MMM Retirement Savings vs. Years
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Transcript of MMM Retirement Savings vs. Years
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8/18/2019 MMM Retirement Savings vs. Years
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0
0.09
Savings Rate 0.50
0.04
Year
0.00 0.00 0.50 1.00
1.00 0.05 1.05 2.09
2.00 0.09 1.64 3.28
3.00 0.15 2.29 4.57
4.00 0.21 2.99 5.985.00 0.27 3.76 7.52
6.00 0.34 4.60 9.20
7.00 0.41 5.51 11.03
8.00 0.50 6.51 13.02
9.00 0.59 7.60 15.19
10.00 0.68 8.78 17.56
11.00 0.79 10.07 20.14
12.00 0.91 11.48 22.95
13.00 1.03 13.01 26.02
14.00 1.17 14.68 29.36
15.00 1.32 16.50 33.0016.00 1.49 18.49 36.97
17.00 1.66 20.65 41.30
18.00 1.86 23.01 46.02
19.00 2.07 25.58 51.16
Existing Savings
(how many years'worth of take-homepay)
Annual InvestmentReturns AfterInflation
Safe ith!rawalRate
Investment "ains #his Year($ of one year's take-homeIn%ome)
#otal Stash In%lu!ing gains(years of take-home in%ome)
#otal StashRelative toSpen!ing
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8/18/2019 MMM Retirement Savings vs. Years
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20.00 2.30 28.38 56.76
21.00 2.55 31.44 62.87
22.00 2.83 34.77 69.53
23.00 3.13 38.39 76.79
24.00 3.46 42.35 84.70
25.00 3.81 46.66 93.32
26.00 4.20 51.36 102.72
27.00 4.62 56.48 112.97
28.00 5.08 62.07 124.14
29.00 5.59 68.15 136.31
30.00 6.13 74.79 149.58
31.00 6.73 82.02 164.04
32.00 7.38 89.90 179.80
33.00 8.09 98.49 196.98
34.00 8.86 107.86 215.71
35.00 9.71 118.06 236.12
36.00 10.63 129.19 258.38
37.00 11.63 141.31 282.63
38.00 12.72 154.53 309.07
39.00 13.91 168.94 337.88
40.00 15.20 184.65 369.29
41.00 16.62 201.76 403.53
42.00 18.16 220.42 440.85
43.00 19.84 240.76 481.52
44.00 21.67 262.93 525.86
45.00 23.66 287.09 574.19
46.00 25.84 313.43 626.86
47.00 28.21 342.14 684.28
48.00 30.79 373.43 746.87
49.00 33.61 407.54 815.08
50.00 36.68 444.72 889.44
51.00 40.02 485.25 970.49
52.00 43.67 529.42 1058.83
53.00 47.65 577.57 1155.13
54.00 51.98 630.05 1260.09
55.00 56.70 687.25 1374.5056.00 61.85 749.60 1499.21
57.00 67.46 817.57 1635.13
58.00 73.58 891.65 1783.30
59.00 80.25 972.40 1944.79
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8/18/2019 MMM Retirement Savings vs. Years
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60.00 87.52 1,060.41 2120.82
61.00 95.44 1,156.35 2312.70
62.00 104.07 1,260.92 2521.84
63.00 113.48 1,374.90 2749.81
64.00 123.74 1,499.14 2998.29
65.00 134.92 1,634.57 3269.13
66.00 147.11 1,782.18 3564.36
67.00 160.40 1,943.07 3886.15
68.00 174.88 2,118.45 4236.90
69.00 190.66 2,309.61 4619.22
70.00 207.87 2,517.98 5035.95
71.00 226.62 2,745.09 5490.19
72.00 247.06 2,992.65 5985.31
73.00 269.34 3,262.49 6524.98
74.00 293.62 3,556.62 7113.23
75.00 320.10 3,877.21 7754.42
76.00 348.95 4,226.66 8453.32
77.00 380.40 4,607.56 9215.12
78.00 414.68 5,022.74 10045.48
79.00 452.05 5,475.29 10950.57
80.00 492.78 5,968.56 11937.13
81.00 537.17 6,506.23 13012.47
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8/18/2019 MMM Retirement Savings vs. Years
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0.04
0.08
0.13
0.18
0.240.30
0.37
0.44
0.52
0.61
0.70
0.81
0.92
1.04
1.17
1.321.48
1.65
1.84
2.05
Safe ith!rawalRate woul! giveyou thisper%entage of yourspen!ing&
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8/18/2019 MMM Retirement Savings vs. Years
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2.27
2.51
2.78
3.07
3.39
3.73
4.11
4.52
4.97
5.45
5.98
6.56
7.19
7.88
8.63
9.44
10.34
11.31
12.36
13.52
14.77
16.14
17.63
19.26
21.03
22.97
25.07
27.37
29.87
32.60
35.58
38.82
42.35
46.21
50.40
54.9859.97
65.41
71.33
77.79
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8/18/2019 MMM Retirement Savings vs. Years
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84.83
92.51
100.87
109.99
119.93
130.77
142.57
155.45
169.48
184.77
201.44
219.61
239.41
261.00
284.53
310.18
338.13
368.60
401.82
438.02
477.49
520.50
