–George Bernard Shaw

“You see things; and you say “Why?” But I dream things that never were; and I say “Why not?”

CURRENT PROBLEMGetting a Loan from banks is cumbersome during a contingent need

or

IMPOSSIBLE !

ARE BANKS EFFICIENT?

Are banks “efficient” in judging my credit risk?

SOCIAL “EQUITY”

Social connections between borrowers and lenders reduce information asymmetries

CORE INSIGHT

We all want to lend at higher than bank rates

We all want to borrow at lower than bank rates

Creditworthiness can be better assessed by your social network

Default risk can be better controlled by social/peer pressure

CORE INSIGHT

CLUB BASED MODEL

TEAM

Manuraj Jain Experience: 15 yrs

BTech: IIT KgpMBA : Insead

Last 8 years building Vinculum Capital Partners

Alok Nandan Experience: 15 yrs

Btech: IIT Kgp, Computer Sc PHD: UCLA

worked in one start up that went public on NYSE and another that got acquired by SalesForce

Ramanna Sathya Experience: 20+ yrs

Mtech: IIT Delhi, Computer Sc Director,Engineer at Sybase, a SAP company

USE CASES

students

First time jobbers

professionals

SMEs

Housewives

Entrepreneurs

VISION

Anyone should be able to save, invest and borrow within their trust chain across the globe!

THE END

www.themoneyclub.in