Monthly Budget
description
Transcript of Monthly Budget
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03/01/14 03/31/14
3
Projected Monthly Income Budget Actual Variance % of Budget
Income 3,052.00 - 3,052.00 0%
Income (2) - - - 0%
Extra income - - - 0%
Total monthly income 3,052.00 - 3,052.00 0%
Charity Budget Actual Variance % of Budget
Tithing - - - 0%
Fast Offerings - - - 0%
Missionary Fund - - - 0%
Callings - - - 0%
Total Charity Expenses - - - 0%
Home Budget Actual Variance % of Budget
Mortgage 624.90 - 624.90 0%
Tax 279.17 - 279.17 0%
Insurance 143.42 - 143.42 0%
PMI 47.28 - 47.28 0%
Additional Principle - - - 0%
Total Home Expenses 1,094.76 - 1,094.76 0%
Utilities Budget Actual Variance % of Budget
Electricity 59.75 - 59.75 0%
Gas 98.17 - 98.17 0%
Water 36.34 - 36.34 0%
Phone 65.00 - 65.00 0%
Internet 32.99 - 32.99 0%
Trash 18.67 - 18.67 0%
- - - 0%
Total Utility Expenses 310.92 - 310.92 0%
New Sheet
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Food/Family/Fun Budget Actual Variance
Food/Household items 500.00 - 500.00
Medical 10.00 -
Clothing 100.00 - 100.00
Jenni's Fund (Kids) 75.00 - 75.00
Luke's Fund 25.00 - 25.00
Entertainment 40.00 - 40.00
Eating Out 40.00 - 40.00
Kids Education 30.00 - 30.00
Christmas Fund 20.00 - 20.00
Birthday/Gifts 20.00 - 20.00
- -
Total Living Expenses 860.00 - 850.00
Car Expenses Budget Actual Variance
Fuel 250.00 - 250.00
Car Insurance 73.93 - 73.93
Car Loan - - -
Plates - - -
Maintenance - - -
Total Car Expenses 323.93 - 323.93
Miscellaneous Budget Actual Variance
Surprises 30.00 - 30.00
Emergency Preparedness 10.00 - 10.00
Home Improvement 20.00 - 20.00
HOA fees 20.00 - 20.00
Debt Reduction - - -
School Loan - - -
Meritrust (savings) 700.00 - 700.00
Total Living Expenses 780.00 - 780.00
Total Expenses 3,369.61 - 3,359.61
Disposable Income (317.61) - (307.61)
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Description
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Debit Credit
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Date No. Description
7/01/2011 ATM -28.6107/01/11 ATM
7/01/2011 walmart -79.0107/01/11 walmart
7/01/2011 video store -1081.0607/01/11 video store
7/01/2011 transfer 100007/01/11 transfer
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Debit Credit
-28.61
-79.01
-1081.06
1000
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December 12
Budget Actual Variance % of Budget
Projected Monthly Income
Income 3,052.00 - 3,052.00 0%
Income (2) 0.01 - 0.01 0%
Extra income 0.01 - 0.01 0%
Total monthly income 3,052.02 - 3,052.02 0%
Charity Budget Actual Variance % of Budget
Tithing 0.01 - 0.01 0%
Fast Offerings 0.01 - 0.01 0%
Missionary Fund 0.01 - 0.01 0%
Callings 0.01 - - 0%
Total Charity Expenses 0.04 - 0.03 0%
Home Budget Actual Variance % of Budget
Mortgage 624.90 1,072.08 (447.18) 172%
Tax 279.17 - 279.17 0%
Insurance 143.42 - 143.42 0%
PMI 47.28 - 47.28 0%
Additional Principle 0.00 - 0.00 0%
Total Home Expenses 1,094.76 1,072.08 22.68 172%
Utilities Budget Actual Variance % of Budget
Electricity 60.78 - 60.78 0%
Gas 78.22 - 78.22 0%
Water 37.04 - 37.04 0%
Phone 65.00 - 65.00 0%
Internet 32.99 - 32.99 0%
Trash 18.67 - 18.67 0%
Total Utility Expenses 292.70 - 292.70 0%
Car Expenses Budget Actual Variance % of Budget
Fuel 250.00 - 250.00 0%
Car Insurance 73.93 - 73.93 0%
Car Loan 1.00 - 1.00 0%
Plates 1.00 - 1.00 0%
Maintenance 1.00 - 1.00 0%
Total Car Expenses 326.93 - 326.93 0%
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Food/Family/Fun Budget Actual Variance % of Budget
Food/Household items 500.00 264.05 235.95 53%
Medical 10.00 -
Clothing 100.00 - 100.00 0%
Jenni's Fund (Kids) 75.00 - 75.00 0%
Luke's Fund 25.00 - 25.00 0%
Entertainment 40.00 - 40.00 0%
Eating Out 40.00 21.10 18.90 53%
Kids Education 30.00 - 30.00 0%
Christmas Fund 20.00 - 20.00 0%
Birthday/Gifts 20.00 - 20.00 0%
Total Living Expenses 860.00 285.15 564.85 106%
Miscellaneous Budget Actual Variance % of Budget
Surprises 30.00 - 30.00 0%
Food Storage/Emergency Preparedness 10.00 - 10.00 0%
Home Improvement 20.00 25.24 (5.24) 126%
HOA fees 20.00 - 20.00 0%
Debt Reduction 350.00 - 350.00 0%
School Loan 0.01 - 0.01 0%
Meritrust (savings) 0.01 - 0.01 0%
Total Living Expenses 430.02 25.24 404.78 126%
Total Expenses 3,004.45 1,382.47 1,611.97 4.03
Disposable Income 47.57 (1,382.47) 1,440.05 (4.03)
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Date No. Description Debit Credit
3/3/2014 lowe's -2.69
3/3/2014 wendy's -14.93
3/3/2014 lowe's -22.55
3/3/2014 bank -1072.08
3/3/2014 target -11.07
3/3/2014 walmart -252.98
3/3/2014 mcdonalds -6.17
3/3/2014 debit 50
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Home Improvement
Eating Out
Home Improvement
Mortgage
Food/Household items
Food/Household items
Eating Out
Food/Household items
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Account #
svc type
customer
charge
energy
charge
fuel
charge
prop tax
surcharge
transmsn
charge
envrmntl
charge
energy eff
charge
current
charges
11/28/2011 ELE 8 32.45 10.77 0.02 4.43 2.16 0.28 58.11
12/29/2011 ELE 8 29.62 9.83 0.02 4.04 1.97 0.28 53.76
1/30/2012 ELE 8 24.6 8.21 0.14 3.36 1.63 0.23 46.17
2/28/2012 ELE 8 29.04 9.7 0.17 3.96 1.93 0.27 53.07
3/28/2012 ELE 8 27.08 9.04 0.16 3.7 1.8 0.25 50.03
4/26/2012 ELE 8 41.98 16.9 0.24 6.66 2.79 0.39 76.96
5/25/2012 ELE 8.9 59.06 21.73 0.31 9.43 0.38 0.5 100.31
6/26/2012 ELE 9 98.76 34.28 0.49 14.87 1.3 0.8 159.5
7/26/2012 ELE 9 150.25 43.16 0.69 20.91 2.71 1.12 227.84
8/24/2012 ELE 9 88.65 26.86 0.43 13.02 1.69 0.7 140.35
9/25/2012 ELE 9 78.9 24.28 0.39 11.77 1.52 0.63 126.49
10/24/2012 ELE 9 39.09 12.88 0.2 6.21 0.79 0.33 68.5
11/27/2012 ELE 9 41.29 13.6 0.21 6.59 0.84 0.38 71.91
12/28/2012 ELE 9 34.03 11.21 0.18 5.43 0.69 0.32 60.86
1/29/2013 ELE 9 29.78 10.78 0.51 4.76 0.6 0.28 55.71
2/27/2013 ELE 9 36.47 13.21 0.63 5.82 0.74 0.34 66.21
3/28/2013 ELE 9 34.15 12.37 0.59 5.53 0.69 0.32 62.65
4/26/2013 ELE 9 30.42 10.3 0.52 5.2 0.62 0.28 56.34
5/28/2013 ELE 9 46.12 15.62 0.79 7.89 0.94 0.43 80.79
6/26/2013 ELE 9 76.32 25.23 1.28 12.74 2.98 0.7 128.25
7/26/2013 ELE 9 138.21 40.74 2.12 21.13 6.02 1.15 218.27
8/26/2013 ELE 9 87.08 26.96 1.41 14.14 3.99 0.76 143.34
9/25/2013 ELE 9 106.35 32.15 1.68 16.93 4.75 0.91 171.77
10/24/2013 ELE 9 51.9 16.99 0.89 9.01 2.53 0.49 90.81
0
50
100
150
200
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300
9/14/201112/23/20114/1/20127/10/201210/18/20121/26/20135/6/20138/14/201311/22/20133/2/2014
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Franchise
tax sales tax total
2.91 0.61 61.63 562 0.05774 115.4804
2.69 0.56 57.01 513 0.057739 115.4776
2.31 0.48 48.96 426 0.057746 115.493
2.65 0.56 56.28 503 0.057734 115.4672
2.5 0.53 53.06 469 0.05774 115.4797
3.85 0.81 81.62 727 0.057744 115.4883
5.02 1.05 106.38 935 0.063166 126.3316
7.98 1.67 169.15 1475 0.066956 133.9119
11.39 2.39 241.62 2074 0.072445 144.8891
7.02 1.47 148.84 1291 0.068668 137.3354
6.32 1.33 134.14 1167 0.067609 135.2185
3.43 0.72 72.65 608 0.064293 128.5855
3.6 0.76 76.27 642 0.064315 128.6293
3.04 0.64 64.54 529 0.064329 128.6578
2.79 0.59 59.09 463 0.06432 128.6393
3.31 0.7 70.22 567 0.064321 128.642
3.13 0.66 66.44 531 0.064313 128.6252
2.82 0.59 59.75 473 0.064313 128.6258
4.04 0.85 85.68 717 0.064324 128.6471
6.41 1.35 136.01 1158 0.065907 131.8135
10.92 2.29 231.58 1921 0.071947 143.8938
7.17 1.51 152.02 1271 0.068513 137.026
8.59 1.8 182.16 1516 0.070152 140.3034
4.54 0.95 96.3 807 0.064312 128.6245
104.6417 889.375 0.064193 128.3869
11/22/20133/2/2014
Payment
unit price
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Account #:
Charge
DateAmount Days
Consumptio
n (MCF)Amount
######### 1 31 2.7 Last 12 month history: 696.74
9/25/2013 25.82 30 1.1 Previous 13-24 month history: 538.29
8/26/2013 25.92 29 1.1 Previous 25-36 month history: 652.91
7/26/2013 29.51 33 1.4
6/26/2013 33.2 29 1.8
5/28/2013 56.04 29 4.3
4/26/2013 73.01 29 6.6
3/28/2013 89.18 30 9
2/27/2013 93.73 30 9.7
1/29/2013 97.71 34 10
######### 75.46 31 7.7
######### 57.58 32 5.8
######### 33.87 29 2.5
9/25/2012 22.49 30 1
8/24/2012 20.64 29 0.8
7/26/2012 24.6 32 1.4
6/26/2012 25.36 31 1.6
5/25/2012 26.86 28 1.8
4/26/2012 37.54 31 3.1
3/28/2012 51.45 29 5.3
2/28/2012 81.65 29 9.1
1/30/2012 78.81 34 8.4
######### 75.08 31 7.9
######### 59.94 32 5.8
######### 34.51 29 2.4
9/26/2011 23.73 30 1.1
8/25/2011 22.77 31 1
7/27/2011 19.15 30 0.6
6/27/2011 26.14 30 1.4
5/26/2011 42.47 31 3.3
4/27/2011 52.64 29 4.6
3/29/2011 153.88 29 16.7
2/28/2011 95.05 29 10.2
1/28/2011 40.03 34 3.2
######### 84.13 33 9.8
######### 58.41 30 5.8
52.81029
0
20
40
60
80
100
120
140
160
180
8/10/2010 2/26/2011 9/14/2011 4/1/2012 10/18/2012
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DaysConsumptio
n (Mcf)
365 61.2
366 48.7
365 60.1
4/1/2012 10/18/2012 5/6/2013 11/22/2013 6/10/2014
Series1
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Account #:
Date New ChargesPenalty Payment Balance
######## $44.94 $44.94 $0.00
######## $48.07 $48.07 $0.00
9/1/2013 $48.07 $1.70 $49.77 $0.00
8/1/2013 $47.79 $47.79 $0.00
7/1/2013 $47.79 $47.79 $0.00
6/1/2013 $48.07 $48.07 $0.00
5/1/2013 $36.62 $36.62 $0.00
4/1/2013 $37.48 $37.48 $0.00
3/1/2013 $36.34 $36.34 $0.00
2/1/2013 $33.49 $33.49 $0.00
1/1/2013 $33.33 $33.33 $0.00
######## $37.04 $37.04 $0.00
######## $31.90 $31.90 $0.00
######## $35.62 $35.62 $0.00
9/1/2012 $33.05 $35.21 $0.00
8/1/2012 $57.29 $2.16 $57.29 $2.16
7/1/2012 $36.18 $36.18 $0.00
6/1/2012 $38.47 $38.47 $0.00
5/1/2012 $43.44 $43.44 $0.00
$40.99
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Account #:
1/18/2012 32.99
2/18/2012 32.99
3/18/2012 32.99
4/18/2012 32.99
5/18/2012 32.99
6/18/2012 32.99
7/18/2012 32.99
8/18/2012 32.99
9/18/2012 32.99
10/18/2012 32.99
11/18/2012 32.99
12/18/2012 32.99
1/18/2013 32.99
2/18/2013 32.99
3/18/2013 32.99
4/18/2013 32.99
5/18/2013 32.99
6/18/2013 32.99
7/18/2013 32.99
8/18/2013 32.99
9/18/2013 32.99
10/18/2013 32.99