Millionaire Mentor Case Studies

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17 certified ways to make your first $million

Martin Thomas-licence#003949HTD Publisher activation (Fairwell publishing #2304)

Opportunity-investor.com principal Martin Thomas, Jack Reynolds, Geoff Walker

By Martin Thomas

Copyright opportunity-investor.com 2006 The content of this work is designed to educate and provide general ideas about the topic. No two circumstances are identical and laws governing business vary from state to state. Neither the authors or publishers assume anyresponsibilities for errors or ommissions. Authors and publishers specifically disclaim any liability resulting in the use of any of the materials provided as the material is of a general nature. None of the materials should be viewed as legal or financial advice as circumstances vary from person to person. All cases of specific examples should be considered by the individual and researched within their own sphere of network advisors.

17 CERTIFIED WAYS

$MILLION$MILLIONTO MAKE YOUR FIRST



Martin Thomas

Fairwell Publishing (c) Page 1

17 Certified Ways To Make Your First $Million

Table of Contents

Preface.....A new idea.................................................................................................2

Introduction...How I made my first million.................................................................5

Chapter 1....................................................................................................................9The past.......................................................................................................................9My experiences..........................................................................................................11MLM..........................................................................................................................12Small Business Attempts...........................................................................................14Seminars...................................................................................................................15 Chapter 2..................................................................................................................17The Recent Past........................................................................................................17Things Changed when I found out how.......................................................................17OPM..........................................................................................................................20The things I know.......................................................................................................21Focus........................................................................................................................21

Chapter 3..................................................................................................................23The Present...............................................................................................................23Always on the look out for new partners......................................................................24Small start-up high profits...........................................................................................25History of the million Dollar Mentor.............................................................................27

Part 2: Some interesting Case Studies...................................................................29

John Levine..............................................................................................................31Peter Myers and Allan Dorn.....................................................................................35Richard Evans..........................................................................................................39Steve Sorrenson......................................................................................................44Samantha-Jane Henessey......................................................................................50Effi Denbouix...........................................................................................................55Brad Dempsey.........................................................................................................57Peter Stewart............................................................................................................61Stacey Beech...........................................................................................................63Andrew Newberry....................................................................................................64Jenny Rouse............................................................................................................67Make Money with No Investment............................................................................70Terry Hart..................................................................................................................72Paul Bainbridge.......................................................................................................75Jennifer Benning.....................................................................................................75

A final Word..............................................................................................................79

Over 5 years ago, my wife Cassie and I were living a fairly routine life. As a manager for a reasonably large insurance company which was a Global corporate citizen, we were doing OK. My wife didn’t have to work, but it was tight most, if not all of the time. My hours were long and I didn’t have much time or money to enjoy what life had to offer.

One sunny afternoon, my buddies and I were having a few cold beers on Geoff’s newly built sun deck and the 5 of us were talking about all sorts of things, but in particular the topic of conversation centred around an inter-office email I had received among the managers pc’s. The email was a link to a download of a book that one of the managers, Paul, had received over the internet. He was freely sharing it with the rest of us and I was interested enough to download it myself. I had read it the previous night and was telling my buddies about it this sunny day over 5 years ago.

I could tell I was switching on lights when I talked about the ideas in this book written by a guy named Hayden Muller. Beasley and Geoff in particular lead the charge and wanted me to elaborate on what I had previously said. I relayed the ideas as best as I could remember them and they all seemed to take a lot of interest, so I offered to give them all a copy.

The next day, I got 5 phone calls from 5 different friends, all with the same opinion. They wanted to try this.

The book was about compounding capital. Simply put, the idea was to find opportunities that were priced below intrinsic value and profetize the excess on a systematic basis.

More on this later, but we were all at that time very interested in the merit of this book.

I visited my accountant in the middle of that week on an unrelated matter and ran passed him some of the idea’s. The first thing he said when I mentioned it was “oh, off the internet” Implying it couldn’t be


Preface- A new idea!

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worth the time to consider. I was challenged by this attitude and persisted. I talked about leverage and compounding rates of 200% by accessing excess intrinsic value that was everywhere. I talked about “economies of scale” and common mis-pricings of intrinsic value. I was slowly starting to convince him on especially a few points and he seemed to suddenly get interested. He wanted to read the book too. Kevin my accountant told me that he felt if I really wanted his opinion that he should take a look at it first before making any statements about the usefulness of the book in his professional capacity.

The biggest claim the book made, that excited as well as made me cautious was that if you followed the principles, you will get the same results. The author claimed that 1 million dollars was only the first step and not particularly difficult. To me, at the time $1 million dollars may as well have been a billion, the idea that I could be a millionaire in as little as 12 months was beyond my capacity to imagine with any serious contemplation. This attitude delayed my excellent current lifestyle today by well over 4 months, but as they say, better late then never.

Later that week, I got an unexpected call from Kevin, my accountant. (I really didn’t expect he would download and read the book) His demeanour had changed regarding the principles in the book and he spoke with guarded professionalism. Kevin told me that the principles were sound as far as his professional opinion was concerned. He agreed with the books premise that all real wealth is created this way and that it was, he conceded possible for anyone to do this. He finnished with a caveat that basically pointed to what I already knew. Namely, its one thing to know how to do something and a totally different story to actually put it into practice. Not because the principles don’t work, but because people are emotional creatures and don’t act like robots, so his professional opinion was that the book spelled out how to do it, but it didn’t mean that I would succeed if I tried it. I wasn’t slighted by this seeming reflection on my capacities, because I understood what he was trying to say. -Just because you know how, it doesn’t guarantee that


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you will.

Months past and the heavy mortgage Cass and I took on a year previously had been smothering our lifestyle. Kevin’s professional opinion seemed to have a numbing effect on my initial excitement. He placed himself squarely in the middle, there-by neutralizing my initial challenging attitude.

He said yes, its possible based on what he read. I lost my will to fight him on any areas of the book and my understanding was very tentative. He said yes, its possible but it doesnt mean YOU will succeed. He told me exactly what I needed to hear to forget the whole thing and never think about it again. If he shot holes in the arguments “Muller” had made, then I would have had ammunition to debate with him. I could have re-read the book and found evidence to back up my understanding of the principles. But instead, he simply committed his professional opinion as an accountant that this book had merit but not to hold my breath, that I would actually make it work. I couldn’t really fight that. It was a neutral argument. It was an arguement based on “probability” not facts.

It was nevertheless a new idea for me. A simple and direct path to exactly what I really want....results! I have been side tracked in my life more times then I care to think about. Always some angle, some particularly attractive advantage that makes you act, even though if you assessed the opportunity on its own merits, you would have never taken a first step much less gone any further.

It’s that which I needed, a new idea and this is what is available to you. A new idea changes everything and this will more then likely change everything for you. Keep reading to learn what happened next.


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The day I got home one afternoon to find my wife quietly sobbing at the kitchen table because her sister had just called her to tell her that their mother had just passed away in a car accident was a very melancholy day for me. After comforting her and doing what I could, I left her alone to her grief as she needed it. Being away from her and giving her space that day, I had some strange feelings and emotions. The furthest thing from my mind was wealth creation or Haydens Book “The Million Dollar Mentor”

Cassies mother lived in Scotland and we didn’t have the money to buy a bus ticket much less flying accross the Atlantic and spending money to attend a funeral. Cassie knew that and I think it could have only added to her grief.

I had plenty of work to do so I kept to myself unless she needed me that night, but I did little work. I love the woman I’m married to and would do anything for her. All I could think about was how unhappy she was this moment and how it was my fault that I couldn’t deliver for her what we need. I was not a bad provider, I was just not a very good one.

As I quickly discovered over the coming weeks, I got the message. She couldn’t help her emotions and the sparkle in her eye that I welcomed so much as part of being with this woman had started to fade. Now, I know this may sound like a little thing but it had huge ramifications for me and frankly scared the hell out of me. Cassie had dealt with her grief the best way she knew how and fair or unfair, I was lowered to a more distant status in her emotional world.

There was not much I could do, so I accepted it and felt that she would snap out of it at some later stage when I made it up to her. But that night, trying to work and also being distracted by the emotional turmoil somebody I love was going through, I began to have escapist thoughts.

You see, I came to the realization that when I think about wealth creation ideas, its a mechanism of escape for my emotions. Not


Introduction-How I made my first Million

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specifically a serious attempt at actually doing anything to improve my situation. Whenever I would take to reading books or listening to tapes, it was because something was going on in my life that I wanted to run from. Where as conciously I was serious about finding a solution, unconciously, I was kidding myself. I was killing time and generally just trying to avoid any unpleasant feelings I may have had been experiencing caused by the things that life threw in my path.

Does that make these kinds of products useless? At the time, when I realized that it ocurred to me that yes, they are all useless and I was just consuming them to kid myself while the latest drama passed and I could get back to my mundane, unimportant, mediocre life. That these were just a diversion and distraction from current unpleasant circumstances.

Well, that night, as my wife grieved the loss of her mother and I had been having these realizations there was a cloud decending over our home. A sort of emotional jell permeating the air that smelled to me of the foul stench of failure. It is hard to explain the feeling, but its like everything resists you. Like you are physically suspended in a gelatine of some kind and the resistance is great to any endeavour and wish. Like nothing you hope for will ever come to pass and you will live out your days exactly as you are, never to experience a single new thing ever again. Yes, it felt like life was passing me by, but the impression was on steroids due to the current emotional cloud.

Nevertheless, I gravitated to my library of past books tapes and seminars. I watched myself as the justifications seemed to come to the fore of my mind. I began to think about the delicious idea of making my first million within 12 months, I started to think about Haydens book again above the hundreds of programs I had collected over the years, this particular book that seemed to have just fallen into my lap out of a clear blue sky, was the one I kept coming back to.

If I really could focus for 12 short months I reasoned, then it would


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be very easy if I started seeing results and could see clearly how this could happen then it would solve so many current problems that the idea seemed to take on a life of its own in my mind at that moment.

Old ideas came back and I felt the familiar hopefulness that sustained me in the past. The possibility that I could actually make a difference and become a master of my circumstances rather than a passive victim. All my problems were money related. What ever problem you could conjure, there is nothing that cash couldn’t solve. I know money isn’t everything, but it certainly does solve a lot of little problems that seem so big when you lack the cash.

Despite my insights about my pattern of behaviour, it made sense to escape again as the cloud that was settling ontop of our home was digging in. I could feel it. I needed relief.

I opened the file where the book was. Hayden’s book. It was visited several times over the last few months since my encounter with the accountant. But life got in the way and there weren’t any particular crisis until now, that I had to escape from. I found the inspiration to get myself a sandwich and sit back in my home office, put my feet up on the desk and go through the whole thing again. I wanted to re-live every paragraph and put myself back into the state of mind I was in a few months ago. I wanted to be filled with hope and joy. I wanted to know things would be ok, and if I could find the emotional “vibe” I was in 2 months ago about this possibility, then maybe I could, this time-DO SOMETHING.

I read and read for a good part of the evening. I was starting to feel myself again and that dark gelatinous cloud began to lift. I started to feel energy again, coursing through my veins. I started to remember my fire.

Dreams are a funny thing, if you don’t reach them, they become a burr in your side. If you don’t try, you can’t get rid of them. So either you fight for your dreams and fail and get on with your life or you


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suffer under the weight of regret. Or, of course you acheive them.

These are your only alternatives, when it comes to the consequences of dreams. Guess what I did next.

The following pages are a summation of how I earned my first million dollars over 5 years ago. I did it very quickly and I did it without any help from partners or financial backers. I took out no loans in the begining and needed no credit checks or large deposits. They came later when I had some real capital behind me because leverage plays a big role in the success of wealth creation. Even Kevin, with his menace-inly cautious professional opinion couldn’t despute that.

What I did for the next 12 months from that day on was buy $1 notes for 70 cents or less on a systematic basis. In essence thats what Haydens book is about. If you don’t get the Million Dollar Mentor package and you only take one thing away from this book of mine, then let it be this sentence above. Excess intrinsic value is everywhere. Its like spare money lying in the streets and footpaths, but you need to train yourself to see it and scoop it up. Whether you become a millionaire or whether you stop short at a quick and lazy $100,000 for lack of interest, you will always have the key to money in your pocket if you learn how to do this.

No matter what may come your way, no matter what problems you may encounter in your life, you will not suffer for a lack of money. With this knowledge and the experience of doing it first hand yourself, you will have a certain “life confidence” about you because money won’t be the burden that it once was. Before it was your master, from now on it will be your servant.


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But lets back up a bit further before we go forward from the day Cassie’s mother died. I want to give you a bit of background and share with you my previous and current attitudes towards money and rapid wealth creation.

Its new years eve, a few years earlier and we had just lost our son in a terrible drowning accident that was a never ending source of emotional pain. To lose an innocent child in such a tragic and mindless circumstance, you can’t imagine how it eats at you. The hollowness and emptyness you feel is only overshadowed by your overwhelming sense of regret and loss.

It had been 6 months since the accident and Cassie and I were coming to terms with it and begining to think about living again. We had been married for over 10 years and we knew each other very well. It was time to complete the grieving and allow ourselves some joy again. That new years eve, I told Cassie about a mobile “hose” franchise that we were going to invest in.

Over the years I had come to the realization that working for the rest of my life, in my job was just not going to cut it for us. I observed people doing things with their finances around me and I could see many smart people were taking risks so that the future could look a little brighter. Many got involved in real estate and they ALWAYS did well out of it. It wasn’t obvious at the time to me, but the people that took the investment vehicle of real estate did exceptionally well. This explains why I didn’t go in that direction also....it just didn’t occur to me. I was blind to the fact that everyone over the years who I watched getting well above my standard of living were doing it with real estate and it never occured to me to try it myself.

It felt too complicated and boring to me. It seemed so cumbersome. The returns took years to happen. The work was enourmous and that was after finishing your day job. The idea of painting fences and sanding dry wall did not apeal to me on any level at all. I was a putz with a hammer anyway, I think I would have done myself an injury with the tools that are used.


Chapter 1: The Past

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Logical or not, thats the reasoning behind why I got involved in a business I knew nothing about and injected over $48,000 of my own money and took out a loan against the equity in our previous home, just to get into mobile hydraulic hose fittings sales.

In hindsight, the sales pitch for this franchise made economical sense. The franchise dealer produced graphs and charts showing upward sloping trends in the hydraulic’s industry and it was true. Manufacturers were building vehicles of all sorts with more hydraulics and hosing in them. 20 years ago things like air conditioning and power steering in vehicles were a rare accessory. They were the “upsell” that only some individuals ordered with their new car purchase. Today these “extra’s” are standard in every single vehicle. From small 4 cylinders to luxury saloons to large trucks and farming equipment. They all had these accessories which were primarily run by hydraulics and hoses. These types of units break down easily due to operational vibration and if the clips and brass fittings aren’t replaced, then the equipment breaks down. In my mind, the franchise dealer made a very strong case and revealed a tremendous market waiting to be tapped. I had visions of owning 100 of these little vans with fit, friendly drivers who could be trained to do the simple jobs required to maintain the hydraulics equipment. Mechanics didn’t generally like working on this stuff because the tools are specialized and they had to offer warranties on their work which made hydraulics maintenance a specialized field.

OK, enough justification for my gullible and stupid actions. FACT-I knew nothing about this industry and was not very gifted in the mechanical sense. Second I based my decision soley on the recommendations of the person who stood to immediately profit from my decision to buy this franchise, the franchise consultant. Third, the company that was selling these franchises was actually going broke itself and was using this method of revenue raising to soften its landing.

The crazy thing is I quit my job, put the family home on the line and took to manning the franchise van. I spent days doing nothing but


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reading the paper and wondering what I had done. When the dispatch radio did come to life, it sent me a short print out script with an address on it and a code which told me what type of job it was. They were always “A6” which was the least paying most time consuming job that no other professional wanted because it just wasn’t worth the time to drive out. The payment was a poultry $12 which was less than the fuel bill. I had made a huge mistake and it took me several months of this to realize it. We were living off the loan we took out against the equity of our home and that was coming to an end. Something had to be done. I sold the van and got some money for the hydraulics tools and the exisiting stock I had back to the company (for next to nothing) then I got my old job back within 1 week of making the decision.

All totalled, I lost $28,000 I wont say who the company are because they are still in business today and marketing heavily. I don’t know if they turned things around for themselves, but they are still in business surprisingly.

This experience is one of many such experiences that I have had trying to find a path to financial security.

My Experiences

The one thing that most of my small business attempts had in common was that I was of the quality school of business attempts gone wrong. I believed quite foolishly, that you get what you pay for. Like a good consumer, I liked to and wanted to pay well for my business attempts. I believed that my success was much more likely the more the business costed me going in. This attitude served me well as a consumer as I always prefered paying a little more and getting the best rather than cutting corners and buying inferior products and services. I applied this same concept to businesses. Haydens book is diametrically opposed to this faulty idea of mine and I see now why I lost so much money, so many times.

Over the years, I dragged my poor wife to more seminars and put


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her through more conversations about the latest book or tape set that I bought that I wonder how she is still with me. But when I get motivated about something, its kind of infectious and I have a certain way of communicating enthusiasm that can make others enthusiastic too.

I had tried many things over the years before I finally made my money primarily in Real Estate. These attempts are a world apart from how money is actually is made. I know now what I failed to grasp then, that money is numerical in nature and can be exponentially grown with a simple system of ideas.

More on that soon, but my past is littered with failed attempts at making real money. Lasting money, money that will be with me for life, an outstanding amount of money that squarely puts me in the position of being wealthy.

MLM

When I was younger and before I was married I got heavily involved with multi-level-marketing. A self feeding system where the people you recruit become your customers. The “rah-rah” sessions keep you believing while you waste time trying to push cheap imported product at astronomical prices. All I can say about mlm, is that its the quickest way to alienate yourself from your friends and family imagineable. If you want to get rid of somebody you value in your life, just try and recruit them into one of these schemes.

It’s the “rah-rah” sessions that really sucker you in. The social environment is fun and you feel accepted and liked by “positive” people. The dynamic is the same as the guru type cults that you hear about. People that are vulnerable socially make great candidates and being single and lonely at the time, I liked being surrounded by “positive” motivated women.

Its a utopian environment except for one small thing. Nobody really makes any money. The only ones that do are right at the top. The


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originators of the scheme and perhaps a few their cronies, but the majority spend their time kidding themselves until they finally wake up. Thats been my experience anyway.

It’s this “positive” attitude that keeps feeding you and the promise of a fortune that will just keep coming from your downline that really suckers people in. The idea of a passive cash flow appeals to many people. I personally don’t believe it exists except for bank interest rates and maybe real estate rents. In these environments, a steady stream of cash does come “passively” without you having to lift a finger ever again. But the truth is you need enourmous amounts of money to begin with to get useable returns. A useable return is one that will replace a day job wage. That is what I consider to be useable.

To get that sort of money, $1000,000 or more, you are not going to get it from a cash flow proposition.

If banks and real estate rent roll’s will give you a steady and very reliable 7% (roughly speaking) then where do you get the money you need in the first place? On a capital account of $1 million dollars, 7% translates into $70,000 or about $1400 per week. Most people could live quite comfortable on $1400 per week. You are definitely not rich. An income of $1400 per week would mean you are on a typical income with a typical middle class lifestyle, but you are not rich. The big difference is that you don’t have to physically labour to get this income. It comes from the $1 million dollars you have in your bank account or the $1 million dollars of real estate you own. You could say you are rich because you have the million dollars but if you spent it, then you will lose your income. So in actual fact at the $1 million dollar level you are not rich, but rather just independantly retired.

The real measure of wealth is to have money that you can apply to lifestyle. In other words, $5000 to $10,000 per week would be considered as wealthy. With that sort of income your lifestyle is well above the standard family. To get that sort of income you would


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need to be the owner of an outstanding amount of money. About $5 to $12 million.

With that amount of money in cash or assets that produce a return like Real Estate, then you could definitely call yourself rich because lifestyle is the true reflection of wealth.

But like me, I am sure you would agree, that just getting to that first level and becoming independantly retired and never having to work again would be a great outcome in anybodies books.

Small Business Attempts

After I gave the multi-level-marketers my final “hoorah” I went back to working for a living. I was in sales and went back to the industry I had some reasonable experience in. The insurance business is very broad and there are many opportunities for young people in this business. I took those opportunities and did OK I guess but not more than a year into my working life I had established a line of business credit and began thinking about quiting my job and setting something up for myself again.

I had been servicing a group of small car lots in my territory selling them wholesale warranties that they could offer their customers at a profit. These warranties were about as valuable as a piece of blank paper and I was disgusted with the product and the company I worked for. They were ripping people off and to support myself I was forced to peddle these useless warranties so buyers of used cars could feel a little secure. However, if the car did break down, there was so much fine print that nobody ever read, that meant they would have to pay for the repair themselves. It was pretty unpalatable from my perspective and I hated it.

I was ready to toss my service pack at my boss and walk out for good. I would run my own ethical business and I chose to become a car dealer principle.


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I arranged the finance to make a purchase of a small group of 20 cheap cars from the auctions my contacts introduced me to and I set up an old lot that had been vacant for months. It was on a busy carriageway so by my estimation if my marketing was looking good I would get the exposure I’d need to succeed in this new business venture.

I lasted exactly 14 months before I closed the doors on that business. To stay competitive, my margins had to be extremely thin. This suited my ethical needs and I was happy to continue because at least I felt I was offering value to my customers. To say I was discouraged after a few months would be an understatement. When you are not making money for your time and efforts, there is a genuine difficulty that can’t be explained. A certain stigma of failure that is just unbearable. Maybe its the fight or flight response but anxiety began to be a problem for me. I had to get out or risk my health so I did.

My only regret is that I had to let go of my loyal staff of two who were a wonderful married couple that took to me when I first opened the yard and stayed with me the whole time. So the phones were answered professionally and the vehicles were serviced by a good mechanic. But to tell the truth, when I finally closed the doors and returned the key, I was relieved.

Years went by and I tried my hand at owning a coffee shop that had no real customer base. I had some experience with the cabinet making industry through my job as the sales manager for a different insurance company. This led to another business attempt. I opened a very attractive and expensive kitchen showroom with 7 custom built kitchens on display. This was very expensive to set up and I was under that debt for several years.

Seminars

I was begining to get a little discouraged. I was getting older and my attitudes were less optimistic. I could see businesses all around me


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that looked like they were successful, but my attempts seemed to be futile. I started to think more laterally about my approach. I began to really seek out knowledge. I replaced the impetuousness of youth with the absent minded hopefulness of maturity.

I stayed in my job this time, but sought to learn what others know as obviously I was missing something and there were people out there offering to teach me what I don’t know. They advertised in “opp magazines” and promised all sorts of things. Most of them were not credible to me in my early years and I felt they were a scam of some sort so I never really got interested. But now it was changing, after my experiences, I started to think maybe I was really missing something and I could buy that knowledge and apply it.

I began attending seminars and collecting books and tapes on diverse topics. These people are good. Some better than others but I always learned something. I didn’t know exactly what I was looking for but felt the investment in my education was more then necessary by this point.

It became urgent the day I met my wife Cassie and I really wanted to give her a good life. This meant that my learning activities were ramped up. I really wanted to be somebody special to her and I wanted to get something going that proved I was worth her trust.

But with all the best intentions, nothing really gelled or made sense to me on a fundamental level. There was nothing that really gave me what I wanted. The truth. The facts. There was a result I was looking for and that result was sustainable and rapid wealth. For this, I would have done what it takes. Short of breaking the law or offending my own ethical standards, I would have given of myself totally if I found the right path.


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Cut forward 10 years to that night I found Cassie sobbing at the kitchen table, the night our lives began.

Sitting there that night, reading this interesting book again over 60 days after I first read it and discussing it with Kevin, the professional money man. (I look back and wonder now since Kevin drove an old Honda-talk about the blind leading the blind) and my close buddies, I had a fresh perspective and I could feel the old juices flowing. Unlike other opportunities I had read about, this thing actually made sense to me and was understandable on its own merit. I could “SEE” what Hayden was talking about.

I made my resolution to try this that night and I started to make my plans. I don’t know whether it was escapism or something new, but my plans had a certain clarity. Unlike other plans I had made in the past that seemed opaque and tentative. The car lot, the kitchen showroom, the coffee shop all were planned with a certain anxiety and doubt. But this night was different. I remember reflecting on what Kevin had said and feeling indignant but at the same time re-assured. He told me the book made sense and was do-able but it didn’t necessarily mean I could do it. His professional opinion was that the principles contained in “The Million Dollar Mentor” were sound but that as an individual he doubted my capacity to comprehend and apply these principles effectively.

Things Changed when I found out how

There was something Kevin didn’t know. He failed to recognize my competent understanding of the ideas I had read about. He under-estimated my knowledge base and more than likely had a biased opinion of my business acumen based on my past track record. Something happened that night, maybe it was the urgency I felt due to the current emotional crisis I was undergoing. Maybe it took 2 months for my mind to adequately absorb the details of the principles because I did think about it often. Maybe it was simply that the idea’s crystalized into a kind of dominating confidence, but I had this thing by the throat and it wasn’t fighting me.


Chapter 2: The recent past

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I could see how I could do this beyond a superficial level. I could easily demonstrate applied knowledge if it was required of me. I don‘t know if I am communicating this correctly, but to give you a relevant example. If you think back in school when you were required to study a topic and take a test. You would do OK but it was all superficial knowledge. Just answers given in a remembered fashion. The information was not workable. It wasn’t alive in your mind and you couldn’t really use it for any other purpose but to pass a test.

This was different. I felt that night that my understanding was interacting with other things I already knew and the pieces fell into place. I began to see, I had vision for the immediate future. I could see how I would make my first million within 12 months based on rough estimations of existing circumstances.

I took out a sheet of paper and began writing. I set my goal for 200% per month. I resolved to risk a poultry $100 If it didn’t work out after a fair attempt at least I could let my dream go and feel satisfied that I had made the attempt and move on to other things in my life. But I was determined to give this my utmost attention for at least the next few months. If I could double my $100 twice, then I could keep going.

At 200% $100 turns into $1.4 million after 14 events. In other words, if you took $100 and multiplied it by 2 (in other words doubled it) you could manufacture nearly $1 1/2 million in 14 months providing you could find ways of doubling your money within 1 month.

week 1 20% X $100 =$120week 2 20% X $120 =$144week 3 20% X $144 =$172week 4 20% X $172 =$207 or roughly 200%

The question was how long would it take me to compound at the rate of 200%? As the table above shows, if I could find 1 deal per week, that yielded 20% then every month I could look confidently at


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making 200% or doubling my money.

So I worked out if I could achieve 4 deals per month and make sure that I compounded each and every deal by just 20% then I would be right on target to make nearly 1 and 1/2 million dollars within 14 months. As long as I kept it up and maintained my momentum, I would get there. I was certain of that. When you get to higher figures, there is a special tool you need to use to get the same compounding rates but I assure you, the principles in “The Million Dollar Mentor” package are sound.

How hard would it be to make 20% per deal? Not very! In fact I typically found that my deals yielded much more than 20% I was getting 50% and 100%!!!! Its all in the buying. If you buy profits then the money is in the bank even before you sell! By buying profits, I mean making sure the investment object you found is well below intrinsic value.

I also found that there is no shortage of buyers. Never! There is always somebody out there willing to buy what you have to sell. The secret is finding the good deal- being selective. So you CAN make a decent mark up.

The good news, is that there is a long line of people in any market selling for their own reasons. They sell cheap to get rid of valuable objects for a host of reasons and very few have to do with actual intrinsic value. Maybe they need more room in their garage, maybe they hate the thing they are selling and aren’t aware of its actual value, maybe there has been a seperation or divorce and the priority is absent from the price. There are many reasons, what matters is that you know what these investment objects would sell for and make sure you pay LESS then 20% or more.

Economies of scale is the other way I made things work. By buying more of a single commodity, whether it be cd players or stereo’s or Tv’s makes no difference. If you buy a bulk purchase, you must get a corresponding discount on each item equal to a reasonable


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percentage mark up. Thats what I did.

Very quickly I had enough to get into boats, like Hayden himself likes to deal in. Yacht’s and Real Estate. These were my lucrative passions.

You might not go this way. There are a lot of avenues to pursue depending on your interests. Precious stones like diamonds, rubies and emeralds. Or Raw land for subdivision. Or luxury vehicles, Ferrari’s Porsches and Lambhoghini’s. But first you start with old Ford’s and Chryslers and work your way up.

There’s caravans and mobile homes, in fact anything that interests you that has value and a market. It makes no difference. What matters is that you follow the principle’s in Haydens book. Its a matter of trading in value perceptions and using leverage to accumalate compounding results.

In the following pages, I will summize what I did and where I found suppliers for early deals. I will outline how I got involved in real estate without investing any of my own seed capital. Just because I have $5000,000 in the bank, do you really think rich people are any more willing to use it? Of course not. I would rather risk the banks money. If something goes wrong, its their problem not mine. My money is still safe in my accounts. They get paid for these risks and have a built in threshhold in the margin for the occasional failure or deal gone south. If I used my funds, I would be back to square one, this is something the rich know that everyone else doesn’t.

OPM

Everyone has heard of opm or other people’s money, and they understand the capacity for other people’s money to help them make money through the mechanism of leverage. But the real reason for using opm is risk management. How much can you possibly lose if you put nothing in? Nothing. Now that is an excellent way to do business.


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C

copyright 2006 opportunity-investor.com

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The Million Dollar MentorThe Million Dollar Mentor

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The Things I know

What I know has come from experience and learning. I am surrounded by good friends who are doing just as well as I am. They are my associates, but not business partners even though we probably get along better then most partnerships. The secret is that we are independant but interactively supportive. I or any of the other associates can step out of the “ring” and no-bodies business or livelihood would suffer. It would be a regretful loss because there is real friendship there, but I can just as easily operate my business alone if I chose to and in fact do from time to time.

Focus

The one thing you do need, especially when you are first starting out and your seed capital account is low is focus. If you get Haydens book and begin to apply the principles (you can find a link at the bottom of this page) You will discover that the principles work like a charm. These are certified wealth secrets that all wealthy people understand and use for themselves. When you start, what happens is that you become surprised at how easy it is to compound $100 into $200 and $200 into $400

The secret is to move from one investment object to the next higher grossing object. You can’t for example use the investment object that you used to compound $100 into $200 at the level where you are trying to compound $10,000 into $20,000 that is just not how its done. Thats why focus is necessary.

One deal at a time.


http://moneywise.sourceq5.hop.clickbank.net

Today I live in a large sprawling property off the coast of Florida. I fly all over the country investigating opportunities as I have found the old advice of staying in your own back yard to find investment properties simply in error. The fact is the good opportunities can be found anywhere and the internet makes it simple to asses opportunities before you catch the plane.

My associates live all around the world, from Australia to The Carribbean to Europe, London, Africa and the Middle East. I keep in constant contact with them and we are always exchanging information on deals we found that for one reason or another we ourselves cannot act on so we pass them into the hat for others to look at.

If I knew then what I know now about Real Estate, I would have not even bothered with the path I took. I spent nearly a year building my seed capital account using on-line auctions to find my buyers and source my investment objects. There are many people using ebay and other online auctions and they are not wealthy. Only because they are content to sell one item after another without any real particular goal. They don’t trade up they trade sideways which means they are no different to a merchant. An opportunity investor works to build seed capital and continues to re-invest it at higher and higher levels.

What I didn’t know about Real Estate is that you can control property legally without the need to find an escrow deposit. You don’t even need to find finance. There are quite simple ways to do this and if I had known about these methods before I just would have found my feet a lot faster. The link that I gave you on the previous page leads you to our web site where you can get Haydens book. Included in the package is what I wish Hayden himself had included in his book because it would have made a world of difference to me. I have learned a lot from a guy that is worth $200,000 000 thats $200 MILLION Robert Allen is a master in Real Estate and he wrote a book that explains 50 ways to get involved in Real Estate without any money down. I also have another of Allens books which are


Chapter 3: The Present

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both FREE when you get the Million Dollar Mentor package. This way you will have all the information you need at your finger tips if this sounds like it’s something you want to get involved in.

Always on the look out for new partners

Since the wonderful experiences I have had over the last few years happened I developed a new interest. Virtual Real Estate. What more appropriate thing should we talk about on the internet then opportunity-investment! Its something I know a lot about and something we are passionate about.

Since we put the site up, we have been inundated with orders for the book, requests for re-sale rights by marketing bodies and had persistent solicitations by individual marketing experts that want to turn the book into an educational industry. We have been delighted with the feedback and responses. The idea of “stretching” the book into a 10 diskette set attached to a 3 day seminar and 3 manuals at the back end doesn’t appeal to me. No matter how much money you put under my nose, I would not change it because it deserves to be a simple and cheap product with out the murkiness of mileage. When you read it, it makes sense the way it is and we wouldn’t want to jeapordize that for anything.

However there is a way many of you already are making money with us in this small online endeavour. I’m being modest, its already a multi million dollar going concern, but the good part is we are sharing a large percentage of the sales and profits with people like you.

What attracted me to the internet is the same thing that attracts me to any investment object. Low cost/high value. The site was professionally designed and we had it put together for very little money, well under $20,000 today it’s worth several million dollars. Thats what I call mark-up!

The virtual real estate is not the valuable thing. The tangible site


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itself is not the valuable part. The branding and the actual exisiting income is worth a fortune. We have had an offer for it already, but this is our hobby. We would never sell it and enjoy the interaction with ordinary people like you and others who have bought the book and are living the dream too.

Many become opportunity investors after reading this book and getting Haydens book and by far that is the most lucrative path to take. But if you are not particularly greedy and just want a small income without having to work too hard, you can make a good living just passing this free book around that you are reading right now.

Small start-up High Profits

In the following chapters, I will reprint what other people have done using the information contained in the million dollar mentor. Thats the reason you downloaded this book in the first place. To read about 17 different ways people have made their first million. These people have all had the book for 9 months or less because it has not been available through us before that time. One guy in California made his first million in 7 months and you will love this guy and how he see’s things. We were impressed with his vision and follow through.

So if you aren’t interested in becoming a direct partner with us, you can skip the rest of this chapter and go straight to the case studies. These people are amazing. After finnishing, go back and take a look at our website and decide for yourself. The package is a good one and it is exactly what I would have wanted in the package when I was first starting out. In it, you get everything you need to know to start compounding your seed capital account. Whats missing is not important and you will pick it up as you practice it and gain experience.

If on the other hand, making a commission just by giving this book away for free interests you, then keep reading, you get over $40 everytime somebody buys the Million Dollar Mentor from a copy of


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this book that you yourself gave out. We use a third party to track all your sales who are independant which means you know you will get paid on the agreed time. This third party holds the funds until they are released and they send you a check in the post every fortnight.The way it works is that you open an account with this third party “clickbank” and you create a unique username. For example you can choose anything. “MrGoodPartner” this name that you made gets alocated to your account and they give you a specific bit of code that would look like this

http://MrGoodPartner.sourceq5.clickbank.net/

Don’t click that its just an example. We take this code and put it in this book for you so everytime you give away the book and somebody clicks your unique link, your account is credited with over $40 if they proceed to buy.

If you give out 100 copies of this ebook for people to download for free, you can expect to get 1 or 2 sales. How many would you give out in a day if you knew this was real? Well Im sure you could quit your day job and do this full time if it really worked. Guess what. It does work. We have hundreds of people giving this book out and the internet is huge. They make a very good living giving out this book all over the internet. It costs you absolutley nothing to try it yourself. Its free to join this affiliate program and its free to join “clickbank” so you can get paid. We certainly wont charge you to insert your unique code into the book. You have nothing to lose, I am not trying to convince you, I am just informing you. Please do what you feel is best for you.

If you were clever, I think the right answer would be to buy Haydens book for yourself and just do what I have been doing for the past 5 years, but if this less active approach to making a living interests you, then you will do quite well.

For more information click this link to our affiliate page

http://www.opportunity-investor.com/$1kperday.html


History of “The Million Dollar Mentor”This is a paradigm shift. It started as a simple charter that Hayden had written for himself to clarify his own actions. As a multi-millionaire, he wrote down what he did on a daily basis to make the returns he had achieved. Hayden was a Real Estate agent and is also a remarkable visionary.

Today Hayden is a retired Yacht owner. To call it a Yacht is an understatement of enourmous magnitude. Its a small floating city and I was privellaged enough to be his guest at the 2003 Cannes Film Festival in Monte Carlo. We played golf off the bow of his super yacht and took in the sites. It was a special experience and I very much doubt I will ever be even close to his level of wealth, but then its not a race. I’m pleased with what I had achieved and I enjoy what I do.

The book Hayden wrote as a charter in its raw form was the book I read and absorbed 5 years ago when I first downloaded it off my PC at work. It was distributed freely by Paul who got it from the secretary of the CEO of a major New York Ad agency. Apparently the charter was for a long time passed around through the computer by major heads of corporations around the country. Many of them implementing some of the principles quite visibly today but on a more grand scale.

After my first full year using opportunity-investment I had a fairly large bank roll and so did my associates. We had the idea of contacting Hayden and just well, wanting to thank him and interact with him in some way. The success we had gave us the confidence to approach him as we were sure he would enjoy hearing our own personal success stories. We were right and he flew us down to meet him personally. We were like school kids about to meet batman!

We talked for 30 minutes or so and we left. It was pleasant and we didn’t want to overstay our welcome, but Hayden did offer us a contact where we could communicate with him should we wish to.


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That led to a deal. We offered to purchase the rights to the book. I expected the number to be in the millions and between the 5 of us, we felt we could probably go to $1 million and carry the risk at the back end. He suggested $100,000 if we strictly kept to the conditions of the licence. So thats what happened and the website you viewed is our virtual store front. Our way of letting others in on this remarkable book.

It was cleaned up and professionally re-written for mass consumption and now available to anybody who really needs some help.


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The following are real world accounts of a handful of people out of thousands that have successfully utilized the principles of opportunity-investment, which are found in Haydens book, “The Million Dollar Mentor”

Many of these people are now trusted and close friends of mine and some I have even met personally and done business with. They are all Millionaires. They all started with nothing, very little and specifically used what Hayden teaches to get their first million. Each and every one of them did it in record time. All of them made their first million in under 9 months.

It’s interesting to note, that Hayden himself admits that making your first million is no more difficult in skill level then for example learning to drive a car for the first time or learning how to play a musical instrument.

If you think back to when you first got behind a wheel and tried to juggle changing gears with the peddles and the steering wheel, it is a very impossible proposition, but with time, practice and a little experience you were able to manage it just like everybody else. During our communications with him, Hayden spelt out why there are so many people in the world able to drive a car yet so few have made their first million. He said the difference is instruction.

He points out that there is genuine and reliable instruction available for operating an automobile. The instruction is “emphirical” In other words the cause and effect are transparent. If you do this....you will get this.

He went on to point out that instruction on how to make your first million is not emphirical. The reason why is because instructors have something to gain by teaching you anything else but the correct way to make your first million. With an automobile, what the instructor stands to gain is a job well done and a pupil that grasps the concepts of operating an automobile. However, when ever somebody embarks on teaching somebody else how to make a


Part 2: Some interesting Case Studies

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million dollars, there can only be one motivator for that instructor. To make money for themselves. This is the difference and this is why not many people will succeed in making their first million. A lack of quality instruction. Most people who instruct others on how to make their wealth generally are using it as a carrot. In other words they really want you to work for them to make them rich for example the Multi-level-marketing sales manager that convinces you that he knows how to make you rich and if you do what he says, he will definitely make you rich. However, this instruction is just “go-juice” to make you work hard at scraping in a few sales of a worthless, over-priced product so they get their bonuses.

The Million Dollar Mentor package has no ulterior motives. You will not find an offer at the end of it to join some other hair brained scheme or other. The point is, its pure knowledge. It doesn’t lead you to buy some other product and it doesn’t try and enlist you as a little worker bee for some fat cat. We are sharing this freely with anyone who has any sense.

This is the emphirical instruction you need to make your first million and beyond.


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John Levine started only 7 months ago when he first bought “The Million Dollar Mentor” package and he was the typical example of what a lot of people do with this knowledge. I have spoken to him several times and I am pleased for him because of the difficulties he was facing in his life previous to the actions he finally took. Here is what John wrote in response to my request for a little information on what he does. I would pay careful attention to this case study.

Hello again Martin, I am pleased to tell you whats been happening. When you called me I was taken aback, but now that I understand what you are after I am happy to oblige. I have no problem at all sending a testimonial, its just that I have been very busy over the last few months. I will send you one soon because I am delighted with my results so far. I have sent a picture for you to use as you requested, I won’t be winning any beauty contests, but I am a real person so your readers can see that. You wanted me to write you how I did this and I am happy to do that, so here is a quick outline of how I got to where I am right now.

I picked up the book one night while I was on-line and printed it up ready to read during my shift the next morning as a New York cabbie. I know, its a tough job, but somebody had to do it. Not any more!!!!

I am currently waiting on a settlement to go through that will put a cool $50k into my bank account this week, so I am a little wound up right now waiting for that call from my escrow attorney.

OK, lets see, I read the whole thing and was kind of excited which was difficult because I had a whole shift ahead of me. My shift started at 4am and I parked the cab at the Madison rank and did some reading. I had a coffee and donut and was set. By the time I got my first fare I wasn’t interested and passed it up to the next cab. I sat there reading till the sun began to rise and was seriously thinking about quiting for the day so I could read and absorb this


John LevineNew York City Cab Driver

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properly.

The next day I did take the day off and began browsing the internet for excess intrinsic value. I was very pleased with the Allen bonus books too and they help a lot. I saw that Real Estate is where I wanted to start right off the bat and figured with the savings account looking low, I knew I could probably do something based on what I learned, if I found the right deal.

I searched all the local real estate sites and scanned the apartment listings. It felt odd to be doing this with the serious intent that I had at the time because my previous understanding was that you needed the folding stuff to make a real estate deal and I only had a few hundred in my account, but as I learned...nothing could be further from the truth.

It got into the late afternoon and I found nothing that jumped out at me even though I found quite a few that I could turn over. I really wanted to find some real excess intrinsic value. I wanted this first one to work because if I hit a dud, I probably would have given up so I wanted to do the perfect deal.

You know what? I wasn’t even worried, I just knew what I was doing because I had a good picture of what I was trying to achieve thanks to Haydens ideas. Then I had an idea.

I suddenly remembered a buddy of mine talking about real estate foreclosures. I remember him telling me that this is when a bank moves in on the unfortunate people who defaulted on their loans. They take control of the property and sell it to the highest bidder and of course, the highest bidder is always somebody offering very little to what the property is actually worth.

So I did a search on foreclosure’s and to my pleasant surprise there was a site I found, just like an ordinary real estate website except this one lists foreclosures only. It even tells you what the bank will accept so you can grab a house or apartment right away without


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even needing to negotiate with the banks. Of course, I learned you ALWAYS negotiate because they really don’t care and you can pick up $20, $30, $50 $100k in spare excess intrinsic value just by making a low offer and playing the waiting game. Hey it’s a bank, I dont feel sorry for them one bit.

So anyway, I found this site that I joined called preforeclosures.com which routinely lists all these gold mine properties that are just begging to be sold.

I found this place in Brooklyn that was abandoned by the previous owners. I didn’t even own a car back then so I had to wait till my next shift to drive out there and see this place in my cab.

Martin, I took legal control of that place within 3 days and had a buyer ready to take it off my hands for a quick $27,560 after all costs! I couldn’t believe it! It was like a dream, not because of the initial money which came in very handy, but because of what I learned. Hell, if I can do this once, I can do it a dozen times if I had to. Thats exactly what I have been doing for the last 7 months. Two per week at some points.

The reason why I can find buyers for each foreclosure so quickly is because Im not greedy. If I get a place for $120,000 in foreclosure and I know its worth $210,000 any day of the week, I will list it with my agent for $160,000 because I know he will snare a buyer fast with those figures. Who wouldn’t buy at a $50,000 discount. I keep my greed in check and just take small bites.

I was patient and kept my job as a cabbie for a full 6 months before I realized that I’m worrying over nothing. I realized I am having much more fun and definitley more profitable by being out there looking at homes. I quit my job and bought a brand new chrysler and got busy.

Its been 9 months now and my income is enourmous. Its truly miraculous because my wife was having some health problems and this came at a time where we really needed something that would


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help cover medical. She is doing a lot better now and her new car has pepped up her spirits.

I am just jumping out of my skin and pinching myself. My wife thinks I’m a hero and my brother is curious and jealous. Its funny because if he just asked, I’d give him your book! But he just keeps it to himself and rides me about everything.

Anyway, I don’t want to boast any more then I have, your book changed my life forever and I truly owe it all to you. I won’t admit to being a cash millionaire so openly, but I think you can guess that I probably am. My tax bill is huge this year but my new accountant is already finding ways to legally minimize it.

Take care Martin, I will be buying you that expensive dinner some time very soon.


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Peter and Allan are friends from school. They have known each other longer then most of the other people they know. When Peter learned of the information on offer he says he couldn’t stop himself even if he wanted to. He had to have that book so he got it. What

happened next surprised the Heck out of Peter and completely astounded Allan.

Hello Martin! You are a scholar and a gentleman sir! OK here’s what we did to get our first million and we will continue to do. When you are on to a good thing, you would be nuts to do anything else!

But I have a bone to pick with Hayden first. He states that the first million is a simple matter when I can tell you from experience that its not really simple but more fundamental. I know it might just seem like a play on words but simple implies like its falling off a log. Its definitely not that simple. But I agree after the last 8 months that it is a fundamental thing and all you need is a few tools and some correct knowledge. Excuse my correcting him but I felt your readers might benefit from some actual feedback. Its not easy or everybody could do it. But if we could do it, then anybody can! Seriously, thank you for the material you provided for us and we could not have ever even thought to go in the directions we have, were it not for Haydens book. It took a lot of hard work on our part but we were focused and motivated and it happened. Pure and simple! (or did I mean fundamental)

When the first of the month came, I was very excited because I get my checks on the first of every month and that was the day I downloaded the 3 editions and the 2 bonuses by Allen. After spending the afternoon reading them I found them very interesting and sent a copy of all the books to my buddy Allan by email.

I didn’t hear from Allan for an entire day but I didn’t notice because I was physically writing my plans based on the information I got from “The Million Dollar Mentor Package” I am on a pension due to a car accident I was involved in 6 years ago and this information opened


Peter Myers and Allan DornCalifornia, Los Angeles, United States

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my eyes to what is possible. I didn’t need to get a job to make money....I just wanted to make money. This made perfect sense and I was amazed by the events of the next few weeks.

We did two things, we built a large seed capital account very quickly, then we bought and sold small businesses.

I started doing research that afternoon when I got a call from my good friend and partner Allan Dorn. He had read the package 3 times over and was slowly becoming convinced of the worth of what he had read but admited he had more questions than answers. I told him we were going to buy a mobile home and flip it. He was perplexed and cautiously wanted to find out more. He had all told close to $600 in his savings account and I had $1200 left over from the sale of a car.

I was going to show him my plan that afternoon but wanted to finish it first and get it all down on paper.

The next day my friend and I poured over what I had to propose and then here’s what we did.

In our area there are a lot of mobile home parks. Some times in fact quite often the poor people and young couples that own the homes have problems and are either evicted or wish to move but are stuck with the mobile home and buyers are not scarce they are just a little harder to interest.

In fact there are plenty of new buyers, you just have to know how to price the proposition so its an offer too good to refuse. My idea was to get finance for $20,000 and buy one of these mobile homes and re-sell if for a profit to investors who are slowly for some inexplicable reason getting interested in mobile homes in this part of the country. It could be, in fact in hind sight, I’m sure its because of the recent inflationary trend of normal real estate. The prices are just getting out of reach of entry level investors so they turn to mobile homes as a valid alternative.


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Anyway, Allan and I didn’t need to get a loan after all. We noticed this trend and we were the first to start tapping into this investor market.

It was not hard to find somebody who wanted to be bailed out of their current obligation, because it happened nearly every day. We just wanted to make sure we got a really good chunk of intrinsic value.

This young couple were being evicted for making too much noise and were expected to vacate in 30 days and take their home with them. (the park owns the land) They were very concerned about their obligations as if they didnt move the mobile home, they would continue to accrue rent costs, but they were banned from living on the property after the eviction notice.

They were easy to find because Allen made a few phone calls to the head offices of several home parks and left his number if anybody needed to sell fast. He got 12 such calls back within a week. We made very low offers to all of these people and the young couple accepted. We offered $600 for the home that was worth over $40,000!!!. They had lived their for over 6 years and had only recently paid it off. They didn’t want the home and were very motivated to get rid of it so they could start a new life somewhere else and the $600 was enough to get them into a small apartment. They had a half hearted try at selling it themselves, but didn’t have any luck at all and they were under time pressure. They certainly didn’t have the money to cover transportation costs and even if they did, as the young man said as we were signing the paper work, he had no where to move it to any way. They were grateful that we had relieved them of their obligations.

We had a buyer for that mobile home in just 2 days. The home was a nice one and larger then usual and had a nice canvas shade covering and a little garden. A retired couple loved it and had plans on re-decorating it. We got $42,500 CASH for that home in our account in just 7 days after reading your book and coming up with


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our idea by examining existing circumstances around us.

We kept it up. Now that we had some working capital we could offer a bit more and buy several at a time. I am not a business man but I know how to make a deal. When people are up against a wall, they will make a deal on your terms.

We bought and sold these types of deals over the next 3 months at the rate of 4 per week. It was a gold mine and within a short time we had collected over $1,000,000 after tax.

Not long after that we started looking at other opportunities and small businesses were our target. Again we tried to replicate the same principles. Finding distressed sellers who just want out. But this time on top of our mobile home activities, we started to scan the papers for small businesses who’s owners had had enough and wanted out.

We found a mess of them. Its amazing what a few well placed questions uncover. You go to visit a guy that is asking $120,000 for a business and after a few questions and a patient waiting game he is begging you to take it off his hands for $50,000

We believe we are helping people get out of situations they don’t want to be in. We are profiting by rendering this assistance and it suits us.

Your “Million Dollar Mentor Package” started all that for me. Life is just so much easier and enjoyable these days.

I thank you for your efforts, from the bottom of my heart!


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Richard Evans is a charming fellow with a lot of personality. He is a self confessed “beach bum” and has spent most of his youth surfing and lying on a beach. He made his first Million in under 7 months by following a simple principle outlined in Haydens book. He says it made so much sense to him that “lights and sirens were suddenly going off in my head” Read his interesting account of his reaction and consequent steps he took to make his first and lazy Million in under 7 months after reading “The Million Dollar Mentor”

The book showed me things I already knew but failed to label and use. It’s like you know, but you dismiss it outta hand because its stuffed so far in the back of your mind that you just never actually do it.

So what happened was I found myself saying “Yes!” and “Yeah, right on” and words to that effect while I was reading your book. The thing about it, is I really wasn’t ever interested in money or business or that scene. I am a pretty placid person and somehow all that felt too violent. Too competitive and cut-throat

But then after reading all that I had read, I realized that it didn’t have to be that way. If I prospered, it didn’t have to be that the other guy loses out because I took it away. The other guy makes a bit and I make a bit and everyone gets loaded.

I especially took to the principle of “economies of scale” and it answered a lot of things that bugged me about society. For example, I knew the guy that sold me the “Billabong” (TM) T-shirt for $30 or what have you, had only paid $15 or what ever. Some times I didn’t care because I just wanted the T-shirt and I just paid. But it always bugged me about society that everywhere you looked, some guy was rippin you off.

Then once I read The Mentor, it made sense. The guy was getting a mark up and deserved that mark up because he bought 1000 of those T-shirts. I was just buying a single unit, how can I expect to


Richard Evans Newport Beach California

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get access to that sort of discount if I was just buying 1 unit for personal use.

It really helped me to learn this and I found it was the emotoinal burr in my side (to use your words Martin) about society. I was rebellious directly because of this daily experience, from buying my food to surf boards and clothes. I always had that grudge and was consequently poor because of this attitude.

When I finally understood economies of scale, I was like set free on a religious level man. It was like, hey, I want to join the world again man! This beach bum thing was OK for a while, but it’s time I got mature. I stopped being passively rebellious by wasting my life and carrying a grudge about the world and decided I would go out and get my share. My million bucks.

What I did was simple. I found a supplier, took out a loan and started dealing in economies of scale.

I know a lot about T-shirts, cotton weight, stitching double or single, fabric dyes etc. I know why one T-shirt you put on feels like a chalkboard against your skin, its tight in the shoulder but too loose in the torso while another T-shirt feels like an old friend that hugs you like it loves you. In short I know what qualities a T-shirt needs in terms of manufacture to keep a customer happy. I have screen printed a lot of T-shirts in my day as a hobbie and have always known this about T-shirts.

It was a natural progression to go ahead and set up a T-shirt import business utilizing the principle of economies of scale. I took my first shipment of quality double stitch 100% cotton T-shirts within 2 weeks of reading your book. I found a supplier in Taiwan over the internet and put in a pre-paid order for the 300 T-shirts in only the most popular sizes for just $100 or 33 cents per unit. I resold those T-shirts at wholesale (not retail because they deal in small quantities) for $5.00 per unit. I sold the whole shipment even before it arrived by fed ex


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I already had a 10% deposit for the order before I delivered it to the wholesaler who shops around the retail stores and sells them 5 to 10 at a time. He sells them for $12-$15

I make $1500 profit in my first month and I have another order from this particular wholesaler for another 1000 quantity. He tells his associates about me and they place orders too. By my second month, I had a shipment coming in of 5000 units. 3000 pre-sold to these wholesalers and 2000 in reserve.

Then what happened next was pretty obvious. With the 3000 units I pre-sold, I had a fat profit of $15000 which I immediately re-invested not in new stock even though I was expecting and did receive a new order even bigger from these wholesalers.

I invested in classified advertising space for sales people who would go out and shop my stock for me in surrounding cities at wholesale prices. I had 10 people working on consignment selling this extra 2000 units I had ordered and they were gone in 12 days. After the commission of the sales person of 50% I was making $8 per T-shirt

So by my third month, I had a working seed capital account of close to $40,000 I was cool about it and I knew exactly what I had to do to make my first million FAST

I created a brand! Its not well known yet, but I had my Taiwan manufacturer sew a new label in the neck of each unit. “Swinner” is going to be big some day on the retail scene but at the moment its well known amongst wholesalers which is what I want.

You would be surprised how little knowledge there is out there as people make their living some times in ignorance. My small bit of knowledge about what goes into a quality T-shirt is very little known. It doesn’t cost much more to get a T-shirt made in this format, but you have to know how to ask for it. So when these wholesalers buy my T-shirts and seek them out as quality product because they sell so well, they have no idea they can easily have T-shirts made with


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the same specifications. Thats my secret, so there you go, its the simple things that make up the difference.

I have no concerns that this might damage my business, because I already am thinking of moving into other more lucrative lines and the T-shirt business is just a side line now.

By the fourth month I was selling each unit with an attached price increase because of the label. The label added a few pennies to each unit, but my new mark-up was in the dollars. I would have thought this would have killed sales a little bit but it actually increased demand and I’ll tell you why I think it did. There were other branded T-shirts being manufactured with this format specification that I had mine made to and they were selling for much more. They were shopped at high profile brand name retail outlets. I was soon becoming the ultra-cheap alternative to these other importers.

I re-invested my $40,000 and within 42 days of that order, I was sold out for a total back balance of $385,000

By months end I was ready and gearing up to do it all over again. This was all done automatically, I didn’t even see the stock this last time. It went directly from Taiwan and parceled out to my wholesalers who paid up front. I did all the business necessary from my moms home office. It costed a few international phone calls and then just waiting.

The last month that made me officially a millionaire was the biggest. I had orders, around the country, so I had no fear that my seed capital account was at risk at any point. I took cash up front deposits on all orders which paid for the whole shipment. My seed capital did not even leave the shore. The last shipment was paid for with wholesalers deposits of 50% I actually had profits sitting in my account before the Taiwan manufacturer delivered.

I hope your readers learned a little from my experience. I think the


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main difference for me was a change in attitude. The moment I discovered it was OK for me to make money, a lot of money was the moment I just went out and did it. I wish you all the best.


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Steven was a janitor and part time bass player for the “Runoffs” He still enjoys thumping out the rythms in the evenings but today Steven practices arbitrage on a grand scale with raw land of every kind. His days of domestic sanitation engineering are well and truly over.

Hello Martin, I would be happy to be included in your book and will take the time to write to your readers exactly what I did to make my first million. It was a while ago now and the 10th Million seems in sight but I would enjoy relaying my experience for you.

They say your first million is the hardest, I would correct that and say “your first million is the sweetest”

When I read Haydens conception of arbitrage, I really had no understanding what it meant in its pure sense. I did some research and made the connections. The idea of arbitrage is to buy guaranteed value. There are discrepancies in markets that can be taken advantage of to make guaranteed profits. Hedge funds are a good example of who most often practices arbitrage. Hedge funds are usually made up of a collection of high net worth individuals that float around the world financial markets looking for small discrepancies. As little as a few percent. With the types of numbers they work with they make billions on single trades. The point is these are different to normal trades, these are observed discrepancies, or time lapses in similar markets that mean the profits are guaranteed and this is the point.

What Hayden points out is that arbitrage opportunities exist everywhere and not just in financial markets. I was particulary interested in this and sought to try and find these opportunities in the real world. Guranteed profits are profits that are riskless. Just buy the object and resell it for the profit. No questions.

Well, I don’t know if I technically got all this right. But it isn’t really important, what matters is the results. Have I made money? Yes. Have I made a lot of money? Definitely. Do I care if my technique is


Steven SorrensonCalifornia, San Francisco, United States

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not 100% correct? Well, I do, only to the point that it can help me increase my returns and be more efficient. I am not a greedy person, but to earn a reasonable passive income, like Hayden has pointed out, $1 million will just put you into the comfortably retired range. If you want to live a lifestyle of sustainable quality, you need at least 10 million or more working for you to get the passive income. So you see its not greed, but if I spent the millions I already own, I would be broke again. The idea of cleaning toilets again after living like I have for the last year or so, this idea would put me in a ward for the mentally backward!

If I accumulated a good $10 million, then I could practically live the life and have the lifestyle without ever fearing poverty again. So thats my goal. From there I will put the money in some Cd’s or government protected accounts and collect 10% with the money safely tucked away for me and my family for generations to come. 10% of TEN million dollars is $1 million dollars per year. Thats a passive income of over $20,000 per week

I think anybody could live a very comfortable life style with this income and I am certainly not going to stop until I have that.

To tell you the whole story, I could fill a whole book all by my self. But to give you an idea of how I started investing in raw land on a janitors salary I will tell you a few things that you need to know if you want to pursue this line of opportunity-invesmtent.

Land is valued differently by different people depending on utility of the person wanting to buy. Hayden made a strong case for this and its totally true. What does this have to do with doing arbitrage deals or making guaranteed profits? Everything, because if you can imagine finding a seller who values his land with a certain utility. For example he values his land according to the utility of a useless and remote plot of land unuseable for anything but camping on. It cannot even be lived on. His price esimation will be very low.

If you partnered that seller up with a totally different utility, for


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example, oh I dont know, I am just making this up. Say a cult group. A Guru with a lot of money in the church coffers is looking for an isolated place he can keep his followers and have them do his bidding in the isolated majesty of the wilderness. Then this utility would mean an arbitrage deal. You have two different markets exisitng in the sellers and the new buyers minds. One market is hating the product, the raw land, and wanting to just get rid of the useless money sucking asset. Another market exisiting in the new buyers mind, sings the praises of the isolation and the wilderness. How wonderful it would be to get his followers alone in some quiet and tranquil place where he can impart his wisdom without the prying eye’s of society getting in his way.

This is whats called an imbalance in two similar markets. They are similar markets, because they are talking about a single investment object, the worthless/valuable land parcel. Its this imbalance that you see, that they don’t see, because you are going to keep them VERY seperate and they will never meet or even know about each other. At least until the deal is done.

The seller see’s in you a sucker who is going to take this worthless land of his hands, finally some greenhorn has come along who he can off load this burden to.

The new buyer is going to see a sucker too. How can this loser possibly let this tranquil estate sell for so little money. I must be truly a good business man taking advantage of this poor sod so easily.

Do you think the seller will jeapordize his salvation and possible exit from the burden of government taxes on this land that he has had to pay for years by scaring you away? If you made an offer to this market thats in his mind, this utility. The market would scream SELL, SELL SELL! This would make the seller act and take your extremely low offer even if its you he considers as the sucker. What if you asked for terms on top of the extremely low offer? Do you think he would be sensitive to you asking for 200 days escrow (so you can have time to find your guru buyer) What if you told him that you will


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buy it but you also need 100 days to sort out your finances and convince your partner so you include a 100 day weasel clause which means if you can’t get it together, then you are under no obligation to buy? And finally what if the deal you made meant that you were only prepared to leave a small deposit. Say $50

Since this market is screaming inside this sellers head, SELL SELL! and since there have been no other opportunities to sell for over 2 months, the seller will still view you as the sucker and gladly take your terms. At least its a chance to relieve the burden. He can only hope from there on.

But of course, being the gentleman/lady that you are, you won’t dissapoint him and you won’t go back on your word. You will find a buyer for this land and it will be much more then the $50,000 you agreed to pay. You know the intrinsic value of the land to be at least $80,000 and even if you can’t find your guru or somebody like him, you will at least be able to get that with some persistent marketing and you have plenty of time to make it all happen without a single bit of risk except the $50 you gave your seller as a deposit.

What if you don’t find your guru as it turns out, but you get an idea. Rather then waiting for somebody with the right utlity to turn up, why don’t you actively approach people with the right utility.

You look up 20 rec vehicle clubs around the country and you make up a simple marketing pack. Pictures, the virtues of the isolation, the locality. The perfect place for these good ole boys to tear up some land with their trucks and camp once per year or go shooting or what ever. You get creative and put all possibilities under their nose. You tell them all that the bidding starts at $200,000

The utlilty matches perfectly and if they had the money in the club treasury, they would most likely buy it for the club members use. Maybe a high net worth individual belongs to the club and decides to buy it for himself and offers it generously to the club members.


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But what if you hear nothing from anyone. Then what? Simple, everyone has there price and you have so much room to move that its rediculous. First you contact them all individually and make enquiries. You could just be premature and an offer was about to come through.

So you just get enquiries and get feed back. They tell you the price is too high but its exactly what they are looking for (of course it is, you chose people to target that you knew would have high value utility) So you ask the magic question.....WHAT-WOULD-YOU-PAY-FOR-IT-THEN?

They get back to you with $149,000

You get back to them and qualify and obligate their offer. In other words you nail them on their offer before you say yes. Something like.....I don’t know if I would be able to take such a low offer, my partner would probably not go for it (who is your partner? who cares, you are just using leverage to keep them at arms length) If I did get my partners agreement would this offer be firm?

Now they are seriously feeling commited, if they answer in the affirmative here, then you have a sale and you have just made nearly $100,000 in profit.

More then likely they won’t back down and will commit and all you have to do is make them wait for a few days and call them back with the good news that your partner has accepted their offer.

But what if they don’t? What if they say, ahhh no, we probably wouldn’t. Then you will start again. AT WHAT PRICE WOULD YOU TAKE IT FOR?

They come back with another figure and you are off and running.

This was very short and not particularly detailed. I plan on writing my


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own book some day about Haydens principles but even with this small amount of information, I have given you enough to get out there and make $100,000 with out any risk within a month. It can be done, it is being done and you can do it too.


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Samantha-Jane is a favourite person of mine. We have been friends for over a decade and she is the god mother of my middle born son Rowan. She also is the face behind our front desk at opportunity-investor.com as support. She doesn’t need the job but enjoys being involved in our venture on some level so when you talk to her, “be nice” Samantha-Jane made her first million most recently and has enjoyed an excellent lifestyle since then. She did it using marketing and the leverage found in the printed word.

I’m no expert and don’t claim any special skills or talents. I read Haydens book close to 8 months ago and have been empowered by simple ideas that are just not openly discussed anywhere that I have seen.

This is literally a phenomenon and the information contained in the book was responsible for getting me off the couch and out of my trainers and into my first business.

Being a married mother of two little girls, life can get hectic and the last thing on my mind was wealth creation when the book was passed to me. I was around as I watched Martin go from a hard working sales manager to a high-net-worth individual with more time on his hands then a civil servant on double time.

Within a very short space of time, it seemed the Thomas family went from a small brownstone family home, to a sprawling acerage with a mansion perched on top of a slightly rising knoll on a beautiful key off the coast of Florida. I was curious as hell and even though they talked about opportunity investment often, him Geoff and the others, it never really got through to me until years later.

This is so simple and there are so many ways to utilize this knowledge that its like shooting fish in a barrel. A million dollars really is just such a simple matter and all you need is to grasp some principles and not be lazy.


Samantha-Jane HenesseyTexas, Houston, United States

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I finally got off my butt last year and felt if the evidence of these people’s success wasn’t enough, then what more evidence do I need...A truck to fall ontop of me?

I told my Husband that we were going to be rich in the next year. He said “oh yeah?” I said “yeah”

I said I’d make a deal with him, give me just 2 months to prove this idea that I had. If I can’t make it work, then I’ll quit and we would be no worse off and down maybe only a few hundred dollars. Money was tight back then and even a few hundred was too much but he finally agreed.

I was fascinated with the concept of leverage to make money and Hayden pointed out there is more than just the “money type” of leverage where you use borrowed funds to magnify your returns in percentage terms.

I really like his idea that there is a concept called the leverage of the printed word. My idea was to create a unit of value and then replicate it over and over again on a bigger and bigger scale using past profits to expand into bigger pools of profit. Well that was the concept and it turned out to work pretty well.

I was a hair dresser before I got married and I had some expertise and some knowledge in this area and I knew the market pretty well. I knew on average what the individual wanted and liked in terms of hair styling.

One of the things that left an impression on me was the perm. The tight ringlets that a permanent (as we call it) in a womans hair looks very artificial and using curling irons to get the soft natural curls that are sought is time consuming and doesn’t last a long time.

I found an importer that sells cheap tacky products for under a buck and without meaning to, an idea and circumstances came together to create this unit of value I was about to replicate.


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The importer had a cheap tacky little product that was ideal to create permanents with not small superficial ringlets, but lasting soft curls with body. As a girl I know body is something every girl wants in her hair and I could see how this product could be repositioned as something of real value.

Its like the concept of the old guy going to the hardware to buy drill bits. He doesn’t really care for the drill bits, he is actually buying the clean neat, exactly sized holes that the drill bits make. Thats the purpose of the purchase and the drill bit is just the facilitator of that need.

Well this was exactly the same, if a piece of steel can make neat round holes and the hardware can charge upwards of $20 for a set, so can I. In fact, it was my opinion these wide cone shaped ringlets that made it possible to do home permanents and have permanent soft flowing curls in a womans hair had much more value to a potential customer then the market who seek precise round holes!

The best part is this tacky little product came in a particularly classy case and its real use was for straightening out tangled wool for hobby weavers. It was selling for $2.95 and I did an ongoing consignment deal with the import shop to get them at $1 per unit.

I had stickers made and printed and gave my re-packaged product a classy name and had the design work done professionally. Eventually this import shop became my place of business and the family that ran this business became my full time employee’s They spent most of their day applying the adhesive stick on’s and packaging orders as they were coming in.

But at the time I was doing all this, I didn’t know that it would work. I was cautious and had spent less than $200 on the project before my first sale came in.

I re-package the new product with a new angle and a cheap sticker and it worked. The real source to this projects success was the leverage of the printed word. I used cheap classifieds as my vehicle


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of choice. I started locally and tested different price points. I tried $20 then I got ambitious because they were selling so well considering it was just a small ad. I tried $35 and the sales actually doubled. I believe it was the perception that the product was better was responsible for the increase in sales. Its all about perception!

Within the first month I had clocked up 300 sales or around $10,000 so my better half had to concede who really was the better half!

The next thing I did was to re-invest this money into a bigger advertising roll out. If these sorts of sales were possible locally, then all I had to do, to double my income was ad a new Newspaper to advertise in. Double the exposure? Double the sales! It worked exceedingly well and we spent a lot of time wondering if we advertised in 20 papers around the country, whether we would make 20 times the income.

The answer was yes because we tried that in my third month. I created a unit of value that many women wanted and I used the leverage of the printed word to exponentially grow my profit base using many newspapers.

I experimented with different wording and different price points. In the fall we are going to see if we can get a new product made thats similar in design to the wool untanglers but that is even more appealing visually. If we can find a reasonable plastics manufacturer we will do that and try television advertising, so keep your eye out for us!

The only thing I wont do is talk about the name of the product and any particular details here because I can only encourage competition by doing so which wouldn’t be very savvy. Sorry.

I made my first million with the second roll out of nation wide classified advertising in many major and minor publications and journals. At this point, I have lost count which million we are up to, but its pretty cool.


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Even though I have kept details about the product confidential, I hope you can see its not the product that matters. Its the principle that was responsible for my success. Using leverage of any sort is very profitable. I found a way to use the leverage of the printed word to good financial advantage and it was a surprise to me that it worked so well, but I won’t be so lazy or shy about trying out my ideas in the future.


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When we first came to the U.S. from Jakarta (Indonesia) we were very excited and happy. I come from a very hard working family and we were privellaged to come to this Great country and try our luck. We had several businesses and the hours were long and the money was not so great. Today I work a lot less and earn a lot more.

My son Sanji bought the million dollar mentor 7 months ago and started to talk to me and my husband about the things in this book. Neither my husband nor I understood properly what he was trying to teach us, but Sanji seemed to be urgent about his ideas. It was like he really wanted us to understand. Because of his earnest attitude, I took an interest. My English is not excellent but I get by and Sanji translated and wrote what I want to say here.

My son wanted us to close down our restaurant and turn it into a wholesale operation where we supply certain lines of high value products to exisiting restaurants across the country. He talked about intrinsic value and how to find excess intrinsic value so it can be profetized for wealth.

His idea was that according to the book, we were operating a high output/low reward business and to use the pareto principle to hone in on the high value low cost lines and sell in bulk at wholesale.

We have several indonesian dishes that many of our customers in our restaurant enjoyed immensely and in particular it wasn’t so much the chicken or the beef that was special it was the sauces I used on top of these popular rice dishes.

Sanji insisted that we could do extremely well if we isolated that intrinsic value and sold it off to others. When they saw that the customers were enjoying their dishes so much they would order more of the sauce from us. By using the intrinsic value in this way we could actually leverage other peoples restaurants for our financial benefit. In other words, restaurants around the country who were paying rent and upkeeping staff and all the other costs associated with running a restaurant, were doing so to help us profit, providing their customers were ordering the sauces I made.


Effi DenbouixOregon, Sherwood, United States

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I know these sauces are very good, and the secret is fresh ingredients and an unexpected mix of spices. They take me no time to make in small or large quantities and we decided to give his idea a try.

By tapping into the power of leverage that was afforded by virtually hyjacking other restaurants customers with the high value ingredient to any meal, which is the sauce, its the actual flavour. You can get chicken anywhere. You can get beef anywhere. Rice anywhere, it all tastes approximately the same, but if the sauce kicks ass and finds a following, then we can place it in every restaurant in the country and have it automatically generate custom without us having to take a single lease.

Well it worked, but what really started to make things happen was when we packaged it for sale in department stores. We hired professional sales staff in different territories to help push our range of sauces and they sell like wild fire.

We did the work but if Sanji had not have come across the book and made the suggestions we never would have thought to try out these new directions.


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Brad Dempsey is an associate of mine and a close personal friend. We had been doing business for over 5 years before he had had enough and decided to go into a new direction

himself. He worked very hard as a real estate agent. My own personal real estate agent. For over 5 years my purchases and re-sales represented 95% of Brads commissions in his job as a real estate agent in the state of California. He learned a lot from me and I’m surprised it took him so long to just take the lions share for himself. He was privvy to all my deals and understood how I thought and what I did. Finally one day he just decided he was going to strike out on his own and quit his job. I was happy for him and when I asked him why he took so long to do this considering he knew how well I was doing and knew exactly how I did it, he told me it was because he was making more money in commissions then he has ever made in his life and he was afraid to sever our relationship. Well, Im glad for him that he finally did.

I was Martins personal agent. By that we joke around. He never got any special or unethical treatment from me but we both just felt that so many deals were done that he had the bragging rights to claim that I was his own personal agent. I knew every time I found something that Martin would be interested in, I was in for a double and fast commission. One on the way in and one on the way out. His deals were typically turned over within a month and I knew exactly what he expected of me and what he wanted. Often I would already have a buyer in mind even before I contacted Martin.

The day came when I shouldn’t have to work so hard because Martin was a particularly hard task master and expected me to go the full distance for the deals he was setting up. If I had to fly to Philly one weekend and miss my kids birthday then thats what happened. I was earning a very good income and it was primarily Martin that was responsible. How could I say no?

I was on about $100,000 pa for those 5 years on average but after tax and expenses it was closer to $60,000 net. It was very good


Brad DempseyCalifornia, Aliso Viejo, United States

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money and my wife didn’t work so that meant savings weren’t particularly high over those years. Sure we saved some money, but with that sort of income and doing the sorts of hours I did, naturally you spend more on yourself to compensate for the hours put in. Toys, holidays, lavish gifts all were part of the equation. When you work that hard you tend to raise your spending level and we barely managed with all good intentions to save more than $10,000 per year and even at that level, my wifes and mine discipline levels were stretched to the limit. Working was literally a mouse wheel and the mouse was in charge of the cheese, so the cheese just disappeared.

To keep the family in the lifestyle that they were accustomed to, I could see no other alternative then to keep working for the next 20 years and at a savings level rate of $10,000 per year we would have a small nest egg of $200,000 at the end of 20 years if nothing else popped up and our savings were spared from any looting.

Being in the privellaged position to observe Martins operation, I did a little planning of my own and Martin was gracious enough to even give me some advice and support. Then he saved me any more anguish by letting me read “The Million Dollar Mentor” package.

All I could say was wow! A big AHA! moment came over me and I thought to my self, that son of a gun! This is where he got it all from.

Well, 6 months later and I’m about to close my final deal and when the escrow goes through I will officially be a shiny new millionaire.

Essentailly, I did what Martin did to get to this point, I flipped properties. Making fast but relatively modest amounts on 3 bedroom residential premises by finding ones that had high intrinsic excess value and turning them at another buyer or investor that still had 10% or 20% intrinsic value left in it to entice a fast quick and sure close. I could do about 2 per week in this way simply by not even buying them. I just had to find them and interest the investor and they made the purchase paying me anything from $5000 to $30,000 per deal depending on the price range. I believe the official term for


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it is being a “real estate bird dog”

Its very lucrative and within a few months, I was able to trade in my Ford Taurus for a brand new Merc (which really helps the image when you are doing deals)

I built up my account to high levels in record time and having Martin in my ear helped enourmously. I was doing so well, that I got even more creative. It was Martins latest idea, but he shared it with me and I took to it like a duck to water.

This is my deal. The one that Im waiting on to close any day now. The idea is to secure a property and take legal control through the instrument of an option or some other low entry tool and do a soft re-hab.

By soft re-hab, what is meant is not to get involved in painting or repairs at all. A soft re-hab is a paper re-hab. By repackaging a property into a new proposition you can increase its value enourmously. I expect to make over $400,000 with this one deal once it closes.

What did I do? I had a professionally written large, sign put up infront of the property that says for sale. Thats it! The sign cost me around $4000 it wasnt a cheap sign, it has a professionally illustrated artists representation of the 10 storey building that is allowed to be built on it. I didn’t re-zone or anything. The sign has electricity and automatically goes on at night. It looks classy.

All I did was take control of some riverfront land with an old house on it and made sure by checking the council records what was allowable to be built on it. This particular block was large enough and had the 10 storey thresh hold. So all I did was buy it from the original owner who saw it as an old run down property for just over $300,000 and then repackaged it with this new sign to get the attention of likely developers and builders who could likely turn it into a 20 million dollar profit. I was only asking $700,000 for the land and like clock work the “vision” attracted some real heavy weights. In the


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end there was a small bidding war but it got sold very quick.

The reason why there is so much competition for it is because I simply knew how to attract the developers attention and get their juices flowing with the particular hot buttons that I just knew would make them salivate. River front condo’s? Cmon, its a no brainer! And ten storeys, with 4 luxury condo’s per floor and they stood to price them at around $500,000 each and even more for the top 4 penthouses that have their own elevator.

I got paid for this deal simply because I had the vision to see what could be, and had the initiative to get some visual assistance to create some desire. I had floor plans drawn up and professional marketing packs printed. This was my only costs.

By simply taking the time to do the research and presenting the property in an attractive way I was able to make over $400,000 for an outlay of just a few thousand dollars.

I get the cash, but Martin gets the credit for this visionary idea.

Note: To learn how to take control of real estate without a deposit or using finance or any credit checks what so ever, you can find 50 unique ways to do that in Robert Allens rocket fuel report-”No Money Down Real Estate” All you have to do is master one of these techniques and you will have the key to doing real estate deals. After your first few deals with a decent seed capital account, it won’t matter either way but to get there, you need this package.

This book is free with the “Million Dollar Mentor” package.

Click the link below to learn more.


http://moneywise.sourceq5.hop.clickbank.net

Peter Stewart found an outlet for his creative entrepreneurial flair with a very flambouyant method. His instinct and expertise as an academic in one of the finest college’s in the US gave him a grounding in this, but anybody can do what you are about to learn that Peter did.

I was always interested in history and art, this was not really a money making venture to start with but simply an interest. The idea to make a fortune from this came when I read the MDM package and found that possibly I could make my first million and retire from work and do this, that I enjoy full time.

Well thats exactly what happened. It all started when Hayden mentioned several different types of leverage but it was when he mentioned the leverage of the printed word/image that really got my brain ticking over.

I wondered how I could make money from this for a couple of days and it occured to me that I absolutely could. There is a thing in the law that’s called “Public Domain Property rights” What this means is that any creative works, books, tapes, records or other intellectual property that was made before the year 1927 is legally in the public domain and can be used freely by the citizens of this country to sell or in any way use these creative intellectual properties. There is also a large selection of properties that are available right up to the year 1977 You have to know which ones they are but anything before the year 1927 is completely safe to use.

There is a world of products that can be re-packaged and used for re-sale. You can just go to any library and pick out some books and you will find thousands of books, fiction and non fiction. There is a plethora of images to use for all sorts of financial purposes and there is not a single dollar in royalty that you need to pay to anybody.

I began my own book publishing business and started selling thousands of these books, re-packaged and offered for sale to book clubs for much below the average price of a book. The secret is to pick topic’s that people would actually want to read. I began to use


Peter StewartGeorgia, Harlem, United States

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distributors and sold even more books. I have 200 lines of carefully selected books that I know people would still be willing to pay money for.

Its quite easy and there are printing services that will churn out books for you in paper back or hard copy for less then 50 cents per unit. I was getting $7.99 and above for each book after the distributors cut. Its like found money.

Once I set this up, I watched the leverage work because in every book I sold I had a specially prepared list of my 200 lines so people would call me months later with new orders and buy them directly from me. I first started in my garage and then had to expand my operation.

I now have calenders printed up with excellent and very famous art works that companies pay to advertise in every year. Well this is my first year, but by the demand I don’t expect this to subside any time soon.

You can’t do better then getting a product for almost free and selling it for a 800% mark up. I am doing well and I expect to be at the million dollar per year level within the next 12 months.


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Stacey is a very rich, bubbly, young lady. She came straight out of school and into Real Estate. If you think you are never too young or too old to get into real estate, you would be right. Stacey uses a killer contract that makes it possible for her to double close properties all day long.

I make on average between $4000 to $8000 per week. I havent saved quite a million yet but I am well on my way and I don’t think it will take much longer than a few more months.

I read the Million Dollar Mentor package when my mom downloaded it for me and presented it to me for my birthday. To be honest I was hoping for a car, but that came a little later. I really got into this no money down real estate thing and after the MDM package I bought tons of other materials too.

Its all about having the right paper work and positioning your clients, your sellers and your buyers so they understand what they are doing. Sometimes you have to translate the legalese, so they understand it on their terms. Once they grasp what it means they are fine with it. They are usually people that want to get out from the burden of a mortgage debt, so they don’t ask much.

At first it was awkward because of my age, but now I am much more assertive which gives them the confidence that I know what I’m doing, which I do. I know exactly what the ramifications are of these contracts and I understand the implications of my actions.

I was a good student at school and knew how to study, so when I finally got interested in doing double closes and flips, I didn’t stop until I had the whole thing worked out and knew what I was doing.

Any one can do this and mom is delighted she got me involved in this so early. She already scored a nice new Mazda convertible out of it.


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Stacey BeechArizona, Phoenix, United States

Andrew Newberry is a distant family friend that knew about my business acumen. He knew how I had been in his position only 24 months previously and had heard about the new life I was leading with the wealth I had generated. I could hear the earnest desperation in his voice, when he asked me "how'd you do it Jack"? His question was open and sincere. In my eye's he was at a point where there was only one direction for his life to go...up.

Andrew needed to make money fast. His family were in danger of losing the roof over their heads and although Andrew worked a fulltime job, there were difficulties that created this current crisis.

He couldn't understand how I had done so much considering my humble beginings, while he had worked at his current job for over 10 years and was saddled with the difficulties he was currently experiencing. He told me he had no money to invest or anything like that, but could I advise him on what if anything was possible.

This was my response to him.

You see, what he was asking me specifically was, "how do I make money with little or no investment" My mind ignored his emotional pain and focused on the reality. That is the reality of what he needed answering.

Talking about Real Estate investment or anything that needed a capital injection was futile for Andrew, he needed to hear something different. This is what I told him to do, step by step. I told him that if he followed these two steps, he would have $100,000 within 12 months. He did it in 6!

Step one, get a little money. Not much needed, a few hundred dollars would do, but he has to find something as a seed capital account. I gave him the URL of a broker that does paid surveys online. These brokers represent companies that pay ordinary people for their opinions. They typically pay between $50-$300 per hour. He got his wife busy doing these through the day and evenings, they had $1000 within 2 weeks.

Step two, Go Shopping I explained to Andrew the mechanism behind my success. Compounding, intrinsic value, leverage, rapid capital gains, pyramiding profits. I then asked him to compound that


How my friend and partner Jack Reynolds helped a friend in crisisAndrew Newberry Jack Reynolds

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thousand dollars by 30% 19 times. In other words, I told him to find 19 investment-objects that were for sale that he could buy, that had at least 30% or more spare intrinsic value.

Intrinsic value is everywhere. Whether you are buying New York sky scrapers of marble pool tables or Bertram boats, every market has a percentage of sellers offering their goods at well below market value.

Andrew started with old cars because he was a mechanic and now he had a game plan he was going to compound his money with his existing skill set. He traded up and up until he had $12,000 in six weeks.

Get your calculator out and see how he did it, how he evolved his money without a hitch. Start with 1000 then multiply by "1.3" which is the same as 30% Don't press equals, just hit "1.3" and multiply symbol again. Do that 19 times.

When Andrew sold his last auto deal, he was ready to get involved in Real Estate. With $12,000 it wasn't much but it was enough to start applying the same principles with Real Estate. This is where his compounding really escalated.

It escalated, because now he was using leverage....borrowed money. He called me on the day he was ready to start compounding with Real Estate with another problem. As I advised him "get into Real Estate Andrew as quickly as you can, around the $10,000 mark its time to get into that game"

He had a problem. The houses in his area were dear, he couldnt see how having $12,000 was enough to get involved.

I advised him that he should forget about houses until he had at least $40,000 He should focus on raw land. Raw blocks are cheap, and easily re-zoned into a higher purpose. With just a small investment at the local town planning department he could re-zone a residential into a commercial or the other way around where appropriate. Its called a "soft" or "paper" rennovation. No painting, no work, just a few simple forms and a fee to pay.

Creating a new use is just one way to add value to raw land, there are many others. Andrew researched and discovered them all. He stuck with land after all was said and done. He discovered buying a


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large block and subdividing it was very profitable. The second deal he did, he bought a block of over an acre, surrounded by established homes for $300,000 (with a bank loan) It was a corner block and he split it into three handsome sized blocks, tailored to the upper market. The first two blocks paid out his loan and put profits in his pocket, the last block he used as collateral for another bank loan where he built his own beautiful mansion on.

He sold it for a final profit of $354,000

That was about 8 months after our little chat on that cold evening.


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You're broke, the cupboard is bare. I sympathize with you though I don't really understand how you could be in this position with the abundance of money around you.

People talk about living within their means and curtailing spending and such. The truth is you should be spending more on yourself. You only live once. The concept of worrying about the leak in the bathtub when really you should be more concerned about the speed of the water coming into the tub. Turn those taps on wide open.

Here's a way you can make 20 thousand dollars in a couple of days. All legal of course and completey easy to do.

Real estate is very lucrative. But generally it's accepted that without a deposit and good credit you may never enter that market. Fine, here's a way to make a fast $5000-$30,000 without needing to spend more then a few dollars on phone calls and gas.

Jenny Rouse is a friend of mine, she was in a jam. When she tried this at my suggestion, she couldn't believe how easy it was to make any amount of money she wanted. She continues to function as a Real Estate Bird Dog to this day. She drives a merc these days.

Day 1: Start hunting for a bargain. Take a few hours to study your local R/E Agents listings to get a feel for prices. For example a standard 3 bed house on a standard block, make that your target and establish what it's currently worth. That's the intrinsic value. This is important to guage accurately. Once you know what this type of house is worth give or take a few thousand, you can now look at individual properties and make allowances. For example a 2 car garage you can add $20,000 Larger backyard? You can add another percentage allowance to come to a final conclusion on the intrinsic value of each property you look at.

Dont trust the agents comments, make your own conclusions based on the prices you have observed.

Find one that is an obvious bargain. Say, you know it's worth about $200,000 and they are asking $157,000 Now you are going to take that spare value and profitize it for yourself.

People sell houses for their own reasons. Divorce, no accurate knowledge of the market, a host of reasons. It's your job to give them


Jenny RouseArizona, Ft. Huachuca, United States

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what they ask, not wonder about their motivations to sell. Make them an offer of $160,000 on the condition that they give you 48 hours to arange things at your end. They don't need to know you won't be the end buyer. It's not their business, if they are getting more than they asked for, they have no concerns. The 48 hours gives you a few days to find a buyer, if you fail to interest anybody, you can walk away, free and clear. Give them a small deposit; $50 your argument is that you will give them a proper deposit when you decide to definitely buy in 2 days (which the new buyer will give them).

Now you have control of the property. Legal control. They can't sell it to anybody else but you for the next few days. Of course you have no intention of buying the house, you just want some temporary control of it.

This way, the deal must pass through you.

Day 2: Find some genuine property investors on the look out for a good deal. You will approach local investment clubs. There are always cash rich, time poor property investors on the look out for a new investment. You let them know about the house and arrange for them to inspect it. Tell them you will let it go for $180,000

They would snap it up at that price.

Now it's a simple matter of assigning your deal with the initial sellers to the new buyers. Realistically this is a bit tricky. But what you can do is sell the "assignment" to the new buyer. Which always works. The assignment is the difference between the $160,000 you arranged and the new buying price of $180,000

Making you a nice profit of $20,000

Day 3: Repeat.

Being a real estate bird dog is very profitable. You have no overheads. No loans to worry about and certainly no deposits to come up with.

You can treat it like a business, form contacts with investors and shop your local neighbourhood all the time for new bargains. Some bird dogs advertise, others canvass door to door. You can print up some business cards.


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This is just one way to get into real estate. It is definitely the way many people make large amounts of money very fast.

The $20,000 you just earned should be spent on a very nice new car. If you get skilled at this business, your money concerns will be a thing of the past.


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In the begining it's a tentative situation. Your first few deals are small potatoes. To make money with no investment is not entirley accurate. Everyone has access to something. Some small amount that will be allocated for wealth building. I think back to when I was starting from scratch and at the time my cynical attitude made it painful, but looking back I remember the experience fondly.

It's challenging to make money with no investment capital but when you are starting from scratch you have nothing to lose. With your back to the wall, you can go forward confidently in the knowledge that you literally have little to lose.

Curiously, all great wealth once began from scratch. To make money with no investment capital is exactly the situation you need to be in if you want to succeed and get that first million under your belt.

You see, it's not how much you started with that counts. It's not how much you have made that counts. What matters is the system. HOW you do it. If that is based on sound principles then you will never fear poverty again.

I could make money with no investment capital if you dropped me in any free City on the planet. I guarantee you within a few months I'd be living well (providing I spoke the language).

Starting from scratch, the first thing I would do is find a market. No money, but I have my self. I can offer a service. As soon as I make a few hundred dollars saved, I would begin applying the principles of opportunity investment. I would trade up and up until I had borrowing capacity.

I would use the leverage that borrowing allows me to manufacture obscene compounding returns in real estate and large ticket items like used trucks and yachts. I would work until I was comfortable, then start spending on myself.

You are in a better situation than my scenario. You have friends, contacts, and knowledge of your town. You have experiences and intimate perceptions of the existing markets in your home town. All you need is the knowledge to make it happen.

To make money from scratch with no investment capital is easy. Don't be fooled into thinking your situation is hopeless. You need


Make Money with No Investment -Starting from Scratchby Martin Thomas

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knowledge, tools, and skills. It's time you took a real shot at your first million, believe me the second and third will be easy.


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As an entrepreneur, Terry Hart is a good one. His emphasis is on win/win. He cares about the people he does business with and is passionate about fulfilling their needs as well as achieving his own bottom line. Terry has a creative and dynamic personality that exudes enthusiasm and charm.

When I first met Terry, he was working as an accountant for a small agency and it was not the right career for him. He had a heavy mortgage and his wife worked hard as an insurance sales manager so they could support the monthly repayments. Like many couples in this position, they lived in a very nice house, they drove nice cars, but they were paying an enormous price for these luxuries. They had no time to live because of their financial commitments. Mandy and Terry Hart were ready for a family but it wasn't possible due to their current time commitments.

Then a car accident put Terry in hospital for 3 months. During his rehabilitation he recalls he had time to think and just catch his breath, away from his hectic life, he had a chance to reflect and regroup. But there were new pressures piling up. The insurance company found fault with the Harts claim and eventually refused to honor the policy. The doctors bills were high as he needed specialist attention and these pressures of money on top of the mortgage payments and the car payments were getting to be too much. They lost the house after being in default for over 7 months and the couple unfortunately began to drift and the relationship began to deteriorate. They separated on the day Terry was discharged from the rehabilitation program.

With care bills and a large mortgage default notice payment attached to his weekly wages, Terry was now living on half his weekly income. He was living back at home with his parents and was grateful he had that support to help him get back on his feet. However, as he recalls, his future looked bleak. The amount of debt that he now carried was too heavy to see his future as anything but questionable.

Over his time in hospital, my wife and I visited him several times and spent time talking to him. We really got to know him and he was a very nice guy. One day, a few months after his discharge from the hospital I received a call from Terry so I invited him over for dinner.


Entrepreneur Success Story-How Terry Hart Made $100,000 in 8 Months Starting With No Money

by Martin Thomas

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He had a motive for seeing me and he wanted some advice.

I had come to evaluate Terry as having a very resilient personality and when he outlined his ideas and asked me what I thought, I was not surprised at all to hear such an ambitious plan coming from him. He had no money, in fact he was in debt to the tune of $60,000 He had no time because his job was still a chain around his neck and 80 hour weeks were not unusual. He also admitted he had not much motivation left either. His morale was at an all time low, but he did have a few ideas on how to get from under this mess and he claimed they were the one thing that kept him going over this dark period in his life.

Based on some of the ideas I relayed to him during his stay in hospital Terry formulated a plan to turn around his financial situation and felt that he could even find a way to reconcile with Many Hart if he could find a way to take control of his financial affairs. His plan was simple, as all excellent plans are. He was going to help struggling business owners from out of their business and profit from helping them. Where he works, there is an old couple Terry talks to that own the local mini mart. Every day he gets his lunch and makes small talk with the old owner. They are so tired and wanting to get out but don't make enough to make the move. They own the building their business is housed in, but it is run down and they don't believe it is worth very much.

Terry's experience with numbers and accountancy gave him some confidence approaching this idea in this way, but as he says, its really a bottom line calculation and anyone can see that. You don't need a degree in accounting to make the decisions he did. The couple were astonished one day when Terry approached them with an offer for the business, it was very generous in their eyes and they didn't need to think long about it. Terry made them this offer conditionally. He wanted to buy an option to buy the place for the price he suggested. The option costed him $100 and it was for a term of 6 months.

He now controlled this business for the next 6 months and all he had to do was find a more willing buyer to interest in this building/business package. The offer was for $400,000 Terry


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believed the building itself was worth this much. The business had a net of $40,000 annually so he calculated the worth of the business to be around $100,000

Being a quick study, Terry did know that there was potential to get even much more then that. It depended on the utility of the new buyer that he may have been able to find. Utility is a word Terry is very focused on. "Utility is king" is something Terry has been heard to say a lot.

Well, he was spot on with his ideas, because the "utility" (the reason people decide to buy things) of the tyre chain that considered Terry's option was to expand their operation. Brellins tyres were in an expansion phase and were snapping up sites like McDonalds on steroids. The mini mart was located on a corner site and could easily be converted into a convenient drive thru style set up that a lot of tyre retailers often adopted.

Brellins didn't find Terry's offer by accident. In fact, Terry was one of those innovative entrepreneurs that created situations. He didn't wait or hope for chance to find him. He researched large deep pocket companies who were on the look out for appropriate sites on the internet. He sent the head office of Brellins tyres an email that gave them the critical information they needed to asses the offer. The square footage of the building and passing traffic numbers. These two facts were the typical criteria most businesses wanted to know before they took any further steps in considering a site. Terry sent out these statistics and pictures of the building to over 20 company's. Brellins responded.

Terry was asking $120,000 for his option. He assigned the option to Brellins tyres 8 months to the day that he was discharged from his hospital bed. After costs that were for attorney fees and taxes, he was left with nearly $100,000. Terry paid out his debts, contacted Mandy and was ready for his next deal.

The older couple moved to Florida and couldn't be more happy.


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Starting out as an Entrepreneur is always an unceremonious affair. Your first few deals are small potatoes and the decision to become an entrepreneur go's unnoticed by most. Even you don't realize how the decision will impact on your life or how you are going to go about implementing your new focus.

Paul is an associate of mine and a very good friend. He started his compounding campaign with very little money indeed. In fact he was up to his neck in debt because of a bad franchise purchase that whittled away at his capital for two years until he finally needed to get commercial capital to bail him out against the value of his equity built up in his families home.

Paul went back to his job as an electrician for a large retailer and thought his entrepreneurial days were over and this was his final fiscal resting place. Little did he know that not 12 months later, he would have a seed capital account of over $1 million dollars.

His hobby was garage sales and he had a pretty good knowledge of the market and activity in his area. He kept it strictly nickel and dime. There was no real attempt to make money from it but he enjoyed it and used it as a therapeutic activity that he and his wife enjoyed on weekends. Paul decided to see his old hobby in a new light.

It's funny how we know things, but somehow don't see them. Its often only when they are pointed out to us that we "know that we know" and only when we truly realize what we are in possession of do we act on our knowledge. This is a classic example of what happened to Paul.

His existing knowledge gave him an incredible advantage, at least while he was compounding his money at this level. He had close to $10,000 within 12 weeks simply discovering intrinsic value and profetizing that value into cash. By the time he had $15,000 he was ready to go where the real leverage and compounding was. Real estate.

By the middle of the year, Paul had gotten into land subdivision and unlocked excellent profits in larger blocks of land that were subdivided and resold at smaller lots for quick profits. He had achieved what we all achieved, fast and rapid compounding of


An Entrepreneur Business Opportunity - How Paul Made $100,000 in Six Months

by Martin Thomas

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capital. The last block he did was 4 acres of farm land on the outskirts of the city near an existing development of residential housing. Now these 4 acres were ear marked for subdivision and re-selling. However, the developer owning the neighbouring development made an offer on the new purchase that Paul couldn't Resist.

You see that developer had tried to secure that land but the original vendor would not sell for such a low offer. When Paul paid a fair but still low price for the same parcel, the developer became motivated again to secure the adjoining land, which led to a skillful negotiation followed by a purchase. Paul was a millionaire within 12 months starting with absolutely no money. The developer paid him enough to tally the total of his seed capital account well over $1 million dollars.

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I have been in the privileged position to watch many successful people rise from poverty to stunning financial success. But one of my associates and close friends, Jennifer Benning did it spectacularly. She used the investment vehicle of real estate as her specialization, but its what she did with it and the results that followed that really sent goose bumps along the arm.

Jennifer took precisely 11 months to come from obscurity to over a $1 million dollar bank balance. She did it with flair and unbelievable creativity. Here's her story.

Jennifer came from a big family and she was the youngest out of 12 children. She had just left school and started her new life as a video shop attendant and was promptly dissatisfied and unhappy with her immediate prospects. Her older brother Andrew was an associate of mine and gave baby sis some ideas. She was not ready in previous years as school was an enjoyable experience and boys and friends took up most of her time. It took the drudgery and low paid demoralized experience of a 50 hours per week job to register with Jennifer that this was definitely not what she wanted from life. She had become the perfect pupil thanks to the very job she sought to abandon as promptly as possible.

Armed with the information she was given in the literature we all had read as a group of friends all those years ago, she had suddenly seen the light and answers were present where once there were only questions.

The following formula struck home with Jennifer.

problem + solution = profit

She had a few thousand saved, however the help she got from her parents was helpful even if it did work out that had she not received the help she still would have achieved the same results. Her parents offered to put the family home up as equity against the property deal she had found and it was a beauty.

Jennifer immediately began scouting for a deal at the local real estate agents and brokerage houses. She used the internet extensively and after a few weeks of hard work could not find what she had envisaged. A property with problems that could easily be

The Successful Entrepreneur - An Inspiring Exampleby Martin Thomas

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fixed for a profit. At a family gathering she relayed that information to her brother Andrew who encouraged her and gave her more inspiration to keep looking. That night she was on the internet again and she was suddenly inspired to make a wider search for more expensive properties as previously she had been looking at properties for under $200,000

Her new search included houses under $1 million. There it was, asking price $520,000 She made her calls to investigate her due diligence questions and the results were interesting. The building was a large 52 room boarding house that was unused. An older lady lived there by her self and was looking to sell it so she could re-locate closer to her family.

Jennifer made an offer on the property the following day after inspecting it and traveling back home to talk to Andrew and crunch the numbers. She found the building to be in good condition, if a little run down, the foundations seemed solid. Her idea was to access the excess intrinsic value in the property by getting subdivision certificates for each and every room of the building. Her plan was to have the place painted and minor repairs taken out on the roof and exterior.

Her offer was for full price asked providing the deposit was only $3000 and the escrow was 4 months or 160 days. The vendor was in more of a hurry, but without much other competition for this building she eventually accepted the terms.

Jennifer also negotiated immediate access to the property so the work could begin on her investment. She had never picked up a paint brush in her life, but she was motivated and ready to learn by trial and error. With the help of family and some professional help on the big jobs, she completed all she envisaged within 55 days into the escrow period. The condo certificates had been applied for and were slowly starting to filter through. As soon as the first few came in she had an agent appraise the newly created studio apartments and immediately had them listed. The agents confident opinion was that each was worth between $30,000 and $40,000!

By the time escrow had come and settlement was to take place, she had 15 contracts in place. In other words she had already sold 15 of

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the 52 trendy studio apartments she had created. With this equity, she didn't need to use her parents equity in their family home to secure the finance required. Her existing sales totaled $612,542 which exceeded the purchase price of the boarding house.

Bank managers were tripping over themselves to offer the finance for this deal despite the fact that she had no long term work history or any immediate access to cash. The equity added up in their books and they didn't need any further security.

Of course the best part was still to come. She was the proud owner of the remaining 47 apartments which were now owned by her free and clear. The total value of those studio's were in the vicinity of $1 and a half million dollars.

But that wasn't the end of the story. She was now ready and capable of adding even more value. She noticed a large percentage of the people looking at the apartments were actually investors and not people wanting to inhabit the studio's so she employed a property manager to fill the existing vacancies of this building. This was another increase in value because with an existing tenant paying a lease the apartment was now an investment ready made package. Just what these potential investor wanted and needed to secure their own finances.

By doing so, she added even more value so her final calculated return after all costs was nearly $2 million before tax. She sold the last apartment nearly to the day of a year after first finding the building on the internet.

A Final Word


There are certain things you need to know before you reach for your first million. These things are crucial to your eventual and iminent success.

In any endeavour, you can break down the requirements into 3 categories. Knowledge, Tools and Skills

Making your first Million is no different. Perhaps you are missing some essential tools to take to the task successfully. Its up to you to survey what you are missing. No single book will be able to asses your exact circumstances and come up with a tailored solution to your needs. Books are perfect at harvesting for you knowledge and putting it before you. It’s still you that needs to comsume the knowledge presented and apply it to your own circumstances.

You may be missing certain pieces of knowledge that still keep you from seeing clearly exactly what you must do. Again a book or any pre-prepared assortment of information will give you a choice but it is up to you to think for yourself. To become confident and proficient at examining your circumstance as measured against your ambitions. Its true that your education is the most important and leveraged part of this equation and reading everything that pertains to your initial and ongoing understanding is the right path. However, there comes a point in any education where the student becomes self actualizing and can think in the abstract and concrete without needing to be spoon fed. Its at this shining moment, when the pupil is ready and can think completely for themselves that success will come easily.

The skills you are missing can only be attained by action. In the begining of this book I relayed my experiences but as pathetic as my attempts at business were, they helped on some level and prepared me for the days that came after. So action is important and experiences are never lost or meaningless. However, I don’t wish the stench of failure on anybody and picking yourself up gets harder each time you fall. What I’m getting at is that you should be able to comprehend the concepts in the Million Dollar Mentor without too

17 CERTIFIED WAYS


TO MAKE YOUR FIRST



17 CERTIFIED WAYS


TO MAKE YOUR FIRST


much trouble. You should be able to understand whats behind each principle and why its being applied. When you can explain that to yourself without difficulty then you really do understand. There will be many other topics you will need to investigate as you go, but the package has everything you need to make your first million, knowledge wise at least. The skills and the tools, you will have to fashion and aquire for your self.

As Hayden would say.......

To your Health and Rapid Success!

Millionaire Mentor Case Studies

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