Mutual Funds (A survey on People's perspective about Mutual Fund)
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Transcript of Mutual Funds (A survey on People's perspective about Mutual Fund)
“What we find changes who we become.”
Presenters & Co-presenters
Sumitkumar Singh 86
Hardika Pipariya 59
Rachana Yadav 102
Prajwal Rao 64
Pawan Singh Rathaur 60
Tejas Suthar 90
Mutual FundPeople’s Perception
A mutual fund is a type of professionally managed investment fund that pools money from many investors to purchase securities
MF Current Scenario in India
▪ 51 years has passed away since it’s inception in India.▪ Still a ‘push’ instrument rather than ‘pull’.▪ Still ‘B2B’ rather than ‘B2C’.▪ FY 10-13, CAGR is approximately 3.2 %
Problem (Research topic)
Independent Variable
Fear to loose Money
Lack of Proper Awareness
Wrong Perception
Dependent Variable
Retail Investors are less
Hypothesis of Research
Ho
Retail Investors are less in Mutual Fund because
they have fear to lose money
Retail investors are less in Mutual Fund because they don’t have proper
information
People are investing in other funds rather than
equity fund
Ha
Retail investors are less in Mutual Funds not
because of fear to lose money
Retail investors are less in Mutual Fund not
because they don’t have proper information
People are investing in Equity oriented fund more as compare to
other fund
Unit of Analysis
A small survey to collect
primary data
Investors Composition
(e.g. retail, bank, corp..)
Market share of AMC’s Expert
opinion
Investment Segment (Equity or
debt oriented)
Objective of Analysis
To find out the reason for low participation of retail investors in
mutual fund specially in equity oriented fund with the help of
Hypothesis
set our problems
design the hypothesis
Non- probability sampling
test based on situation
take survey
Experts opinion
analyze
Recommend
Research Design
Sources of Data
Primary data source
Survey of 50 People
Experts Opinion
Secondary data source
Largest professional service company Report on Mutual Funds
Limitation of this survey • not much of information about the whole population.
• only of 50 people survey and of expert opinion.
• “Non- probability sampling method” as we don’t have information about whole population.
The Research
• How much per cent of return do you expect from your investment?• What is your primary source of income?• Where do you likely to invest more?• Do you invest in securities?• What level of risk do you normally take?• Do you invest in Mutual Fund?• If no, what is the reason behind that?• In which fund do you invest more?• From where do you get information about Mutual Fund Schemes?• How much have you satisfied from Mutual fund performance?• Would you recommend to your mates to invest in mutual fund?• Your name• Age• Your Email ID• If no, what is the reason behind that?
Occupation vs Investments
FD
FD, Bond
FD, Bond, G
old/Silv
er
FD, Bond, M
utual Fund
FD, Gold/S
ilver
FD, Mutual F
und, Gold/S
ilver
FD, Share M
arket
Gold/Silver
Mutual Fund
Mutual Fund, G
old/Silv
er
Share Marke
t
Share Marke
t, Gold/S
ilver
Share Marke
t, Mutual F
und
Share Marke
t, Mutual F
und, Gold/S
ilver
(blank)0
2
4
6
8
10
12
14
BusinessOthersProfessionSalary(blank)
How much risk can you take?
Why not mutual funds
Which medium of Ad
China United States
India Japan Brazil Russia Germany Nigeria United Kingdom
France0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
Internet Penetration
Debt Fund Equity Fund Equity Fund, Debt Fund Hybrid Fund (blank)0
2
4
6
8
10
12
14
16
18
20
BusinessOthersProfessionSalary(blank)
Where do you invest
Conclusions
Ho
Retail Investors are less in Mutual Fund because
they have fear to lose money
Retail investors are less in Mutual Fund because they don’t have proper
information
People are investing in other funds rather than
equity fund
Ha
Retail investors are less in Mutual Funds not
because of fear to lose money
Retail investors are less in Mutual Fund not
because they don’t have proper information
People are investing in Equity oriented fund more as compare to
other fund
“We don't see things as they are, we see them as we are.”
That’s All Folks