Mutual Funds

A presentation by :Abhishek SinghAshwani Gupta

Jaspreet Singh RajpalRubina Chakma

What is a Mutual Fund?

• A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal.

• Anybody with an investible surplus of as little as a few thousand rupees can invest in Mutual Funds.

• These investors buy units of a particular Mutual Fund scheme that has a defined investment objective and strategy.

• The money collected is invested by the fund manager in different types of securities. These could range from shares to debentures to money market instruments, depending upon the scheme’s stated objectives.

• The income earned through these investments and the capital appreciation realized by the scheme are shared by its unit holders in proportion to the number of units owned by them.

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Asset Under Management

As on March’11 AMC wise AUM

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Risk – Return Trade Off

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ASSET UNDER MANAGEMENT AND FOLIOS - CATEGORY WISE - AGGREGATE - AS ON September 30, 2013

Types of Schemes Investor Classification AUM (Rs. Cr) % to Total No of

Folios % to Total

Liquid/Money Market Corporates 100356.21 82.16 21347 8.77

Banks/FIs 7387.65 6.05 419 0.17

FIIs 1010.74 0.83 60 0.02High Networth Individuals* 11371.4 9.31 34243 14.06

Retail 2028.28 1.66 187441 76.97Total 122154.28 100 243510 100

Grand Total 122154.28 243510

Gilt Corporates 4190.03 56.73 3924 6.15

Banks/FIs 30.82 0.42 32 0.05

FIIs 59 0.8 5 0.01High Networth Individuals* 2765.08 37.43 6623 10.37

Retail 341.5 4.62 53253 83.42Total 7386.43 100 63837 100

Grand Total 129540.71 307347

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Types of Schemes Investor Classification AUM (Rs. Cr) % to Total No of

Folios % to Total

Debt Oriented Corporates 239057.48 56.3 114851 1.85

Banks/FIs 4537.85 1.07 1207 0.02

FIIs 750.31 0.18 37 0

High Networth Individuals* 151337.28 35.64 558226 8.98

Retail 28900.8 6.81 5539692 89.15

Total 424583.72 100 6214013 100

Grand Total 554124.43 6521360

Equity Oriented Corporates 14784.66 9.1 192777 0.62

Banks/FIs 1317.16 0.81 998 0

FIIs 2582.63 1.59 106 0

High Networth Individuals* 34971.23 21.53 340994 1.09

Retail 108793.39 66.97 30634873 98.28

Total 162449.07 100 31169748 100

Grand Total 716573.5 37691108

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Types of Schemes Investor Classification AUM (Rs. Cr) % to Total No of

Folios % to Total

Balanced Corporates 1661.92 10.92 16304 0.59

Banks/FIs 37.54 0.25 68 0

FIIs 4.13 0.03 2 0High Networth Individuals* 5161.26 33.91 51291 1.87

Retail 8353.39 54.89 2675537 97.53

Total 15218.24 100 2743202 100

Grand Total 731791.75 40434310

Gold ETF Corporates 5666.63 54.41 4623 0.86

Banks/FIs 3.89 0.04 8 0

FIIs 3.37 0.03 4 0High Networth Individuals* 1728.61 16.6 10185 1.89

Retail 3012.81 28.93 524411 97.25

Total 10415.32 100 539231 100

Grand Total 742207.06 40973541

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Types of Schemes Investor Classification AUM (Rs. Cr) % to Total No of

Folios % to Total

ETFs(other than Gold) Corporates 430.48 30.93 4243 2.67

Banks/FIs 24.01 1.73 19 0.01

FIIs 57.62 4.14 16 0.01

High Networth Individuals* 558.5 40.12 2772 1.75

Retail 321.33 23.08 151575 95.56Total 1391.96 100 158625 100

Grand Total 743599.02 41132166

Fund of Funds investing Overseas Corporates 399.88 16.87 1416 0.81

Banks/FIs 0.59 0.02 2 0

FIIs 0 0 0 0

High Networth Individuals* 1237.7 52.23 8405 4.8

Retail 731.53 30.87 165445 94.4Total 2369.69 100 175268 100

Grand Total 745968.71 41307434

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Category Wise AUM

Systematic Investment Plan

An investment plan to invest a fixed amount regularly at a specified frequency say, monthly or quarterly.

SIP is a simple method of investing used across the world as a means to creating wealth

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Benefits of SIP

• Regular

• Power Of Compounding

• Rupee Cost Averaging

• Forced saving

• Automated

• Light on the wallet

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Thank You