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More Obamacare Health Insurance Problems American Family Ending Health Insurance
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Transcript of More Obamacare Health Insurance Problems American Family Ending Health Insurance
More ObamaCare Health
Insurance Problems
American Family Ending Health
Insurance
Earlier this week, David Brinkman
received a surprise in the mail box.
It was a letter, and inside, it said American Family Insurance was canceling
his medical policy, effective April 2014.
"We were kind of dumbfounded, for lack of a better term," Brinkman
said. "We didn't know what we were going to
do."
Brinkman is a farmer living in Greene, Iowa, and has had four bypasses and
several stents put in for his heart. For a man with his
health problems, losing his insurance is a huge
problem.
"If your insurance gets canceled, that's a big chunk of your life," he
said.
Brinkman isn't alone in his problem, either –
American Family confirmed that they're actually canceling all their major medical insurance policies.
www.AIADirectQuote.com
Brinkman said he
thought it was because
of the Affordable Care Act,
also known colloquially as Obamacare. But, that's
not the case, said American Family.
"It had nothing to do with that legislation," American Family
Spokesman Steve Witmer said."The wheels were in motion for this in 2009
and prior.“ Yeah Sure!
Witmer told me that the company decided back in
2009 that they simply couldn't afford to provide
competitive health insurance anymore.
Current health customers have been grandfathered along in the grace period
since then.
American Family is recommending that its
soon-to-be-former customers transfer to
Assurant Health, where the companies have brokered a deal for
guaranteed coverage.www.AIADirectQuote.com
Still, Brinkman said it is a tough transition – he'll be paying more, and for
less coverage at that. Total, he estimated that
the change will add about $5000 to his yearly
insurance costs.
"That's a heck of difference in your life,
especially when you get to be my age and are
thinking about retirement," he said.
Now, he has 60 days to make the decision of
whether to transfer to Assurant, or look for coverage elsewhere, because the clock is
ticking on his American Family policy.
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