1,882 1,882 91,054

ii Individual- Annuity

From 0-10000 94 2,800 2,800 272 55 1,254 1,254 214 94 2,800 2,800 272 55 1,254 1,254 214

From 10,000-25,000 423 3,150 3,150 62 65 347 347 58 423 3,150 3,150 62 65 347 347 58

From 25001-50,000 444 1,562 1,562 8 52 120 120 9 444 1,562 1,562 8 52 120 120 9

From 50,001- 75,000 72 154 154 14 17 13 13 6 72 154 154 14 17 13 13 6

From 75,000-100,000 362 632 632 3 68 49 49 - 362 632 632 3 68 49 49 -

From 1,00,001 -1,25,000 20 23 23 4 11 4 4 4 20 23 23 4 11 4 4 4

Above Rs. 1,25,000 750 386 386 - 249 41 41 - 750 386 386 - 249 41 41 -

iii Group

From 0-10000 - - - -

From 10,000-25,000 - - - -

From 25001-50,000 - - - -

From 50,001- 75,000 - - - -

From 75,000-100,000 - - - -

From 1,00,001 -1,25,000 - - - -

Above Rs. 1,25,000 - - - -

iv Group- Annuity

From 0-10000 - - - -

From 10,000-25,000 - - - -

From 25001-50,000 - - - -

From 50,001- 75,000 - - - -

From 75,000-100,000 - - - -

From 1,00,001 -1,25,000 - - - -

Above Rs. 1,25,000 - - - -

FORM L-37-BUSINESS ACQUISITION THROUGH DFFERENT CHANNELS (GROUP)

Business Acquisition through different channels (Group) (Rs in Lakhs)

1 Individual agents 2 6,805 5 1 3,125 3 2 6,805 5 1 3,125 3

2 Corporate Agents-Banks - 1,631 71 - 802 31 - 1,631 71 - 802 31

3 Corporate Agents -Others 1 1,544 7 1 1,679 5 1 1,544 7 1 1,679 5

4 Brokers 65 88,413 314 29 16,198 275 65 88,413 314 29 16,198 275

5 Micro Agents - - - - - - -

6 Direct Business 24 422,345 496 21 59,547 665 24 422,345 496 21 59,547 665

Total(A) 92 520,738 893 52 81,351 979 92 520,738 893 52 81,351 979

1 Referral (B) - 1,005 472 2 1,863 595 - 1,005 472 2 1,863 595

Grand Total (A+B) 92 521,743 1,365 54 83,214 1,574 92 521,743 1,365 54 83,214 1,574

Sl.No.

No. of Policies/

No. of Schemes

For the quarter ended June 2010

No. of Policies/

No. of Schemes


No. of Lives

Covered Premium

No. of Lives

Covered

For the period ended June 2010

No. of Policies/

No. of Schemes


Channels

No. of Lives

Covered PremiumPremium

No. of Lives

Covered Premium

No. of Policies/

No. of Schemes

FORM L-38 Business Acquisition through different channels (Individuals)

Insurer: MetLife India Insurance Company Limited Date 30/06/10

Business Acquisition through different channels (Individuals) (Rs in Lakhs)

1 Individual agents 21,167 6,066 24,254 5,539 21,167 6,066 24,254 5,539

2 Corporate Agents-Banks 7,356 2,447 5,160 1,496 7,356 2,447 5,160 1,496

3 Corporate Agents -Others 1,284 504 1,261 276 1,284 504 1,261 276

4 Brokers 1,637 480 1,132 169 1,637 480 1,132 169

5 Micro Agents - - - - -

6 Direct Business 404 104 - - 404 104 - -

Total (A) 31,848 9,600 31,807 7,479 31,848 9,600 31,807 7,479

1 Referral (B) 4,440 1,056 15,996 6,072 4,440 1,056 15,996 6,072

Grand Total (A+B) 36,288 10,656 47,803 13,551 36,288 10,656 47,803 13,551

PremiumNo. of Policies


PremiumNo. of Policies



Channels


Sl.No. PremiumNo. of Policies Premium No. of Policies


FORM L-39-Data on Settlement of Claims Date 30/06/10

(Rs in Lakhs)

On or before

matuirty1 month 1 - 3 months 3 - 6 months 6 months - 1 year > 1 year

1 Maturity Claims - 36 36 67

2 Survival Benefit - 929 929 231

3 for Annuities / Pension - - - - - - - -

4 For Surrender - 3,149 3,149 2,931

5 Other benefits - - - - - - - -

1 Death Claims-Group - 201 23 9 4 - 237 569

Death Claims-Individual - 194 104 39 1 - 338 874

Ageing of Claims

Sl.No. Types of ClaimsTotal No. of claims

paid

Total amount of

claims paid

No. of claims paid

FOR L-40 : Yearly claims data for Life


Sl. No. Claims Experience For Death for Maturity Survival BenefitFor Annuities/

PensionFor Surrender Other Benefits

1 Claims O/S at the beginning of the period 206 - - - - -

2 Claims reported during the period* 627 36 929 - 3,149 -

3 Claims Settled during the period 575 36 929 - 3,149 -

4 Claims Repudiated during the period 34 - - - - -

a Less than 2years from the date of acceptance of risk 29 - - - - -

b Grater than 2 year from the date of acceptance of risk 5 - - - - -

5 Claims Written Back 1 - - - - -

6 Claims O/S at End of the period 223 - - - - -

Less than 3months 186 - - - - -

3 months to 6 months 36 - - - - -

6months to 1 year - - - - - -

1year and above 1 - - - - -

No. of claims only


FORM L-41 GREIVANCE DISPOSAL


Fully Accepted Partial Accepted Rejected

1 Complaints made by customers

a) Sales Related 5 413 373 - - 45

b) New Busines Related - 4 2 - - 2

c) Policy Servcing related - 23 21 - - 2

d) Claim Servicing related - 2 2 - - -

e) Others 15 130 141 - - 4

Total Number 20 572 539 - - 53

2 Duration wise Pending Status

Complaints

made by

customers

Complaints

made by

intermediaries Total

a) Less than 15 days 1 - 1

b) Greater than 15 days 52 - 52

Total Number 53 - 53

GRIEVANCE DISPOSAL


Sl No. ParticularsOpening

Balance Additions

Complaints Resolved/ settledComplaints

Pending

L-42- Valuation Basis (Life Insurance)

a.How the policy data needed for valuation is accessed. The Policy data required for the purpose of valuation (for each individual policy) are

obtained from the computerized policy administration system called as Life-Asia. This data

is consolidated and summarized in a spread sheet called the PDAS (Policy Data

b.How the valuation bases are supplied to the system The valuation projections are modeled (separately for each product) in MG-ALFA – the

actuarial software used for calculating the mathematical reserves. The software allows the

specification and input of each of the valuation parameters by individual produ

1) Interest : Maximum and minimum interest rate taken

for each segment

i. Individual Business

1. Life- Participating policies 6.25% pa

2. Life- Non-participating Policies 5.75% pa

3. Annuities- Participating policies 6.25% pa

4. Annuities – Non-participating policies NA

5. Annuities- Individual Pension Plan NA

6. Unit Linked 5.75% pa

7. Health Insurance NA

ii. Group Business

1.Premium Guarentee Less than 5 Yr. NA

2.Premium Guarentee More than 5 Yr. 5.75% pa

2) Mortality Rates : the mortality rates used for each

segment Please refer to the note below

3) Expense : Please refer to the note below

4) Bonus Rates : Please refer to the note below

5) Policyholders Reasonable Expectations For par policies, the reserves are calculated by taking into account the future reversionary

bonuses, terminal bonus and the accrued reversionary bonus as per the policy terms and

conditions. This is in line with our illustrations demonstrated to the poli

6) Taxation and Shareholder Transfers Appropriate provisions as deemed necessary have been considered

7) Basis of provisions for Incurred But Not Reported

(IBNR)

i. Individual Business Please refer to the note below

ii. Group Business Please refer to the note below

8) Change in Valuation Methods or Bases

i. Individuals Assurances

Non Par

1. Interest

Current Year Previous Year

5.75% 5.50%

2. Expenses No Change

3. Inflation No Change

Par

1. Interest


6.25% 6.00%



Pension

1. Interest


6.25% 6.00%



ii. Annuities

1. Interest NA

a.Annuity in payment NA

b.Annuity during deferred period NA

c.Pension : All Plans NA

2. Expenses NA

3. Inflation NA

iii. Unit Linked

1. Interest No Change

2. Expenses


550 550


iv.Health NA

1. Interest NA

2. Expenses NA

3. Inflation NA

v. Group

1. Interest No Change



A chapter on Valuation basis covering the following minimum criteria should also be displayed on the web-site of the Insurers.

Valuation as at June 30,2010

Valuation Bases – Non Linked Business

Valuation Bases: Individual Participating Business – Non Linked

Note: In the following tables, ‘GP’ denotes gross premium; and ‘year’ denotes policy year (unless

otherwise specified)

Des

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spec

ify

(1) (2) (3) (4) (5) (6) (7) (8)

(A) Insurance Product: Whole Life Par [Met 100 Platinum, Met 100 Gold]

(i) Regular

Premium

150% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 : 40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy Expense:

Year 1 : Rs.1700 p.a

Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ Rs.450 p.a

Premium related

Expenses:

Year 1: 12.25%

Year 2+: 2.25%

Reversionary

Bonus: 3.05%

p.a. of face value

of the initial sum

assured plus

accrued

reversionary

bonus.

Terminal

Bonus: 15% of

Accrued

Reversionary

Bonuses.

(B) Insurance Product: Endowment Par [Met Platinum, Met Gold, Met Junior Par]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 : 35%/40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy Expense:


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related

Expenses:

Year 1: 12.25%

Year 2+: 2.25%

Reversionary

Bonus: 3.05%

p.a. of face value

of the initial sum

assured plus

accrued

reversionary

bonus.

Terminal

Bonus: 15% of

Accrued

Reversionary

Bonuses.

Des

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ase

spec

ify

(1) (2) (3) (4) (5) (6) (7) (8)

(C) Insurance Product: Endowment Par [Met Suvidha Par]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 :

30%/35%/40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy Expense:


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related

Expenses:

Year 1: 12.25%

Year 2+: 2.25%

Reversionary

Bonus: 3.05%

p.a. of face

value of the

initial sum

assured plus

accrued

reversionary

bonus.

Terminal Bonus:

15% of Accrued

Reversionary

Bonuses.

(ii) Single

Premium and

fully Paid up

-Do- -NA- 5%

p.a

6.25%

p.a

Per Policy Expenses

from


year 2+: Rs.330p.a

-Do- Terminal Bonus:

15% of Accrued

Reversionary

Bonuses.

(iii) Limited

Pay

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 : 35%/40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy Expense:

(During Premium

paying term)


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

(After Premium

paying term)

Rs.330

Premium related

Expenses:

Year 1:12.25%

Year 2+: 2.25%


15% of Accrued

Reversionary

Bonuses.

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Ex

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ase

spec

ify

(D) Insurance Product: Endowment Par [Met Suvidha Par Rural]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 :

30%/35%/40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy Expense:


Year 2+ : Rs.110 p.a

Premium related

Expenses:

Year 1: 12.25%

Year 2+: 2.25%

Reversionary

Bonus: 3.05%

p.a. of face

value of the

initial sum

assured plus

accrued

reversionary

bonus.

Terminal Bonus:

15% of Accrued

Reversionary

Bonuses.

(ii) Single

Premium and

fully Paid up

-Do- -NA- 5%

p.a

6.25%

p.a

Per Policy Expenses

from


year 2+: Rs.110 p.a


15% of Accrued

Reversionary

Bonuses.

(iii) Limited

Pay

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 : 35%/40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy Expense:


Year 2+ : Rs.110 p.a

Premium related

Expenses:

Year 1:12.25%

Year 2+: 2.25%

Reversionary

Bonus: 3.05%

p.a. of face

value of the

initial sum

assured plus

accrued

reversionary

bonus.

Terminal Bonus:

15% of Accrued

Reversionary

Bonuses.

Lapses:

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Ex

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Bo

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Oth

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ase

spec

ify

(E) Insurance Product: Participating Deferred Annuity [Met Pensions Par]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 : 35%/40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy Expense:


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related

Expenses:

Year 1: 12.25%

Year 2+: 2.25%

Reversionary

Bonus: 3.05%

p.a. of face value

of the initial sum

assured plus

accrued

reversionary

bonus.

Terminal Bonus:

15% of Accrued

Reversionary

Bonuses.

(ii) Single

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Per Policy Expenses

from

year 1: Rs.1700 p.a

year 2+: Rs.330 p.a

Reversionary

Bonus: 3.05%

p.a. of face value

of the initial sum

assured plus

accrued

reversionary

bonus.

Terminal Bonus:

15% of Accrued

Reversionary

Bonuses.

(iii) Limited

Pay (3 Years

& 5 Years)

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 : 35%/40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy Expense:

Year 1 :Rs.1700 p.a

Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

(After Premium

paying term)

Rs.330

Premium related

Expenses

Year 1: 3.675% p.a for

3 year limited pay

6.125% p.a in the 5

year limited pay

Year 2+: 0.975% p.a

for 3 year limited pay

1.625% p.a in the 5

year limited pay

Reversionary

Bonus: 3.05%

p.a. of face value

of the initial sum

assured plus

accrued

reversionary

bonus.

Terminal Bonus:

15% of Accrued

Reversionary

Bonuses.

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ify

(1) (2) (3) (4) (5) (6) (7) (8)

(F) Insurance Product: Par: Met Monthly Income Plan

(i) Regular

Premium

100% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1: 25%

Year 2+: 5%

Per Policy

Expenses

Year 1 : Rs.1700

p.a

Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related:

Year 1 : 25%

Year 2+: 2.25%

Reversionary

Bonus:

5 year limited

pay:

1.69% p.a. of

face value of

the initial sum

assured

10 year limited

pay:

1.8% p.a. of

face value of

the initial sum

assured plus

accrued

reversionary

bonus.

(G) Insurance Products: Participating Universal Life Policy - Universal Life Par (Met Ultimate)

(i) Whole

Life policy

with limited

premium

payment

period

105% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

6.25%

p.a

Commissions:

Year 1 : 35%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy

Expense:

Year 1 :Rs.1700 p.a

Year 2+ :Rs.450 p.a

Premium related

Expenses:

Year 1: 12.25%

Year 2+: 2.25%

-NA-

Valuation Bases: Individual Non-participating Business – Non-Linked

Des

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(if

an

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Oth

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spec

ify

(A) Insurance Products: Whole Life Non-par [Met 100]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1 : 35%/40%

Year 2&3: 7.5% p.a

Year 4+:5% p.a

Per Policy Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related

Expenses :

Year 1: 12.25%

Year 2+: 2.25%

-NA-

(B) Insurance Product: Endowment Non-par [Met Platinum, Met Gold, Met Junior]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1 : 35%/40%

Year 2&3: 7.5% p.a

Year 4+:5% p.a

Per Policy Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related

Expenses :

Year 1: 12.25%

Year 2+: 2.25%

-NA-

(C) Insurance Product: Money Back Non-par [Met Sukh]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1 : 30%

Year 2&3: 7.5% p.a

Year 4+:5% p.a

Per Policy Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related

Expenses :

Year 1: 12.25%

Year 2+: 2.25%

-NA-

Des

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Fu

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Bo

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(if

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Oth

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spec

ify

(D) Insurance Product: Money Back Non-par [Met Bhavishya]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1 : 35%/40%

Year 2&3: 7.5% p.a

Year 4+:5% p.a Per

Policy Expenses

Year 1: Rs.1700 p.a

Year 2 :Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related:

Year 1 : 12.25%

Year 2 &3+: 3.63%

Year 4+ :3.2%

-NA-

(E) Insurance Product: Decreasing Term Assurance- Non-par [Met Mortgage Protector]

(i) Limited

Pay

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1 : 35%/40%

Year 2+: 5% p.a

Per Policy

Expenses

Year 1:Rs.1700 p.a

Year 2+: Rs.330p.a

Premium related:

Year 1 : 12.25%

Year 2+: 0.85%

-NA-

(ii) Single

Premium and

fully Paid up

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Per Policy

Expenses from

Year 1:Rs.1700 p.a

year 2+: Rs.165 p.a

-NA-

Des

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d

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Ra

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Ex

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Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(F) Insurance Product: Endowment Assurance Non-Par : [Met Suvidha Non-par]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1 : 35%/40%

Year 2 & 3: 7.5%

Year 4+: 5%

Per Policy

Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related:

Year 1: 12.25%

Year 2+: 2.25%

-NA-

(ii) Single

Premium and

fully Paid up

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Per Policy

Expenses:

Yr 1: Rs.1700 p.a

Yr 2+: Rs.330 p.a

-NA-

(iii)Limited

Pay

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year1:7.5%/15%

Year 2 & 3: 7.5%

Yr 4+: 5%

Per Policy

Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

(After Premium

paying term)

Rs.330

Premium related:

Year 1: 12.25%

Yr 2+: 2.25%

-NA-

Des

crip

tio

n

Mo

rta

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ba

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d

Mo

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ity

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d

Infl

ati

on

Ra

te

Inte

rest

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(G) Insurance Product: Level Term Assurance [Without Return of Premium]- Non-Par: Met Suraksha

and Level Term Assurance [With Return of Premium]- Non-Par Met Suraksha TROP

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1: 25%

Year 2+: 5%

Per Policy Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related:

Year 1 : 25%

Year 2+: 2.25%

-NA-

(ii) Single

Premium and

fully Paid up

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Per Policy Expenses


Yr 2+: Rs.330 p.a

-NA-

(ii) Limited

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Per Policy Expenses

from


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

(After Premium

paying term) Rs.330

-NA-

(H) Insurance Product: Level Term Assurance - Non-Par: Met Vishwas

(ii) Single

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Per Policy Expenses

from


Year 2+ :Rs. 110 p.a

-NA-

(I) Insurance Product: Level Term Assurance - Non-Par: Met Suraksha Plus

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1: 25%

Year 2+: 5%

Per Policy Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related:

Year 1 : 25%

Year 2+: 2.25%

-NA-

Des

crip

tio

n

Mo

rta

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sis

Use

d

Mo

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ity

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d

Infl

ati

on

Ra

te

Inte

rest

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(J) Insurance Product: Endowment Assurance Non-Par : [Met Saral]:

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1 : 10%

Year 2+: 5%

Per Policy Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related:

Year 1:12.25%

Year 2+: 2.25%

-NA-

(K) Insurance Product: Level Term Assurance with return of 110% of premium Non-Par :

[Met Family Income Plan]:

(i) Regular

Premium

110% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions: Nil

Per Policy Expenses


Year 2 : Rs.760 p.a

Year 3 : Rs.605 p.a

Year 4+ :Rs.450 p.a

Premium related:

Year 1: 20.25%

Year 2+: 2.25%

-NA-

(L) Insurance Product: Decreasing Term Assurance- Non-par [Met Mortgage Protector Plus]

(i) Limited

Pay

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Commissions:

Year 1 : 35%/40%

Year 2+: 5% p.a

Per Policy Expenses

Year 1:Rs.1700 p.a

Year 2+: Rs.330p.a

Premium related:

Year 1 : 12.25%

Year 2+: 0.85%

-NA-

(ii) Single

Premium and

fully Paid up

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5%

p.a

5.75%

p.a

Per Policy Expenses

from

Year 1:Rs.1700 p.a

year 2+: Rs.165 p.a

-NA-

Valuation Bases: Group Non-participating Business – Non-Linked

Des

crip

tio

n

Mo

rta

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d

Mo

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ity

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Infl

ati

on

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te

Inte

rest

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(

if

an

y)

Oth

ers

ple

ase

spec

ify

A) Insurance Product: Non-Par: Met Loan Assure

(i) Single

Premium

90% -

Axis(Home

Loan)

120% -Axis

(LAP)

120%- JKB

(Home Loan)

165%-

JKB(Personal

& Vehicle

Loan)

-

NA-

5% p.a 5.75% p.a Commissions:

Year 1: 2%

Per Policy

Expenses

Year 1 : Rs.50 p.a

Year 2+ : Rs.50 p.a

Premium related:

Year 1 : 31%

-NA-

(B) Insurance Product: Non-Par: Met Flexi Shield

(i) Regular

Pay

84 % of IALM

[94-96]

Mortality

Rates

-

NA-

5% p.a Years 1 to

10:5.5%

p.a

Years 11

to

20:5.0%

Years 21

to 25:p.a

4.5% -

Commissions

Yr 1 :30%

Yr 2 & Yr 3 : 7.5%

Yr 4 & Yr 5 : 5%

Per Policy

Expenses

Yr 1: Rs.50 p.a

Yr 2: Rs.50 p.a

Premium Related

Yr 1 : 35%

Yr 2 : 30%

Yr 3 : 25%

Yr 4 : 25%

Yr 5 : 20%

Yr 6 + : 10%

-NA-

Limited Pay

-3 years

-Do- -

NA-

-Do- -Do- Commissions

Yr 1 :20%

Yr 2 & Yr 3 : 7.5%

Per Policy

Expenses

Yr 1: Rs.50 p.a

Yr 2: Rs.50 p.a

Premium Related

Yr 1 : 35%

Yr 2 : 30%

Yr 3 : 25%

-NA-

Des

crip

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d

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ati

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rest

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

Limited Pay

-5 years

-Do- -

NA-

-Do- -Do- Commissions

Yr 1 :30%

Yr 2 & Yr 3 : 7.5%

Yr 4 & Yr 5 : 5%

Per Policy

Expenses

Yr 1: Rs.50 p.a

Yr 2: Rs.50 p.a

Premium Related

Yr 1 : 35%

Yr 2 : 30%

Yr 3 : 25%

Yr 4 : 25%

Yr 5 : 20%

-NA-

Single

Premium

-Do- NA- -Do- -Do- Commissions : 2%

Per Policy

Expenses:

Yr 1: Rs.50 p.a

Yr 2: Rs.50 p.a

Premium Related

: 33%

-NA-

Valuation Bases –Linked Business

Des

crip

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n

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te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(A) Insurance Products: Non-par Unit Linked Whole Life Plan Met Smart Plus

(i) Regular

Premium

90% of

IALM

[94-96]

Mortalit

y Rates

-NA- 5% p.a 9% Commissions:

Year 1: 30%

Year 2 to 10 :5%

Yr 11+ : 2%

Per Policy

Expenses:

Year 1: Rs.1700

p.a

Year 2+: Rs.550

p.a

Premium

Related:

Year 1:20.9%

Year 2+:1.25%

-NA-

(ii) Single

Premium and

fully Paid up

90% of

IALM

[94-96]

Mortalit

y Rates

-NA- 5% 9% Commissions:

Year 1: 30%

Year 2 to 10 :5%

Yr 11+ : 2%

Per Policy

Expenses:

Year 1: Rs.1700

p.a

Year 2+: Rs.550

p.a

Premium

Related:

Year 1:20.9%

Year 2+:1.25%

-NA-

Des

crip

tio

n

Mo

rta

lity

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sis

Use

d

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ity

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d

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ati

on

Ra

te

Fu

nd

Gro

wth

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(B) Insurance Products: Non-par Unit Linked Whole Life Plan [Met Smart Premier]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates


Year 1: 30%

Year 2 to 10 :5%

Yr 11+ : 2%

Per Policy

Expenses:

Year 1: Rs.1700 p.a

Year 2+: Rs.550 p.a

Premium Related:

Year 1:20.9%

Year 2+:1.25%

-NA-

(ii) Single

Premium

and fully

Paid up

90% of

IALM

[94-96]

Mortality

Rates


Year 1: 2% p.a

Per Policy

Expenses

Year 1: Rs.1700 p.a

Year 2+: Rs.550 p.a

Premium related :

Year 1:2.8%

-NA-

Des

crip

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n

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rta

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d

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ity

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d

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te

Fu

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Gro

wth

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(C) Insurance Products: Unit Linked Deferred Annuity Plan Non-par [Met Advantage]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates


Year1: 7.5%

Year 2: 2% p.a Year 3

to 10: 1% p.a.

Year 11+: Nil

Per Policy Expenses

Year 1 and 2: Rs.575

p.a

Year 3 +:Rs.380 p.a

Premium related

Year1:13.025%

Year 2:1.20%

Year 3+:0.9%

-NA-

(ii) Single

Premium

and fully

Paid up

90% of

IALM

[94-96]

Mortality

Rates


Year 1 : 2%

Per Policy Expenses:

Year 1 and 2: Rs.575

p.a

Year 3 +:Rs.380 p.a

Premium related :

Year 1:2.8%

Year 2+: Nil

-NA-

(D) Insurance Products: Unit Linked Whole Life Plan Non-par [Met Smart ]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates

-NA- 5% p.a 9% Commissions

Year 1:30%-40%

Year 2 & 3: 7.5% p.a

Year 4 +: 5% p.a.

Per Policy Expenses

Year1:Rs.1700 p.a.

Year 2+: Rs.550 p.a

Premium related :

Year 1:20.9%

Year 2+:1.25%

-

NA-

Des

crip

tio

n

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rta

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Use

d

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ity

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Use

d

Infl

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Fu

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Gro

wth

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(E) Insurance Products : Unit Linked Deferred Annuity Plan Non-Par [Met Advantage Plus]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates


Year1: 7.5%

Year 2: 2% p.a

Year 3 to 10: 1% p.a.

Year 11+: Nil

Per Policy Expenses

Year 1 and 2:

Rs.575 p.a

Year 3 +:Rs.380 p.a

Premium related

Year1:13.025%

Year 2+: 1.25%

-NA-

(ii) Single

Premium and

fully Paid up

90% of

IALM

[94-96]

Mortality

Rates


Year 1 : 2%

Per Policy Expenses:

Year 1 and 2:

Rs.575 p.a

Year 3 +:Rs.380 p.a

Premium related :

Year 1:2.8%

Year 2+: Nil

-NA-

Des

crip

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te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(F) Insurance Products: Unit Linked Endowment Plan Non-Par [Met Easy]

(i) Regular

Premium

140% of

IALM

[94-96]

Mortality

Rates


Year 1-

25%-40% depending

Upon policy term and

the AFYP

Years 2&3-

4% -5%

Years 4&5-

3% -3.5%

Years 6-10

1.5% - 2.5%

Years 11-15-

1.5%

Years 16-20-

1.0%

Per Policy Expenses

Year1 :Rs.1700 p.a

Year 2+ :Rs.550 p.a

Premium related :

Year 1:20.9%

Year 2+:1.25%

-NA

(G) Insurance Products: Unit Linked Endowment Plan Non-par [Met Smart Gold]

(i) Regular

Premium

100% of

IALM

[94-96]

Mortality

Rates


Year 1:

6% -16% depending

upon policy term and

the AFYP

Year 2-3: 2% -3%

Year 4-5: 1.5%-2%

Year 6-10: 1%-2%

Year 11+: 1.5%

Per Policy Expenses

Year 1 : Rs.1700-

Rs.5800 p.a

depending upon term

Year 2+:Rs.550 p.a

Premium related :

Year 1:20.9%

Year 2:1.25%

-NA-

Des

crip

tio

n

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d

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wth

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(H) Insurance Products: Unit Linked Deferred Annuity Plan Non-par [Met Growth]

(i) Regular

Premium

120% of

IALM

[94-96]

Mortality

Rates


Year 1-

30%-40%

Years 2&3-5%

Years 4+3%

Per Policy Expenses

Year1 :Rs.2200 p.a

Year 2+ :Rs.550 p.a

Premium related :

Year 1:42%

Year 2+:1.25%

-NA

(I) Insurance Products: Unit Linked Deferred Annuity Plan Non-par [Met Little Star]

(i) Regular

Premium

120% of

IALM

[94-96]

Mortality

Rates


Year 1-

Min(2%*Term,25%)

Years 2+

3%

Per Policy Expenses

Year1 :Rs.1700 p.a

Year 2+ :Rs.550 p.a

Premium related :

Year 1:21.25%

Year 2+:1.25%

-NA-

Des

crip

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n

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Use

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d

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on

Ra

te

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nd

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wth

Ra

te

Ex

pen

ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(J) Insurance Products: Unit Linked Plan Non-Par [Met Magic]

(i) Regular

Premium

120% of

IALM

[94-96]

Mortality

Rates


Year 1-

Policy term :10 -30%

Other terms : 40%

Year 2-5: 2%

Per Policy Expenses

Year1 :Rs.2200 p.a

Year 2+ :Rs.640 p.a

Premium related :

Year 1:23.45%/43%

-NA

(K) Insurance Products: Unit Linked Endowment Plan Non-Par [Met Easy Plus]

140% of

IALM

[94-96]

Mortality

Rates


Year 1-

Policy Term 20:30%

Term 25 :30%-40%

Year 2-5:

Policy Term 20:2%

Term 25 :5%

Per Policy Expenses

Year1 :Rs.1700 to

Rs.2200 p.a

Year 2+ :Rs.550 p.a

Premium related :

Year 1:32%

Year 2+:1.25%

-NA

Des

crip

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n

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te

Ex

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ses

Fu

ture

Bo

nu

ses

(if

an

y)

Oth

ers

ple

ase

spec

ify

(L) Insurance Products: Unit Linked Deferred Annuity Plan Non-par [Met Growth Plus]

(i) Regular

Premium

96% of

IALM

[94-96]

Mortality

Rates


Year 1-

10%/20% depending

upon premium paying

term

Years 2-5:3%

Per Policy Expenses

Year1 :Rs.2200 p.a

Year 2+ :Rs.550 p.a

Premium related :

Year 1:13%/21%

depending upon premium

paying term

Year 2+:1.25%

-NA

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates


Year 1-

15% -18% depending

upon premium band

Years 2-5 :2%

Year 6+: Nil

Per Policy Expenses

Year1 :Rs.2200 p.a

Year 2+ :Rs.550 p.a

Premium related :

Year 1:27%

Year 2+:1.25%

-NA-

Des

crip

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te

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ses

Fu

ture

Bo

nu

ses

(if

an

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Oth

ers

ple

ase

spec

ify

(M) Insurance Products: Unit Linked Whole Life Plan Non-par [Met Smart Life]

(i) Regular

Premium

90% of

IALM

[94-96]

Mortality

Rates


Year 1-

15% -18% depending

upon premium band

Years 2-5 :2%

Year 6+: Nil

Per Policy Expenses

Year1 :Rs.2200 p.a

Year 2+ :Rs.550 p.a

Premium related :

Year 1:27%

Year 2+:1.25%

-NA-

Charges:

[a]Premium

related:

Year 1-5:6%

Years 6+:2%

[b]Policy

Admn.

Charges as

% of Sum

assured

Year 1-5: 6%

of the first

year

annualised

premium

Year 6+: Nil

[c]Fund

Management

Charge:

0.94% (Net of

investment

expenses).

(N) Insurance Products: Unit Linked Single Premium Endowment Plan Non-Par [Met Fortune]

(i) Regular

Premium

120% of

IALM

[94-96]

Mortality

Rates


Year 1- 2%

Year 2+:Nil

Per Policy Expenses

Year1 :Rs.650 p.a

Year 2+ :Rs.50 p.a

Premium related :

Year 1: 3%

Sum Assure related

expenses:0.02%

-NA

(O) Insurance Products: Unit Linked Plan Non-Par [Met Magic Plus]

(i) Regular

Premium

140% of

IALM

[94-96]

Mortality

Rates


Year 1- 15%/35%

depending upon term

Year 2-5: 3%

Per Policy Expenses

Year1 :Rs.2200 pa

Year 2+ :Rs.550 p.a

Premium related :

Year 1:23%

Year 2+:Nil

-NA

Des

crip

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an

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Oth

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ple

ase

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ify

(P) Insurance Products: Unit Linked Endowment Plan Non-Par [Met Gold Plus]

(i) Regular

Premium

96% of

IALM

[94-96]

Mortality

Rates


Year 1: 5% -12%

depending Premium

paying term and AFYP

Years 2&3:3%

Years 4&5:0% -2%


paying term

Year 6+:Nil

Per Policy Expenses

Year1 :Rs.2200 p.a

Year 2+ :Rs.550 p.a

Premium related :

Year 1:12%/15%


paying term

Year 2+:Nil

-NA

(Q) Insurance Products: Unit Linked Endowment Plan Non-par [Met Wealth Plus]

(i) Regular

&Single

Premium

90% of

IALM

[94-96]

Mortality

Rates


Regular premium

Year 1-3:3%

Year 4+:2%

Single Premium

Year 1:2%

Per Policy Expenses

Year1 :Rs.2200 p.a

Year 2+ :Rs.550 p.a

Premium related :

Regular premium

Year 1:6%

Year 2+:1.25%

Single Premium

Year 1:3%

-NA-

Name of the Insurer: MetLife India Insurance Company ......Registration No. and Date of Registration...

Documents

Transcript of Name of the Insurer: MetLife India Insurance Company ......Registration No. and Date of Registration...