MS Business Report

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Business Report MORNING STAR November 2014 INSIDE: Tourism • Health Care • Business Licenses

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November 2014 edition - Morning Star Business Report is published by Morning Star Publications, publishers of the Seaford Star, Laurel Star, Salisbury Business Journal and other special publications. Coverage area includes Kent & Sussex Counties in Delaware. Focusing on Kent & Sussex Counties Chamber updates as well as local business news.

Transcript of MS Business Report

Page 1: MS Business Report

Business ReportMORNING STAR

November 2014

INSIDE: Tourism • Health Care • Business Licenses

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Features 6 Chamber Listings

8 Business Licenses

10 Business Digest

12 Guest Column

13 Tourism

14 Health

22 Personnel File

30 Business Directory

Planning

Start planning now to make 2015 terrific. Page 18

Seaford law firm expands to eastern side. Page 19

Owners opt to rebuild cafe after March fire. Page 20

Health care reform hasn’t changed need. Page 21

December Theme: Transportation

Contact Chris Redman at (302) 262-9137 or [email protected].

On the CoverShown are Scott Haley,

Sales Manager, John Willey, President, and Mike Caplan, Waste Operations Manager of Peninsula, a company that deliv-ers more than just fuel.

Photo by Ronald MacArthur

inside November 2014

16Shown are Peninsula’s John Willey, President, Scott Haley, Sales Manager, and Mike Caplan, Waste Operations Manager.

Planning can make all the difference in the new year. Pages 18 - 21

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CHAMBER LISTINGS Chamber Phone Key contact Dues* Members Fax

Bethany-Fenwick Chamber of Commerce 539-2100 Kristie Maravalli $211 800 539-9434

Delmar Chamber of Commerce 846-3336 Diane Johnson $75 67 846-3336

Georgetown Chamber of Commerce 856-1544 Karen Duffield $150 460 856-1577

Laurel Chamber of Commerce 875-9319 Don Dykes $130 130 280-6365

Lewes Chamber of Commerce 645-8073 Betsy Reamer $210 432 645-8412

Milford Chamber of Commerce 422-3344 Jo Schmeiser $165 310 422-7503

Millsboro Chamber of Commerce 934-6777 Amy Simmons $150 260 934-6065

Milton Chamber of Commerce 684-1101 Lisa Sumstine $150 120 684-1101

Rehoboth-Dewey Chamber of Commerce 227-2233 Carol Everhart $210 1303 227-8351

Seaford Chamber of Commerce 629-9690 Lynn Brocato $150 300 629-0281

Central Delaware Chamber of Commerce 734-7513 Judy Diogo $225 868 678-0189

Delaware State Chamber of Commerce 655-7221 Chuck James $315 2000 654-0691

Delaware Small Business Chamber 482-2120 Bob Older $295 170

Delmarva Black Chamber of Commerce 450-4501 Clay Hammond

* Annual membership cost based on businesses with fewer than 10 employees. For Delaware State and Central Delaware chambers membership cost figure is for 1-5 members.

NEW HEALTH PAVILION - A grand opening and ribbon cutting ceremony was held recently to celebrate the new 48,000-square-foot Delmarva Health Pavilion Millsboro on U.S. 113 in Millsboro. The Delmarva Health Pavilion Millsboro is a joint project of Gillis Gilkerson and Peninsula Regional Medical Center (PRMC). It features specialty care practices including complete diagnostic imaging services provided by Peninsula Imaging, LLC; comprehensive orthopaedic services from Peninsula Orthopaedic Associates, PA; rehabilitation services by Peninsula NRH Regional Rehab; the full-service community pharmacy PRMC’s Home Scripts and PRMC laboratory services open to the general public. Anchoring the healthcare complex is Peninsula Regional Family Medicine Millsboro. Comprehensive “one-stop” healthcare centers have increased in popularity with the rapid accelera-tion of population health management, an evolving healthcare model that focuses on keeping people healthy and reducing admissions and readmissions through management of chronic diseases.

In 2010, American Express founded Small Business Saturday to help businesses with their most pressing need — getting more customers. The day encourages people to shop at small businesses on the Saturday after Thanksgiving. The single day has grown into a powerful movement.

In 2011, from Washington, D.C., to Washington State, governors, mayors, sena-tors, and even President Obama voiced their support for Small Business Saturday.

This holiday season, an effort will be made throughout America to “think big by shopping small.” This focus on dedicating a portion of holiday shopping to local, inde-pendently-owned small businesses kicks off with Small Business Saturday on Nov. 29.

Delawareans are encouraged to not just shop small this holiday season, but every day of the year.

For more information on Small Business Saturday, visit www.smallbusinesssaturday.com or www.facebook.com/smallbusiness-saturday.

After Turkey Day, ‘think big by shopping small’

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BETHANY BEACHPlotkin, Donna, Design on a Dime; 39593

Alicia Ct., Bethany Beach; professional and/

or personal services

BRIDGEVILLEAlder Meadow Farm LLC; 15118

Blanchard Rd., Bridgeville; contractor-

residential

DBS Consultants; 5 Oak St., Bridgeville;

professional and/or personal services

Delmarva Techs; 17544 Meadow Dr.,

Bridgeville; personal services-general repair-

person

Dorsey, Catina; 11281 Fifth St.,

Bridgeville; reconciliation purpose code

Todays Heroes Unifying Generation; 9121

Antique Ally, Bridgeville; retailer-various

products

Whaley’s Equine Services; 18771 Atlanta

Rd., Bridgeville; professional and/or personal

services

CAMDENDiane Nails; 3469 S. Dupont Hwy.,

Camden; personal services-manicurist

DELMARLecates Norval, J&R General Contractor;

16902 Russel Rd., Delmar; contractor-resi-

dential

DOVERB&R Enterprises Inc., Bella Dee’s

Pizzeria; 4317 Forrest Ave., Dover; retailer-

restaurant

B.R. Remodeling; 1408 Hopkins Ave.,

Dover; contractor-residential

Beats by Jay LLC; 239 Pebble Valley Dr.,

Dover; reconciliation purpose code

Brengle, David S., 88-Key Chinese

Translation; 163 S. Shore Dr., Dover; profes-

sional and/or personal services-unclassified

Bunton, Patricia A., DP Bunton

Enterprises Inc.; 3680 S. Little Creek Rd.,

Dover; retailer-various products

Carmalt, Stuart LLC, Dover Skating

Center; 2201 S. Dupont Hwy., Dover; profes-

sional and/or personal services

Chamberlain Arts LLC; 509 N. Governors

Ave., Dover; reconciliation purpose code

Chiquita Home Aid, 29 Sherwood Ct.,

Dover; direct care worker

Cissarz Consulting Inc.; 11 Fairway Lakes

Dr., Apt. E12, Dover; professional and/or

personal services-unclassified

Curto, Anthony; 19 Bellrive Ct., Dover;

contractor-residential

Flynn, Maryanne; 221 Merion Rd., Dover;

professional and/or personal services-unclas-

sified

Inkredible Art LLC; 151 S. Governors

Ave., Dover; professional and/or personal

services

Leclair, Aimee, All Lacrosse; 5 Ardsley

Cir., Dover; professional and/or personal

services

Lighthouse Birth Collective; 2466 Seven

Hickories Rd., Dover; professional and/or

personal services

Pookongnam, Aundrea L., Shear Genius;

874 Walker Rd., Ste. A, Dover; personal

services-beautician

Premier Maintenance Solutions, Delmarva

Home Services; 233 Quails Nest Dr., Dover;

resident contractor-developer

Reams, Alan K., Al Reams LLC; 57

Greenhill Ave., Dover; reconciliation purpose

code

Savvay Hair Studio LLC; 3847 N. Dupont

Hwy., Ste. 3, Dover; reconciliation purpose

code

Simply Chani; 309 W. Darby Cir., Dover;

direct care worker

T-N-T Commercial Cleaning Service; 500

Persimmon Tree Ln., Apt. 831, Dover; pro-

fessional and/or personal services

Trawick, Marcel, Little Love Bugs; 503

Willis Dr., Apt. B, Dover; professional and/or

personal services

Wolf Pack BBQ & Hot Sauces; 131

Cantwell Dr., Dover; wholesaler-food proces-

sor

GEORGETOWNBeacon Hospitality II, LLC, Microtel Inn

& Suites Georgetown; 22297 Dupont Blvd.,

Georgetown; hotel

GKP Painting LLC; 15437 Weigela Dr.,

Georgetown; reconciliation purpose code

Jennette’s Home Improvements LLC;

27863 Paradise St., Georgetown; contractor-

residential

Service General Sussex Corp., I Mobil

Solutions; 110 N. Race St., Ste. 101-103,

Georgetown; professional and/or personal

services-unclassified

GREENWOODDelmarva Auto Repair; 108 N. Church

St., Greenwood; professional and/or personal

services

Eagle I LLC; 12144 Sussex Hwy.,

Greenwood; commercial lessor

J&B Seafood; 6 E. Market St.,

Greenwood; retailer-food (except restaurant)

HARRINGTONBrann, Andrew W., Andrew’s Tree

Service; 532 Cedar Grove Church Rd.,

Harrington; reconciliation purpose code

Deason, David D., Deason Design

Services; 783 Killens Pond Rd., Harrington;

professional and/or personal services

Florescence Flowers; 124 Jeneva Ln.,

Harrington; retailer-florist

BUSINESS LICENSES

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Jackrabbit Drilling Co., LLC; 1858

Woodyard Rd., Harrington; reconciliation

purpose code

Phillips, Shantai, SP Services; 188

Cloverfield Ln., Harrington; professional and/

or personal services

LAURELMr. Appliance of Sussex County; 32672

BiState Blvd., Laurel; personal services-

general repairperson

RJ Baker Distillery; 34171 Rider Rd.,

Laurel; manufacturer-alcoholic beverages

LEWES2B’s Investments LLC; 32413 Lewes

Georgetown Hwy., Lewes; commercial lessor

Cape Scapes; 20564 Annondell Dr.,

Lewes; contractor-residential

Edler, Matthew J., Henlopen Music

Therapy Services; 31618 Holly Ct. #H144,

Lewes; professional and/or personal services

Hahn, James, Big Bull Trucking; 13

Brunswick Ln., Lewes; drayperson/mover

Leathem, Denise H., Leathem

Occupational Therapy; 315 Market St.,

Lewes; professional services-occupational

therapist

Murray, Jacob A., JM Performance

Training; 17496 Taramino Pl., Lewes; profes-

sional and/or personal services

Vordenbaum CID, Changes; 1632

Savannah Rd., Ste. 5, Lewes; professional

and/or personal services

MILFORDAmerican Cleaning Services Inc.,

American Cleaning Supplies; 686 N. Dupont

Blvd., Ste. 125, Milford; professional and/or

personal services

Beckworth, Diane M., Connected HCC

LLC; 512 Wisseman Ave., Milford; profes-

sional and/or personal services

Garcia, Denise, New Beginning Fitness;

7115 Shawnee Rd., Milford; professional

and/or personal services

Jarmany’s Closet LLC, Jarmany’s Closet;

127 NW Front St., Milford; retailer-dry

goods & apparel

JC Drywall LLC, Juan Carlos Contreras;

86 Tanglewood Dr., Milford; contractor-

residential

Nicholas, Heather L., Frame Your

Moment Photography; 19631 Elks Lodge

Rd., Milford; photographer

Payton, Tanja L., Tanja Payton Zumba;

20576 Wilson Dr., Milford; professional and/

or personal services

Sai Ram Hospitality Inc., Travelers Inn

Motel; 1036 N. Walnut St., Milford; hotel

MILLSBOROAngie Trucking, Inc.; 19358 English Rd.,

Millsboro; drayperson/mover

Consultancy Services LLC; 226 W.

Bourne Way, Millsboro; professional and/or

personal services

First State Poured Walls LLC, Gerald L.

Miller Jr.; 29762 John J. Williams Hwy.,

Millsboro; contractor-residential

Han’s Floors LLC; 100 Mill Chase Cir.,

Millsboro; contractor-residential

Jewell & Sons Carpentry LLC; 31603

Careys Dr., Millsboro; reconciliation purpose

code

L&T Parts and Materials Consulting;

24704 Shoreline Dr., Millsboro; wholesaler-

machinery equipment & supplies

Peninsula-NRH Regional Rehab LLC,

NRH Regional Rehab at Millsboro; 30265

Commerce Dr., Unit 105, Millsboro; profes-

sional services-physical therapist

Wladkowski, Kimberly M., 27936 Lord

Calvert Dr., Millsboro; direct care worker

SEAFORDAces & 8’s; 1135 Bridgeville Hwy.,

Seaford; professional and/or personal services

AMA Cars; 23000 Sussex Hwy., Seaford;

professional and/or personal services-unclas-

sified

Collison, Willliam P., WP Collison; 24105

Jamore Dr., Seaford; contractor-residential

Hertrich Family of Automobiles; 26905

Sussex Hwy., Seaford; motor vehicle dealer;

commercial lessor; lessee of tangible property

Jefferson, Kevin, Kelaj Sports; 618 N.

Shipley St., Seaford; professional and/or per-

sonal services-unclassified

Martinez Painting LLC, Israel Martinez

Espinoza; 320 3rd St., Apt. B, Seaford; rec-

onciliation purpose code

Nicola Cristina, Little Stars; 104 Surrey

Dr., Seaford; professional and/or personal

services-unclassified

SMYRNADW Professional Cleaning Services; 106

Malvern Ln., Apt. 2, Smyrna; professional

and/or personal services

Dover Auto Sales LLC; 2614 S. Dupont

Blvd., Smyrna; retailer-various products

LLH Ranch; 1120 Smyrna Landing Rd.,

Smyrna; reconciliation purpose code

SLR Unlimited LLC; 948 Massey Church

Rd., Smyrna; contractor-residential

Thornton, Tanya M., Journey2Wellness;

1000 Smyrna Clayton Blvd., Smyrna; profes-

sional and/or personal services

Toussaint, Vickyana; 1003 Providence

Dr., Smyrna; direct care worker

Wayne A. Barton; 526 Cindy Ln.,

Smyrna; professional and/or personal services

BUSINESS LICENSES

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Insurance pro honoredRobert R. Applegate, CIC of Lyons

Companies was recently honored for his ongoing pledge to educa-tion, commitment to excellence, and dedication to the insurance profes-sion.

Earning his CIC designation and maintaining all update requirements for 20 years plac-es Applegate in the top one percent of all insurance professionals in the country.

Fulton Financial reports earningsFulton Financial Corporation reported

net income of $38.6 million, or 21 cents per diluted share, for the third quarter of 2014, compared to $39.6 million, or 21 cents per diluted share, for the second quarter of 2014.

“Good loan growth, further improve-ment in asset quality and higher net interest income all contributed to our solid financial performance in the third quarter,” said E. Philip Wenger, chairman, CEO and president.

Promoting growth in distressed areasThe U.S. Small Business

Administration has launched Destination: HUB. For over 17 years, the HUBZone program has served as one of SBA’s sig-nature initiatives to help small businesses in urban and rural communities gain preferential access to federal procurement opportunities.

The program encourages economic development and employment growth in distressed areas by providing opportuni-ties for firms to become active participants in the federal supply chain. Destination: HUB promotes and highlights HUBZones for opportunities in federal procurement.

To see if your area is a designated HUBZone and to apply for the program, visit www.sba.gov/hubzone.

KSI holds golf tournament KSI recently held its 25th annual 3

Club Golf Tournament at Jonathan’s Landing in Magnolia. The tournament raised over $25,000.

The highest scoring team was Delaware Electric Cooperative. First place low gross went to Artesian Water with a 57. Second place low gross to Delmarva Power with a 62 and third place low gross was awarded to Lank, Johnson & Tull also with a 62, winner determined by the golf pro based on scorecards. First place low net was awarded to Parkowski, Guerke, & Swayze with a 56 net, second place with a net of 58 went to Tidewater Utilities, and third place went to National HVAC Service with a 59 net.

Mountaire Farms acquires N.C. companyMountaire Farms has announced the

acquisition of the operating assets of Star Milling Company in Statesville, N.C.

According to Paul Downes, CEO and president, “Star Milling is ideally located in the heart of our North Carolina breeder production area. We look forward to growing our business in North Carolina and strengthening the ties we have with the local communities where we operate.”

The new business will be titled as, Mountaire Farms Inc., Statesville Breeder Feedmill.

New gym, spa to open in SeafordBody & Soul Fitness and Spa is com-

ing to the Nylon Capital Shopping Center on West Stein Highway in Seaford. The selected space will house a 17,000 square foot open concept fitness center and, right beside it, will include a 6,000 square foot Spa.

Body & Soul will bring a fresh per-spective to physical fitness which will include Alloy, a premiere personal train-ing program where strength and motion meet. Several options for personal training to meet every goal, budget and fitness level will be available.

Cathy Bryan, manager of Body & Soul, has an extensive background in a research based community outreach pro-gram offering safe and effective strength training to breast cancer survivors.

For more information about Body & Soul Fitness and Spa, email [email protected] or visit www.bodyandsouldelaware.com.

Tournament raises funds for veteransTidewater Utilities, Inc., recently

presented a check for $15,685 from the

proceeds raised from its 7th Annual Charitable Golf Tournament to four Delaware organizations that support Delaware veterans.

The organizations - Friends of Delaware Veterans, USO Delaware, Delaware Veterans Home and Sussex County Habitat for Humanity (Veteran Build) - divided the proceeds equally. The outing was held at Heritage Shores Golf Course in Bridgeville.

DPI to produce documentary Delmarva Poultry Industry, Inc.

(DPI) is working with Berkana, Center for Media and Education, Inc. and 302 Stories, Inc., a Delaware-based documen-tary production company, to produce a 60-minute television documentary, Cluck, Pluck and Luck: The Early History of Delmarva’s Poultry Industry, about the early years of Delmarva’s chicken indus-try.

DPI has pledged financial support to match money available through the Delaware Humanities Forum if DPI mem-bers and friends make tax-exempt contri-butions. DPI will match up to $7,500 of the total gifts received.

To learn more and to make a tax deductible donation, visit www.dpichick-en.org. The deadline to make a donation is Nov. 15.

SBA expands relief for larger loans The U.S Small Business

Administration has announced that fee relief on 7(a) loans of $150,000 or less implemented last year and originally slat-ed to expire on Sept. 30, will be extended through fiscal year 2015. SBA has also announced that fee relief measures for SBA Veterans Advantage will also be renewed as well as enhanced.

Seventy percent of all SBA loans made to veterans are $350,000 or less. Since its inception through Sept. 20, 2014, SBA had guaranteed 153 loans for $38,861,900 under Veterans Advantage. For more information, visit www.sba.gov or contact your local SBA field office.

SBA launches claim-filing systemSurety bond companies associated with

the U.S. Small Business Administration will now be able to file their claims and supporting documents electroni-

BUSINESS DIGEST

Applegate

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cally thanks to a significantly enhanced, web-based processing system launched by the SBA. The new system, announced by SBA’s Office of Surety Guarantees, eliminates the need for costly, overnight shipments by surety companies, as well as paper handling, filing and storage costs for both the companies and SBA. The new electronic method substantially increases efficiency and reduces claims cycle time.

For more information, visit www.sba.gov/surety-bonds.

DPI offers new resourceDelmarva Poultry Industry Inc. (DPI),

announces the introduction of new educa-tional resources for use in middle school classrooms. Flock to the Classroom is a series of six lessons that explore the chick-en industry on the Delmarva Peninsula. The educational tools are designed to enhance science, social studies and math classes.

Copies of the 45-page manual are avail-able to middle school educators (grades 5-9) in Delaware, Maryland and Virginia at no charge. Requests may be emailed to [email protected] or call 856-9037.

NATIONAL MANUFACTURING DAY - U.S. Sen. Tom Carper (D-Del.) toured Bridgeville manu-facturer O.A. Newton with SBA Administrator Maria Contreras-Sweet and Delaware District SBA Director John Fleming recently. O.A. Newton is a family business that began in 1916 serving the poultry industry, and now provides material handling systems for companies around the world. Manufacturing Day brings attention to North American manufacturers, encouraging them to open their doors to showcase the potential of modern manufacturing and foster interest in manufacturing careers. Pictured from left: SBA Region III Administrator Natalia Olson-Urtecho, Delaware District SBA Administrator John Fleming, O.A. Newton owner Rob Rider, SBA Administrator Maria Contreras-Sweet and U.S. Sen. Tom Carper.

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GUEST COLUMN

Decisions made today could affect taxes paid in AprilBy Brian Stratton, CPA

We hate to be reminded about our obliga-tion to fill out our tax returns, but it is impor-tant for businesses and individuals to take the time now to consider how decisions they make before the end of the year could make differences of hundreds, even thousands, of dollars when the tax deadline rolls around on April 15.

And it is also important to pay attention to what happens in the lame-duck session of Congress after Thanksgiving, because legislative decisions still have to be made on whether to extend some of the “temporary” tax breaks that some of us think have been around for almost forever.

With respect to Congress, the situation this year falls into a middle ground, more complex than last year but hardly as chaotic as two years ago, when lawmakers threat-ened to walk the nation off the “fiscal cliff.”

November is the ideal time to start think-ing about these issues, and to consult with your financial and tax advisors. First of all, with your financial records for the first 10 months of the year in hand, it is relatively easy to project what the rest of the year will look like. In addition, some tax-savings strat-egies take a minimum of 31 days to execute, so you cannot wait until December to get started.

Furthermore, even with the uncertainty in Congress, your accountant is in a good posi-tion to lay out two scenarios for you: What happens if certain tax breaks are extended, and what happens if they are not?

The tax breaks that are up for extensions actually expired at the end of 2013, so the issues before Congress are whether to extend them retroactively for 2014 and whether to keep them on the books for 2015, and pos-sibly longer.

For individuals, these breaks include: the option to deduct sales taxes instead of state and local income taxes (no impact for Delaware residents because the state has no sales tax), the above-the-line deduction for certain higher education expenses; tax-free IRA distributions for charitable purposes for those age 70 ½ or older, and the exclusion of up to $2 million of mortgage debt forgive-ness for a principal residence.

For businesses, the breaks that could be extended include 50 percent bonus first-year

depreciation for most new machinery, equip-ment and software; the $500,000 annual expensing limitation; the research tax credit, and the 15-year write-off for certain forms of property.

Even with these uncertainties, it appears that taxpayers completing their 2014 returns should try to follow the time-tested strategy, if possible, of deferring income into the fol-lowing year and accelerating claims of cred-its and deductions into the current year. That may not be true in all situations, but it is a good starting point for your planning.

Tax planning, especially for businesses, cannot be done in a vacuum. The situation for every business is different. Not all busi-nesses qualify for the same tax breaks; the type of business is a factor, and so is its size and, of course, its profitability for the year. So, if I am asked a hypothetical question about a tax matter, I will often respond cau-tiously and say, “It depends.”

However, when it comes to the implica-tions of whether the expired tax breaks are extended, the consequences come down to this: there’s seldom a good reason for pass-ing up a tax break that’s available now; if an extension of expired breaks is approved, the tax savings will be even better.

This means, in most cases, that if a spe-cific action is good (or necessary) for your business, it most likely makes sense to go ahead and do it. For example, by buying new equipment now and placing it in service by the end of the year, your business may still qualify for the “half-year convention,” enabling you to claim a half-year’s deprecia-tion even if the equipment was only in use for a couple of days.

If an extension improves depreciation rules, that’s all the better. If it does not … well, you would be better off claiming some depreciation in 2014 than waiting until 2015 to make the purchase and not getting any benefit of depreciation this year.

For high-income taxpayers, a major con-cern this year will again be the 3.8 percent surtax on certain unearned income and the additional 0.9 percent Medicare tax that applies to individuals receiving wages with respect to employment in excess of $200,000 ($250,000 for married couples filing jointly and $125,000 for married couples filing separately).

The 0.9 percent tax, while not burden-

some, could pose withholding issues for some taxpayers. Those who earned more than the threshold amounts but worked for more than one employer and didn’t reach that level while employed by any one of them probably did not have the additional tax withheld.

On the other hand, someone who earned more than $200,000 from one employer but whose spouse had minimal income might have had the surtax withheld but would not actually owe the tax.

Minimizing or eliminating the 3.8 per-cent surtax, imposed on the lesser of net investment income or the excess of modi-fied adjusted gross income (MAGI) over the threshold levels mentioned above, may require careful planning by the taxpayer. Some taxpayers should consider ways to minimize net investment income through the end of the year, others should try to reduce MAGI other than net investment income, and others may have to work on both strate-gies. Taxpayers facing this situation should consult with both their financial advisors and their accountant well before the end of the year.

I can point to the example of one client who faced the likelihood of paying the 3.8 percent surtax last year. The client owned a significant number of rental properties, and he planned to sell one whose value had appreciated significantly. Because he made us aware of the situation, we were able to offer advice about how to characterize his participation in these real estate ventures, and the result was thousands of dollars in tax savings.

The point of this example is rather simple, and it applies to any major financial transaction that has tax implications. It is far better to contact your accountant or financial advisor before completing a transaction than to wait until it is concluded.

Discussing the situation beforehand enables your advisor to work with you pro-actively.

If you wait until the deal is done, often the only thing your accountant can do is advise you of the consequences.

About the authorBrian Stratton, CPA, is a director with

Horty & Horty, P.A., a Delaware accounting firm with offices in Dover and Wilmington.

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TOURISM

Families want to enjoy New Year’s Eve, tooBy Tina Coleman Southern Delaware Tourism

As hard as it is to believe that 2014 is draw-ing to a close already — did anyone else hear it whoosh by? — Southern Delaware Tourism is eagerly anticipating a great 2015. But first, as always, we’ll all shake the sand out of the red carpet to welcome 2015 in style with local celebrations including special hotel packages, New Year’s Eve celebrations at restaurants and other venues throughout Sussex County, the Anchor Drop at the Overfalls in Lewes, the Surfer Drop in Dewey, and on and on.

Fun stuff — if you’re a grownup — but don’t forget the kids!

Over the last year or so, the Southern Delaware Tourism office has received an increasing number of calls from potential visi-tors who are looking for family friendly New Year’s Eve and New Year’s Day activities. This indicates that there is a growing market for New Year’s fun outside the traditional 9 p.m. to 1 a.m. time slot. Something for local businesses and groups to consider…

If you are holding or sponsoring a winter holiday-related event or activity that would be of interest to out of town visitors, please make sure to submit a calendar entry for the Southern Delaware Tourism’s website as soon as possible.

In addition to being available on our web-site, our calendar appears on the websites of many local businesses. It’s a tool our visitors use when planning their weekend escapes, and it allows you to communicate information about your events to a large pool of potential visitors. To have your event listed, email the pertinent details to [email protected].

Also, our office will be putting together a What’s New in 2015 in Southern Delaware

press release to be distributed to regional and national media outlets in early January. If you have any tourism related items that you would like considered for inclusion, please email them to [email protected] by Dec. 10.

Meanwhile, there’s just enough of 2014 left to enjoy family visits and turkey comas along with tree lightings, holiday parades, concerts, festivals, open houses, holiday house tours, shopping excursions, frosty windows and frothy hot chocolate. Enjoy every moment!

SCFCU supports festivalThe Sussex County Federal Credit

Union presented a check recently to the Rehoboth-Dewey Chamber of Commerce, for the annual Sea Witch Festival which was held on Oct. 25, in Rehoboth and Dewey Beach. Each year, the event attracts thou-sands of participants, which benefits the local economy. The credit union’s donation helped with the cost of shuttle services and the additional safety precautions needed to accommodate the volume of attendees.

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Bayhealth welcomes Dr. OgunladeBayhealth Women’s Care Associates in

Milford expands their practice with the addi-tion of obstetrician and gynecologist Busola Ogunlade, MD. She is welcomed by Miaohou Xu, MD, PhD.

Dr. Ogunlade earned her bachelor’s degree in biology from Howard University in Washington, D.C., in 1999, and her medical degree, magna cum laude, from American University of Antigua School of Medicine in 2009. She completed her internship and residency in obstetrics and gynecology at Crozer Chester Medical Center in Upland, Pa., in 2014.

She is a fellow of the American Board of Obstetrics and Gynecology and member of the American Institute of Ultrasound Medicine, American Reproductive Health Professionals, and American College of Physicians.

Beebe doctors named ‘Top Docs’Thirteen Beebe Healthcare physicians

have been named among the 2014 Top Docs in Delaware in the October issue of Delaware Today. The Beebe Healthcare physicians were among the 255 physicians chosen.

Each year the magazine polls licensed physicians throughout the state to find out who they believe has earned a “Top Doc” designation.

Beebe Medical staff physicians on the Top Doc list are: Federico Viganego, MD; Ehtasham A. Qureshi, MD; William J. Barrish, MD; Mark A. Sordi, MD; Nouman Asif, MD; Borislav S. Antonov, MD; Julie Holmon, MD; Vincent B. Killeen, MD; Wilson C. Choy, MD; Patrick Swier, MD; Claire M. Capobianco, DPM; Vikas Batra, MD; Jose A. Pando, MD.

Nanticoke welcomes Dr. CohenNanticoke Health Services welcomes

David W. Cohen, MD to its active staff as a urologist.

Dr. Cohen com-pleted medical school at George Washington University in Washington, D.C. in 1986. He completed a residency in surgery at New York University,

New York, N.Y., followed by a residency in urology, also at New York University in 1992. Dr. Cohen then completed a fel-lowship in urologic oncology at Memorial Sloan-Kettering Cancer Center in New York, N.Y. in 1994.

Dr. Cohen is board certified in urology. He is a member of the American Medical Association and the American Urological Association.

State finalizes contracts with providersThe Delaware Department of Health and

Social Services (DHSS) has entered into an agreement with United Healthcare to continue its partnership with the Delaware Medicaid program, which began in 2007. In addition, DHSS is in the process of final-izing a contract with Highmark to join the Medicaid program effective Jan. 1, 2015. Both contracts are for three years.

DHSS was unable to reach agreement on financial terms with Delaware Physicians Care, Inc. (DPCI), and DPCI will no longer be a Medicaid managed care organization after Dec. 31, 2014.

The state’s 230,000 Medicaid clients will receive more information in the next several weeks about their options for choosing a new plan that will continue their benefits starting Jan. 1, 2015.

Dr. Singh joins BayhealthBayhealth announces that Priya Singh,

MD, has joined Bayhealth Hematology/

Oncology Associates. Dr. Singh came to Bayhealth from

Cooper University in Camden, N.J. where she held academic appointments as assistant professor medicine at Cooper Medical School of Rowan University and Robert Wood Johnson Medical School. She was an attending physician in the Department of Hematology and Medical Oncology, MD Anderson Cancer Center at Cooper. She also taught in the Medical Oncology-Hematology Fellowship Training Program Fellow’s Oncology Clinic at Cooper University Hospital.

Dr. Singh specializes in hematology and medical oncology. She is board-certified in internal medicine, hematology and medical oncology.

She earned her medical degree at New Jersey Medical School, Newark, N.J. and completed a medical oncology and hema-tology fellowship at Thomas Jefferson University Hospital, Thomas Jefferson University in Philadelphia.

Beebe welcomes oncologistsThree fellowship-trained medical

oncologists/hematologists have joined the medical team at Beebe Healthcare’s Tunnell

HEALTH

Ogunlade

Cohen

Singh

NHS RECEIVES AWARD - Nanticoke Health Services has received the American College of Cardiology’s NCDR ACTION Registry–GWTG Silver Performance Achievement Award for 2014. Nanticoke Health Services is one of only 139 hospitals nationwide to receive the honor. The award recognizes Nanticoke’s commitment and success in implementing a higher standard of care for heart attack patients and signifies that Nanticoke Health Services has reached an aggressive goal of treating these patients to standard levels of care as outlined by the American College of Cardiology/American Heart Association clinical guidelines and recommendations. Pictured, members of Nanticoke’s cardiology team gather in the hospital’s state of the art cardiac catheterization lab.

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Cancer Center. The three fellowship-trained and board certified cancer specialists are: Porselvi Chockalingam, MD, Philomena Marie Colucci, DO, MS, and Nataliya Melnyk, MD.

Tunnell Cancer Center invites the public to meet the physicians at an open house from 5 to 7 p.m. on Thursday, Nov. 6, at the center, Beebe Health Campus, Rehoboth Beach.

Dr. Chockalingam, known to her patients as Dr. Selvi, is board certified in internal medicine, oncol-ogy and hematology. She completed her fellowship in oncol-ogy and hematol-ogy at Maimonides Medical Center in Brooklyn, N.Y. Dr. Chockalingam earned her medical degree in 2001 at the Kasturba Medical College in India, and completed her residency at the Coney Island Hospital in Brooklyn.

Dr. Colucci joined Beebe from Munson Medical Center in Traverse City, Michigan. She com-pleted her fellowship in oncology and hematology at Michigan State University, College of Human Medicine. Dr. Colucci earned her doctor of osteopathy in 2000 from Michigan State University. She is board certified in internal medicine, hematology and oncology and graduated from Michigan State University College of Osteopathic Medicine.

Dr. Melnyk joined Beebe following completion of her fellowship in hematology oncology at Rutgers-Robert Wood Johnson University Hospital in New Brunswick, N.J. She earned her medical degree in 2002 at the Ternopil State Medical Academy in Ukraine, and completed her internal medicine resi-dency at the Jersey Shore University Medical Center. She is board certified in internal medicine.

Bayhealth named ‘Baby-Friendly’Bayhealth Kent General is one of 198

hospitals and birth centers, out of 3,000

facilities in the United States, who have achieved Baby-Friendly status. The Baby-Friendly initiative recognizes hospitals and birthing centers that offer an optimal level of care for breastfeeding mothers and their babies. Monthly support groups, educational classes and peer counseling are available to new mothers at Bayhealth Kent General to support them on their breastfeeding journey.

Beebe recognized by groupsHIMSS Analytics has announced that

Beebe Healthcare has achieved Stage 6

on the EMR Adoption ModelSM. Beebe Healthcare implemented a new electronic medical records system in March and has since achieved Stage 6, a level that only 15 percent of hospitals nationwide have met.

Beebe has also been recognized as a “Leader in LGBT Healthcare Equality” by the Human Rights Campaign Foundation, the educational arm of the country’s largest lesbian, gay, bisexual, and transgender civil rights organization. The findings were part of HRC Foundation’s Healthcare Equality Index 2014.

Chockalingam

Colucci

Melnyk

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COVER STORY

By Carol Kinsley

Nobody likes to think about trash, much less end up being the designated person to empty it in the dumpster. But perhaps it’s time you gave some thought to your trash collection service. If you’ve been in a long-term contract with one of the national waste management chains, you may want to consider a local option before your contract renews automati-cally.

Peninsula, a company that’s been around for 80 years, offers commercial as well as residential trash and recycling service. Peninsula also provides roll-off dumpsters and portable restrooms for con-struction or clean-up sites.

“We started commercial trash service as part of our company’s diversification,”

explained John Willey, fourth generation of the Willey family in the business and now company president. “That was added last year, just before we added our plumb-ing service.”

Peninsula was established in 1935 as Peninsula Oil in Seaford by Emory Willey. Propane was added, and the name changed to Peninsula Oil & Propane. More products and services have been added to oil and propane delivery in recent years, from heating and air condi-tioning service and installation, genera-tors, plumbing and drain cleaning, even fireplaces, grills and mini storage, so the name is now simply Peninsula. One thing that has not changed is Peninsula’s long-standing commitment to complete customer satisfaction and community involvement.

“We offer peace of mind,” Willey said. “That’s why many of our customers have been with us for 40 years and more. And that’s why new customers are choosing Peninsula.

“We live here, too, so our customers are our friends and neighbors. We know their names and faces. And when they need us, we’re there.”

Peninsula held a Customer Appreciation Day on Oct. 18 and invited its entire customer base and neighbors in the community. Offering free food, free face painting and balloons for the kids and door prizes, as well as an opportu-nity to fill a propane grill tank for $5, company officials expected maybe 250 people would attend. That Saturday was a delightfully crisp, sunny fall day and more than 1,000 neighbors attended.

Peninsula offers much more than oil and propane

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Peninsula offers much more than oil and propaneWhen the food ran out, organizers ordered more from the restaurant next door, to make sure no one went away hungry.

Visitors were invited to discover all the great services available to customers, and to learn about AMERIgreen heating oil that is 100 percent American — drilled, refined and sold exclusively in North America.

Peninsula is committed to America’s quest for energy independence. “We all ben-efit by keeping our fuel dollars right here,” Willey said.

“For our people, our country and our energy independence, it’s simply the right thing to do. We are deeply committed to this cause, and we urge others to do the same — join us and spread the word to your family and friends.”

To learn more, visit www.callrednow.com or call 629-3001.

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By Carol Kinsley

You don’t have to wait until December 31 to make important deci-sions that affect your finances, your health, your business, your home and family. Unlike the sign painter who runs out of room writing “Plan Ahead,” you can make decisions now that will help you have an awesome year in 2015.

Josh and Jessica Wiggins had a critical decision to make after a two-alarm fire damaged their Blue Water Grill in Millsboro back in March. Yes, they would rebuild, they decided, and last month the couple celebrated a grand re-opening on Oct. 10. Their commitment to provide top quality food for a fair price, along with good service, has not changed.

Attorneys Michele Procino-Wells and Amber Woodland, partners in the law firm that bears their name in downtown Seaford, also decided on a bold move this year.

They recently opened a second office in Lewes. Having offices on both the eastern and western side of the county helps them better respond to clients’ needs.

Procino-Wells & Woodland LLC is one of a few firms focusing on elder law — helping Delaware residents made decisions from estate planning, advanced health care directives and trusts to Medicaid planning. They’d be among the first to tell you that now is a good time to start planning for

your future.David Lyons was only 24, and

as he says, “fearless,” when he left Washington, D.C., in 1984 to return to his hometown of Wilmington and open his own insurance operation, Lyons Companies.

He had to create an opportunity for himself, but the venture paid off. Lyons Companies is now the larg-est independently family-owned risk management and insurance broker in Delaware. Lyons and his staff can help you make decisions about run-ning your business, particularly as regards all the new regulations dealing with employment. His company can help you protect your own family and your assets also, through comprehen-sive personal insurance coverage.

Whether for your business or your home, how to keep it heated this win-ter may be weighing on your mind.

Peninsula can take care of oil or propane deliveries, as well as residen-tial or commercial trash collection, plumbing, storage, even portable rest-room rental.

Don’t wait for a New Year’s reso-lution to start working on a healthier you. By making better choices now at mealtimes and exercising just a little more — park farther away, take the stairs — you can be more fit and trim in time for New Year’s parties!

Enjoy the stories in this issue of the Business Report and plan now to make 2015 a terrific year.

Start planning now to make 2015 terrific

PLANNING

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Seaford law firm expands to eastern side of countyBy Patricia Villani

Michele Procino-Wells, Esq. & Amber Woodland, Esq. work as law partners located in a charming old house on High Street in downtown Seaford. A second office was recently opened at 17252 N. Village Main Blvd., Unit 16, Lewes.

“Our office team takes pride in offering quality, expert legal services in a person-able way,” says Michele. “The mission of the firm highlights understanding and responding to clients’ needs, while provid-ing outstanding services with the highest standards of professionalism,” Amber adds.

Categories of services provided by the office include: Medicaid planning, vet-erans pension planning, estate planning,

guardianships and issues relating to these topics. Other areas of expertise encompass wills, trusts, powers of attorney, advance health care directives, asset protection trusts and IRA inheritance trusts.

Handling “no will” situations, probate and health care planning at all stages are also part of the firm’s services.

Procino-Wells & Woodland, LLC is one of the few firms in the state focusing on elder law with a highly regarded and experienced staff.

Michele is a member of ElderCounsel, the National Academy of Elder Law Attorneys, the National Care Planning Council, the Southern Delaware Estate Planning Council and the Elder Law Section of the Delaware State Bar Association.

Amber is a member of the board of directors for the Southern Delaware Estate Planning Council, ElderCounsel, the National Academy of Elder Law Attorneys, the National Care Planning Council and the Elder Law Section of the Delaware State Bar Association.

The office has an extensive website that discusses office services and staff at www.seafordlaw.com.

Procino-Wells Woodland

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PLANNING

Owners opt to rebuild Millsboro cafe after March fireBy Patricia Villani

“It was a wonderful feeling to know that we were missed in our community and that people value us and our restau-rant. I think our customers realize how much we love the town of Millsboro and how good it has been to us. We missed our friends and neighbors while we were closed. It feels so good to be back,” says Jessica Wiggins. She and her husband Josh own the Blue Water Grill, at 226 Main Street, a highly rated and regarded restaurant in historic downtown Millsboro.

A two alarm fire caused the restau-rant to close in March 2014 and they both celebrated the grand opening on Oct. 10. Josh and Jessica took over the business in 2007 after working many years in the hospitality business.

“We provide top quality food for a fair price,” says Josh. “Everything is homemade – the soups, sauces, dress-ings - nothing comes out of a box! We focus on good service and making our customers feel welcomed, comfortable and appreciated.”

“We’ve just made some great addi-tions to our menu, such as petite por-tions, gluten free options, a larger chil-dren’s menu, some new specialty drinks and a new bar menu. We are open seven days a week for lunch and dinner (Monday through Saturday, 11:30 a.m. to 9 p.m.; Sunday, 11:30 a.m. to 8 p.m.) with Happy Hour every day (4-6 p.m.) and all day on Sunday at the bar,” adds Jessica.

The Blue Water Grill’s website has more detailed information about the restaurant and fare: bluewatergrillmills-boro.com. Like them on Facebook, as well.

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By David F. Lyons Sr.

How will health care reform change employee health insurance benefits?

That’s a question we at Lyons Companies hear from Delaware business owners who are balancing budget consid-erations with the desire to offer an appeal-ing employee benefit plan. Likewise, we hear questions from employees about how their coverage and premiums will change.

No doubt, health care reform has brought changes.

Employers face: • The employer mandate. Firms with

50 or more employees must offer health coverage or be subject to assessment if employees receive premium credits to buy insurance. This employer mandate kicks in beginning in 2015 for employers with 100 or more full-time employees

• Increased compliance, regulatory and administrative burdens.

• New rules for COBRA (which

requires firms to offer terminated workers the chance to buy coverage) and HIPAA (privacy regulations).

Meanwhile, work-ers are contending with:

• The individual insurance mandate. This requires buying coverage or paying a

penalty.• Shifting of costs. On average, pre-

miums for family coverage grew by 81 percent from $2,661 to $4,823 over 10 years, reported the 2014 Kaiser Family Foundation and Health Research & Educational Trust survey.

Lyons Companies, through our employee benefits and human capital management divisions, guides executive decision makers on their employee benefit plans.

Our conclusion: Health benefits still put employers ahead, nearly always. Our analysis shows that health benefits are still beneficial because:

• Benefits are vital in recruiting and retaining workers. This is true across a range of industries and in business and nonprofit sectors.

• Companies are better when workers are healthier. Good employee health is a competitive advantage because it helps hold down absenteeism, sick leave and workers compensation costs.

Benefits are employers’ biggest tax break.

About the authorDavid F. Lyons Sr. is president

and chief executive officer of Lyons Companies, a firm he founded in 1984 based in Wilmington that provides services in insurance brokerage, risk management, employee benefits and human capital man-agement. www.LyonsInsurance.com

Health care reform hasn’t changed need for benefits

Lyons

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PERSONNEL FILEYeager-Achey joins a.s.a.p.r.

a.s.a.p.r. Integrated Marketing announces that Catherine Yeager-Achey has been appointed account executive, working specifically with cli-ents Allen Harim and McCready Foundation.

Yeager-Achey, currently working on a freelance basis, has previously worked with companies like Perdue Farms, GetNoticed PR and Cambridge International.

Yeager-Achey earned a masters of sci-ence in integrated marketing communica-tions at West Virginia University.

She and her family reside in Salisbury, Md.

Haynes named breeder manager Allen Harim has hired industry veteran,

Pat Haynes, as breeder manager.

Haynes has more than 25 years of animal agriculture knowledge, including a decade in breeder management. In his new role, he will be responsible for manag-ing all breeding opera-tions at the company and will work from the Liberty, N.C., breed-ing facility.

Haynes most recently worked for Perdue Farms where he served as the grandpar-ent production manager of the Georgia and Tennessee Heritage Breeder and Hatchery program. He has a bachelor of science degree in animal science from Clemson University.

Durkee named bureau chiefDelaware Department of Correction

(DOC) Commissioner Robert M. Coupe has announced that Janet Durkee has been named bureau chief of administrative services at the Central Administration Building in Dover.

Durkee will be responsible for overseeing the department’s $270.0 million dollar bud-get, central business office, human resources section and the employee development cen-ter.

Chief Durkee was previously the director of human resources for the DOC.

Yeager-Achey

Haynes

RIBBON CUTTING - The Greater Seaford Chamber of Commerce welcomes Southern Dental to Seaford. The chamber celebrated with a ribbon cutting on Friday, Sept. 19. Pictured, from left: Lisa Ashleigh, Paul Brown DMD, Mark Brown DMD, Chris Baran DMD, Natalie Morris, William Ulmer DDS, Sarah Benson, Emily Murray. Back row: Jill Guerrazzi, Christina Thomas and Lisa Bolen.

RIBBON CUTTING - The Rehoboth Beach-Dewey Chamber of Commerce (RBDBCC) held a ribbon-cutting ceremony recently for Ellis & Szabo, LLP, to announce the opening of the law firm’s second office which is located at 19470 Coastal Highway in Rehoboth Beach. Ellis & Szabo is a full service law firm with offices in Georgetown and Rehoboth Beach. The expansion will allow the firm to conduct real estate settlements at the Rehoboth Beach location. Pictured from left: Katie Miller, Envision; Shelly Thomas; Susie Davis; Nancy Smith; Stephen Ellis; Cindy Szabo; Brian Ellis; Alexandra Ellis; Wanda Lynch and Patty Burkentine, RBDBCC.

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Durkee has been with the DOC since 1993 and started in state government in 1991 with the Department of Health and Social Services.

She served in the United States Army active duty from 1979 to 1990 and with the Delaware Army National Guard from 1995 until her retirement in 2007, as a lieutenant colonel.

Shreiner to retireJames E. Shreiner, senior executive vice

president at Fulton Financial Corporation, has announced his plans to retire, effec-tive Dec. 31.

Upon his retire-ment, Shreiner’s responsibilities will be assumed by sev-eral members of Fulton Financial Corporation’s senior management team.

Shreiner has been with the company for nearly 40 years and has served in many capacities.

In 2006, he was named to his current position of senior executive vice president and joined the corporation’s senior manage-ment team.

Dean joins Aquacare Physical TherapyAquacare Physical Therapy announces

the addition of Erin Dean, DPT as staff physical therapist and incontinence/pelvic floor specialist at Aquacare’s Seaford and Salisbury, Md. offices.

Dean, a Salisbury native, earned an undergraduate degree in history and gender studies in 2005 from Salisbury University.

She earned her doctorate in physical therapy from the University of Maryland Eastern Shore.

Dean then received specialized train-ing with the Herman & Wallace Pelvic Rehabilitation Institute, receiving certifica-tion in pelvic floor evaluation and treatment interventions.

Dean worked as an exercise specialist and performed her final clinical internship at Aquacare.

KSI recognizes Tom LyonsKent-Sussex Industries, Inc. (KSI)

recently recognized Tom Lyons of Felton, as Outstanding Staff Person of the Quarter.

Lyons, who joined KSI in 1990, serves

as a program manager, helping people with disabilities reach their full potential.

As Staff Person of the Quarter, Lyons becomes eligible to be selected as Staff Person of the Year.

Local columnist honoredLocal writer Virginia Esteban received

the 2014 José Martí Gold Award for her column “La palabra maldita” (“The damn word”) which appeared in the newspaper,

HOY en Delaware. The José Martí

Awards are the most prestigious awards in the Hispanic printed industry in the United States and they are pre-sented by the National Association of Hispanic Publications (NAHP).

Shreiner

Esteban

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Celebration of Tourism to feature awardsKent County is becoming a

popular destination for those who enjoy locally-crafted wines beers and spirits, and Painted Stave Distillery of Smyrna has been chosen as the Tourism Attraction of the Year for the 23rd annual Celebration of Tourism in Kent County, set for Friday, Nov. 7, from 11 a.m. to 1 p.m. at the Duncan Center in Downtown Dover.

The event will include a full buffet awards luncheon, a selec-tion of free local wines and beers, signature dessert and the “Best of Kent County” silent auction featuring overnight stays, acces-sories, restaurant gift certificates and more.

Seven awards will be present-

ed, including Tourism Person of the Year, which is not revealed until the event.

The following addi-tional awards will be presented:

Partner of the Year – Delaware Tourism Office; Volunteers of the Year – Retired and Senior Volunteer Program of Kent County; Hotel Partners of the Year – Holiday Inn Express/Dover and Mainstay Suites; Media Partner of the Year – Delmarva Broadcasting (La Exitosa 104.1, Eagle 97.7 and Delaware 105.9).

Tickets are $35 per person or $265 per table of eight and can be purchased by calling Kent County

Tourism at 302-734-4888 or vis-iting www.Eventbrite.com and searching the event name.

Painted Stave Distilling owners Ron Gomes (left) and Mike Rasmussen are the 2014 Tourism Attraction of the Year.

Goodwill supports Disability Employment Awareness MonthDuring the month of October, Goodwill of Delaware and Delaware

County supported National Disability Employment Awareness Month. This national campaign raises awareness about the contributions

people with disabilities make in America’s workforce, and it encourages companies and organizations to build business cultures that value diver-sity, respect and employment opportunities for all.

For over 90 years, Goodwill of Delaware and Delaware County has helped individuals navigate challenges to finding employment, and has helped countless individuals to find and keep good jobs.

These include people like Alyssa Cowin. When she was very young, Alyssa was slow to develop, was non-verbal until the age of 4 and developed a life threatening chronic disease at the age of 5.

Despite her challenges, Alyssa’s family made a decision to not let these issues stand in the way of a full life for her.

While in high school, Alyssa enrolled in the Project Search initia-tive which gives high school students with disabilities the opportunity to complete their last year of instruction while learning job skills in a health care setting.

As a result of the skills she learned in the program and her deter-mination, Alyssa was able to secure a position in the offices of Rita Landgraf, Delaware’s Secretary of Health and Social Services.

Alyssa, who was selected as the 2012 Goodwill Graduate of the Year, assisted in advocating on behalf of people with disabilities this past spring in Washington, D.C.

“Millions of Americans with disabilities make contributions to the workplace each and every day,” said CEO Colleen Morrone. “At Goodwill, we encourage all local businesses to join us in a commitment to employ and empower people with disabilities.”

RIBBON CUTTING - The Central Delaware Chamber of Commerce (CDCC) joined The Rookery North in a ribbon cutting ceremony recently to celebrate its member-ship with the CDCC. The Rookery North, formerly the Shawnee Country Club facility, is open to the public. Located in Milford, the Rookery North offers a championship 18-hole golf course, daily restaurant and bar ser-vices, tennis courts and a pool. The elegant banquet facility can be utilized for corporate, civic, family and golf events. Large or small groups are welcome. For more information on planning special events, call 302-422-9745 or email [email protected].

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RIBBON CUTTING - The Central Delaware Chamber of Commerce (CDCC) joined Sparkle Pools in a ribbon cutting ceremony recently to celebrate their new location in Smyrna at 250 Stadium St., Ste. 100, and their membership with the CDCC. Serving Delmarva for over 25 years, Sparkle Pools offers sales and service of in-ground and above-ground pools. There are five retail outlets and Sparkle Pools is the exclusive dealer for Marquis Spas in mid-shore Maryland and all three counties in Delaware.

FOOD PANTRY DONATION - First State Community Action Agency received a truckload of food donated by employees of M&T Bank, Millsboro facility. From Aug. 19 through Sept. 25, M&T Bank employees coordinated a food drive campaign collecting more than 600 canned foods, fruits and veggies, boxes of pastas and sauces, rice and cereals for First State’s Emergency Food Pantry in Georgetown which serves more than 3,000 individuals annually. For more information about the pan-try or to make a donation, call 856-7761. Pictured, from left: M&T Bank Vice President of Operations Debora Tyre, First State Vice President Dr. Anne Farley, First State Executive Director Bernice Edwards and food pantry volunteer Beatrice Trader.

Flood family makes donation Wesley College faculty, staff, students

and members of the Dover community gathered recently to honor Jim Flood Sr. and Kathleen Flood for their contribution to fully fund the renovation of Wesley’s Writing and Tutoring Center, a part of Wesley’s Department of Academic Support.

With the relocation of a computer lab, the department was able to repurpose the space to be devoted to the tutoring program, which previously had no area to call home.

Jim Flood Sr. is a lifelong newspa-per man who is now publisher emeri-tus of the Dover Post, a newspaper he started in 1975. Kathleen Casey Flood, a New York native and graduate of Columbia University Graduate School of Journalism, worked as a local news reporter and editor on three daily news-papers in New Jersey.

With its new space, the tutoring pro-gram has served more than 500 students in its first month, compared to just more than 200 students in the same time period last year.

Newcomer inducted at Del TechTrisha L. Newcomer, of Laurel,

was inducted as the 2014 Distinguished Alumni for Delaware Technical Community College’s Owens Campus at a ceremony on Sept. 24. The award is presented each year to graduates in recognition of excellence and out-standing achievements in their profes-sional careers. Newcomer graduated in 2000 from the Office Administration Technology program.

Network offers support servicesDelaware Health Information Network

is offering Business Solutions — techni-cal, education and support services for physician groups and medical offices.

To help bridge the gap between a practice’s clinical needs and system capabilities, the network offers a range of solutions, including security, project management, workflow improvement, “Meaningful Use” support and training. DHIN Business Solutions are offered in partnership with Best Practice Partners, a leader in health IT optimization.

For more information, call 302-678-0220 or visit www.dhin.org/business-solutions.

EDUCATION

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RIBBON CUTTING - The Greater Seaford Chamber of Commerce welcomes Peninsula Urology, as they have expanded their business from Salisbury to Seaford. Peninsula Urology celebrated with a ribbon cutting and business networking mixer for the chamber on Sept. 25. Pictured from left: Mike Synowiec, Dr. Harold Genvert, Dr. Mark Edney, Dr. Mark Shimko, Dr. Doyle Maull and Angela M. Jefferson, CRNP-F.

RIBBON CUTTING - ILC Dover has opened a new, state-of-the-art test facility in Frederica that will be used to test technology and products for homeland security and municipal infrastructure protection. The facility will test the Resilient Tunnel Plug technology a Department of Homeland Security Science and Technology Directorate effort to provide security to transit systems as protection from flooding in the event of a terrorist attack. Novel spin-off technologies for flood protection and mitigation will be tested in a second section of the facility. Pictured from left: Dr. John Fortune, Department of Homeland Security project manager; Dr. Reginald Brothers, Department of Homeland Security under secretary for science and technology; Bill Wallach, CEO of ILC Dover; Fran DiNuzzo, president of ILC Dover.

Small Business Summit is Nov. 18The State of Delaware prides itself on

its business friendliness and willingness to provide opportunities and access to the small business sector. The recent signing of Executive Order #44 fosters that spirit by establishing a Small Business Focus Program.

The program increases access to state procurement opportunities for small busi-nesses of a certain size and ensures repre-sentation for businesspeople with disabili-ties so that these individuals are included in the state’s supplier diversity initiatives.

These new opportunities and other small business initiatives will be detailed at the 2014 Delaware Small Business Summit, which will be held on Tuesday, Nov. 18 at Dover Downs in Dover.

The half-day program begins at 7:30 a.m.

Gov. Markell will be the keynote speaker at the summit, which will include two panel discussions. The summit will also feature a presentation on the details of the Small Business Focus Program by the Office of Supplier Diversity.

To register, visit www.dedo.delaware.gov/smallbusiness.

Lending Act protects troops, familiesThe Delaware Community Reinvestment

Action Council, Inc. (DCRAC) applauded the Department of Defense for issuing new proposed rules to protect servicemembers and their families from predatory lending practices.

The new rules update implementation of the Military Lending Act, bipartisan legisla-tion passed by Congress and signed into law by President George W. Bush, to close loopholes predatory lenders have used to prey on members of the armed services.

The Military Lending Act limited loans to members of the military to a 36-percent annual percentage interest rate. Predatory lenders have used loopholes and created new, sky-high interest rate loan products to circumvent the narrow definitions the Department of Defense used in its original regulations implementing the law. Often marketed as a quick fix to a cash crunch, the defective and predatory loans currently tar-geting members of the military are designed to trap them in a cycle of debt they cannot escape.

Many lenders charge effective inter-est rates over 400 percent when factoring in exorbitant fees and worthless insurance products often sold with loans.

Groups work to expand opportunities The U.S. Small Business Administration

and the National Women’s Business Council have joined forces in an effort to increase the flow of capital by and into small businesses run by women. The goal is to encourage greater participation by women on the finan-cial and investing side of high-growth entre-preneurship.

The SBA and the council will hold a series of roundtable discussions nationwide to devel-

op policy recommendations that will become action items to be pursued by the SBA. The groups will meet with investor and fund man-agers to discuss ways to increase the ranks of women investors while developing strategies to encourage investment in companies run by women.

The series will culminate with unveiling the policy recommendations at the Private Equity Women Investor Network Meeting, tentatively scheduled for May 2015.

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PUBL ISHERBryant Richardson

TREASURERCarol Wright Richardson

ED ITORMike McClure

COMPOSIT IONElaine Schneider

Tina ReaserKaren Cherrix

VP OF MARKET INGChris Redman

SALESRick Cullen

Greg English

CONTACT Morning Star Publications

302-629-9788951 Norman Eskridge Hwy.

Seaford, DE 19973

[email protected]

[email protected]

Focusing on the ambition and innovation that make

Delaware businesses unique

please recycle this magazine

Vol. 18 No. 2

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BUSINESS DIRECTORYACCOUNTINGHorty & Horty, P.A.Doug Phillips, CPA, [email protected] N. DuPont Hwy.Dover, DE 19901

ADVERTISINGMorning Star Business ReportBryant Richardson302-629-9788302-629-9243 [email protected] Norman Eskridge Hwy.P.O. Box 1000Seaford, DE 19973

BUSINESS ORGANIZATIONBetter Business Bureau of DelawareChristine Sauers302-221-5255302-221-5265 [email protected] Reads WayNew Castle, DE 19720

CHAMBER OF COMMERCEBethany-Fenwick AreaChamber of CommerceKristie Maravalli302-539-2100302-539-9434 [email protected] Coastal HighwayFenwick Island, DE 19944

Central Delaware Chamber of CommerceJudy Diogo302-734-7513302-678-0189 [email protected] N. DuPont Hwy. Dover, DE 19901

Georgetown Chamberof CommerceKaren Duffield302-856-1544302-856-1577 [email protected] E. Market St., PO Box 1Georgetown, DE 19947

Lewes Chamber of CommerceBetsy Reamer302-645-8073Toll Free 877-465-3937302-645-8412 [email protected] Kings Hwy., P.O. Box 1Lewes, DE 19958

Greater Millsboro Chamber of CommerceAmy Simmons302-934-6777302-934-6065 [email protected]. Box 187Millsboro, DE 19966

Milton Chamber of CommerceLisa Sumstine302-684-1101www.historicmilton.comchamber@historicmilton.com707 Chestnut St., P.O. Box 61Milton, DE 19968

Rehoboth Beach - Dewey Beach Chamber of Commerce & Visitor CenterCarol Everhart302-227-6446302-227-2233 ext. 13302-227-8351 [email protected] Rehoboth Ave. Rehoboth Beach, DE 19971

Greater Seaford Chamber of CommerceLynn Brocato302-629-9690302-629-0281 [email protected] A High St.Seaford, DE 19973

CREDIT CARD PROCESSINGFirst Merchant ServicesRonald W. Burke302-875-5645302-875-0935 [email protected] Johnson RoadLaurel, DE 19956

EDUCATIONDelaware Technical Community College Corporate and Community ProgramsChristopher M. Moody, Director(302) 259-6330302-259-6759 faxwww.dtcc.edu/owens/[email protected] Technology Center21179 College DriveGeorgetown, DE 19947

University of DelawareProfessional & Continuing StudiesTara Kee866-820-0238302-831-3292 faxwww.pcs.udel.edu [email protected]

ENVIRONMENTAL CONSULTINGEnvirotech Environmental Consulting, Inc.Todd Fritchman302-684-5201302-684-5204 [email protected] Broadkill RoadMilton, DE 19968

FINANCIALBank of DelmarvaScott Rukowicz302-875-5901302-875-1766 [email protected] East Market St.Laurel, DE 19956

County Bank7 Sussex County Locations302-226-9800302-226-3182 faxwww.CountyBankDel.com19927 Shuttle Rd. (Main Office)Rehoboth Beach, DE 19971

Del One Federal Credit Union9 Statewide LocationsAmy Resh302-672-1492302-739-1790 [email protected]

270 Beiser Blvd.Dover, DE 19904

Delaware State Police Federal Credit UnionStephen Cimo302-856-3501 ext. 120302-856-2539 [email protected]. Box 800Georgetown, DE 19947

Sussex County Federal Credit UnionDebbie Jewell302-629-0100302-629-0966 [email protected] Bridgeville Hwy.Seaford, DE 19973

FUNERAL SERVICESWatson Yates Funeral HomeGary Yates302-629-8561302-629-7961 faxFront & King St.Seaford, DE 19973

GRAPHIC/WEBSITE DESIGNDean Design Marketing GroupStephanie Whitcomb [email protected] [email protected]

HEALTHBayhealth Kent GeneralMilford MemorialPam Marecki302-744-7013302-735-3227 [email protected] 640 S. State St.Dover, DE 19901

Beebe HealthcareKelly Griffin302-645-3220302-644-9032 [email protected] Savannah Rd.Lewes, DE 19958

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31 Business Report | November 2014

HEALTH Nanticoke Health ServicesSharon Harrington302-629-6611302-629-3211 [email protected] Middleford Rd.Seaford, DE 19973

INSURANCEFarnell & Gast InsuranceJoe Gast, CPCU302-629-4514302-536-6257 [email protected]@[email protected] W. Stein HighwaySeaford, DE 19973

IFS BenefitsPatrick FitzgeraldRyan DunnBob Sonchen302-645-2356302-645-5723 faxwww.ifs-benefits.com17527 Nassau Commons BlvdSuite 208Lewes DE 19958

Lyons CompaniesDavid F. Lyons, Sr.David F. Lyons, Jr.Lew Harrington302-227-7100www.lyonsinsurance.cominfo@lyonsinsurance.com19643 Blue Bird Lane, Unit 8Rehoboth Beach, DE 19971

INTERNET SERVICE & WEB PAGE DESIGNDelmarva DigitalTim Smith302-875-7700302-875-8288 [email protected] LaureltowneLaurel, DE 19956

INVESTIGATIVE & COLLECTION SERVICESMohr Investigative Services, Inc.James W. Mohrmann866-370-1004www.mohrinvestigations.comjmohrmann@mohrinvestiga-tions.com9 East Loockerman Street,Suite 201Dover, DE 19901

INVESTMENTSEdward JonesJohn Rittenhouse, AAMS302-629-6094877-613-3009 faxwww.edwardjones.com559 North Hall StreetSeaford, DE 19973

JEWELERSHolland Jewelers 302-947-120020750 John J. Williams Hwy.Peddlers VillageLewes, DE [email protected]

LEGALSergovic, Carmean & Weidman, P.AAttorneys At LawJohn A. Sergovic, Jr.Shannon D. CarmeanLeslie Case DiPietro302-855-1260302-855-1270 faxwww.scdelaw.com142 E. Market St.PO Box 751Georgetown, DE 19947

Law Offices of Karen Y. Vicks, [email protected] W. Loockerman St.Suite 102Dover, DE 19904

PORTRAITSPortraits In The SandDave Koster302-226-9226302-226-8424 faxwww.portraitsinthesand.combusinessreport@portraitsinthe-sand.com110 White Oak Rd.Rehoboth Beach, DE 19971

REAL ESTATECallaway, Farnell and Moore, Inc. [email protected] W. Stein Hwy.Seaford, DE 19973

Coldwell Banker Resort RealtySkip Faust302-227-5000 office302-745-8764 cell302-227-3804 [email protected] Coastal Hwy.Rehoboth Beach, DE 19971

Long & Foster Resort Rentals302-227-3821800-272-2828302-227-4880 faxwww.lfvacations.com37156 Rehoboth Ave.Rehoboth Beach, DE 19971

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