MBA's Legal Issues in Mortgage Technology Conference November 30 – December 2, 2005 Electronic...
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Transcript of MBA's Legal Issues in Mortgage Technology Conference November 30 – December 2, 2005 Electronic...
MBA's Legal Issues in Mortgage Technology Conference November 30 – December 2, 2005 MBA's Legal Issues in Mortgage Technology Conference November 30 – December 2, 2005
Electronic Recording and Electronic Notarization:
Legal Issues and Current Developments
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Introduction
A. Electronic Recording (ER) means different things to different people
B. To accomplish full digital ER, those interests must be dealt with
C. ER has the potential to respond satisfactorily to all interested parties
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Introduction
A. Electronic Recording (ER) means different things to different people
B. To accomplish full digital ER, those interests must be dealt with
C. ER has the potential to respond satisfactorily to all interested parties
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Background
A. Government to government digital ER
B. San Bernardino/Orange Counties pilot ER
C. Important comment on the evolution of digital ER
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Background
A. Government to government digital ER
B. San Bernardino/Orange Counties pilot ER
C. Important comment on the evolution of digital ER
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Current Legislative and Regulatory Issues in
CaliforniaA. AB 578: California’s current law on ER
B. URPERA – too much, too late? (for now
C. Bad Timing: the problem with uniformity
D. AB 578: implementation proceeds at present time
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Current Legislative and Regulatory Issues in
CaliforniaA. AB 578: California’s current law on ER
B. URPERA – too much, too late? (for now
C. Bad Timing: the problem with uniformity
D. AB 578: implementation proceeds at present time
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Current Legislative and Regulatory Issues in
CaliforniaA. AB 578: California’s current law on ER
B. URPERA – too much, too late? (for now
C. Bad Timing: the problem with uniformity
D. AB 578: implementation proceeds at present time
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Challenge of ER: More dangerous or safer?
A. Background: law enforcement fears ER
B. Importance of the notary public in real estate fraud
C. Importance of Electronic Notarization (EN) to ER
D. An updated suggestion to make ER safer than recording paper documents
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Challenge of ER: More dangerous or safer?
A. Background: law enforcement fears ER
B. Importance of the notary public in real estate fraud
C. Importance of Electronic Notarization (EN) to ER
D. An updated suggestion to make ER safer than recording paper documents
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Challenge of ER: More dangerous or safer?
A. Background: law enforcement fears ER
B. Importance of the notary public in real estate fraud
C. Importance of Electronic Notarization (EN) to ER
D. An updated suggestion to make ER safer than recording paper documents
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Challenge of ER: More dangerous or safer?
A. Background: law enforcement fears ER
B. Importance of the notary public in real estate fraud
C. Importance of Electronic Notarization (EN) to ER
D. An updated suggestion to make ER safer than recording paper documents
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Challenge of ER: More dangerous or safer?
A. Background: law enforcement fears ER
B. Importance of the notary public in real estate fraud
C. Importance of Electronic Notarization (EN) to ER
D. An updated suggestion to make ER safer than recording paper documents
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Challenge of ER: More dangerous or safer?
A. Background: law enforcement fears ER
B. Importance of the notary public in real estate fraud
C. Importance of Electronic Notarization (EN) to ER
D. An updated suggestion to make ER safer than recording paper documents
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California
Conclusion
A. Legislative/administrative focus in California is on digitized recording
B. Private sector is moving forward toward full digital recording
C. A well-designed EN process can be the foundation for ultimate ER
Presentation byLarry WalkerAuditor/Controller-RecorderCounty of San Bernardino, California