Alcona ACADEMY MORTGAGE Jeff Heppner (989) 671-2701 134865 jeff.heppner@academymortgage.comAlcona UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comAllegan AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comAllegan AMERIFIRST FINANCIAL Jeremy Drobeck (269) 488-9494 130817 jdrobeck@amerifirst.comAllegan GOLD STAR FINANCIAL Andrew Newton (734) 751-2184 296020 anewton@gsfmail.comAllegan HUNTINGTON Michael Strohauer (269) 491-2004 533611 mike.strohauer@huntington.comAllegan MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comAllegan MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comAllegan MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comAllegan MORTGAGE 1 Inc. Amy Hendrickson (616) 649-3421 427669 amyh@michmortgage.comAllegan MORTGAGE 1 Inc. Hayley Woodworth (616) 649-3422 675007 Hayleyw@michmortgage.comAllegan MORTGAGE ONE Adam Fuller (616) 575-9817 1317422 afuller@mortgageone.comArenac ACADEMY MORTGAGE Justin Holyszko (989) 671-2701 170956 justin.holyszko@academymortgage.comBarry AMERIFIRST FINANCIAL Jeremy Drobeck (269) 488-9494 130817 jdrobeck@amerifirst.comBarry AMERIFIRST FINANCIAL Michael Hoffmann (269) 968-6100 587306 mhoffmann@amerifirst.comBarry GOLD STAR FINANCIAL Douglas George Ardy (616) 588-2109 138067 dardy@gsfmail.comBarry MEMBER FIRST MORTGAGE Sunshine Fowler (Handle(616) 588-9725 1436088 sunshine.fowler@memberfirstmortgage.comBarry MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comBarry MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comBarry MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comBarry SUPREME LENDING Nick Starr (517) 719-2356 754373 Nicholas.Starr@supremelending.comBarry VANDYK MORTGAGE Mariko Stusse (616) 940-3000 1737146 mstusse@vandykmortgage.comBay ACADEMY MORTGAGE Earl Bovia (989) 671-2701 79287 earl.bovia@academymortgage.comBay ACADEMY MORTGAGE Rick Ervin (989) 775-8700 169457 rick.ervin@academymortgage.comBay ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comBay ACADEMY MORTGAGE Jeff Heppner (989) 671-2701 134865 jeff.heppner@academymortgage.comBay ACADEMY MORTGAGE Justin Holyszko (989) 671-2701 170956 justin.holyszko@academymortgage.comBay AMERIFIRST FINANCIAL Michael Hoffmann (269) 968-6100 587306 mhoffmann@amerifirst.comBay HUNTINGTON Ryan Engelmann (989) 341-7878 161285 ryan.s.engelmann@huntington.comBay HUNTINGTON Matthew VanNortwick (989) 894-6710 842695 matt.vannortwick@huntington.comBay INDEPENDENT Valerie Yatch (989) 799-0720 467051 VYatch@ibcp.comBay MOVEMENT MORTGAGE Michael Dendy (734) 546-7769 1632279 michael.dendy@movement.comBay UNIVERSITY LENDING Todd Bruce (586) 932-5519 157041 tbruce@universitylending.comBerrien AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comBerrien AMERIFIRST FINANCIAL Jeremy Drobeck (269) 488-9494 130817 jdrobeck@amerifirst.comBerrien CMG MORTGAGE Susanne Boutorwick (Sc (810) 923-1183 455731 sboutorwick@cmgfi.comBerrien HALLMARK HOME MORTGAGE Shana Chrisman (574) 243-2325 1599902 schrismon@1hallmark.comBerrien MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comBranch AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comBranch AMERIFIRST FINANCIAL Michael Hoffmann (269) 968-6100 587306 mhoffmann@amerifirst.comBranch FLAGSTAR BANK Stephanie Hawley (517) 936-9897 795278 stephanie.hawley@flagstar.comCalhoun AMERIFIRST FINANCIAL Jeremy Drobeck (269) 488-9494 130817 jdrobeck@amerifirst.comCalhoun AMERIFIRST FINANCIAL Michael Hoffmann (269) 968-6100 587306 mhoffmann@amerifirst.comCalhoun AMERIFIRST FINANCIAL Bryon Mallernee (269) 968-6100 131465 bmallernee@amerifirst.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Calhoun FLAGSTAR BANK Christopher Terry (313) 790-4008 157592 christopher.terry@flagstar.comCalhoun HUNTINGTON Lucia Briden (248) 318-7100 174946 lucia.briden@huntington.comCalhoun INLANTA MORTGAGE Jonathan Arnold (616) 822-5799 129471 jonathanarnold@inlanta.comCalhoun MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comCalhoun MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comCalhoun MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comCalhoun MORTGAGE 1 Inc. Kimberly McClurg (517) 315-4626 770971 kmcclurg@mortgageone.comCalhoun MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comCalhoun RUOFF MORTGAGE Kimberly Connors (517) 796-3161 770970 kim.connors@ruoff.comCalhoun RUOFF MORTGAGE David Leightner (517) 414-1650 215145 david.leightner@ruoff.comCalhoun SUPREME LENDING Michelle Starr (517) 719-8985 525551 Shelly.Starr@supremelending.comCalhoun UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comCass HALLMARK HOME MORTGAGE Shana Chrisman (574) 243-2325 1599902 schrismon@1hallmark.comChippewa MORTGAGE 1 Inc. Brett (Jerry) Meyer (989) 723-3859 139673 bmeyer@metromtg.comClare ACADEMY MORTGAGE Earl Bovia (989) 671-2701 79287 earl.bovia@academymortgage.comClare ACADEMY MORTGAGE Rick Ervin (989) 775-8700 169457 rick.ervin@academymortgage.comClare ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comClare MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comClinton AMERICAN PORTFOLIO MORTGAGE Solik Grant (517) 974-1000 140089 grant@goapmc.comClinton BM REAL ESTATE SERVICES Steven Sanchez (616) 208-1643 165857 steve@msploans.comClinton FLAGSTAR BANK Frank Marinelli (517) 391-5874 905667 frank.marinelli@flagstar.comClinton HUNTINGTON Ryan Engelmann (989) 341-7878 161285 ryan.s.engelmann@huntington.comClinton HUNTINGTON Heidi Sottovia (248) 554-6907 1050173 heidi.r.sottovia@huntington.comClinton SUPREME LENDING Michelle Starr (517) 719-8985 525551 Shelly.Starr@supremelending.comClinton SUPREME LENDING Nick Starr (517) 719-2356 754373 Nicholas.Starr@supremelending.comCrawford MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comEaton AMERICAN PORTFOLIO MORTGAGE Solik Grant (517) 974-1000 140089 grant@goapmc.comEaton AMERIFIRST FINANCIAL Michael Hoffmann (269) 968-6100 587306 mhoffmann@amerifirst.comEaton AMERIFIRST FINANCIAL Bryon Mallernee (269) 968-6100 131465 bmallernee@amerifirst.comEaton FLAGSTAR BANK Teri Andring (517) 349-3456 533721 Teri.Andring@flagstar.comEaton FLAGSTAR BANK Frank Marinelli (517) 391-5874 905667 frank.marinelli@flagstar.comEaton GOLD STAR FINANCIAL Erik Brantley (Von-P(734) 521-2347 132966 EBrantley@goldstarfinancial.com Eaton HUNTINGTON David Carden (517) 526-6010 1746877 david.carden@huntington.comEaton INDEPENDENT Janine Erridge (989) 584-3118 630942 jerridge@ibcp.comEaton INDEPENDENT Patty Leonard (517) 224-9724 575432 pleonard@ibcp.comEaton MEMBER FIRST MORTGAGE Sunshine Fowler (Handle(616) 588-9725 1436088 sunshine.fowler@memberfirstmortgage.comEaton MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comEaton MORTGAGE 1 Inc. Ronald Ebenhoeh (989) 780-2676 985627 rebenhoeh@metromtg.comEaton MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comEaton MORTGAGE 1 Inc. Tonya Neill (517) 315-4626 138769 TNeill@mortgageone.comEaton MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comEaton SUPREME LENDING Michelle Starr (517) 719-8985 525551 Shelly.Starr@supremelending.comEaton SUPREME LENDING Nick Starr (517) 719-2356 754373 Nicholas.Starr@supremelending.comGenesee ACADEMY MORTGAGE Chris Alexander (734) 637-4385 976099 Chris.alexander@academymortgage.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Genesee ACADEMY MORTGAGE Earl Bovia (989) 671-2701 79287 earl.bovia@academymortgage.comGenesee ACADEMY MORTGAGE Jeff Heppner (989) 671-2701 134865 jeff.heppner@academymortgage.comGenesee AMERIFIRST FINANCIAL Bryon Mallernee (269) 968-6100 131465 bmallernee@amerifirst.comGenesee CALIBER HOME LOANS Wayne Maynard (248) 225-6604 139100 wayne.maynard@caliberhomeloans.comGenesee CALIBER HOME LOANS Wendy Yoskovich (586) 337-3383 406509 wendy.yoskovich@caliberhomeloans.comGenesee CMG MORTGAGE Susanne Boutorwick (Sc (810) 923-1183 455731 sboutorwick@cmgfi.comGenesee FAIRWAY INDEPENDENT MORTGAGEPeter Zuk (248) 833-5178 90290 pzuk@lowrateonline.comGenesee FLAGSTAR BANK Stephanie Hawley (517) 936-9897 795278 stephanie.hawley@flagstar.comGenesee FLAGSTAR BANK Jonathon Narens (248) 205-2012 1774513 jonathon.narens@flagstar.comGenesee FLAGSTAR BANK Angelika Trudgeon (586) 292-0121 443855 angelika.trudgeon@flagstar.comGenesee GOLD STAR FINANCIAL Eddie Abdallah (313) 766-8781 0964236 eddiea@goldstarfinancial.comGenesee GOLD STAR FINANCIAL Erik Brantley (Von-P(734) 521-2347 132966 EBrantley@goldstarfinancial.com Genesee HUNTINGTON Ryan Engelmann (989) 341-7878 161285 ryan.s.engelmann@huntington.comGenesee HUNTINGTON Crystal Gunn (248) 637-7457 127936 crystal.l.gunn@huntington.comGenesee HUNTINGTON Heidi Sottovia (248) 554-6907 1050173 heidi.r.sottovia@huntington.comGenesee HUNTINGTON Michael Stark (248) 655-5638 450541 michael.stark@huntington.comGenesee HUNTINGTON Cindy Sullivan (810) 733-5326 629448 cindy.m.sullivan@huntington.comGenesee HUNTINGTON Matthew VanNortwick (989) 894-6710 842695 matt.vannortwick@huntington.comGenesee MORTGAGE 1 Inc. Lisa Comito (248) 338-5956 136113 lcomito@mortgageone.comGenesee MORTGAGE 1 Inc. Jimmy Hill (734) 399-4747 140783 jhill@mortgageone.comGenesee MORTGAGE 1 Inc. Roger Hinchcliff (734) 657-6535 261664 rhinchcliff@mortgageone.comGenesee MORTGAGE 1 Inc. Brett (Jerry) Meyer (989) 723-3859 139673 bmeyer@metromtg.comGenesee MORTGAGE 1 Inc. Lindsey Smith (586) 295-8472 1465658 lsmith2@mortgageone.comGenesee MORTGAGE 1 Inc. April Wieleba (586) 262-1000 890209 awieleba@mortgageone.comGenesee MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comGenesee MORTGAGE ONE Chuck Wansedel (810) 367-0110 166555 cwansedel@mortgageone.comGenesee MOVEMENT MORTGAGE Michael Dendy (734) 546-7769 1632279 michael.dendy@movement.comGenesee MOVEMENT MORTGAGE Lauren Zetye (248) 840-0972 929489 lauren.zetye@movement.comGenesee ROSS MORTGAGE Dean Kossaras (810) 953-3326 162538 dkossaras@rossmortgage.comGenesee SIMPLE MORTGAGE Brian Alore (810) 444-6466 129771 balore@simplemortgage.ccGenesee SUMMIT FUNDING Megan Koby (248) 334-9400 1426615 megam.koby@summitfunding.netGenesee SUPREME LENDING George Berger (248) 569-7283 1021442 george.berger@supremelending.comGenesee SUPREME LENDING David Spear (586) 777-1000 138791 david.spear@supremelending.comGenesee UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comGladwin ACADEMY MORTGAGE Rick Ervin (989) 775-8700 169457 rick.ervin@academymortgage.comGladwin ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comGladwin AMERIFIRST FINANCIAL Mark Bynum (810) 985-4551 164035 mbynum@amerifirst.comGladwin GOLD STAR MORTGAGE Benjamin Dehaan (616) 262-0581 138445 bdehaan@goldstarfinancial.comGrand Travers MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comGrand Travers MORTGAGE 1 Inc. Tod Kelly (248) 765-0892 162609 tkelly@mortgageone.comGratiot ACADEMY MORTGAGE Rick Ervin (989) 775-8700 169457 rick.ervin@academymortgage.comGratiot ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comGratiot ACADEMY MORTGAGE Amanda Sprague (989) 775-8700 1815359 amanda.sprague@academymortgage.comGratiot FLAGSTAR BANK Teri Andring (517) 349-3456 533721 Teri.Andring@flagstar.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Gratiot HUNTINGTON Ryan Engelmann (989) 341-7878 161285 ryan.s.engelmann@huntington.comGratiot SUPREME LENDING Michelle Starr (517) 719-8985 525551 Shelly.Starr@supremelending.comHillsdale MORTGAGE 1 Inc. Marc Fuller (248) 474-8470 198604 mfuller@mortgageone.comHillsdale OLD NATIONAL BANK William Southard (517) 366-6215 978340 william.southard@oldnational.comHillsdale RUOFF MORTGAGE Nathan Price (517) 796-3161 367203 nate.price@ruoff.comHuron ACADEMY MORTGAGE Earl Bovia (989) 671-2701 79287 earl.bovia@academymortgage.comHuron ACADEMY MORTGAGE Jeff Heppner (989) 671-2701 134865 jeff.heppner@academymortgage.comHuron FLAGSTAR BANK Christopher Terry (313) 790-4008 157592 christopher.terry@flagstar.comHuron SUPREME LENDING David Spear (586) 777-1000 138791 david.spear@supremelending.comIngham AMERICAN PORTFOLIO MORTGAGE Solik Grant (517) 974-1000 140089 grant@goapmc.comIngham AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comIngham AMERIFIRST FINANCIAL Jeremy Drobeck (269) 488-9494 130817 jdrobeck@amerifirst.comIngham AMERIFIRST FINANCIAL Bryon Mallernee (269) 968-6100 131465 bmallernee@amerifirst.comIngham BM REAL ESTATE SERVICES Steven Sanchez (616) 208-1643 165857 steve@msploans.comIngham FLAGSTAR BANK Teri Andring (517) 349-3456 533721 Teri.Andring@flagstar.comIngham FLAGSTAR BANK Stephanie Hawley (517) 936-9897 795278 stephanie.hawley@flagstar.comIngham FLAGSTAR BANK Jerad Kinney (734) 560-2778 884810 jerad.kinney@flagstar.comIngham FLAGSTAR BANK Frank Marinelli (517) 391-5874 905667 frank.marinelli@flagstar.comIngham FLAGSTAR BANK Leslie Sullivan (810) 522-1852 1420998 leslie.sullivan@flagstar.comIngham GOLD STAR MORTGAGE Benjamin Dehaan (616) 262-0581 138445 bdehaan@goldstarfinancial.comIngham HOWARD HANNA MORTGAGE Josie Allott (248) 318-6931 718436 josieallott@howardhanna.comIngham HUNTINGTON David Carden (517) 526-6010 1746877 david.carden@huntington.comIngham HUNTINGTON Ryan Engelmann (989) 341-7878 161285 ryan.s.engelmann@huntington.comIngham HUNTINGTON Heidi Sottovia (248) 554-6907 1050173 heidi.r.sottovia@huntington.comIngham HUNTINGTON Michael Stark (248) 655-5638 450541 michael.stark@huntington.comIngham INDEPENDENT Patty Leonard (517) 224-9724 575432 pleonard@ibcp.comIngham MEMBER FIRST MORTGAGE Mark Aronoff (616) 262-7727 438925 mark.aronoff@memberfirstmortgage.comIngham MEMBER FIRST MORTGAGE Sunshine Fowler (Handle(616) 588-9725 1436088 sunshine.fowler@memberfirstmortgage.comIngham MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comIngham MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comIngham MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comIngham MORTGAGE 1 Inc. Roger Hinchcliff (734) 657-6535 261664 rhinchcliff@mortgageone.comIngham MORTGAGE 1 Inc. Brett (Jerry) Meyer (989) 723-3859 139673 bmeyer@metromtg.comIngham MORTGAGE 1 Inc. Tonya Neill (517) 315-4626 138769 TNeill@mortgageone.comIngham MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comIngham NORTHPOINTE BANK James Mahieu (850) 499-6034 199879 james.mahieu@northpointe.comIngham NORTHPOINTE BANK Kimberly Prater (616) 552-5772 715709 kim.prater@northpointe.comIngham RUOFF MORTGAGE Kimberly Connors (517) 796-3161 770970 kim.connors@ruoff.comIngham RUOFF MORTGAGE Nathan Price (517) 796-3161 367203 nate.price@ruoff.comIngham SUPREME LENDING William Slobin (248) 535-0465 131197 coachbilly@billyslobin.comIngham SUPREME LENDING Michelle Starr (517) 719-8985 525551 Shelly.Starr@supremelending.comIngham SUPREME LENDING Nick Starr (517) 719-2356 754373 Nicholas.Starr@supremelending.comIngham UNIVERSITY LENDING Kimberly Osborne-House(313) 909-8393 131607 khouse@university-lending.comIonia AMERICAN PORTFOLIO MORTGAGE Solik Grant (517) 974-1000 140089 grant@goapmc.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Ionia BM REAL ESTATE SERVICES Steven Sanchez (616) 208-1643 165857 steve@msploans.comIonia GOLD STAR FINANCIAL Douglas George Ardy (616) 588-2109 138067 dardy@gsfmail.comIonia GOLD STAR FINANCIAL Andrew Newton (734) 751-2184 296020 anewton@gsfmail.comIonia MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comIonia MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comIonia MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comIonia NORTHPOINTE BANK Kimberly Prater (616) 552-5772 715709 kim.prater@northpointe.comIosco ACADEMY MORTGAGE Jeff Heppner (989) 671-2701 134865 jeff.heppner@academymortgage.comIosco FLAGSTAR BANK Kristina Cavric (810) 348-3968 163170 kristina.cavric@flagstar.comIosco UNIVERSITY LENDING Todd Bruce (586) 932-5519 157041 tbruce@universitylending.comIsabella ACADEMY MORTGAGE Rick Ervin (989) 775-8700 169457 rick.ervin@academymortgage.comIsabella ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comJackson FLAGSTAR BANK Stephanie Hawley (517) 936-9897 795278 stephanie.hawley@flagstar.comJackson FLAGSTAR BANK Jerad Kinney (734) 560-2778 884810 jerad.kinney@flagstar.comJackson FLAGSTAR BANK Michael Luedecking (517) 416-7430 1614898 michael.luedecking@flagstar.comJackson GOLD STAR FINANCIAL Martin Schaefer (248) 556-5373 164627 MSchaefer@gsfmail.comJackson HOWARD HANNA MORTGAGE Josie Allott (248) 318-6931 718436 josieallott@howardhanna.comJackson INDEPENDENT Patty Leonard (517) 224-9724 575432 pleonard@ibcp.comJackson MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comJackson MORTGAGE 1 Inc. Marc Fuller (248) 474-8470 198604 mfuller@mortgageone.comJackson MORTGAGE 1 Inc. Jimmy Hill (734) 399-4747 140783 jhill@mortgageone.comJackson MORTGAGE 1 Inc. Roger Hinchcliff (734) 657-6535 261664 rhinchcliff@mortgageone.comJackson MORTGAGE 1 Inc. Kimberly McClurg (517) 315-4626 770971 kmcclurg@mortgageone.comJackson MORTGAGE 1 Inc. Tonya Neill (517) 315-4626 138769 TNeill@mortgageone.comJackson MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comJackson MOVEMENT MORTGAGE Michael Dendy (734) 546-7769 1632279 michael.dendy@movement.comJackson NORTHPOINTE BANK James Mahieu (850) 499-6034 199879 james.mahieu@northpointe.comJackson OLD NATIONAL BANK William Southard (517) 366-6215 978340 william.southard@oldnational.comJackson RUOFF MORTGAGE Kimberly Connors (517) 796-3161 770970 kim.connors@ruoff.comJackson RUOFF MORTGAGE David Leightner (517) 414-1650 215145 david.leightner@ruoff.comJackson RUOFF MORTGAGE Nathan Price (517) 796-3161 367203 nate.price@ruoff.comJackson SUPREME LENDING Jason Fellah (248) 474-8470 1237310 jfellah@supremelending.comJackson UNIVERSITY LENDING Kimberly Osborne-House(313) 909-8393 131607 khouse@university-lending.comJackson UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comKalamazoo ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comKalamazoo AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comKalamazoo AMERIFIRST FINANCIAL Jeremy Drobeck (269) 488-9494 130817 jdrobeck@amerifirst.comKalamazoo AMERIFIRST FINANCIAL Michael Hoffmann (269) 968-6100 587306 mhoffmann@amerifirst.comKalamazoo AMERIFIRST FINANCIAL Bryon Mallernee (269) 968-6100 131465 bmallernee@amerifirst.comKalamazoo FAIRWAY INDEPENDENT MORTGAGELisa Lawson (248) 833-5161 130029 llawson@lowrateonline.comKalamazoo FLAGSTAR BANK Frank Marinelli (517) 391-5874 905667 frank.marinelli@flagstar.comKalamazoo FLAGSTAR BANK Christopher Terry (313) 790-4008 157592 christopher.terry@flagstar.comKalamazoo GOLD STAR FINANCIAL Erik Brantley (Von-P(734) 521-2347 132966 EBrantley@goldstarfinancial.com Kalamazoo GOLD STAR FINANCIAL Andrew Newton (734) 751-2184 296020 anewton@gsfmail.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Kalamazoo GOLD STAR FINANCIAL Hind Wood (586) 291-7384 437311 Hwood@gsfmail.comKalamazoo HUNTINGTON Michael Strohauer (269) 491-2004 533611 mike.strohauer@huntington.comKalamazoo MEMBER FIRST MORTGAGE Sunshine Fowler (Handle(616) 588-9725 1436088 sunshine.fowler@memberfirstmortgage.comKalamazoo MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comKalamazoo MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comKalamazoo MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.comKalamazoo OLD NATIONAL BANK William Southard (517) 366-6215 978340 william.southard@oldnational.comKalamazoo SUPREME LENDING Michelle Starr (517) 719-8985 525551 Shelly.Starr@supremelending.comKalkaska MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.comKent ACADEMY MORTGAGE Rick Ervin (989) 775-8700 169457 rick.ervin@academymortgage.comKent AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comKent AMERIFIRST FINANCIAL Bryon Mallernee (269) 968-6100 131465 bmallernee@amerifirst.comKent BM REAL ESTATE SERVICES Steven Sanchez (616) 208-1643 165857 steve@msploans.comKent ENVOY MORTGAGE William Strauss (616) 607-4167 92788 wstrauss@envoymortgage.comKent GOLD STAR FINANCIAL Eddie Abdallah (313) 766-8781 0964236 eddiea@goldstarfinancial.comKent GOLD STAR FINANCIAL Amy Prather (616) 813-4081 127932 APrather@GoldStarFinancial.comKent GOLD STAR MORTGAGE Benjamin Dehaan (616) 262-0581 138445 bdehaan@goldstarfinancial.comKent HUNTINGTON Heidi Sottovia (248) 554-6907 1050173 heidi.r.sottovia@huntington.comKent INDEPENDENT Bernie Marvin (616) 447-3982 1227785 bmarvin@ibcp.comKent INLANTA MORTGAGE Jonathan Arnold (616) 822-5799 129471 jonathanarnold@inlanta.comKent INLANTA MORTGAGE Stephanie Wood (616) 635-1110 130610 stephaniewood@inlanta.comKent MEMBER FIRST MORTGAGE Sunshine Fowler (Handle(616) 588-9725 1436088 sunshine.fowler@memberfirstmortgage.comKent MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comKent MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comKent MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comKent MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comKent MORTGAGE 1 Inc. Amy Hendrickson (616) 649-3421 427669 amyh@michmortgage.comKent MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comKent MORTGAGE 1 Inc. Lindsey Smith (586) 295-8472 1465658 lsmith2@mortgageone.comKent MORTGAGE 1 Inc. Hayley Woodworth (616) 649-3422 675007 Hayleyw@michmortgage.comKent MORTGAGE ONE Adam Fuller (616) 575-9817 1317422 afuller@mortgageone.comKent NORTHPOINTE BANK Kimberly Prater (616) 552-5772 715709 kim.prater@northpointe.comKent SUPREME LENDING Jake Slobin (248) 320-7079 1360002 Jake.Slobin@supremelending.comKent SUPREME LENDING Michelle Starr (517) 719-8985 525551 Shelly.Starr@supremelending.comKent VANDYK MORTGAGE Julie Bacon (616) 340-4290 794510 jbacon@vandykmortgage.comKent VANDYK MORTGAGE Pamela Parker (616) 422-4343 1530646 pparker@vandykmortgage.comKent VANDYK MORTGAGE Mariko Stusse (616) 940-3000 1737146 mstusse@vandykmortgage.comLapeer ACADEMY MORTGAGE Chris Alexander (734) 637-4385 976099 Chris.alexander@academymortgage.comLapeer FLAGSTAR BANK Jonathon Narens (248) 205-2012 1774513 jonathon.narens@flagstar.comLapeer HUNTINGTON Michael Stark (248) 655-5638 450541 michael.stark@huntington.comLapeer MORTGAGE 1 Inc. Lisa Comito (248) 338-5956 136113 lcomito@mortgageone.comLapeer MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.comLapeer MORTGAGE ONE Chuck Wansedel (810) 367-0110 166555 cwansedel@mortgageone.comLapeer MOVEMENT MORTGAGE Lauren Zetye (248) 840-0972 929489 lauren.zetye@movement.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Lenawee FLAGSTAR BANK Stephanie Hawley (517) 936-9897 795278 stephanie.hawley@flagstar.comLenawee HOWARD HANNA MORTGAGE Josie Allott (248) 318-6931 718436 josieallott@howardhanna.comLenawee MORTGAGE 1 Inc. Roger Hinchcliff (734) 657-6535 261664 rhinchcliff@mortgageone.comLenawee MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.comLenawee MOVEMENT MORTGAGE Michael Dendy (734) 546-7769 1632279 michael.dendy@movement.comLenawee NORTHPOINTE BANK James Mahieu (850) 499-6034 199879 james.mahieu@northpointe.comLenawee OLD NATIONAL BANK William Southard (517) 366-6215 978340 william.southard@oldnational.comLenawee RUOFF MORTGAGE David Leightner (517) 414-1650 215145 david.leightner@ruoff.comLenawee SUPREME LENDING George Berger (248) 569-7283 1021442 george.berger@supremelending.comLenawee UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comLenawee CALIBER HOME LOANS Rachel Kennedy (Was (248) 613-1997 406465 rachel.kennedy@caliberhomeloans.comLivingston CALIBER HOME LOANS Wayne Maynard (248) 225-6604 139100 wayne.maynard@caliberhomeloans.comLivingston FLAGSTAR BANK Kristina Cavric (810) 348-3968 163170 kristina.cavric@flagstar.comLivingston FLAGSTAR BANK Jerad Kinney (734) 560-2778 884810 jerad.kinney@flagstar.comLivingston FLAGSTAR BANK Leslie Sullivan (810) 522-1852 1420998 leslie.sullivan@flagstar.comLivingston GOLD STAR FINANCIAL Susan McLeod (313) 213-4972 1443720 smcleod@goldstarfinancial.comLivingston HOWARD HANNA MORTGAGE Josie Allott (248) 318-6931 718436 josieallott@howardhanna.comLivingston MICHIGAN FIRST MORTGAGE Jeffrey Sugar (248) 424-5337 1713463 jsugar@michiganfirstmortgage.comLivingston MORTGAGE 1 Inc. Jimmy Hill (734) 399-4747 140783 jhill@mortgageone.comLivingston MORTGAGE 1 Inc. Chuck Silver (586) 992-2000 140236 CSilver@mortgageone.comLivingston MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comLivingston ROSS MORTGAGE Timothy Merritt (248) 505-8861 379139 tmerritt@rossmortgage.comLivingston UNIVERSITY LENDING Kimberly Osborne-House(313) 909-8393 131607 khouse@university-lending.comMackinac CALIBER HOME LOANS Wendy Yoskovich (586) 337-3383 406509 wendy.yoskovich@caliberhomeloans.comMacomb ACADEMY MORTGAGE Chris Alexander (734) 637-4385 976099 Chris.alexander@academymortgage.comMacomb AMERIFIRST FINANCIAL April Bynum (810) 407-1444 449443 abynum@amerifirst.comMacomb AMERIFIRST FINANCIAL Mark Bynum (810) 985-4551 164035 mbynum@amerifirst.comMacomb AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comMacomb BM REAL ESTATE SERVICES Steven Sanchez (616) 208-1643 165857 steve@msploans.comMacomb CALIBER HOME LOANS Rachel Kennedy (Was (248) 613-1997 406465 rachel.kennedy@caliberhomeloans.comMacomb CALIBER HOME LOANS Aaron Marentette (586) 823-3472 979490 Aaron.Marentette@caliberhomeloans.comMacomb CALIBER HOME LOANS Wayne Maynard (248) 225-6604 139100 wayne.maynard@caliberhomeloans.comMacomb CALIBER HOME LOANS Tim Steinbrecher (586) 405-9139 407010 Tim.Steinbrecher@caliberhomeloans.comMacomb CALIBER HOME LOANS Jennifer Wayda (586) 855-6136 1141786 jennifer.wayda@caliberhomeloans.comMacomb CALIBER HOME LOANS Wendy Yoskovich (586) 337-3383 406509 wendy.yoskovich@caliberhomeloans.comMacomb FAIRWAY INDEPENDENT MORTGAGEBurney Ashley (586) 484-5058 1094707 bashley@lowrateonline.comMacomb FAIRWAY INDEPENDENT MORTGAGELisa Lawson (248) 833-5161 130029 llawson@lowrateonline.comMacomb FAIRWAY INDEPENDENT MORTGAGEPeter Zuk (248) 833-5178 90290 pzuk@lowrateonline.comMacomb FLAGSTAR BANK Teri Andring (517) 349-3456 533721 Teri.Andring@flagstar.comMacomb FLAGSTAR BANK Kristina Cavric (810) 348-3968 163170 kristina.cavric@flagstar.comMacomb FLAGSTAR BANK Keith Kampe (248) 205-4309 771049 keith.kampe@flagstar.comMacomb FLAGSTAR BANK Pete Kavalos (248) 675-0682 322569 pete.kavalos@flagstar.comMacomb FLAGSTAR BANK Jerad Kinney (734) 560-2778 884810 jerad.kinney@flagstar.comMacomb FLAGSTAR BANK Luigi Marinelli (248) 205-1097 1677230 luigi.marinelli@flagstar.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Macomb FLAGSTAR BANK Anna Montreuil (586) 580-9773 904763 anna.montreuil@flagstar.comMacomb FLAGSTAR BANK Jonathon Narens (248) 205-2012 1774513 jonathon.narens@flagstar.comMacomb FLAGSTAR BANK Colin (CJ) Reed (313) 641-8019 1057361 colin.reed@flagstar.comMacomb FLAGSTAR BANK Christopher Terry (313) 790-4008 157592 christopher.terry@flagstar.comMacomb FLAGSTAR BANK Angelika Trudgeon (586) 292-0121 443855 angelika.trudgeon@flagstar.comMacomb GOLD STAR FINANCIAL Eddie Abdallah (313) 766-8781 0964236 eddiea@goldstarfinancial.comMacomb GOLD STAR FINANCIAL Erik Brantley (Von-P(734) 521-2347 132966 EBrantley@goldstarfinancial.com Macomb GOLD STAR FINANCIAL Susan McLeod (313) 213-4972 1443720 smcleod@goldstarfinancial.comMacomb GOLD STAR FINANCIAL Rhonda Monette (734) 521-2638 134269 rmonette@goldstarfinancial.comMacomb GOLD STAR FINANCIAL Martin Schaefer (248) 556-5373 164627 MSchaefer@gsfmail.comMacomb GOLD STAR FINANCIAL Erica Simpson (313) 693-5643 306382 esimpson@goldstarfinancial.comMacomb GOLD STAR FINANCIAL Hind Wood (586) 291-7384 437311 Hwood@gsfmail.comMacomb HUNTINGTON Lucia Briden (248) 318-7100 174946 lucia.briden@huntington.comMacomb HUNTINGTON Mindy Furnari (248) 655-5632 950781 mindy.m.furnari@huntington.comMacomb HUNTINGTON Kimberly Groves (248) 657-0233 1366370 kimberly.m.groves@huntington.comMacomb HUNTINGTON Crystal Gunn (248) 637-7457 127936 crystal.l.gunn@huntington.comMacomb HUNTINGTON Lisa Royster (248) 228-1726 400560 lisa.royster@huntington.comMacomb HUNTINGTON Heidi Sottovia (248) 554-6907 1050173 heidi.r.sottovia@huntington.comMacomb HUNTINGTON Michael Stark (248) 655-5638 450541 michael.stark@huntington.comMacomb INDEPENDENT Rodney Drew (248) 647-5409 277691 rdrew@ibcp.comMacomb INLANTA MORTGAGE Jonathan Arnold (616) 822-5799 129471 jonathanarnold@inlanta.comMacomb MEMBER FIRST MORTGAGE Mark Aronoff (616) 262-7727 438925 mark.aronoff@memberfirstmortgage.comMacomb MEMBER FIRST MORTGAGE Sunshine Fowler (Handle(616) 588-9725 1436088 sunshine.fowler@memberfirstmortgage.comMacomb MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comMacomb MICHIGAN FIRST MORTGAGE Kyndal McAllister (248) 763-7091 885170 kmcallister@michiganfirstmortgage.comMacomb MICHIGAN FIRST MORTGAGE Andrew Mroki (248) 727-6727 1748191 amroki@michiganfirstmortgage.comMacomb MICHIGAN FIRST MORTGAGE Grant Spencer (248) 721-6676 739681 gspencer@michiganfirstmortgage.comMacomb MICHIGAN FIRST MORTGAGE Jeffrey Sugar (248) 424-5337 1713463 jsugar@michiganfirstmortgage.comMacomb MICHIGAN FIRST MORTGAGE Zarine Torrey (248) 302-7177 1714978 ztorrey@michiganfirstmortgage.comMacomb MICHIGAN MUTUAL, INC Kenneth Dunneback (248) 320-6867 709724 kdunneback@mimutual.comMacomb MICHIGAN MUTUAL, INC Aaron Hulett (810) 531-3326 166976 ahulett@mimutual.comMacomb MICHIGAN MUTUAL, INC Carrie Raymo (810) 989-6042 1514006 craymo@mimutual.comMacomb MICHIGAN MUTUAL, INC Randy (Alan) Raymo (810) 488-8047 301262 rraymo@mimutual.comMacomb MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comMacomb MORTGAGE 1 Inc. Steven Caldwell Jr (734) 888-9007 1532143 SCaldwell@mortgageone.comMacomb MORTGAGE 1 Inc. Michael Cohen (248) 227-1212 397644 mcohen@mortgageone.comMacomb MORTGAGE 1 Inc. Janet Cordero (586) 992-2000 130542 jcordero@mortgageone.comMacomb MORTGAGE 1 Inc. Doug Englehardt (586) 242-5161 136064 dengelhardt@mortgageone.comMacomb MORTGAGE 1 Inc. Marc Fuller (248) 474-8470 198604 mfuller@mortgageone.comMacomb MORTGAGE 1 Inc. John Higgins (248) 895-7272 136061 jhiggins@mortgageone.comMacomb MORTGAGE 1 Inc. Jimmy Hill (734) 399-4747 140783 jhill@mortgageone.comMacomb MORTGAGE 1 Inc. Roger Hinchcliff (734) 657-6535 261664 rhinchcliff@mortgageone.comMacomb MORTGAGE 1 Inc. Tod Kelly (248) 765-0892 162609 tkelly@mortgageone.comMacomb MORTGAGE 1 Inc. Brett (Jerry) Meyer (989) 723-3859 139673 bmeyer@metromtg.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Macomb MORTGAGE 1 Inc. David Mitchell (734) 454-1200 1384001 dmitchell@mortgageone.comMacomb MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.comMacomb MORTGAGE 1 Inc. Chuck Silver (586) 992-2000 140236 CSilver@mortgageone.comMacomb MORTGAGE 1 Inc. Lindsey Smith (586) 295-8472 1465658 lsmith2@mortgageone.comMacomb MORTGAGE 1 Inc. Alex Sweet (734) 888-9009 1709450 asweet@mortgageone.comMacomb MORTGAGE 1 Inc. Stephen Tyree (586) 823-5945 167513 styree@mortgageone.comMacomb MORTGAGE 1 Inc. Lisa Whitman (586) 997-3533 136096 lwhitman@mortgageone.comMacomb MORTGAGE 1 Inc. April Wieleba (586) 262-1000 890209 awieleba@mortgageone.comMacomb MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comMacomb MORTGAGE ONE Buzz (Elmer) Stanko (810) 367-0110 1603912 estanko@mortgageone.comMacomb MORTGAGE ONE Chuck Wansedel (810) 367-0110 166555 cwansedel@mortgageone.comMacomb MOVEMENT MORTGAGE Michael Dendy (734) 546-7769 1632279 michael.dendy@movement.comMacomb MOVEMENT MORTGAGE Lauren Zetye (248) 840-0972 929489 lauren.zetye@movement.comMacomb NORTHPOINTE BANK James Mahieu (850) 499-6034 199879 james.mahieu@northpointe.comMacomb NORTHPOINTE BANK Kimberly Prater (616) 552-5772 715709 kim.prater@northpointe.comMacomb PLATINUM HOME MORTGAGE CORP Randy Krezeminski (586) 803-7537 192546 randy@glmf.comMacomb ROSS MORTGAGE Timothy Merritt (248) 505-8861 379139 tmerritt@rossmortgage.comMacomb RUOFF MORTGAGE Ian McLaughlin (248) 773-7990 256186 ian.mclaughlin@ruoff.comMacomb SIMPLE MORTGAGE Brian Alore (810) 444-6466 129771 balore@simplemortgage.ccMacomb SIMPLE MORTGAGE Dawn McCarty (734) 280-2660 82364 dawnmccartysells@gmail.comMacomb SUCCESS MORTGAGE PARTNERS Michael Ayala (734) 259-0683 165236 mayala@smprate.comMacomb SUMMIT FUNDING Megan Koby (248) 334-9400 1426615 megam.koby@summitfunding.netMacomb SUPREME LENDING Jason Fellah (248) 474-8470 1237310 jfellah@supremelending.comMacomb SUPREME LENDING Jake Slobin (248) 320-7079 1360002 Jake.Slobin@supremelending.comMacomb SUPREME LENDING William Slobin (248) 535-0465 131197 coachbilly@billyslobin.comMacomb SUPREME LENDING David Spear (586) 777-1000 138791 david.spear@supremelending.comMacomb UNIVERSITY LENDING Todd Bruce (586) 932-5519 157041 tbruce@universitylending.comMacomb UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comManistee MORTGAGE 1 Inc. Brett (Jerry) Meyer (989) 723-3859 139673 bmeyer@metromtg.comMarquette MICHIGAN MUTUAL, INC Carrie Raymo (810) 989-6042 1514006 craymo@mimutual.comMason AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comMecosta ACADEMY MORTGAGE Rick Ervin (989) 775-8700 169457 rick.ervin@academymortgage.comMecosta ACADEMY MORTGAGE Amanda Sprague (989) 775-8700 1815359 amanda.sprague@academymortgage.comMecosta INDEPENDENT Bernie Marvin (616) 447-3982 1227785 bmarvin@ibcp.comMecosta MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comMecosta MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comMidland ACADEMY MORTGAGE Earl Bovia (989) 671-2701 79287 earl.bovia@academymortgage.comMidland ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comMidland ACADEMY MORTGAGE Jeff Heppner (989) 671-2701 134865 jeff.heppner@academymortgage.comMidland ACADEMY MORTGAGE Justin Holyszko (989) 671-2701 170956 justin.holyszko@academymortgage.comMidland GOLD STAR FINANCIAL Justine Maldonado (734) 751-2184 132680 jmaldonado@nathomelending.comMidland INDEPENDENT Valerie Yatch (989) 799-0720 467051 VYatch@ibcp.comMidland INLANTA MORTGAGE Jonathan Arnold (616) 822-5799 129471 jonathanarnold@inlanta.comMidland MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Monroe ACADEMY MORTGAGE Chris Alexander (734) 637-4385 976099 Chris.alexander@academymortgage.comMonroe ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comMonroe CALIBER HOME LOANS Rachel Kennedy (Was (248) 613-1997 406465 rachel.kennedy@caliberhomeloans.comMonroe FLAGSTAR BANK Pete Kavalos (248) 675-0682 322569 pete.kavalos@flagstar.comMonroe HOWARD HANNA MORTGAGE Josie Allott (248) 318-6931 718436 josieallott@howardhanna.comMonroe HUNTINGTON Kimberly Groves (248) 657-0233 1366370 kimberly.m.groves@huntington.comMonroe HUNTINGTON Lisa Royster (248) 228-1726 400560 lisa.royster@huntington.comMonroe MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comMonroe MICHIGAN FIRST MORTGAGE Zarine Torrey (248) 302-7177 1714978 ztorrey@michiganfirstmortgage.comMonroe MORTGAGE 1 Inc. Steven Caldwell Jr (734) 888-9007 1532143 SCaldwell@mortgageone.comMonroe MORTGAGE 1 Inc. Marc Fuller (248) 474-8470 198604 mfuller@mortgageone.comMonroe MORTGAGE 1 Inc. Jimmy Hill (734) 399-4747 140783 jhill@mortgageone.comMonroe MORTGAGE 1 Inc. Joseph Migliaccio (734) 341-4322 940908 jmigliaccio@mortgageone.comMonroe MORTGAGE 1 Inc. David Mitchell (734) 454-1200 1384001 dmitchell@mortgageone.comMonroe MORTGAGE 1 Inc. Chuck Silver (586) 992-2000 140236 CSilver@mortgageone.comMonroe MORTGAGE 1 Inc. Alex Sweet (734) 888-9009 1709450 asweet@mortgageone.comMonroe MORTGAGE 1 Inc. Lisa Whitman (586) 997-3533 136096 lwhitman@mortgageone.comMonroe MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comMonroe NORTHPOINTE BANK James Mahieu (850) 499-6034 199879 james.mahieu@northpointe.comMonroe RUOFF MORTGAGE Kimberly Connors (517) 796-3161 770970 kim.connors@ruoff.comMonroe SIMPLE MORTGAGE Brian Alore (810) 444-6466 129771 balore@simplemortgage.ccMonroe SIMPLE MORTGAGE Dawn McCarty (734) 280-2660 82364 dawnmccartysells@gmail.comMonroe SUCCESS MORTGAGE PARTNERS Michael Ayala (734) 259-0683 165236 mayala@smprate.comMonroe SUMMIT FUNDING Megan Koby (248) 334-9400 1426615 megam.koby@summitfunding.netMonroe SUPREME LENDING Jason Fellah (248) 474-8470 1237310 jfellah@supremelending.comMonroe SUPREME LENDING Jacque Gorris (734) 624-8579 713753 Jacque.Gorris@supremelending.comMonroe SUPREME LENDING William Slobin (248) 535-0465 131197 coachbilly@billyslobin.comMonroe UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comMontcalm ACADEMY MORTGAGE Earl Bovia (989) 671-2701 79287 earl.bovia@academymortgage.comMontcalm ACADEMY MORTGAGE Rick Ervin (989) 775-8700 169457 rick.ervin@academymortgage.comMontcalm ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comMontcalm GOLD STAR MORTGAGE Benjamin Dehaan (616) 262-0581 138445 bdehaan@goldstarfinancial.comMontcalm INDEPENDENT Bernie Marvin (616) 447-3982 1227785 bmarvin@ibcp.comMontcalm INLANTA MORTGAGE Stephanie Wood (616) 635-1110 130610 stephaniewood@inlanta.comMontcalm MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comMontcalm MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comMontcalm MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comMontcalm MORTGAGE 1 Inc. Brett (Jerry) Meyer (989) 723-3859 139673 bmeyer@metromtg.comMontcalm MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comMontcalm MORTGAGE ONE Adam Fuller (616) 575-9817 1317422 afuller@mortgageone.comMontcalm VANDYK MORTGAGE Mariko Stusse (616) 940-3000 1737146 mstusse@vandykmortgage.comMuskegon ACADEMY MORTGAGE Earl Bovia (989) 671-2701 79287 earl.bovia@academymortgage.comMuskegon AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comMuskegon CMG MORTGAGE Susanne Boutorwick (Sc (810) 923-1183 455731 sboutorwick@cmgfi.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Muskegon ENVOY MORTGAGE William Strauss (616) 607-4167 92788 wstrauss@envoymortgage.comMuskegon GOLD STAR FINANCIAL Hind Wood (586) 291-7384 437311 Hwood@gsfmail.comMuskegon MEMBER FIRST MORTGAGE Sunshine Fowler (Handle(616) 588-9725 1436088 sunshine.fowler@memberfirstmortgage.comMuskegon MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comMuskegon MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comMuskegon MORTGAGE 1 Inc. Amy Hendrickson (616) 649-3421 427669 amyh@michmortgage.comMuskegon MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comMuskegon MORTGAGE 1 Inc. Hayley Woodworth (616) 649-3422 675007 Hayleyw@michmortgage.comMuskegon MORTGAGE ONE Adam Fuller (616) 575-9817 1317422 afuller@mortgageone.comMuskegon NORTHPOINTE BANK Kimberly Prater (616) 552-5772 715709 kim.prater@northpointe.comNewaygo MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comNewaygo MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comNewaygo MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comNewaygo MORTGAGE ONE Adam Fuller (616) 575-9817 1317422 afuller@mortgageone.comOakland ACADEMY MORTGAGE Chris Alexander (734) 637-4385 976099 Chris.alexander@academymortgage.comOakland AMERIFIRST FINANCIAL April Bynum (810) 407-1444 449443 abynum@amerifirst.comOakland AMERIFIRST FINANCIAL Mark Bynum (810) 985-4551 164035 mbynum@amerifirst.comOakland AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comOakland AMERIFIRST FINANCIAL Paula Richards (248) 431-1726 401630 prichards@amerifirst.comOakland BM REAL ESTATE SERVICES Steven Sanchez (616) 208-1643 165857 steve@msploans.comOakland CALIBER HOME LOANS Rachel Kennedy (Was (248) 613-1997 406465 rachel.kennedy@caliberhomeloans.comOakland CALIBER HOME LOANS Aaron Marentette (586) 823-3472 979490 Aaron.Marentette@caliberhomeloans.comOakland CALIBER HOME LOANS Wayne Maynard (248) 225-6604 139100 wayne.maynard@caliberhomeloans.comOakland CALIBER HOME LOANS Tim Steinbrecher (586) 405-9139 407010 Tim.Steinbrecher@caliberhomeloans.comOakland CALIBER HOME LOANS Jennifer Wayda (586) 855-6136 1141786 jennifer.wayda@caliberhomeloans.comOakland CALIBER HOME LOANS Wendy Yoskovich (586) 337-3383 406509 wendy.yoskovich@caliberhomeloans.comOakland CMG MORTGAGE Susanne Boutorwick (Sc (810) 923-1183 455731 sboutorwick@cmgfi.comOakland FAIRWAY INDEPENDENT MORTGAGELisa Lawson (248) 833-5161 130029 llawson@lowrateonline.comOakland FLAGSTAR BANK Kristina Cavric (810) 348-3968 163170 kristina.cavric@flagstar.comOakland FLAGSTAR BANK Keith Kampe (248) 205-4309 771049 keith.kampe@flagstar.comOakland FLAGSTAR BANK Pete Kavalos (248) 675-0682 322569 pete.kavalos@flagstar.comOakland FLAGSTAR BANK Jerad Kinney (734) 560-2778 884810 jerad.kinney@flagstar.comOakland FLAGSTAR BANK Frank Marinelli (517) 391-5874 905667 frank.marinelli@flagstar.comOakland FLAGSTAR BANK Luigi Marinelli (248) 205-1097 1677230 luigi.marinelli@flagstar.comOakland FLAGSTAR BANK Anna Montreuil (586) 580-9773 904763 anna.montreuil@flagstar.comOakland FLAGSTAR BANK Jonathon Narens (248) 205-2012 1774513 jonathon.narens@flagstar.comOakland FLAGSTAR BANK Colin (CJ) Reed (313) 641-8019 1057361 colin.reed@flagstar.comOakland FLAGSTAR BANK Leslie Sullivan (810) 522-1852 1420998 leslie.sullivan@flagstar.comOakland FLAGSTAR BANK Christopher Terry (313) 790-4008 157592 christopher.terry@flagstar.comOakland FLAGSTAR BANK Angelika Trudgeon (586) 292-0121 443855 angelika.trudgeon@flagstar.comOakland GOLD STAR FINANCIAL Rhonda Monette (734) 521-2638 134269 rmonette@goldstarfinancial.comOakland GOLD STAR FINANCIAL Martin Schaefer (248) 556-5373 164627 MSchaefer@gsfmail.comOakland GOLD STAR FINANCIAL Erica Simpson (313) 693-5643 306382 esimpson@goldstarfinancial.comOakland GOLD STAR FINANCIAL Hind Wood (586) 291-7384 437311 Hwood@gsfmail.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Oakland HUNTINGTON Lucia Briden (248) 318-7100 174946 lucia.briden@huntington.comOakland HUNTINGTON Ryan Engelmann (989) 341-7878 161285 ryan.s.engelmann@huntington.comOakland HUNTINGTON Mindy Furnari (248) 655-5632 950781 mindy.m.furnari@huntington.comOakland HUNTINGTON Crystal Gunn (248) 637-7457 127936 crystal.l.gunn@huntington.comOakland HUNTINGTON Lisa Royster (248) 228-1726 400560 lisa.royster@huntington.comOakland HUNTINGTON Heidi Sottovia (248) 554-6907 1050173 heidi.r.sottovia@huntington.comOakland HUNTINGTON Michael Stark (248) 655-5638 450541 michael.stark@huntington.comOakland INDEPENDENT Rodney Drew (248) 647-5409 277691 rdrew@ibcp.comOakland INLANTA MORTGAGE Stephanie Wood (616) 635-1110 130610 stephaniewood@inlanta.comOakland MEMBER FIRST MORTGAGE Mark Aronoff (616) 262-7727 438925 mark.aronoff@memberfirstmortgage.comOakland MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comOakland MICHIGAN FIRST MORTGAGE Kyndal McAllister (248) 763-7091 885170 kmcallister@michiganfirstmortgage.comOakland MICHIGAN FIRST MORTGAGE Jeffrey Sugar (248) 424-5337 1713463 jsugar@michiganfirstmortgage.comOakland MICHIGAN MUTUAL, INC Kenneth Dunneback (248) 320-6867 709724 kdunneback@mimutual.comOakland MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comOakland MORTGAGE 1 Inc. Michael Cohen (248) 227-1212 397644 mcohen@mortgageone.comOakland MORTGAGE 1 Inc. Janet Cordero (586) 992-2000 130542 jcordero@mortgageone.comOakland MORTGAGE 1 Inc. Doug Englehardt (586) 242-5161 136064 dengelhardt@mortgageone.comOakland MORTGAGE 1 Inc. Marc Fuller (248) 474-8470 198604 mfuller@mortgageone.comOakland MORTGAGE 1 Inc. John Higgins (248) 895-7272 136061 jhiggins@mortgageone.comOakland MORTGAGE 1 Inc. Jimmy Hill (734) 399-4747 140783 jhill@mortgageone.comOakland MORTGAGE 1 Inc. Tod Kelly (248) 765-0892 162609 tkelly@mortgageone.comOakland MORTGAGE 1 Inc. Joseph Migliaccio (734) 341-4322 940908 jmigliaccio@mortgageone.comOakland MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.comOakland MORTGAGE 1 Inc. Chuck Silver (586) 992-2000 140236 CSilver@mortgageone.comOakland MORTGAGE 1 Inc. Lindsey Smith (586) 295-8472 1465658 lsmith2@mortgageone.comOakland MORTGAGE 1 Inc. Stephen Tyree (586) 823-5945 167513 styree@mortgageone.comOakland MORTGAGE 1 Inc. Lisa Whitman (586) 997-3533 136096 lwhitman@mortgageone.comOakland MORTGAGE 1 Inc. April Wieleba (586) 262-1000 890209 awieleba@mortgageone.comOakland MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comOakland MORTGAGE ONE Buzz (Elmer) Stanko (810) 367-0110 1603912 estanko@mortgageone.comOakland MORTGAGE ONE Chuck Wansedel (810) 367-0110 166555 cwansedel@mortgageone.comOakland MOVEMENT MORTGAGE Lauren Zetye (248) 840-0972 929489 lauren.zetye@movement.comOakland NORTHPOINTE BANK James Mahieu (850) 499-6034 199879 james.mahieu@northpointe.comOakland NORTHPOINTE BANK Kimberly Prater (616) 552-5772 715709 kim.prater@northpointe.comOakland ROSS MORTGAGE Dean Kossaras (810) 953-3326 162538 dkossaras@rossmortgage.comOakland ROSS MORTGAGE Timothy Merritt (248) 505-8861 379139 tmerritt@rossmortgage.comOakland RUOFF MORTGAGE Ian McLaughlin (248) 773-7990 256186 ian.mclaughlin@ruoff.comOakland SIMPLE MORTGAGE Brian Alore (810) 444-6466 129771 balore@simplemortgage.ccOakland SUMMIT FUNDING Megan Koby (248) 334-9400 1426615 megam.koby@summitfunding.netOakland SUPREME LENDING Jason Fellah (248) 474-8470 1237310 jfellah@supremelending.comOakland SUPREME LENDING Jake Slobin (248) 320-7079 1360002 Jake.Slobin@supremelending.comOakland SUPREME LENDING William Slobin (248) 535-0465 131197 coachbilly@billyslobin.comOakland SUPREME LENDING David Spear (586) 777-1000 138791 david.spear@supremelending.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Oakland UNIVERSITY LENDING Todd Bruce (586) 932-5519 157041 tbruce@universitylending.comOceana AMERIFIRST FINANCIAL Mark Bynum (810) 985-4551 164035 mbynum@amerifirst.comOceana MORTGAGE 1 Inc. Hayley Woodworth (616) 649-3422 675007 Hayleyw@michmortgage.comOgemaw HUNTINGTON Heidi Sottovia (248) 554-6907 1050173 heidi.r.sottovia@huntington.comOgemaw MORTGAGE 1 Inc. April Wieleba (586) 262-1000 890209 awieleba@mortgageone.comOscoda MORTGAGE 1 Inc. Marc Fuller (248) 474-8470 198604 mfuller@mortgageone.comOttawa AMERIFIRST FINANCIAL Bryon Mallernee (269) 968-6100 131465 bmallernee@amerifirst.comOttawa BM REAL ESTATE SERVICES Steven Sanchez (616) 208-1643 165857 steve@msploans.comOttawa GOLD STAR FINANCIAL Douglas George Ardy (616) 588-2109 138067 dardy@gsfmail.comOttawa INLANTA MORTGAGE Jonathan Arnold (616) 822-5799 129471 jonathanarnold@inlanta.comOttawa MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comOttawa MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comOttawa MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comOttawa MORTGAGE 1 Inc. Amy Hendrickson (616) 649-3421 427669 amyh@michmortgage.comOttawa MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comOttawa MORTGAGE 1 Inc. Hayley Woodworth (616) 649-3422 675007 Hayleyw@michmortgage.comOttawa NORTHPOINTE BANK Kimberly Prater (616) 552-5772 715709 kim.prater@northpointe.comRoscommon INDEPENDENT Valerie Yatch (989) 799-0720 467051 VYatch@ibcp.comRoscommon MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comRoscommon MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comSaginaw ACADEMY MORTGAGE Earl Bovia (989) 671-2701 79287 earl.bovia@academymortgage.comSaginaw ACADEMY MORTGAGE Maria Fernette (989) 698-3280 630946 Maria.Fernette@AcademyMortgage.comSaginaw ACADEMY MORTGAGE Jeff Heppner (989) 671-2701 134865 jeff.heppner@academymortgage.comSaginaw ACADEMY MORTGAGE Justin Holyszko (989) 671-2701 170956 justin.holyszko@academymortgage.comSaginaw AMERIFIRST FINANCIAL Michael Hoffmann (269) 968-6100 587306 mhoffmann@amerifirst.comSaginaw GOLD STAR MORTGAGE Benjamin Dehaan (616) 262-0581 138445 bdehaan@goldstarfinancial.comSaginaw HUNTINGTON Ryan Engelmann (989) 341-7878 161285 ryan.s.engelmann@huntington.comSaginaw HUNTINGTON Matthew VanNortwick (989) 894-6710 842695 matt.vannortwick@huntington.comSaginaw INDEPENDENT Valerie Yatch (989) 799-0720 467051 VYatch@ibcp.comSaginaw MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comSaginaw MORTGAGE 1 Inc. Doug Englehardt (586) 242-5161 136064 dengelhardt@mortgageone.comSaginaw MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.comSanilac AMERIFIRST FINANCIAL April Bynum (810) 407-1444 449443 abynum@amerifirst.comSanilac AMERIFIRST FINANCIAL Mark Bynum (810) 985-4551 164035 mbynum@amerifirst.comSanilac FAIRWAY INDEPENDENT MORTGAGELisa Lawson (248) 833-5161 130029 llawson@lowrateonline.comSanilac MICHIGAN MUTUAL, INC Aaron Hulett (810) 531-3326 166976 ahulett@mimutual.comSanilac MICHIGAN MUTUAL, INC Randy (Alan) Raymo (810) 488-8047 301262 rraymo@mimutual.comSanilac MICHIGAN MUTUAL, INC Randy (Alan) Raymo (810) 488-8047 301262 rraymo@mimutual.comSanilac MICHIGAN MUTUAL, INC David Voss (810) 982-9948 684245 dvoss@mimutual.comSanilac MORTGAGE 1 Inc. Lisa Whitman (586) 997-3533 136096 lwhitman@mortgageone.comSanilac MORTGAGE ONE Chuck Wansedel (810) 367-0110 166555 cwansedel@mortgageone.comSanilac PLATINUM HOME MORTGAGE CORP Randy Krezeminski (586) 803-7537 192546 randy@glmf.comSchoolcraft AMERIFIRST FINANCIAL Mark Bynum (810) 985-4551 164035 mbynum@amerifirst.comShiawassee FLAGSTAR BANK Frank Marinelli (517) 391-5874 905667 frank.marinelli@flagstar.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Shiawassee HUNTINGTON Matthew VanNortwick (989) 894-6710 842695 matt.vannortwick@huntington.comShiawassee MORTGAGE 1 Inc. Brett (Jerry) Meyer (989) 723-3859 139673 bmeyer@metromtg.comShiawassee MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comShiawassee ROSS MORTGAGE Dean Kossaras (810) 953-3326 162538 dkossaras@rossmortgage.comShiawassee SIMPLE MORTGAGE Brian Alore (810) 444-6466 129771 balore@simplemortgage.ccShiawassee SUPREME LENDING Nick Starr (517) 719-2356 754373 Nicholas.Starr@supremelending.comSt Clair AMERIFIRST FINANCIAL April Bynum (810) 407-1444 449443 abynum@amerifirst.comSt Clair AMERIFIRST FINANCIAL Mark Bynum (810) 985-4551 164035 mbynum@amerifirst.comSt Clair CALIBER HOME LOANS Aaron Marentette (586) 823-3472 979490 Aaron.Marentette@caliberhomeloans.comSt Clair CALIBER HOME LOANS Tim Steinbrecher (586) 405-9139 407010 Tim.Steinbrecher@caliberhomeloans.comSt Clair FAIRWAY INDEPENDENT MORTGAGELisa Lawson (248) 833-5161 130029 llawson@lowrateonline.comSt Clair FLAGSTAR BANK Luigi Marinelli (248) 205-1097 1677230 luigi.marinelli@flagstar.comSt Clair GOLD STAR FINANCIAL Susan McLeod (313) 213-4972 1443720 smcleod@goldstarfinancial.comSt Clair GOLD STAR FINANCIAL Martin Schaefer (248) 556-5373 164627 MSchaefer@gsfmail.comSt Clair HUNTINGTON Lucia Briden (248) 318-7100 174946 lucia.briden@huntington.comSt Clair HUNTINGTON Michael Stark (248) 655-5638 450541 michael.stark@huntington.comSt Clair MICHIGAN MUTUAL, INC Aaron Hulett (810) 531-3326 166976 ahulett@mimutual.comSt Clair MICHIGAN MUTUAL, INC Carrie Raymo (810) 989-6042 1514006 craymo@mimutual.comSt Clair MICHIGAN MUTUAL, INC Randy (Alan) Raymo (810) 488-8047 301262 rraymo@mimutual.comSt Clair MICHIGAN MUTUAL, INC Randy (Alan) Raymo (810) 488-8047 301262 rraymo@mimutual.comSt Clair MICHIGAN MUTUAL, INC David Voss (810) 982-9948 684245 dvoss@mimutual.comSt Clair MORTGAGE 1 Inc. Janet Cordero (586) 992-2000 130542 jcordero@mortgageone.comSt Clair MORTGAGE 1 Inc. Scott DeWolf (616) 575-9850 153580 SDeWolf@mortgageone.comSt Clair MORTGAGE 1 Inc. Doug Englehardt (586) 242-5161 136064 dengelhardt@mortgageone.comSt Clair MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.comSt Clair MORTGAGE 1 Inc. Lindsey Smith (586) 295-8472 1465658 lsmith2@mortgageone.comSt Clair MORTGAGE 1 Inc. Stephen Tyree (586) 823-5945 167513 styree@mortgageone.comSt Clair MORTGAGE 1 Inc. Lisa Whitman (586) 997-3533 136096 lwhitman@mortgageone.comSt Clair MORTGAGE 1 Inc. April Wieleba (586) 262-1000 890209 awieleba@mortgageone.comSt Clair MORTGAGE ONE Buzz (Elmer) Stanko (810) 367-0110 1603912 estanko@mortgageone.comSt Clair MORTGAGE ONE Chuck Wansedel (810) 367-0110 166555 cwansedel@mortgageone.comSt Clair MOVEMENT MORTGAGE Lauren Zetye (248) 840-0972 929489 lauren.zetye@movement.comSt Clair PLATINUM HOME MORTGAGE CORP Randy Krezeminski (586) 803-7537 192546 randy@glmf.comSt Clair SIMPLE MORTGAGE Brian Alore (810) 444-6466 129771 balore@simplemortgage.ccSt Joseph AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comSt Joseph MORTGAGE 1 Inc. Dan Grzywacz (616) 575-9851 153778 dan@mortgageone.comTuscola ACADEMY MORTGAGE Jeff Heppner (989) 671-2701 134865 jeff.heppner@academymortgage.comTuscola CALIBER HOME LOANS Wayne Maynard (248) 225-6604 139100 wayne.maynard@caliberhomeloans.comTuscola MORTGAGE 1 Inc. Chuck Silver (586) 992-2000 140236 CSilver@mortgageone.comTuscola ROSS MORTGAGE Dean Kossaras (810) 953-3326 162538 dkossaras@rossmortgage.comVan Buren AMERIFIRST FINANCIAL Stephen Cartwright (269) 324-4240 138997 stevecartwright@amerifirst.comVan Buren AMERIFIRST FINANCIAL Jeremy Drobeck (269) 488-9494 130817 jdrobeck@amerifirst.comVan Buren AMERIFIRST FINANCIAL Michael Hoffmann (269) 968-6100 587306 mhoffmann@amerifirst.comVan Buren GOLD STAR FINANCIAL Erik Brantley (Von-P(734) 521-2347 132966 EBrantley@goldstarfinancial.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Van Buren HUNTINGTON Michael Strohauer (269) 491-2004 533611 mike.strohauer@huntington.comVan Buren NORTHPOINTE BANK Kimberly Prater (616) 552-5772 715709 kim.prater@northpointe.comWashtenaw CALIBER HOME LOANS Rachel Kennedy (Was (248) 613-1997 406465 rachel.kennedy@caliberhomeloans.comWashtenaw FAIRWAY INDEPENDENT MORTGAGELisa Lawson (248) 833-5161 130029 llawson@lowrateonline.comWashtenaw FAIRWAY INDEPENDENT MORTGAGEJulie Sammons (248) 569-7283 870309 jsammons@lowrateonline.comWashtenaw FAIRWAY INDEPENDENT MORTGAGEPeter Zuk (248) 833-5178 90290 pzuk@lowrateonline.comWashtenaw FLAGSTAR BANK Pete Kavalos (248) 675-0682 322569 pete.kavalos@flagstar.comWashtenaw FLAGSTAR BANK Jerad Kinney (734) 560-2778 884810 jerad.kinney@flagstar.comWashtenaw FLAGSTAR BANK Michael Luedecking (517) 416-7430 1614898 michael.luedecking@flagstar.comWashtenaw FLAGSTAR BANK Frank Marinelli (517) 391-5874 905667 frank.marinelli@flagstar.comWashtenaw FLAGSTAR BANK Jonathon Narens (248) 205-2012 1774513 jonathon.narens@flagstar.comWashtenaw GOLD STAR FINANCIAL Andrew Newton (734) 751-2184 296020 anewton@gsfmail.comWashtenaw HOWARD HANNA MORTGAGE Josie Allott (248) 318-6931 718436 josieallott@howardhanna.comWashtenaw HUNTINGTON Lucia Briden (248) 318-7100 174946 lucia.briden@huntington.comWashtenaw HUNTINGTON Crystal Gunn (248) 637-7457 127936 crystal.l.gunn@huntington.comWashtenaw MEMBER FIRST MORTGAGE Sunshine Fowler (Handle(616) 588-9725 1436088 sunshine.fowler@memberfirstmortgage.comWashtenaw MORTGAGE 1 Inc. Steven Caldwell Jr (734) 888-9007 1532143 SCaldwell@mortgageone.comWashtenaw MORTGAGE 1 Inc. Marc Fuller (248) 474-8470 198604 mfuller@mortgageone.comWashtenaw MORTGAGE 1 Inc. Jimmy Hill (734) 399-4747 140783 jhill@mortgageone.comWashtenaw MORTGAGE 1 Inc. Roger Hinchcliff (734) 657-6535 261664 rhinchcliff@mortgageone.comWashtenaw MORTGAGE 1 Inc. Joseph Migliaccio (734) 341-4322 940908 jmigliaccio@mortgageone.comWashtenaw MORTGAGE 1 Inc. April Wieleba (586) 262-1000 890209 awieleba@mortgageone.comWashtenaw MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comWashtenaw RUOFF MORTGAGE Kimberly Connors (517) 796-3161 770970 kim.connors@ruoff.comWashtenaw SUCCESS MORTGAGE PARTNERS Michael Ayala (734) 259-0683 165236 mayala@smprate.comWashtenaw SUMMIT FUNDING Megan Koby (248) 334-9400 1426615 megam.koby@summitfunding.netWashtenaw SUPREME LENDING George Berger (248) 569-7283 1021442 george.berger@supremelending.comWashtenaw SUPREME LENDING Jason Fellah (248) 474-8470 1237310 jfellah@supremelending.comWashtenaw SUPREME LENDING David Spear (586) 777-1000 138791 david.spear@supremelending.comWashtenaw SUPREME LENDING Nick Starr (517) 719-2356 754373 Nicholas.Starr@supremelending.comWashtenaw UNIVERSITY LENDING Kimberly Osborne-House(313) 909-8393 131607 khouse@university-lending.comWashtenaw UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comWayne ACADEMY MORTGAGE Chris Alexander (734) 637-4385 976099 Chris.alexander@academymortgage.comWayne AMERIFIRST FINANCIAL April Bynum (810) 407-1444 449443 abynum@amerifirst.comWayne AMERIFIRST FINANCIAL Mark Bynum (810) 985-4551 164035 mbynum@amerifirst.comWayne AMERIFIRST FINANCIAL Paula Richards (248) 431-1726 401630 prichards@amerifirst.comWayne BM REAL ESTATE SERVICES Steven Sanchez (616) 208-1643 165857 steve@msploans.comWayne CALIBER HOME LOANS Rachel Kennedy (Was (248) 613-1997 406465 rachel.kennedy@caliberhomeloans.comWayne CALIBER HOME LOANS Aaron Marentette (586) 823-3472 979490 Aaron.Marentette@caliberhomeloans.comWayne CALIBER HOME LOANS Wayne Maynard (248) 225-6604 139100 wayne.maynard@caliberhomeloans.comWayne CALIBER HOME LOANS Tim Steinbrecher (586) 405-9139 407010 Tim.Steinbrecher@caliberhomeloans.comWayne CALIBER HOME LOANS Jennifer Wayda (586) 855-6136 1141786 jennifer.wayda@caliberhomeloans.comWayne CALIBER HOME LOANS Wendy Yoskovich (586) 337-3383 406509 wendy.yoskovich@caliberhomeloans.comWayne CMG MORTGAGE Susanne Boutorwick (Sc (810) 923-1183 455731 sboutorwick@cmgfi.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Wayne FAIRWAY INDEPENDENT MORTGAGEBurney Ashley (586) 484-5058 1094707 bashley@lowrateonline.comWayne FAIRWAY INDEPENDENT MORTGAGEBrian Cohen (248) 417-7259 131198 BCohen@lowrateonline.comWayne FAIRWAY INDEPENDENT MORTGAGELisa Lawson (248) 833-5161 130029 llawson@lowrateonline.comWayne FAIRWAY INDEPENDENT MORTGAGEJulie Sammons (248) 569-7283 870309 jsammons@lowrateonline.comWayne FAIRWAY INDEPENDENT MORTGAGEPeter Zuk (248) 833-5178 90290 pzuk@lowrateonline.comWayne FLAGSTAR BANK Teri Andring (517) 349-3456 533721 Teri.Andring@flagstar.comWayne FLAGSTAR BANK Kristina Cavric (810) 348-3968 163170 kristina.cavric@flagstar.comWayne FLAGSTAR BANK Stephanie Hawley (517) 936-9897 795278 stephanie.hawley@flagstar.comWayne FLAGSTAR BANK Keith Kampe (248) 205-4309 771049 keith.kampe@flagstar.comWayne FLAGSTAR BANK Pete Kavalos (248) 675-0682 322569 pete.kavalos@flagstar.comWayne FLAGSTAR BANK Jerad Kinney (734) 560-2778 884810 jerad.kinney@flagstar.comWayne FLAGSTAR BANK Frank Marinelli (517) 391-5874 905667 frank.marinelli@flagstar.comWayne FLAGSTAR BANK Luigi Marinelli (248) 205-1097 1677230 luigi.marinelli@flagstar.comWayne FLAGSTAR BANK Pieter Mol (248) 205-4306 374131 pieter.mol@flagstar.comWayne FLAGSTAR BANK Anna Montreuil (586) 580-9773 904763 anna.montreuil@flagstar.comWayne FLAGSTAR BANK Jonathon Narens (248) 205-2012 1774513 jonathon.narens@flagstar.comWayne FLAGSTAR BANK Colin (CJ) Reed (313) 641-8019 1057361 colin.reed@flagstar.comWayne FLAGSTAR BANK Christopher Terry (313) 790-4008 157592 christopher.terry@flagstar.comWayne GOLD STAR FINANCIAL Eddie Abdallah (313) 766-8781 0964236 eddiea@goldstarfinancial.comWayne GOLD STAR FINANCIAL Erik Brantley (Von-P(734) 521-2347 132966 EBrantley@goldstarfinancial.com Wayne GOLD STAR FINANCIAL Michael Estrada (313) 281-1397 296020 MEstrada@goldstarfinancial.comWayne GOLD STAR FINANCIAL Justine Maldonado (734) 751-2184 132680 jmaldonado@nathomelending.comWayne GOLD STAR FINANCIAL Susan McLeod (313) 213-4972 1443720 smcleod@goldstarfinancial.comWayne GOLD STAR FINANCIAL Rhonda Monette (734) 521-2638 134269 rmonette@goldstarfinancial.comWayne GOLD STAR FINANCIAL Andrew Newton (734) 751-2184 296020 anewton@gsfmail.comWayne GOLD STAR FINANCIAL Amy Prather (616) 813-4081 127932 APrather@GoldStarFinancial.comWayne GOLD STAR FINANCIAL Martin Schaefer (248) 556-5373 164627 MSchaefer@gsfmail.comWayne GOLD STAR FINANCIAL Brandy Schram (734) 521-2835 1849186 bschram@goldstarfinancial.comWayne GOLD STAR FINANCIAL Erica Simpson (313) 693-5643 306382 esimpson@goldstarfinancial.comWayne HOWARD HANNA MORTGAGE Josie Allott (248) 318-6931 718436 josieallott@howardhanna.comWayne HUNTINGTON Lucia Briden (248) 318-7100 174946 lucia.briden@huntington.comWayne HUNTINGTON Ryan Engelmann (989) 341-7878 161285 ryan.s.engelmann@huntington.comWayne HUNTINGTON Mindy Furnari (248) 655-5632 950781 mindy.m.furnari@huntington.comWayne HUNTINGTON Kimberly Groves (248) 657-0233 1366370 kimberly.m.groves@huntington.comWayne HUNTINGTON Crystal Gunn (248) 637-7457 127936 crystal.l.gunn@huntington.comWayne HUNTINGTON Lisa Royster (248) 228-1726 400560 lisa.royster@huntington.comWayne HUNTINGTON Heidi Sottovia (248) 554-6907 1050173 heidi.r.sottovia@huntington.comWayne HUNTINGTON Michael Stark (248) 655-5638 450541 michael.stark@huntington.comWayne HUNTINGTON Matthew VanNortwick (989) 894-6710 842695 matt.vannortwick@huntington.comWayne INDEPENDENT Jeff Clatterbaugh (248) 743-4027 771002 jclatterbaugh@ibcp.comWayne INDEPENDENT Rodney Drew (248) 647-5409 277691 rdrew@ibcp.comWayne INDEPENDENT Patty Leonard (517) 224-9724 575432 pleonard@ibcp.comWayne INLANTA MORTGAGE Jonathan Arnold (616) 822-5799 129471 jonathanarnold@inlanta.comWayne MEMBER FIRST MORTGAGE Mark Aronoff (616) 262-7727 438925 mark.aronoff@memberfirstmortgage.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Wayne MEMBER FIRST MORTGAGE Kevin Trumble (616) 588-9710 338168 kevin.trumble@memberfirstmortgage.comWayne MICHIGAN FIRST MORTGAGE Kyndal McAllister (248) 763-7091 885170 kmcallister@michiganfirstmortgage.comWayne MICHIGAN FIRST MORTGAGE Grant Spencer (248) 721-6676 739681 gspencer@michiganfirstmortgage.comWayne MICHIGAN FIRST MORTGAGE Jeffrey Sugar (248) 424-5337 1713463 jsugar@michiganfirstmortgage.comWayne MICHIGAN FIRST MORTGAGE Zarine Torrey (248) 302-7177 1714978 ztorrey@michiganfirstmortgage.comWayne MICHIGAN MUTUAL, INC Kenneth Dunneback (248) 320-6867 709724 kdunneback@mimutual.comWayne MICHIGAN MUTUAL, INC Rod Sutherlund (248) 496-1402 972663 rod@mimutual.comWayne MORTGAGE 1 Inc. Steven Caldwell Jr (734) 888-9007 1532143 SCaldwell@mortgageone.comWayne MORTGAGE 1 Inc. Michael Cohen (248) 227-1212 397644 mcohen@mortgageone.comWayne MORTGAGE 1 Inc. Janet Cordero (586) 992-2000 130542 jcordero@mortgageone.comWayne MORTGAGE 1 Inc. Doug Englehardt (586) 242-5161 136064 dengelhardt@mortgageone.comWayne MORTGAGE 1 Inc. Marc Fuller (248) 474-8470 198604 mfuller@mortgageone.comWayne MORTGAGE 1 Inc. John Higgins (248) 895-7272 136061 jhiggins@mortgageone.comWayne MORTGAGE 1 Inc. Jimmy Hill (734) 399-4747 140783 jhill@mortgageone.comWayne MORTGAGE 1 Inc. Roger Hinchcliff (734) 657-6535 261664 rhinchcliff@mortgageone.comWayne MORTGAGE 1 Inc. Tod Kelly (248) 765-0892 162609 tkelly@mortgageone.comWayne MORTGAGE 1 Inc. Kimberly McClurg (517) 315-4626 770971 kmcclurg@mortgageone.comWayne MORTGAGE 1 Inc. Brett (Jerry) Meyer (989) 723-3859 139673 bmeyer@metromtg.comWayne MORTGAGE 1 Inc. Joseph Migliaccio (734) 341-4322 940908 jmigliaccio@mortgageone.comWayne MORTGAGE 1 Inc. David Mitchell (734) 454-1200 1384001 dmitchell@mortgageone.comWayne MORTGAGE 1 Inc. Diane Selvaggio (586) 612-6714 203797 dselvaggio@mortgageone.comWayne MORTGAGE 1 Inc. Chuck Silver (586) 992-2000 140236 CSilver@mortgageone.comWayne MORTGAGE 1 Inc. Lindsey Smith (586) 295-8472 1465658 lsmith2@mortgageone.comWayne MORTGAGE 1 Inc. Alex Sweet (734) 888-9009 1709450 asweet@mortgageone.comWayne MORTGAGE 1 Inc. Stephen Tyree (586) 823-5945 167513 styree@mortgageone.comWayne MORTGAGE 1 Inc. Lisa Whitman (586) 997-3533 136096 lwhitman@mortgageone.comWayne MORTGAGE 1 Inc. April Wieleba (586) 262-1000 890209 awieleba@mortgageone.comWayne MORTGAGE 1 Inc. Michelle Wilson (248) 408-9900 132863 mwilson@mortgageone.comWayne MORTGAGE ONE Buzz (Elmer) Stanko (810) 367-0110 1603912 estanko@mortgageone.comWayne NORTHPOINTE BANK James Mahieu (850) 499-6034 199879 james.mahieu@northpointe.comWayne PRIME LENDING Aaron Shaw (248) 991-4667 182019 Aaron.Shaw@primelending.comWayne ROSS MORTGAGE Dean Kossaras (810) 953-3326 162538 dkossaras@rossmortgage.comWayne ROSS MORTGAGE Timothy Merritt (248) 505-8861 379139 tmerritt@rossmortgage.comWayne RUOFF MORTGAGE Kimberly Connors (517) 796-3161 770970 kim.connors@ruoff.comWayne RUOFF MORTGAGE Ian McLaughlin (248) 773-7990 256186 ian.mclaughlin@ruoff.comWayne SIMPLE MORTGAGE Brian Alore (810) 444-6466 129771 balore@simplemortgage.ccWayne SIMPLE MORTGAGE Dawn McCarty (734) 280-2660 82364 dawnmccartysells@gmail.comWayne SUCCESS MORTGAGE PARTNERS Michael Ayala (734) 259-0683 165236 mayala@smprate.comWayne SUMMIT FUNDING Megan Koby (248) 334-9400 1426615 megam.koby@summitfunding.netWayne SUPREME LENDING Maria Alaouieh (313) 334-3477 168023 malaouieh@mortgageone.comWayne SUPREME LENDING George Berger (248) 569-7283 1021442 george.berger@supremelending.comWayne SUPREME LENDING Jason Fellah (248) 474-8470 1237310 jfellah@supremelending.comWayne SUPREME LENDING Jacque Gorris (734) 624-8579 713753 Jacque.Gorris@supremelending.comWayne SUPREME LENDING Jake Slobin (248) 320-7079 1360002 Jake.Slobin@supremelending.com

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #Wayne SUPREME LENDING William Slobin (248) 535-0465 131197 coachbilly@billyslobin.comWayne SUPREME LENDING David Spear (586) 777-1000 138791 david.spear@supremelending.comWayne SUPREME LENDING Michelle Starr (517) 719-8985 525551 Shelly.Starr@supremelending.comWayne UNIVERSITY LENDING Todd Bruce (586) 932-5519 157041 tbruce@universitylending.comWayne UNIVERSITY LENDING Kimberly Osborne-House(313) 909-8393 131607 khouse@university-lending.comWayne UNIVERSITY LENDING GROUP Joshua Blair (810) 923-9421 1282099 jblair@university-lending.comWexford MORTGAGE 1 Inc. Scott Reilly (616) 293-2189 157524 sreilly@mortgageone.com

American Portfolio Mortgage CorporationMacatawa Bank

Equity Resources, Inc.

Mortgage 1 Incorporated

Member First Mortgage, LLC

Hallmark Home Mortgage Top Flite Financial, Inc.

Nations Lending Corporation

Draper & Kramer Mortgage Corp, DBA 1st Advantage

Caliber Home Loan, Inc.

Flagstar Bank Success Mortgage Partners, Inc.

Platinum Home Mortgage

TCF Bank

PNC Mortgage

Planet Home Lending, LLC

Ruoff Mortgage CompanyRoss Mortgage

Dort Financial Credit Union

Choicene Bank Neighborhood Loans

Prime Lending, A Plains Capital Company

BM Real Estate Services, Inc.Movement Mortgage, LLC

First Merchants BankFinance of America

*If you do not see your county listed, please contact a Lender from the following list:

MSHDA's MI HOME LOAN FLEX Lender List

Town MortgageU.S. Bank

Fairway Independent Mortgage Corporation

Gold Star Mortgage Financial GroupGuaranteed Rate

Horizon Bank

Aspire Financial, Inc.

Academy Mortgage CorporationMarketplace Home Mortgage DBA MPH Mortgage

BLG Holdings, Inc. dba Simple Mortgage

AmeriFirst Financial Corporation

Prosperity Home Mortgage LLC

CMG Mortgage, Inc. dba CMG Financial

Howard HannaHuntington National Bank United Bank & Trust

Churchill Mortgage Corporation

Michigan Mutual, Inc.

Northpointe Bank

Nations Reliable Lending, LLC

Bank of EnglandMichigan First Credit Union

Bay Equity, LLC

Summit Funding Inc

Old National Bank

Envoy Mortgage LTD Polaris Home Funding Corp.

Everett Financial Inc. dba Supreme Lending

United Federal Credit UnionIndependent Bank - Independent Mortgage Co.

MSHDA MI HOME LOAN FLEX Loan OfficersUpdated 12-4-20

LENDERCOUNTY NAME EMAILPHONE # NMLS #

An Experienced Loan Officer has completed at least One (1) MSHDA Loan in the last 6 months.Please report changes to Sarah at bohnes@michigan.gov

InLanta Mortgage

Luxury Mortgage

University Lending Group, LLC

Waterstone Mortgage Corporation LoanDepot.com, LLC VanDyk Mortgage Corporation

Wells Fargo