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SBI CLERK M.T. EXPLANATION - 11

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Model Test -11(Explanation & Key)

GENERAL AWARENESS1. Ans: 2

24th January is being celebrated asNational Girl Child Day. To mark theoccasion, Ministry of Women and ChildDevelopment organised deliberations onthe theme of ‘Adolescent Girls: Issues andChallenges’ in New Delhi on 21st January,2011. The celebrations were presided overby Minister of State (Independent Charge)Smt. Krishna Tirath. Addressing theaudience on the occasion the Minister saidthat adolescence is a critical phase in agirl’s life when she is on the threshold ofwomanhood.

2. Ans: 1Shinzo Abe, the chief guest of Republic Daycelebrations is the Japanese PrimeMinister.

3. Ans: 3Ramanujan Prize was instituted byInternational Centre for theoreticalPhysics and the International Mathe-matical Union. The Prize is awardedannually to a researcher from a developingcountry who is less than 45 years of age.

4. Ans: 4Kuri Kathy Cross, New Zeland umpire hasbecome the first woman umpire on ICCpanel.

5. Ans: 3The Filmfare Awards are presentedannually by The Times Group to honourboth artistic and technical excellence ofprofessionals in the Hindi language filmindustry of India. The Filmfare ceremonyis the oldest and most prominent filmevents dedicated to Hindi films in India.The awards were first introduced in 1954,the same year as the National Film Awards.They were initially referred to as the ClareAwards or The Clares after ClareMendonca, the editor of The Times of India.

6. Ans: 5The Ministry of Rural Development hasdecided to re-design & re-structure the on-going swarnajayanti Gram SwarojgarYojana (SGSY) into NRLM. The objective isto promote self-employment & wageemployment to reduce poverty among ruralBPL.

7. Ans: 2Prime Minister Manmohan Singh andChinese premier Li Keqiang have signed

a border pact in Beijing. The agreementis one of the nine MOUs signed by the twocountries today.

8. Ans: 1Syed Modi was an Indian Badminton playerand 8 time National Badminton Champion.

9. Ans: 5The Ministry of Information andBroadcasting constituted an ExpertCommittee for the purpose of reviewing theinstitutional framework of Prasar Bharatiincluding its relationship with govt., itscontinuing role as a public broadcaster.

10. Ans: 1The book is the first novel of the ShivaTrilogy series by Amish Tripathi

11. Ans: 5NIA is a federal agency established byIndian Government to combat terror inIndia. It acts as the Central CounterTerrorism Law Enforcement Agency.

14. Ans: 1Corey Anderson from New Zealand hadrecently completed 100 runs in 36 ballsagainst west Indies.

16. Ans: 4The Pravasi Bharatiya Samman is anaward constituted by the Ministry ofOverseas Indian Affairs, GOI inconjunction with the Pravasi BharatiyaDivas to honor exceptional and meritoriuscontribution in their chosen field.

17. Ans: 2Opportunity is a robotic rover active onthe planet Mars since 2004. Opportunitylanded on Mars’ Meridiani Planum.Opportunity remains active as of 2014,having already exceeded its planned 90 solo(Martian days) duration of activity by 10years, 68 days (in Earth time). Opportunityhas continued to move, gather scientificobservations, and report back to Earth forover 40 times its designed lifespan.

20. Ans: 1Article 370 of the Indian constitution is alaw that grants special autonomous statusto Jammu and Kashmir. The article isdrafted in Part XXI of the Constitution,which relates to Temporary, Transitionaland Special Provisions.

22. Ans: 5The 24/7 She taxi service traveller cabsystem is explicitly designed and

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SBI CLERK M.T. EXPLANATION - 11

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development to safeguard the safety ofwomen travellers.

27. Ans: 1National Association of Software andServices Companies is a trade associationof Indian Information Technology andBusiness Process outsourcing industry.

33. Ans: 2Current ratio is a financial ratio thatmeasures whether or not a firm hasenough resources to pay its debts over thenext 12 months.Current ratio = current assets / currentliabilities.Acceptable current ratios vary fromindustry to industry and are generallybetween 1.5 and 3 for healthy businesses.

34. Ans: 3Tokyo and Delhi are the world’s mostpopulous cities in 2014, according to aUnited Nations report. Tokyo topped UN’sranking of the most populous cities in 2014with 38 million inhabitants and while itspopulation is projected to decline, it willremain the world’s largest city in 2030 with37 million people. Delhi has become theworld’s second most populous city in 2014after Tokyo, more than doubling itspopulation since 1990 to 25 million. Tokyoand New Delhi were followed by Shanghaiwith 23 million, and Mexico City, Mumbaiand Sao Paulo, each with around 21 millioninhabitants in 2014.

35. Ans: 1July 11th marks World Population Day, toraise awareness of global populationissues. Established by the GoverningCouncil of the United NationsDevelopment Programme in 1989, it wasinspired by the interest in Five Billion Dayon 11 July 1987 – approximately the datewhen the world’s population reached fivebillion. This year, the theme is “Investingin Young People.”

36. Ans: 3India recorded an increase of 5,871 sq kmin its forest cover in the past two years withWest Bengal contributing over 60% of thetotal rise in green area, according to Stateof Forest Report-2013. Among bigger states,Andhra Pradesh lost the maximum 273 sqkm of forest cover whereas MadhyaPradesh lost 178 sq km of green patch intwo years.

37. Ans: 1INS Kamorta is the India’s indigenouslybuilt anti-submarine corvette as well asthe first indigenous stealth corvette builtby India.

38. Ans: 2Signature bridge project is beingconstructed across river Yamuna. Thebridge to be constructed as a replica of thefamous London Bridge will have bow-shaped pylon with cable.

English41. Ans: 3

On standard of education42. Ans: 5

Constructive : Means carefully consideredand meant to be helpful

43. Ans: 2Refer to first passage last line, accordingto this there is a difference between cityand suburban colleges will increase.

44. Ans: 3Autonomous college can evolve theirmethod of assesment

45. Ans: 4Author does not believe that collegemanagements are really keen on reforms.

46. Ans: 2Precedence according to the author isgiven for holding refresher courses forteaches.

47. Ans: 4The author slipped while makingsuggeston on political pressures.

48. Ans: 4Both i & ii

49. Ans: 3Increasing number of young men whowant’s to seek a degree

50. Ans: 1By making selective admissions

51. Ans: 3Because for every job they need atleastdegree. as a qualification.

52. Ans: 4Vexing = to troubleComplex = not simple

53. Ans: 3evolve = to change, transform, developdevelop = To change with a specificdirection

54. Ans: 5folly = thoughtless action resulting intragic consequencewisdom = A piece of wise advise

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SBI CLERK M.T. EXPLANATION - 11

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55. Ans: 2heighten = to make highdecrease = drop, fall, go down

57. Ans: 2Heavy traffic is referred to as stream oftraffic the term ‘running of traffic’ conveysno meaning.

59. Ans: 3Witness implies to be a spectator of theincident. Here, gave witness is the phrasegiven hence, implies that is somethinggiven so, it will be evidence.

60. Ans: 2Put on must be used as it is make-up ‘put’implies plaling.

61. Ans: 2Until

62. Ans: 3Size

63. Ans: 1Accommodation

64. Ans: 1Grammar

65. Ans: 5Misconceive

66. Ans: 2Part ‘2’ should be “nor her brother was able”

67. Ans: 1Part ‘1’ should be “when I see him” If boththe clauses are in future, subordinateclauses is always in the present tense.

68. Ans: 2Part ‘2’ should be “ is applying”. The subject‘none’ is followed by a signular verb.

69. Ans : 2Part ‘2’ should be “often emphasizes”

70. Ans: 2Part ‘2’ should be “returned home”

Quantitative Aptitude81. Ans: 1

14 18.6 12 19.3 14 1.55 19.3

21.70 19.3

41.0082. Ans: 2

18696 11916 16420853 28728 441

83. Ans: 3

6 1 13 6 57 4 3

72 21 28284

79 792 284 84

84. Ans: 53158 + 4602+ x = 347 39x = 13533 - 7760= 5773

85. Ans: 410 45 3 22 423 7 2 7 9

86. Ans: 28.2 1.75365 108100 100

29.93 1.89

28.0487. Ans: 3

135 135 32 45 2415

x

135 135 32 3615 45 24

x

88. Ans: 5

2 2 2 296 63 111 8350 x

29216 3969 12321 8350 x

2 2184 x

184x 89. Ans: 3

4368 2158 596 3421 1262 x 6526-5279 = x1247 = x

90. Ans: 12172 1832 956 514x

2172 362 x=6x

91. Ans: 133625 25005

205 13x

58630 4510 22205 13 205

92. Ans: 569 0.85 14.5 33

23 0.85 11.5

19.55 11.5 =31.05

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SBI CLERK M.T. EXPLANATION - 11

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93. Ans: 568 43595 372

100 100

= 404.6-159.96=244.64

94. Ans: 3

743 958 5670100

x

1,701 5670100

x

x=3095. Ans: 1

65 44 12400 800 400100 100 100

x

260 352 48x

352 48 260x

44x x=1936

96. Ans: 5Market price [M.P] = 140% of CP

140 CP100

Let maximum % discount = Rs. x

140 100C.P. C.P.100 100

x

10000100140

x

14000 10000140

x

x = 28.5%97. Ans: 2

1 1A+B per minute =12 15

5 4 33 20 20

3 3A+B per 5-minutes =5 =20 4

All 3 pipes are openA+B-C per minute

1 1 112 15 6

1 1i.e. part getting empty60 60

th

1 part-emptied in 1 minute60

th

3 3 part will be emptied= 604 4

=45 minutes98. Ans: 4

1 1A+B for 1 day =25 15

25 15 4025 15 375

40work done in days =375

x x

(x= no.of days after B left)

40Remaining work = 1-375

x

375 4015 7

375x

375-40x=175

20040

x

= 5 days99. Ans: 2

Required Runs to average become 100= 80 100-80 99=8000-7920=80

100. Ans : 1Speed of the boat be = x kmphSpeed of the current = y kmphGivent that

12 18 3 - 1x y x y

36 24 13 - 22x y x y

1 1Put and a bx y x y

12 18 3a b

1336 242

a b

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SBI CLERK M.T. EXPLANATION - 11

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72 108 1872 48 13

a ba b

- - -______________

60b=5

1 1,12 8

b a

12; 8x y x y Speed of current =

1 2 kmph2

x y x y

101. Ans: 2PNRS.I.=100

4000 3 5000 12 2100 100

x

10%x 102. Ans: 4

C.P. of 65 kg of rice = 30 10 + 35 11 = Rs. 685

S.P. of 65 kg of rice = 130685 890.50100

S.P. of 1 kg = 890.50

65 Rs. 13.7

103. Ans: 2

21

1 2

H DH DW W

22

H 126 18 H 18 hours1 2

104. Ans: 4Sum of 11 results = 11 50 = 550Sum of six results = 6 49 = 294Sum of last six results = 6 52 = 312Sixth result = 294+312-550 = 56

105. Ans: 125 Sp - 25 Cp = 5 Sp20 Sp = 25 Cp

Sp-Cp% gain= 100Cp

% gain= 100 25%20

106. Ans: 2739 1 740 1383 380 4.5100 628 100 620

107. Ans: 39 79 5 7 62 1 93 8 8, 3 54 9

54 1 83 1 4 96 1, 86 8

108. Ans: 4

50010 5 10 4100Given

600 21 6 21 7100

xx xy yy

109. Ans: 52A= r

222 7154 7 7, 3.57 2

r r l b

P = 2(l+b)=14+7=21110. Ans: 2

Let total marks = x45% of x = 612 + 108

100720 1,60045

x

111. Ans: 52M = 6W = 4B

1M + 1W + 1B =1 1 1

2 99 6 99 4 99

1 1 1 199 2 6 4

1 6 2 3 1 11 199 12 99 12 108

=108 days

112. Ans: 4264

8 20x x

5 2 528 176 mtsx x x

Speed =176 18 kmph=79.2 kmph

8 5

113. Ans: 4Speed of current = x kmph (say)Speed of upstream =

283

x

kmph

Speed of downstream =

283

x

kmph

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SBI CLERK M.T. EXPLANATION - 11

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Distance is equal

28 2833 3

x x

1

8 24 kmph=4 kmph12 3

x

114. Ans: 2All four not to be red = Atleast one out offour is not red.

=4 4 4

4 4

16 4 4 1819116 16 1820C C C

C C

115. Ans: 2Required probability

=4

4

12 495 9916 1820 364

C

C

116. Ans: 4

A.P IT 28% of 684 72U.P (others) 19% of 490 35

117. Ans: 5U.P. & kerala

118. Ans: 1=20% of (Total received)= 20% of (3904)=780.80 cr

119. Ans: 2Delhi (cinema) = 6% of 410 = Rs. 24.60 crsKerala (others) = 19% of 560 = Rs. 106.40

Reqd. % =81.80 75%

106.40

120. Ans: 2Maharashtra(Telecom) 13% of 590 100

A.P. (I.T) 28% of 684

40%REASONING

121. Ans: 1

122. Ans: 2Except (2) all others are synonyms

123. Ans: 4In the expression A > B > C ? D < E = F tomake A > D true we can put any symbolfrom ‘>’, ‘=’ and ‘>’To make F > C true we can put any symbolfrom ‘=’ and ‘<‘. to make both the expres-sions true, we can only put the commonsymbol ‘=’

124. Ans: 4COMPREHENSIION (COM) (PREHENS)(ION)

MOCION S NEHERE ‘S’ is the middle let-ter

125. Ans: 5

Four pairs - (P, R), (R, T), (P, T) and (P,O)have as many letters between them in theword as in the English alphabet. So the no.ofdesired pairs is ‘four’ only.

126. Ans: 2

VI SH WA NA TH AN 1 2 3 4 5 6

NA AW TH HS AN IV 4 3 5 2 6 1

Similarly,

KA RU NA KA RA NA1 2 3 4 5 6

KA AN RA UR NA AK4 3 5 2 6 1

127. Ans: 1One meaningful word STARE

128. Ans: 1 60 + 48 8 - 6 9 60 + 6 - 54 12

129. Ans: 5Cabbage grows above land surface and restof all under land surface.

130. Ans: 2

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SBI CLERK M.T. EXPLANATION - 11

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(131-135)P $ Q >, P @ Q >, P # Q <,P Q =, PQ <

131. Ans: 2Statement :H @ T H > T, T # F T < F,F E F = E, T # V E < V all the state-ments are H > T < F = E < VConclusion :I. V $ F V > F II. E @ T E > T III. H @ V H > V IV. T # V T < V Only I, II and IV are true.

132. Ans: 5Statement : D # R D < R,RK R < KK @ F K > FF $ J F > JAll statements are D < R < K > F > JConclusion :I. J # R J < R II. J # K J < K III. R # F R < FIV. K @ D K > D Only II and IV are true

133. Ans: 5Statement : N B N = B,B $ W B > WW # H W < HHM H < MAll the statement given N = B > W < H < MConclusionI. M @ W M > W II. H @ N H > N III. W N W = NIV. W # N W < Nonly III & IV are complentary and I is true.So, Answer is ‘5’

134. Ans: 1Statements :RD R < DD $ J D > JJ # M J < MM @ K = M > KAll the statement given

R < D > J < M > K.Conclusion :I. K # J K < J II. D @ M D > M III. R # M R < M IV. D @ K D > K None of these

135. Ans: 5Statements:M $ K M > K, K @ N K>N, NR N < R,R # W R < WAll the statements given M > K > N < R < WConclusion :I. W @ K W > K II. M $ R M > K III. K @ W K > W IV. M @ N = M > NNo one is follow

136. Ans: 5

Conclusions : II. IV.I & III comlementarySo, only I or III follows

137. Ans: 5

Conclusions : II. IV.I & III complementarySo, only either I or III or II and IV follow.

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SBI CLERK M.T. EXPLANATION - 11

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138. Ans: 1

Conclusions :I. II. III. IV.Only I and III follow

139. Ans: 3

Conclusions :I. II. III. IV.

140. Ans: 1

Conclusions :I. II. III. IV.

None follow

(141-145)

141. Ans: 3There are two persons - Q and P - betweenT and R, The captain of England whencounted in clockwise direction from T

142. Ans: 1P is captain of Australian team

143. Ans: 2

144. Ans: 3R is the captain of EnglandW is immediate neighbour of S or XCaptains of Australia (P) and England (R)are immediate neighboursThree people sit between W and QX is second to the right of S

145. Ans: 4T is the Indian CaptainQ is second to the right of R

146. Ans: 2A is vowel, H is constant so condition (iii)followsi.e. the codes are interchangedAnswer is 126 ©4 @

147. Ans: 2H is consonant, U is vowelSo it follows condition (iv), both are to becoded asAnswer is 62@#

148. Ans: 1B, T both are consonants so it follows con-dition (i), both are to be coded as the codefor the first letterAnswer is 689% ©6

149. Ans: 2I, E, both are vowels, so it follows condition(ii) i.e. both are to be coded as the code forthe last letter

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Answer is 2 © # @ 4 2150. Ans: 4

M, W both are consonants, so it follows con-dition (i) i.e. both are to be coded as thecode for the first letter.Answer is 4 © 3 5 # 4

151. Ans: 4First and third digits are interchanged915 873 634 426 398Second smallest number is 426 i.e. beforechanging 624So, Answer is 624

152. Ans: 41 is subtracted from the first digit in eachnumber and 1 is added to the second digitin each number429 288 346 534 703third digit is 4Second highest number is 534

153. Ans: 5After changed 159 738 346 264 983highest number is 983 i.e. 893

154. Ans: 3Before arrangement :519 378 436 624 893All digits in each number arranged ascend-ing orderAfter arrengement:159 378 346 246 389first lowest number is 159Second digit is 5

155. Ans: 3After arrangement :893 624 519 436 378Second smallest number is 436

156. Ans: 5157. Ans: 3158. Ans: 4159. Ans: 3160. Ans: 1

MARKETING AND COMPUTER162. Ans: 4

Real Simple Syndication (RSS) is a termthat refers to the family of web feed formatsthat distribute and share headlines andother information.

163. Ans: 4Electronic customer re lationshipmanagement (e-CRM) involves theintegration of Web channels into theoverall enterprise CRM strategy with thegoal of driving consistency within allchannels relative to sales, customerservice and support (CSS) and marketinginitiatives.

164. Ans: 4Target Customer means the customer towhom goods/service to be sold.

165. Ans: 4A marketing strategy is a written plan thatincludes marketing topics like productdevelopment, promotion, distribution andpricing approach.

166. Ans: 4Today marketing is consumer oriented.

168. Ans: 4Profit oriented objectives and Salesoriented objectives are Objectives ofPricing.

174. Ans: 4Promotional mix includes a specificcombination of promotional methods usedfor one product or a family of products.Elements of a promotion mix may includeprint or broadcast advertising, directmarketing, personal selling, point of saledisplays, and/or merchandising.

175. Ans: 2Retailing means commercial transactionin which a buyer intends to consume thegood or service through personal, family,super market or household use.

176. Ans: 3Producer or Manufacturer of consumergoods is the users of industrial goods.

177. Ans: 1An agreed customer with quality, price,design and utility is satisfied customer.

178. Ans: 3Green marketing is the marketing ofproducts that are presumed to beenvironmentally preferable to others.

179. Ans: 1UTITSL (UTI bank) has been authorized toprovide forms (Form 49A) for new PANcards.

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SBI CLERK M.T. EXPLANATION - 11

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MODEL TEST KEY - 111.2 2.1 3.3 4.4 5.3 6.5 7.2 8.1 9.5 10.1 11.5 12.1 13.4 14.1 15.416.4 17.2 18.4 19.5 20.1 21.3 22.5 23.3 24.1 25.1 26.1 27.1 28.2 29.5 30.131.3 32.3 33.2 34.3 35.1 36.3 37.1 38.2 39.2 40.4 41.3 42.5 43.2 44.3 45.446.2 47.4 48.4 49.3 50.1 51.3 52.4 53.3 54.5 55.2 56.3 57.2 58.3 59.3 60.261.2 62.3 63.1 64.1 65.5 66.2 67.1 68.2 69.2 70.2 71.4 72.3 73.1 74.5 75.276.2 77.5 78.2 79.1 80.2 81.2 82.3 83.5 84.4 85.2 86.3 87.3 88.4 89.3 90.191.1 92.5 93.5 94.3 95.1 96.5 97.2 98.4 99.2 100.2 101.3 102.4 103.2 104.4 105.1106.2 107.3 108.4 109.5 110.2 111.5 112.4 113.4 114.2 115.2 116.4 117.5 118.1 119.0 120.0121.1 122.2 123.4 124.4 125.5 126.2 127.1 128.2 129.5 130.2 131.2 132.5 133.5 134.1 135.5136.5 137.5 138.1 139.3 140.1 141.3 142.1 143.2 144.3 145.4 146.2 147.2 148.1 149.2 150.4151.4 152.4 153.5 154.3 155.3 156.5 157.3 158.4 159.3 160.1 161.4 162.4 163.4 164.4 165.4166.4 167.5 168.4 169.5 170.4 171.4 172.4 173.4 174.4 175.2 176.3 177.1 178.3 179.1 180.3181.3 182.3 183.4 184.1 185.2 186.3 187.3 188.2 189.2 190.1 191.3 192.3 193.2 194.2 195.1196.4 197.2 198.4 199.4 200.2

182. Ans: 3In RAM (Random Access Memory) we canperform both read and write operation.

183. Ans: 4Logical unit of the data area of disk iscluster.

184. Ans: 1Each sector in a Floppy disk can hold 512characters only.

185. Ans: 2MID means Mobile Internet Device.

186. Ans: 3Flow chart is a Pictorial representation ofa program.

187. Ans: 3One way to display data in a structuralformat is called as Record.

188. Ans: 2A Macro means Group of severalkeystrokes or computer instructionsassigned to one or more keystrokes ormouse clicks, or embedded in a program.They are a tool that allows a programmerto enable code reuse or even to designdomain-specific languages.

189. Ans: 2In computer architecture, a bus (from theLatin omnibus, meaning “for all”) is acommunication system that transfers databetween components inside a computer, orbetween computers. This expressioncovers all related hardware components(wire, optical fiber, etc.)

193. Ans: 2Sort/merge is used to put data files inorder.

197. Ans: 2A temporary storage area, usually in RAM.The purpose of most buffers is to act as aholding area, enabling the CPU tomanipulate data before transferring it to adevice.