MAY 2021 FUND UPDATE

Market Outlook Fund Performance Contents Individual Funds Group Funds

MONTHLY UPDATE JUNE 2021 | (based on last business day)AS ON 31st May 2021

YOUR INVESTMENT PERFORMANCEFUND UPDATE

MAY 2021

mailto:clientservicedesk%40kotak.com?subject=



MARKET OUTLOOK 2 KOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107) 26

FUND PERFORMANCE OF ULIP FUNDS 7 KOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107) 27

PRODUCT - FUND MATRIX 10 PENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107) 28

CLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107) 12 KOTAK PENSION OPPORTUNITIES FUND

(ULIF-032-17/07/09-PNOPPFND-107) 29

FRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107) 13 PENSION FRONTLINE EQUITY FUND

(ULIF-044-11/01/10-PNFRLEQFND-107) 30

DYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107) 14 PENSION GUARANTEE FUND

(ULIF-038-21/12/09-PNGRTFND-107) 31

BALANCED FUND(ULIF-037-21/12/09-BALKFND-107) 15 KOTAK PENSION GROWTH FUND

(ULIF-030-07/01/09-PNGWTFND-107) 32

KOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107) 16 KOTAK PENSION FLOOR FUND

(ULIF-031-13/07/09-PNFLRFND-107) 33

KOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107) 17 PENSION FLOOR FUND II

(ULIF-043-08/01/10-PNFLRKFND2-107) 34

GUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107) 18 KOTAK PENSION BALANCED FUND

(ULIF-011-27/06/03-PNBALFND-107 ) 35

MONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107) 19 PENSION BALANCED FUND II

(ULIF-046-24/01/10-PNBALFND2-107) 36

KOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107) 20 KOTAK PENSION BOND FUND

(ULIF-017-15/04/04-PNBNDFND-107) 37

DYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107) 21 KOTAK PENSION GILT FUND

(ULIF-008-27/06/03-PNGLTFND-107) 38

KOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107) 22 KOTAK PENSION FLOATING RATE FUND

(ULIF-022-07/12/04-PNFLTRFND-107) 39

KOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107) 23 PENSION MONEY MARKET FUND II

(ULIF-039-28/12/09-PNMNMKFND-107) 40

KOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107) 24 KOTAK ADVANTAGE MULTIPLIER FUND II

(ULIF-026-21/04/06-ADVMULFND2-107) 41

KOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107) 25 DISCONTINUED POLICY FUND

(ULIF-050-23/03/11-DISPOLFND-107) 42

INDIVIDUAL FUNDS

Click on the Fund Name for details

GROUP FUNDS


(ULGF-015-07/01/10-DYFLRFND-107) 45 (ULGF-016-12/04/11-SECCAPFND-107) 51

(ULGF-003-27/06/03-BALFND-107) 46 (ULGF-018-18/12/13-SHTRMBND-107) 52

(ULGF-004-15/04/04-BNDFND-107) 47 53

(ULGF-002-27/06/03-GLTFND-107) 48 59

(ULGF-005-07/12/04-FLTRFND-107) 49

(ULGF-001-27/06/03-MNMKFND-107) 50

INDIVIDUAL FUNDS


GROUP FUNDS


KOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107) 44 KOTAK GROUP SECURE CAPITAL FUND

(ULGF-016-12/04/11-SECCAPFND-107) 50

KOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107) 45 KOTAK GROUP SHORT TERM BOND FUND

(ULGF-018-18/12/13-SHTRMBND-107) 51

KOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107) 46 KOTAK GROUP PRUDENT FUND

(ULGF-019-04/07/17-KGPFFND-107) 52

KOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107) 47 ANNEXURE 53

KOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107) 48 DISCLAIMER 57

KOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107) 49

01

CONTENTS




Month Gone By – Markets (period ended May 31, 2021)

S&P 500 recorded a close of 4204 on May 28th witnessing a m-o-m increase of 0.54%. The jobs growth data was a huge disappointment with hardly 2,66,000 jobs added against a broad consensus of 1,000,000. Following the development, the S&P 500 plummeted from 4232.6 to 4063.04 in a matter of three trading sessions before the markets finally started inching upwards. The U.S. Department of Commerce’s 2nd estimate for Q1’21 GDP (the broadest measure of goods and services produced across the economy) was unchanged from the advance estimate of 6.4%.With the inflation coming in at 4.2% vs 2.6% in the previous month, investor concerns could be seen be rolling into yields with spikes uto 1.70% before closing the month at 1.60%, Gold increasing by $100/oz. thereon to close the month at $1906/oz. Also, the comments in FOMC minutes released on May 19th hinting towards tapering of asset purchase program as the economy progresses lead to a spike in yields before closing for the month at 1.60%.

The Bloomberg Commodity Index which records an increase across various commodities recorded an increase from 90.36 on April 30th to 94.14 on May 31st, reflecting an increase in prices of crude and various industrial metals.

The cryptocurrencies witnessed the roughest month with value of Bitcoin and other cryptos freefalling to over 40% of monthly highs on the back of negative comments by Elon Musk, crackdown by China and profit booking by traders.

The INR moderated from 74.05 on April 30th to 72.51 on May 31st as DXY (the index which measures dollar strength against a basket of currencies) fell from 91.28 on April-end to 89.81 on May 31st indicating a weakening in the greenback.

02

MARKET OUTLOOK

Month Gone By – Markets

Source: Bloomberg

1 Month 1 Year 5 Year (CAGR)

Nifty 6.5% 62.7% 13.8%

NSE Midcap 50 7.1% 94.0% 16.6%

NSE Small cap 50 7.9% 145.9% 10.0%

Crisil Composite Bond Index 0.6% 6.2% 8.6%

Gold(USD/oz) 7.8% 10.2% 9.5%

Brent Crude(USD/bbl) 3.1% 96.2% 6.9%



MONTHLY UPDATE JUNE 2021 | (based on last business day)AS ON 31st May 2021 03

MARKET OUTLOOK

IIP: The IIP y-o-y for the month of March 2021 recorded an increase 22.4%, the average IIP for the year 2020-21 compared to 2019-20 recorded a dip of 8.6%. While Manufacturing y-o-y recorded a spike of 25.8% for the month, the year average vs previous year witnessed a dip of 9.8%. The uptrend in Manufacturing and overall IIP needs to be taken with a pinch of salt as localised lockdowns due to second wave of covid seriously disrupted trade across the nation in the month of April.

CPI: The month of April 2021 witnessed a softening in the headline at 4.3% vs 5.6% for the previous month. The moderation in inflation was largely a result of softening of food prices. Consumer Food Price Inflation stood at 2%, down from 4.9% for the month of March 2021. Transport and Communication also recorded a y-o-y increase of 11% on the back of surging crude prices and lack of public travel infrastructre.

Trade Deficit: India witnessed a trade deficit of $6.3 Billion, against $15.2Billion in the previous month. Exports rose to $32.2 Billion for the month vs $30 Billion in the previous month $19.24 billion a year earlier, while imports dropped to $38.5 Billion from $45.5 Billion in April 2021. The biggest contributor to the fall in trade deficit was fall in imports of Gold & Precious stones by $5.8 Billion over previous month.

Fiscal Deficit: India recorded a fiscal deficit of Rs. 18.2 Trillion against a revised budgeted figure of Rs. 18.48 Trillion. In percentage terms, the fiscal stood at 9.3% against the budgeted 9.5%. The slightly better than budgeted fiscal deficit has been account of revenue beating the estimates by Rs. 880 Billion as against expenses recording an increase by Rs. 610 Billion beyond the budgeted estimates.

GDP: While the Q4 2020-21 GDP saw a narrow expansion of 1.6%, the overall GDP for the fiscal contracted by 7.3%. Across the components of GDP – Agriculture recorded an y-o-y increase of 3.6%, while Industry witnessed a fall of 7% and Services recorded a fall of 8.4% y-o-y.

Economy

6.93%

4.59%4.10%

5.03%5.5%

4.3%

0.00%1.00%2.00%3.00%4.00%5.00%6.00%7.00%8.00%

Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21

CPI

3.60%

-1.90%

1.00%

-2%-3.60%

22.40%

-8.00%

-3.00%

2.00%

7.00%

12.00%

17.00%

22.00%

27.00%

Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21

IIP




MARKET OUTLOOK

Equity Market Outlook

FLOWS

Deal activity moderated further with 8 deals of ~$2.2bn executed in May(vs 12 deals worth ~$2.8bn in April) notable ones being PowerGrid’s InvIT (~$1bn), PE Stake sale in SBI Life (~$0.5bn) and PNB’s QIP (~$0.2bn).

FIIs turned net buyers again in May at +$370mn (vs-$1.5bn in April) while DII buying (+$283mn vs +$1.5bn in April) moderated, taking their respective YTD flows to +$6.2bn / -$1.4bn respectively. Deal activity moderated in April with 12 deals worth ~$2.8 Billion (vs 27 deals worth ~$4.9 Billion in March) key deals being IDFC First Bank’s QIP (~$0.4 Billion), Macrotech Developers’ IPO (~$0.3 Billion) and Indigrid’s Rights Issue (~$0.2 Billion).

CY Ending Net FII Flows (USD Bn) Net FII Debt (USD Bn) Net DII Flows (USD Bn)

CY 16 2.90 -6.36 5.40

CY 17 7.80 22.90 14.10

CY 18 -4.40 -6.90 15.90

CY 19 16.03 2.13 6.00

CY 20 23.00 -13.70 -4.80

YTD CY 21 6.32 -0.14 -1.22

Source: NSE

27.1

35.7

12.1

22.0

101214161820222426283032343638

May

-06

May

-07

May

-08

May

-09

May

-10

May

-11

May

-12

May

-13

May

-14

May

-15

May

-16

May

-17

May

-18

May

-19

May

-20

May

-21

Nifty P/E Peak Min Average




MARKET OUTLOOK

• Growth: 4Q GDP (+1.6%) came ahead of expectations (details here). But second wave led restrictionsdragged activity indicators back to Jun’20 levels (details here), prompting IMF to revisit its +12.5% forecast for FY22E.

• Lockdowns: Even as the Covid situation seemed to be coming under control, some states like Maharashtra, Tamil Nadu, Kerala and Goa took a cautious stance and extended the strict restrictions by a fortnight.

• Vaccination: Around ~17% / ~5% of India’s adult population had received the first / both doses of Covid vaccines by the last week of May. Daily momentum, however, had fallen to ~2mn/day in May vs ~3mn/day in April. However, in June it is expected that the country will vaccinate more than 10 Cr people since supplies from the vendors is expcted to increase.

• Earnings: Most Nifty companies (c.90%) have reported Q4 earnings. Within Financials, SBI delivered an asset quality beat. 4Q operating profit at +25% y/y was aided by recoveries in Bhushan Steel, partly offset by interest reversals. KMBs 4Q21 net income missed expectations on higher provisions on the investment book. In the consumers’ space, both Tata Consumer’s and GCPL’s Q4 earnings missed estimates on lower margins even as revenues were in line. Dabur’s Q4F21 operating performance was underwhelming with revenue and EBITDA missing forecasts. Within autos, while high commodity prices impacted margins, price hikes, cost reduction efforts and improved mix aided in better results. Among the large names reporting in May, Hero and M&M (tractor) beat consensus earnings expectations, while Eicher and Tata Motors’ earnings were broadly in line. In metals, Tata Steel reported a 49% YoY increase in sales helped by strong demand and price hikes. Cement companies declared better results despite rise in raw material cost driven by healthy revenue growth. Separately, APNT reported a significant revenue beat in Q4, even as higher COGS/other expenses weighed on EBITDA.




MARKET OUTLOOK

The 10Y Benchmark closed at 6.02% on April 30th and traded in a close range of 5.97% to 6.02% during the month, closing at 6.02%. The month was quite eventful with RBI declaring a surplus transfer of Rs. 991 Billion vs Rs. 535 Billion budgeted, the Central Government proposing an additional borrowing of Rs 1.58 Trillion to meet the GST compensation to States, moderation in inflation and GDP beating the -8% estimates by 0.7%. However, the auctions saw persistent weak demand in the 10Y Benchmark with unplaced borrowing in the paper amounting to Rs. 210 Billion as RBI sought to curtail any movement beyond 6.00% in the paper. The yields also witnessed a spike of 15 bps in the longer end of the curve.

RBI Monetary Policy outome is due on June 4th. While no rate action is expected, other measures to support the economy still reeling under turbulent waves of Covid may be announced which may include emergency credit line for microfinance institutions, liquidity support to NABARD, SIDBI, NHB and partial credit guarantee schemes to the affected sectors. A GSAP 2.0 announcement to the tune of Rs. 1.25 Trillion to support likely additional borrowing by the central government is also expected. Hence, with this as a backdrop the yields are expected to trade in the range of 5.95 – 6.05 for the month of June 2021.

Debt Market Outlook

source: Bloomberg

8.2%

6.9%

7.4%6.02%

7.7%

5.5%

6.0%

6.5%

7.0%

7.5%

8.0%

8.5%

9.0%

9.5%

May

-11

May

-12

May

-13

May

-14

May

-15

May

-16

May

-17

May

-18

May

-19

May

-20

May

-21

10-Year India G-Sec Yield (%)




Funds available with insurance plans launched on & post Sept. 1, 2010.Returns AsOn 31st May 2021

Classic Opportunities Fund (AUM: ` 7,51,152.30

Lakhs)

Frontline Equity Fund

(AUM: ` 1,07,383.29

Lakhs)

Dynamic Floor Fund II (AUM: ` 36,838.84

Lakhs)

Balanced Fund (AUM: ` 24,916.69

Lakhs)

Guarantee Fund (AUM:

` 717.95Lakhs)

Kotak Dynamic Bond

Fund (AUM: ` 1,83,311.38

Lakhs)

Kotak Dynamic Gilt Fund (AUM: ` 22,266.13

Lakhs)

Kotak Dynamic

Floating Rate Fund (AUM: ` 1,994.07

Lakhs)

Money Market Fund

(AUM: ` 64,544.55

Lakhs)

Discontinued Policy Fund

(AUM: ` 62,911.58

Lakhs)

1 month 6.1 6.4 1.7 3.8 3.4 0.4 0.2 0.3 0.2 0.4

3 months 6.3 7.0 3.3 5.1 4.6 2.4 2.0 1.3 0.8 1.2

6 months 21.1 22.7 4.6 12.8 10.9 0.9 0.5 1.1 1.7 1.5

1 year 63.7 68.2 9.0 34.3 23.2 4.8 3.5 3.3 3.8 3.9

2 years 16.6 17.6 1.5 12.5 7.9 9.2 8.5 5.5 4.8 4.6

3 years 12.8 14.0 4.3 11.4 8.4 10.3 10.1 6.4 5.5 5.2

4 years 11.8 13.0 4.3 10.1 7.8 8.0 8.0 5.7 5.7 5.3

5 years 14.0 14.6 6.2 11.2 8.8 8.5 8.5 6.0 6.0 5.6

6 years 11.7 12.3 5.6 10.0 7.6 8.5 8.5 6.3 6.3 5.9

7 years 14.4 14.4 6.5 11.5 8.1 9.1 9.3 6.7 6.6 6.2

10 years 13.2 13.0 6.6 10.9 7.8 9.1 9.0 7.6 7.3 7.1

Inception 12.8 12.2 6.3 10.4 7.9 8.6 7.7 7.1 7.0 7.0

Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st May 2021

Kotak Opportunities Fund (AUM: ` 92,210.80

Lakhs)

Kotak Aggressive Growth Fund (AUM: ` 29,048.62

Lakhs)

Kotak Dynamic Growth Fund (AUM: ` 6,483.64

Lakhs)

Dynamic Floor Fund (AUM: ` 65,952.95

Lakhs)

Kotak Dynamic Balanced Fund (AUM: ` 1,909.03

Lakhs)

1 month 6.1 6.3 5.2 1.6 3.9

3 months 6.2 6.7 5.8 3.0 4.0

6 months 20.8 20.2 17.2 4.1 9.7

1 year 63.0 62.1 48.0 8.1 27.6

2 years 16.0 15.7 14.0 1.4 9.6

3 years 12.1 12.4 12.2 4.2 9.6

4 years 11.0 11.9 11.0 4.2 8.8

5 years 13.3 13.4 12.4 6.0 10.1

6 years 10.9 11.2 10.8 5.5 9.1

7 years 13.7 13.4 12.5 6.4 10.8

10 years 12.5 12.2 11.7 6.4 10.4

Inception 16.4 15.6 14.2 8.1 12.6

Returns AsOn 31st May 2021

Kotak Guaranteed Growth Fund (AUM:

` 44,747.89Lakhs)

Kotak Guaranteed Balanced Fund (AUM:

` 3,628.60Lakhs)

Pension Classic Opportunities Fund

(AUM: ` 2,039.61Lakhs)

Kotak Pension Opportunities Fund

(AUM: ` 150.27Lakhs)

Pension Frontline Equity Fund (AUM:

` 548.07Lakhs)

Pension GuaranteeFund (AUM:` 1,972.31

Lakhs)

1 month 1.7 1.4 4.7 5.4 5.8 3.7

3 months 2.8 3.0 4.0 4.6 5.3 4.9

6 months 4.3 3.8 14.2 14.8 16.9 10.8

1 year 7.8 7.6 52.1 51.1 56.9 24.8

2 years -2.6 -0.1 12.6 13.5 14.1 8.9

3 years 1.1 3.1 10.1 10.4 11.9 9.1

4 years 2.3 3.6 9.8 9.8 11.3 8.3

5 years 4.9 5.8 12.4 12.2 13.2 9.2

6 years 4.8 5.7 10.3 10.1 11.2 7.9

7 years 6.8 7.5 13.3 12.9 13.4 8.5

10 years 7.4 7.8 12.5 12.0 12.4 8.0

Inception 11.1 10.5 12.5 11.7 12.3 7.6

FUND PERFORMANCE OF ULIP FUNDS





Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st May 2021

Kotak Pension Growth Fund


Kotak Pension Floor Fund


Pension Floor Fund II (AUM:

` 845.00Lakhs)

Kotak Pension Balanced Fund

(AUM: ` 4,642.03

Lakhs)

Pension Balanced Fund

II (AUM: ` 53.00Lakhs)

Kotak Pension Bond Fund


Kotak Pension Gilt Fund


Kotak Pension Floating Rate Fund (AUM:

` 78.86Lakhs)

Pension Money Market Fund II


1 month 1.0 1.3 1.2 1.1 2.8 0.8 0.5 0.3 0.2

3 months 2.1 2.7 2.7 2.6 3.3 2.4 1.9 1.2 0.6

6 months 2.9 3.6 3.4 2.7 7.9 1.3 1.0 1.2 1.2

1 year 5.2 6.2 7.4 6.5 28.1 5.3 3.9 3.4 3.0

2 years -4.0 0.3 0.5 -0.7 10.1 9.3 8.0 5.7 4.2

3 years 0.3 3.3 3.7 2.7 9.6 10.4 9.8 6.5 5.1

4 years 1.7 3.5 3.9 3.2 8.7 8.0 7.7 5.8 5.4

5 years 4.3 5.5 5.9 5.5 10.2 8.5 8.3 6.1 5.8

6 years 4.3 5.1 5.3 5.5 9.2 8.5 8.3 6.3 6.1

7 years 6.4 6.0 6.2 7.2 10.8 9.1 9.2 6.8 6.5

10 years 7.1 6.1 6.5 7.7 10.4 9.1 8.9 7.6 7.2

Inception 8.4 5.8 6.2 10.5 9.9 8.6 7.7 7.2 6.9





KOTAK PRIVILEDEGE ASSURANCE PLANS


Kotak Advantage Multiplier Fund II (AUM: ` 0.44 Lakhs)

1 month 0.01

3 months 0.03

6 months -0.4

1 year -0.1

2 years 2.6

3 years 3.9

4 years 3.2

5 years 3.0

6 years 3.3

7 years 3.7

10 years 4.0

Inception 4.6

Returns less than or equal to a year are absolute. Returns greater than a year are compounded annualised.

Sr No. Fund Manager Equity Debt Balanced

1 Gajendra Manavalan NA 15 25

2 Hemant Kanawala 5 NA 9

3 Rohit Agarwal 2 NA 9

NO. OF FUNDS MANAGED BY FUND MANAGER

Mr. Gajendra has overall experience of over 16 years and has been associated with the Kotak Group since July 2012. His key responsibilities include management of fixed income portfolios in Unit Linked portfolios. Gajendra is a Bachelor of Engineering (2001) from Bangalore University and has done MBA (Finance), ICFAI Business School (2004).

Mr. Gajendra Manavalan – Debt Fund Manager

Mr. Rohit Agarwal has over 10 years of experience in capital markets, looks at the Unit Linked Equity funds at Kotak Life Insurance. Before joining Kotak in 2011, Mr. Agarwal was associated with JP Morgan for about 6 years. Rohit is a Bachelor of Commerce (2001) and has done PGDBM, Symbiosis Pune (2005).

Mr. Rohit Agarwal– Equity Fund Manager

Mr. Kanawala has over 24 years of experience in capital markets, of which 19 years has been with Kotak Group. While in Kotak he has managed Funds in PMS, Offshore and Life InsuranceMr. Kanawala has done PGDBM, IIM Lucknow (1995) and BE, Mumbai University (1993)

Mr. Hemant Kanawala – Head Equities


Kotak Group Dynamic Floor Fund (AUM:

` 413.46 Lakhs)

Kotak Group Balanced Fund

(AUM: ` 1,54,517.21 Lakhs)

Kotak Group Bond Fund (AUM: ` 2,20,489.48

Lakhs)

Kotak Group Gilt Fund (AUM:

` 13,291.37Lakhs)

Kotak Group Floating Rate Fund (AUM:

` 13,249.93 Lakhs)

Kotak Group Money Market Fund (AUM: ` 3.28

Lakhs)

Kotak Group Secure Capital Fund (AUM:

` 72,301.00 Lakhs)

Kotak Group Prudent

Fund (AUM: ` 17,939.68

Lakhs)

1 month 0.8 4.0 0.4 0.2 0.3 0.6 0.4 1.4

3 months 1.9 5.4 2.5 2.0 1.4 1.0 2.5 3.1

6 months 2.0 13.1 1.2 0.5 1.4 1.2 1.2 4.6

1 year 5.2 36.2 5.3 3.6 3.8 13.0 5.4 13.3

2 years 1.5 14.2 9.8 8.7 5.9 13.5 9.6 10.6

3 years 4.4 12.7 10.9 10.3 6.9 10.6 10.6 11.5

4 years 4.3 11.3 8.6 8.2 6.2 9.1 8.4 n.a

5 years 6.0 12.2 9.1 8.7 6.5 8.1 8.9 n.a

6 years 5.5 10.9 9.0 8.7 6.8 7.9 8.8 n.a

7 years 6.3 12.4 9.6 9.5 7.2 7.9 9.4 n.a

10 years 6.6 11.6 9.6 9.2 8.0 n.a 9.4 n.a

Inception 6.2 13.3 9.1 8.0 7.6 8.1 9.3 38.5

KOTAK FIXED MATURITY PLANSReturns AsOn 31st May 2021

Kotak Group Short Term Bond Fund

(AUM: ` 10,998.47 Lakhs)

1 month 0.5

3 months 1.7

6 months 1.2

1 year 4.5

2 years 6.8

3 years 7.6

4 years 6.8

5 years 7.0

6 years n.a

7 years n.a

10 years n.a

Inception 7.1

KOTAK GROUP PLANS




Kotak WealthInsurance

Kotak AceInvestment

Kotak SingleInvest

Advantage

Kotak HeadstartChild Assure

KotakPlatinum

Kotak InvestMaxima

Fund

s

Classic Opportunities Fund ü ü ü ü ü ü

Frontline Equity Fund ü ü ü ü ü ü

Balanced Fund ü ü r ü ü ü

Dynamic Bond Fund ü ü ü ü ü ü

Dynamic Floating Rate Fund ü ü r ü ü r

Money Market Fund ü ü ü ü ü ü

Dynamic Gilt Fund ü ü ü ü ü r

Discontinued Policy Fund ü ü ü ü ü ü

*currently active plans

PRODUCT - FUND MATRIX*




INDIVIDUAL FUNDS

CLASSIC OPPORTUNITIESFUND

DYNAMIC FLOOR FUND II

BALANCED FUND

KOTAK OPPORTUNITIES FUND

KOTAK AGGRESSIVE GROWTH FUND

GUARANTEEFUND

MONEY MARKET FUND

DYNAMIC FLOOR FUND

KOTAK DYNAMIC BALANCED FUND

KOTAK DYNAMIC BOND FUND

KOTAK DYNAMIC FLOATING RATE FUND

KOTAK GUARANTEEDGROWTH FUND

KOTAK DYNAMICGROWTH FUND

KOTAK GAURANTEEDBALANCED FUND

PENSION CLASSICOPPORTUNITIES FUND

KOTAK PENSIONOPPORTUNITIES FUND

PENSION FRONTLINEEQUITY FUND

PENSION GUARANTEEFUND

KOTAK PENSIONGROWTH FUND

KOTAK PENSIONFLOOR FUND

PENSION FLOORFUND II

KOTAK PENSIONBALANCED FUND

KOTAK PENSION BOND FUND

KOTAK PENSIONGILT FUND

KOTAK PENSIONFLOATING RATE FUND

PENSION MONEYMARKET FUND II

KOTAK ADVANTAGEMULTIPLIER FUND II

DISCONTINUEDPOLICY FUND

FRONTLINE EQUITY FUND

KOTAK DYNAMIC GILT FUND

PENSION BALANCEDFUND II




Holdings % to Fund

Equity 96.53

Infosys Ltd 7.15

ICICI Bank Ltd 6.05

Reliance Industries Ltd 5.78

SBI ETF Nifty Bank 4.40

HDFC Bank Ltd 4.12

Kotak Banking ETF - Dividend Payout Option 3.64

Tata Consultancy Services Ltd 3.63

Larsen And Toubro Ltd 3.07

Hindustan Unilever Ltd 3.04

State Bank of India 2.27

Bharti Airtel Ltd 2.26

UltraTech Cement Ltd 1.96

Housing Development Finance Corp. Ltd 1.84

Mahindra & Mahindra Ltd 1.72

Hindalco Industries Ltd 1.58

ICICI Prudential Bank ETF Nifty Bank Index 1.48

Asian Paints Ltd 1.47

Maruti Suzuki India Ltd 1.41

Bharat Petroleum Corporation Ltd 1.36

S R F Ltd 1.31

Others 37.00

Corporate Debt 0.04

4.25% HDFC Bank FD NSE - 09.08.2021 0.04

MMI 3.36

NCA 0.08

Investment ObjectiveAims to maximize opportunity for you through long-term capital growth, by holding a significant portion in a diversified and flexible mix of large / medium sized company equities

Debt Ratings Profile (%)Portfolio

AUM (in Lakhs)

Sector Allocation as per NIC 2008 % to Fund**

**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.

12

Classic Opportunities

Fund (%)

Benchmark (%)

1 month 6.1 6.8

3 months 6.3 8.2

6 months 21.1 22.7

1 year 63.7 66.5

2 years 16.6 16.1

3 years 12.8 13.1

4 years 11.8 12.7

5 years 14.0 14.3

6 years 11.7 11.3

7 years 14.4 12.5

10 years 13.2 11.3

Inception 12.8 10.6

Past performance is not necessarily indicative of future performance

Approved (%) Actual (%)

Equity 75 - 100 97

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

16th December 2009

7,51,152.30

39.8181

Equity : Hemant KanawalaDebt : Gajendra Manavalan

Equity - 100% (BSE 200)

Debt & MoneyMarket Instruments : 0.00

INDIVIDUAL FUNDCLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107)

725,055

25,527 570

Equity Debt NCA

12.32

2.26

2.91

3.65

4.64

4.81

5.18

7.14

8.82

13.05

35.22

Others

mfg of rubber and plastics

products

mfg of basic metals

Civil engineering

mfg of motor vehicles,

trailers and semi-trailers

mfg of other non-metallic

mineral products

Mfg of pharmaceuticals,

medicinal chemical &

botanical products

mfg of coke and refined

petroleum products

mfg of chemicals and

chemical products

Computer programming,

consultancy and related

activities

Financial and insurance

activities

100.00

AAA




Holdings % to Fund

Equity 97.38

Infosys Ltd 7.70


ICICI Bank Ltd 6.45


HDFC Bank Ltd 4.46




Axis Bank Ltd 2.93








S R F Ltd 1.64

Dalmia Bharat Limited 1.63

P I Industries Ltd 1.54

Shree Cement Ltd 1.40

Others 30.22

Corporate Debt 0.04

4.25% HDFC Bank FD NSE - 09.08.2021 0.04

MMI 2.32

NCA 0.26

Investment ObjectiveAims for a high level of capital growth for you, by holding a significant portion in large sized company equities


AUM (in Lakhs)



13

FrontlineEquity Fund

(%)

Benchmark (%)

1 month 6.4 6.7

3 months 7.0 7.5

6 months 22.7 21.2

1 year 68.2 63.2

2 years 17.6 14.6

3 years 14.0 12.7

4 years 13.0 12.4

5 years 14.6 13.8

6 years 12.3 10.8

7 years 14.4 11.6

10 years 13.0 10.9

Inception 12.2 10.1



Equity 60 - 100 97

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th December 2009

1,07,383.29

37.4758

Equity : Rohit AgarwalDebt : Gajendra Manavalan

Equity - 100% (BSE 100)


INDIVIDUAL FUNDFRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107)

104,570

2,538

Equity Debt NCA

276

13.08

1.78

2.69

3.08

3.18

5.05

5.79

7.57

7.80

12.75

37.22

Others

Telecommunications

Civil engineering



botanical products

mfg of basic metals


mineral products




chemical products


petroleum products



activities


activities

100.00

AAA




53.55

46.41

0.04

Sovereign

AAA

AA-

Holdings % to Fund

Equity 19.90

Infosys Ltd 1.66

ICICI Bank Ltd 1.45




HDFC Bank Ltd 0.84




Axis Bank Ltd 0.60









S R F Ltd 0.33


Others 5.88

G-Sec 48.46

6.67% GOI - 17.12.2050 6.14

6.22% GOI - 16.03.2035 6.04

6.79% GOI - 15.05.2027 5.52

7.17% GOI - 08.01.2028 5.00

7.26% GOI - 14.01.2029 3.09

8.54% REC - 15.11.2028 2.54

6.79% GOI - 26.12.2029 2.53

1.44% INFLATION INDEX GS 2023 2.36

7.32% GOI - 28.01.2024 2.01

6.42% NABARD - 25.11.2030 1.17

Others 12.08

Corporate Debt 29.19

7.35% Bajaj Finance Ltd - 10.11.2022 2.55

8.56% REC - 29.11.2028 2.32

8.55% HDFC - 27.03.2029 1.51

7.25% HDFC - 17.06.2030 1.49

7.85% PFC - 03.04.2028 1.49


7.09% HDB Financial services Ltd - 17.04.2023 0.79

9.39% LIC Housing Finance - 23.08.2024 - P - 26.08.15

0.78

5.78% HDFC - 25.11.2025 0.74

5.10% Sundaram Finance - 01.12.2023 0.68

Others 15.62

MMI 0.38

NCA 2.07

Investment ObjectiveAims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.


AUM (in Lakhs)



14

Dynamic Floor Fund II

(%)

Benchmark (%)

1 month 1.7 2.8

3 months 3.3 4.6

6 months 4.6 8.2

1 year 9.0 25.1

2 years 1.5 12.2

3 years 4.3 11.8

4 years 4.3 10.3

5 years 6.2 11.0

6 years 5.6 9.9

7 years 6.5 10.5

10 years 6.6 10.0

Inception 6.3 9.4


Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th December 2009

36,838.84

20.2271


Equity - 37.5% (Nifty);Debt - 62.5% (Crisil Composite Bond)


INDIVIDUAL FUNDDYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107)

7,331

28,746

Equity Debt NCA

762

6.70

0.70

0.95

1.23

1.52

2.27

2.58

4.06

4.96

36.83

38.21

Others

mfg of basic metals


mineral products




chemical products


petroleum products



activities

Electricity, gas, steam and

air conditioning supply

State Development Loan

Govt. of India


activities


Equity 00 - 75 20

Gsec / Debt

00 - 100 78

MMI /Others

00 - 40 2




64.66

34.79

0.55Sovereign

AAA

A1+

Holdings % to Fund

Equity 55.26

Infosys Ltd 4.71


ICICI Bank Ltd 3.77


HDFC Bank Ltd 2.44





Axis Bank Ltd 1.60







S R F Ltd 1.04




Others 16.91

G-Sec 32.18

6.22% GOI - 16.03.2035 6.65

6.79% GOI - 15.05.2027 4.55

6.67% GOI - 17.12.2050 4.03

7.17% GOI - 08.01.2028 3.45

6.42% NABARD - 25.11.2030 2.63

7.26% GOI - 14.01.2029 1.25

7.32% GOI - 28.01.2024 1.22

8.15% GOI FCI Bonds - 16.10.22 1.05

8.54% REC - 15.11.2028 0.72

6.79% GOI - 26.12.2029 0.69

Others 5.91

Corporate Debt 8.63


8.56% REC - 29.11.2028 0.63


5.78% HDFC - 25.11.2025 0.49

7.85% PFC - 03.04.2028 0.43

7.34% PGC - 15.07.2034 0.43


6.39% IOC - 06.03.2025 0.33



Others 3.84

MMI 1.94

NCA 1.99

Investment ObjectiveAims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.


AUM (in Lakhs)



15

BalancedFund(%)

Benchmark (%)

1 month 3.8 4.2

3 months 5.1 5.7

6 months 12.8 13.1

1 year 34.3 37.9

2 years 12.5 13.4

3 years 11.4 12.2

4 years 10.1 11.1

5 years 11.2 12.2

6 years 10.0 10.4

7 years 11.5 11.0

10 years 10.9 10.4

Inception 10.4 9.8



Equity 30 - 60 55

Gsec / Debt

20 - 70 41

MMI /Others

00 - 40 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21th December 2009

24,916.69

31.0541


Equity - 60% (BSE 100);Debt - 40% (Crisil Composite Bond)


INDIVIDUAL FUNDBALANCED FUND(ULIF-037-21/12/09-BALKFND-107)

13,770

496

Equity Debt NCA

10,651

12.74

1.42

1.61

1.86

2.75

2.86

4.96

5.43

8.32

26.23

31.83

Others

mfg of basic metals

Civil engineering



botanical products




mineral products


petroleum products


chemical products



activities

Govt. of India


activities




Holdings % to Fund

Equity 97.51

Infosys Ltd 7.18

ICICI Bank Ltd 6.07



HDFC Bank Ltd 4.13















S R F Ltd 1.31

Others 37.55

Corporate Debt 0.05

4.25% HDFC Bank FD NSE - 09.08.2021 0.05

MMI 2.32

NCA 0.13

Investment ObjectiveAims to maximize opportunity for long term capital growth, by holding a significant portion in a diversified and flexible mix of large/medium sized company equities.


AUM (in Lakhs)



16

OpportunitiesFund (%)

Benchmark (%)

1 month 6.1 6.8

3 months 6.2 8.2

6 months 20.8 22.7

1 year 63.0 66.5

2 years 16.0 16.1

3 years 12.1 13.1

4 years 11.0 12.7

5 years 13.3 14.3

6 years 10.9 11.3

7 years 13.7 12.5

10 years 12.5 11.3

Inception 16.4 12.0



Equity 75 - 100 98

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 2

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

02nd October 2008

92,210.80

68.5736


Equity - 100% (BSE 200)


INDIVIDUAL FUNDKOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107)

89,911

2,177 123

Equity Debt NCA

100.00

AAA

12.54

2.31

2.85

3.69

4.69

4.86

5.25

7.20

8.85

13.14

34.62

Others

Telecommunications

mfg of basic metals

Civil engineering




mineral products



botanical products


petroleum products


chemical products



activities


activities




100.00

AAA

Holdings % to Fund

Equity 97.64

Infosys Ltd 7.99


ICICI Bank Ltd 6.85



HDFC Bank Ltd 4.13





Axis Bank Ltd 2.96





S R F Ltd 2.27





Others 25.30

Corporate Debt 0.05

4.25% HDFC Bank FD NSE - 09.08.2021 0.05

MMI 2.07

NCA 0.24

Investment ObjectiveAims for a high level of capital growth by holding a significant portion in large sized company equities.


AUM (in Lakhs)



17

AggressiveGrowth Fund

(%)

Benchmark (%)

1 month 6.3 6.7

3 months 6.7 7.5

6 months 20.2 21.2

1 year 62.1 63.2

2 years 15.7 14.6

3 years 12.4 12.7

4 years 11.9 12.4

5 years 13.4 13.8

6 years 11.2 10.8

7 years 13.4 11.6

10 years 12.2 10.9

Inception 15.6 13.4



Equity 60 - 100 98

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 2

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

13th September 2004

29,048.62

112.7964


Equity - 100% (BSE 100)


INDIVIDUAL FUNDKOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107)

28,364

614 71

Equity Debt NCA

8.02

2.30

2.99

3.16

3.42

4.67

6.03

9.21

9.75

13.46

36.99

Others

Telecommunications

mfg of basic metals

Civil engineering



botanical products


mineral products




petroleum products


chemical products



activities


activities




Holdings % to Fund

Equity 55.90


Infosys Ltd 3.91

HDFC Bank Ltd 3.79

ICICI Bank Ltd 2.71




I T C Ltd 2.17





Axis Bank Ltd 1.11



Sun Pharmaceuticals Ltd 1.04


Dr Reddys Laboratories Ltd 0.89

J S W Steel Ltd 0.89

Bajaj Finance Ltd 0.88

Others 16.16

G-Sec 15.87


7.10% PFC - 11.01.2027 1.44

9.72% PN SDL - 28.08.2023 0.63

8.20% GOI - 15.02.22 0.57

8.90% KA SDL - 19.12.2022 0.53

8.30% Fertilizer Co GOI - 07.12.23 0.48

8.58% GJ SDL - 23.01.2023 0.24

8.72% TN SDL -19.09.2026 0.23

8.84% PN SDL - 11.06.2024 0.23

7.04% GJ SDL - 07.08.2026 0.21

Others 5.76


7.85% PFC - 03.04.2028 4.48

7.63% PFC - 14.08.2026 2.95

9.30% PGC - 28.06.2024 1.94

9.30% PGC - 28.06.2022 1.83


1.54

9.24% LIC Housing Finance - 30.09.2024 1.54

8.57% REC - 21.12.2024 1.53

7.95% REC - 12.03.2027 1.50



1.44

Others 1.52

MMI 6.27

NCA 0.21

Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks


AUM (in Lakhs)



18

GuaranteeFund (%)

Benchmark (%)

1 month 3.4 2.8

3 months 4.6 4.6

6 months 10.9 8.2

1 year 23.2 25.1

2 years 7.9 12.2

3 years 8.4 11.8

4 years 7.8 10.3

5 years 8.8 11.0

6 years 7.6 9.9

7 years 8.1 10.5

10 years 7.8 10.0

Inception 7.9 9.7



Equity 00 - 75 56

Gsec / Debt

00 - 100 38

MMI /Others

00 - 100 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

05th February 2010

717.95

23.6825




INDIVIDUAL FUNDGUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107)

401

2

Equity Debt NCA

315

67.10

32.90

AAA

Sovereign

13.31

2.52

2.89

3.33

4.76

5.36

5.93

5.93

8.28

8.49

39.20

Others

mfg of basic metals





botanical products


chemical products




petroleum products




activities

Govt. of India


activities




Holdings % to Fund

MMI 99.99

NCA 0.01

Investment ObjectiveAims to protect your capital and not have downside risks


AUM (in Lakhs)



19

Money Market Fund

(%)

Benchmark (%)

1 month 0.2 0.3

3 months 0.8 0.9

6 months 1.7 1.8

1 year 3.8 3.8

2 years 4.8 4.9

3 years 5.5 5.8

4 years 5.7 6.1

5 years 6.0 6.3

6 years 6.3 6.5

7 years 6.6 6.9

10 years 7.3 7.4

Inception 7.0 7.3



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

05th January 2010

64,544.55

21.6629

Debt : Gajendra Manavalan

Equity - 0% (NA);Debt - 100% (CRISIL Liquid)


INDIVIDUAL FUNDMONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107)

64,541

Debt

3

NCA

0.01

3.83

11.95

84.21

Others

Electricity, gas, steamand air conditioning

supply

Financial and insuranceactivities

Govt. of India

84.22

13.082.70

Sovereign

A1+

AAA




55.13

44.87

Sovereign

AAA


Debt Ratings Profile (%)

AUM (in Lakhs)



20

KotakDynamic Growth

Fund (%)

Benchmark (%)

1 month 5.2 5.4

3 months 5.8 6.6

6 months 17.2 17.1

1 year 48.0 50.1

2 years 14.0 14.1

3 years 12.2 12.6

4 years 11.0 11.8

5 years 12.4 13.1

6 years 10.8 10.7

7 years 12.5 11.4

10 years 11.7 10.7

Inception 14.2 13.3



Equity 40 - 80 76

Gsec / Debt

20 - 60 21

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

6,483.64

108.0159




Holdings % to Fund

Equity 76.41

Infosys Ltd 6.03

ICICI Bank Ltd 5.48




HDFC Bank Ltd 3.57



Axis Bank Ltd 2.29








S R F Ltd 1.35




Others 21.45

G-Sec 13.29

6.22% GOI - 16.03.2035 1.67

7.16% GOI - 20.09.2050 1.43

5.22% GOI - 15.06.2025 1.09

8.17% GOI - 01.12.2044 0.97

6.79% GOI - 15.05.2027 0.86


8.30% GOI - 02.07.2040 0.71

8.70% REC - 28.09.2028 0.70

7.72% GOI - 26.10.2055 0.66

8.15% GOI FCI Bonds - 16.10.22 0.62

Others 3.79

Corporate Debt 7.42

7.20% HDFC - 13.04.2023 5.87

8.56% REC - 29.11.2028 0.52

8.65% PFC - 28.12.2024 0.51

9.02% REC - 19.11.2022 0.33

9.75% REC - 11.11.2021. 0.16

4.25% HDFC Bank FD NSE - 09.08.2021 0.03

MMI 2.16

NCA 0.73

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107)

4,954

1,482

NCAEquity Debt

47

12.98

1.80

2.07

2.13

4.03

4.49

6.06

6.13

9.94

11.70

38.67

Others

mfg of basic metals

Civil engineering



botanical products




mineral products


chemical products


petroleum products



activities

Govt. of India


activities




Investment ObjectiveAims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.


AUM (in Lakhs)



21

DynamicFloor

Fund (%)

Benchmark (%)

1 month 1.6 2.8

3 months 3.0 4.6

6 months 4.1 8.2

1 year 8.1 25.1

2 years 1.4 12.2

3 years 4.2 11.8

4 years 4.2 10.3

5 years 6.0 11.0

6 years 5.5 9.9

7 years 6.4 10.5

10 years 6.4 10.0

Inception 8.1 9.3



Equity 00 - 75 19

Gsec / Debt

00 - 100 75

MMI /Others

00 - 40 7

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

14th November 2006

65,952.95

31.2302




Holdings % to Fund

Equity 18.65

Infosys Ltd 1.52


ICICI Bank Ltd 1.30

HDFC Bank Ltd 0.85





Axis Bank Ltd 0.58










S R F Ltd 0.30


Others 5.55

G-Sec 50.32

6.67% GOI - 17.12.2050 7.51

6.22% GOI - 16.03.2035 7.50

7.26% GOI - 14.01.2029 5.42

6.79% GOI - 15.05.2027 4.46

6.79% GOI - 26.12.2029 3.97

7.17% GOI - 08.01.2028 3.65

8.54% REC - 15.11.2028 2.03

7.32% GOI - 28.01.2024 1.91

5.79% GOI - 11.05.2030 1.63


Others 10.99


5.78% HDFC - 25.11.2025 1.93

8.56% REC - 29.11.2028 1.86

8.55% HDFC - 27.03.2029 1.78

7.85% PFC - 03.04.2028 1.35





7.25% HDFC - 17.06.2030 0.51


0.50

Others 13.45

MMI 4.96

NCA 1.89

Portfolio

INDIVIDUAL FUNDDYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107)

12,300

52,406

Equity Debt NCA

1,247

6.24

0.85

0.85

1.14

1.50

2.06

2.39

3.32

3.51

37.51

40.65

Others

Wholesale trade, except of

motor vehicles and

motorcycles


mineral products




chemical products


petroleum products



activities





activities

Govt. of India

55.56

43.95

0.470.02 Sovereign

AAA

A1+

AA-




57.80

42.20 Sovereign

AAA

Investment ObjectiveAims for moderate growth by holding a diversified mix of equities and fixed interest instruments.


AUM (in Lakhs)



22

DynamicBalancedFund (%)

Benchmark (%)

1 month 3.9 4.2

3 months 4.0 5.7

6 months 9.7 13.1

1 year 27.6 37.9

2 years 9.6 13.4

3 years 9.6 12.2

4 years 8.8 11.1

5 years 10.1 12.2

6 years 9.1 10.4

7 years 10.8 11.0

10 years 10.4 10.4

Inception 12.6 11.9



Equity 30 - 60 57

Gsec / Debt

20 - 70 35

MMI /Others

00 - 40 8

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

1,909.03

83.9741




Holdings % to Fund

Equity 57.17

Infosys Ltd 4.68

ICICI Bank Ltd 4.40

HDFC Bank Ltd 3.90






HCL Technologies Ltd 2.22






I T C Ltd 1.17




Axis Bank Ltd 0.99

Max Financial Services Ltd 0.95

Others 15.11

G-Sec 24.49

6.18% GOI - 04.11.2024 18.99

8.15% GOI FCI Bonds - 16.10.22 1.37

6.22% GOI - 16.03.2035 1.18


6.45% GOI - 07.10.2029 0.16


6.97% GOI - 06.09.2026 0.10

6.67% GOI - 17.12.2050 0.09

9.18% PN SDL - 09.11.2021 0.09

8.72% TN SDL -19.09.2026 0.06

Others 1.48


7.20% HDFC - 13.04.2023 4.31

8.56% REC - 29.11.2028 1.18

7.85% PFC - 03.04.2028 1.12

8.85% PGC - 19.10.2025 0.73


0.58

8.57% REC - 21.12.2024 0.57

9.75% REC - 11.11.2021. 0.54

10.08% IOT Utkal Energy Services Limited - 20.03.2026

0.36


0.30


0.29

Others 0.59

MMI 7.33

NCA 0.44

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107)

1,091

809

8

Equity Debt NCA

12.39

1.67

1.79

1.83

2.39

2.85

5.21

5.21

9.48

23.32

33.87

Others





botanical products

mfg of other transport

equipment


mineral products

Civil engineering


chemical products


petroleum products



activities

Govt. of India


activities




64.20

35.20

0.580.02

Sovereign

AAA

A1+

AA-

Investment ObjectiveAims to preserve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



23

Dynamic BondFund(%)

Benchmark (%)

1 month 0.4 0.6

3 months 2.4 2.9

6 months 0.9 1.3

1 year 4.8 6.2

2 years 9.2 9.6

3 years 10.3 9.9

4 years 8.0 8.0

5 years 8.5 8.6

6 years 8.5 8.7

7 years 9.1 9.2

10 years 9.1 8.8

Inception 8.6 7.0



Gsec 00 - 75 68

Debt 25 - 100 26

MMI /Others

00 - 40 5

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

1,83,311.38

41.1536


Debt - 100% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 68.26

6.22% GOI - 16.03.2035 15.85

6.79% GOI - 15.05.2027 11.42

6.67% GOI - 17.12.2050 10.34

7.17% GOI - 08.01.2028 5.86

7.26% GOI - 14.01.2029 3.63

7.32% GOI - 28.01.2024 3.10

6.79% GOI - 26.12.2029 1.99

8.54% REC - 15.11.2028 1.71

5.79% GOI - 11.05.2030 1.56

6.45% REC - 07.01.2031 1.52

Others 11.28



5.78% HDFC - 25.11.2025 1.66

8.55% HDFC - 27.03.2029 1.58

8.56% REC - 29.11.2028 1.46



7.25% HDFC - 17.06.2030 1.19

6.99% HDFC - 13.02.2023 1.07

7.85% PFC - 03.04.2028 0.85

6.39% IOC - 06.03.2025 0.72

Others 13.25

MMI 3.32

NCA 1.95

Portfolio

INDIVIDUAL FUNDDYNAMIC BOND FUND (ULIF-015-15/04/04-DYBNDFND-107)

179,734

3,577

Debt NCA

0.02

1.00

1.73

1.95

2.24

2.88

30.11

60.06

mfg of basic metals

mfg of coke and refinedpetroleum products

Wholesale trade, except ofmotor vehicles and

motorcycles

Others

Electricity, gas, steam andair conditioning supply



Govt. of India




95.57

4.43

Sovereign

AAA

Investment ObjectiveAims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



24

Dynamic GiltFund (%)

Benchmark (%)

1 month 0.2 0.6

3 months 2.0 2.4

6 months 0.5 0.9

1 year 3.5 4.7

2 years 8.5 9.0

3 years 10.1 10.2

4 years 8.0 8.3

5 years 8.5 8.7

6 years 8.5 8.8

7 years 9.3 9.4

10 years 9.0 9.2

Inception 7.7 7.8



Gsec 80 - 100 94

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

22,266.13

37.7472


Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 93.96

6.67% GOI - 17.12.2050 18.09

6.22% GOI - 16.03.2035 17.71

6.79% GOI - 15.05.2027 15.39

7.32% GOI - 28.01.2024 3.83

7.69% GOI - 17.06.2043 3.32

6.18% GOI - 04.11.2024 3.27

8.15% RJ SPL SDL - 23.06.2021 2.25

8.15% GOI - 24.11.2026 2.12

7.26% GOI - 14.01.2029 2.06

8.15% GOI FCI Bonds - 16.10.22 1.79

Others 24.13

MMI 4.36

NCA 1.68

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107)

1.68

4.36

14.79

79.18

Others



Govt. of India

21,892

374

Debt NCA




89.02

10.98

Sovereign

AAA



AUM (in Lakhs)



25

Dynamic Floating Rate

Fund (%)

Benchmark (%)

1 month 0.3 0.3

3 months 1.3 0.9

6 months 1.1 1.8

1 year 3.3 3.8

2 years 5.5 4.9

3 years 6.4 5.8

4 years 5.7 6.1

5 years 6.0 6.3

6 years 6.3 6.5

7 years 6.7 6.9

10 years 7.6 7.4

Inception 7.1 6.9



Gsec 00 - 75 63

Debt 25 - 100 30

MMI /Others

00 - 40 7

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

1,994.07

31.2221


Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 62.82

6.84% GOI - 19.12.2022 15.65

9.37% MAH SDL - 04.12.2023 13.00

5.15% GOI - 09.11.2025 8.43

7.20% MH SDL -09.08.2027 3.61

8.84% PN SDL - 11.06.2024 2.83

8.51% PN SDL - 10.04.2023 2.41

9.65% TN SDL - 12.03.2024 2.04

8.92% RJ SDL - 21.11.2022 2.03

8.39% RJ SPL SDL - 15.03.2022 2.02

8.85% TN SDL - 17.10.2022 1.92

Others 8.87


GOI FRB - 07.11.2024 24.74

HDB Financial services Ltd FBIL MIBOR 3M - 20.10.2022

5.03

MMI 5.77

NCA 1.64

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107)

1,961

33

Debt NCA

1.64

10.80

33.55

54.01

Others



Govt. of India




68.08

31.86

0.06Sovereign

AAA

AA-



AUM (in Lakhs)



26

GuaranteedGrowth Fund

(%)

Benchmark (%)

1 month 1.7 3.0

3 months 2.8 4.8

6 months 4.3 9.1

1 year 7.8 26.6

2 years -2.6 12.4

3 years 1.1 11.7

4 years 2.3 10.2

5 years 4.9 11.1

6 years 4.8 9.9

7 years 6.8 10.5

10 years 7.4 10.0

Inception 11.1 11.3



Equity 00 - 80 21

Gsec / Debt

20 - 60 47

MMI /Others

00 - 40 32

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

44,747.89

66.0997

Equity : Rohit Agarwal Debt : Gajendra Manavalan



Holdings % to Fund

Equity 21.01

Infosys Ltd 1.81


ICICI Bank Ltd 1.41

HDFC Bank Ltd 1.01





Axis Bank Ltd 0.64












Others 6.21

G-Sec 29.15

6.79% GOI - 15.05.2027 5.32

6.22% GOI - 16.03.2035 3.46


6.67% GOI - 17.12.2050 2.60

8.54% REC - 15.11.2028 1.76

6.18% GOI - 04.11.2024 1.57

6.85% NABARD - 21.03.2031 1.38

7.88% GOI - 19.03.2030 1.18

6.42% NABARD - 25.11.2030 0.88

8.24% NABARD - 22.03.2029 0.70

Others 7.68


8.56% REC - 29.11.2028 1.38

8.55% HDFC - 27.03.2029 1.30

7.85% PFC - 03.04.2028 0.89

7.25% HDFC - 17.06.2030 0.58

5.78% HDFC - 25.11.2025 0.56



0.51



0.45

6.39% IOC - 06.03.2025 0.44

Others 11.06

MMI 30.41

NCA 1.22

Portfolio

INDIVIDUAL FUNDKOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107)

9,402

34,799

Equity Debt NCA

547

6.10

0.97

1.27

1.71

1.84

2.17

2.64

2.81

3.42

27.55

49.52

Others


mineral products




chemical products


motor vehicles and

motorcycles


petroleum products





activities



activities

Govt. of India






AUM (in Lakhs)



27

GuaranteedBalanced Fund (%)

Benchmark (%)

1 month 1.4 2.4

3 months 3.0 4.3

6 months 3.8 7.1

1 year 7.6 21.2

2 years -0.1 11.8

3 years 3.1 11.3

4 years 3.6 9.7

5 years 5.8 10.5

6 years 5.7 9.7

7 years 7.5 10.2

10 years 7.8 9.8

Inception 10.5 10.3



Equity 00 - 60 15

Gsec / Debt

20 - 70 67

MMI /Others

00 - 40 18

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

3,628.60

59.9937




Holdings % to Fund

Equity 15.22

Infosys Ltd 1.22


ICICI Bank Ltd 1.06


HDFC Bank Ltd 0.70





Axis Bank Ltd 0.43





S R F Ltd 0.29




Tata Steel Ltd 0.25


Others 4.81

G-Sec 32.26

6.79% GOI - 15.05.2027 6.38

8.54% REC - 15.11.2028 3.10

6.22% GOI - 16.03.2035 1.76

8.24% NABARD - 22.03.2029 1.54

7.69% GOI - 17.06.2043 1.52

7.43% NABARD - 31.01.2030 1.45


6.45% REC - 07.01.2031 1.36

6.67% GOI - 17.12.2050 1.23

6.42% NABARD - 25.11.2030 1.08

Others 11.39


7.25% HDFC - 17.06.2030 2.47

8.56% REC - 29.11.2028 2.17

8.55% HDFC - 27.03.2029 2.15

7.85% PFC - 03.04.2028 1.77


1.56


1.46




1.34


1.19

Others 17.56

MMI 16.25

NCA 1.74

Portfolio

INDIVIDUAL FUNDKOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107)

552

3,013

63

Equity Debt NCA

73.94

25.41

0.65

AAA

Sovereign

A1+

5.29

0.82

0.92

1.22

1.24

1.81

2.16

5.73

7.20

15.37

58.23

Others


mineral products






chemical products



activities


petroleum products



motor vehicles and

motorcycles

Govt. of India


activities




100.00

AAA

Investment ObjectiveAims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks.


AUM (in Lakhs)



28

Pension Classic

Opportunities Fund (%)

Benchmark (%)

1 month 4.7 6.8

3 months 4.0 8.2

6 months 14.2 22.7

1 year 52.1 66.5

2 years 12.6 16.1

3 years 10.1 13.1

4 years 9.8 12.7

5 years 12.4 14.3

6 years 10.3 11.3

7 years 13.3 12.5

10 years 12.5 11.3

Inception 12.5 10.2



Equity 75 - 100 84

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 16

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2010

2,039.61

38.1360

Equity : Hemant Kanawala Debt : Gajendra Manavalan

Equity - 100% (BSE 200)


Holdings % to Fund

Equity 83.51


Infosys Ltd 7.18

ICICI Bank Ltd 6.38

HDFC Bank Ltd 5.73






I T C Ltd 3.84







Axis Bank Ltd 1.96



Hero Honda Motors Ltd 1.51

Others 9.18

Corporate Debt 0.15

4.25% HDFC Bank FD NSE - 09.08.2021 0.15

MMI 16.18

NCA 0.16

Portfolio

INDIVIDUAL FUNDPENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107)

1,703

3333

Equity Debt NCA

6.64

2.64

2.86

3.43

3.84

3.91

3.91

4.03

8.17

12.29

48.28

Others

Telecommunications



botanical products


mineral products

mfg of tobacco products

Civil engineering


chemical products




petroleum products



activities


activities




100.00

AAA

Investment ObjectiveAims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks


AUM (in Lakhs)



29

PensionOpportunities

Fund (%)

Benchmark (%)

1 month 5.4 6.8

3 months 4.6 8.2

6 months 14.8 22.7

1 year 51.1 66.5

2 years 13.5 16.1

3 years 10.4 13.1

4 years 9.8 12.7

5 years 12.2 14.3

6 years 10.1 11.3

7 years 12.9 12.5

10 years 12.0 11.3

Inception 11.7 11.5



Equity 75 - 100 83

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 17

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th July 2009

150.27

37.2464


Equity - 100% (BSE 200)


Holdings % to Fund

Equity 83.31


Infosys Ltd 6.41

HDFC Bank Ltd 5.60

ICICI Bank Ltd 5.38














Axis Bank Ltd 1.87



Others 15.61

Corporate Debt 0.07

4.25% HDFC Bank FD NSE - 09.08.2021 0.07

MMI 13.31

NCA 3.31

Portfolio

INDIVIDUAL FUNDKOTAK PENSION OPPORTUNITIES FUND(ULIF-032-17/07/09-PNOPPFND-107)

125

20

5

Equity Debt NCA

10.49

1.43

2.57

3.40

3.62

3.63

4.92

6.13

8.10

12.92

42.78

Others

Other manufacturing

Telecommunications



botanical products

Civil engineering


mineral products




chemical products


petroleum products



activities


activities






AUM (in Lakhs)



30

PensionFrontline

Equity Fund (%)

Benchmark (%)

1 month 5.8 6.7

3 months 5.3 7.5

6 months 16.9 21.2

1 year 56.9 63.2

2 years 14.1 14.6

3 years 11.9 12.7

4 years 11.3 12.4

5 years 13.2 13.8

6 years 11.2 10.8

7 years 13.4 11.6

10 years 12.4 10.9

Inception 12.3 9.8



Equity 60 - 100 88

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 12

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

11th January 2010

548.07

37.4945


Equity - 100% (BSE 100)


Holdings % to Fund

Equity 87.70

ICICI Bank Ltd 6.06


Infosys Ltd 5.86

HDFC Bank Ltd 5.11



Axis Bank Ltd 4.02






I T C Ltd 2.62


Titan Industries Ltd 2.29


Eicher Motors Ltd 2.20



Cipla Ltd 2.13

Others 18.12

Corporate Debt 0.10

4.25% HDFC Bank FD NSE - 09.08.2021 0.10

MMI 11.86

NCA 0.34

Portfolio

INDIVIDUAL FUNDPENSION FRONTLINE EQUITY FUND(ULIF-044-11/01/10-PNFRLEQFND-107)

481

662

Equity Debt NCA

100.00

AAA

8.51

2.90

3.29

3.69

3.93

4.30

5.32

5.99

8.69

10.80

42.59

Others

mfg of basic metals




mineral products

mfg of other transport

equipment

Civil engineering



botanical products


chemical products


petroleum products



activities


activities




Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks


AUM (in Lakhs)



31

PensionGuarantee Fund (%)

Benchmark (%)

1 month 3.7 2.8

3 months 4.9 4.6

6 months 10.8 8.2

1 year 24.8 25.1

2 years 8.9 12.2

3 years 9.1 11.8

4 years 8.3 10.3

5 years 9.2 11.0

6 years 7.9 9.9

7 years 8.5 10.5

10 years 8.0 10.0

Inception 7.6 9.5



Equity 00 - 75 51

Gsec / Debt

00 - 100 35

MMI /Others

00 - 100 14

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21st December 2009

1,972.31

23.0538




Holdings % to Fund

Equity 51.27


Infosys Ltd 3.59

HDFC Bank Ltd 3.47

ICICI Bank Ltd 2.48




I T C Ltd 1.98





Axis Bank Ltd 1.02








Others 14.83

G-Sec 19.79


6.22% GOI - 16.03.2035 2.02

9.72% PN SDL - 28.08.2023 0.70

8.90% KA SDL - 19.12.2022 0.59

8.09% REC - 21.03.2028 0.56

8.06% REC - 27.03.2028 0.55

7.60% PFC - 20.02.2027 0.54

7.10% PFC - 11.01.2027 0.53


8.13% GOI - 22.06.2045 0.46

Others 7.68


8.57% REC - 21.12.2024 1.11

7.70% REC - 10.12.2027 1.09

8.83% EXIM- 09.01.2023 1.08


1.05

6.73% IRFC - 06.07.2035 0.99

8.85% PGC - 19.10.2021 0.65

9.09% IRFC - 29.03.2026 0.58

8.95% PFC - 10.10.2028 0.58

8.63% REC - 25.08.2028 0.57

9.34% REC - 25.08.2024 0.57

Others 6.56

MMI 13.94

NCA 0.19

Portfolio

INDIVIDUAL FUNDPENSION GUARANTEE FUND(ULIF-038-21/12/09-PNGRTFND-107)

Equity

1,011957

NCADebt

4

63.68

36.32

AAA

Sovereign

12.20

2.30

2.65

2.65

3.06

4.35

5.49

6.38

7.59

11.24

42.09

Others

mfg of basic metals







botanical products


chemical products


petroleum products




activities

Govt. of India


activities






AUM (in Lakhs)



32

PensionGrowth

Fund (%)

Benchmark (%)

1 month 1.0 3.0

3 months 2.1 4.8

6 months 2.9 9.1

1 year 5.2 26.6

2 years -4.0 12.4

3 years 0.3 11.7

4 years 1.7 10.2

5 years 4.3 11.1

6 years 4.3 9.9

7 years 6.4 10.5

10 years 7.1 10.0

Inception 8.4 11.1



Equity 00 - 80 10

Gsec / Debt

20 - 60 53

MMI /Others

00 - 40 37

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2009

247.73

27.3255




Holdings % to Fund

Equity 10.12


Infosys Ltd 0.61



HDFC Bank Ltd 0.49

I T C Ltd 0.39



ICICI Bank Ltd 0.38






Axis Bank Ltd 0.24






Others 2.98

G-Sec 38.10

6.79% GOI - 15.05.2027 16.76



9.72% PN SDL - 28.08.2023 0.62

9.39% GJ SDL - 20.11.2023 0.55

8.98% PN SDL - 14.10.2021 0.49

8.13% GOI - 22.06.2045 0.48

8.72% TN SDL -19.09.2026 0.43

9.69% PN SDL - 12.02.2024 0.40


Others 9.42



4.47

8.57% REC - 21.12.2024 4.42


4.14


1.85

MMI 34.31

NCA 2.58

Portfolio

INDIVIDUAL FUNDKOTAK PENSION GROWTH FUND(ULIF-030-07/01/09-PNGWTFND-107)

25

216

Equity Debt NCA

6

56.36

43.64

AAA

Sovereign

4.92

0.43

0.49

0.51

0.82

0.84

1.28

6.00

8.88

29.21

46.62

Others



botanical products



mfg of basic metals


chemical products


petroleum products



activities


motorcycles


Govt. of India


activities




70.97

29.03

Sovereign

AAA

Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.


AUM (in Lakhs)



33

Pension FloorFund (%)

Benchmark (%)

1 month 1.3 2.8

3 months 2.7 4.6

6 months 3.6 8.2

1 year 6.2 25.1

2 years 0.3 12.2

3 years 3.3 11.8

4 years 3.5 10.3

5 years 5.5 11.0

6 years 5.1 9.9

7 years 6.0 10.5

10 years 6.1 10.0

Inception 5.8 10.0



Equity 00 - 75 12

Gsec / Debt

00 - 100 78

MMI /Others

00 - 40 10

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

13th July 2009

249.01

19.5604




Holdings % to Fund

Equity 12.05


Infosys Ltd 0.78



HDFC Bank Ltd 0.59


ICICI Bank Ltd 0.49


I T C Ltd 0.47





Axis Bank Ltd 0.29







Others 3.49

G-Sec 65.31


7.10% PFC - 11.01.2027 4.16

8.13% GOI - 22.06.2045 1.27

8.72% TN SDL -19.09.2026 1.13

9.50% MAH SDL - 18.12.2023 1.09


7.40% GOI 2035 - 09.09.35 0.94

8.44% RJ SDL - 27.06.2028 0.93

9.29% PN SDL - 09.10.2023 0.89

8.17% GOI - 01.12.2044 0.87

Others 24.09


7.70% REC - 10.12.2027 4.30

7.49% IRFC - 30.05.2027 4.25


4.15

8.49% NTPC - 25.03.2025 0.13

MMI 8.03

NCA 1.79

Portfolio

INDIVIDUAL FUNDKOTAK PENSION FLOOR FUND(ULIF-031-13/07/09-PNFLRFND-107)

30

215

Equity Debt NCA

4

4.39

0.47

0.54

0.56

0.61

1.01

1.01

1.57

20.44

28.71

40.71

Others


Mfg of pharmaceuticals,medicinal chemical &botanical products

mfg of motor vehicles,trailers and semi-trailers

mfg of basic metals

mfg of chemicals andchemical products


Computer programming,consultancy and related

activities



Govt. of India




58.58

41.42AAA

Sovereign

Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.


AUM (in Lakhs)



34

Pension Floor Fund II (%)

Benchmark (%)

1 month 1.2 2.8

3 months 2.7 4.6

6 months 3.4 8.2

1 year 7.4 25.1

2 years 0.5 12.2

3 years 3.7 11.8

4 years 3.9 10.3

5 years 5.9 11.0

6 years 5.3 9.9

7 years 6.2 10.5

10 years 6.5 10.0

Inception 6.2 9.3



Equity 00 - 75 11

Gsec / Debt

00 - 100 77

MMI /Others

00 - 40 12

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

08th January 2010

845.00

19.8309




Holdings % to Fund

Equity 10.94


Infosys Ltd 0.67


ICICI Bank Ltd 0.54


HDFC Bank Ltd 0.44



I T C Ltd 0.39






Axis Bank Ltd 0.25






Others 3.36

G-Sec 40.95


8.20% GOI - 15.02.22 1.59

9.72% PN SDL - 28.08.2023 1.58

8.09% REC - 21.03.2028 1.30

8.06% REC - 27.03.2028 1.28

7.60% PFC - 20.02.2027 1.26

7.10% PFC - 11.01.2027 1.23

8.94% GJ SDL - 07.03.2022 1.13


9.18% PN SDL - 09.11.2021 0.80

Others 15.22


7.85% PFC - 03.04.2028 3.81


8.57% REC - 21.12.2024 2.59

8.83% EXIM- 09.01.2023 2.52

6.73% IRFC - 06.07.2035 2.31

9.30% PGC - 28.06.2024 1.65

9.25% PGC - 26.12.2023 1.62

8.85% PGC - 19.10.2021 1.51

9.09% IRFC - 29.03.2026 1.35

9.34% REC - 25.08.2024 1.33

Others 13.87

MMI 9.47

NCA 2.41

Portfolio

INDIVIDUAL FUNDPENSION FLOOR FUND II(ULIF-043-08/01/10-PNFLRKFND2-107)

92

732

Equity Debt NCA

20

4.84

0.47

0.50

0.53

0.86

0.87

1.34

6.40

14.34

21.55

48.30

Others



botanical products



mfg of basic metals


petroleum products


chemical products



activities




Govt. of India


activities




64.10

35.41

0.48AAA

Sovereign

A1+



AUM (in Lakhs)



35

Pension BalancedFund (%)

Benchmark (%)

1 month 1.1 2.4

3 months 2.6 4.3

6 months 2.7 7.1

1 year 6.5 21.2

2 years -0.7 11.8

3 years 2.7 11.3

4 years 3.2 9.7

5 years 5.5 10.5

6 years 5.5 9.7

7 years 7.2 10.2

10 years 7.7 9.8

Inception 10.5 10.3



Equity 00 - 60 11

Gsec / Debt

20 - 70 67

MMI /Others

00 - 40 22

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

4,642.03

59.9830




Holdings % to Fund

Equity 10.78


Infosys Ltd 0.73


ICICI Bank Ltd 0.55

HDFC Bank Ltd 0.55







I T C Ltd 0.34



Axis Bank Ltd 0.21






Others 3.11

G-Sec 38.56

6.22% GOI - 16.03.2035 8.93

6.79% GOI - 15.05.2027 5.46

6.67% GOI - 17.12.2050 4.58

8.54% REC - 15.11.2028 2.18

7.32% GOI - 28.01.2024 1.79

6.45% REC - 07.01.2031 1.06

6.42% NABARD - 25.11.2030 1.05

7.17% GOI - 08.01.2028 1.01

7.10% PFC - 11.01.2027 0.89

7.69% GOI - 17.06.2043 0.65

Others 10.94


8.56% REC - 29.11.2028 1.70

8.55% HDFC - 27.03.2029 1.68

7.25% HDFC - 17.06.2030 1.50


0.96

7.85% PFC - 03.04.2028 0.92


0.91



0.77

8.57% REC - 21.12.2024 0.71

7.63% PFC - 14.08.2026 0.69

Others 18.13

MMI 20.13

NCA 1.68

Portfolio

INDIVIDUAL FUNDKOTAK PENSION BALANCED FUND(ULIF-011-27/06/03-PNBALFND-107)

500

4,064

78

Equity Debt NCA

4.26

0.45

0.47

0.77

1.53

1.63

2.74

3.60

4.45

26.55

53.55

Others

mfg of basic metals



botanical products


chemical products



activities


petroleum products


motor vehicles and

motorcycles




Govt. of India


activities






AUM (in Lakhs)



36

PensionBalanced

Fund II (%)

Benchmark (%)

1 month 2.8 4.2

3 months 3.3 5.7

6 months 7.9 13.1

1 year 28.1 37.9

2 years 10.1 13.4

3 years 9.6 12.2

4 years 8.7 11.1

5 years 10.2 12.2

6 years 9.2 10.4

7 years 10.8 11.0

10 years 10.4 10.4

Inception 9.9 9.8



Equity 30 - 60 37

Gsec / Debt

20 - 70 28

MMI /Others

00 - 40 36

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

24th January 2010

53.00

29.0985




Holdings % to Fund

Equity 36.85

Infosys Ltd 3.08


ICICI Bank Ltd 2.48

HDFC Bank Ltd 2.37




I T C Ltd 1.89


Axis Bank Ltd 1.70









Cipla Ltd 0.90

Britannia Industries Ltd 0.72

Others 3.46

G-Sec 27.49

8.15% GOI FCI Bonds - 16.10.22 9.90



9.72% PN SDL - 28.08.2023 0.44

9.39% GJ SDL - 20.11.2023 0.42

8.72% TN SDL -19.09.2026 0.36


8.84% PN SDL - 11.06.2024 0.33

9.69% PN SDL - 12.02.2024 0.32

7.40% GOI 2035 - 09.09.35 0.30

Others 7.68

Corporate Debt 0.07

4.25% HDFC Bank FD NSE - 09.08.2021 0.07

MMI 28.30

NCA 7.30

Portfolio

INDIVIDUAL FUNDPENSION BALANCED FUND II(ULIF-046-24/01/10-PNBALFND2-107)

20

30

4

Equity Debt NCA

50.73

49.27

AAA

Sovereign

14.03

1.39

1.68

1.72

1.89

2.10

3.44

5.60

7.43

20.06

40.66

Others

mfg of other non-metallicmineral products

mfg of basic metals

Civil engineering




botanical products


petroleum products



activities


Govt. of India


activities




70.14

29.86

AAA

Sovereign



AUM (in Lakhs)



37

PensionBond Fund

(%)

Benchmark (%)

1 month 0.8 0.6

3 months 2.4 2.9

6 months 1.3 1.3

1 year 5.3 6.2

2 years 9.3 9.6

3 years 10.4 9.9

4 years 8.0 8.0

5 years 8.5 8.6

6 years 8.5 8.7

7 years 9.1 9.2

10 years 9.1 8.8

Inception 8.6 7.0



Gsec 00 - 75 42

Debt 25 - 100 43

MMI /Others

00 - 40 15

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

844.88

41.3188


Equity - 0% (NA);Debt - 100% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 42.04


8.80% REC - 22.01.2029 2.67

8.06% REC - 27.03.2028 2.57

7.10% PFC - 11.01.2027 2.45


8.29% NABARD - 24.01.2029 1.32

8.09% REC - 21.03.2028 1.30

8.01% REC - 24.03.2028 1.27

7.60% PFC - 20.02.2027 1.26

8.98% PN SDL - 14.10.2021 0.98

Others 22.74


8.02% EXIM- 20.04.2026 2.55

7.70% REC - 10.12.2027 2.53


2.45


1.82

9.33% IRFC - 10.05.2026 1.35

9.35% PGC - 29.08.2025 1.34

8.78% NHPC - 11.02.2026 1.33

8.90% PFC - 18.03.2028 1.33

8.63% REC - 25.08.2028 1.33

8.54% NHPC - 26.11.2028 1.33

Others 25.41

MMI 13.02

NCA 2.18

Portfolio

INDIVIDUAL FUNDKOTAK PENSION BOND FUND(ULIF-017-15/04/04-PNBNDFND-107)

826

18

Debt NCA

2.18

6.73

10.43

13.51

15.70

51.45

Others

Wholesale trade, except

of motor vehicles and

motorcycles



Govt. of India



activities




88.41

11.59

Sovereign

AAA

Investment ObjectiveAims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



38

PensionGilt Fund

(%)

Benchmark (%)

1 month 0.5 0.6

3 months 1.9 2.4

6 months 1.0 0.9

1 year 3.9 4.7

2 years 8.0 9.0

3 years 9.8 10.2

4 years 7.7 8.3

5 years 8.3 8.7

6 years 8.3 8.8

7 years 9.2 9.4

10 years 8.9 9.2

Inception 7.7 7.8



Gsec 80 - 100 85

MMI /Others

00 - 40 15

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

223.75

38.0826


Equity - 0% (NA);Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 85.26

7.88% GOI - 19.03.2030 8.91


7.71% GJ SDL - 01.03.2027 5.40

7.38% MP SDL - 14.09.2026 5.32


9.25% RJ SDL - 09.10.2023 3.74

5.22% GOI - 15.06.2025 3.70

7.00% GOI Fertilizer Bond - 10.12.22 3.31

7.63% GOI - 17.06.2059 3.14

8.91% MAH SDL - 05.09.2022 3.10

Others 37.27

MMI 11.17

NCA 3.57

Portfolio

INDIVIDUAL FUNDKOTAK PENSION GILT FUND(ULIF-008-27/06/03-PNGLTFND-107)

216

8

Debt NCA

3.57

11.17

41.89

43.37

Others


Govt. of India





93.40

6.60

Sovereign

AAA



AUM (in Lakhs)



39

PensionFloating Rate

Fund (%)

Benchmark (%)

1 month 0.3 0.3

3 months 1.2 0.9

6 months 1.2 1.8

1 year 3.4 3.8

2 years 5.7 4.9

3 years 6.5 5.8

4 years 5.8 6.1

5 years 6.1 6.3

6 years 6.3 6.5

7 years 6.8 6.9

10 years 7.6 7.4

Inception 7.2 6.9



Gsec 00 - 75 51

Debt 25 - 100 39

MMI /Others

00 - 40 10

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

78.86

31.4592




Holdings % to Fund

G-Sec 51.00

9.37% MAH SDL - 04.12.2023 19.18

8.84% PN SDL - 11.06.2024 5.29

8.39% RJ SPL SDL - 15.03.2022 2.74

8.90% MH SDL -19.12.2022 2.71

8.92% RJ SDL - 21.11.2022 2.70

8.51% PN SDL - 10.04.2023 2.65

8.15% GOI FCI Bonds - 16.10.22 2.57

8.21% RJ SPL SDL - 31.03.2022 2.54

6.13% GOI - 04.06.2028 2.26


Others 6.30


GOI FRB - 07.11.2024 38.78

MMI 6.34

NCA 3.88

Portfolio

INDIVIDUAL FUNDKOTAK PENSION FLOATING RATE FUND(ULIF-022-07/12/04-PNFLTRFND-107)

76

3

Debt NCA

3.88

6.34

42.37

47.41

Others



Govt. of India




100.00

AAA

Investment ObjectiveAims to protect your capital and not have downside risks


AUM (in Lakhs)



40

PensionMoneyMarket

Fund II (%)

Benchmark (%)

1 month 0.2 0.3

3 months 0.6 0.9

6 months 1.2 1.8

1 year 3.0 3.8

2 years 4.2 4.9

3 years 5.1 5.8

4 years 5.4 6.1

5 years 5.8 6.3

6 years 6.1 6.5

7 years 6.5 6.9

10 years 7.2 7.4

Inception 6.9 7.3



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

28th December 2009

230.65

21.4770




Holdings % to Fund

MMI 99.72

NCA 0.28

Portfolio

INDIVIDUAL FUNDPENSION MONEY MARKET FUND II(ULIF-039-28/12/09-PNMNMKFND-107)

230

0.65

Debt NCA

0.28

99.72

Others

Financial andinsurance activities




100.00

Sovereign

Investment ObjectiveAims for a high level of capital growth by holding a significant portion in equities. May experience high levels of shorter term volatility (downside risk).


AUM (in Lakhs)



41

KotakAdvantageMultiplier Fund II (%)

Benchmark (%)

1 month 0.01 3.5

3 months 0.03 5.2

6 months -0.4 10.6

1 year -0.1 32.0

2 years 2.6 12.8

3 years 3.9 12.2

4 years 3.2 10.9

5 years 3.0 11.6

6 years 3.3 10.2

7 years 3.7 10.8

10 years 4.0 10.2

Inception 4.6 9.7



Equity 00 - 100 0

Gsec / Debt

00 - 100 81

MMI /Others

00 - 40 19

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21st April 2006

0.44

19.6038


Equity - 50% (Nifty);Debt - 50% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 80.76

8.56% TN SDL - 22.06.2021 72.69

9.20% GOI - 30.09.2030 8.07

MMI 0.00

NCA 19.24

Portfolio

INDIVIDUAL FUNDKOTAK ADVANTAGE MULTIPLIER FUND II(ULIF-026-21/04/06-ADVMULFND2-107)

0.36

0.08

Debt NCA

8.07

19.24

72.69

Govt. of India

Others

State DevelopmentLoan




Investment ObjectiveAims to provide secure returns to policies in the discontinued state, by investing in low- risk debt instruments.


AUM (in Lakhs)



42

DiscontinuedPolicy Fund

(%)

Benchmark (%)

1 month 0.4 0.3

3 months 1.2 0.9

6 months 1.5 1.8

1 year 3.9 3.8

2 years 4.6 4.9

3 years 5.2 5.8

4 years 5.3 6.1

5 years 5.6 6.3

6 years 5.9 6.5

7 years 6.2 6.9

10 years 7.1 7.4

Inception 7.0 7.4



Gsec 60 - 100 75

MMI /Others

00 - 40 25

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

23rd March 2011

62,911.58

19.8771


Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 74.74

6.18% GOI - 04.11.2024 35.39

6.84% GOI - 19.12.2022 22.33

7.68% GOI - 15.12.2023 17.02

MMI 23.88

NCA 1.39

Portfolio

INDIVIDUAL FUNDDISCONTINUED POLICY FUND(ULIF-050-23/03/11-DISPOLFND-107)

62,040

871

Debt NCA

1.39

23.88

74.74

Others


Govt. of India

75.79

19.51

4.70

Sovereign

A1+

AAA




GROUP FUNDS

KOTAK GROUPDYNAMIC FLOOR FUND

KOTAK GROUPBALANCED FUND

KOTAK GROUP BOND FUND

KOTAK GROUP GILT FUND

KOTAK GROUPFLOATING RATE FUND

KOTAK GROUP MONEY MARKET FUND

KOTAK GROUP SECURE CAPITAL FUND

KOTAK GROUP SHORT TERM BOND FUND

KOTAK GROUPPRUDENT FUND




55.59

44.41

AAA

Sovereign

44

GROUP FUNDKOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107)

Investment ObjectiveAims to provide stable long term inflation beating growth over the medium to longer term and defend capital against short term capital shocks.Is likely to out-perform traditional balanced or equity funds during sideways or falling markets and shadow the rising equity markets.


AUM (in Lakhs)



Kotak Group Dynamic Floor

Fund (%)

Benchmark (%)

1 month 0.8 2.3

3 months 1.9 4.3

6 months 2.0 6.8

1 year 5.2 21.1

2 years 1.5 11.7

3 years 4.4 11.5

4 years 4.3 9.9

5 years 6.0 10.5

6 years 5.5 9.7

7 years 6.3 10.2

10 years 6.6 9.8

Inception 6.2 9.2



Equity 00 - 60 7

Gsec / Debt

00 - 100 58

MMI /Others

00 - 40 35

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2010

413.46

32.0957

Equity: Hemant Kanawala Debt : Gajendra Manavalan

Equity - 30% (Nifty)Debt - 70% (Crisil Composite Bond)


Holdings % to Fund

Equity 7.21


Infosys Ltd 0.45

ICICI Bank Ltd 0.39


HDFC Bank Ltd 0.36





I T C Ltd 0.26




Axis Bank Ltd 0.18







Others 2.06

G-Sec 40.61

6.79% GOI - 15.05.2027 12.55

6.18% GOI - 04.11.2024 12.52

8.15% GOI FCI Bonds - 16.10.22 5.08

9.20% GOI - 30.09.2030 2.87

6.22% GOI - 16.03.2035 2.38


7.65% RJ SDL - 29.11.2027 0.45

6.45% GOI - 07.10.2029 0.31

7.62% KA SDL - 01.11.2027 0.28

7.26% HR SDL 28.06.2027 0.27

Others 2.54


9.30% PGC - 28.06.2023 3.30

8.85% PGC - 19.10.2021 3.08

8.90% PFC - 18.03.2028 2.72

8.63% REC - 25.08.2028 2.72

7.85% PFC - 03.04.2028 2.60

7.62% EXIM- 01.09.2026 2.56

MMI 33.86

NCA 1.35

Portfolio

30

378

Equity Debt NCA

6

2.90

0.31

0.35

0.35

0.57

0.58

0.91

2.61

6.54

38.00

46.88

Others



botanical products

mfg of basic metals




chemical products


petroleum products



activities




Govt. of India


activities




66.69

32.76

0.55Sovereign

AAA

A1+

45

GROUP FUNDKOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107)

Investment ObjectiveAims for moderate growth by holding a diversified mix of equities and fixed interest instruments. May also be susceptible to moderate levels of shorter-term volatility (downside risk).


AUM (in Lakhs)



Kotak Group Balanced Fund (%)

Benchmark (%)

1 month 4.0 4.2

3 months 5.4 5.7

6 months 13.1 13.1

1 year 36.2 37.9

2 years 14.2 13.4

3 years 12.7 12.2

4 years 11.3 11.1

5 years 12.2 12.2

6 years 10.9 10.4

7 years 12.4 11.0

10 years 11.6 10.4

Inception 13.3 11.9



Equity 30 - 60 58

Gsec / Debt

20 - 70 39

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

1,54,517.21

93.7746

Equity: Rohit Agarwal Debt : Gajendra Manavalan

Equity - 60% (BSE 100)Debt - 40% (Crisil Composite Bond)


Holdings % to Fund

Equity 57.53

Infosys Ltd 4.62


ICICI Bank Ltd 3.90




HDFC Bank Ltd 2.39


Axis Bank Ltd 1.76








S R F Ltd 1.03




Others 17.44

G-Sec 30.58

6.22% GOI - 16.03.2035 6.02

6.79% GOI - 15.05.2027 4.61

6.67% GOI - 17.12.2050 4.07

7.17% GOI - 08.01.2028 3.25

7.26% GOI - 14.01.2029 1.42

7.32% GOI - 28.01.2024 1.20

7.61% GOI - 09.05.2030 1.05

6.42% NABARD - 25.11.2030 0.85

6.79% GOI - 26.12.2029 0.69

8.54% REC - 15.11.2028 0.68

Others 6.74

Corporate Debt 8.58


8.56% REC - 29.11.2028 0.68

8.55% HDFC - 27.03.2029 0.60


7.85% PFC - 03.04.2028 0.40


5.78% HDFC - 25.11.2025 0.31




Others 4.30

MMI 2.09

NCA 1.22

Portfolio

88,901

63,732

1,884

Equity Debt NCA

12.51

1.61

1.83

1.90

2.86

3.40

4.80

4.81

7.68

26.18

32.42

Others

Civil engineering

mfg of basic metals



botanical products


mineral products




petroleum products


chemical products



activities

Govt. of India


activities




36.24

1.140.01 Sovereign

AAA

A1+

AA-

62.61

46

GROUP FUNDKOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will pre-serve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Bond Fund

(%)

Benchmark (%)

1 month 0.4 0.6

3 months 2.5 2.9

6 months 1.2 1.3

1 year 5.3 6.2

2 years 9.8 9.6

3 years 10.9 9.9

4 years 8.6 8.0

5 years 9.1 8.6

6 years 9.0 8.7

7 years 9.6 9.2

10 years 9.6 8.8

Inception 9.1 7.0



Gsec 00 - 75 68

Debt 25 - 100 26

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

2,20,489.48

44.7798


Equity - 0% (NA)Debt - 100% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 67.72

6.22% GOI - 16.03.2035 16.45

6.79% GOI - 15.05.2027 11.48

6.67% GOI - 17.12.2050 9.90

7.17% GOI - 08.01.2028 5.70

7.26% GOI - 14.01.2029 3.62

6.79% GOI - 26.12.2029 2.12

8.54% REC - 15.11.2028 1.96

6.45% REC - 07.01.2031 1.74

6.42% NABARD - 25.11.2030 1.45

5.79% GOI - 11.05.2030 1.45

Others 11.85



8.55% HDFC - 27.03.2029 1.88

8.56% REC - 29.11.2028 1.81



7.85% PFC - 03.04.2028 0.89

6.39% IOC - 06.03.2025 0.86

6.99% HDFC - 13.02.2023 0.84



Others 13.15

MMI 4.02

NCA 1.90

Portfolio

216,294

4,195

Debt NCA

0.01

1.10

1.23

1.90

2.86

3.28

31.48

58.14

mfg of basic metals



motorcycles

Others




Govt. of India




99.46

0.54

Sovereign

AAA

47

GROUP FUNDKOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will pre-serve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Gilt Fund

(%)

Benchmark (%)

1 month 0.2 0.6

3 months 2.0 2.4

6 months 0.5 0.9

1 year 3.6 4.7

2 years 8.7 9.0

3 years 10.3 10.2

4 years 8.2 8.3

5 years 8.7 8.7

6 years 8.7 8.8

7 years 9.5 9.4

10 years 9.2 9.2

Inception 8.0 7.8



Gsec 80 - 100 98

MMI /Others

00 - 20 2

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

13,291.37

39.5111


Equity - 0% (NA)Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 97.77

6.67% GOI - 17.12.2050 16.61

6.79% GOI - 15.05.2027 14.80

6.22% GOI - 16.03.2035 14.19

7.69% GOI - 17.06.2043 5.08

9.12% GJ SDL - 23.05.2022 4.73

7.32% GOI - 28.01.2024 4.07

7.16% GOI - 20.09.2050 3.17

7.65% TN SDL -06.12.2027 3.10

8.15% GOI FCI Bonds - 16.10.22 2.68

8.15% GOI - 24.11.2026 2.37

Others 26.98

MMI 0.53

NCA 1.70

Portfolio

13,065

226

Debt NCA

0.53

1.70

21.14

76.63


Others


Govt. of India




87.02

12.98

Sovereign

AAA

48

GROUP FUNDKOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases Will preserve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Floating Rate

Fund (%)

Benchmark (%)

1 month 0.3 0.3

3 months 1.4 0.9

6 months 1.4 1.8

1 year 3.8 3.8

2 years 5.9 4.9

3 years 6.9 5.8

4 years 6.2 6.1

5 years 6.5 6.3

6 years 6.8 6.5

7 years 7.2 6.9

10 years 8.0 7.4

Inception 7.6 6.9



Gsec 00 - 75 62

Debt 25 - 100 30

MMI /Others

00 - 40 7

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

13,249.93

33.4595


Equity - 0% (NA)Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 62.09

6.84% GOI - 19.12.2022 15.70

9.37% MAH SDL - 04.12.2023 11.43

5.15% GOI - 09.11.2025 11.30

5.22% GOI - 15.06.2025 3.70

8.92% RJ SDL - 21.11.2022 3.30

9.12% GJ SDL - 23.05.2022 2.37

8.39% RJ SPL SDL - 15.03.2022 1.85

7.20% MH SDL -09.08.2027 1.75

8.62% MAH SDL - 20.02.2023 1.61

8.84% PN SDL - 11.06.2024 1.52

Others 7.55


GOI FRB - 07.11.2024 23.60

HDB Financial services Ltd FBIL MIBOR 3M - 20.10.2022

6.81

MMI 5.96

NCA 1.54

Portfolio

13,046

203

Debt NCA

1.54

12.78

27.52

58.17

Others



Govt. of India




GROUP FUNDKOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107)

Investment ObjectiveWill protect capital and not have downside risks.

AUM (in Lakhs)



Kotak Group Money

Market Fund (%)

Benchmark (%)

1 month 0.6 0.3

3 months 1.0 0.9

6 months 1.2 1.8

1 year 13.0 3.8

2 years 13.5 4.9

3 years 10.6 5.8

4 years 9.1 6.1

5 years 8.1 6.3

6 years 7.9 6.5

7 years 7.9 6.9

10 years n.a n.a

Inception 8.1 7.2



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

12th August 2013

3.28

18.3919


Equity - 0% (NA)Debt - 100% (CRISIL Liquid)


Holdings % to Fund

MMI 0.00

NCA 100.00

Portfolio

3

Debt NCA

-

100.00Others

100.00

NCA





62.47

36.86

0.66Sovereign

AAA

A1+

50

GROUP FUNDKOTAK GROUP SECURE CAPITAL FUND(ULGF-016-12/04/11-SECCAPFND-107)

Investment ObjectiveThe portfolio will consist of highly rated debt instruments including corporate debt and infrastructure debt assets as defined in the IRDA regula-tions, Government securities and short term investments.


AUM (in Lakhs)



Kotak Group Secure Capital

Fund (%)

Benchmark (%)

1 month 0.4 0.6

3 months 2.5 2.9

6 months 1.2 1.3

1 year 5.4 6.2

2 years 9.6 9.6

3 years 10.6 9.9

4 years 8.4 8.0

5 years 8.9 8.6

6 years 8.8 8.7

7 years 9.4 9.2

10 years 9.4 8.8

Inception 9.3 8.7



Gsec 00 - 75 67

Debt 25 - 100 26

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

12th April 2011

72,301.00

24.6165


Debt - 100% (Crisil Composite Bond)


Holdings % to Fund

G-Sec 67.49

6.22% GOI - 16.03.2035 15.30

6.67% GOI - 17.12.2050 10.78

6.79% GOI - 15.05.2027 10.77

7.17% GOI - 08.01.2028 5.76

7.26% GOI - 14.01.2029 3.56

7.32% GOI - 28.01.2024 3.17

6.79% GOI - 26.12.2029 1.80

6.45% REC - 07.01.2031 1.77

8.54% REC - 15.11.2028 1.57

5.79% GOI - 11.05.2030 1.50

Others 11.50



5.45% NTPC - 15.10.2025 2.11


8.55% HDFC - 27.03.2029 1.59

9.05% HDFC - 20.11.2023 1.49

8.56% REC - 29.11.2028 1.29

6.90% IRFC - 05.06.2035 0.96

5.78% HDFC - 25.11.2025 0.95


6.39% IOC - 06.03.2025 0.90

Others 12.10

MMI 4.13

NCA 1.92

Portfolio

70,914

1,387

Debt NCA

0.90

0.98

1.92

2.62

4.32

30.61

58.66



motorcycles

Others




Govt. of India




GROUP FUNDKOTAK GROUP SHORT TERM BOND FUND(ULGF-018-18/12/13-SHTRMBND-107)

Investment ObjectiveWill generate stable returns through investments in a suitable mix of debt and money market instruments.


AUM (in Lakhs)



Kotak Group Short Term Bond Fund

(%)

Benchmark (%)

1 month 0.5 0.6

3 months 1.7 2.3

6 months 1.2 2.1

1 year 4.5 7.1

2 years 6.8 8.8

3 years 7.6 8.9

4 years 6.8 7.9

5 years 7.0 8.1

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 7.1 8.1



Gsec 00 - 50 39

Debt 25 - 75 42

MMI /Others

10 - 75 19

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

19th October 2015

10,998.47

14.6986


100%-CRISIL Short Term Bond Fund Index


Holdings % to Fund

G-Sec 38.88

6.18% GOI - 04.11.2024 11.30

7.20% MH SDL -09.08.2027 5.61

7.17% GOI - 08.01.2028 4.78

6.84% GOI - 19.12.2022 4.73

5.63% GOI - 12.04.2026 3.19

9.50% GJ SDL - 11.09.2023 2.00


9.69% PN SDL - 12.02.2024 1.02

8.90% KA SDL - 19.12.2022 0.97

9.17% PN SDL - 11.04.2022 0.95

Others 2.92



5.45% NTPC - 15.10.2025 7.39

9.05% HDFC - 20.11.2023 4.91

5.32% NHB - 01.09.2023 4.64


3.77


5.78% HDFC - 25.11.2025 1.83

9.20% PFC - 07.07.2021 1.65

7.25% HDFC - 17.06.2030 1.63


Others 4.58

MMI 16.91

NCA 2.40

Portfolio

10,735

264

Debt NCA

2.40

3.77

7.50

13.10

25.78

47.45

Others


motorcycles



Govt. of India


Performance Meter

60.16

39.84

AAA

Sovereign




GROUP FUNDKOTAK GROUP PRUDENT FUND(ULGF-019-04/07/17-KGPFFND-107)

Investment ObjectiveAims to provide enhanced long term returns by taking a moderate exposure to equity and equity related securities and active management of a fixed income portfolio.


AUM (in Lakhs)



Kotak Group Prudent Fund

(%)

Benchmark (%)

1 month 1.4 1.8

3 months 3.1 3.9

6 months 4.6 5.1

1 year 13.3 16.0

2 years 10.6 11.1

3 years 11.5 11.0

4 years n.a n.a

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 38.5 36.6



Equity 00 - 20 17

Gsec / Debt

40 - 100 67

MMI /Others

00 - 40 17

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

1st June 2018

17,939.68

13.8475


20% BSE 100 & 80% Crisil Composite Bond


Holdings % to Fund

Equity 16.66

Infosys Ltd 1.49



ICICI Bank Ltd 0.86


HDFC Bank Ltd 0.78



Axis Bank Ltd 0.59












Others 4.43

G-Sec 60.07

6.67% GOI - 17.12.2050 10.87

6.79% GOI - 15.05.2027 9.31

6.22% GOI - 16.03.2035 9.22

7.17% GOI - 08.01.2028 6.81

7.26% GOI - 14.01.2029 5.97

6.79% GOI - 26.12.2029 4.30

7.32% GOI - 28.01.2024 3.96

9.50% GJ SDL - 11.09.2023 1.84

6.85% NABARD - 21.03.2031 1.24

7.69% GOI - 17.06.2043 0.70

Others 5.85

Corporate Debt 6.51


8.56% REC - 29.11.2028 0.63

5.78% HDFC - 25.11.2025 0.62

7.85% PFC - 03.04.2028 0.60


0.54



8.55% HDFC - 27.03.2029 0.44

7.62% EXIM- 01.09.2026 0.29

6.39% IOC - 06.03.2025 0.29

Others 1.38

MMI 15.27

NCA 1.49

Portfolio

2,989

14,683

Equity Debt NCA

286

4.71

0.55

0.75

0.79

1.09

1.27

1.74

2.50

3.71

29.56

53.32

others

mfg of basic metals


motorcycles

mfg of other non-metallicmineral products

mfg of motor vehicles,trailers and semi-trailers

mfg of chemicals andchemical products


Computer programming,consultancy and related

activities



Govt. of India

69.69

30.04

0.27

Sovereign

AAA

A1+

Performance Meter




The Break-up of Others is as given below

Equity Classic Opportunities Fund Equity Frontline Equity Fund

Equity Balanced Fund

Others 16.91UltraTech Cement Ltd 0.76Supreme Industries Ltd 0.75Kajaria Ceramics Ltd 0.64J B Chemicals & Pharmaceuticals Ltd 0.64Greenpanel Industries Limited 0.62The Ramco Cements Ltd 0.61Hindalco Industries Ltd 0.59Max Financial Services Ltd 0.58Indraprastha Gas Ltd 0.57Coromandel International Ltd 0.57Bharat Petroleum Corporation Ltd 0.57Dixon Technologies India Ltd 0.53Emami Ltd 0.53Asian Paints Ltd 0.52Titan Industries Ltd 0.50Greenply Industries Ltd 0.46SBI Cards and Payment Services Ltd 0.44Somany Ceramics Ltd 0.43Jindal Steel and Power Ltd 0.43Aavas Financiers Ltd 0.42Alkem Laboratories Ltd 0.42Aurobindo Pharma Ltd 0.41Tech Mahindra Ltd 0.40Godrej Consumer Products Limited 0.39ICICI Prudential IT ETF 0.39Sun Pharmaceuticals Ltd 0.39Tata Steel Ltd 0.39Lux Industries Limited 0.38Brigade Enterprises Ltd 0.37AU Small Finance Bank Ltd 0.34United Breweries LTD 0.33Ashok Leyland Ltd 0.30SBI Life Insurance Company Ltd 0.28Tata Global Beverages Ltd 0.26Indiamart Intermesh Ltd 0.22Shriram Transport Finance Co. Ltd 0.21Page Industries Ltd 0.13V I P Industries Ltd 0.12United Spirits Ltd 0.016% Zee Entertainment Enterprises Ltd Pref Shares 0.0003

ANNEXURE

Equity Kotak Opportunities Fund

Others 37.55Supreme Industries Ltd 1.30Bajaj Finance Ltd 1.28P I Industries Ltd 1.26Shree Cement Ltd 1.25Axis Bank Ltd 1.20Motherson Sumi Systems Ltd 1.11National Thermal Power Corporation Ltd 1.11Aurobindo Pharma Ltd 1.08SBI Cards and Payment Services Ltd 1.08Bajaj Auto Ltd 0.98ICICI Lombard General Insurance Company Ltd 0.98Cadila Healthcare Ltd 0.96Crompton Greaves Consumer Electricals Limited 0.94Jindal Steel and Power Ltd 0.91Emami Ltd 0.90Indraprastha Gas Ltd 0.90Sun Pharmaceuticals Ltd 0.89JK Cement Limited 0.89Max Financial Services Ltd 0.87Indiamart Intermesh Ltd 0.87J B Chemicals & Pharmaceuticals Ltd 0.83Godrej Consumer Products Limited 0.83AU Small Finance Bank Ltd 0.80Brigade Enterprises Ltd 0.76Kajaria Ceramics Ltd 0.74Titan Industries Ltd 0.72SBI Life Insurance Company Ltd 0.69Solara Active Pharma Sciences Limited 0.68HDFC Asset Management Co Ltd 0.68Persistent Systems Limited 0.66Gujarat Gas Ltd 0.64Alkem Laboratories Ltd 0.64Tech Mahindra Ltd 0.64Aavas Financiers Ltd 0.63P N C Infratech Ltd 0.60Mphasis Ltd 0.59Balkrishna Industries Ltd 0.57Jubilant Foodworks Ltd 0.53Voltas Ltd 0.51Page Industries Ltd 0.48Ashok Leyland Ltd 0.45V I P Industries Ltd 0.43Tata Steel Ltd 0.42Wipro Ltd 0.42Sheela Foam Limited 0.41Tata Power Company Ltd 0.29Zee Entertainment Enterprises Ltd 0.28Tata Global Beverages Ltd 0.26United Spirits Ltd 0.21Ipca Laboratories Ltd 0.16The Great Eastern Shipping Co. Ltd 0.12Apollo Hospitals Enterprise Ltd 0.096% Zee Entertainment Enterprises Ltd Pref Shares 0.01

Others 37.00Supreme Industries Ltd 1.29Bajaj Finance Ltd 1.28P I Industries Ltd 1.27Shree Cement Ltd 1.20Axis Bank Ltd 1.19National Thermal Power Corporation Ltd 1.10Motherson Sumi Systems Ltd 1.09Aurobindo Pharma Ltd 1.07SBI Cards and Payment Services Ltd 1.03Bajaj Auto Ltd 0.98Cadila Healthcare Ltd 0.95ICICI Lombard General Insurance Company Ltd 0.94JK Cement Limited 0.93Crompton Greaves Consumer Electricals Limited 0.93Jindal Steel and Power Ltd 0.91Emami Ltd 0.91Sun Pharmaceuticals Ltd 0.88Indraprastha Gas Ltd 0.86Max Financial Services Ltd 0.85Indiamart Intermesh Ltd 0.85Godrej Consumer Products Limited 0.82J B Chemicals & Pharmaceuticals Ltd 0.82AU Small Finance Bank Ltd 0.77Brigade Enterprises Ltd 0.75Titan Industries Ltd 0.72Kajaria Ceramics Ltd 0.72SBI Life Insurance Company Ltd 0.69Solara Active Pharma Sciences Limited 0.68HDFC Asset Management Co Ltd 0.67Gujarat Gas Ltd 0.65Persistent Systems Limited 0.64Tech Mahindra Ltd 0.63Aavas Financiers Ltd 0.61Alkem Laboratories Ltd 0.61P N C Infratech Ltd 0.58Balkrishna Industries Ltd 0.58Mphasis Ltd 0.57Jubilant Foodworks Ltd 0.51Voltas Ltd 0.50Page Industries Ltd 0.48Tata Steel Ltd 0.42Ashok Leyland Ltd 0.42V I P Industries Ltd 0.42Wipro Ltd 0.42Sheela Foam Limited 0.40Tata Power Company Ltd 0.28Zee Entertainment Enterprises Ltd 0.28Tata Global Beverages Ltd 0.25United Spirits Ltd 0.21Ipca Laboratories Ltd 0.17The Great Eastern Shipping Co. Ltd 0.12Apollo Hospitals Enterprise Ltd 0.096% Zee Entertainment Enterprises Ltd Pref Shares 0.001

Others 30.22UltraTech Cement Ltd 1.39Hindalco Industries Ltd 1.36Kajaria Ceramics Ltd 1.20The Ramco Cements Ltd 1.06Greenpanel Industries Limited 1.03Aavas Financiers Ltd 1.00Supreme Industries Ltd 0.99Indraprastha Gas Ltd 0.97Bharat Petroleum Corporation Ltd 0.97Max Financial Services Ltd 0.96Dixon Technologies India Ltd 0.93Tata Steel Ltd 0.93Titan Industries Ltd 0.92Zee Entertainment Enterprises Ltd 0.91Ashok Leyland Ltd 0.91Emami Ltd 0.90J B Chemicals & Pharmaceuticals Ltd 0.90Jindal Steel and Power Ltd 0.89Asian Paints Ltd 0.87Sun Pharmaceuticals Ltd 0.87Somany Ceramics Ltd 0.78Motherson Sumi Systems Ltd 0.77Alkem Laboratories Ltd 0.75Page Industries Ltd 0.74Indiamart Intermesh Ltd 0.71AU Small Finance Bank Ltd 0.71Greenply Industries Ltd 0.70Brigade Enterprises Ltd 0.67Lux Industries Limited 0.64Shriram Transport Finance Co. Ltd 0.60Aurobindo Pharma Ltd 0.57United Breweries LTD 0.54Bajaj Finance Ltd 0.53IndusInd Bank Ltd 0.37V I P Industries Ltd 0.33Tech Mahindra Ltd 0.33United Spirits Ltd 0.32Coromandel International Ltd 0.16ICICI Prudential IT ETF 0.056% Zee Entertainment Enterprises Ltd Pref Shares 0.001




Equity Guarantee Fund

Others 16.16

Nestle (India) Ltd 0.84

Tata Steel Ltd 0.84

Power Grid Corporation of India Ltd 0.81



Adani Ports and Special Economic Zone Ltd 0.76

National Thermal Power Corporation Ltd 0.73

Divis Laboratories Ltd 0.72

Bajaj Auto Ltd 0.71

Cipla Ltd 0.67


Wipro Ltd 0.61

Grasim Industries Ltd 0.59

Oil & Natural Gas Corporation Ltd 0.57


Tata Motors Ltd 0.55




UPL Ltd 0.48

Tech Mahindra Ltd 0.48

Bajaj Finserv Ltd 0.41


Tata Global Beverages Ltd 0.38

IndusInd Bank Ltd 0.33

HDFC Standard Life Insurance Company Ltd 0.32

Indian Oil Corporation Ltd 0.25

SBI Life Insurance Company Ltd 0.22

Coal India Ltd 0.18

Equity Kotak Aggressive Growth Fund

Others 25.30P I Industries Ltd 1.72Shree Cement Ltd 1.70Sun Pharmaceuticals Ltd 1.43Dalmia Bharat Limited 1.38Titan Industries Ltd 1.33Supreme Industries Ltd 1.11Hindalco Industries Ltd 1.08The Ramco Cements Ltd 1.08Ashok Leyland Ltd 0.99Tata Steel Ltd 0.99Indraprastha Gas Ltd 0.98Max Financial Services Ltd 0.97Alkem Laboratories Ltd 0.93Jindal Steel and Power Ltd 0.92Page Industries Ltd 0.92Zee Entertainment Enterprises Ltd 0.91Emami Ltd 0.81AU Small Finance Bank Ltd 0.66Shriram Transport Finance Co. Ltd 0.63Aurobindo Pharma Ltd 0.62Tech Mahindra Ltd 0.57Bajaj Finance Ltd 0.53Motherson Sumi Systems Ltd 0.52United Breweries LTD 0.51Cadila Healthcare Ltd 0.45IndusInd Bank Ltd 0.40I T C Ltd 0.35Tata Global Beverages Ltd 0.28SBI Life Insurance Company Ltd 0.19Coromandel International Ltd 0.18ICICI Prudential IT ETF 0.156% Zee Entertainment Enterprises Ltd Pref Shares 0.01

Equity Kotak Dynamic Growth Fund

Others 21.45UltraTech Cement Ltd 1.12The Ramco Cements Ltd 1.11Kajaria Ceramics Ltd 1.10Hindalco Industries Ltd 1.07Indraprastha Gas Ltd 0.83Bharat Petroleum Corporation Ltd 0.78Supreme Industries Ltd 0.77Max Financial Services Ltd 0.75Dixon Technologies India Ltd 0.74Tata Steel Ltd 0.73Zee Entertainment Enterprises Ltd 0.71J B Chemicals & Pharmaceuticals Ltd 0.70Asian Paints Ltd 0.69Titan Industries Ltd 0.68Somany Ceramics Ltd 0.67Aavas Financiers Ltd 0.67Greenpanel Industries Limited 0.63Brigade Enterprises Ltd 0.62Sun Pharmaceuticals Ltd 0.60Motherson Sumi Systems Ltd 0.60Page Industries Ltd 0.58Emami Ltd 0.58Aurobindo Pharma Ltd 0.56Greenply Industries Ltd 0.55AU Small Finance Bank Ltd 0.50Lux Industries Limited 0.49Indiamart Intermesh Ltd 0.46Bajaj Finance Ltd 0.41United Breweries LTD 0.37Alkem Laboratories Ltd 0.26V I P Industries Ltd 0.26Tech Mahindra Ltd 0.26United Spirits Ltd 0.25Ashok Leyland Ltd 0.18Coromandel International Ltd 0.166% Zee Entertainment Enterprises Ltd Pref Shares 0.01


ANNEXURE

Equity Kotak Dynamic Balanced Fund

Others 15.11




Jubilant Foodworks Ltd 0.78

Coromandel International Ltd 0.77





Supreme Industries Ltd 0.72



Brigade Enterprises Ltd 0.66

Petronet L N G Ltd 0.62

ICICI Lombard General Insurance Company Ltd 0.61

Interglobe Aviation Ltd 0.55

Hindustan Petroleum Corporation Ltd 0.55


P N C Infratech Ltd 0.43


Colgate Palmolive India Ltd 0.42


Bajaj Auto Ltd 0.37




Equity Pension Classic Opportunities Fund

Others 9.18





Jindal Steel and Power Ltd 1.11


Cipla Ltd 1.04






ANNEXURE

Equity Kotak Pension Opportunities Fund

Others 15.61




Cipla Ltd 1.28



JK Cement Limited 0.97










I T C Ltd 0.20

Equity Pension Frontline Equity Fund

Others 18.12














Equity Pension Guarantee Fund

Others 14.83


Tata Steel Ltd 0.76

Power Grid Corporation of India Ltd 0.74



Adani Ports and Special Economic Zone Ltd 0.70


Divis Laboratories Ltd 0.67

Bajaj Auto Ltd 0.65

Cipla Ltd 0.61


Wipro Ltd 0.56

Grasim Industries Ltd 0.54

Oil & Natural Gas Corporation Ltd 0.52


Tata Motors Ltd 0.50




UPL Ltd 0.44


Bajaj Finserv Ltd 0.38







Coal India Ltd 0.16

Equity Pension Balanced Fund II

Others 3.46

Tata Steel Ltd 0.66





Interglobe Aviation Ltd 0.37



Equity Kotak Group Balanced Fund

Others 17.44





The Ramco Cements Ltd 0.58

Max Financial Services Ltd 0.58


Indraprastha Gas Ltd 0.57



Tata Steel Ltd 0.55

Kajaria Ceramics Ltd 0.55

J B Chemicals & Pharmaceuticals Ltd 0.54

Zee Entertainment Enterprises Ltd 0.54

Dixon Technologies India Ltd 0.53

Emami Ltd 0.51

Somany Ceramics Ltd 0.48

Greenpanel Industries Limited 0.48

Indiamart Intermesh Ltd 0.47

Page Industries Ltd 0.47

Motherson Sumi Systems Ltd 0.46

Jindal Steel and Power Ltd 0.44

Aavas Financiers Ltd 0.42

Greenply Industries Ltd 0.42

Ashok Leyland Ltd 0.42

Aurobindo Pharma Ltd 0.42

Lux Industries Limited 0.38

Alkem Laboratories Ltd 0.37


United Breweries LTD 0.36

AU Small Finance Bank Ltd 0.34


Shriram Transport Finance Co. Ltd 0.23



V I P Industries Ltd 0.19

United Spirits Ltd 0.19

Coromandel International Ltd 0.10

ICICI Prudential IT ETF 0.03

6% Zee Entertainment Enterprises Ltd Pref Shares 0.001

Cipla Ltd 0.0003




Disclaimer

Disclaimer :

About Us :Kotak Mahindra Life Insurance Company Ltd.

Kotak Mahindra Life Insurance Company Limited (Kotak Life Insurance) is a 100% owned subsidiary of Kotak Mahindra Bank (Kotak). Kotak Life Insurance provides world-class insurance products with high customer empathy. Its product suite leverages the combined prowess of protection and long term savings. Kotak Life Insurance is one of the fastest growing insurance companies in India and has covered over several million lives. For more information, please visit the company’s website at https://insurance.kotak.com

Kotak Mahindra Group

Established in 1985, Kotak Mahindra Group is one of India’s leading financial services conglomerate. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first nonbanking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and International Business Units. For more information, please visit the company’s website at www.kotak.com

Trade Logo Disclaimer

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.

Kotak Mahindra Life Insurance Company Ltd; Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 2nd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051.

Website: https://insurance.kotak.com Email:[email protected] I Toll Free No. – 1800 209 8800

Risk factors :

Though document is thoroughly researched & prepared by our fund experts, Kotak Mahindra Life Insurance Company Ltd however makes no warranties, repre-sentations, promises or statements that the information contained herein is clear, correct, precise or accurate. This document has been prepared for the purpose of providing an overview of KLI funds without taking account of any particular investor’s objectives, financial situation or needs. You are therefore requested not to substitute this document with any professional opinion/advice and to use your discretion basis your financial objectives.

• Unit Linked Life Insurance Products are different from traditional insurance products and are subject to the risk factors.

• The premium paid in Unit Linked Life Insurance Products are subject to investment risk associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and insured is responsible for his/her decisions.

• Kotak Life Insurance is only the name of the Insurance Company and the specified Unit Linked funds do not in any way indicate the quality of the contract, its future prospects or returns.

• Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

• Past performance of any of the funds is not indicative of their future prospects or returns.


MAY 2021 FUND UPDATE

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