Money Transfer Product Presentation
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Transcript of Money Transfer Product Presentation
easypaisa - money.transfer
Anybody - Anytime – Anywhere
Omar Moeen MalikManager Financial Services
20th Nov 2009
Agenda
About easypaisamoney.transfer product Customer benefits
Target Market Target Market Product Pricing Product Details
About easypaisa
Pakistan’s First Branchless Banking solution
Providing the un-banked population with accessible financial servicesaccessible financial services
The innovative product umbrella of easypaisa will provide complete convenience and empowerment to the people of Pakistan
Introducing money.transfer!
Any person can send and receive money to/from their family, friends, etc from any easypaisa Merchant in the most efficient, secure and convenient way
Not limited to Telenor subscribers or other mobile operator subscribers. Even people with no mobile phones can use this service!!
No registration is required to use this product
Customer Benefits
Convenience More than 4000 outlets Late working hours/Holidays
Security Security GSM standards security Instant SMS confirmation messages
Instant Transaction Not restricted to Telenor subscribers 24/7 Customer Support
Target Market
Any and All Domestic Remittances Users
Any Pakistani (e.g. Migrant Workers, Household Staff, Drivers, Guards, etc) sending Monthly Salaries home to their families from Urban Cities to Rural Villages
Parents sending funds to their children at educational Parents sending funds to their children at educational institutions in other cities for tuition fee, monthly pocket money etc
Frequent Travelers who don’t want to carry cash using this service as Travelers Cheques by sending money to themselves from one city and collecting the money in another city
Product Pricing
6 simple slabs for the customers with prices stated upfront No hidden charges
Transactional Limits (SBP regulations):• At most 3 transactions per month
• Rs. 10,000 per month sending and receiving
money.transfer Pricing Table
Slab Start Slab End Fee (Rs.) FED (16%) Total
0 1000 50 8 58
1001 2500 100 16 116
2501 4000 150 24 174
4001 6000 200 32 232
6001 8000 250 40 290
8001 10000 300 48 348
Pricing Details
How will the fee be deducted for a Money Transfer?
Fee for the transaction (including taxes) will be charged on top of the Money Transfer amount
Fee will only be charged to the Sender and not the Receiver
Example: A person who wants to transfer Rs. 1000 to another person would end up
paying Rs. 1000 + 58 to the Merchant (where Rs. 50 = Money Transfer fee & Rs. 8 = taxes).
Receiver does not need to pay anything and will be able to pick up Rs. 1000 from any easypaisa Merchant.
What’s required for money.transfer?
The Sender needs to bring: original, valid Nadra CNIC and a photocopy Receiver's CNIC number
Sender to enter a 5-digit secret transaction pass-code during sendingduring sending
The Receiver needs to bring: original, valid Nadra CNIC and a photocopy Transaction ID (system generated) 5 digit secret transaction pass-code (entered by Sender)
Sender and Receiver’s Phone Numbers are optional
Sending Process Complete
Sender has to collect a filled out, stamped Receipt from the Merchant for his records - Mandatory
Confirmation Messages on Sending & Receiving
Sender receives a SMS from 3737
Merchant receives a SMS from 3737
Receiver receives a SMS from 3737
Trx ID 90772. You have sent Rs. 2000 to CNIC
4220365267929.The fee for this transaction is Rs. 116. Please pay Rs. 2116
to the merchant
Trx ID 90772. Please collect Rs. 2116 from the customer. Rs. 2000 have
been sent to CNIC 4220365267929 and your new MWallet balance is
Rs. 17926
Trx ID 90772. CNIC 6110165267929 has sent you Rs. 2000. You can withdraw/collect this
cash from any easypaisa merchant by giving your
CNIC, Trx ID and transaction Passcode
easypaisa Locations
Where can customers send/receive Money from?
All Telenor Sales & Service Centers (24) All Tameer Bank Branches (30) All Telenor Franchises (232)
All easypaisa Retailers (4117) All easypaisa Retailers (4117)
www.easypaisa.com.pk
easypaisa Info Services*(for Telenor subscribers only)
Send a SMS with text “ep” to 3737
- Find Nearest Merchant- Find Merchants by City
Customer / Dealer Support
24 / 7 Help Line for Customers and Merchants
Help Line for Telenor Customers (345) Help Line for non-Telenor Customers (111-345-100) Help Line for non-Telenor Customers (111-345-100)
Help Line for Merchants (345-545)
Q & A