How YOU can be a Multi-Millionaire

Real Estate Investor… right here in Malaysia!

by Milan DoshiMilan DoshiBest-Selling Author

& Independent Financial Trainer

www.milandoshi.com www.milandoshi.com Tel: 603-21454171

Insight into Insight into Various Various

Property Property InvestmentInvestmentStrategiesStrategies

1. Buy from Developers and Resell Upon Completion

Important to Buy the …From the Right Developers

Right Property Typein the Right Location

at the Right Time & Price

Sell on Completion 2-3 years at

20-30% higher

Repeat the Repeat the Formula!Formula!

Structuring Your

Property Portfolio

2. Ready Made – Buy for Rental Returns(Medium Cost Apartment)

2. Buy Ready-Made Medium Cost Apts for Rental Returns

Rental Returns: 7-9% paAppreciation: Poor (< 2% pa)Easy to Buy with Low or Zero D/P and

+ve C/F (suitable for beginners)Don’t have to “Time” the marketLow Risks!!Tenant Mgtm will be challenging

Solution:Solution: Rent Unfurnished to Companies eg factories for their staff use

Where to Buy??

You can’t go wrong in these

areas!!

Map of Klang Valley Transport System

Must be max 15 mins walking distance

3. Ready Made – Buy for Appreciation(Landed Houses)

2. Ready Made – Buy for Rental Returns(Medium Cost Apartment)

3. Buy Ready Made Landed Houses for Capital Appreciation

Rental Returns: Poor (3-5% pa)Appreciation: Good (3-5% pa) Total Returns: 6-10% paWith minimum D/P, you will have –ve

C/F (Rental < Installment)

“Timing” is extremely importantHIGH RISKS due to –ve C/F

4. Commercial Properties(Shops, Offices, Factories, Warehouses)

3. Ready Made – Buy for Appreciation(Landed Houses)

2. Ready Made – Buy for Rental Returns(Medium Cost Apartment)

4. Buy Commercial Properties

Rental Returns: 6-8% pa

Appreciation: Good (3-5% pa)

With minimum D/P, possible to get Zero C/F (Rental = Installment)

Location extremely important

Possible to get “Lifelong” Tenant

Suitable for Wealthy Individuals

5. Raw Land/Development

4. Commercial Properties(Shops, Offices, Factories, Warehouses)

3. Ready Made – Buy for Appreciation(Landed Houses)

2. Ready Made – Buy for Rental Returns(Medium Cost Apartment)

5. Raw Land – good way for the super wealthy to “park”their surplus funds for their future generations

Tip: Buy in Areas where the growth is heading towards

7. Homesteads

6. Plantation – expertise + economies of scale needed

8. Property Development – your ultimate aim to make profits of 20-30% per project

Developer

9. Buy Basic or Run Down Properties, Renovate, Sell Off

Example: Garry (a contractor) bought a run-down bungalow in Bangsar @ RM1.5m

Tear Down + Rebuilt + Furnish = RM1mSold 6 months later @ RM3.3 m

Gross Profit = 800K for 1+ year work

10. Specialize in Abandoned or Haunted Properties…. if you can find the owners.

Restore the property back and sell it off.

11. Specialize in Auctions All auction properties are sold on a “as is, where is

basis”. Clause in the Proclamation of Sale stating “Prospective Bidders are advised to inspect the subject property and check on the issuance of separate individual titles/strata titles, seek Legal Advice on the Conditions of Sale, conduct official parent Titles search at the relevant Land Office and make the necessary enquiries with the Developers and/or other relevant authorities on the terms of consent to the sale prior to the auction sale”.

12. Buy in Areas where Accessibility is being Upgraded

Example: Old Klang Road, Kesas, new Guthrie highway, DUKE, 2nd Penang bridge, etc

13. Buy in Areas where New Projects that are being Built which will change the area’s Landscape eg Menara UOA Bangsar

14. Buy along main roads where there is a Conversion Potential from Residential to Commercial

Example: Jln Maarof, Jln Gasing, etc

15. Student Accommodation

Don’t rent out the whole house. Partition it and rent out room by room. Run it like a business by offering extras (eg air-con, internet, cleaning services, laundry, etc)especially to Foreign Students who are Rich or on Scholarship!

16. Flipping

Real Case Study!!-RM120K to RM1

million Profits within 5 years by flipping 2-3 properties every year

- June’07 issue

17. Bird Nest / Swiftlet Farming

18. Properties with Leases expiring soon + Owners have No Money to pay the premium

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